**NEO COMMUNITY SERVICES** ## **NEO COMMUNITY SERVICES** Formerly A&A Services Westmidlands TRUSTEES' ANNUAL REPORT AND FINANCIAL STATEMENTS ## For the year ended 31 October 2025 |Registered charity number|1181090| |---|---| |CIO reference|CE015862| |Legal form|Foundation Charitable Incorporated Organisation| |Registered address|Fairgate House, 205 Kings Road, Birmingham, B11 2AA| ## **Contents** |**Contents**|| |---|---| |Trustees' annual report|Pages 2 to 4| |Statement of Financial Activities|Page 5| |Balance Sheet|Page 6| |Notes to the financial statements|Pages 7 to 9| Registered charity number 1181090 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Trustees' Annual Report** The trustees present their annual report and financial statements for the year ended 31 October 2025. ## **Reference and administrative information** |Charity name|Neo Community Services| |---|---| |Previous name|A&A Services Westmidlands| |Charity number|1181090| |CIO reference|CE015862| |Registered office|Fairgate House, 205 Kings Road, Birmingham, B11 2AA| |Governing document|Foundation CIO constitution registered 10 December 2018; amended after the
year end on 28 November 2025| ## **Trustees** The following persons served as trustees during the reporting period. At the date of approval, the trustees shown on the live Charity Commission register are Aftab Ali, Tahir Javaid and Jack Nahal. |**Trustee**|**Period information**| |---|---| ||| |Bav Chakria|Served until the trustee change on 13 May 2025| |A. Rafiq|Served until the trustee change on 13 May 2025| |Jack Nahal|Appointed 13 May 2025| |Tahir Javaid|Appointed 13 May 2025| |Mohammed Shakeel|Appointed 13 May 2025; subsequently ceased| |Aftab Ali|Appointed 23 October 2025| ## **Structure, governance and management** Neo Community Services is a Foundation Charitable Incorporated Organisation. The trustees are responsible for the governance and management of the charity. New trustees are appointed in accordance with the constitution, having regard to the skills and experience required by the charity. During the year the charity underwent a change in trustees and administration. The current trustees report that no accounting records, bank access, assets, liability schedules or fund records were transferred by the former administration. They reported the matter to the Charity Commission and the police and began reconstructing the charity's records from the information available to them. The charity did not hold funds as custodian trustee on behalf of other organisations. Charity number 1181090 Page 2 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Objectives and activities** The charity's purpose is the relief of people in need in Walsall by reason of youth, age, ill health, disability, financial hardship or other disadvantage, particularly by providing items and services to individuals in need. The trustees confirm that the reporting period was primarily a transition and administration period. The charity did not generate income or carry out its previous level of active service delivery while the new administration dealt with governance, banking and record-keeping matters. ## **Public benefit** The trustees have had regard to the Charity Commission's guidance on public benefit when reviewing the charity's purposes and planning its activities. Expenditure during the period was directed towards maintaining the charity's operating arrangements and property-related work intended to support its charitable purposes. ## **Achievements and performance** The principal achievements during the period were administrative rather than income-generating. The new administration opened and operated a new charity bank account, obtained finance to maintain the charity, reconstructed the available transaction records, addressed governance issues and retained evidence for the expenditure recorded in these accounts. The charity incurred costs relating to property and accommodation work, freelance contractor and installation labour, premises, professional and compliance support, insurance, communications and household goods. Fire doors were purchased only when required for installation and none were held in stock at the year end. ## **Financial review** The charity recorded no income and expenditure of £14,335, resulting in net expenditure of £14,335. Cash at bank at 31 October 2025 was £51,665. Interest-free loan creditors were £66,000, and closing unrestricted funds were in deficit by £14,335. The £66,000 received during the year has been treated as loan finance rather than income. The agreements presented state that the loans are interest-free and repayable as and when the charity has funds available. ## **Reserves policy** At the year end the charity had no positive unrestricted reserves because liabilities exceeded recognised assets by £14,335. The trustees' priority is to rebuild unrestricted reserves when the charity resumes funded activity, while monitoring cash commitments and the repayment terms of the loans. Charity number 1181090 Page 3 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Going concern** The accounts have been prepared on a going concern basis. The charity held cash of £51,665 at the year end and the loan agreements state that repayment is required only as funds become available. However, no income arose during the year, the charity had net liabilities of £14,335 and future operations depend on securing funding and continued lender forbearance. These conditions indicate a material uncertainty that may cast significant doubt on the charity's ability to continue as a going concern. ## **Principal risks and uncertainties** The principal risks are the permanent loss of predecessor accounting records, the possibility of previously unidentified claims, dependence on loan finance and uncertainty over future income. The trustees are rebuilding financial records and controls, retaining evidence for current transactions and will assess any supported claim if it arises. ## **Plans for future periods** The trustees intend to complete the governance and administrative transition, strengthen record keeping and internal financial controls, secure sustainable funding and resume charitable services when resources permit. ## **Trustees' responsibilities** The trustees are responsible for preparing the trustees' annual report and financial statements in accordance with applicable law and United Kingdom accounting standards. They must select suitable accounting policies, make reasonable and prudent judgements and estimates, keep adequate accounting records, safeguard the charity's assets and take reasonable steps to prevent and detect fraud and other irregularities. The trustees are also responsible for assessing the charity's ability to continue as a going concern and for disclosing matters relevant to that assessment. The trustees are responsible for the maintenance and integrity of the charity's financial information. The trustees' annual report was approved by the trustees and signed on their behalf by: Signed: Tahir javaid (Aug 26, 2026 17:36:40 GMT+1) Tahir javaid Trustee Name: 26/08/2026 Date: Charity number 1181090 Page 4 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Statement of Financial Activities** For the year ended 31 October 2025. All activity relates to unrestricted funds. Amounts are rounded to the nearest pound. ||**2025**|**2024**| |---|---|---| |||| |||| |Income and endowments from:||| |||| |Donations and legacies|-|(£1)| |Charitable activities|-|£1| |Other trading activities|-|£201,250| |**Total income**|**£0**|**£201,250**| |||| |||| |Expenditure on:||| |||| |Charitable activities|£9,237|£446| |Other expenditure|£5,098|£195,273| |**Total expenditure**|**£14,335**|**£195,719**| |||| |||| |**Net income/(expenditure)**|**(£14,335)**|**£5,531**| |||| |Funds brought forward|£0|£19,486| |**Funds carried forward**|**(£14,335)**|**£25,017**| |||| The Statement of Financial Activities includes all gains and losses recognised in the year. The notes on pages 7 to 9 form part of these financial statements. Charity number 1181090 Page 5 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Balance Sheet** As at 31 October 2025. Amounts are rounded to the nearest pound. ||**2025**|**2024**| |---|---|---| |||| |||| |Fixed and non-current assets||| |||| |Tangible fixed assets|-|£18,954| |Other non-current asset / long-term debtor|-|£8,127| |**Total fixed and non-current assets**|**-**|**£27,081**| |||| |Current assets||| |||| |Stock|-|£7,500| |Cash at bank|£51,665|£12,354| |**Total current assets**|**£51,665**|**£19,854**| |||| |Creditors: amounts falling due within one year|(£66,000)|(£21,918)| |**Net current assets/(liabilities)**|**(£14,335)**|**(£2,064)**| |||| |**Net assets/(liabilities)**|**(£14,335)**|**£25,017**| |||| |Funds of the charity||| |||| |Unrestricted funds|(£14,335)|£25,017| |**Total charity funds**|**(£14,335)**|**£25,017**| |||| The notes on pages 7 to 9 form part of these financial statements. The financial statements were approved by the trustees and signed on their behalf by: Signed: Tahir javaid (Aug 26, 2026 17:36:40 GMT+1) Trustee Name: Tahir javaid 26/08/2026 Date: Charity number 1181090 Page 6 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Notes to the Financial Statements** ## **1. General information** Neo Community Services is a Foundation Charitable Incorporated Organisation registered in England and Wales. Its registered charity number is 1181090 and its CIO reference is CE015862. The registered office is Fairgate House, 205 Kings Road, Birmingham, B11 2AA. ## **2. Basis of preparation and records limitation** The financial statements have been prepared under the historical cost convention in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102), the Charities SORP (FRS 102) second edition issued in October 2019 and the Charities Act 2011, subject to the records limitation described below. The current trustees report that the former administration transferred no accounting records, bank access, cash, stock, fixed assets, debtor schedules, creditor schedules or fund records. The matter was reported to the Charity Commission and the police. These accounts have therefore been reconstructed from the new Barclays bank statements, current-period invoices and receipts, loan agreements and trustee representations. The 2024 figures reproduce the amounts in the previously filed accounts and have not been independently verified. Because the information needed to reconstruct and restate the individual comparative balances is unavailable, it is impracticable to restate those comparatives. The filed closing funds of £25,017 have not been adopted as the opening position at 1 November 2024. |**Opening funds reconciliation**|**£**| |---|---| ||| |Closing funds at 31 October 2024 as previously filed|£25,017| |Opening balance adjustment - balances not transferred or controlled|(£25,017)| |**Adjusted opening funds at 1 November 2024**|**£0**| ||| ## **3. Principal accounting policies** ## **Income** Income is recognised when the charity has entitlement, receipt is probable and the amount can be measured reliably. Loan proceeds are not income. ## **Expenditure** Expenditure is recognised when a present obligation exists and can be measured reliably. Current-period costs are classified according to their charitable or other purpose. ## **Funds** All recognised activity is unrestricted. No restricted or endowment funds were identified from the records available for the current period. Charity number 1181090 Page 7 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Notes to the Financial Statements (continued)** ## **Going concern** The financial statements are prepared on a going concern basis. Cash at bank was £51,665 and the £66,000 loan agreements state that repayment is due only as funds become available. No income arose during the year and the charity had net liabilities of £14,335. Future operations therefore depend on new funding and continued lender forbearance. This represents a material uncertainty that may cast significant doubt on the charity's ability to continue as a going concern. The accounts do not include adjustments that would be required if the charity were unable to continue. ## **Financial instruments** The charity's basic financial instruments comprise cash at bank and interest-free loan creditors, initially recognised at transaction value. ## **4. Income** No donations, grants, charitable trading income, service income, investment income or other income was recognised during the year. The £66,000 received was loan finance. ## **5. Expenditure** |**Category**|**Charitable**|**Other**|**Total**| |---|---|---|---| ||**activities**|**expenditure**|| |Freelance contractors and installation labour|£2,022|-|£2,022| |Premises costs|-|£3,600|£3,600| |Insurance|-|£128|£128| |Telephone and internet|-|£108|£108| |Accountancy, professional and compliance costs|-|£1,262|£1,262| |Property, accommodation and repairs|£7,079|-|£7,079| |Household goods and supplies|£136|-|£136| |**Total expenditure**|**£9,237**|**£5,098**|**£14,335**| ||||| The contractor amount of £2,022 relates to freelance contractors and installation labour and is not employee payroll. Fire doors were purchased for direct installation and none were held in stock at the year end. ## **6. Staff costs** The charity had no employees and recorded no wages, PAYE, employer's National Insurance or pension costs during the year. No employee received remuneration above £60,000. ## **7. Cash at bank** Cash at bank of £51,665 relates to the Barclays account operated by the current trustees and reconciled to the bank statement at 31 October 2025. Charity number 1181090 Page 8 YEAR ENDED 31 OCTOBER 2025 **NEO COMMUNITY SERVICES** ## **Notes to the Financial Statements (continued)** ## **8. Creditors and loan finance** Loan creditors of £66,000 are interest-free and repayable as and when the charity has funds available. No repayments were made before the year end. The full balance is presented within amounts falling due within one year. |**Lender / description**|**Relationship**|**2025**| |---|---|---| |||| |Mohammed Shakeel|Trustee at date of advance|£1,000| |T Javaid|Trustee / related party|£1,000| |Nahal JS|Trustee-related party|£1,000| |Neo Home Group Ltd|Trustee-connected company|£1,000| |Mohammed Javaid|Individual lender|£2,000| |AIM Marketing|Trustee-connected company|£60,000| |**Total loan creditors**||**£66,000**| |||| ## **9. Related-party transactions and trustees** The loan balance includes advances from trustees and trustee-connected parties as shown in note 8. Mohammed Shakeel advanced £1,000 on 26 August 2025 while serving as a trustee. The loan agreements state that the advances are interest-free and repayable as and when the charity has funds available. No trustee received remuneration, other benefits or reimbursement of expenses during the year. ## **10. Movement in funds** |**Unrestricted general fund**|**Opening**|**Movement**|**Closing**| |---|---|---|---| ||||| |Year ended 31 October 2025|£0|(£14,335)|(£14,335)| ## **11. Possible predecessor claims** No predecessor creditor balance is recognised because no creditor schedule, supporting claim or accounting record was transferred to the current trustees. This accounting treatment does not extinguish a valid legal obligation. Any supported claim received after approval will be assessed and accounted for when sufficient evidence becomes available. The amount of any such claim cannot presently be estimated reliably. ## **12. Comparative information** Comparative amounts are reproduced from the filed financial statements for the year ended 31 October 2024 and are presented only to provide historical context. See note 2 for the records limitation and opening balance adjustment. Charity number 1181090 Page 9 ## Neo Community Services - Final Statutory Accounts YE 31 Oct 2025 ## Final Audit Report 2026-08-26 Created: 2026-08-26 By: zaheer abbas (signature@saharaaccountancy.co.uk) Status: Signed Transaction ID: CBJCHBCAABAAtfrGy93a-itW3GPBFzK1y5eFLeY1C5n6 ## "Neo Community Services - Final Statutory Accounts YE 31 Oct 2025" History Document created by zaheer abbas (signature@saharaaccountancy.co.uk) 2026-08-26 - 4:33:51 PM GMT Document emailed to tahirjavaid81@yahoo.co.uk for signature 2026-08-26 - 4:33:57 PM GMT ## Email viewed by tahirjavaid81@yahoo.co.uk 2026-08-26 - 4:35:43 PM GMT Signer tahirjavaid81@yahoo.co.uk entered name at signing as Tahir javaid 2026-08-26 - 4:36:38 PM GMT ## Document e-signed by Tahir javaid (tahirjavaid81@yahoo.co.uk) Signature Date: 2026-08-26 - 4:36:40 PM GMT - Time Source: server - Signature Appearance Selected: MOBILE_DRAW Agreement completed. 2026-08-26 - 4:36:40 PM GMT