## **Trustees’ Annual Report for the period** ## **From 1/9/2023 Period start date To 31/8/2024 Period end date** ## **Charity name: CMA CONNECT FAREHAM** ## **Charity registration number: 1182335** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|**The purpose of the CMA Centre is to**
**enable people to access help and advice**
**on all aspects of personal finance for**
**anyone who requires it. The Centre**
**may not, however, give debt advice,**
**investment advice nor advise on**
**business finances.**| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|**We meet members of the public who**
**contact the CMA centre for access**
**to debt advice. We record their details**
**and input to these to the National CMA**
**computer program which provides**
**options on how the individual might**
**take steps to improve their financial**
**situation.**
**Our mantra is “Freedom from debt –**
**Hope for the future”**| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|**The service we provide is available to all**
**people, free of any charge and is solely**
**for the benefit of those who choose to**
**access our service. There is no personal**
**financial benefit or gain to any of the**
**trustees or volunteers at any point.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: ||SORP reference|| |---|---|---| |Policy on grant making|Para 1.38|| |Policy on social investment
including program related
investment|Para 1.38|| ||Para 1.38|**We are extremely grateful to all of our**
**trustees and volunteers for the**
**contribution they make that enables us**| |Contribution made by
volunteers||**to support the number of clients that we**
**do.**| |---|---|---| |Other||| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|**We continue to get numerous requests**
**from clients, who are struggling to cope**
**with many issues, from the rising cost**
**of living to mental health crises.**
**We continue to invest in recruiting and**
**training our volunteers, as well as**
**supporting each other.**
**We have recruited 4 new volunteers this**
**year.**
**We also continue to promote our work**
**in the local community, to ensure that**
**as many people as possible are aware**
**of the service we provide.**
**Our sole objective is to assist people in**
**working towards becoming debt free.**| ## **Additional information (optional)** You may choose to include further statements where relevant about: |||| |---|---|---| |Achievements against
objectives set|Para 1.41|| |Performance of fundraising
activities against objectives
set|Para 1.41|| |Investment performance
against objectives|Para 1.41|| |Other||| ## **Financial Review** |Review of the charity’s
financial position at the end
of the period|Para 1.21|**The charity is currently in a good**
**financial position and able to meet its**
**commitments.**| |---|---|---| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|**Our policy is to hold reserves sufficient**
**for two years of operational costs**
**of £5,000 per annum.**
**We are also investigating the possibility**
**of employing a centre coordinator.**| |Amount of reserves held|Para 1.22|**We currently hold a reserve of**
**£22,824.59 total in our accounts.**| |Reasons for holding zero
reserves|Para 1.22|**n/a**| |Details of fund materially in
deficit|Para 1.24|**n/a**| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|**n/a**| **Additional information (optional)** You may choose to include further statements where relevant about: |The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|**All of the funds held by the charity have**
**been generously donated by churches**
**and members of the public, for which we**
**are very grateful.**| |---|---|---| |Investment policy and
objectives including any
social investment policy
adopted|Para 1.46|**As previously mentioned, we currently**
**have a separate interest-bearing**
**account. We do so to ensure that our**
**current account only has sufficient**
**funds to operate the charity on a day-to-**
**day basis, as well as to reduce any risk**
**of our financial reserves being illegally**
**accessed.**| |A description of the principal
risks facing the charity|Para 1.46|**We currently have no identified risks.**| |Other||| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|**Charitable Incorporated Organisation**| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|**Trustees – with 5 trustees**| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|**Trustees are elected at the AGM, to**
**include a Chairperson and Treasurer.**| ## **Additional information (optional)** ## You may choose to include further statements where relevant about: |||| |---|---|---| |Policies and procedures
adopted for the induction
and training of trustees|Para 1.51|| |The charity’s organisational
structure and any wider
network with which the
charity works|Para 1.51|| |Relationship with any related
parties|Para 1.51|| |Other||| ## **Reference and Administrative details** |Charityname|**CMA CONNECT FAREHAM**| |---|---| |Other name the charity uses|n/a| |Registered charitynumber|**1182335**| |Charity’s principal address|**5A Upper St Michael's Grove,**
**Fareham,**
**Hants**
**PO14 1DN**| ||| ## **Names of the charity trustees who manage the charity** |1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year**|**Name of person (or body) entitled**
**to appoint trustee(if any)**| |---|---|---|---|---| ||DR JEAN-REMY
ROBERT
MAURICE DUBOC|CHAIRPERSON||| ||REV STEPHEN
EDWARD DENT|TREASURER||| ||JOHN AUGER|TRUSTEE||| ||JOHN PHILIP
RIGHTON|TRUSTEE||| ||DAVID JAMES
WHITE|TRUSTEE||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| |||||| ## – Corporate trustees names of the directors at the date the report was approved **Director name** Name of trustees holding title to property belonging to the charity **Trustee name Dates acted if not for whole year** ## **Funds held as custodian trustees on behalf of others** Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for safe custody and segregation of such assets from the charity’s own assets ## **Additional information (optional)** ## **Names and addresses of advisers (Optional information)** |**Type of**|**Name**|**Address**| |---|---|---| |**adviser**||| **Name of chief executive or names of senior staff members (Optional information)** ## **Exemptions from disclosure** Reason for non-disclosure of key personnel details ## **Other optional information** ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** |**Signature(s)**
**Full name(s)**
**Position (eg Secretary,**
**Chair, etc)**
**Date**|_J-R Duboc_|_S.E.Dent_| |---|---|---| ||Jean-Remy Robert Maurice Duboc|Stephen Edward Dent| ||
Chairperson|Treasurer| ||15thJune 2025|| ||15thJune 2025|| ||**CMA CONNECT FAREHAM**
**Charity Name**|**CMA CONNECT FAREHAM**
**Charity Name**|**CMA CONNECT FAREHAM**
**Charity Name**|**1182335**
**No (if any)**|**1182335**
**No (if any)**|**1182335**
**No (if any)**|**CC16a**| |---|---|---|---|---|---|---|---| ||**For the period**
**from**|01/09/2023
Period start date|**To**||31/08/2024
Period end date||| ||||||||| |**Section A Receipts and payments**|||||||| |**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**870**
**542**
**-**
**344**
**-**
**-**
**-**
**-**
**1,756**
**-**
**-**
**-**
**1,756**
**1,480**
**338**
**-**
**-**
**282**
**36**
**387**
**330**
**-**
**2,852**
**-**
**-**
**-**
**2,852**
**- 1,096**
**-**
**18,780**
**17,684**|**Restricted**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Total funds**
**to the nearest £**
**870**
**542**
**-**
**344**
**-**
**-**
**-**
**-**
**1,756**
**-**
**-**
**-**||**Last year**
**to the nearest £**| |DONATION - CHURCH COMMUNITY|**870**||||||**1,936**| |DONATION - PERSONAL|**542**||||||**191**| |GRANT - ORGANISATION|**-**||||||**500**| |INTEREST ON SAVINGS|**344**||||||**158**| ||**-**||||||**-**| ||**-**||||||**-**| ||**-**||||||**-**| ||**-**||||||**-**| |**_Sub total_**_(Gross income for_
_AR)_|**1,756**||||||**2,785**| ||||||||| |**A2 Asset and investment sales,**
**(see table).**|||||||| ||**-**||||||**-**| ||**-**||||||**-**| |**_Sub total_**|**-**||||||**-**| |**_Total receipts_**
**A3 Payments**|||||||| ||||||**1,756**||**2,785**| ||||||**1,480**
**338**
**-**
**-**
**282**
**36**
**387**
**330**
**-**
**2,852**
**-**
**-**
**-**
**2,852**

**- 1,096**||| |
CMA CONNECT FEES|**1,480**||||||**1,480**| |CMA TRAINING|**338**||||||**422**| |TRAVEL EXPENSES|**-**||||||**117**| |SIGNAGE|**-**||||||**-**| |INSURANCE|**282**||||||**481**| |DBS CHECKS|**36**||||||**-**| |PHONE / BROADBAND|**387**||||||**452**| |OFFICE EXPENSES|**330**||||||**312**| |ADVERTISING|**-**||||||**48**| |**_Sub total_ **|**2,852**||||||**3,312**| ||||||||| |**A4 Asset and investment**
**purchases (see table)**|||||||| |**,**|**-**||||||| ||**-**||||||| |**_Sub total_ **|**-**||||||**-**| |**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||| ||||||||**3,312**| ||||||||| ||**- 1,096**|**-**|**-**||
**- 1,096**||**- 527**| ||**-**|**-**|**-**||**-**||**-**| ||**18,780**|**-**|**-**||**18,780**||**19,307**| ||**17,684**|**-**|**-**||**17,684**||**18,780**| CCXX R1 accounts (SS) 04/06/2025 1 |**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|**Section B Statement of assets and liabilities at the end of the period**|| |---|---|---|---| |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
_S.E.Dent_
**Details**
**Details**
CURRENT ACCOUNT
SAVINGS ACCOUNT
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**4,150**
**-**
**13,533**
**-**
**-**
**-**
**17,684**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
STEPHEN EDWARD DENT|**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**Current value**
**(optional)**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**-**| ||||**When due**
**(optional)**| ||||| ||||| ||||| ||||| ||||| ||||| ||||Date of
approval| ||_S.E.Dent_|STEPHEN EDWARD DENT|04/06/2025| ||||| CCXX R2 accounts (SS) 04/06/2025 2