## **Trustees’ Annual Report for the period** **From 01 July 2024 to 30 June 2025** ## **Charity name: Midlands Housing Charity** ## **Charity registration number: 1180517** ## **Objectives and Activities** ||SORP reference|| |---|---|---| |Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|Midlands Housing Charity was founded in 2018
to promote health and alleviate hardship among
individuals with disabilities experiencing
financial or social disadvantage. This is
achieved by providing suitable accommodation,
together with related support services, tailored
to the needs and financial circumstances of
beneficiaries.| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The charity continues to be primarily funded
through Housing Benefit provided by local
authorities for supported and exempt
accommodation. This income is contingent on
meeting eligibility requirements, including
demonstrating tenant vulnerability and
operating on a not-for-profit basis.
Throughout the year, several potential
properties were evaluated; however, no
additional agreements were entered into. The
charity maintained its support for existing
beneficiaries, including assisting them in
accessing Housing Benefit and other
entitlements necessary to sustain their
tenancies.
These activities have enabled individuals to
access stable housing that would otherwise be
difficult to obtain, while also supporting
improved health outcomes through appropriate
care and rehabilitation environments.
By delivering specialist accommodation for
people with physical, mental, or learning
disabilities, the charity continues to contribute to
the Government’s Supported Living agenda.
The trustees intend to sustain and, where
appropriate, expand this provision in future
periods.| |Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|In planning our activities for the period, we
considered the Charity Commission’s guidance
on public benefit at our trustee meetings.| ## **Achievements and Performance** ||SORP reference|| |---|---|---| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|During the year, six prospective properties were
identified and assessed. Following detailed
review, none were considered suitable for the
specific needs of the charity’s beneficiary
group. As a result, the number of beneficiaries
supported remained consistent with the prior
period.
The accommodation provided by the charity
continues to play a critical role in supporting
residents’ rehabilitation and longer-term
wellbeing. The charity remains responsible for
identifying, securing, and, where necessary,
adapting properties to meet individual needs.
Significant effort was directed towards ensuring
that appropriate support arrangements were in
place for each beneficiary. This included
coordinating services, overseeing property
readiness, and facilitating necessary
adaptations and equipment installations.
In addition, the charity worked closely with
beneficiaries to secure their full entitlement to
benefits. In several cases, this resulted in
substantial financial improvements for
individuals and their families, positively
impacting their stability and quality of life.| |**Financial Review**||| |Review of the charity’s
financial position at the end
of the period|Para 1.21|In the period to 30 June 2025, we recorded an
income of £82,155 and achieved a small
operating surplus. The principal source of
income is rent.
Our team continued to operate four properties
during the period. This achievement is a
testament to the hard work the team puts in and
the quality of the homes we source.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|The trustees aim to maintain free reserves in
unrestricted funds at a level equivalent to three
months' expenditure. This level would allow the
charity to continue its activities for a reasonable
period in the event of a sudden curtailment in
income| |Amount of reserves held|Para 1.22|At the end of the period, the charity held £282
in reserves| |Reasons for holding zero
reserves|Para 1.22|N/A| |Details of fund materially in
deficit|Para 1.24|N/A| |Explanation of any
uncertainties about the
charity continuing as a going
concern|Para 1.23|N/A| ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document|Para 1.25|CIO Foundation registered on 01 November
2018| |How is the charity
constituted?|Para 1.25|Charitable Incorporated Organisation| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed or reappointed annually
at the Annual General Meeting| ## **Reference and Administrative details** |Charity name|Midlands HousingCharity| |---|---| |Other name the charity uses|| |Registered charity number|1180517| |Charity’s principal address|Britannia House
1-11 Glenthorne Road
Hammersmith
London W6 0LH| ||| ## **Names of the charity trustees who manage the charity** |1
2|**Trustee name**|**Office (if any)**|**Dates acted if not for whole**
**year **|**Name of person (or body) entitled**
**to appoint trustee (ifany)**| |---|---|---|---|---| ||Kamaldeep Singh
Takhar|Chair||| ||Annalisa Villa|||| ## **Funds held as custodian trustees on behalf of others** Description of the assets None held in this capacity Name and objects of the N/A charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for N/A safe custody and segregation of such assets from the charity’s own assets ## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** Kamaldee Takhar **Signature(s)** p **Full name(s)** Kamaldeep Singh Takhar **Position (eg Secretary, Chair, etc)** Chair **Date** 21/04/2026 ## 3A. MHC Trustees' Annual Report June 2025 Final Audit Report 2026-04-22 Created: 2026-04-22 By: K Shah (abrar@rbsca.com) Status: Signed Transaction ID: CBJCHBCAABAAJ7FUrKp9qK-vlpYK8K0EqzpZDIMDdZDd ## "3A. MHC Trustees' Annual Report June 2025" History ## Document created by K Shah (abrar@rbsca.com) 2026-04-22 - 12:11:45 PM GMT- IP address: 5.80.202.231 Document emailed to kam.takhar@noblecare.co.uk for signature 2026-04-22 - 12:12:19 PM GMT ## Email viewed by kam.takhar@noblecare.co.uk 2026-04-22 - 12:59:49 PM GMT- IP address: 146.75.168.39 Signer kam.takhar@noblecare.co.uk entered name at signing as Kamaldeep Takhar 2026-04-22 - 5:41:49 PM GMT- IP address: 161.12.53.221 ## Document e-signed by Kamaldeep Takhar (kam.takhar@noblecare.co.uk) Signature Date: 2026-04-22 - 5:41:51 PM GMT - Time Source: server- IP address: 161.12.53.221 ## Agreement completed. 2026-04-22 - 5:41:51 PM GMT CHARITY COMMISSION FOR ENGLAND AND WALES Receipts and payments accounts CC16a For the p8riod from 01-Juk24 3(kJul.25 Section A Receipts and payments Unr8Stricl8d lunds Restricted lunds Endowment lunds Total funds Last year loth• £ toth• r••r••tE toth• n•Jr•61E t•th• n•Jr•61£ lo tho n•aro•t£ A1 Receip15 Rgnt Re¢•ived Recha ed watercosts trryn *nanl8 10.B11 8DA11 B1.492 Sub total(Gross income lor AR) 82.159 82.155 81.492 A2 A880t and Investmont sale8, 1888 tabl81. Sub tot•1 Toi•l r•e•lpis 82.155 12,18S 61,492 A3 Pa mént• 79,92S 79,925 1,9BQ AccouThia BBDk leo$ Sub total 81.909 81.905 81.504 A4 Asset 4nd Inv•slrnent urchases, 588 table Sub total Total payments 81.905 ¥1,905 81.$04 Net of receipts/(paymentsJ A5 Tran5fer5 between funds A6 Ca$h funds last year end Cash funds thi5 year end 251 251 12 31 31 43 282 31 CCXX Rl ￿cOunt5 ISSI 2110412026 Section B Statement of assets and liabilities at the end of the period Uniestrict8d funds to Th￿rest£ Restrictsd funds t¥ nè*rè*t E Endobvment funds 10 neÈr**t£ Categories Details B1 Cash funds BankACc￿nI 2$1 Total ¢ash funds 251 Unrestricted lunds to no•r••i t Restricted funds to nMr••t E Endowrn8nt fund8 lo n••r•8t£ Details Funotovthlch 48••tb• ¢o*tltsptltrMII Curr•ntv•lu• 0￿￿11$ Futhdtowhlch Dotails Cwt loptID￿lI CuvY•ntV41u• B4 Ass•ts r•taln•d for th• har11￿3 own u Fundtowhi¢h knounldu• onal Wh¥n du• k>nil Details BS Llabllltles Svjned byor* tDJstèès bthaw ofall the trustees Signature Print Name Dale of roval Kamald Takhar 21- -26 CCXX R2 ￿cOunt5 ISSI 2110412026 CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Indèpendènt Examiner's Report Report to th¢ trustee$l members of MIDLANDS HOUSING CHARITY On accounts for the year ended 30 June 2025 Charlty no (if any) 1180517 Set out on pages 3and4. ItÈmènkn to indudè thè numb*rx tsf ¥JdditiCJnal AhA4ial I report lo the trustees on my examination of the accounts of the above charity 1.the Trust") for the year ended 3010612025. Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 1.the Act"). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carying out my examination, I have followed the applicable Directions given by the Chanly Commission under section 1451SHb) of the Act. I have completed my examination. I confimi that no material matters have come to my attention (other than that disclosed below ') in connection wlth the examination which gives me cause to believe that in, any material respect.. accounting records were not kept in accordance with section 130 of the Act or the accounts do not accord with the accounting records Independent examlnerfs statement I have no concems and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. Ple8se delete the words in the brackets if they do not apply. Slgned: Date: 2110412026 Name: Ketan Shah Relevant professional qualifi¢ation{$l or body Ilf any): ICAEW Address: 16 Beaufort Court Admirals Way. London E14 9XL IER March 2026 Section B Disclosure Only complete if the examiner needs to highlight matters of concern (see CC32. Independent examination of charity accounts= directions and guidance for examiners). Give here brief details of any items that thè examlnerwlshes to disclose. None. IER March 2026 CHARITY COMMISSIO FOR ENGLAND AND WALES Receipts and payments accounts CC16a For the pariod from 01-Juk24 3￿u1-26 Section A Receipts and payments Unrestricted funds Restricted funds Endowrnent funds Total funds Last year toth• nMr•¥l¢ tr*th• n•Jr•¥t£ A1 R•¢el Don3lions R@nl Recewed A@cha t•.811 80.811 OIA92 Sub tolal( ross inconle for ARI 82.155 12.155 1,492 A2 As¥•t •nd Inv••tm•n¢ •al••. Iseo table). Sub total Total rKelpts 82,13S 42,155 81,492 A3P4 ments Ltas* Renial8 71.•25 71.•25 1.980 01,502 Bgnk 19 Sub totol 81.905 81.•D5 01,504 A4 Asset and Inve8trnen¢ urcha888, see table Sub total Totalpayments 81.905 ¥1,995 81.504 Net of receipts/(payments) A5 Transfer5 between fund5 A6 Cash funds last year Ènd Cash funds this yoar •nd 251 251 12 31 31 282 31 CCKX R1 accounts ISSI 2110412026 Section 8 Statement of assets and liabilities at the end of the period Uni&sirict8d funds to nè*rpSt£ RestricLed funds t¥ nèarè*t E Endowmént funds to nè*reSt£ Categories Deloils B1 Cash fund$ k Acujunt 251 Tolal cash funds 2S1 Unrestrlct funds Re¥trlthd funds Endowment funds to n•4r•¥lf Detai15 ts> n•ar•it¢ to n•ar•¥t E --z••• FuTrdto ¥Jhi¢h ¥•t b•1 Co•tloploMII eurrvnlv&lu• Detalls F￿￿tO¥jh14h 8•••t b• Details C￿t lofftTh•ll ¢urTrnlv•lu• B4 As8•t8 r•taln•d for t charlty's own use knDun¢ du• on•1 Wh•n ￿￿1 on•1 Detai15 B5 Llabllltle5 Signad by Imst*sth) behaKof 811 Ihe trustees SwJnatur8 Print Name Dale of roval Kamaldee Takhar 21A r-26 CCKX R2 accounts ISSI 2110412026