## **REDEEMER CHURCH CARDIFF**
## **___________________________**
**REPORT AND ACCOUNTS YEAR ENDING 31[ST] MARCH 2025**
**_________________________________**
**C Management Services 69 Velindre Road Whitchurch Cardiff CF14 2TF**
## **REDEEMER CHURCH CARDIFF**
## **FOR THE YEAR ENDED 31[ST] MARCH 2025**
## **CHARITY INFORMATION**
**Trustees:** Ross Frierson Nashwan Manounah Russell Penman Malcolm Firth (appointed 27[th] May 2025) **Pastors:** Ross Frierson, Nashwan Manounah & Malcolm Firth **Treasurer:** Russell Penman **Charitable position:** Registered Charity number 1181627 **Governing Document:** CIO Association Model dated 18[th] January 2019 and amended 7[th] September 2019 **Address for correspondence:** Redeemer Church Cardiff 21 Courtenay Road Cardiff CF24 2JP **Independent Examiner:** Paul Burnell ACMI C Management Services 69 Velindre Road CARDIFF CF14 2TF **Bankers:** HSBC 94 Albany Road Cardiff CF24 3RT
||**CONTENTS**||
|---|---|---|
|||Page|
|Charity Information||2|
|Trustee Report||3-5|
|Independent Examiners Report||6|
|Statement of Financial Activities||7|
|Statement of Assets and Liabilities||8|
|Notes to the Accounts||9|
2
## **REPORT OF THE TRUSTEES**
## **FOR THE YEAR ENDED 31[st] MARCH 2025**
The Trustees have the pleasure in submitting the Report and Accounts for the year to 31[st] March 2025.
## **Structure, Governance and Management**
## **Nature of organisation**
The charity is constituted as a charitable incorporated organisation. It was formed and registered with the Charity Commission on 18[th] January 2019 (number 1181627).
## **Appointment of Trustees**
New trustees are appointed by existing trustees, who keep the composition of the trustee body under review to ensure that it includes sufficient people with the time and expertise to manage the charity effectively.
New Trustees receive a copy of the charity’s Constitution, the last set of annual accounts and finance reports and any other documentation deemed appropriate.
## **Income**
The income of the charity arises mainly from contributions from church members. In addition, smaller amounts may be raised from voluntary donations during church activities. The charity will also make applications for grant funding from other institutions in support of their activities.
## **Risk Management**
The charity is committed to ongoing assessment of the risks to which it, and the church is exposed and is confident that it has a reporting system in place which advises on a regular basis of any potential risks to enable them to mitigate as appropriate.
The insurance requirements of the church are reviewed annually to ensure all prospective liability situations are adequately covered.
The trustees have a Safeguarding policy in place and monitored by a safeguarding officer.
## **Organisational Structure**
The Trustees are responsible for all aspects of Redeemer Church Cardiff relating to the fabric and maintenance of the building and the financial and legal aspects of the charity. The spiritual and pastoral needs of the church are addressed by pastors/elders who also serve as trustees.
3
## **Responsibility of the Trustees**
Charity law requires the Trustees to prepare financial statements for each accounting year which give a true and fair view of the state of the charity and of its income and expenditure for the year.
We are required to:
1. Select suitable accounting policies and apply them consistently
2. Make judgements and estimates that are reasonable and prudent
3. State whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the accounts
4. Prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in business.
We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011. We also have a responsibility to safeguard assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.
## **Our Aims and Objectives**
The object of the charity is the advancement of the Christian faith in accordance with the statement of faith primarily, but not exclusively, within the Splott and Adamsdown neighbourhoods of Cardiff; and such other charitable purposes as shall, in the opinion of the charity trustees, further the work of the church.
This is done through a variety of activities which are for the public benefit including:
Weekly worship gatherings, weekly prayer service and shared meal, weekly moms’ and tots’ play group.
## **Public Benefit Requirement**
In planning the activities, the Trustees have applied the guidance issued by the Charity Commission on public benefit in December 2008.
## **Plans for Future Periods**
Redeemer Church plans to continue to proclaim, portray, and protect the gospel for the glory of God and the good of all people. Plans are being formed to send out one of the pastors to start or strengthen another church in the coming year.
4
## **Independent Examiner**
Paul Burnell of CMS was appointed as the organisation’s independent examiner during the year.
This Report was approved by the Trustees on 6 January 2026 and is signed on their behalf by
Ross Frierson
Ross Frierson 6 January 2026
5
## **INDEPENDENT EXAMINERS REPORT**
## **TO THE TRUSTEES OF**
## **REDEEMER CHURCH CARDIFF**
I report on the accounts of the Trust for the year ending 31[st] March 2025, which are set out on pages 9 to 12.
## **Respective responsibilities of trustees and examiner**
The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144 of the Charities Act 2011 (the Charities Act) and that an independent examination is needed.
It is my responsibility to:
- examine the accounts under section 145 of the 2011 Act;
- to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and
- to state whether particular matters have come to my attention.
## **Basis of independent examiner's report**
My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.
## **Independent examiner's statement**
In connection with my examination, no material matters have come to my attention which gives me reasonable cause to believe that in any material respect:
- accounting records were not kept in accordance with section 130 of the Charities Act or
- the accounts do not accord with the accounting records
I have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
## Paul Burnell
Paul Burnell ACMI
Date: 6[th] January 2026
For and on behalf of:
C Management Services (trading name of C Mgmnt Services Ltd) 69 Velindre Road Cardiff CF14 2TF
6
## **REDEEMER CHURCH CARDIFF**
## **RECEIPTS AND PAYMENTS ACCOUNT**
## **FOR THE YEAR ENDING 31[st] MARCH 2025**
|Note
**RECEIPTS**
_Receipts from generated funds_
2
_Receipts from charitable activities_
3
_Other receipts_
4
Interest received
Total Receipts
**PAYMENTS**
Charitable activities
5
Governance costs
Total payments
**Net Receipts/(Payments)**
Transfers between funds
Fund balances at 1st April 2024
Fund balances at 31st March 2024|Unrestricted
Funds
£
Restricted
Funds
£
Total
Funds
2025
£
Total
Funds
2024
£
24,861
11,161
36,022
54,337
-
-
-
-
-
34,554
34,554
-
-
-
-|
|---|---|
||24,861
45,715
70,576
54,337|
||61,839
43,634
105,473
48,429
-
-
-|
||61,839
43,634
105,473
48,429|
||(36,978)
2,081
(34,897)
5,908
-
-
63,183
20,949
84,132
78,224|
||26,205
23,030
49,235
84,132|
The notes on pages 9 form part of these accounts.
7
## **REDEEMER CHURCH CARDIFF**
## **STATEMENT OF ASSETS AND LIABILITIES**
## **FOR THE YEAR ENDING 31[ST] MARCH 2025**
|**1.**|**Fixed Assets**|||
|---|---|---|---|
|||Insurance|Value|
|||2025|2024|
|||£|£|
||The value of assets owned are:|||
||Buildings|500,000|500,000|
||Equipment|6,160|6,160|
|||506,160|506,160|
|**2.**|**Bank & Cash Balances**|||
|||2025|2024|
|||£|£|
||Cash at bank and in hand|52,151|84,132|
|||52,151|84,132|
|**3.**|**Other Assets and Liabilities**|||
|||2025|2024|
|||£|£|
||_Assets_|||
||Gift aid tax recovery not yet received
|7,247|1,884|
||_Liabilities_|||
||Creditors due|2,916|285|
||Unbilled fee for Independent Examination|170|170|
The accounts were approved by the Trustees and signed on their behalf on 6[th] January 2026 by Ross Frierson
Signed: Ross Frierson
The notes on page 9 form part of these accounts.
8
## **REDEEMER CHURCH CARDIFF**
## **NOTES TO THE ACCOUNTS FOR THE YEAR ENDING 31[ST] MARCH 2025**
## **1. Accounting Policies**
The accounts have been prepared on a receipts and payments basis with a statement of assets and liabilities
|**2. Voluntary receipts**
Regular donations
Other donations
Gift Aid reclaim
_3. Receipts from charitable activities_
Conferences and events
**4. Other Receipts**
Grants
Other sundry receipts
**5. Charitable activities**
**a. Direct Charitable Costs**
Salary costs
Mission expenses
**b. Support and Administration**
Premises expenses
Administration and general expenses
**c. Grants**
Support given for youth work in Mercy
Church|Unrestricted
Funds
£
Restricted
Funds
£
Total
2025
£
Total
2024
£
19,594
-
19,594
21,686
5,267
-
11,161
-
16,428
-
13,482
19,169|
|---|---|
||24,861
11,161
36,022
54,337|
||-
-
-
Unrestricted
Funds
£
Restricted
Funds
£
Total
2025
£
Total
2024
£
-
34,554
34,554
-
-
-
-
-|
||-
34,554
34,554
-|
||Unrestricted
Funds
£
Restricted
Funds
£
Total
2025
£
Total
4
£
9,580
30,434
40,014
-
5,859
13,200
19,059
21,455|
||15,439
43,634
59,073
21,455|
||16,962
-
16,962
23,307
9,438
-
9,438
3,667|
||26,400
-
26,400
26,974|
||20,000
-
20,000
-|
||20,000
-
20,000
-|
## **6. Staff and Trustees**
The charity has no employed member of staff. Its activities are carried out by volunteers. No staff received salaries at a rate of more than £60,000 per annum. Nashwan Manouah received salary and benefits totalling £39,233 during the year in his role as pastor.
No remuneration or trustee expenses were paid to any other trustee during the year, nor to any person connected to them.
9