DRAFT OF ## ANNUAL REPORT AND FINANCIAL STATEMENTS ## FOR THE YEAR 31 DECEMBER 2020 A registered charity in England and Wales no: 1180661 Page | 2 THE FUTURE FORWARD ## CONTENTS ||Page| |---|---| |Reference and administrative details of the charity, its trustees and|3| |advisers|| |Chair’s Statement|4| |Structure, Governance & Management|5| |Achievements & Performance|6| |Independent examiner's report|16| |Statement of financial activities|17| |Balance sheet|18| |Notes to the financial statements|19| Page | 3 THE FUTURE FORWARD ## REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE YEAR ENDED 31 DECEMBER 2020 Trustees Chair of trustee Mrs. B Josefovitz Treasurer Mrs. C. Reiner Mrs. E. Gubner Mrs. O. Mark Director Mrs. D Sandel Charity number 1180661 Administration Address Flat 2 67-Lordship Rd. London London N16 0QJ Independent Examiner David Pollak Accounts and Business Solutions 158 Cromwell Road Salford M6 6DE BACS Sort code 207690 Account number 30732370 Website https://thefutureforward.co.uk Email info@thefutureforward.co.uk campknak@gmail.com Structure, governance and management Governing document The charity was constituted by Declaration of Trust dated 1th January 2016. ## Risk Management The trustees confirm that there are no major risks to which the charity is exposed. Organisation Structure, recruitment and induction Power to appoint new trustees is vested in the current board. New trustees are appointed based on personal competence, specialist skills and experience. They are inducted into the working of the charity by the current board and are encouraged to read The Charity Commission's various publications. ## Public benefit We have referred to the guidance contained in the Charity Commission's general guidance on public benefit in planning our future activities, and setting our grant making policy for the year, when reviewing our aims and objectives. Page | 4 THE FUTURE FORWARD ## CHAIR’S STATEMENT This year was a challenge, both in income and in services; this was one of the most trying years, it is the covid year, we needed to change the way we collect donations, and change the way we offer services. Bot still we could rise our heads against the waves of an ocean of difficult choices and difficulties, we and all or volunteers and supporters need to receive the highest medal. In response to this greater and urgent need. We have expanded our range of activities, provided more projects, and to a wider age range. We have employed more people, we improved our project delivery, and we enhanced the social impact. We focused to reach the maximum benefactors throughout the year. The year was a remarkable year for our charity, the future forward / camp knak. We have much to celebrate with 1500 children benefitting from our expanded services. Despite the difficulties, the future forward / camp knak has remained a supportive and safe haven where these children they are challenged to reach upwards and outwards through the multiple, stimulating camps, activities, projects provided. Most notable of our achievements this year our summer camp for 177 children and the introduction of our after-school program for children presenting with early signs of mental illness. Activities has empowered these children with the tools to cope with their difficult circumstances and intense emotions, promising a hopeful future. It has also been a trying year with a reduction in grant giving reflecting a tough external climate.it is remarkable In spite of that, we managed to almost doubled our resources 200%. From 35k to 54k. For this climate, it is an unbelievable achievement. Nevertheless, we also doubled our projects to in users and hours, we worked hard to achieve our charitable objectives whilst maintaining quality provision and trying not to turn away a child in need. Impressively, we managed to achieve a higher level of our goals. Our family projects. Helping over 250 families through the covid-19 crisis was a unbelievable success, We are proud to announce we provided over £60.000 worth of food and essentials or those in need. Thank you fare-share and in kind direct and the bakeries in hackney and Haringey for helping us reach further than we ever thought possible. The Trustees and Beneficiaries are very grateful to the generous donors and supporters. We look forward to the future with optimism. committed to continuing our good work and are hoping to continue the success, which we achieved so far We express our admiration and gratitude to our valued trustees, skilled staff and selfless volunteers who remain focused on delivering services that meet the individual needs of the children in our care with incredible dedication and skill. Mrs. B Josefovitz Chair of trustees Page | 5 THE FUTURE FORWARD ## STRUCTURE, GOVERNANCE & MANAGEMENT ## OBJECTIVES AND ACHIEVEMENTS THE OBJECTS OF THE TRUST ARE: Reference and administrative details are shown in the schedule of legal and administrative information on page 1 of the financial statements. The trustees who served the charity during the period were as follows: Chair of trustee Mrs. B Josefovitz Treasurer Mrs. C. Reiner Mrs. E. Gubner Mrs. O. mark The charity is constituted and governed by a Trust Deed. The charity is managed and controlled by the trustees, who meet regularly. ## RECRUITMENT, INDUCTION AND TRAINING It is not the intention of the trustees of the charity to appoint any new trustees in the near future. Should the need arise the trustees will apply suitable recruitment induction and training procedures. ## RISK MANAGEMENT The trustees have identified and reviewed the major risks to which the charity is exposed. Both manual and automated checks are regularly invoked, particularly those relating to the operations and finance of the charity. The trustees are satisfied that these systems and procedures mitigate the potential effects of any perceived risks. ## SAFEGUARDING AND CHILD PROTECTION To advance in life and help young people through: (a) The provision of recreational and leisure time activities provided in the interest of social welfare, designed to improve their conditions of life; (b) Providing support and activities, which develop their skills, capacities and capabilities to enable them to participate in society as mature and responsible individuals. (c) advancing education: The trustees confirm that they have referred to the guidance outlined in the Charity Commission's general guidance on public benefit when reviewing the charity's aims and objectives and in planning future activities. MANAGEMENT BOARD AND STAFFING STRUCTURE we have a board of 4 trustees who are responsible for managing the charity. They have a broad range of backgrounds including social care, voluntary sector, business, property and accountancy. The management board is responsible for the recruitment of the staff management team and in ensuring that the service complies with all standards and in accordance with the latest legislation. The Management board have an appropriate mix of skills, expertise with considerable experience in running this type of service. The subcommittee team is comprised of members who are parents themselves with children who use the service, and who have a long track record of working in the field of deprived and socially isolated families from within the community in Hackney and Haringey. Rigorous Child Protection and Safeguarding policies and procedures are at the heart of everything we do. This ensures that the welfare of the children in our care is never compromised. Page | 6 THE FUTURE FORWARD ## Responsibilities of the Trustees Charity Law requires the Trustees to prepare financial statements for each financial year, which give a true and fair view of the state of affairs of the charity as at the Balance Sheet Date, and of its incoming resources, including income and expenditure for the financial year. In preparing those financial statements, the Trustees should follow best practice and - a. Select suitable accounting policies and the apply them consistently. - b. Make judgements and estimates that are reasonable and prudent. c. Follow applicable accounting standards and the Charities SORP 2015 disclosing and explaining any departures in the financial statements. d. Prepare the financial statements on the going concern basis unless it is inappropriate to assume that the charity will continue in operation. The Trustees are responsible for maintaining proper accounting records, which disclose with reasonable accuracy at any time the financial position of the charity and to enable them as Trustees to ensure that the financial statements comply with the Charity Law. The Trustees are also responsible for safeguarding the charity's assets and hence for taking reasonable steps for the prevention and detection of fraud and other regularities. ## OUR VISION: To alleviate the impacts of circumstantial, developmental or socio-economic, recent immigrants, children with special educational needs, children and young people with moderate to severe physical, social or emotional disabilities. children who are referred to us by their school or family support organisations. or any other disadvantage of children. ## OUR MISSION: To empower every child with the chance to shine. ## OUR STRATEGIC AIMS: • To provide user-led, out-of-school programs, of social, leisure and developmental benefits to develop underprivileged children and young people so that they can reach their maximum potential becoming productive members of mainstream society, assist them in growing to full maturity as an individual. Enhance their employment prospects; to be able to earn a living on their own. Or to improve their conditions of life. • To improve the conditions of life of children and young people by providing recreational opportunities which they would otherwise be denied. These help them develop new skills, improve their attitude and boost their independence, confidence and resilience. • To promote and advance the education for children and young people especially for those for whom English is an additional Language (EAL's). • To enable disadvantaged children to enhance their educational and physical development through targeted one-to-one sessions/ or other projects.. • To assist "hard to reach”, working parents, parents of over crowd or dysfunctional families, or families in poverty, or those with sick/disabled children or who are new immigrants. and those who are in receipt of family support or counselling, • Page | 7 THE FUTURE FORWARD ## ACHIEVEMENTS AND PERFORMANCE: The trustees present their report and financial statements for the year 2019. The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charity's [governing document], the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” During the year, the charity continued to raise funds, and has applied the funds towards activities in furtherance of its objectives The Charity received donations totalling £23.682 and grants totalling £34.690 during the year and carried out projects with total running expenditure of £57.410 For every project were included also lots of exciting educational and recreational site trips, to places, which they would otherwise not have the opportunity to visit and to give them useful skills and experiences needed for the project. We used creative approaches to enhance the learning, educational and recreational experiences of the participants To the granters who made a considerable contribution to our funds, such as **Charles S French Charitable Trust** , as a result, we were able to provide a better summer and winter program. Thank you very much. We thank our generous funders, who continue to enable the future forward / camp knak to thrive, and we look forward to a promising and sustainable future. We cannot cease to thank our funders for their support in the work we do, and for their on-going generous, being our partners in the vital work of improving the lives of disadvantaged and socially excluded young people, giving them joy and inspiration together with the real hope of a sunny future. As it is worthy to mention all previous and future initiatives begun as a result of user consultation & feedback, we were able to consolidate and develop further. And some of our projects begun at our amazing ‘young people's forum’ at which the young people decide on and prepare the themes and content of the after school and holiday programs, and are a fruitful source of on-going input, criticism and feedback throughout the year. We have developed our volunteer program, recruiting more young volunteers and providing them with more training and wider work experience. The volunteers are a vital resource for our charity. and we value their involvement tremendously. Because this enables many more deprived and disadvantaged young people to access our services and activities at minimal cost. Page | 8 THE FUTURE FORWARD We have continued to recruit a number of physically and emotionally disabled young adults as volunteers; or volunteer youth leaders. This venture has proved a great success, enabling them to acquire the skills, knowledge and confidence, which will encourage them to develop a career in this field. This new project has also empowered them to integrate better with their peers and into society as a whole. Moreover, we are planning a further expansion to this project. We continue to focus more strongly on children and young adults with physical, emotional &learning disabilities, and have improved our skills and expertise in these fields We continue to provide improved accessibility for disabled users enabling them to take part in all projects, regardless where or when they are taking place. Outings are planned with their specialised needs in mind, so that activities are integrated, with no difference if you are disabled or able, so they can all mutually benefiting from all our amenities and services. We provide appropriate levels of support for children and young people with social and emotional issues including those with learning and physical disabilities, to enable them to integrate in all our afterschool and holiday mainstream programs Page | 9 THE FUTURE FORWARD ## OUR PROJECTS AND THEIR IMPACT ## The charity has delivered many successful projects this year in its quest to meet its objectives: Examples of workshops: clay modelling cushion designing, photography, wax making, oil painting, creative art n crafts sessions, patisserie, card designing, drama, dancing, singing &sewing. – Camp Knak Project Friends Forever _Our summer camp for 177 children with social skills deficiencies, enhancing their social competence, language and communication skills. Contributing to a more positive and productive future. “I’m blown away by the change in attitude in your project’s participants. I hope you do this for the whole class!!” A local schoolteacher_ The young people were also able to develop creative and artistic talent and take pride in their self- image and maximised their potential, increasing independence and personal fulfilment. _“Amelia is finally feeling stimulated. Being a genius makes sitting through the school day a success. You have given her the aspiration that there is more to achieve. Thank you”, Amelia’s Dad._ _. Sample of one of the letters we received from our thankful benefactors_ _The teacher reflected, “Watching the children, was like watching flowers blossom, from mere buds shooting through so shy and reticent, they have all developed into bright, confident and colourful blooms.”_ ## - Camp Knak. Project Smiling Forever Our winter camp for 124 children with communication deficiencies. They were successfully enhanced their language and understanding how to communicate to other people. Children naturally learn and process their hopes and fears through play and fantasy. This Project we will use their familiar language. It provides a safe and even fun way for children to explore their feelings and create meaning from difficult situations in a creative and non- threatening fashion. Immersive experiences ## project Building Life’s (club 2) These social-skills clubs will engage a group of 16 children each in anti-bullying activities, promoting peer respect and tolerance. _: miri, age 8, continuously attempted to ‘make it’ in the crowd never understanding why her efforts were shunned. Now, miri is reporting increased popularity and confidence_ ## _**Project Hand By Hand**_ , We provided three children with weekly sessions, empowering them to explore, express and understand their emotions. _An 11-year-old orphan, Rachel, was uncooperative, withdrawn and reticent. Nine months into therapy, she shared “I began to love myself; not everything is my fault!!_ ## ’ project Building Life s, We were delivering in 18 weeks 103 sessions to 21 children improving their executive function, language and communication, motor and social skills. _Feedback from parents and teachers reflected on improved performance at home and in the classroom._ Harry is a changed child”, Head teacher of harry, age seven _Denny, a ten-year-old with ADHD surprised all with an unbelievable 100/120 on her paper._ ## Project Future (workshops) Children were given the opportunity to find out with what they are Gifted & Talented so they are now motivated to achieve in class the highest scores. Page | 10 THE FUTURE FORWARD ## OUR PROJECTS AND THEIR IMPACT (CONTINUED) ## Project music ## _**Project Helping Hand**_ , Delivering bread and sandwiches, to 255 family’s, so that the kids will not go hungry to school.. _Thank you for helping the numbers make sense to me. I can now do some of my math’s homework on my own” I really don’t know why I could not think till now, written by ester, age 8.5_ An out of school music club for 14, 14-16 year olds, leading to ABRSM qualifications (graded exams of the royal school of music) at levels 1- 7 this has climaxed in a music concert at which the kids were able to display their qualification and skills to the community Supporting the young people towards a future with enhanced employment prospects. . ## Project Future AHEAD ## Project Building Family’s Helping out 350 families in need, with their most needed essentials. A mother reported: you eased the tense atmosphere at home, now the kids are much more relaxed. It has changed my life." ## project new dawn Improved physical wellbeing: 23 young people have enthusiastically embarked on a program of after school sessions, in keep fit and exercise activities , significantly improving their skills and fitness. Promoting healthy eating and nutrition. getting them the skills and knowledge, they will need to enable them to lead more healthy lives. These clubs will engage groups of 32 children will get the ability to gain the training and knowledge, to get into employment. A instill to focus on their future career trough workshops ## We have you in mind Project The successful integration of physically handicapped and learning-disabled young people into our programs, both as users, and equally importantly as young volunteers. The number of disabled young people in both categories are increasing every year. We received feedback from a disadvantaged volunteer: "I feel someone has given me new life! Until now, life was boring and lonely, nothing was worth doing, and I did not have any friends. Now life has changed I am a volunteer for camp knak, booking trips, processing applications and answering the phone, my life has taken on a new meaning. I have made many friends, learnt new skills and felt so useful! I look forward to each day, and i know that I am making a positive contribution. My life has been transformed; mere words cannot describe how grateful I am to camp knak for the opportunities it has given me. Gitty Wrote: ’You have changed my life.’ ## Math SATS Club, A Maths SATS Club for 15 high achievers, an often neglected and frustrated group of young people to enable them to achieve level 6 in Math SATS, and to increase their enjoyment of the subject. Page | 11 THE FUTURE FORWARD ## FINANCIAL REVIEW A range of funding streams, including grants from the Local Authority, trusts and foundations, mail shots and private donations, supported our activities. The results for the year are shown in the attached financial statements, and the trustees are satisfied with the results for the year. ## RESERVES POLICY The trustees have been aiming that the unrestricted funds should be set aside towards building reserves to equate a minimum of three months of our expenditure. However, not more than 6 months, in order to provide financial stability and the means protect critical services. In December 2020, reserves had been decreased as following the unexpected rise from our benefactors as the rise of infections and lockdown. We allow ed that as we expect donations to increase in 2021, we also expect £2000 from gasds, The trustees are hopeful that at the next year we will be able to reach our goal., but it is also worth to mention that we didn’t borrow, and we consider it that the charity is in a healthy financial position. The Board regularly reviews the number of reserves that are required to ensure that they are adequate to fulfil our continuing obligations. ## PLAN FOR THE FUTURE: Target for 2020 As the future forward / camp knak enter our fifth year of provision, we have seen the need for its services to continue to expand. The difficult economic times and the rise of infections we are experiencing have produced more problems; more families in serious financial difficulties, more parents and children with greater emotional problems, more overcrowded housing, more need for services for physically, emotionally and learning disabled and otherwise isolated young people. Our Response continues to be to consolidate to secure our future. We are by no means sitting back; we are continuing to join more partners to develop more projects, better delivery and expansion of our current projects as well as the launching of some exciting new initiatives. Increasing the ways we can offer to many more disadvantaged users a hope to a new dawn. Summer camp – camp knak We hope to at least triple the accepted applications, to 400 benefactors, and we hope to open another camp with 200 benefactors, together this project will provide activities and empower 600 children with social skills, Cognitive orientation and communication skills. ## Project future Building on the current program, we will see this project expanding to encourage children to explore their own treasures. They are bound to discover greater self-esteem, increased confidence and exciting character traits and talents! Page | 12 THE FUTURE FORWARD ## Project hope Hope to those in need, as more or less the charity’s one by one are closing down, moreover in the lockdown to have a place to provide food is not possible because a crowd means more infections. so, we offer a new solution we will hand out vouchers to those in need that with the vouchers the disadvantaged will be able to buy a specific amount of specific food every week, example we will hand out a meat voucher or a breakfast voucher for a homeless girl. The hopeless girl will be able to buy meat every week for £30 and breakfast for £10 for a duration for 2 months. Until the virus will be vaccinated. the girl will be able to eat with dignity, in her own comfort zone, and no one else will be at risk of the virus. we will not ask about his or her ethnicity but we will priorities woman and disadvantaged and disabled young people. As they face now greater disadvantage. we will start the program as soon as soon we receive, we the funds needed for this project. But it will not be first come first served, we will priorities, the most needed. for every 20 families will be appointed a case worker we will run the program for 1 month. After that will we revaluate if everyone on the program still needs it. though a conversation between the case worker and families and in accordance to the GDPR roles All this will only be made possible by our generous and loyal funders. We thank you on behalf of our users for choosing to be our partners and its work, and by improving the present and future lives of disadvantaged young people. This report was approved by the Trustees, on 01 January 2021 and signed on their behalf by: : ## Mrs. B Josefovitz Chair of trustees THE FUTURE FORWARD Page | 13 Thanli you Letters Disadvantaged users Esse tials and food gxven free ",£64.383 llng&loT- nteer Day Families in need 1.31 AEnaz.xng THE FUTURE FORWARD Page | 14 Positxve Parent and Payticxpants Feedbacli Massxve Thanli YOUJ THANKI A l You. THE FUTURE FORWARD Page | 15 Camp knak and the future forward had the privilege to enlighten the lives young adults with our 2 successful camps. Empower enhancing 2365 disadvantaged children to a future of employment and potential, with our 13 amazin(F projects, by J J hardworking trained and qualified individuals. ()_' CARING and LOVING volunteers, leading to () 99 /0 Posltive parents and participation FEEDBACK, receiving S)() thank you letters and presentations from thankful parents describing a miracle or an extraordinary change. Shining in the dark covid times, giving hope to 312 families in need delivering essentials and food in the worth of THE FUTURE FORWARD P a g e | **16** ## INDEPENDENT EXAMINERS REPORT I report to the trustees on my examination of the financial statements of the future forward / camp knak (the charity) for the year 2020 ## RESPONSIBILITIESANDBASISOFREPORT As the trustees of the charity, you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011 (the 2011 Act). I report in respect of my examination of the charity’s financial statements carried out under section 145 of the 2011 Act. In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act. ## INDEPENDENT EXAMINER'S STATEMENT Your attention is drawn to the fact that the charity has prepared financial statements in accordance with Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for financial statements to provide a true and fair view in accordance with Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015. I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect: accounting records were not kept in respect of the charity as required by section 130 of the 2011 Act;or the financial statements do not accord with those records; or thefinancialstatementsdonotcomplywiththeapplicablerequirementsconcerningtheform and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached. David Pollak Accounts and Business Solutions 158 Cromwell Road Salford M6 6DE Dated: 19 October 2021 THE FUTURE FORWARD P a g e | **17** ## STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT ## **Statement of Financial Activities** |**Incoming Resources**
Donations receivable
**Net incoming resources available**
**for charitable application**
**_Less:_**
**Charitable expenditure**
_Cost of Activities In_
_Furtherance_
_of the Charity's Objects_
Charitable activities
Wages and staff
costs
Governance
Office costs
**Reconciliation of funds**
Net surplus for the year
Total funds brought forward
**Total funds carried forward**|_Notes_
_3_|_Unrestricted_
_funds_
_£_
19,682
19,682
0
17,725
900
1,046
19,671
11
3,649
3,660||_Restricted_
_funds_
_£_
34,690
34,690
24,560
10,130
0
0
34,690
0
0|**_2020_**
**_Total_**
**_£_**
**54,372**
**54,372**
**24,560**
**27,855**
**900**
**1,046**
**54,361**
**11**
**3,649**
**3,660**|_2019_
_Total_
_£_
29,710
29,710
9,885
15,981
700
431| |---|---|---|---|---|---|---| |||||||26,597
3,113
28| |||||||3,141| The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities. The attached notes form part of these accounts. THE FUTURE FORWARD P a g e | **18** ## BALANCE SHEET AS AT 31 DECEMBER 2020 ## **Balance Sheet At 31 December 2020** |**Current Assets**
Debtors
Cash at Bank
**Current**
**Liabilities**
Accruals
Net current
liabilities
**Net Assets**
**Accumulated**
**Funds**
Restricted
Unrestricted|_Notes_
_4_|**_2020_**
**_£_**
**1,495**
**3,065**
**4,560**
**(900)**
**(900)**
**3,660**
**3,660**
**0**
**3,660**
**3,660**|_2019_
_£_
2,000
441| |---|---|---|---| ||||2,441
(700)| ||||(700)
3,141| ||||| ||||3,141| ||||0
3,141| ||||3,141| Approved by the Trustees on 19 October 2021 and signed on behalf of them all. Trustee The attached notes form part of these accounts. THE FUTURE FORWARD P a g e | **19** ## NOTES ## **1) Principal Accounting Policies** ## Basis of Accounting These financial statements have been prepared in compliance with FRS 102, 'The Financial Reporting Standard applicable in the UK and the Republic of Ireland', the Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (Charities SORP and the Charities Act 2011). ## Donations and Fund Accounting Donations and Grants for activities restricted by the donors are taken to restricted funds if the wishes and conditions of the donor are legally binding on the Trustees. ## Resources Expended Resources expended are accounted for on an accrual’s basis. Certain expenditure is apportioned to cost categories based on estimated amount attributable to that activity in the year. These estimates are based on the time and level of activity as appropriate. Management and administration costs are those incurred in connection with administration of the charity and compliance with constitutional and statutory requirements. The irrecoverable element of VAT is included with the item of expense to which it relates. ## **2) Taxation** The Charitable organisation is exempt from taxation on its charitable activities. |**3)**
**Governance**
**Independent Examiner fee**
Fees payable to the independent examiner for:
independent examination of the financial statements
**4)**
**Debtors**
Other debtors
Pledged donations|| |---|---| ||| ||| ## **5) Charitable Donations** All charitable donations were distributed to beneficiaries who required help during the year.