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2020-11-30-accounts

REGISTERED COMPANY NUMBER: 11142361 (England and Wales) REGISTERED CHARITY NUMBER: 1180298

Report of the Trustees and Financial Statements

for the Year Ended 30 November 2020

for

Shree Swaminarayan Mandir Oldham (A Company Limited by Guarantee)

Parker Cavendish Chartered Accountants Registered Auditor 28 Church Road Stanmore Middlesex HA7 4XR

Shree Swaminarayan Mandir Oldham

Contents of the Financial Statements for the Year Ended 30 November 2020

Page
Report of the Trustees 1 to 4
Report of the Independent Auditors 5 to 6
Statement of Financial Activities 7
Balance Sheet 8
Cash Flow Statement 9
Notes to the Cash Flow Statement 10
Notes to the Financial Statements 11 to 17
Detailed Statement of Financial Activities 18

Shree Swaminarayan Mandir Oldham

Report of the Trustees for the Year Ended 30 November 2020

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 30 November 2020. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

In accordance with the charity's objectives set out in the Articles of Associations of the charity, the charity has the following aims:

1) The advancement of the Hindu faith amongst its followers and others based upon the original teachings and principles of Lord Shree Swaminarayan as propounded by the Nar-Narayan Dev Gadi, Gujarat, India, in the town of Oldham and the county of Lancashire, in particular, but not exclusively, by maintaining a temple and other facilities for Hindu worship; and

The charity achieves these objectives through the following means:

Significant activities

Activities Review

The Trustees are pleased with the successful and smooth completion of the Charity's year and the level of voluntary donations received and progress it has made in supporting its Charitable activities.

Oldham New Temple Project -

The trustees are pleased to announce that the new Oldham Temple project received planning approval from Oldham Council in June 2019. As a result, the second instalment for the land cost has been paid, with the balance being paid upon completion of the new Temple, recorded as a creditor of SSMB. Furthermore, Oldham temple devotees were fortunate to have the presence of Mahant Swami and many senior saints from Bhuj India in the UK during the year and in August 2019, the Khat Murat (ground-breaking ceremony) was carried out in grand fashion. Works started in July 2020 and the initial completion timeframe is scheduled for the Summer of 2022.

Volunteers

The charity is reliant upon the contribution made by a number of volunteers in carrying out its activities. The trustees would like to thank all the volunteers for their hard work and dedication to the successful running of all the activities.

Public benefit

The charity is a public benefit entity. The trustees have complied with the duty in section 4 of the 2011 Charities Act to have due regard to guidance published by the Charity Commission, including public benefit guidance. The charity has achieved its primary public benefit objectives by making progress in the establishment of educational facilities and the new Oldham temple project which will the serve the wider community.

STRATEGIC REPORT

Financial position

The financial statements are set out on pages 7 to 17. The Statement of Financial Activities show a deficit for the year of £799,696 (2019: £111,761) . The total reserves at the year-end are deficient by £117,015 (2019: surplus of £682,681). The deficient position is supported by unsecured loans of £494,500 which are not due to be repaid in the short term.

1

Shree Swaminarayan Mandir Oldham

Report of the Trustees for the Year Ended 30 November 2020

STRATEGIC REPORT

Financial review

Principal funding sources

The principal fund sources for the Charity continue to be through general donations from the global devotee base of the Swaminarayan faith, particularly those of the Nar-Narayan Dev Diocese. During the year, Shree Swaminarayan Mandir Oldham converted their £200,000 loan into a restricted donation for the purposes of the new temple construction.

It is the policy of the charity that unrestricted funds are built to meet and fulfil the loan obligations undertaken to facilitate the purchase of the land and buildings for use of establishing educational facilities. Additionally, funds which are restricted for specific purposes e.g. development of Oldham temple are accounted for as such under restricted funds.

Going concern

In preparing the financial statements, the trustees are responsible for assessing the charity's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting. The Trustees believe that there are no going concern matters that would affect the Charity for the foreseeable future , as its sole parent and ultimate parent together with its creditors have indicated their willingness to support the charity.

Principal risks and uncertainties

The trustees identify the major risks to which the Charity is exposed to each financial year when preparing and updating a strategic plan, in particular, those areas related to the operations and finances of the Charity. The Trustees then review any major risks which have been identified and establish systems to mitigate those risks. The Trustees continue to put in place appropriate internal controls and monitoring procedures to minimise financial risks.

Future plans

The Charity, trustees and volunteers have worked hard to continue to increase the level of donations and to raise funding (both donations and loans) to meet the significantly large capital commitment required to build the new Oldham Temple. This initiative is a key short term priority for the Charity. Momentum has also taken shape with on-line congregational meetings in 2021 given the current COVID pandemic has slowed progress.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Shree Swaminarayan Mandir Oldham (SSMO) is a Company limited by Guarantee and registered as a Charity with the Charity Commission. The Charity's affairs are governed by its Articles of Association, that were adopted on 26th April 2018. The management of the Charity is undertaken by the Board of Trustees, which is responsible for its overall management and control. The Board will meet regularly to discuss and formulate policy which it implements. Further, the Board can establish various committees to manage particular projects, should they wish. The Charity shall have a minimum of 4 and a maximum of 7 Trustees, who shall hold office as directed by the Articles of Association.

Wider network

The charity's sole member is the following charity registered in the United Kingdom:

i) Shree Swaminarayan Mandir Bhuj (Company Limited by Guarantee) (company number 10120963).

The ultimate parent is Shree Swaminarayan Mandir of Bhuj, Kutch, India.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Company number

11142361 (England and Wales)

Registered Charity number

1180298

2

Shree Swaminarayan Mandir Oldham

Report of the Trustees for the Year Ended 30 November 2020

Registered office

502-504 Honeypot Lane First Floor Stanmore Middlesex HA7 1JR

Trustees

H P Bhudia J B Kara B K Patel V P Vekaria V R Vekria

Company Secretary

Auditors

Parker Cavendish Chartered Accountants Registered Auditor 28 Church Road Stanmore Middlesex HA7 4XR

STATEMENT OF TRUSTEES' RESPONSIBILITIES

The trustees (who are also the directors of Shree Swaminarayan Mandir Oldham for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

In so far as the trustees are aware:

AUDITORS

The auditors, Parker Cavendish, will be proposed for re-appointment at the forthcoming Annual General Meeting.

3

Shree Swaminarayan Mandir Oldham

Report of the Trustees for the Year Ended 30 November 2020

Report of the trustees, incorporating a strategic report, approved by order of the board of trustees, as the company directors, on 26 September 2021 and signed on the board's behalf by:

H P Bhudia - Trustee

4

Report of the Independent Auditors to the Members of Shree Swaminarayan Mandir Oldham

Opinion

We have audited the financial statements of Shree Swaminarayan Mandir Oldham (the 'charitable company') for the year ended 30 November 2020 which comprise the Statement of Financial Activities, the Balance Sheet, the Cash Flow Statement and notes to the financial statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the charitable company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC's Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

We have nothing to report in respect of the following matters in relation to which the ISAs (UK) require us to report to you where:

Emphasis of matter

We draw attention to note 14 of the financial statements, which describes the loan repayment conditions. Our opinion is not modified in respect of this matter.

Other information

The trustees are responsible for the other information. The other information comprises the information included in the Annual Report, other than the financial statements and our Report of the Independent Auditors thereon.

Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact. We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

5

Report of the Independent Auditors to the Members of Shree Swaminarayan Mandir Oldham

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the charitable company and its environment obtained in the course of the audit, we have not identified material misstatements in the Report of the Trustees.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of trustees

As explained more fully in the Statement of Trustees' Responsibilities, the trustees (who are also the directors of the charitable company for the purposes of company law) are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the trustees determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the trustees are responsible for assessing the charitable company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the trustees either intend to liquidate the charitable company or to cease operations, or have no realistic alternative but to do so.

Our responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue a Report of the Independent Auditors that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at www.frc.org.uk/auditorsresponsibilities. This description forms part of our Report of the Independent Auditors.

Use of our report

This report is made solely to the charitable company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the charitable company's members those matters we are required to state to them in an auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the charitable company and the charitable company's members as a body, for our audit work, for this report, or for the opinions we have formed.

Marco Gazza (Senior Statutory Auditor) for and on behalf of Parker Cavendish Chartered Accountants Registered Auditor 28 Church Road Stanmore Middlesex HA7 4XR

26 September 2021

6

Shree Swaminarayan Mandir Oldham Statement of Financial Activities for the Year Ended 30 November 2020

General
fund
Notes
£
INCOME AND
ENDOWMENTS FROM
Donations and legacies
2
616,798
Investment income
3
24,760
Total
641,558
EXPENDITURE ON
Raising funds
-
Charitable activities
4
Community support
19,802
Governance costs
4,500
Depreciation
28,121
Other
27,481
Total
79,904
NET
INCOME/(EXPENDITURE)
561,654
Transfers between funds
15
(1,361,350)
Net movement in funds
(799,696)
RECONCILIATION OF
FUNDS
Total funds brought
forward
682,681
TOTAL FUNDS CARRIED
FORWARD
**(117,015) **
Donations
to other

temples-
restricted
£
3,195
-
3,195
3,195
-
-
-
-
3,195
-
-
-
-
-

New

Mandir
£
711,347
-
711,347
2,072,697
-
-
-
-
2,072,697
(1,361,350)
1,361,350
-
-
-
2020
Total
funds
£
1,331,340
24,760
1,356,100
2,075,892
19,802
4,500
28,121
27,481
2,155,796
(799,696)
-
(799,696)
682,681
**(117,015) **
2019
Total
funds
£
304,765
20,475
325,240
354,743
36,578
-
15,366
30,314
437,001
(111,761)
-
(111,761)
794,442
682,681

The notes form part of these financial statements

7

Shree Swaminarayan Mandir Oldham

Balance Sheet 30 November 2020

Notes
FIXED ASSETS
Tangible assets
9
Investments
10
CURRENT ASSETS
Debtors
11
Cash at bank and in hand
CREDITORS
Amounts falling due within
one year
12
NET CURRENT ASSETS
TOTAL ASSETS LESS
CURRENT LIABILITIES
CREDITORS
Amounts falling due after
more than one year
13
NET ASSETS
FUNDS
15
Unrestricted funds
TOTAL FUNDS
General
fund
£
-
2,397
2,397
7,956
371,632
379,588
(4,500)
375,088
377,485
(494,500)
**(117,015) **
Donations
to other
temples-
restricted
£
-
-
-
-
-
-
-
-
-
-
-
New
Mandir
£
-
-
-
-
-
-
-
-
-
-
-
2020
Total
funds
£
-
2,397
2,397
7,956
371,632
379,588
(4,500)
375,088
377,485
(494,500)
(117,015)
(117,015)
**(117,015) **
2019
Total
funds
£
32,515
164,514
197,029
-
488,223
488,223
(2,571)
485,652
682,681
-
682,681
682,681
682,681

The financial statements were approved by the Board of Trustees and authorised for issue on 26 September 2021 and were signed on its behalf by:

J B Kara - Trustee

The notes form part of these financial statements

8

Shree Swaminarayan Mandir Oldham

Cash Flow Statement for the Year Ended 30 November 2020

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash (used in)/provided by operating activities
Cash flows from investing activities
Sale of tangible fixed assets
Sale of fixed asset investments
Interest received
Net cash provided by investing activities
Cash flows from financing activities
New loans in year
Net cash provided by financing activities
Change in cash and cash equivalents
in the reporting period
Cash and cash equivalents at the
beginning of the reporting period
Cash and cash equivalents at the end
of the reporting period
2020
£
(778,423)
(778,423)
4,394
162,117
821
167,332
494,500
494,500
(116,591)
488,223
**371,632 **
2019
£
87,685
87,685
-
297,885
1,335
299,220
-
-
386,905
101,318
488,223

The notes form part of these financial statements

9

Shree Swaminarayan Mandir Oldham

Notes to the Cash Flow Statement for the Year Ended 30 November 2020

1. RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net expenditure for the reporting period (as per the Statement
of Financial Activities)
Adjustments for:
Depreciation charges
Interest received
(Increase)/decrease in debtors
Increase/(decrease) in creditors
Net cash (used in)/provided by operations
2020
£
(799,696)
28,121
(821)
(7,956)
1,929
**(778,423) **
2019
£
(111,761)
15,366
(1,335)
200,000
(14,585)
87,685
  1. ANALYSIS OF CHANGES IN NET FUNDS/(DEBT)
At 1.12.19 Cash flow At 30.11.20
£ £ £
Net cash
Cash at bank and in hand 488,223 (116,591) **371,632 **
488,223 (116,591) **371,632 **
Debt
Debts falling due after 1 year - (494,500) (494,500)
- (494,500) (494,500)
Total 488,223 (611,091) (122,868)

The notes form part of these financial statements

10

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements for the Year Ended 30 November 2020

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

The Charity constitutes a public benefit entity as defined by FRS 102.

Income

All incoming resources are included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income:

Voluntary income is received by way of donations and gifts and is included in full in the statement of financial activities when receivable.

Donated services and facilities are included at the value to the charity where this can be quantified. The value of services provided by volunteers has not been included.

Expenditure

Expenditure is recognised on an accrual basis as a liability is incurred. Expenditure includes any VAT which cannot be fully recovered, and is reported as part of the expenditure to which it relates.

Costs of generating funds comprise the costs associated with attracting voluntary income and the costs of trading for fundraising purposes. Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Support costs are those costs incurred directly in support of expenditure on the objects of the charity and include project management.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures and fittings

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Financial Instruments

The charity only has financial assets and liabilities of a kind that qualify as basic financial instruments, cash at bank, debtors and creditors. Basic financial instruments are initially measured at transaction value and subsequently measured at their settlement value.

continued...

11

Shree Swaminarayan Mandir Oldham Notes to the Financial Statements - continued for the Year Ended 30 November 2020

1. ACCOUNTING POLICIES - continued

Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Debtors

Other debtors are recognised at the settlement amount due and prepayments are recognised when costs have been expended which are in advance of the period to which they relate.

Creditors

Creditors are normally recognised at there settlement amount. Accruals are recognised when costs relating to the period have not yet been invoiced to, or paid by the charity.

Creditors Due after 1 year

The charity has a loans from devotees and temples affiliated to Shree Swaminarayan Temple Bhuj India. These are repayable at par on the third anniversary of their issue with a provision that any lender may request a repayment with a 30 day notice. The trustees are of the opinion that even though this provision exists, they consider that these loans should be classified as due after 1 year as they do not consider repayment will be required before the expiry of the term. These loans are classified as public benefit concessionary loans and as such the public benefit concessionary loan exemptions have been applied. The loans are included at cost and are not adjusted or discounted.

Going concern

The Covid-19 pandemic and related lockdowns have created economic uncertainty for all organisations including the charity. In assessing the charity's ability to continue as a going concern the trustees have considered the circumstances of the charity, taking into account the impact of the pandemic and the terms of the loans from devotees and Temples affiliated to Shree Swaminarayan Temple Bhuj, India. The trustees have noted that there have been additional loans since the year end, and as a result there are no going concern issues that would affect the charity for the foreseeable future and accordingly the financial statements have been prepared on a going concern basis.

2. DONATIONS AND LEGACIES

Donations
3.
INVESTMENT INCOME
Rents received
Income from fixed deposits
2020
£
1,331,340
2020
£
23,939
821
24,760
2019
£
304,765
2019
£
19,140
1,335
20,475

continued...

12

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements - continued for the Year Ended 30 November 2020

4.
CHARITABLE ACTIVITIES COSTS
Community support
Governance costs
Depreciation
5.
SUPPORT COSTS
Management
£
Other resources expended
-
Community support
15,717
Governance costs
-
Depreciation
-
15,716
Support
Direct
costs (see
Costs
note 5)
£
£
4,085
15,717
-
4,500
-
28,121
4,085
48,338
Governance
Other
costs
£
£
27,481
-
-
-
-
4,500
28,121
-
55,603
4,500
Totals
£
19,802
4,500
28,121
52,423
Totals
£
27,481
15,717
4,500
28,121
75,819

6. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

Auditors' remuneration
Depreciation - owned assets
2020
£
4,500
28,121
2019
£
-
15,366

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 November 2020 nor for the year ended 30 November 2019.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 November 2020 nor for the year ended 30 November 2019.

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Donations and legacies
Investment income
Total
EXPENDITURE ON
Raising funds
General
fund
£
300,202
20,475
320,677
350,180
Donations
to other
temples-
restricted
£
4,563
-
4,563
4,563
New
Mandir
£
-
-
-
-
Total
funds
£
304,765
20,475
325,240
354,743

continued...

13

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements - continued for the Year Ended 30 November 2020

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued

Charitable activities
Community support
Depreciation
Other
Total
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
9.
TANGIBLE FIXED ASSETS
COST
At 1 December 2019
Disposals
At 30 November 2020
DEPRECIATION
At 1 December 2019
Charge for year
At 30 November 2020
NET BOOK VALUE
At 30 November 2020
At 30 November 2019
General
fund
£
36,578
15,366
30,314
432,438
(111,761)
794,442
682,681
Donations
to other
temples-
restricted
£
-
-
-
4,563
-
-
-
New
Mandir
£
-
-
-
-
-
-
-
Total
funds
£
36,578
15,366
30,314
437,001
(111,761)
794,442
682,681
Fixtures
and
fittings
£
296,011
(4,394)
291,617
263,496
28,121
291,617
-
32,515

continued...

14

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements - continued for the Year Ended 30 November 2020

10. FIXED ASSET INVESTMENTS

10. FIXED ASSET INVESTMENTS
Unlisted
investments
£
MARKET VALUE
At 1 December 2019 164,514
Disposals (162,117)
At 30 November 2020 **2,397 **
NET BOOK VALUE
At 30 November 2020 **2,397 **
At 30 November 2019 164,514
There were no investment assets outside the UK.
11. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2020 2019
£ £
Trade debtors 7,956 -
12. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2020 2019
£ £
Other creditors - 2,571
Accrued expenses 4,500 -
4,500 2,571
13. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2020 2019
£ £
Other loans (see note 14) 494,500 -
14. LOANS
An analysis of the maturity of loans is given below:
2020 2019
£ £
Amounts falling due between two and five years:
Other loans - 2-5 years 494,500 -

These are public benefit concessionary loans from devotees and temples affiliated to Shree Swaminarayan Temple Bhuj India. They are interest free and are repayable on the various anniversary years after their issue as shown by the above classification. There is also a provision that any lender may request a repayment with a 30 day notice. The trustees are of the opinion that even though this provision exists, they consider that these loans should be classified as due after 1 year as they do not consider repayment will be required before the term expiry. Public benefit concessionary loan exemptions have been applied and are not adjusted or discounted.

continued...

15

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements - continued for the Year Ended 30 November 2020

15. MOVEMENT IN FUNDS

Net
Transfers
At
movement
between
1.12.19
in funds
funds
£
£
£
Unrestricted funds
General fund
682,681
561,654
(1,361,350)
Restricted funds
New Mandir
-
(1,361,350)
1,361,350
TOTAL FUNDS
682,681
(799,696)
-
Net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
641,558
(79,904)
Restricted funds
Donations to other temples- restricted
3,195
(3,195)
New Mandir
711,347
(2,072,697)
714,542
(2,075,892)
TOTAL FUNDS
1,356,100
(2,155,796)
Comparatives for movement in funds
Net
At
movement
1.12.18
in funds
£
£
Unrestricted funds
General fund
794,442
(111,761)
TOTAL FUNDS
794,442
(111,761)
Comparative net movement in funds, included in the above are as follows:
Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
320,677
(432,438)
Restricted funds
Donations to other temples- restricted
4,563
(4,563)
TOTAL FUNDS
325,240
(437,001)

At
30.11.20
£
(117,015)
-
(117,015)

Movement

in funds
£
561,654
-
(1,361,350)
(1,361,350)
(799,696)

At

30.11.19
£
682,681
682,681

Movement

in funds
£
(111,761)
-
(111,761)

continued...

16

Shree Swaminarayan Mandir Oldham

Notes to the Financial Statements - continued for the Year Ended 30 November 2020

15. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
New Mandir
TOTAL FUNDS
Net
Transfers
At
movement
between
1.12.18
in funds
funds
£
£
£
794,442
449,893
(1,361,350)
-
(1,361,350)
1,361,350
794,442
(911,457)
-
At
30.11.20
£
(117,015)
-
(117,015)

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Donations to other temples- restricted
New Mandir
TOTAL FUNDS
Incoming
resources
£
962,235
7,758
711,347
719,105
1,681,340

Resources

expended
£
(512,342)
(7,758)
(2,072,697)
(2,080,455)
(2,592,797)

Movement

in funds
£
449,893
-
(1,361,350)
(1,361,350)
(911,457)

16. RELATED PARTY DISCLOSURES

1) The following transactions with Shree Swaminarayan Temple Bhuj (SSMB), a charity which is Shree Swaminaryan Mandir Oldham's (SSMO) sole member are as follows:

i) A property owned by SSMB is in use as a temple and operated by SSMO.

ii) The rent from SSMB's investment properties of £23,939 is retained by SSMO, who are also responsible for the maintainance of these properties for which it paid £17,865 during the year.

2) At the year end, the charity owes £20,000 to the trustees, J Kara the sum of £10,000 and V P Vekaria of £10,000, being related parties who provided interest free loans.

3) During the year, the Charity donated proceeds of £2,072,697 for building the New Mandir to SSMB. It also received an amount of £84,037 from SSMB.

17

Shree Swaminarayan Mandir Oldham

Detailed Statement of Financial Activities for the Year Ended 30 November 2020

INCOME AND ENDOWMENTS
Donations and legacies
Donations
Investment income
Rents received
Income from fixed deposits
Total incoming resources
EXPENDITURE
Raising donations and legacies
Donation to Bhuj Temple
Donation to other organisation
New Mandir
Charitable activities
Mahaprasad
Prashad costs
Yuvak Mandal
Events decoration
Support costs
Management
Rates and water
Light and heat
Phone and postage
Repairs and renewals
Motor expenses
Other
General expenses
Fixtures and fittings
Governance costs
Auditors' remuneration
Total resources expended
Net expenditure
2020
£
1,331,340
23,939
821
24,760
1,356,100
2,070
1,125
2,072,697
2,075,892
296
3,076
713
-
4,085
3,661
9,176
1,475
4
1,400
15,716
27,482
28,121
55,603
4,500
2,155,796
**(799,696) **
2019
£
304,765
19,140
1,335
20,475
325,240
1,249
3,314
350,180
354,743
5,507
8,982
2,531
935
17,955
4,099
9,826
1,871
180
2,647
18,623
30,314
15,366
45,680
-
437,001
(111,761)

This page does not form part of the statutory financial statements

18