Reglstered Charity Number: 1181646
Home of Grace for Christ's Workers
In London
Report and Financial Statements
For the Year Ended 31 December 2025

Home of Gracelor Chrfst's Workers In London
Reference and Adrninistralive Oetails
For the year ended 31 December 2025
Trustees
Wai Kuen Lau
Yuen Fan Salina Kwok
Katherine Wei Lee
Prlnclpal Address
34 Farrant Way
8￿ehamwo0d
Hertfordshire
WD64TE
Re81stered Charlty No
1181646
Oank•r
Lloyds Bank PIC
Independent Examlner
Liu Juan Gong

Home of Grace for Chr5sVs Workers In London
Report of the Trustees
For the year ended 31 Decernbef 2025
The Charity was registered as a Charitable Incorporated Organisation IC!01 on 21 January 2019 and
the tru5tee5 present their report with the financial ￿ateMentS of the charity for the year ended 31
December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities..
Statement of Recommended PractTrce applicable to charitie5 preparin8 their accounts in accordance
with the Financial Reporting Standard applicable in the UK and Republic of Ireland IFRS 1021.
Achievements agaSnst oblectlves set
Thank God for this time of review and re¢ollection. As the recovery pr¢xess of an elderly sister's
injured leg was very slow. our small 8ile Study 8roup was transfeired to her home. Our trustee
continued to assist her farr,ily in their daily needs aThd prayers. She also participated in the prayer
and care group of hei thur¢h. In October 2025. we had a co-workers. gathering for our trustees and
volunteers from Europe and China to equip ourselves in the 8Q5pel work. Tb.e meeting was lor S days
only, but the Holy Spirit worked on usl Before we had finished oui gaihefin8, we were inspired to
stay for J prayer watch after the meeting. Since then. we always have two per50n5 staying in the
plemlse to pray foi the lost souls, especially In the UK. their economy. the ones on high, the
churches and the world at large. We continued our street evangelism and pamphlet distrlbution.
Somè received with joy while some turned iheir heads. In God's timin& men are saved. We do our
best and God will do the restl
FINA14CIAL REVIEW
Reserve Pollcy
The reserves of the Charity are unrestrlcted. Our donaiions re¢eived dropped by 13% compared to
the previous yea¢. The Iree reserves (total unrestricted reserves excluding fixed 35setsl of the chaiity
a5 at 31 December 2025 was GBP 20,653. The trustee5 consider that it should hold 9 months running
expenses (excluding provision for depreciation) in reserve which equates GBP8,699. The 5% reserve
on the financial year'5 income for repair and fenovation of the charity will still be kept.
The trustees consider that there are no material unrertainties about the chariws ability to continue
as a 80Sng concern. In forming thi5 Optnion, they have considered the provision of bgth it5 future
income and expenditure lor a period of at least 12 months from the date of approval of these
financial statements.
Flnanclal Perfomiance
The total incoming resources for the year was GBP8.4LH made up of individual unrestricted
donations.
Expenditure durin8 the year consrsts of depreciation on the charity's prDperty and costs incurred in
Ihe course of its charitable activities as well 35 day running costs for the premises and the charity's
Prlnclpal Sources of Funds
Our principal fundin8 sources come from indrwitlual donors inside and outside the UK.

Report of the Trustees (tontinued)
Investment Policy
No new investment kK)li£y has been set up yet as this is not the main purpose of the charity and the
financial condition Is not suitable f￿ such move.
Prlnclpal Rjsks
Dur to the soaring price of gas and reducing incomé. our deficit in 2025 was 28% compared to 5% in
2024. The major increase was evidented in our travel expenses by 43% and utility to 1.9 times
compared to 2024. Gas shortage was a significant global issue in 2025. Global natural gas market
faced tight supply conditions as demand continued to rise, outpacing the slower expansion of supplv
caused by pandemic and geopolitical tensions. Despite this, we thank God for those who have
generously supported us through their donations during these years. We continue to lean on to God.
the Proyider of all. May the lost souls return and rei)ent. will there be peace and prosperity.
STRucfuRE. GOVERNANC£ AND MANAGEMENT
Governing Document
The Charity is a CIO registered on 21 January 2019 and is governed by it5 constitution. Under the
constitution, the trustees are its sole members and are responsible lor its day-to-day management.
According to the Charity Ct)mmis5ion rules, all trustees share the same responsibility. Each of our
trustees will take up a major financial. adrninisterial or extemal role and a minor role in another role.
Appolntment of Trustees
Our CIO 15 formed by a few committed Christians to spread Christiantty in the IJK.
We encourage daily Bible 5tvdy, prayer meetings and fellowship wrth God for all trustees. We plan to
hold annual 8ible stu(ty meeting and global Pfayer meetings for the trustees with some volunteer
worker5 in order to have a deeper understanding of God's words and His will so we may share and
explain God's words clearly and be able to achieve our charity's goal effectively. All trustees are
encouraged to further their growtl spiritualw in the Lord fit for OLbr charity's 8ospel work.
STATEMENT OF TRUSTEES. RÉSPON5181LtllES
The trustees are responsible for preparing the Report of the Trustees and the financial statements in
accordance with applicable law and United Kingdom Accountin£ Standards (United Kingdom
Generally Accepted Accounting Practice) including Financial Reportin8 Standard 102 "The Financial
Reporting Standard applicable in the UK and Republic of Ireland"
The law applicable to charities in England ènd Wale5. the Charities Art 2011, Charity (Accounts and
Reports) Regulations 2(K)8 and the provisions of the tnjst deed requires the trustees to prepare
financial statements for each financial year which give a tiue and fair view of the state of affairs of
the charity and of the incoming resources and application of resources. Including the income and
expenditure. of the charity for thit period. In preparing those financial statements, the trustees are
required to..

Report of the Trustees Icontlnuedl
select suitable accounting policie5 and then apply them consi5tently,'
observe the methods anL4 pri¢)ciples in the Charity SORP;
make judgements and estimates that are reasonable and prudent..
prepare the flnancial statements on the g￿￿& con¢em basis unless it is inappropriate to
presume that the charity wll continue in business.
The trustees are responsible for keepin8 PTopeT occounting re¢ord5 which disclose with reasonable
accuracy at any time the financial position of the charity and to enable them to ensure that the
financial statements comply with the Charities Act 2011. the Charity (Accounts and Reports)
Regulations 2008 and the pfowsions of the trust deed. They are a150 responsible for safeguarding the
assets of the chaiity and hence for taking reasonable Steps for the prevenrion and detection of fraud
and other irre8ularities.
Approved by order of the boai"d of trustees on
signed on its behalf bv..
ITru5teel
Yuen Fan Sallna Kwok

Page IS
Independent Examinees Report to the Trusteesof
Home of Grace for Chrisvs Workers in London
I feport to the Trustee5 on my examination of Ihe financial statemeat5 of the thar¢ty lor the year
en￿ed 310ecember 2025, which £ornprise the Statement of Financial Activitie5, the Balance Sheet
and the related notes. My work has been undertaken so that l rn%ht carry out an Independent
Examination of thefinanci21 st-temènts in a¢cordan<ewiihtheGeneral Directions gi¥en by the Charitv
Commlssioners. To the lulle5t extent permitted by law, I do not accept or assume responsibililv to
anyone other than the Ch3rity and the Ch3rrtV'5 Trust Je5 as a body for my wot* or for ihis report.
RESPONSIBILITIES AND BASIS OF REPORT
The Charity's Tiustees are responsible for the p￿paratiOn of the 3tttibr.ts in accordance with the
requirements of the Charities Art 20111.the Act'l. The Charity'5 Trustees consider that afi audit is not
¥equi¢ed for this yÈar (under Sectlon 144121 ol the Chafltie5 Act 20111 and that an Independent
ExamitEation 15 required.
I rÈport respect ol my examination of the Charitvs accounts carried out ufider settion 145 of thÈ
Act and in carrying out examination I have followed all the applicable D¢re(tion5 given by the
Charity Commissioners under secrion 14515llbl of thÈ Att.
INDEPENDENT EXAMINER'S STATEMENT
I have completed my examlnation. I confirm that no material malters have come to my attention in
connection with the examination..
111 which gives me reasonable cause to believe th* in any material re5pert
atcounling recovd5 were not kept in respert of the Charity as required by section 130 of the
the accounts do not accord with those records.. or
121 the acitsunts do not covnplywith the applicable r£auiretnentsconcerning the form and content of
accounts set out in the Charities (Accounts and Reportsl Regulation$ 2Crt)8 othÈr than any
requirernent that Ihe accoijnts give a'true and fair view, which Is not 2 matier consldered as pari
of an independent examir￿tIQn.
I have no concerns and have come ayoss no other matters in connertion with the exarninattron to
which attention should be drawn in this resN)rt in order to enable a proper ynderstanding ol the
account5 to be reached.
Llu Juam Gon8 FCCA
Chartered Cerlilied Ar￿￿tantS
Date: 25 May 2026

Home of Grace for Chrisvs Workers In london
statement of Financial Activities
For the year ended 31 Decembér 2025
14otes
2025
Total
2024
Unrèstricted
Unrestricted
Restrirted
Income from:
Donations
Bank Interest
9.673
Total Income
Expendlture on:
8.404
Chaiitable attivitles
117.3931
117,3931
116,C4J81
Total Expendlture
117.3931
117,3931
116.0081
Net Income/ lempendlturel and
net M0￿ment In funds for th*
year
18.9891
18.9891
16.3351
Reconilllatlon ol funds:
Total fun4s brought forward
366 623
366.623
372.958
Total funds ¢arrled forward
357.634
357,634
366,623
All the Charity's funds represent unrestricted general funds.
The notes foirn part ol these financial statements.

Home of Grace for Chrisvs Workers In London
Balance Sheet
As at 31 December 2025
Notes
2025
2024
TANGIBLE FIXED ASSETS
Freehold Property
Fixture & Fittings
Motor Vehicle
336.520
461
342,160
615
336.981
342.775
CURRENT ASSETS
Cash
Cash at bank
828
20.725
21.553
845
23,803
24,648
CRED￿oR5
Ac¢ruals
191xJI
18tKJi
NET CURRENT ASSErs
20.653
23,848
ASSETS
357,634
366,623
FUNDS
Unrestricted
Restrirted
357.634
366.623
TOTAL FUNDS
357.634
366.623
The financial State
enls were approved by the Board of Trustees and authorised for issue on
and were signed on its behalf by..
. rrru5teel
Yuen Fan Salina Kwok
Re8lStered Charity Number.. 1181646
The notes fom part of these financial statements.

Home of Grace for Chfisvs Workers In London
Notes to the Financial Staternents
Forthe year ended 31 December 2025
ACCOUNTING POLICIES
Basls of preparln8 the flnanclal statements
The financial statements of the charity, which Is a public benefit entity have been prepared in
accordance with trhe Charrties SORP IFRS 1021 'Accounting and Reporting by Charities..
Statement of Recommended Prartice applicable to ¢haiitie5 preparing their accounts in
accordance with the Finanoal Reporting Standard applicable in the UK and Republic of Ireland
IFRS 1021,, Financial Reporting Standard 102 'The Financial Reporting Standaid applicable in
the UK and Republic of Ireland, and the Charities Act 2011. The financi315tstements have been
prepared under the histofi¢)I cost convention.
Gdng concern
The trustees consider that there are no material uncertainties about the Charity's abillty to
continue as a going concern. In formin8 this opinion. the trustee5 have considered the recent
economic developments and the provision ol both its future income and expenditure for
period of at least 12 months from the date of approval of these financial statement5. In the¢r
opinion expenditure can easily be tailoreu to match the level of Income received lor the
foreseeable future. The Charitrfs reserves are also sufficient to meet any short-term
fluctuations.
Flnanc5al reportln8 Standard 102- reduced dlsdosure txemptlons
The charity has taken a(fvan4a8e of the lollowing di5c105ure exemptions in preparing these
financial statements, a5 permTrtted by FRS 102 'The Financial Reportin8 Standard applicable in
the UK and Republic of Ireland,:
the requirements of Section 7 St•tement of Cash Flows.
Income
All income is Teco8ni5ed in the Statement of Financial Artivlties once the charity has
entitlement to the funds, it is probable that the income will be received, and the amount can
be measured reliably.
Expendltuft
Liabilities are recc¥nised as expenditure as soon as there is a legal or con5trvctive obligation
ommittin8 the charity to that expenditure. it Is probable that a transfer of economic benefits
wlll be iequired in settlement and the amount of the obligatlon can be measured reliably.
Expenditure is accounted for on an accruals basbs and has been classified vnder headings that
aggregate all cost related to the category. Where costs cannot be directly attributed to
particular headings, they have been allocated to activities on a basis consistent with the use
of resour£es.

Home of Grace for Chrlsvs Workers In London
Notes to the Financial Statements
Forthe year ended 31 December 2025
ACCOUNTING POLICIES ICONTINUEO)
Governance costs
These are included within support costs and Include the costs attributable to the Charity's
compliance with constitutional and statutw requirements. including Independent
examination, trustees, meetings and reimbursed expenses.
Tan8lbl¢ Fixed A55ets
Tangible fixed assets are staled at cosi or eJimated valve for donated assets. Depreciation Is
calculated so as to write off the cos¢ of fixed assets on a straighi-line basis ovef the expected
useful economic lives of the asseis concerned. The principal at)nual rates used for this purpose
are as foHows'.
Freehold propertv
Fixture & Fittings
Motor vehicles
2% per annum (excluding landl
.20% per annum
- 20% per annum
The Trustees have consldered the impact of component ac¢ountln8 on the freehold property
and are of the opinion that its impact would be trivial on these financial statements.
Taxatlon
The charity is exempt frcth tax on its charitable actNlties.
Fund accountlni
All the funds of the Charity are unrestricted and can be used In accordance with the ¢harltable
objectives at the discretion of the trustees.
Cr5tlul accountln8 estlmat•s and areas of JU￿ement
In preparing the financial statements it Is r ecessary to make ￿rtain judgements, estimates
and assumptions that affect the amount5 recognised in the financial statements. In the view
of the Trustees. there are no signilicant Judgement5. estimates and assumptions required.
Flnancial Instruments
The Charity only has financl_l assets and liabilities of a kind that qvalify as basic financial
instruments, including its debtors and Creditors. These are initially recognised at transaction
value and subseqventty valued at their settlement value.
Functlonal Currenry
The financial statements are presented in Pound Sterlin& which 15 the functional currency. All
financial inforn)ation prerented is rounded to the nearest Pound Sterlin8.

H¢me of Grace for Chr5st's Workers in London.
Notes to the Finantial Statements
For the year ended 31 Decernber 2025
2. DONATIONS AND LEGACIES
2025
2024
UnreSt￿cted Donations
IndividLTrals
8,404
8,404
9,673
9.673
Restricted donations
Total Donations
9,673
CHARITABLE ACTIVITIES
2025
2024
Property Costs
Motor Vehicle Costs
Travel
Subsistence
1.666
2,202
1,310
515
77
1,042
1.425
2.401
5.794
61
9(KJ
17.393
1,716
2,034
917
Sundry
Telephone & Internet
Service5- Water, Gas, Electricity
Council Tam
Depre¢iation Charge
Governance- Subsistence
Governance- Accountancy
1,993
491
2,189
5,794
69
80)
16,008
Inclyded above is resiricted expenditure of
KEY MANAGEMENT PERSONNEL
Key management personnel are those peisons having authority and ¥esponsibility fgr planning.
directing. and controlling the activities of the Charity. directly or indirectly, Includin8 any trustee of
the charity. The key management personnel of the Charity are the trustees. The Trustees provide
their ser¥ices free of charge. Nomalue Is reflected in the account5 for the donated service5 of the
Trustees.
No trustee was reimbursed expenses during the y4ar. Trustees subslstence r.osts of £6112024 £691
are reflected above as Governance.

Home of Grace for Christ's Workers In London
Notes to the Financial Statements
For the year ended 31 December 2025
TANGIBLE FIXED ASSETS
Property
Fimture &
Flttln8S
Vehicle
Total
Cost:
At I" January 2025
Additions.
376,CKJO
769
20,201
396,970
At 31" Decembèr 2025
376.fMIO
769
20,201
396,970
A¢tumulattd Depretl¥tlon'.
At I" January 2025
Charge for the year
33,840
5.640
154
154
20,201
54,195
5.794
At 31" December 2025
39.480
20.201
59.989
Net Book Value 2025
336.520
461
336.981
Net Book Value 2024
342,160
615
342,775
The property is 34 Farrant Way, Borehamwood, Hertfordshire, WD6 4TE and was donated to
the Charity during 2019. It was brought into the linancial statements ai lis estlmaied value
based on th¥ee independtht desktop valuations. It is intended to be used for the Charity'5
charilable purposes.
CASH & CASH EQUIVALENTS
In 2021 the charity was able to set up a bank account and began the process of transferring
the funds held by trustees. In 2022 this pr(￿eSS was completed with all remaining cash held
by trustees being translerree into the bank account. A cash balance is held at the year end in
the safety deposit box.
CREDITORS
2025
2024
Accruals- Accountsncy fee5
9CKI
800
RELATEO PARTY TRANSAcfioN5
There were no related party transactions during the period.

Home of Grace for Christ's Worker5 In London
Notes to the Financial Statements
Forthe year ended 31 December 2025
NET MOVEMENT IN UP4RESTRICTED FUNDS
Bala￿e at
OVOl125
Balance
at 31112125
Income
Expendlture
Transfers
General
Designated- Repairs
365.142
1.481
366.623
8.404
117.1771
12161
117,3931
14201
420
355,949
1.685
357,634
8.404
Pepair lund This represents fund5 designited at the year erld for future renovations and
repairs. Cash will be designated to this fund from any 5uiplus dtjring the year, as decided by the
trustees.