Registered Charity Number 1181925
REPORTOF THE TRusfEES AND
UNAUDITED FINANCIAL STATEMEN15
FOR THEYEAR ENDED 31 MARCH 2025
CAFLO (COMMUNITY AclloNS FOR LOCAL OPPORTUNITIES)

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNrriES)
coKrEKfs OF THE FINANCIAL sfATEMENTS
FOR THEYEARENDED 31 MARCH 2025
Admlnlstratlb* Detalls
Report of the Trustees
Independent Examiner's Report
Statement of Financial Activities
ance Sheet
Notesto the Financlal Statements

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNITIES)
REFERENCE AND ADMINisfRATIVE DEfAILS
FOR THEYEAR ENDED 31 MARCH 2025
M. O'sullivan
S. Rani
S. Smith
L. Gibbs
Chair
Trustees
Principal Address
Sports & Community Centre
Cameronian Croft
Birmingham
B368UB
Registered Charity
1181925
Independent Examiner
Cloud Accountancy Ltd
5 Park Crescent
Retford
DN22 6UF
Pa8e 3

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
TRusfEES ANNUAL REPORT
FOR THEYEAR ENDED 31 MARCH 2025
The trustees present their report with thefinancial statements of the charity for theyear ended 31 March
2025. Thetrustees haveadopted theprovisionsof Accounting and Reporting by Charities: Statement of
Recommended Practice applicableto charities preparingtheir accounts in accordancewith the Financial
Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective l January 2019).
Welcometo our annual report for theyear end 31 March 2025. Wearea registered charitywith thecharities
Commission, registration number 1181925, and wework forthe benefit of individuals and families living in,
or the surroundin& areas of the Firs and Bromford.
We exist to provide resources and facilitiesto meet the needs of individuals, children, and families
Publlc benefit
We have referred to theguidance contained in the Charity Commissions8eneral guidance on public benefit
and are satisfied the community centre provides much public benefit to the local
community.
The year was particularly successfvl for four main reasons:
(a)Weare ddighted that wehave managed to balancethebooks, having reduced last yearfs deficit that was
created through the buildin8 being flooded and reduced opportunities for external groupsto use it. This year
we have reported a small surplus and we have robust plans in placeto build the charity's reserves in the 2025-
2026 financial year.
(b)Thanksto generoussupport from several key funders wewereableto finally completethe roofrepairs! The
centrenow boastsa brand-new roof, new external doorsand improved windows. We haveslowly been
redecorating areas that were damaged and bringingthe building back into full use. Although major
investment is still needed across several areas, we now have a watertight and secure building.
(c) We received a generousfunding donation from theHenrySmith charity. This saved thecharityfrom closure
and has allowed us to rebuild our activities and service& The corefvnding helped us pull through a very
challengingtime and as we look ahead our financial situation looks much more positive.
(d)Thanksto thesupport of a rangeof funders we havebeen ableto support over4,200 pe0plethlsy￿r
through a range of new activities and services. The centre is busier than ever and thefvture looks bright.
This is our sixth report and as Chair of the trustees and I would liketo thank ourvolunteers and fundraising
team at CAFLO fortheircontinued hard work and support.
Ananclaj Revlew & Posltlon
The income and expenditurefor the period and thefinancial position at the end of the period are shown in the
attached financial statements.
ReseThtspollcy
At 31 March 2025 thecharity hdd a small I￿￿ of free reserves asthe unrestricted fund showed a small
surplus. Thecharitywill lookto fvrther increase itsfree/unrestricted reservesovwthe next 12 months.
Page 4

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
TRUSTEES ANNUAL REPORT
FOR THEYEAR ENDED 31 MARCH 2025-continued
Future Plans
Following completion of the initial renovation works:
(a) We wish to increase community use and external booking of the building. We also intend to begin to
rebuild the charities unrestricted reserves which were badly affected dueto the water damage and roof issues
which necessitated the renovation works.
(b) Begin to plan further renovations for the rest of the building. We desperately need an overhaul of our
heating and dectrical system and a lift to make the whole centre accvJsible is also required.
(c) Continue to further extend our work with peoplewith special educational needs. This will include on-
going development of our sensory room and a range of services and activities that support thlsgroup.
STRucfuR4 GOVERNANCEAND MANAGEMEKr
Governingdocument
The charity is a registered charity and its constitution is its governing document.
Charity constltutlon
Thecharity adopted itsconstitution on 2 November 2018 and achi￿ed Charitycommission registration on 7
February 2019.
Recrultment appolntment of newtrustees
During the year no new Trustees were appointed or resigned.
A new trustee is identified through desired skills, experience, knowledge and attributes needed for the
effective administration of thecharity to complement the existing group of trust
New trustees that are appointed are provided with a copy of thegoverning document, and the latest trustees.
annual report and statement ofaccounts.
Organlsatlonal structure
Thecharity is managed by the board oftrusteeswhich should number no lessthan 3 at anytime. TheTrustees
meet regularly to discuss plans. Day to day management is carried out by the centre manager.
Rlsk management
Thetrustees havea dutyto identify and r£view the risksto which thecharity isexposed and to ensure
appropriate controls are in place to provide reasonable assurance against fraud and error.
Approved by order ofthe board of trustees on 5th January 2026 and signed on its behalf by:
M O'Sullivan-Trustee
Page 5

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNrriES)
INDEPENDENT EXAMINERS REPORT
Independent examiner's report to the trusteesof CAFLO (CommunityActions For Local
Opportunitles)
I report to thecharitytrusteeson myexamination of theaccountsof CAFLO (CommunityActions For
Local Opportunities) (theTrust) for the year ended 31 March 2025.
Responsibllities a)d basisof report
Asthe charity trustees of theTrust you are responsible for the preparation of the accounts in
accordance with the requirements of the Charities Act 2011 (*heAct').
I report in respect of my examination of theTrust's accountscarried out under Section 145 of the Act
and in carryin8 Out my examination I have followed all applicable Directions given by the Charity
Commission under Section 145(5)(b) of theAct.
Independent examiner'sstatement
If the charity's gross income exceeds £250.000 your examiner must be a member of a listed body. I
can confirm that l am qualified to undertaketheexamination being a member of Thechartered
Institute of Management Accountants. which is oneof the listed bodies.
I havecompleted my examination. I confirm that no material matters have cometo my attention in
connection with the examination giving mecauseto believethat in any material respect:
l. accounting records were not kept in respect of theTrust as required by Section 130 of theAct' or
2. the accounts do not accord with those records. or
3. the accounts do not comply wlth the applicable requirements concerning theform and content
of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any
requirement that the accountsgive a true and fair view which is not a matter considered as part of an
independent examination.
I have no concerns and have come across no other matters in connection with the examination to
which attention should be drawn in this report in order to enable a proper understanding of the
accounts to be reached.
Jeremy Hague CGMAACMA
Chartered Institute of Management Accountants
Cloud Accountancy Ltd
5 Park Crescent
Retford
DN22 6UF
30 December 2025
Page 6

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
srATEMEKfoF FINANCIAL AcnviTIES
FORIHEYEAR ENDED 31 MARCH 2025
2025
Total
Funds
2024
Total
Funds
Unrestricted Restricted
Funds
Funds
Notes
INCOMEAND ENDOWMEKfs FROM
Donations and legacies
105.330
105,330
321.063
Charitable activities
58,041
58,041
4,458
Total
58,041
105,330
163,371
325,521
EXPENDMJREON
Charitable activities
37,380
108.200
145,580
380,137
NETINC(ME/ (EXPENDITURE)
20,661
(2.870)
17,791
(54,616)
RECONCILIATION OF FUNDS
Total funds brought forward
(19,200)
2,870
(16,330)
38,286
TOTAL FUNDSCARRIED FORWARD
1,461
1,461
(16,330)
The notes form part of these linan(ial 8tatefrpnts
Page 7

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNrriES)
BALANCE SHEEr
Asat 31 MARCH 2025
2025
Total
Funds
2024
Total
Funds
Unrestricted Restricted
Funds
Funds
Notes
FIXED ASSETS
Tangible assets
75
CURRENT ASSErs
Debtors
Cash at bank and in hand
8,436
3,206
11,642
8,436
3,206
11,642
1,402
1,402
CRED￿oRs
Amounts falling due within one year
(10,181)
(10,181) (17,807)
NEfcuRRENfASSErs
1,461
1,461
(16,405)
TOTAL ASSEfs LESS CURREKf LIABILrnES
1,461
1,461
(16,330)
CREDITORS
Amountsfallingdueafter oneyear
10
NEfASSET5
1,461
1,461
(16,330)
FUNDS
Unrestricted funds
Restricted funds
TOTAL FUNDS
12
1.461
(19,200)
2,870
(16,330)
1,461
Thefinancial statements were approved by the Board ofTrustees and authorised for issue on
5 January 2026 and weresigned on its behalf by:
M O'sullivan - Trustee
The notes fonn part of these financial Stater￿nts
Page 8

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNITIES)
NOTES TOTHE FINANCIAL sfATEMEKrs
FOR THEYEAR ENDED 31 MARCH 2025
I srATLtfoRY INFORMATION
CAFLO (Community Actions for Local Opportunities) is a charity registered in England and Wales. The
charity's address and registered number can befound on page 3 of thesefinancial statements.
2 ACCOUNTING POLICIES
Basisof preparingthe financial statements
The financial statements of the charity, which is a public benefit entity under FRS 102, have been
prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities:
Statement of Recommended Practice applicableto charities preparing their accounts in accordance
with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective
l January 2019),, Financial Reporting Standard 102 The Financial Reporting Standard applicable in the
UK and Republic of Ireland, and the Charities Act 2011. Thefinancial statements have been prepared
under the historical cost convention.
Income
All income is recognised in the Statement of Financial Activities oncethe charity has entitlement to the
fvnds, it is probable that the income will be received and the amount can be measured reliably.
Expenditure
Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation
committing the charity to that expenditure. it is probablethat a transfer of economic benefits will be
required in settlement and the amount of the obligation can be measured reliably. Expenditure is
accounted for on an accruals basis and has been classified under headings that aggregate all cost
related to the category. Where costs cannot be directly attributed to particular headings they have
been allocated to activities on a basis consistent with the use of resources.
Small items of unrestricted fvnd equipment generally costing lessthan £1,000 and restricted funding
for specific items, are charged in fvll to the Statement of Financial Activities when incurred.
Tanglble fixed assets
Depreciation is provided at the following annual rates in order to write off each asset over its estimated
usefvl life or, if held under a finance lease, over the lease term, whichever is the shorter.
Fixtures and fittings- 20% on cost
Motor vehicles- 25% on cost
Taxation
The charity is exempt from tax on its charitable activitie&
Fund accounting
Unrestricted fvnds can be used in accordance with the charitable objectives at the discretion of the
trustee&
Restricted fundscan only be used for particular restricted purposes within theobjects of the charity.
Restrictions arise when specified by the donor or when funds are raised for restricted purposes.
Further explanation of the nature and purpose of each fvnd is included in the notes to the financial
statements.
The notes form part of these financial staternnts
Page 9

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNrriES)
NOTESTOIHE FINANCIAL sfATEMENTS-contlnued
FOR THEYEAR ENDED 31 MARCH 2025
2 ACCCXJNllNG POLICIES -continued
Hlre purchase and leaslng commltments
Assets obtained undw hire purchase contracts or finance leases arecapitalised in the Balance Sheet.
Those held under hire purchasecontracts are depreciated over their estimated useful lives. Those held
under finance leases are depreciated over their estimated useful lives or the leaseterm, whichever is
shorter.
The interest dement of these obligations is charged to the Statement of Financial Activities over the
relevant period. The capital element of thefvture payments istreated as a liability.
Rentals paid under operating leases arecharged to the statern￿t of Financial Activities on a straight
line basis over the period of the lease.
Pension costsand other post4etlrement benefits
The charity operates a defined contribution pension scheme. Contributions payableto the charity's
pension scheme are charged to the Statement of Financial Activities in the period to which they rdate.
3 IX)NATIONS AND LEGACIES
2025
2024
Donations
Grants
Meals
150,330
321,063
150,330
321,063
Grants received. included in the above, are as follows:
2025
2024
Awardsfor All
Birmingham CC (Other)
Birmingham CC Food grant
Birmingham CC Warm Hub
BBC Children in Need
Commonwealth Games- Birmingham CC
Garfield Weston
Groundworks- HS2
Groundworks-Tesco's
Nifty 50- Birmingham CC NNS Central
Peoples Health Trust
Platform Housing
Powher Birmingham CC NNS
ern Trent Community Fund-wonderful on Tap
Sport England- ESC Lottery Fund
Sports Eng Small Grant
Birmingham CC under 50's
Henry Smith Foundation
Other grants
10,000
2,825
2,400
10,000
10,000
6,000
15,000
33,843
375
25,000
13,200
1,320
31,200
2,990
25,000
2,200
7,300
10,090
9,503
5,152
157,150
15,000
22,730
2,500
45.000
5,615
321,063
150,330
The notes form part of these financial State￿￿ntS
Page 10

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
NOTESTOTHE FINANCIAL sfATEMEKfs-contlnued
FOR THEYEAR ENDED 31 MARCH 2025
4 TrusfEES' REMUNERATI(￿ AND BENEFrrs
Total remuneration paid to Trustees in the period was £nil (2024: £nil)
5 sfAFF COSTS
2025
2024
Wages and salaries
Other pension costs
61,304
947
62,251
76,215
1,016
77,231
2025
2024
The average monthly number of employees
No employees received emoluments in excess of £60,000.
6 INDEPENDENT EXAMINATION
The amount payableto the independent examinerforaccounts and examination fee is£2,500 (2024:
£2,500).
7 TANGIBLE FIXED ASSErs
Fixtures
Motor
& Fittings Vehicles
Total
cosr
At l April 2024 and 31 March 2025
1,000
17,520
18,520
DEPRECIATION
At l April 2024
Charge for year
At 31 March 2025
925
75
1,000
17,520
18,445
75
18,520
17,520
NEfBOOK VALUE
At 31 March 2025
At 31 March 2024
75
75
The notes forn part of these financial slateff￿nts
Page11

CAFLO (COMMUNrrY ACTIONS FOR LOCAL OPPORTUNrriES)
N(yfESTOTHE FINANCIAL sfATEMEKfs-contlnued
FOR THE YEAR ENDED 31 MARCH 2025
Fixed assets, included in the above. which are held under hire purchase contracts are as follows:
Motor
Vehicles
cosr
At l April 2024 and 31 March 2025
17,520
DEPRECIATION
At l April 2024
Charge for year
At 31 March 2025
17,520
17,520
NETB(XXVALUE
At 31 March 2025
At 31 March 2024
8 DEBT(XIS: AMouNfs FALLING DUEWITHIN ONEYEAR
2025
2024
Other debtors
Prepayments
8,436
8,436
9 CREDITORS: AMouKfs FALLING DUE WITHIN ONEYEAR
2025
2024
Hire purchase (see note 11)
Trade creditors
Social security and other taxes
Other creditors
Accruals and deferred income
2,687
8,223
4,905
1,992
9,543
61
577
10,181
17,807
10 CREDITORS: AMOUNTS FALLING AFTER ONEYEAR
2025
2024
Hire purchase (see note 11)
The notes fomi part of these financial 8tateffonts
Page 12

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
NOTESTOTHE FINANCIAL sfATEMEKfs- contlnued
FOR THEYEAR ENDED 31 MARCH 2025
11 LEASING AGREEMEKrs
Minimum lease payments fall due as follows:
2025
2024
Hlre Purchase contracts
Within oneyear
Between one and five years
2,687
2,687
Non cancellable operating lease
Within oneyear
Between one and fiveyears
20
25
20
25
12 MOVEMEKfiNFUNDS
Net
movement
infvnds
At
31.3.25
1.4.24
Unrestrlcted funds
General fund
(19,200)
20,661
1,461
Restrlcted Funds
Birmingham CC Food grant
Birmingham CC Warm Hub
Children in Need
Groundworks- HS2
Nifty 50- NNS Central
Peoples Health Trust
Platform Housing
Powher Birmingham CC NNS
Sport England- ESC Lottery Fund
Birmingham CC under 50's
2,070
(2,070)
800
(800)
2,870
(2,870)
TufAL FUNDS
(16,330)
17,791
1,461
The notes fomi part of these financial staterrnnts
Page 13

CAFLO (COMMUNITY ACTIONS FOR LOCAL OPPORTUNrriES)
NOTESTOTHE FINANCIAL ¥fATEMENTS- continued
FOR THEYEAR ENDED 31 MARCH 2025
12 MOVEMENTIN FUNDS-contlnued
Net movement in funds, included in the above are as follows:
Incoming Resources Movement
resources expended
infvnds
Unrestrlrted fvnds
General fvnd
58,041
(37,380)
20,661
Restrlcted Funds
Birmingham CC Food grant
Birmingham CC Warm Hub
Children in Need
Groundworks~ HS2
Nifty50-NNS Central
Peoples Health Trust
Platform Housing
Powher Birmingham CC NNS
Sport England-ESC Lottery Fund
Birmingham CC under 50's
1,320
31,200
(1,320)
(31,200)
(2,070)
(2,990)
(25,000)
(2,200)
(7,300)
(10,890)
(22,730)
(2,500)
(2,070)
2.990
25,000
2,200
7,300
10,090
22,730
2,500
(800)
105,330 (108,200)
163,371
(145,580)
(2,870)
17.791
TufAL FUNDS
Comparatlvesfor movement in funds
Net
movement
in fvnds
At
31.3.24
Unrestrlcted funds
General fvnd
5,946
(19.200)
Restrlcted funds
BBC Children in Need
Groundworks-HS2
NiftyS0- NNSCentral
Powher Birmingham CC NCS
Severn Trent Community Fund-wonderful on Tap
Sport England- ESC Lottery
(150)
(5,979)
(3,333)
800
(31,900)
(20,000)
2.070
800
(60,562)
2,870
(54,616) (16,330)
TOTAL FUNDS
The notes form part of these finanoal 8taternnts
Page 14

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNMES)
NOTESTOTHE FINANCIAL sfATEMENT5-contlnued
FOR THE YEAR ENDED 31 MARCH 2025
12 MOVEMEKfiN FUNDS-contlnued
Comparative net movement in funds, included in the above are as follows:
Incoming Rff•ources Movement
resources expended
in funds
Unrestrlcted funds
General fvnd
10,073
(4,127)
5,946
Restricted Funds
Awards for All
Birmingham CC (Other)
Birmingham CC Food grant
Birmingham Ccwarm Hub
Children in Need
CWG Legacy Fund
Garfield Weston
Groundworks- HS2
Groundworks-Tesco's
NiftyS0- NNSCentral
Peoples Health Trust
Powher Birmingham CC NNS
Severn Trent Community Fund-wonderful on Tap
Sport England- ESC Lottery Fund
Sports Eng Small Grant
10.000
(10,000)
2,825
(2,825)
2,400
(2,400)
10,000
(10,000)
10,000
(10,150)
6,000
(6,000)
15,000
(15,000)
33,843
(39,822)
375
(375)
25,000
(28,333)
13.200
(13,200)
9,503
(8,703)
800
5,152
(37,052) (31,900)
157150 {177,150) (20,000)
15,000
{15,000)
315,448 (376,010) (60,562>
325,521 (380,137) (54,616)
(150)
(5,979)
(3.333)
TOTAL FUNDS
13 RELATED PARTY DISCL(f•URES
During the period no related party transactionstook place (2024: £nil).
During the period, donationstotalling £nil (2024: £nil) were received from trustees.
14 FUNDS
Blrmlngham CC Food grant
Hot mealsand food hampers to support people from low income households
Birmlngham CC Warm Hub
To provide a warm space for peoplewho arevulnerable isolated
Children In Need
Youth clubs and support for children with special educational needs or a disability.
Groundworks- HS2
Rq)lacethedoors and windowsat theCAFLOcentre.
The notes form part of these financial 8tateThnts
Page 15

CAFLO (COMMUNrrY AcfioNS FOR LOCAL OPPORTUNrriES)
NOTES TOTHE FINANCIAL STATEMEKf5- contlnued
FOR THEYEAR ENDED 31 MARCH 2025
14 FUNDS~contlnued
Nlfty 50- NNS Central
To provide a programme of community activities to help over 50's improve their health and well being.
Peoples Health Trust
To empower local peopleto plan, organize and deliver their own community activity programme.
Platform Housing
Healthy living promotion days, children holiday clubs and food suppliesfor the Christmasfoodbank
and celebration.
Powher Birmingham CC NNS
To provide opportunities for over SOS, bringing peopletogethu to reduce social isolation through
positive activiti& and new friendships
Sport England- ESC Lottery Fund
To replacethe main rood at theCAFLO centre.
Under 50 Blrnilngham CC
To provide social and personal development sessionsfor younger people with special educational or
disabilities.
The notes fomi part of these finanaal stateThnts
Page 16