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2025-01-31-accounts

TRUSTEES, REPORT FOR THE YEAR ENDED 31 JANUARY 2025 The trnstee5 (who are also directors for the pU￿oseS of the Companles Art) present their annual ￿port together with the financial statements of the charity for the year ended 31 lanuary 2025. The trustees confirni that the Annual Report and financial statements comply th the current statutory requirements. the requirements of the chari￿s governing document and the provisions of the Statement of Recommended Practi￿ (SORP) appli(3ble to charities preparing their accounts in aCCi)rdan￿ wsth FRS 102. sin￿ the charity qualifies as small under section 383, the strategic report required of medium and laJEe companies under The Companies Att 2006 is not require Objectives and Activities Policies and objectives Jn setting objectives and planning activities, the trustees have given due rega￿ to the Charity Commission's guidance on public benefit Big Love was established in 2019 with five core objectives: Education. Health and Wellbein& Relational Development, SporL and Small Building Projert& We are committed to tadding poverty and vulnerability through long-terni partnerships and sustainable solution& Our objects are the promotion of charitable purposes in line with Christian prinaples, seeking to improve life conditions for people in the UK and Romania. This indudes relieving sickness and hardship, a4vanang education, and promoting social indusion. Big Love acts as a bridge, connecting people and communities so that practical CoMp￿10n can make a lasting difference. Activities to achieve objectives During this year. Big Love has expanded its projects both in the UK and Romania: UK Programmes.. - Over 65 women completed the Hope Course for adults across Chelmsford and Basildon drug and alcohol centres. - The Kids Hope Course supported 40 children in local schools. with more schools signing up. - F(M)d)all mentoring continues weekly with more than 35 boys, extended to special needs

schools using frx)tball and basketball. - A Music and Welllxing cOu￿e was lauiiched for Key Stage I chlldren. - The tharity now contracts three projert stsff to deliver the Hope Courses and Music projett alongside the appointment of our first part-time member of staff (two days a wk} to strengthen UK development - Volunteer In￿1vement has grown, supporting (klivery of Kids Hope, Adult Hope, f(Y)tball, and musicartivitie& Romania Projects: - Investment in Solomon's Fann has creatsd emploJThent for over 30 local people. - The farni p￿luceS sustainable dairy income. directjyresourcing children's centre& - The ￿ntre in Chiseletnow supports 200 children each week - Across all trntsES resOU￿d by Big Love, over 800 children a￿ supported weekly. Public Benefit Big ￿ve'S work continues to delivertangible benefit in both the UKand Romania. Highlights this year indude., - children supported weekly across ￿ntreS in Romania. - 200 children each week supported in ChiseleL - 65+ women supported through the UK adult Hope Course. - 40 schiK)I children direttly supported through the Kids Hope Course. - Expansion offootball mentoring into rnainstream and special needs education. - 30 local pwple employed through Solomon's Fann. - 3 contrarted project staff and I part-time sraff memberresoutting prngt7mme& - Inayased volunteer engEemenL - StrEngthened partheyships with UKchurches and businesses. including A20 and Meet DwighL Volunteers Volunteers remain ￿ntral to Big Love's success. Theycontribute skills, time, and compassion across everyarea of ourworlL In 2024/25, volunteers included: - Teathers SUp￿rting Cu￿]cUluM developmenL - S&alled w(xers contiibuting to building and farni projects. - Young people. adults, and business leaders serving oversea& - IA)L31 volunteers assisting with Kids Hope, Adult Hope. and Music courses, We continue to provide trnining and safeguarding to support volunteers. with numbers experted to grow as projects expand. Revlew of activltles The trustees eacouraged to report strung progress and growth this year. - The has become a model ofsustainability, employing over 30 people and resour(ing children's centres. - Centres across Romania a￿ now reaching over 800 children weekly.

Big Love Charity Big Love Charity Big Love Charity 1181890 1181890 CC17a
Annual accounts for theperiod
Period start date 2/1/2024 To Period end
date		 1/31/2025
Section A Statement of financial activities
Note
Incoming resources (Note 3)
Voluntary income
S01
Activities for generating funds
S02
Investment income
S03
S04
Other incoming resources
S05
Total incoming resources
S06
Resources expended (Notes 4-8)
Costs of Generating Funds
S07
Fundraising trading costs
S08
Investment management costs
S09
Charitable activities
S10
Governance costs
S11
Other resources expended
S12
Total resources expended
S13
S14
Gross transfers between funds
S15
S16
S17
Gains and losses on investment assets
S18
Net movement in funds
S19
Total funds brought forward
S20
Total funds carried forwardS21
Recommended
categories by activity
Details of own
analysis
Incoming resources from
generated funds
Incoming resources from
charitable activities
Costs of generating voluntary
income
Net incoming/(outgoing) resources before
transfers
Net incoming/(outgoing) resources before
other recognised gains/(losses)
Other recognised gains/(losses)
Gains and losses on revaluation of fixed assets
for the charity’s own use		 £
£
£
£
£
F01
F02
F03
F04
F05
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total this
year
Total last
year
- - - - -
80,173 217 - 80,390 51,793
- - - - -
- - - - -
- - - - -
- - - - -
80,173 217 - 80,390 51,793
- - - - -
- - - - -
- - - - -
- - - - -
174,616 - - 174,616 53,868
363 - - 363 317
- - - - -
174,979 - - 174,979 54,185
- 94,806 217 - - 94,589 - 2,392
- - - - -
- 94,806 217 - - 94,589 - 2,392
- - - - -
- - - - -
- 94,806 217 - - 94,589 - 2,392
144,248 16,557 - 160,805 163,197
49,442 16,774 - 66,216 160,805

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Section B Balance sheet
 Section B Balance sheet
 Section B Balance sheet
 Section B Balance sheet
Note
Fixed assets
Tangible assets (Note 9)
B01
B02
Investments (Note 10)
B03
Total fixed assets
B04
Current assets
Stock and work in progress
B05
Debtors (Note 11)
B06
(Short term) investments
B07
Cash at bank and in hand
B08
Total current assets
B09
B10
Net current assets/(liabilities)
B11
Total assets less current liabilities
B12
B13
Provisions for liabilities and charges
B14
Net assets
B15
Funds of the Charity
Unrestricted funds
B16
B17
B18
B19
Total funds
B20
Creditors: amounts falling due within
one year (Note 12)
Creditors: amounts falling due after
one year (Note 12)
Restricted income funds (Note 13)
Endowment funds(Note 13)
Signed by one or two trustees on behalf of all
the trustees		 £
£
F01
F02
Unrestricted
funds
~~Restricted~~
income
funds		 £
F03
Endowment
funds		 £
£
F04
F05
Total this
year
Total last
year
185 - - 185 377
- - - - -
- - - - -
185 - - 185 377
- - - - -
881 - 881 44,875
- - - -
48,376 16,774 - 65,150 115,553
49,257 16,774 - 66,031 160,428
- - - - -
49,257 16,774 - 66,031 160,428
49,442 16,774 - 66,216 160,805
- - - - -
- - - - -
49,442 16,774 - 66,216 160,805
49,442 49,442 144,248
- -
16,774 16,774 16,557
- - -
49,442 16,774 - 66,216 160,805
Signature Print Name
Date of
approval
#VALUE! A Jeffery 9/22/2025

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Section C Notes to the accounts

Note 1 Basis of preparation

This section should be completed by all charities .

1.1 Basis of accounting

These accounts have been prepared on the basis of historic cost, there are no investments.

1.2 Change in basis of accounting

There has been no change to the accounting policies (valuation rules and methods of accounting) since last year.

1.3 Changes to previous accounts

No changes have been made to accounts for previous years.

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Section C Notes to the accounts

(cont) Note 2 Accounting policies

INCOMING RESOURCES

Recognition of incoming These are included in the Statement of Financial Activities (SoFA) when:
resources · the charity becomes entitled to the resources;
· the trustees are virtually certain they will receive the resources; and
· the monetary value can be measured with sufficient reliability.
Incoming resources with Where incoming resources have related expenditure (as with fundraising or contract income)
related expenditure the incoming resources and related expenditure are reported gross in the SoFA.
Grants and donations Grants and donations are only included in the SoFA when the charity has unconditional
entitlement to the resources.
Tax reclaims on donations
and gifts		 Incoming resources from tax reclaims are included in the SoFA at the time of reclaim receipt.
Contractual income and The charity did not receive any contract income or performance related income or grants.
performance related grants
Donated services and These are only included in incoming resources (with an equivalent amount in resources
facilities expended) where the benefit to the charity is reasonably quantifiable, measurable and material_._
The value placed on these resources is the estimated value to the charity of the service or
facility received.
Volunteer help The value of any voluntary help received is not included in the accounts but is described in the
trustees’ annual report.
EXPENDITURE AND LIABILITIES
Liability recognition Liabilities are recognised as soon as there is a legal or constructive obligation committing the
charity to pay out resources.
Governance costs Include costs of the preparation and examination of statutory accounts, the costs of trustee
meetings and cost of any legal advice to trustees on governance or constitutional matters.
Grants with performance Where the charity gives a grant with conditions for its payment being a specific level of service
conditions or output to be provided, such grants are only recognised in the SoFA once the recipient of the
grant has provided the specified service or output.
Grants payable without These are only recognised in the accounts when a commitment has been made and there are
performance conditions no conditions to be met relating to the grant which remain in the control of the charity.
Support Costs Support costs include central functions and have been allocated to activity cost categories on a
basis consistent with the use of resources, eg allocating property costs by floor areas, or per
capita, staff costs by the time spent and other costs by their usage.
ASSETS
Tangible fixed assets for use These are capitalised if they can be used for more than one year, and cost at least £500. They
by charity are valued at cost or a reasonable value on receipt.
Stocks and work in progress These are valued at the lower of cost or market value. Donated food stock is not valued
on the balance sheet as the stock is held for free distribution.

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Section C Notes to the accounts (cont)

Note 3 Analysis of incoming resources

Incoming resources may be further analysed if this would help the reader of the accounts.

Voluntary income
Activities for generating funds
Investment income
Incoming resources from
charitable activities		 Analysis
This year
Last year
£
£		 Analysis
This year
Last year
£
£		 Analysis
This year
Last year
£
£
Grant income unrestricted - -
Grantincomerestricted - -
General income 63,275 48,390
- -
- -
Total 63,275 48,390
Gift Aid 3,600 3,403
- -
- -
- -
- -
Total 3,600 3,403
- -
- -
- -
- -
- -
Total - -
- -
- -
- -
- -
- -
Total - -

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Section C Notes to the accounts (cont) Note 4 Analysis of resources expended Resources expended may be further analysed if this would help the reader of the accounts.

Charitable activities
Governance costs
Costs of generating
voluntary income
Fundraising trading
costs
Investment
management costs		 Analysis
This year
Last year
£
£		 Analysis
This year
Last year
£
£		 Analysis
This year
Last year
£
£
- -
- -
- -
- -
- -
Total - -
- -
- -
- -
- -
- -
Total - -
- -
- -
- -
Total - -
Cost of charitable activities 161,101 53,868
- -
- -
- -
- -
Total 161,101 53,868
Governance 363 309
- -
- -
Total 363 309

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Section C Notes to the accounts (cont)

Note 5 Support Costs

Please complete this note if the charity has analysed its expenses using activity categories and has support costs.

support costs.
Support cost type Fundraising activity
£		 Charitable Activity
£		 Governance Activity
£		 Total Cost
£
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
Total - - - -

Note 6 Details of certain items of expenditure

6.1 Trustee expenses

Please provide details of the amount of any payment or reimbursement of out-of-pocket expenses made to trustees or to third parties for expenses incurred by trustees. If no expenses were paid, please enter ‘None’ in the appropriate box(es).

Nature of the expenses
Total amount paid
Number of trustees who were paid expenses		 This year Last year
0 0
£ £

6.2 Fees for examination or audit of the accounts

Please provide details of the amount paid for any statutory external scrutiny of accounts and other services provided by your independent examiner or auditor. If nothing was paid please enter NONE in the appropriate box(es).

Independent examiner’s or auditors' fees for reporting on the
accounts
Other fees (for example: advice, consultancy, accountancy
services) paid to the independent examiner or auditor		 This year
£		 Last year
£
0 0

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Note 7 Paid employees

Please complete this note if the charity has any employees.

7.1 Staff Costs

7.1 Staff Costs 7.1 Staff Costs
Gross wages, salaries and benefits in kind
Employer’s National Insurance costs
Pension costs
Total staff costs
7.2 Average number of full-time equivalent employees in the year
Fundraising
Charitable Activities
Governance
Other
Total
The parts of the charity in which the
employees work		 This year
£		 Last year
£
- -
- -
-
- -
This year
Number		 Last year
Number
Fundraising - -
Charitable Activities - -
Governance - -
Other - -
Total - -

7.3 Defined contribution pension scheme

A defined pension scheme is not operated by the charity

The costs of the scheme to the charity for the year The amount of any contributions outstanding at the year end The amount of any contributions prepaid at the year end

This year
£		 Last year
£

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Note 8 Grantmaking

Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.

8.1 Total value of grants

8.1 Total value ofgrants
part of the charitable activities undertaken.
Purpose for whichgrants made Total amount £
Grants to
institutions		 Total amount £
Grants to
individuals
Support ofprojects in Romania 94,463 5,320
-
- -
- -
- -
- -
**Total ** 94,463 5,320

8.1 Grantmaking costs

If the charity’s accounts are prepared on the “activity basis” please give details of any support cost associated with grantmaking. Please enter “Nil” if the charity does not identify and/or allocate support costs.

Support costs of grantmaking

£

8.3 Grants made to institutions

If the charity has made grants to particular institutions that are material in the context of its grantmaking please give details of the institution supported, purpose of the grant and total paid to each institution listed. Sufficient information should be given to provide a reasonable understanding of the range of institutions supported.

supported.
Names of institutions Purpose Total amount of
grantspaid £
Outstretched Hands of Romania Support for children in Romania 81,300
Ferma Solomon SRL Support for farm providing income and employment in
Romania		 62,483
-
-
-
-
-
-
-
-
Total grants to institutions 143,783

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Section C Notes to the accounts (cont)

Note 9 Tangible fixed assets Please complete this note if the charity has any tangible fixed assets

9.1 Cost or valuation

9.1 Cost or valuation
Total
£
£
£
£
£
£
- - - 569 - 569
Additions
- - - - - -
Revaluations
- - - - - -
Disposals
- - - - - -
Transfers
- - - - - -
- - - 569 - 569
9.2 Accumulated depreciation and impairment provisions
Basis*
SL or RB
SL or RB
SL or RB
SL
SL or RB
 Rate
33.33
- - - - - -
- - - 384 - 384
Impairment provisions - - - - - -
Revaluations
- - - - - -
Disposals
- - - - - -
Transfers
- - - - - -
- - - 384 - 384
9.3 Net book value
Brought forward
- - - 569 - 569
Carried forward
- - - 185 - 185
Freehold land
& buildings
Other land &
buildings
Plant,
machinery and
motor vehicles
Fixtures,
fittings and
equipment
Payments on
account and
assets under
construction*
Balance brought
forward
Balance carried
forward
Balance brought
forward
Depreciation charge
for year
Balance carried
forward		 £
Freehold land
& buildings		 £
Other land &
buildings		 £
Plant,
machinery and
motor vehicles		 £

Fixtures,
fittings and
equipment		 £
Payments on
account and
assets under
construction		 Total
£
- - - 569 - 569
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - 569 - 569
- - - - - -
- - - 384 - 384
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - 384 - 384
- - - 569 - 569
- - - 185 - 185

9.4 Revaluation

If any fixed assets have been revalued please give details of the valuer and method of valuation

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Section C Notes to the accounts (cont)

Note 10 Investment assets

Please complete this note if the charity has any investment assets.

10.1 Fixed assets investments

Carrying (market) value at beginning of year
Carrying (market) value at end of year
Add:additions to investments at cost
Less:disposals at carrying value
Add/(deduct):net gain/(loss) on revaluation		 £
-
-
-
-
-

Please provide below:

10.2 A breakdown of the market values of investments shown above agreeing with the balance sheet row B03.

10.3 A breakdown of the income from investments agreeing with SOFA row S03.

Analysis of investments
Cash held as part of the investment portfolio
Total
Investment properties
Investments listed on a recognised stock exchange or held in common
investment funds, open ended investment companies, unit trusts or other
collective investment schemes
Investments in subsidiary or connected undertakings and companies
Securities not listed on a recognised Stock Exchange
Other investments		 10.2
£
Market value at
year end		 10.3
£
Income from
investments for
the year
- -
- -
- -
- -
- -
- -
- -

10.4 Material investment holdings

If any single investment is material in terms of its value (for example represents more than 5 per cent of the value of the charity’s total investments) please provide details.

Investment held Market Value

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Section C Notes to the accounts (cont)

Note 11 Debtors and prepayments

Please complete this note if the charity has any debtors or prepayments.

Analysis of debtors
Trade debtors
Other debtors
Prepayments and accrued income
Tota
Amounts due from subsidiary and associated
undertakings		 Amounts falling due
within oneyear		 Amounts falling due
within oneyear		 Amounts falling due after
more than oneyear		 Amounts falling due after
more than oneyear
This year
£		 Last year
£		 This year
£		 Last year
£
- - - -
- - - -
881 875 - 40,000
- - - -
l881 875 - 40,000

Note 12 Creditors and accruals

Please complete this note if the charity has any creditors or accruals. 12.1 Analysis of creditors

12.1 Analysis of creditors
Loans and overdrafts
Trade creditors
Other creditors
Accruals and deferred income
Tota
Amounts due to subsidiary and associated
undertakings		 Amounts falling due
within oneyear		 Amounts falling due after
more than oneyear
This year
£		 Last year
£		 This year
£		 Last year
£
- - - -
- - - -
- - - -
- - - -
- - -
l- - - -

12.2 Security over assets

There are no charges or other security over any assets of the charity.

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Section C Notes to the accounts (cont)

Note 13 Endowment and restricted income funds

Please complete this section if the charity has any endowment or restricted income funds.

13.1 Funds held

Please give a brief description of any of the following type of funds held by the charity:

· restricted income funds, including special trusts, of the charity (R). · restricted income funds, including special trusts, of the charity (R). · restricted income funds, including special trusts, of the charity (R).
Fund Name
Purpose and Restrictions
Type PE, EE
or R
Moldova R Support of work in Moldova
Ukraine R Support of work in Romania for Ukraine refugees
Skills Training R Support of skills training in Romania
R
R

13.2 Movements of major funds

Please give details of the movements of the major funds summarised in the restricted and endowment columns of the Statement of Financial Activities.

Fund names £
Fund
balances
brought
forward		 £
Incoming
resources		 £
Outgoing
resources		 Transfers
£		 £
Gains and
losses		 £
Fund
balances
carried
forward
Moldova 242 217 - 460
Ukraine 14,815 - - 14,815
Skills Training 1,500 - - 1,500
-
-
Total Funds 16,557 217 - - - 16,774

13.3 Transfers between funds

No inter fund transfers

From Fund (Name) To Fund (Name) Reason Amount

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Section C Notes to the accounts (cont)

Note 14 Transactions with related parties

If the charity has any transactions with related parties (other than the trustee expenses explained in note 6) details of such transactions should be provided in this note. If there are no transactions to report, please enter “None” in the relevant boxes.

14.1 Remuneration and benefits

Please give the amount of, and legal authority for, any remuneration or other benefits paid to a trustee or other related parties by the charity or any institution or company connected with it.

Name of trustee or connected party Legal authority (eg order,
governing document)		 Amounts paid or benefit value Amounts paid or benefit value
This year
£		 Last year
£
None

14.2 Loans

Please give details of and amounts owing to or from the charity’s trustees or other related parties by the charity at the year end.

Due to trustees and
related parties
Due from trustees and
related parties		 Name of trustee or
connected party		 Legal authority Amount owing Amount owing
This year
£		 Last year
£
None
None

14.3 Other transaction(s) with trustees or related parties

Please give details of any transaction undertaken by (or on behalf of) the charity in which a trustee or related party has a material interest.

Name of the trustee or
relatedparty
Relationship to
charity		 Description of the
transaction(s)		 This year
£		 Last year
£
None

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Section C Notes to the accounts (cont) Big Love Charity

Note 15 Additional Disclosures

The following are significant matters which are not covered in other notes and need to be included to provide a proper understanding of the accounts. If there is insufficient room here, please add a separate sheet.

There are no additional disclosures.

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CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the ., accounts Section A Independent Examinerfs Report Report to the tru$toes Big Love Charity On accounts for the year ended 31 January 2025 Charity no lif any) 1181890 Set out on pages I reF4)rt to Ihe twslees on my examination of the accounts of the above charity Ilhe Trust") for the year ended Responsibllitiès and basis of rèport As the charrty's trustees. you are responsible for the preparation of the accounts in aCC(￿danCe with the requirements of the Charities Act 2011 Ilhe Act"). I report in respe(a of my examination of the Trust's acLounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed all the appl￿ble Direclions given by the Charity Commission under se(A￿n 14515)(b) of the Act. Indepèndent tThe charity's gross income exceeded £250,000 and l am qualified to examinefs statement undertake the examinatKJn by being a qualified member of linsert name of applicable listed bodyll. Delete [ l rfnot appI￿able. I have completed my examination. I confirm that no material matters have come lo my attention in o)nnecXion with the examination (other than that disctosed below ") which gives me cau to believe that in, any material respect." the accounting re¢ords were not kept in accordance wrth section 130 of the Charrties Acl,. or the accounts did not accord with the accounling records.. or the accounts did not compty wrth Ihe applicable requirements conceming the form and content of accounts set out in the Charitie$ (Accounts and ReFW)rtsl Regulations 2008 other than any requiremenl thal the accounts give a Irue and fair, view which is not a matter considered as part of an independent examination. I have no cOn￿mS and have ￿me across no other matters in connection wrth the examinalion to which attention should be drawn in this report in order to enable a proper understanding of the aco)unts to be reached. . Please delete the wonls in the b￿CketS rfthey do not apply. Slgned: Date: 2711012025 Name: Richard Fox Relevant professional qualification(s) or body AAT IER Oct 2018

(rf any): Address: 27 Lancasler Road Rayleigh Essex SS6 8UP Section B Disclosure Only complete rf the examiner needs to hMJhlighi M￿enal matters of COn￿M (see CC32, Independent examin*ion of chanty accounts.. ¢Jirections and guidance for examiners). Glve here brief detsils of any items that the exarniner wlshes to disclose. IER Oct 2018