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2025-03-31-accounts

Charity number: 1181194

UNITED KINGDOM RESERVE FORCES ASSOCIATION

A Charitable Incorporated Organisation

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MARCH 2025

UK RESERVE FORCES ASSOCIATION

CONTENTS

Page
Reference and Administrative Details of the Association, its Trustees and Advisers 1
Trustees' Report 2 - 5
Trustees' Responsibilities Statement 6
Independent Examiner's Report 7
Statement of Financial Activities 8
Balance Sheet 9
Notes to the Financial Statements 10 - 18

UK RESERVE FORCES ASSOCIATION

REFERENCE AND ADMINISTRATIVE DETAILS OF THE ASSOCIATION, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 MARCH 2025

Trustees Major General Gregory Stephen Smith CB QVRM TD
Colonel Christopher Lee Argent OBE QVRM TD DL FCA, Chairman
Major General James Henry Gordon CB CBE
Surgeon Commander Andrew Murrison MP
Charity registered
number
1181194
Principal office
Holderness House
51-61 Clifton Street
London
EC2A 4EY
Independent Examiner
MHA
Chartered Accountants
6th Floor
2 London Wall Place
London
EC2Y 5AU
Bankers
Royal Bank of Scotland
Holt's Farnborough Branch
Lawrie House
Victoria Road
Farnborough
GU14 7NR
Solicitors
Thomson Snell & Passmore
Heathervale House
2-4 Vale Avenue
Tunbridge Wells
Kent
TN1 1DJ

Page 1

UK RESERVE FORCES ASSOCIATION

TRUSTEES' REPORT FOR THE YEAR ENDED 31 MARCH 2025

The Trustees present their annual report together with the financial statements of the Association for the period 1 April 2024 to 31 March 2025.

Objectives and activities

a. Summary of the purposes of the Association as set out in its governing document

  1. Furthering the efficiency of the Reserve Forces of the Crown and the education of their personnel both serving and retired and for the public benefit;

  2. Promoting interest and morale in the Reserve Forces of the Crown and recruitment to them and for the public benefit; and

  3. Promoting the Reserve Forces of the United Kingdom within the North Atlantic Treaty Organisation (NATO), the British Commonwealth and other international environments and for the public benefit by undertaking the interchange of ideas and good practice with the reserve forces of allied nations through involvement in such military competitions, Military Exchange Programmes and training exercises as the Trustees decide.

b. Grant-making policies

Each application for a Grant is reviewed and subsequently managed during implementation by the Management Team of the Association. In turn these decisions are reviewed by the Association’s Customer Board which draws together the various stakeholders in the Association’s work.

c. Volunteers

A substantial amount of the Strategic, Policy and day to day management of the Association is carried out by volunteers.

d. Main activities undertaken to further the Association's purposes for the public benefit

  1. Provision of financial support to enable UK serving Reservists to participate in the activities of the NATO sponsored Interallied Confederations of Reserve Officers, Reserve Medical Officers and Reserve Non Commissioned Officers; and

  2. Provision of financial support to enable UK serving reservists to participate in Education and Training, Competitions, Workshops, Military Exchange Programmes, and other activities in Europe, North America,

Australia and South Korea; attendance at which enhances the utility and employability of Reservists both in Public Service in the Reserves of the Crown and in Civilian Life.

e. Statement confirming whether the Trustees have had regard to the guidance issued by the Charity Commission on public benefit

The Trustees have sought advice from their accountants and from the published Charity Commission Guidance, in particular ‘’Charity Reporting and Accounting: The Essentials’’ published 1 Jan 2014. The Trustees confirm that they have given due regard to this guidance.

Page 2

UK RESERVE FORCES ASSOCIATION

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Achievements and performance

a. Main achievements of the Association

The financial support that the Association provides to activities of the Reserve Forces of the Crown have enabled more than 405 Reservists (2024: 410) to complete activities to enhance their Professional Development, to encourage Retention in the Reserve Forces and to contribute to Defence Engagement. This has also been the second year in which the Association provided the management of the Military Reserves Exchange Programme with the United States' Reserves. The diversity of activity which the Association provides to Reservists drawn from all the Reserve Forces and to all ranks both commissioned and non commissioned of all trades and employments span Leadership skills, Military Competitions, employment specialisms such as for Medical Personnel and those engaged in Civil Military Cooperation as well as Operational Language Skills.

b. Achievements against objectives set

The Association substantially met all its targets as to numbers of Reservists participating in UKRFA activities. In financial terms Income was optimized by full grants once again being received from all three of the Armed Services. Whilst activity has been at a high level, this has partly been financed by the carry forward as a result of the Pandemic which has enabled UKRFA to maintain a strong level of liquidity, although this will inevitably reduce over coming years as the accrued income is absorbed. In consequence UKRFA has achieved its objective of strengthening its Balance Sheet position making it much more able to cope with demands placed upon its resources for the greater level of activity at which it is now operating.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Association has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

In certain financial years the income received cannot be wholly spent by the year end, and as the highest level of expenditure occurs in the first 6 months of the financial year it is prudent to hold year to year surpluses to cover any delays especially in the receipt of incoming funding.

c. Review of the Association’s financial position at the end of the period

In 2024/25 the Association recognised total income of £515k. The Association also expended £582k. This meant, at the year end, the Association's Unrestricted Reserves including a deficit at 31st March 2025 of £66k were £40k after providing for Creditors. The view of the Trustees is that this is an acceptable position and will enable the Association to support ongoing activity in the ensuing financial period.

d. Material investments policy

The Association holds no investments other than surplus cash which from time to time is placed on deposit.

Page 3

UK RESERVE FORCES ASSOCIATION

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

e. Principal risks and uncertainties

  1. Reduction of the Funding received annually from the Ministry of Defence and Single Services; and 2. Suspension or reduction of activities during the pandemic.

f. Principal funding

The Association's principal funding for this period is derived from Grants received from the Ministry of Defence and the Single Armed Services.

Structure, governance and management

a. Constitution

UK Reserve Forces Association is a registered Charity, Charity number 1181194, and a Charitable Incorporated Organisation established under a constitution dated 17 December 2018.

b. Methods of appointment or election of Trustees

  1. The President and Chairman of the Association shall by constitutional provision be appointed by the members and shall serve for a maximum of 5 years.

  2. The Secretary General and Director of Resources shall hold office by virtue of their ex officio positions. 3. The Ex-Officio Vice Presidents shall hold office by virtue of their ex officio positions.

c. Organisational structure and decision-making policies

The Charity is managed by the key Trustees, who are the President, Chairman and Secretary General in regard to policy decisions. The Chairman acts as managing Trustee on a day to day basis and is assisted by the Director of Resources in regard to financial matters.

The Association has a Customer Board which reviews and advises the Chairman on the activities which the Association supports and ensures that there is the appropriate Governance, Duty Holder and Health & Safety regime in place and where appropriate provides inspections of activities. Members of the Customer Board are serving regular or reserve officers of the Armed Forces of the Crown who are appropriately qualified.

d. Policies adopted for the induction and training of Trustees

The Trustees are experienced business men or military officers, or both in the case of the President and Chairman. In the case of the ex officio vice presidents they hold senior appointments in the Reserve Forces of the Crown.

Page 4

UK RESERVE FORCES ASSOCIATION

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MARCH 2025

Structure, governance and management (continued)

e. Related party relationships

  1. The Association has a related party relationship with the Ministry of Defence and the Single Armed Services under a Memorandum of Understanding and the majority of the Association’s Funding is provided by the Armed Services who directs the activities on which the Charity expends its Resources. Serving regular and reserve officers are also ex-officio Trustees and serve on the Association’s Customer Board.

  2. The Association has a related party relationship with the Council of Reserve Forces & Cadets who provide two of the ex officio Trustees, the Secretary General and Director of Resources, together with providing free of charge office facilities, accountancy and secretarial services.

f. Financial risk management

The Trustees have assessed the major risks to which the Association is exposed, in particular those related to the operations and finances of the Association, and are satisfied that systems and procedures are in place to mitigate exposure to the major risks.

Approved by order of the members of the board of Trustees and signed on their behalf by:

................................................

Colonel Christopher Lee Argent OBE QVRM TD DL FCA Chairman Date:

Page 5

UK RESERVE FORCES ASSOCIATION

STATEMENT OF TRUSTEES' RESPONSIBILITIES FOR THE YEAR ENDED 31 MARCH 2025

The Trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the Association and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Association's transactions and disclose with reasonable accuracy at any time the financial position of the Association and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Constitution. They are also responsible for safeguarding the assets of the Association and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees and signed on its behalf by:

................................................ Colonel Christopher Lee Argent OBE QVRM TD DL FCA Chairman Date:

Page 6

UK RESERVE FORCES ASSOCIATION

INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 MARCH 2025

Independent Examiner's Report to the Trustees of UK Reserve Forces Association ('the Association')

I report to the charity Trustees on my examination of the accounts of the Association for the year ended 31 March 2025.

Responsibilities and Basis of Report

As the Trustees of the Association you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Association's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent Examiner's Statement

Since the Association's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

Your attention is drawn to the fact that the Association has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Association as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed: Dated:

Stephen Poleykett FCA

MHA Chartered Accountants 6th Floor 2 London Wall Place London EC2Y 5AU

Page 7

UK RESERVE FORCES ASSOCIATION

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2025

Note
Income from:
Grants and donations
3
Investments
4
Total income
Expenditure on:
Charitable activities
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2025
£
513,704
1,705
515,409
581,669
581,669
(66,260)
106,385
(66,260)
40,125
Total
funds
2025
£
513,704
1,705
515,409
581,669
581,669
(66,260)
106,385
(66,260)
40,125
Total
funds
2024
£
543,025
-
543,025
544,609
544,609
(1,584)
107,969
(1,584)
106,385

The Statement of Financial Activities includes all gains and losses recognised in the year.

All income and expenditure derive from continuing activities.

The notes on pages 10 to 18 form part of these financial statements.

Page 8

UK RESERVE FORCES ASSOCIATION

BALANCE SHEET AS AT 31 MARCH 2025

Note
Current assets
Debtors
7
Cash at bank and in hand
Current liabilities
Creditors: amounts falling due within one
year
8
Net current assets
Total net assets
Charity funds
Unrestricted funds
9
Total funds
24,000
16,125
40,125
-
2025
£
40,125
40,125
40,125
40,125
15,000
136,406
151,406
(45,021)
2024
£
106,385
106,385
106,385
106,385

The financial statements were approved and authorised for issue by the Trustees and signed on their behalf by:

................................................

Major General Gregory Stephen Smith CB QVRM TD

Trustee Date:

The notes on pages 10 to 18 form part of these financial statements.

Page 9

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

1. General information

The United Kingdom Reserve Forces Association is a Charitable Incorporated Organisation ("CIO") and is registered with the Charity Commission (Charity Registered Number 1181194) and Registrar of Companies (Company Registered Number CE015934) in England and Wales.

The UK Reserve Forces’ Association, an unincorporated charity, converted to CIO status with effect from 17 December 2018, and the assets of the unincorporated charity were transferred to the CIO as at that date.

The address of the registered office is given in the Association information on page 1 of these financial statements. The nature of the Association's operations and principal activities are detailed in the Trustees Report.

2. Accounting policies

The significant accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied unless otherwise stated.

2.1 Basis of preparation of financial statements

The accounts (financial statements) have been prepared in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice as it applies from 1 January 2015.

The accounts (financial statements) have been prepared to give a ‘true and fair’ view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a ‘true and fair view’. This departure has involved following Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

UK Reserve Forces Association meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

The financial statements are presented in Great British pounds sterling which is the functional currency of the Association and all amounts are rounded to the nearest pound.

Page 10

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2. Accounting policies (continued)

2.2 Going concern

The financial statements have been prepared on a going concern basis as the Trustees believe that no material uncertainties exist. The Trustees have considered the level of funds held and the expected level of income and expenditure for 12 months from authorising these financial statements. The budgeted income and expenditure is sufficient with the level of reserves for the Charity to be able to continue as a going concern.

2.3 Income

All income is recognised once the Association has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

Grants are included in the Statement of Financial Activities on a receivable basis. The balance of income received for specific purposes but not expended during the period is shown in the relevant funds on the Balance Sheet. Where income is received in advance of entitlement of receipt, its recognition is deferred and included in creditors as deferred income. Where entitlement occurs before income is received, the income is accrued.

Donations are recognised on a receivable basis (where there are no performance-related conditions) where the receipt is probable and the amount can be reliably measured.

2.4 Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Association's objectives, as well as any associated support costs.

All expenditure is inclusive of irrecoverable VAT.

2.5 Staff costs

The Charity had no employees in either the current or prior year.

2.6 Government grants

Government grants relating to tangible fixed assets are treated as deferred income and released to the Statement of Financial Activities upon the completion of the relevant performance-related conditions. Other grants that are not subject to performance-related conditions are credited to the Statement of Financial Activities as the grant proceeds are received. Grants received prior to the revenue recognition criteria being satisfied are recognised as a liability.

Page 11

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2. Accounting policies (continued)

2.7 Interest receivable

Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the Association; this is normally upon notification of the interest paid or payable by the institution with whom the funds are deposited.

2.8 Debtors

Trade and other debtors are recognised at the settlement amount after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

2.9 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.10 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance Sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of Financial Activities as a finance cost.

2.11 Financial instruments

The Association only holds basic financial instruments as defined by FRS 102. The financial assets and financial liabilities of the Association and their measurement bases are as follows:

Cash at bank is classified as a basic financial instrument and is measured at face value.

Financial liabilities - trade creditors, accruals and other creditors are financial instruments, and are measured at amortised cost as detailed in Note 8. Taxation and social security are not included in the financial instruments disclosure definition. Deferred income is not deemed to be a financial liability, as the cash settlement has already taken place and there is an obligation to deliver services rather than cash or another financial instrument.

2.12 Taxation

The Association is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the Association is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.

Page 12

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

2. Accounting policies (continued)

2.13 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Association and which have not been designated for other purposes.

3. Income from grants and donations

Unrestricted
funds
2025
£
Donations
6,258
Government Grants (MOD)
507,446
513,704
Total
funds
2025
£
6,258
507,446
513,704
Total
funds
2024
£
47,425
495,600
543,025

There are no conditions or contingencies attached to the government grants above. All income from grants and donations in the prior year were allocated to Unrestricted funds.

4. Investment income

Unrestricted Total Total
funds funds funds
2025 2025 2024
£ £ £
Bank interest receivable 1,705 1,705 -

All investment income in the prior year was allocated to Unrestricted funds.

Page 13

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

5. Analysis of expenditure on charitable activities - by type

Furthering the efficiency of the Reserve Forces of the Crown
Furthering the efficiency of the Reserve Forces of the Crown
Activities
undertaken
directly
2025
£
549,006
Activities
undertaken
directly
2024
£
508,809
Support
costs
2025
£
32,663
Support
costs
2024
£
35,800
Total
funds
2025
£
581,669
Total
funds
2024
£
544,609

All expenditure recognised in the prior year was allocated to Unrestricted funds.

Analysis of support costs

Total Total
funds funds
2025 2024
£ £
Charitable activities 32,663 35,800

The Independent Examiners' remuneration includes the current year examination fee of £655 (2024: £655).

Page 14

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

6. Trustees' remuneration and expenses

During the year, honorarium totalling £25,144 (2024: £25,144) was paid to the Trustee, Colonel Christopher Lee Argent, to oversee and manage the military operations of the Charity. This included, but was not limited to, the selection of participants, oversight and arrangement of travel, duty of care and quality control reporting relating to all UKRFA events. No remuneration was received for undertaking the role of Trustee.

The honorarium was authorised by the Board of Trustees and was allowable under the governing Constitution.

During the year ended 31 March 2025, expenses totalling £ NIL (2024: £Nil) were reimbursed or paid directly to Trustees in respect of travel and subsistence costs incurred representing UKRFA at meetings and managing UKRFA events in both the UK and overseas.

7. Debtors

Due within one year
Other debtors
2025
£
24,000
24,000
2024
£
15,000
15,000

8. Creditors: Amounts falling due within one year

Other creditors
Accruals and deferred income
2025
£
-
-
-
2024
£
1,575
43,446
45,021

Deferred income of £43,446 has been brought forward from the previous reporting period. Of this sum, £43,446 has been released in the current year, and £Nil has been carried forward into the 25/26 financial year. Deferred income relates to grant income received in advance for activities undertaken in the 25/26 financial year.

Page 15

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

9. Statement of funds

Statement of funds - current year
Unrestricted funds
Designated funds
Designated Funds - all funds
General funds
General Funds - all funds
Total Unrestricted funds
Balance at 1
April 2024
£
-
106,385
106,385
Income
£
-
515,409
515,409
Expenditure
£
(8,899)
(572,770)
(581,669)
Balance at
31 March
2025
£
(8,899)
49,024
40,125

Page 16

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

9. Statement of funds (continued)

Statement of funds - prior year

Balance at
Balance at 31 March
1 April 2023 Income Expenditure 2024
£ £ £ £
Unrestricted funds
General Funds - all funds 107,969 543,025 (544,609) 106,385

10. Summary of funds

Summary of funds - current year

Designated funds
General funds
Summary of funds - prior year
General funds
Balance at 1
April 2024
£
-
106,385
106,385
Balance at
1 April 2023
£
107,969
Income
£
-
515,409
515,409
Income
£
543,025
Expenditure
£
(8,899)
(572,770)
(581,669)
Expenditure
£
(544,609)
Balance at
31 March
2025
£
(8,899)
49,024
40,125
Balance at
31 March
2024
£
106,385

Page 17

UK RESERVE FORCES ASSOCIATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2025

11. Reconciliation of net movement in funds to net cash flow from operating activities

Net expenditure for the year (as per Statement of Financial Activities)
Adjustments for:
Increase in debtors
Increase/(decrease) in creditors
Net cash used in operating activities
Analysis of cash and cash equivalents
Cash in hand
Total cash and cash equivalents
2025
£
(66,260)
(9,000)
-
(75,260)
2025
£
16,125
16,125
2024
£
(1,584)
(15,000)
(5,570)
(22,154)
2024
£
136,406
136,406

12. Analysis of cash and cash equivalents

13. Analysis of changes in net debt

Cash at bank and in hand At 1 April
2024
£
136,406
136,406
Cash flows
£
(120,281)
(120,281)
At 31 March
2025
£
16,125
16,125

14. Related party transactions

The Association has not entered into any related party transactions during the current or prior year other than the receipt of grant funding from the Ministry of Defence, being a total of £507,446 in the 24/25 financial year (2024: £490,000); further details have been provided in the Trustees Report. There are no outstanding balances owing between related parties and the Association at 31 March 2025 (2024: £Nil).

Page 18