2025-12-31-accounts

Sadaqah Jaariyah Trust iLove iCare Charity number 1180935 Trustees’ Annual Report 2025

Trustees:

1. Dr Mohammed Iqbal Anwar

2. Mr Ashfaq Ahmed

3. Mrs Nuzhat Saeed Ahmed

Our objectives:

• The prevention and relief of poverty and sickness and the relief of financial hardship, mainly but not exclusively, in Pakistan, of those in need by reason of youth, age, ill-health, disability, financial hardship or other disadvantage by providing financial or other help including mainly, but not exclusively, the provision of medicines, clean water, clothing, food and other necessities of life.

• The advancement of education, literacy and skill development mainly, but not exclusively, in Pakistan by means of, but not exclusively, scholarships and support for those children, women and others in need by reason of youth, age, ill-health, disability, financial hardship or other disadvantage.

Our main activities in 2025:

The trustees are pleased to present this report for 2025 to our donors, volunteers and all our communities. It is also being submitted to the Charity Commission for England and Wales.

With God’s blessings and donors’ help, we invested the income on these worthy projects:

Education, h ealth, food, housing

1. Small grants were given to deserving students to pay for their exams fees, books and other essentials, to patients for essential treatment, to families for paying rent and food costs etc.

2. A grant to Blue Ink Trust, was given to enhance educational facilities at their school in India.

Meat for needy families: We gave small grants to provide meat to needy families in different parts of the world.

Income and spending: Income £46,365 Spending: £65,817

The trust plans to continue to use the future income on its priorities for next year: health promotion and, education, entrepreneurship and poverty reduction.

1. Regulatory information

In compliance with the requirements of our regulator, the Charity Commission for England and Wales, we provide the information below (as well as the information given above).

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• a. For the period of this return, were there no serious incidents that the charity failed to report to the commission. The charity did not raise funds from the public. Our charity does not work with a professional fundraiser. We do not work with a commercial participator. Grant making is the main way our charity carries out its purposes. During the financial period for this return, our charity did not receive income from contracts (other than grant agreements) from central government or a local authority as we do not have any contracts (other than grant agreements) from central government or a local authority. During the financial period for this return, our charity did not receive any grant funding from central government or a local authority. During the financial period for this annual return, the charity did not receive income from outside of the UK. During the financial period for this annual return, our charity operated in the UK, Pakistan, India and some other parts of the world.

• b. When spending money outside England and Wales, our charity did not transfer money other than using the regulated banking system. The charity has monitoring controls in place to monitor overseas expenditure. The trustees are satisfied that the charity’s risk management policy and procedures adequately address the risks to the charity arising from its activities and/or where it operates. The charity has no trading subsidiaries.

• c. During the financial period for this annual return, none of the trustees receive remuneration or benefits nor any expenses incurred. During the period covered by this annual return, none of the trustees resign and take up employment with the charity. The charity has no paid staff at all. The charity had three UK volunteers, excluding trustees during 2025. During the financial period for this annual return, our charity reviewed its financial controls. The charity had no role eligible for a standard, enhanced or enhanced with barred lists DBS check on any of its trustees, employees and volunteers.

2. Final words: We thank God for enabling us to do the very little work to serve His creation through this charity – your charity as much as our charity. May God bless this work with His acceptance and rewards in both worlds and may He make it a true Sadaqah Jaariyah – charity for good - for our and our donors’ beloved parents and their respected parents too! Amen

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ANNUAL ACCOUNTS

Restricted Unrestricted funds Total funds Last year funds

	A1 Receipts	A1 Receipts
	Zakah									-			3,584					3,584					14,966
	General donations-PAESTINE												23,304					23,304					66,634
	General donations-PAKISTAN												6,624					6,624
	General donations							12,853										12,853
								12,853					33,512					46,365					81,600
	Sub total
	A2 Other receipts
	Gift Aid																						10,329
	Remittances refunded														-					-					-
				Sub total						-					-					-			10,329
			Total receipts					12,853				33,512						46,365				91,929
	A3 Payments
	Grants - Palestine												58,793					58,793					3,142
	Grants - Pakistan
													6,624					6,624					20,380
	Grants - India
								400										400					1,500
	Grants - other							600												-			70,760
				Sub total
								1,000					65,417					65,817					95,782
			Total payments					1,000				65,417						65,817					95,782
			Net of receipts/(payments)					11,853					-31,905					-19,452					-3,853
	A5 Transfers between funds
										-					-					-					-
	A6 Cash funds last year end
								10,098					-6,906					11,242					15,095
			Cash funds this	year end
								21,951					-38,811					-8,210					11,242
	Section B Statement of assets and
	liabilities at the end of the period
																Restricted funds					Endowment
			Categories				Details															funds
																	to nearest		£		to nearest			£
	B1 Cash funds						Cash at bank											-38,811							-
									Total cash funds									-38,811							-
	B5 Liabilities						NONE													-

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