Trustees Annual Report: April 2024 to March 2025
Charity Name: Grace Community Church, Edenbridge (GCC)
Charity Registration Number: 1181051 Charitable Incorporated Organisation
Registered Address : 76 Hever Road, Edenbridge, Kent, TN8 5DJ
Trustees: David White, Ruth Gooding, Gary Byfield (to 9/6/24), Dirk Illing and Gabriel Mpubani (from 24/6/24)
The trustees have pleasure in submitting the annual report and accounts for the period from 1[st] April 2024 to 31st March 2025.
Objectives and Activities
The primary role of the charity is to fulfil the role of a Christian Church based in Edenbridge, Kent by working to meet the objects of the charity specified in the governing document and summarised below:
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To advance the Christian faith principally in Edenbridge, Kent, but also in other parts of the UK and the world as the charity trustees and leadership of the church think fit.
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To relieve people who are in hardship or difficulty through sickness or distress in Edenbridge, Kent, other parts of the UK and the world as the charity trustees and leadership of the church think fit.
In planning and undertaking activities the trustees have had due regard to the Public Benefit guidance issued by the Charity Commission and are satisfied that the overall activity of the charity has been of public benefit.
GCC is not a building, but a gathering of ordinary people of different ages and backgrounds, whose lives have been changed by Jesus Christ, the Son of God.
The New Testament reveals the Church as a community of people, properly taught and cared for, who by loving and serving Jesus Christ, are also committed to love and care for each other and to bring a blessing to the area in which they live.
The vision and long-term aim of GCC is to make known to the local community, and as part of the wider Church, the nation and indeed nations of the world, the love and grace of God demonstrated in the life, death and resurrection of Jesus Christ. This has more than a spiritual significance and is worked out in day-to-day care, evangelism and meeting the needs of those who are both within the Church and those who, as yet, do not know Christ as Lord.
Whilst the church employs one full time church leader, it is the work of every member of the church, whether employed or not, that makes a difference in the church achieving success in its great commission.
This is done in ‘being salt and light’ amongst the people they interact with every day; by praying, by visiting the sick and others in need, in being involved in training others, in public teaching and worship, and also in good administration. By showing people the unconditional love of Christ through good deeds we are able to have a positive effect on the lives of those within the church and in the community. How this is done by the people of the church, in all sorts of different ways, is explained in the report below and demonstrates the effectiveness of
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a community motivated by love of God and love for people and who are willing to sacrifice finance and time to serve others.
The financial resources of the church are given by the members, and their private assets and equipment are regularly used in the work of the church. Much of this work is done privately, without recognition, and the hours and value of that time cannot be quantified.
In order to further fulfil the objectives of the charity there are times when grants are applied for and received to enable the setting up of specific projects which serve the wider local community (eg Edenbridge Foodbank and Kids Clubs).
Grant making policy :-Gifts to external organisations and individuals are considered by the Church Leaders and Trustees on the basis of need and fulfilment of the charitable objectives.
Summary of the main activities of the church :
The trustees are pleased to report that during this year the charity has continued to see growth in the development of all aspects of its work. In particular:
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Growth in numbers regularly participating in church activities both on Sundays and in the various projects and ministries that take place in the community.
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Progress in the management and organisation of serving rotas and communication with members through the use of ‘Church Suite’, an online church management and communication package.
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Growth in church leadership and training, particularly with the appointment of Peter Mizen in April 2024 as a new elder, (non-salaried), to be alongside Dave White.
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Also the appointment of Mark Thornett, an experienced church leader, on a 25% working week basis to assist the elders, Dave and Pete, with the development of future leaders, mentoring and other administration and management duties.
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Good engagement with our wider Regions Beyond family of churches both nationally and internationally.
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The ongoing successful work of Edenbridge Foodbank which includes a Financial Inclusion project. This project aims to further assist clients of the foodbank who face financial hardship which has led them to seek help from the foodbank. (See details below).
In summary, the main activities of the church have been:
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Regular Sunday meetings held at Edenbridge Primary school. These include contemporary worship, prayer, bible teaching, fellowship and friendship and are open to all. Special children’s activities (Sunday Club) also take place during the meeting catering for toddlers to teens.
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At Christmas and Easter, special celebration services and activities were arranged. At these times those from the Foodbank, and those involved in mid-week Laser Light kids clubs and the Bizzy Bees toddler group were also invited to attend.
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For the first time, celebrating the wedding of a couple in the church.
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Weekly small group meetings have taken place for church members. These included worship, bible study and prayer and helped to equip and encourage people in their Christian lives.
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A Vision and Values course was run for people new to the church
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Pastoral care and support to those in need or distress
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Training courses open to both leaders and church members were run or attended covering safeguarding, preaching and leadership training.
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Children’s clubs and groups were run regularly on Sundays and during the week in the community (Laser Light Klub) to engage children with the Christian faith and teach healthy social values through games, craft, songs and bible stories.
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We engaged with local schools by being invited to take Christian assemblies and running after-school clubs in two local primary schools.
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The weekly Mum’s/Dad’s carers and toddler group (Bizzy Bees) has been running as a service to local families throughout the year.
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Being involved in the local community through local events and activities.
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Working together with other local churches in Christian ministry, and in projects meeting a variety of needs in the community e.g. the local youth work and the foodbank.
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Some financial support was given to support Christian work in other areas.
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Playing an active role as part of the Regions Beyond family of churches in the UK and internationally.
The church is currently led by Dave White (the lead elder) and fellow elder Pete Mizen. They are also assisted by Sue White, Mark Thornett and a wider leadership team of volunteers.
Details of many of the activities are provided in the following sections of this report.
Achievements and Performance
Sunday Worship Services and Mid-Week groups and activities
We have continued to use the hired premises at Edenbridge Primary School for our Sunday meetings. This gives us ample space including a dedicated second hall for the children’s groups. Being in the centre of town, in a well-known venue, means that it is much easier for visitors to find us, and we have consistently seen people visit and show interest in us as a church and a number have joined us during the year. This has led to an increase in numbers, not only of those attending meetings, but also of those actively engaged in serving in the various ministries and activities run by the church in the community. The numbers attending on Sunday varies but is usually between 25 and 40 adults with between 2 and about 12 children (including some teenagers).
On Sundays, worship was led by a variety of worship leaders and musicians, from the congregation, who are practicing and developing their skills in this area. We have seen much progress in the development of the worship music groups this year. Participation from everyone is encouraged in prayers, readings and the use of spiritual gifts.
Teaching from the bible plays a significant part of the meeting. This year’s preaching included a series on the book of Nehemiah and guest speakers were also invited from time to time to preach as well. Mark Thornett generally preached for us once a month. We continued to encourage people relatively new to preaching, both men and women, to teach from time to time.
Regular monthly church prayer meetings were started this year on either Saturday mornings or Sunday evenings to pray for major events in church life, our own nation and for people and situations that we have concern for or links with internationally. Also, a regular short prayer meeting takes place before each Sunday morning meeting.
A mid-week house group meeting runs for fellowship, worship, prayer and bible teaching. This also act as important training grounds for people to develop as Christians. In addition,
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there are several small prayer groups and one to one discipleship and or prayer groups that meet from time to time, providing encouragement and an opportunity to share together.
Several informal Café Church events were held on Sunday afternoons. These events included plenty of free refreshments, music, games and quizzes as well as a short talk or reallife story from someone. We are so pleased that we always have people who don’t usually attend church visiting us on these occasions.
Our Christmas all-age service included an invite to the families of children attending the Laser Light Clubs and a number of children and parents came and joined in the celebration.
This year we were thrilled to celebrate our first wedding of two people from the church: first at a registry office, followed by a celebration service with the church.
There was also a dedication service for a young child and their parents during the year.
Pete Mizen completed the Regions Beyond Equip Leadership part-time training course during this year and now two other members of the wider leadership team of the church have begun the same course. This course aims to provide general equipping and training in the application of biblical doctrine, especially to church leadership.
Six members of GCC attended the Regions Beyond Teaching and Preaching Course held over a number of zoom sessions and then for an in person training day. This has helped to equip a number of people to start to preach within the church.
Youth and Children are encouraged to be part of the worship in the meeting. After a short time of worship all together, a hard-working and dedicated team serve the children by running activities and lessons on Sundays in another hall. There are separate activities for young teens, primary age children and toddlers. The church continued to use a specialized Christian teaching and activity program for children called Energize which has proved most successful with both the leaders and children. The number attending varies but valuable bible story lessons and related activities as well as a lot of fun are always had.
Two of our young people attended the New Frontiers Youth Bible camp, Newday , in Norfolk along with about 7,000 others in the summer. They came back very encouraged and strengthened in their faith. The church was able to partly financially support their attendance at this event.
Outreach and Community Events
As indicated above, reaching out to those not currently part of the church is part of the life and mission of the church, hence the Café Church events.
At Christmas, a carol service was held at a local sheltered housing venue.
Before Christmas, a wreath making event was held which proved very popular and enabled us to make further links and friendships with people in the community.
During the year we joined the local ‘Prayer works’ initiative involving going out on the streets in pairs offering to pray for people and talk about our faith with those willing to converse with us.
Laser Light Kidz Klub and local school connections
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This club now runs as an after-school club at two of the local primary schools during term time. (Edenbridge Primary School and Hever C of E primary School). A dedicated team of volunteers continues to run this successfully, and we continue to build up the number of children attending. The activities are based around a child-friendly Bible story and then craft and play activities for the last hour. Links with the church are encouraged and a number of families attended church events during the year.
We also took Christian Assemblies at Hever, Crockham Hill and Four Elms Primary Schools.
The church manned a craft stall at the Edenbridge Primary School fete, which was well received, despite the bad weather on the day.
Local Youth Work
As a church we are involved with the local inter-church youth work (called Eden Christian Trust youth club) providing a volunteer and a trustee for this charity as well as monthly financial support. This club reaches up to about 40 young people every week, many from non-church backgrounds, as well as running a one-to one mentoring service.
Bizzy Bees Mums n Tots Group
The group continues to meet every Friday during term-time in Rickards Hall. It offers a safe place for babies and toddlers to play while their parents and carers chat and make friends. The numbers are consistent each week with a good number of new mums joining us regularly.
We are so grateful to Sue White and the team of volunteer helpers, both regular and occasional, who run and assist at these clubs, groups and activities. Such activities help to raise the profile of the church and its mission in the town, enabling us to meet new people, talk about faith and invite to other meetings and services. In this way we are also able to serve the community, be a blessing and offer friendship and assistance to those in need.
We are also very grateful for the grants received this year from the Great Stonebridge Trust for both the Laser Light Kidz Klub and the Bizzy Bees group. These grants have enabled us to continue to provide these services for many households in the local area, including those who are less able to afford to pay for privately run children’s groups and activities.
Edenbridge Foodbank
We began operating the foodbank on 13[th] April 2021. It is run under the umbrella of the UK Trussell Trust network and operates as part of the GCC charity. It is managed by a team of three people (including Dave White, the GCC leader). A team of about 15 volunteers has been recruited from across the local churches and wider community. The project takes place in cooperation and with the full support of the local churches.
Edenbridge Town Council allow us the free use of the council hall (Rickards Hall) once a week for the foodbank centre to open to clients. The town council has also allowed us use of the land behind their offices, and on the same site as the foodbank centre, where we have erected a permanent storage facility. This has greatly assisted the work of the foodbank. Nonperishable food is donated, collected, sorted, dated and weighed into this facility by the operations team.
On Tuesday mornings the team then deliver prepared food boxes and assorted trays of other items to the centre. The centre is open for two hours and clients arrive and are welcomed by the centre team. They are offered refreshments and assisted in collecting their food. Clients
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are always offered the chance to talk and are often sign-posted to other agencies (eg debt advice, citizens advice, housing support, mental health support) who can assist further. The aim is that clients are helped in such a way that they are less likely to continue to need the support of the foodbank in future.
Clients are referred to us by a wide variety of local agencies who now have links with us. These agencies issue e-vouchers to the clients who can then attend the foodbank.
During this fourth year of operation the foodbank fulfilled a total of 660 food vouchers to households in the local area. This represented 116 unique households helped with food during the year. Totalling the number of people in the individual households this means that during the year 1241 people were helped through the foodbank from our local area. Overall, the figures represent a slight decrease from the previous year.
A total of 10,212 kg of new food stock was donated to the foodbank during the year and 15,138 kg of food was distributed to clients. Stocks of food remain high.
Running this project has increased our contact with the community and also enabled us to develop our ministry to those in need or in vulnerable situations. The number of people receiving help from the foodbank clearly shows both the need in the community and the overall effect that the cost-of-living crisis continues to have.
During this year Edenbridge Foodbank continues to receive a significant grant from the Trussell Trust to run the Financial Inclusion project in partnership with the local Citizens Advice and the Crosslight debt and money management advice service. This has enabled those two organisations to give dedicated time to foodbank clients to assist them in dealing with financial issues of all sorts. This is proving very valuable to many clients who are receiving help with debt management, budgeting, ensuring benefit allowances are received and maximised as well as assisting clients in liaising with utility companies over outstanding bills.
From July 2025 the grant from the Trussell Trust for this Financial Inclusion project is expected to halve but the trustees of GCC have decided to use current foodbank funds to continue to allow this project to fully operate for another year. During the financial year April 25 to March 26 the trustees will assess the project and the funds available to decide how and whether to continue this aspect of the Foodbank’s work.
Over the year, we have seen a number of foodbank clients move on in their lives, getting employment, seeing improved mental health, having benefits sorted out and also linking with other organisations in the community, including in one or two cases, taking on volunteer situations in other charities. A few clients have also attended some of the activities and services of Grace Community Church over the year.
An example of the help received by a client through Citizens Advice (CA) (whose work is funded through this project) is: CA helped the client to appeal against the decision of the DWP to reduce the Personal Independence Payment. After the appeal, the DWP agreed to change their decision before a tribunal date took place, thus avoiding the need for the client to endure a stressful wait and tribunal. The result was an additional income for the client of £3416 p/a and a £3023 lump sum back payment. Following this the client no longer needed to use the foodbank.
We are of course extremely grateful to all the hard work of the managers, volunteer teams, the town council (for its provision) and the many other organisations who have supported us.
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We are so grateful for the ongoing generosity of the people of Edenbridge in regularly donating food. We especially value the support, prayers and encouragement of the churches of Edenbridge.
Working with other local churches in Edenbridge
The church is part of Edenbridge Churches in Covenant (ECC) comprising the 7 local churches. The local ministers meet together for support and fellowship and to discuss possible joint services and activities. The ECC council meets four times a year and Dave White acted as chairperson to the ECC during this year.
GCC joined the joint churches prayer week activities in January. Each church hosted a prayer/worship event during the week to which all were encouraged to attend. On Good Friday in April, a joint-churches walk of witness through the town took place which was very well attended.
Along with the other local churches, GCC financially supports the Eden Christian Trust (ECT) town youth service with a regular donation and also by supplying a volunteer for the Friday night youth club and a trustee (Sue White) to sit on the board. Dave White also acts a clergy liaison person for the ECT trustees.
Involvement with Regions Beyond .
The church is part of the Regions Beyond international family of churches which is itself part of the wider New Frontiers network. GCC leaders regularly attended Regions Beyond leaders’ meetings for training, fellowship and encouragement.
Dave and Sue and a number of others attended national Regions Beyond three-day Hub meetings held in Hull and Worthing. These were excellent times of encouragement, vision and networking with other church leaders.
In May a number of the ladies were very encouraged by attending a ladies conference run by our local Regions Beyond churches.
In June the London and South-East Regions Beyond churches held a special celebration event in Croydon at which GCC played a significant part in organising, hosting the meeting and in running the children’s ministry. This was a very encouraging gathering helping to build relationships with other churches in our region.
This year Dave and Sue White continued to take some responsibility for helping to lead the London and Southeast Regions Beyond Hub meetings which normally meet once a fortnight in one of the churches.
October was the Global Advance month where news of Regions Beyond activities and churches, both in the UK and abroad, were shared with the church and members encouraged to pray for and support financially the wider work of Regions Beyond across the world. An offering was taken up at this time and we were privileged to be able to send over £3500 to Regions Beyond to be distributed and used by the UK and Global teams. This represents a wonderful corporate act of faith and generosity towards the overall mission of this relatively small church. In addition, a one-off donation was made to Regions Beyond of £5000 from church funds as well as some financial support through Regions Beyond for a new work in Malaysia.
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GCC has also supported financially and with a visit, a new church plant situation in Birmingham UK.
In November Dave and Sue attended the international Regions Beyond Conference in Dubai. This was an important time of fellowship and networking. In particular GCC financially supported 2 leaders from our Regions Beyond Zambian churches to attend this conference. During this time plans were made for a team from GCC to visit Zambia to encourage and help the churches in Lusaka especially with their work amongst children.
Plans are also being made for Dave to join a small team to visit, teach and encourage our Regions Beyond churches in Nepal later in the year.
Plans for the Future
As always, developments are dependent on further growth in the number of active volunteers within the church. The faith and commitment of people has stayed strong and financial giving increased during the year. We have seen a number of new people join us and as Edenbridge grows, with many new houses being built, it is expected that others will look around for church involvement and consider joining us.
The trustees and leaders of GCC are also aware of the ongoing cost of living crisis in the UK and will be monitoring the effect on the operation and finances of the charity.
In the coming year, in addition to the regular activities and outreach of the church and the foodbank, we expect:
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To increase the links to the church with the children and families of the Laser Light Clubs and with those attending the Bizzy Bees group as well as with clients at the foodbank.
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To take a team of 5 people to visit the churches in Zambia where we have links, providing encouragement, teaching and help with work amongst children.
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To make the visit to our Regions Beyond churches in Nepal and develop that link with key leaders.
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To intentionally develop the wider leadership of GCC and its ministry by:
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Following the preaching and teaching course, to provide opportunities for those who attended to preach and develop their skills.
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Encouraging others to take part in Regions Beyond training courses such as the Equip leadership course.
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For the elders and others on the leadership team to spend time with other potential leaders providing discipleship and help in strengthening their faith.
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To consider and plan for the future leadership of GCC as Dave White looks to move towards retiring from his salaried position.
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To encourage the church to take part in regional celebration and prayer events run by Regions Beyond.
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To plan a community wide ‘Fun Day’ in one of the town parks as a way of outreach and blessing the local community.
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We are planning to take on a young man to serve and study as an intern from September 2025 for one year. This will be run as part of the Newfrontiers Intentional Discipleship Programme.
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To make plans to continue the Financial Inclusion project of the foodbank once the Trussell Trust grant stops in July 2025.
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Risk Statement: All major insurable risks are subject to normal churches and employers’ insurance. New projects and ventures are risk assessed before being started, to assess whether they will significantly impact upon the church’s ability to fulfil its objectives.
Financial Review
The charity has two bank current accounts, both held at Lloyds Bank PLC. The charity has also opened a savings account with Hampshire Trust Bank which earns interest and is instant access. Funds are moved to and from this account when deemed appropriate. The main current account is for the church activities and the second current account is for the sole use of Edenbridge Foodbank.
The accounting year is 1[st] April to 31[st] March. The accounts attached to this report therefore cover from 1[st] April 2024 to 31[st] March 2025.
Total income received across the charity was £120,040. Of this £36,182 was received for the foodbank use and £5,558 was money given to other Restricted funds as shown in the Restricted funds column. £58,969 was given by members and friends of the church during the year which shows the commitment and faithfulness to the mission of the church.
Total expenditure was £100,538 of which £25,012 was spent on foodbank costs and £6,459 was spent from the restricted funds as shown.
The accounts were externally examined, and no material issues of concern were found.
There are no outstanding debts or material liabilities.
Concerning the income and expenditure of the church (rather than the foodbank), for the third year running income was higher than expenditure which meant we did not need to use any reserve funds. It is expected that this will continue to be the case in the coming year.
Reserves policy: It is the policy of GCC to maintain reserves at a level consistent with safeguarding the charity against unexpected significant expenditure and to provide enough funds to smooth over peaks and troughs in short term cash flow. Approximately 3 months of average expenditure across the charity are therefore kept as reserves (currently about £25,000).
Cash funds in the bank accounts (including savings) at year end were £63,381 and £55,943 for the main church account and the Edenbridge Foodbank account respectively.
Structure, Governance and Management
The charity is established within Regions Beyond – part of the New Frontiers family of churches. The church is also part of Edenbridge Churches in Covenant, in total consisting of seven local churches.
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Directions relating to the charitable st are made by the trustees in consultation with the church Lead Elder (Dave White. who is also a trustee) and the other elder and leaders of the church. The church elders and other leaders are responsible for governing the life and teaching of the church and day to day decisions on expenditure and activities are decided by the leaders in charge of different areas of the church, with budgets set and monitored by the Trustees. In general. the responsibility for appointment of new trustees rests Tr1th the current tte¢S guided by tbe Lead Elder. Newtrustees are primarily selected from the members of GCC andlor other churehes sharing the same vision. On being appoint. new ttustees are offered training and spend time with the existing trustees to ensure they understand their responsibilities and the legaI and financial framework in which the church operates. The tteeS extend their thanks for the hard work and faIthfi servÈce to all those involved with Grace Community Church, both the leaders and other volunteers. The trustees are also gralefid for the generosity of ail those who have financially supported the work and mission of the church during the year. Trnstee's responsibilities: Chartty law requires us as trustees to prepare financial statements for each accounling year which give a true and fair view of the state of the charity and of its income and expenditure for the year. We are required to: l. Seleth suitable a¢Gounting policies and apply them consistently 2. Make judgements and estimates that are reasonable and prndent 3. State whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the accounts. 4. Prepare the financial statements on an ongoing wncern basis unless it is inappropriate to presume that the charity will continue in business. We are responsible for keeping proper accounting records which disclose wilh reasonable accurw at any tirne the financial position of the charity and enable us to ensure that the financial statements comply with the Charities AGt 2011. We also have a responsibility to safeguard the assets of the charity and to tske reasonable steps to prevent fraud or any other irguIaTities. Approved by the trustees of Grace Community Church Edenbrid And signed on its behalf by.. David While eon ZS.1 21 Position: Lead Elder and Trustee, Gra¢e Community C And: Name: h, Ed bridge Position.. Trustee. Grace Community Churc14 Edenbrid io
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CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Section A Independent Examiner's Report Report to th• tru8tea81 mambers of Grace Community Church, Edenbridge On accounts for tho year ended 31 March 2025 Charity no (rf any) 1181051 Set out on pag•s I rep3rt to the trustees on my examination of the accounts of the above chanty (Ihe Twst.) for the year ended31 0 3 Respon8lbllltle8 and As the charity trustees of the Twst, you are resFon8ible for the preparation ba81s of report of the accounts in accordance wrth the requirem8nt8 of the Charities A 2011 {'the Acr). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Direcknons given by the Charity Commi88ion under section 145(5){bl of the Act. I have completed my examination. I confimi that no matérial matters have come to my attention ( "l in GonneGtion with the examination whbch gives me cause to believe that in. any matenal respect: accounting records were not kept in accordancè with séction 130 of the Act or the accounts do not accord with the accounting reGord• Indopendent •xamln•rf• statsment I have no concems and have come across no other matters in Gonnection wrth the examinats'on to which attention should be drawn in order to enable proper understanding of the accounts to be reached. ' P188se delete the words in the brnckets if they do not apply. Slgnod: Nam•: Relevant profe•slonal quallfi¢atlon(s) or body {rf any): Address: 1< IER October 2018
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examiner's Report Report to the trustsesl members of Grace Communty Church. Edenbridge On accounts for the yr nd•d 31llt March 2025 Charfty no Ilf any) 1181051 Set out on pa I report to the trustees m my examination of the accounts of the above chanty (Ihe Trusf) for the year ended31 0 J R•¥pon8lbllltl•$ and A6 the charity trustees of the Trust. you are responsible for the preparats'on basls of report of the accounts in accordance wrth the requirements of the Charities Act 2011 ('tF Acr). I report in respect of my examination of the Tru8t's a¢unt6 carried out under sedion 145 of the 2011 Act and in carrying out my examination, I have foll¢)wed the applicable Directions given by the Charity Commission under section 145151{b) of the Act. I have completed my examination. I confinn that no material matters have come to my attention { ") in conne10n with the examination which gprfes me Cause to believa that in, any material respect.. accounts'ng records were not kept in accordanc8 With section 130 of the Act or the accounts do not accord with the accounting record8 Indop•ndont •xamln•rfs 8tatsmont I have no concems and have come across no other matters in connection with the examination to which attention should te drawn in order to enable proper understanding of the accounts to be reached. ' Pléase delete the words in the brackets rfthey do not apply. slgned: Date: Z(3e J" Nam•: Relevant profe8slon•l quallflcatlonls) or body (if any): Address: Qo l< 6A/ IER October 2018