REPORT & FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025
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UK Registered Charity No. 1181838
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CONTENTS
| CONTENTS | |
|---|---|
| Index | 2 |
| Charity Information | 3 |
| Trustees annual report | 4-6 |
| UK Projects activities | 7 |
| Bangladesh Projects activities | 8-12 |
| Independent Examiner's Report | 13 |
| Statement of financial activities | 14 |
| Balance sheet | 15 |
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Charity information
Trustees Mr. Salman Ahmed Chowdhury (Chairman) Mr. Khairul Huda Khan Mr. Muhammed Sadrul Amin
Registered Charity No. 1181838
Registered Office Latifi Hands Plum Street, Oldham, OL8 ITJ
Independent Examiners
Hossain Moorehead Ltd. Liberty House 20 Chorlton road Manchester, M15 4LL
REPORT & FINANCIAL STATEMENTS - 03
Trustees’ Annual Report For the year ended 31 March 2025
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Re�stra�on No: 1181838
The Trustees present their Annual Report together with the independently examined financial statements of La�fi Hands for the year ended 31 March 2025.
Structure, Governance and Management
document and regulated by the Charity Commission for England and Wales.
While the charity’s origins and primary engagement are within the Bangladeshi community, its services are not restricted by ethnicity, gender, age, or background. La�fi Hands operates in line with its Equality Policy and is commi�ed to suppor�ng all individuals in need within the communi�es it serves.
The Trustees are responsible for se�ng policies, strategic direc�on, and ensuring compliance with legal and regulatory requirements. The Trustees may establish rules for the effec�ve administra�on of the charity, subject to approval or amendment by members at a General Mee�ng.
oversees strategy, financial controls, safeguarding, and project delivery. Day-to-day opera�onal responsibility is delegated to three Trustees who manage ac�vi�es in both the UK and Bangladesh.
Appointment of Trustees
Trustees are appointed at the Annual General Mee�ng (AGM) and are eligible for re-elec�on annually. All Trustees serving during the year, including any changes up to the date of approval of this report, are listed on page 3 of the accounts.
Risk Management
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Dependence on voluntary dona�ons and grants
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Overseas project delivery and accountability
adequate reserves, partner repor�ng from Bangladesh, and regular trustee oversight.
REPORT & FINANCIAL STATEMENTS - 04
OUR MISSION & OBJECTIVES
Mission
communi�es in Bangladesh and the United Kingdom. The charity seeks to relieve poverty and hardship and improve quality of life through educa�on, healthcare, clean water, housing, and livelihood support.
Charitable Objectives
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To relieve poverty and hardship through grants, welfare support, and
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charitable services
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To support the elderly, people with disabili�es, widows, orphans, and
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vulnerable families
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To promote educa�on among disadvantaged communi�es
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To advance health and wellbeing through access to food, clean water,
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and medical support
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To further other charitable purposes consistent with UK charity law
Public Benefit Statement
guidance on public benefit when planning and reviewing ac�vi�es. All projects are designed to provide clear, measurable benefit to individuals and communi�es facing disadvantage, both in the UK and overseas.
Review of Activities and Achievements
Fundraising
fundraising events, and direct appeals. The Trustees are grateful for the con�nued generosity of donors, whose support enabled vital work in the UK and Bangladesh.
UK-Based Activities
Women’s Empowerment and Entrepreneurship
skills, and pathways into employment and self-employment. Par�cipants progressed into further training, volunteering, and income-genera�ng ac�vi�es, contribu�ng to long-term economic independence and wellbeing.
Projects in Bangladesh
Bangladesh. These funds were fully u�lised across charitable projects, amoun�ng to BDT 10,387,467, as detailed in partner financial reports.
REPORT & FINANCIAL STATEMENTS - 05
This year we supported the following projects in Bangladesh:
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Emergency Flood Relief
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Building Shelters and Housings for displaced people
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Providing families with Food supply and warm food throughout Ramadan
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Installing Tubewells and deep wells for Clean Water
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Providing Sustainable Livelihoods and Agriculture support
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Building Masjid and Wudu Facili�es
Funds were also used for orphan sponsorship, medical assistance, clothing, sadaqah distribu�on, and marriage support for vulnerable families.
Financial Review
money. During the year, funds raised in previous periods were applied to their intended charitable purposes, par�cularly overseas humanitarian and development projects.
unrestricted reserves to cover opera�onal costs and manage unforeseen reduc�ons in income. The Trustees believe this level of reserves is appropriate for the charity’s size and risk profile.
Future Plans
In the coming year, Latifi Hands aims to:
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Expand access to clean water, food aid, and educa�on
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Con�nue housing projects for vulnerable families
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Strengthen women’s empowerment and livelihood ini�a�ves
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Develop new partnerships and funding sources to increase impact
The Trustees remain commi�ed to transparency, sustainability, and responsible growth.
Compliance Statement
The accounts have been prepared in accordance with statutory requirements, the charity’s governing document, and the Statement of Recommended Prac�ce (SORP) for Chari�es.
Approved by the Board of Trustees and signed on its behalf
Mr Salman Ahmed Chowdhury Chairman Date: 15 January 2026
REPORT & FINANCIAL STATEMENTS - 06
LATIFI HANDS ACTIVITIES REPORT
Women's Empowerment and Entrepreneurship Programme (UK)
minority and low-income backgrounds through an empowerment and entrepreneurship ini�a�ve. The program built par�cipants’ confidence, developed transferable skills, and improved employability via structured learning, mentoring, and prac�cal ac�vi�es. Women iden�fied their strengths, explored employment op�ons, and learned about self-employment. Par�cipants received guidance in goal-se�ng, communica�on, and accessed further training, resul�ng in a number progressing to addi�onal courses, volunteering, or early self-employment. The programme also fostered peer support networks and community involvement. Trustees believe these efforts improved wellbeing, reduced welfare dependency, and boosted local economic ac�vity.
Suppor�ng Educa�on in �e UK
secondary school that serves the wider community. The support enhanced the school’s ability to deliver a learning environment promo�ng both academic and personal development, including spiritual and moral growth. By inves�ng in educa�onal resources, La�fi Hands enabled students from varied backgrounds to access quality educa�on and be�er prepare for future opportuni�es.
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REPORT & FINANCIAL STATEMENTS - 07
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All overseas projects were delivered through trusted local partners, with funds transferred from the UK and u�lised solely for charitable purposes. Detailed expenditure records were provided to the Trustees for oversight and accountability.
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– Emergency Flood Re�ef Programme (Bangladesh 2024)
families, destroys livelihoods, and leaves already vulnerable communi�es without access to food, clean water, or shelter. In response to severe flooding during 2024, La�fi Hands provided emergency relief to affected households.
The programme focused on rapid assistance, including essen�al food items and basic survival support. Priority was given to widows, elderly individuals, families with children, and people with disabili�es who were least able to recover independently.
This interven�on helped families meet immediate needs, reduced hunger during crisis condi�ons, and supported community resilience at a cri�cal �me.
Shelter and Housing Project
Hands con�nued its shelter programme by construc�ng and repairing small homes for widows, orphans, and des�tute families who owned land but lacked the financial means to build or repair safe accommoda�on.
protec�on from weather, flooding, or security risks. The project provided durable, modest housing that significantly improved living condi�ons, reduced health risks, and restored a sense of stability and dignity.
For orphaned children and vulnerable women, secure housing also contributed to improved educa�onal a�endance, personal safety, and emo�onal wellbeing.
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REPORT & FINANCIAL STATEMENTS - 08
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Ramadan Food Supply Programme
essen�al commodi�es. Many low-income families are unable to purchase sufficient food, placing them at serious risk of hunger and malnutri�on.
parcels to hundreds of vulnerable households. Beneficiaries included widows, orphans, elderly people, women-headed households, pregnant women, people with disabili�es, and landless families.
the month of Ramadan. The programme helped relieve immediate hardship, preserved dignity, and ensured that families could observe Ramadan without fear of hunger.
Clean Water and Tubewell Projects
Access to clean and safe drinking water remains a major challenge in many parts of Bangladesh due to flooding, water contamina�on, arsenic exposure, and poor sanita�on infrastructure. Waterborne diseases such as diarrhoea, cholera, typhoid, and skin condi�ons remain prevalent.
vulnerable communi�es. These wells provided reliable access to clean water for drinking, cooking, washing, and farming.
saved hours previously spent—primarily by women and children—collec�ng water from unsafe sources. This freed �me for educa�on, income genera�on, and household care, contribu�ng to broader social and economic benefits.
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REPORT & FINANCIAL STATEMENTS - 09
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Sustainable Live�hoods and Ag�culture Support
livelihood ini�a�ves designed to help families generate stable income.
Support included the provision of rickshaws, sewing machines, small shop structures, livestock such as goats, and agricultural inputs including seeds, fer�lisers, irriga�on pumps, and power �llers. These resources enabled beneficiaries to start or expand small-scale businesses and farming ac�vi�es.
The programme improved household income, food security, and resilience to economic shocks. For many families, this support marked the transi�on from survival-based living to self-sufficiency and economic dignity.
Masjid and Wudu Faci��es Development
Masjids play a central role in Bangladeshi communi�es, serving not only as places of worship but also as hubs for educa�on, moral development, and social cohesion.
(wudu) facili�es in underserved areas. These facili�es enabled communi�es to prac�se their faith in safe and dignified condi�ons and provided spaces for learning, community gatherings, and charitable ac�vi�es.
The Trustees view this work as contribu�ng to spiritual wellbeing, community unity, and posi�ve social values.
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REPORT & FINANCIAL STATEMENTS - 10
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Orphan Sponsorship and Financial Support
society, o�en facing significant hardship. Our Orphan Sponsorship programme delivers consistent financial support to help orphans and their guardians meet basic needs such as food, school supplies, clothing, and safe housing.
This ini�a�ve ensures access to educa�on, healthcare, and community inclusion, aiming to break cycles of poverty and exclusion. By stabilising households and targe�ng aid effec�vely, we address immediate challenges and promote long-term development for children and their families.
Trustees manage sponsorship funds transparently and track each child’s progress through local partners. Our work supports vulnerable children in Bangladesh, delivering public benefit by improving their physical, educa�onal, and emo�onal wellbeing.
Dist�bu�on of Clo�ing and Cash Assistance
and cash assistance during seasonal hardships, economic instability, and emergencies. Aid is directed to low-income families, elderly individuals, women-headed households, and people with disabili�es.
Clothing distribu�ons ensure access to suitable a�re, especially during season changes and religious fes�vals, while cash support helps families address essen�al needs and avoid harmful coping mechanisms like debt or child labour.
needs, reduces immediate hardship, and promotes social inclusion and well-being, reflec�ng our commitment to poverty relief and public benefit.
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REPORT & FINANCIAL STATEMENTS - 11
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Medical Support �r Urgent Heal� Needs
Access to healthcare is limited in many rural areas of Bangladesh due to distance, inadequate resources, and high costs. La�fi Hands provides medical support to individuals and families with urgent health needs who might otherwise lack care.
Assistance includes medical consulta�ons, treatments, medica�ons, emergency services, and transporta�on, delivered through partnerships with local clinics and health workers. Support targets those with condi�ons like chronic illness, injuries, maternal complica�ons, or acute crises.
By ensuring access to �mely care, the program prevents disease progression, reduces suffering, and eases financial strain on low-income families while promo�ng community resilience and improved health outcomes.
Sadaqah Dist�bu�ons
Hands provides Sadaqah to those not covered by regular programs or facing sudden crises like floods, displacement, or unexpected income loss.
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Emergency food for families in immediate need
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Hygiene and household essen�als a�er disasters
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One-�me cash gi�s for urgent expenses
aid doesn't reach vulnerable individuals, promo�ng neighbourliness and ensuring no one is le� unsupported. Sadaqah helps relieve hardship, fosters community, and reinforces our commitment to dignity and shared responsibility.
Wedding Support �r Vulnerable Fami�es
Marriage strengthens families and communi�es, but many vulnerable households struggle with wedding costs. Especially widowed mothers suffer most when marrying off their daughters, as they o�en bear significant financial burdens alone.
Latifi Hands helps by providing assistance for:
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Basic expenses like venue, transport, and catering
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Bridal and groom a�re and essen�als
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Cash Grants
stability, helping individuals through important life transi�ons and strengthening community wellbeing.
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REPORT & FINANCIAL STATEMENTS - 12
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Independent Examiners
Report to La�fi Hands
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INDEPENDENT EXAMINERS REPORT TO LATIFI HANDS
I report on the accounts of the charity, for the Year Ended 31 March 2025.
Respective Responsibilities of Trustees and Examiner
The charity’s trustees are responsible for the preparation of the accounts. The charity trustees consider that an audit is not required for this year under section 43(2) of the Charities Act 1993 (the 1993 Act) or under Regulation 10(1)(a) to (c) of the Charities Account (Scotland) Regulations 2006 (the 2006 Regulations) and that an independent examination is needed. The charity is preparing accrued accounts and I am qualified to undertake the examination by being a qualified member of the Association of International Accountants. It is my responsibility to:
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Examine the accounts under section 43 of the Charities 1993 Act and under section 44(1) (c) of the Charities and Trustee Investment (Scotland) Act 2005 (the 2005 Act);
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To follow the procedures laid down in the general Directions given by the Charity Commission under section 43(7) (b) of the 1993 Act; and
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To state whether particular matters have come to my attention.
Basis of Independent Examiners Report
My examination was carried out in accordance with the General Directions given by the Charity Commission and is in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosers in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a “true and fair view” and report is limited to those matters set out below.
Independent Examiner’s Statement
In connection with my examination, no matter has come to my attention:
(1) which gives me reasonable cause to believe that in any material respect the requirements:
- To keep accounting records have in accordance with section 41 of 1993 Act and section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations; and to prepare accounts which accord with the accounting records and to comply with the accounting requirements of the 1993 Act and section 44(1) (a) of the 2005 Act and Regulation 8 of the 2006 Accounts Regulations, have not been met; or
(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
Signed: _______ MD Hossain FAIA-Director Dated: 15[th] January 2026
Hossain Moorehead Ltd. Liberty House 20 Chorlton Road Hu lme, Manchester, M15 4LL
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REPORT & FINANCIAL STATEMENTS - 13
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Statement of Financial Ac�vi�es
| LATIFI HANDS | |||||
|---|---|---|---|---|---|
| CHARITY NO 1181838 | |||||
| INCOME & EXPENDITURE ACCOUNT | |||||
| FOR THE | YEAR ENDED 31s MARCH 2025 | ||||
| 2025 |
2024 | ||||
| £ | £ £ |
£ | |||
| INCOME | |||||
| Donations | 76,182 | 14,538 |
|||
| Grants | 4300 | 5700 |
|||
| ______ | _____ | ||||
| GROSS INCOME | 80,482 |
20,238 | |||
| ========== | ========= | ||||
| EXPENDITURE | |||||
| Project Expenditure – Bangladesh | 69,381 | 28,263 | |||
| Project Expenditure- UK | 1050 | 40,778 | |||
| Accountancy | 600 71,031 | 600 | 69,641 | ||
| Excess of Expenditure over | Income | 9,451 |
(49403) |
REPORT & FINANCIAL STATEMENTS - 14
LATIFI HANDS
CHARITY NO 1181838
| BALANCE SHEET AT 31s MARCH 2025 2025 2024 £ £ £ TANGIBLE FIXED ASSETS Equipment, Fixtures & Fittings 10,138 CURRENT ASSETS Cash at Bank and in Hand 25,819 15,768 LESS CREDITORS: AMOUNTS DUE WITHIN ONE YEAR Accruals 1920 34,037 1320 34,037 REPRESENTED BY ACCUMULATED FUNDS (ALL UNRESTRICTED) Balance BF 24,586 Surplus for the Year 9,451 ( Balance CF 34,037 |
£ 10,138 24,586 24,586 73,989 49,403) 24,586 |
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REPORT & FINANCIAL STATEMENTS - 15
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LATIFI HANDS CHARITY WITH CLARITY UK Registered Charity No.1181838