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2022-03-31-accounts

Yeshiva Gedola Nezer Hatorah

Trustees' Report and Unaudited Accounts

31 March 2022

Yeshiva Gedola Nezer Hatorah Contents

Pages
Trustees'AnnualReport 2 to 3
Statement of FinancialActivities 4
BalanceSheet 5
Notesto the Accounts 6 to 11
DetailedStatement of FinancialActivities 12 to 13

Page 1

Yeshiva Gedola Nezer Hatorah Trustees Annual Report

The trustees present their report with the unaudited financial statements of the charity for the year ended 31 March 2022.

REFERENCE AND ADMINISTRATIVE DETAILS

Charity No. 1180499

Principal Office

82 Bensham Road

Gateshead

NE8 1PS

Trustees

The following trustees served during the year:

J. Brand

Z. Winegarten

S. Zahn

Accountants

S J Sheldon Ltd

20 Clarence Road

Hale

Cheshire WA15 8SG

Bankers

Barclays Bank

OBJECTIVES AND ACTIVITIES

The purpose of the charity is set out in its governing document, constituted by trust deed on the 15th March 2018.

During the year the charity received £507,079 in donations (2021: £560,008) and grants of £157,671 (2021: £94,962)

Yeshiva Gedola Nezer Hatorah was set up to advance education and training of young people in subjects which will develop their capacity and skills to reach their full potential. The Charity also helps relieve financial hardship in particular but not exclusively by the provision of grants.

Expenditure on charitable activities in the year was £640,589 (2021: £341,016)

ACHIEVEMENTS AND PERFORMANCE

The trustees are satisfied with the performance in the year.

A larger charity must provide an explanation of any material expenditure occurred to raise income in the future...

FINANCIAL REVIEW

Page 2

Yeshiva Gedola Nezer Hatorah

Trustees Annual Report

The trustees have assessed the major risks to which the charity is exposed, in particular those related to the operations and finances of the Trust and are satisfied that systems are in place to manage the charities exposure to those risks.

The trustees aim to maintain free reserves in unrestricted funds at a level which equates to approximately three months of unrestricted charitable expenditure and they feel fortunate in having been able to maintain that level of reserves.

PLANS FOR FUTURE PERIODS

As part of ongoing plans for the future, we are looking to carry on with our successful work and are constantly fundraising to cover our expenses.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Recruitment and appointment of new trustees would be in line with the Trust Deed and with the consent of the trustees. The criteria set for the suitable candidate would be someone who is sensitive to the needs and demands of the organisation.

Statement of trustees' responsibilities in relation to the financial statements

The charity trustees are responsible for preparing a trustees' annual report and financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the Trust deed. The Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities.

Signed on behalf of the charity's trustees

J. Brand Trustee

23 November 2022

Page 3

Yeshiva Gedola Nezer Hatorah Statement of Financial Activities

for the year ended 31 March 2022

for the year ended 31 March 2022
Notes
Income and endowments
from:
Donationsandlegacies
3
Other
4
Total
Expenditure on:
Grantsandgovernance
5
Charitableactivities
7
Total
Netgainsoninvestments
Netincome
8
Transfersbetweenfunds
Netincome before other
gains/(losses)
Othergainsandlosses
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
Unrestricted
funds
Totalfunds Totalfunds
2022 2022 2021
£ £ £
507,079 507,079 560,008
157,671 157,671 94,980
664,750 664,750 654,988
2,350 2,350 42,582
640,589 640,589 341,016
642,939 642,939 383,598
- - -
21,811 21,811 271,390
- - -
21,811 21,811 271,390
21,811 21,811 271,390
326,093 326,093 54,703
347,904 347,904 326,093

Page 4

Yeshiva Gedola Nezer Hatorah Balance Sheet

at 31 March 2022

at 31 March 2022
Charity No.1180499
Fixed assets
Tangibleassets
10
Current assets
Cashat bankandin hand
Creditors: Amountfallingdue within one year
11
Netcurrent assets
Totalassets lesscurrentliabilities
Creditors: Amountsfallingdueafter more than one year
12
Net assetsexcludingpension asset orliability
Totalnet assets
Thefundsofthecharity
Restrictedfunds
13
Unrestrictedfunds
13
Generalfunds
Reserves
13
Totalfunds
2022
£
527,633
527,633
154,389
154,389
(13,284)
141,105
668,738
(320,834)
347,904
347,904
347,904
347,904
347,904
2021
£
384,058
384,058
311,719
311,719
(8,270)
303,449
687,507
(361,414)
326,093
326,093
326,093
326,093
326,093

Approved by the trustees on 23 November 2022

And signed on their behalf by:

J. Brand Trustee 23 November 2022

Page 5

Yeshiva Gedola Nezer Hatorah Notes to the Accounts

for the year ended 31 March 2022

Basis of preparation

The financial statements have been prepared in accordance with Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic if Ireland (FRS 102) issued on 16 July 2014 and the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011.

Change in basis of accounting or to previous accounts

There has been no change to the accounting policies (valuation rules and method of accounting) since last year and no changes have been made to accounts for previous years.

Fund accounting

Income

Page 6

Yeshiva Gedola Nezer Hatorah Notes to the Accounts

Expenditure

Recognition of Expenditure is recognised on an accruals basis. Expenditure includes any VAT which expenditure cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Expenditure on These comprise the costs associated with attracting voluntary income, fundraising raising funds trading costs and investment management costs. Expenditure on These comprise the costs incurred by the Charity in the delivery of its activities and charitable activities services in the furtherance of its objects, including the making of grants and governance costs.

Governance costs These include those costs associated with meeting the constitutional and statutory requirements of the Charity, including any audit/independent examination fees, costs linked to the strategic management of the Charity, together with a share of other administration costs.

Other expenditure These are support costs not allocated to a particular activity.

Taxation

The charity is exempt from tax on its charitable activities.

Freehold investment property

Investment properties are measured initially at cost and subsequently at fair value at each balance sheet date and are not depreciated. All gains or losses are taken to the Statement of Financial Activities as they arise.

Stocks

Stock is included at the lower of cost or net realisable value. Donated items of stock are recognised at fair value which is the amount the charity would have been willing to pay for the items on the open market.

Trade and other debtors

Trade and other debtors are recognised at the settlement amount due after any trade discount offered. Prepayments are valued at the amount prepaid net of any trade discounts due.

Cash and cash equivalents

Cash and cash equivalents comprise cash at bank and on hand, demand deposits with banks and other - short term highly liquid investments with original maturities of three months or less and bank overdrafts. In the statement of financial position, bank overdrafts are shown within borrowings or current liabilities. In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the company's cash management.

Trade and other creditors

Short term creditors are measured at the transaction price. Other creditors and provisions are recognised where the charity has a present obligation resulting from a past event that will probably result in the transfer of funds to a third party and the amount due to settle the obligation can be measured or estimated reliably. Creditors and provisions are normally recognised at their settlement amount after allowing for any trade discounts due.

Page 7

Yeshiva Gedola Nezer Hatorah

Notes to the Accounts

Receipt of donated goods, facilities and services

All donated goods, facilities and services received are recognised within incoming resources and expenditure at an estimate of the value to the charity.

2 Statement of Financial Activities - prior year

2
Statement ofFinancialActivities-prior year
Income and endowmentsfrom:
Donationsandlegacies
Other
Total
Expenditure on:
Charitableactivities
Other
Total
Netincome
Netincome before other
gains/(losses)
Othergainsandlosses:
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
3
Incomefrom donationsandlegacies
4
Otherincome
Grants
HMRCGrants
Bankloyalty reward
Unrestricted
£
507,079
507,079
Unrestricted
£
157,671
-
-
157,671
Unrestricted
funds
2021
£
560,008
94,980
654,988
42,582
341,016
383,598
271,390
271,390
271,390
54,703
326,093
Total
2022
£
507,079
507,079
Total
2022
£
157,671
-
-
157,671
Totalfunds
2021
£
560,008
94,980
654,988
42,582
341,016
383,598
271,390
271,390
271,390
54,703
326,093
Total
2021
£
560,008
560,008
Total
2021
£
80,750
14,212
18
94,980

Page 8

Yeshiva Gedola Nezer Hatorah Notes to the Accounts

5
Grantsandgovernance
Expenditureoncharitable
activities
Grantsmade
Governancecosts
Fundraising
Professionalfees
Bankcharges
6
Analysisof grants
Activity or programme
Grantsmade
Activity or programme
Grantsmade
Charitableactivities
Unrestricted
£
2,350
-
-
-
2,350
Grantsto
Individuals
£
2,350
2,350
Grant
fundingof
activities
£
2,350
640,589
642,939
Total
2022
£
2,350
-
-
-
2,350
Total
2022
£
2,350
2,350
Total
2022
£
2,350
640,589
642,939
Total
2021
£
-
33,515
3,097
5,970
42,582
Total
2021
£
-
-
Total
2021
£
-
-
-

Page 9

Yeshiva Gedola Nezer Hatorah

Notes to the Accounts

7 Charitable activities and running costs

7
Charitable activitiesand runningcosts
Food & refreshments
Activities
Recreation
Employeecosts
Motorand travelcosts
Premises costs
Amortisation,depreciation,
impairment,profit/losson
disposalof fixedassets
Generaladministrativecosts
Legaland professionalcosts
8
Netincome before transfers
Thisis statedaftercharging:
Depreciation ofownedfixedassets
9
Staffcosts
Salariesand wages
No employee received emolumentsin excessof£60,000.
10 Tangiblefixed assets
Cost or revaluation
At 1 April2021
Additions
At 31 March 2022
Depreciation and
impairment
At 1 April2021
Depreciationchargefor the
year
At 31 March 2022
Net bookvalues
At 31 March 2022
At 31 March 2021
Unrestricted
£
128,727
38,892
11,287
161,696
4,549
283,686
467
8,364
2,921
640,589
2022
£
467
2022
161,696
161,696
£
381,722
144,042
525,764
-
-
-
525,764
381,722
Total
2022
£
128,727
38,892
11,287
161,696
4,549
283,686
467
8,364
2,921
640,589
£
4,561
-
4,561
2,225
467
2,692
1,869
2,336
Total
2021
£
102,966
-
2,727
99,838
-
129,429
583
5,473
-
341,016
2021
£
583
2021
99,838
99,838
£
386,283
144,042
530,325
2,225
467
2,692
527,633
384,058

Page 10

Yeshiva Gedola Nezer Hatorah Notes to the Accounts

11 Creditors:

amounts falling due within one year

11 Creditors:
amountsfallingdue within one year
Bankloansand overdrafts
Othercreditors
12 Creditors:
amountsfallingdueafter more than one year
Bankloansand overdrafts
13 Movementinfunds
At 1 April
2021
Restrictedfunds:
Unrestrictedfunds:
Generalfunds
326,093
Totalfunds
326,093
14 Analysisofnet assetsbetweenfunds
Fixedassets
Netcurrentassets
Creditorsduein more than one yearand
provisions
15 Reconciliation ofnet debt
Cashandcash equivalents
Bankloans
Net debt
2022
£
5,000
8,284
13,284
2022
£
320,834
320,834
Incoming
resources
(including
other
gains/losses
)
£
664,750
664,750
At 1 April
2021
£
Resources
expended
£
(642,939)
(642,939)
Unrestricted
funds
£
527,633
141,105
(320,834)
347,904
Cashflows
£
2021
£
-
8,270
8,270
2021
£
361,414
361,414
At 31
March
2022
£
347,904
347,904
Total
£
527,633
141,105
(320,834)
347,904
At 31
March
2022
£
311,719 (157,330) 154,389
311,719
(361,414)
(157,330) 154,389
(325,834)
Bankloans 35,580
Net debt (361,414)
(49,695)
35,580
(121,750)
(325,834)
(171,445)

Page 11

Yeshiva Gedola Nezer Hatorah Notes to the Accounts Page 12

Yeshiva Gedola Nezer Hatorah Statement of Cash flows for the year ended 31 March 2022

Cashflowsfrom operatingactivities
Netincome perStatement ofFinancialActivities
Adjustmentsfor:
Depreciation ofproperty,plantand equipment
Dividends,interestand rentsfrominvestments
Increase/(Decrease)in tradeand other payables
Netcash usedin operatingactivities
Cashflowsfrominvestingactivities
Paymentsfor property,plantand equipment
Dividends,interestand rentsfrominvestments
Netcashfrom/(usedin)investingactivities
Cashflowsfromfinancingactivities
Repayment ofborrowings
Netcash(usedin)/fromfinancingactivities
Net(decrease)/increaseincash andcash equivalents
Cash andcash equivalentsat the beginningofthe year
Cash andcash equivalentsat the end ofthe year
2022
£
21,811
467
(157,671)
14
(135,379)
(144,042)
157,671
13,629
(35,580)
(35,580)
(157,330)
311,719
154,389
2021
£
271,390
583
(94,980)
(199,999)
(23,006)
(130,000)
94,980
(35,020)
361,414
361,414
303,388
8,331
311,719
Componentsofcash andcash equivalents
Cashand bankbalances 154,389 311,719
154,389 311,719

Page 13

Yeshiva Gedola Nezer Hatorah Detailed Statement of Financial Activities

for the year ended 31 March 2022

for the year ended 31 March 2022
Income and endowmentsfrom:
Donationsandlegacies
Other
Grants
HMRCGrants
Bankloyalty reward
Total income and endowments
Expenditure on:
Charitableactivities
Grantsmade
Governancecosts
Fundraising
Professionalfees
Bankcharges
Totalofexpenditure oncharitable
activities
Other expenditure
Food & refreshments
Activities
Recreation
Employeecosts
Salaries/wages
Motorand travelcosts
Travelandsubsistence
Premises costs
Rent
Rates
Light,heatand power
Premises cleaning
Premisesinsurances
Unrestricted
funds
2022
£
507,079
507,079
157,671
-
-
157,671
664,750
2,350
2,350
-
-
-
-
2,350
128,727
38,892
11,287
178,906
161,696
161,696
4,549
4,549
5,340
2,514
14,549
1,422
3,357
Totalfunds
2022
£
507,079
507,079
157,671
-
-
157,671
664,750
2,350
2,350
-
-
-
-
2,350
128,727
38,892
11,287
178,906
161,696
161,696
4,549
4,549
5,340
2,514
14,549
1,422
3,357
Totalfunds
2021
£
560,008
560,008
80,750
14,212
18
94,980
654,988
-
-
33,515
3,097
5,970
42,582
42,582
102,966
-
2,727
105,693
99,838
99,838
-
-
4,766
2,070
8,133
1,813
-

Page 14

Yeshiva Gedola Nezer Hatorah

Detailed Statement of Financial Activities

Yeshiva Gedola Nezer Hatorah
DetailedStatement ofFinancialActivities
Premisesrepairsand
maintenance
Other premises costs
Generaladministrativecosts,
includingdepreciationand
amortisation
Depreciation of
Bankcharges
General insurances
Postageandcouriers
Software,ITsupportand related
costs
Stationeryand printing
Sundry expenses
Telephone,fax and broadband
Legaland professionalcosts
Otherlegaland professional
costs
Totalofexpenditure ofothercosts
Totalexpenditure
Netgainsoninvestments
Netincome
Netincome before other
gains/(losses)
Other Gains
Net movementinfunds
Reconciliation of funds:
Totalfundsbroughtforward
Totalfundscarriedforward
107,253
149,251
283,686
467
1,475
-
22
373
410
5,208
876
8,831
2,921
2,921
640,589
642,939
-
21,811
21,811
-
21,811
326,093
347,904
107,253
149,251
283,686
467
1,475
-
22
373
410
5,208
876
8,831
2,921
2,921
640,589
642,939
-
21,811
21,811
-
21,811
326,093
347,904
96,266
16,381
129,429
583
-
3,631
336
438
-
54
1,014
6,056
-
-
341,016
383,598
-
271,390
271,390
-
271,390
54,703
326,093

Page 15