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2021-12-31-accounts

St Thomas the Apostle, Finsbury Park Annual Church Meetings

Introduction and Opening Prayer

Minutes from previous APMs

Annual Meeting of Parishioners

Election of Churchwardens

Annual Parochial Church Meeting

Apologies Annual Reports Presentation of Accounts Elections and Appointments. a) PCC b) Deanery Synod c) Sidesmen d) Independent Auditor.

Concluding Prayer

Meeting of the Parochial Church Council

Appointment of Church Officers. Adoption of Diocesan Safeguarding Policy. AOB

ST THOMAS THE APOSTLE FINSBURY PARK ANNUAL PARISH MEETING 9 MAY 2021 AT 4PM BY ZOOM

Chair: Rowan Howard (vice-chair of PCC)

Present: Briony Murray, Anne Lambourne, Iain McSeveny, Justice Konneh, Anne Rose, Sandra Hall, Jean Hall, Nicola Byrne, Heather Pascall, Chris Higgins, Pat Crocker, Inez and Marcia Sinclair, Jono Shattock, Dorothy Newton, Cathy Ingram, Pauline Nashashibi, Jenni McMillan, Roslyn Hastie-Murray, John Cragg, Cassie Dummett, Cynthia Mapp, Anthony Dass, Carol Clark.

Apologies for absence : from Katie Dawson, Jade Hall, Andrew Greer, Emerald Rabbats.

Minutes of last meeting on 21 October 2020: One correction to item 9 (any other business) – Helena Konneh announced she would be stepping down as safeguarding officer at the next APM (ie on 9 May 2021).

Approval of minutes as true record as amended: Proposed by Heather Pascall, seconded by Anne Rose. Minutes approved unanimously

The following statutory reports were received

Electoral report : One person removed and one added. 155 on roll.

Acceptance of new electoral roll: Proposed by Dorothy Newton, seconded by Pat Crocker. No objections. One abstention. Approved with one abstention.

Vicar’s report : This was summarised by Rowan.

The meeting thanked Pauline for her support in the previous year, keeping worship and prayer going so faithfully.

Secretary’s report

Treasurer’s report: The independent examiner had not yet completed his work with the 2020 accounts having moved recently to start a new job. Sandra drew out some points:

Stav wishes to stand down as Gift Aid Recorder.

The Chair noted that we expect to adjourn the meeting at the end of today’s business, and to reconvene on 30[th] May to receive further information regarding the vacancy. Deferral of accepting the accounts would be considered with that.

Deanery Synod report: The Capital 2030 vision of the diocese was noted. Three themes diocese wants to focus on: younger, safer, and more racially just.

Dorothy questioned whether we could use the Deanery Synod as a forum for gaining information regarding the interregnum.

Churchwardens’ report

Justice is standing down. Also Saint Thomas’s Banner is still at the St Paul’s Broderer’s.

Heather thanked the church opening group. Justice thanked everyone in Church for the wonderful gifts to him. He highlighted that the new churchwarden role is not the normal churchwarden role due to the interregnum.

The meeting recorded it’s thanks to Justice for everything that he has done in the last six years and particularly in the last year and also to Heather for this last year.

Interregnum report

Chris Higgins reported on behalf of the interregnum sub-group (Katie, Chris, Heather and Justice).

He noted that the interregnum was taking a long time which interregnums often do. The PCC is bound by confidentiality therefore are only able to share limited information. During the process, the Bishop had informed the officers that she was minded to “suspend presentation”, so that we are not seeking a permanent new vicar and this is now official. The Bishop had noted that the Church of England is financially challenged, and that once a new incumbent was installed, it is hard to change that, so “suspension” (which can be for a period of up to 5 years) is a way of maintaining flexibility.

The Bishop’s decision is not anything to do with St. Thomas’s as a church. The diocese sees us as a very viable congregation.

Over the last six months the PCC have asked a lot of questions about the Diocese’s position. We expressed our disappointment and reluctance to suspend the process of looking for a new permanent vicar. The Diocese propose instead appointing a Priest-in-Charge with all of the powers of an incumbent, but on a temporary basis.

The PCC have had to find a consensus, and have decided to explore the Diocese’s proposal. Chris noted that Pauline’s role is different – she is an interim priest and does not have the obligations and powers of a vicar or a Priest-in-Charge.

Katie, Chris, Heather and Justice are to meet with the bishop in next two weeks. After which they will be able to report back to the congregation more fully.

Cathy asked whether the priest in charge would live in the parish – would they get accommodation? These details have not yet been determined.

Dorothy noted it was important to highlight the diversity and inclusivity of Saint Thomas’s.

Chris thanked everyone for their patience.

Safeguarding report

The meeting thanked Helena Konneh for her sterling work in this key role. Cassie is stepping up to the role and standing down from the PCC.

Children and youth report

How can we bring children back into the church?

We have had some participation and effort from people in involving the children.

Monday Movie report

This is a safe and open and friendly environment, and we are hoping to reopen in September.

Thursday Teas report

Dorothy thanked the Thursday tea hosts for their efforts with staying in contact with the attendees, despite not being able to meet in person.

Trustees Annual Report and Accounts

The Trustees Annual Report and Accounts were currently in draft due to the accounts not yet having been independently examined. The PCC also intended to add a section on the interregnum and the risks and uncertainties facing the Church.

The Chair noted that as we expect to adjourn the meeting at the end of today’s business, and to reconvene on 30[th] May to receive further information regarding the vacancy, deferral of approving the Trustees Annual Report and Accounts would be considered with that.

Election of 2 Churchwardens

Two nominations had been received:

There being no other nominations, Heather and Anne were duly elected as churchwardens.

Election of 5 members of the Parochial Church Council

There were five vacancies on the PCC:

Five nominations had been received:

There being no other nominations. Grace, Jenni, Nicola, Jono and Nina were duly elected.

Election of sidesmen (the welcoming rota)

The meeting agreed this would be dealt with at the next PCC meeting.

Appointment of Independent Examiner of Accounts

Deferred to the adjourned APM on 30 May.

Any other business

Adjournment of meeting to 30 May at 12 noon in the Church to receive further information regarding the vacancy, and to consider acceptance of the accounts, approval of the Trustees Annual Report and Accounts and authorise the secretary to submit the report and accounts to the charity commission:

Proposed by Heather Pascall seconded by Dorothy Newton. No objections, one abstention. Approved with one abstention.

The meeting closed with the Grace.

ST THOMAS THE APOSTLE FINSBURY PARK FIRST MEETING OF NEW PAROCHIAL CHURCH COUNCIL FOLLOWING THE APM 9 MAY 2021 BY ZOOM

Present: Anne Rose, Briony Murray, Pat Crocker, Jono Shattock, Dorothy Newton, Jenni McMillan, Rowan Howard, Sandra Hall, Heather Pascall, Cynthia Mapp, Anthony Dass.

Absent: Grace, Goodness, Marcia, Jim, Nina, Nicola.

Elections:

Secretary: Briony and Cynthia Treasurer: Sandra. Vice-chair: Rowan. Electoral roll: Anne Lambourne. Standing committee: PCC who are present in church on a Sunday.

Agreed process for business by email by negative process. Motion passes unless majority object within one week.

Interregnum:

Rowan will arrange a catch up meeting for new members of PCC regarding the interregnum. Anne Rose to join the interregnum group. Noted that members of group do not need to be on the PCC.

Next PCC meeting Tuesday 8th June at 7:30 pm.

The meeting closed with the Grace.

ST THOMAS THE APOSTLE FINSBURY PARK ANNUAL PARISH MEETING

Resumption of meeting on 30 May at 12 noon in the Church, following adjournment

Chair: Rowan Howard (vice-chair of PCC)

Present: Sandra Hall, Rowan Howard, Heather Pascall, Chris Higgins, Justice Konneh, Pauline Nashashibi, Malcolm Marjoram, Catalina Ronson, Jean Hall , Nina Bakirtas, Stav Savrou, Jim Mott, Marcia Sinclair, Mavis Sewcomher, John Cragg, Dorothy Newton, Nicola Byrne, Jono Shattock, Grace Moussongela and Goodness Marcelino.

Apologies: Anne Lambourne, Iain McSeveney, Cynthia Mapp and Jenni McMillan.

Treasurer’s report

Noted that at the last meeting we had not accepted the accounts, as they had not then been approved by the independent examiner.

Sandra reported that the accounts in the form previously circulated to the congregation have now been approved by the independent examiner and he has given his report, and that there had been no other changes to the Treasurer’s report or the accounts since the adjourned meeting.

The meeting accepted the 2020 accounts which had been independently examined: Proposed Jono Shattock, seconded Malcolm Marjoram. The motion passed unanimously.

Appointment of Independent Examiner of the accounts

Alex Sergeant has agreed to continue to act as Independent Examiner of the accounts, and he was duly reappointed.

Proposed Emerald Rabbats, seconded Heather Pascall. The motion passed unanimously.

Interregnum

Chris re-capped the current situation for the benefit of those who had not been present at the previous meeting. As Andy Ryder, Dean of Mission for the Diocese of London, had not yet arrived, there was an opportunity for sharing further information that had previously been confidential.

Chris explained that St John’s Brownswood Park is not considered by the Diocese to be viable in the longer term, whilst Saint Thomas’s has been recognised as viable and thriving. The Bishop has proposed a partnership for a trial period with St John’s, with Reverend Alice Smith as

Priest-in-Charge. This gives the Diocese the flexibility to re-organise in the future, which would be much more difficult with an incumbent vicar at St Thomas’s.

A trial period is proposed with Revd Alice. At the end of trial we could continue with Alice and formalise the partnership or we could advertise for a new priest. If advertised, the new post would be vicar of Saint Thomas’s and Saint John’s.

Andy Ryder joined the meeting at 12:10.

Chris further noted that following the PCC’s decision to engage with the diocese around their proposals, the Interregnum Group met with Alice and Andy to explore whether Alice would be a good fit with St. Thomas and our tradition of worship. We learned that Alice comes from the same Anglo-Catholic tradition and supports inclusivity. At the meeting, Alice explained she is expecting a baby in October 2021. This is happy news but complicates matters!

The Bishop has proposed that from September we will have an interim stipendiary priest until June next year (2022), and that Alice will be appointed as Priest-in-Charge for a trial period when she returns from maternity leave. There had been the option for Alice to begin earlier, but the PCC had decided this would be confusing. From now until September 2021 our arrangements are to continue as they are, potentially with some additional clergy support, and the Bishop is talking to Priest C about joining us in September 2021. It is proposed that, from now on, St. Thomas and St John’s congregations should begin to socialise and get to know each other.

There was a break for conversation among the congregation on the proposals followed by questions:

Andy Ryder noted that the Diocese vision is to build a team ministry. The vision for Stepney is to work more with non-stipendiary priests, and with lay leadership.

Andy Ryder closed the meeting with prayer.

- St Thomas the Apostle Annual Report 2021 22

Between January and June 2021 the Rev’d Pauline Nashashibi was the main clergy presence at St Thomas, the Apostle, supported by other clergy in the deanery. Between July and August, whilst Pauline took a break over the summer, the Rev’d David Evans undertook pastoral and liturgical care of the church. In September the Rev’d Caroline Shuttleworth was licensed as interim priest (part-time) to both St Thomas’ and St John the Evangelist’s to minister during the remaining period until June 2022. From September, during this interim stage Rev’d Pauline’s main area of responsibility transferred at St John’s, twice a month, whilst still able to offer ministry at St Thomas once a month. Needless to say, the ordained clergy ministry is vitally and effectively supported by the priestly ministry of the lay people of the St Thomas’, more often than not behind the scenes.

Sunday worship and Parish Eucharist

Following the second lockdown in 2022, ‘in-body’ weekly Sunday Eucharist in the church building resumed on 28 March 2021, Palm Sunday. Since then the pattern of regular weekly 10.30 Sunday Eucharist has been maintained during 2021-22. Over 2021 some members have returned and some new members have joined the church. The average Sunday attendance is between 25-35. Sunday worship has been ably supported by an albeit smaller group of organisers, MC’s, servers, readers, intercessors, singers and welcomers who have remained wonderfully committed during a challenging year. The numbers of children present may be fewer now than in previous years, nevertheless Sunday school resumed in July 2021, to share the adventure of God with the children who have returned to church. Over this period gradual changes to Covid restrictions have been implemented in accordance with government and diocesan guidelines and following discussion and agreement with the PCC.

Midweek services

The weekly Wednesday 7pm evening service of holy communion resumed in July 2021. There has been a regular attendance of between 3-5.

Special services

In October we welcomed the Rev’d Stephen Coles back to a service of Dedication. It was a wonderful occasion to celebrate both St Thomas’ Church community and the Rev’d Stephen’s long ministry and was attended by many from the church and parish. It gave a very welcome opportunity to give thanks and to share the heartfelt farewells that had been so unexpectedly delayed by lock down.

The feasts and festivals of the Christian year, for Christmas, Holy Week and Easter have been celebrated wonderfully by the church with members of the community also taking leadership for non-Eucharistic services, including a memorable and well attended Christmas Crib service. With a focus on St Thomas’ ministry to the whole parish a Christmas Newsletter was distributed to the households in the parish.

Discipleship and Pastoral Offices

An online Bible Study group during Lent 2022 ‘Keeping Faith With the Lord’s Prayer’ explored the role of this short and deceptively simple prayer in our discipleship. It attracted a small but lively weekly group of 4-5, including attendees from other local churches. During Lent volunteers took responsibility to keep the church porch was open, with takeaway prayers and a candle lit to help make St Thomas’ available and accessible as a peaceful place of prayer to the whole parish.

With the lifting of restrictions, there has been an increased interest in arranging weddings, meeting with 6 couples to arrange banns readings for weddings elsewhere or at St Thomas’, between September 2021 and May 2022.

There have been baptism preparation meetings with 2 families.

Regular clergy pastoral contacts and visits have continued throughout the year, including home communion visits.

Rev Caroline Shuttleworth

Electoral Roll Report 2022

The Electoral Roll was revised between 22[nd] April 2022 and 1[st] May 2022. There were 155 people on the roll in 2021. Twenty-two names have been removed and there have been two additions.

The number on the 2022 Roll now stands at 135.

Last year it was unclear who should be removed from the roll as attendance at services was irregular. We now have a better understanding of who has moved away from the area and who no longer attends regularly.

There are some new worshippers in the parish who have started coming recently. Hopefully they will continue attending St Thomas’s and will join the electoral roll next year. We will continue to revise the roll until the date of the Annual Parish Meeting.

Anne Lambourne Electoral Roll Officer

Churchwardens’ notes for APCM 2022

It has been quite a busy year, not only with coping with Covid restrictions and the reopening of church life but also because we have had to deal with a number of repairs, some of which we are achieving with grants from Cloudesley, for which we are very grateful.

Works undertaken

Proposed repair and resanding of hall floor – July 2021 and quotes obtained but work aborted by Playgroup who spent the money on the garden works instead.

The bell became unsafe to ring July 2021, we called in Taylors Bells to inspect it and the turret, who advised temporary work then a full repair later. Bellcote and associated turret work – ongoing from July 2021, inspection booked for this and other things 19 April 2022. Update after inspection: the bell is now working again and should last a number of years. Reports coming for all inspections.

Kitchen water heater replaced, and extractor fan in adult toilet – February 2022.

Thames Water leak – ongoing from autumn 2021 – spring 2022. Now completed.

Longer chains were fitted to the middle heaters in the church, making it easier to turn them on and off – March 2022.

Mice infestation of kitchen and hall – called in Shield Pest Control first occasion

October/November 2021 then repeated March/April 2022 when new infestation occurred. Should be completed after Easter. No mice seen.

Gas inspection of appliances – carried out 20 April.

Electricity inspection – to be carried out 31 May. We hope that this will include the repair of the disabled loo, the locking mechanism of which was broken following the Playgroup’s safeguarding incident in February.

Something which has been away since before Covid is the St Thomas Banner, which is still with the Embroiderers at St Paul's who have had many problems during the Covid Pandemic, and who lost some Embroiderers. Also St Paul’s was closed along with other churches.

Work has now been restored and new Embroiderers are in place. Also, visits to see the work can be arranged if anyone wishes to go.

Another thing which needs replacing sooner rather than later is the outside noticeboard, which has become rather wobbly as well as unsightly. Now that Alice is taking up her post we can look at putting up a new noticeboard. We also have the Quinquennial inspection in the summer, which will identify other repairs to be done.

Lastly, the Monsell Road gate needs urgent repair, which we hope should be done before the APCM.

Heather Pascall and Anne Rose

PCC Secretary’s Report

This year, May 2021-2022, the PCC at St Thomas’s have continued to meet regularly to keep everything moving and encouraging a return to as much normalcy as possible in the safest possible way. We thank Rev Pauline, Father David and Rev Caroline for their ministry and pastoral care over the last year.

We thank the church wardens who have shouldered an enormous amount of work, being available for contractors and other needs, and Rowan for her work as Vice- Chair of the PCC in leading the meetings smoothly and efficiently, and Cynthia for clear and concise minutes, enabling us to all understand and process the information from the meetings, staying on track and making efficient decisions.

The PCC have overseen the budget, with the tremendous work of Sandra as treasurer and with the assistance of Iain McSeveny. More information in the treasurer’s report, but we thank them very much for their work.

Alongside our return to normalcy in church we have continued with our online recording of the Sunday service, with this being posted by Sunday evening.

We have implemented our much-improved video recording equipment, using our existing hearing aid loop to collect the sound.

Thanks to Jim Mott for taking the additional responsibility of learning the AV equipment enabling him to do the recording, to Marcia and Deanitrea for their perseverance in learning too. We need more volunteers to begin to take this on, so the burden doesn’t fall on a few people.

Due to the installation of the equipment, it became possible to now hear what had been heard on the hearing aid loop, and this highlighted the need for some improvements which would benefit both those in church using hearing aids and improve the quality of the recording for those online. We then implemented improved microphones The PCC intends to also install speakers within the church to improve the sound for those in the church who may not be able to hear so clearly at the back of the church.

We have high hopes of being able to go live in the near future, and this will alleviate the burden from the team of having to take the recording home to upload, and also enable more access on Sundays.

Finally, the PCC have worked with the Diocese in the interregnum and more information can be found in the interregnum report, but we are delighted to welcome and begin working with Rev Alice.

Briony Murray

Treasurer’s Report

Accounts for the Year ending 31[st] December 2021

This has been a challenging year with our main sources of income being the generosity of the congregation of St. Thomas’s.

Your kindness has again enabled the church to pay our bills, fund our commitments and support our mission partners both here and overseas.

General Fund:

Our reserves are very low due to the impact of Covid-19. With the closures of the Church, limited hire of the hall and offertory money from services declining. However, we were able to cover essential running cost.

Building Fund:

Again, due to Covid-19 there was hardly any work carried out apart from general maintenance with limited opportunity for fund raising.

Restricted Funds: (Collections for charities etc)

With a grant from Richard Cloudesley Charity, we were able to embrace social media purchasing hardware which allowed us to engage our congregation/community in services via the You-Tube platform.

Total amount collected and spent amounted to £10,386 for charities, including Red Cross Lent (local foodbanks and Islington Migrants), Angola, London and Mozambique Association (ALMA) and Diocese Mozambique Emergency Appeal. As we come out of the Covid-19 lockdown we were now able to allocate donations collected.

Reserves:

Our general fund reserves stand at £468, the building fund reserve £6,015 and other restricted reserves £20,915.

Conclusion:

St. Thomas is a thriving, outward looking church. We have continued to meet our Parish Share commitment to the Diocese of £60,000 (2020: £56,076) as well as our commitment of our mission partners. I appeal to those who may not be doing so already, to please consider making a commitment to regular giving by way of direct debit under the Parish Giving Scheme which enables the church to claim back an extra 25% from HMRC automatically. Next year is likely to be both demanding and testing during our Interregnum/ appointment of a Priest in Charge and Covid -19. Accordingly, I stress the need for us as congregants to press on and continue being supportive. Our church is not just the building and clergy but all the people who attend, each equally valuable but unique. Thank you & God bless you. Sandra Hall

Reserve Policy

It is the PCC’s policy to maintain unrestricted reserves to cover the loss of income from the playgroup over a period of twelve months. On this basis, as of 31st December 2021, the required amount of reserves was £13,000. Unrestricted reserves fell during the year from £5,000 to £468. The trustees have noted the shortfall on required reserves, are taking action to increase the level of reserves, and will review the policy on reserves during 2022.

Sandra Hall Treasurer

St. Thomas the Apostle, Finsbury Park
Income and expenditure account
4 months to 30th April 2022
Planned Giving
Monthly Standing Orders
Parish Giving Scheme
Weekly Envelopes
General Collections (Plate)
Collections for Charities
Other Giving
Parish Giving Scheme - Gift Aid reclaims
Other Gift Aid Reclaims
Other Income
Hire of Church Hall (including arrears)
Listed Place of Worship
Candles/Fees to PCC etc
Grant Income
Richard Cloudesley Charity
Grant Income
TOTAL INCOME
The Ministry
Clergy Expenses
Mission
The Church
Gas & Electricity
Facilities (water rates,towels etc)
Cleaner
Church Insurance
Minor Repairs
Building Works
Services
Vestry, Altar & Candles
IT Equipment
Organist, Choir & Music
Weekly Magazine
Other Ordinary Expenditure
Miscellaneous
Payments Outside the Parish
Diocese Fair Shares
Subsidy from other Parishoners in our Diocese
Charities
TOTAL EXPENDITURE
(Deficit)/surplus to 30th April 2022
Reserves b/fwd at 1st January 2022
Reserves c/fwd 30th April 2022		 General
Funds
Actual
2022
£
4,077
10,726
226
206
-
333
1,905
17,473
6,101
-
339
6,440
-
-
23,914
261
261
732
1,129
748
1,654
-
4,262
945
1,430
72
2,447
138
138
28,400
(18,400)
10,000
17,108
6,806
468
7,274		 Building
Fund
Actual
2022
£
-
-
-
-
-
348
-
-
348
-
-
-
348
-
-
-
-
-
-
-
-
4,768
4,768
-
-
-
-
-
-
-
-
-
4,768
(4,420)
6,015
1,595		 Restricted
Funds
Actual
2022
£
-
-
-
-
781
-
-
781
-
-
831
831
1,612
-
-
-
-
-
-
-
-
1,663
1,663
-
-
-
-
-
-
-
-
1,663
(51)
20,915
20,864		 TOTAL
2022
£
4,077
10,726
226
206
781
681
1,905
18,603
6,101
339
6,440
831
831
25,874
261
261
732
1,129
748
1,654
6,431
10,693
945
1,430
72
2,447
138
138
28,400
(18,400)
10,000
23,539
2,335
27,398
29,734		 General
Funds
Budget
2022
£
14,500
35,500
500
2,500
1,500
9,500
4,500
68,500
12,500
2,000
14,500
83,000
2,500
250
2,750
4,000
1,500
3,000
5,000
1,000
14,500
2,000
4,000
500
6,500
500
500
85,200
(25,200)
60,000
84,250
(1,250)
St. Thomas the Apostle, Finsbury Park
Balance Sheet
At 30th April 2022
Cash at bank and in Hand
Deposit Account
Current Account
London Credit Union Deposit
Cash in hand
Debtors
Unclaimed Gift Aid
Total Assets
Liabilities
Creditors
Net Assets
Represented by
General Reserves
Restricted Reserves: see below
: Building funds
: Other restricted funds		 General Restricted
Apr
Apr
2022
2022
£
£
-
273
5,773
16,528
-
5,059
-
600
1,500
-
7,274
22,460
-
-
7,274
22,460
7,274
1,595
20,864
7,274
22,460		 Total
Apr
2022
£
273
22,301
5,059
600
1,500
29,734
-
29,734
7,274
1,595
20,864
29,734

Restricted Reserves:

Restricted Reserves:
Building funds b/f Jan 22 Inc. 2022 Due 2022 **Paid 2022 ** Transfers c/f Apr 22
General
Solar		 1,247
4,768		 348 1,595
4,768		 4,768 1,595
0
Total 6,015 348 6,363 4,768 0 1,595
Other restricted funds b/f Jan 22 Inc. 2022 Due 2022 **Paid 2022 ** Transfers c/f Apr 22
Discretionary
Organ Fund
Altar Frontal
Red Cross Lent
Foodbanks
Cloudesley - IT
Total		 3,566
16,527
650
173
20,916		 49
732
831
1,612		 3,566
16,576
650
173
732
831
22,528		 1,664
1,664		 0 3,566
16,576
650
173
732
-832
20,864

Safeguarding Children and Vulnerable Adults Report to the PCC for the APCM May 2022

Cassie Dummett

Church Safeguarding Officer: 26/04/2022

’ - Music in St Thomas s 2021 22

Music has returned to church life, but it hasn’t been the easiest year. The return of singing was a blessing to our mass, but masks did at times prove prohibitive to volume and general feeling in the music. The congregation has had to go above and beyond to make themselves heard. People’s voices have returned in lower registers, which has meant lots of transposition in the hymns. We gradually returned to our full mass settings, but at times it can be “quite a sing”. Going forward, there may be discussion around how much of the mass is sung on Ordinary Sundays.

Preparing anthems with both the youth music and adult singing groups has been hindered on occasion by isolating, meaning we weren’t able to provide as much music throughout the year as we would’ve liked.

The youth music group performed ‘Something Inside So Strong’ at Mother’s Day this year and are currently rehearsing for the church’s Jubilee celebrations.

The adult singing group scaled down our usual Easter repertoire but led a new hymn for the congregation, ‘Christ, be our light’, (at Caroline’s request) on Easter Sunday. This song has now been added to the church’s repertoire and can be sung again by the congregation. Having the adult singing group lead an anthem as opposed to ‘performing’ was something we will definitely do again. We are also rehearsing for the church’s Jubilee celebrations and the Patronal Festival.

The organ is performing well, but I would be keen for the necessary work previously planned to take place in the coming year to ensure it’s viable for the future.

As the church’s relationship with St John’s deepens, we have benefited greatly from Rob and Kathryn playing at several services to cover holiday and isolation. I am truly grateful for this and look forward to more collaboration in the future.

Lastly, thanks to everyone for their positive contributions to our singing worship; whether it’s singing your heart out, interaction about the hymns or smiles on a Sunday it’s always appreciated.

Andrew Greer Director of Music

Children’s and young people’s report 2022

It was wonderful to be able re-start children’s activities during the services in September 2021, following an 18 month hiatus due to the pandemic.

A number of our long-standing Sunday School team have retired after many years of service. We are grateful to them all for all they have contributed to our life together at St Thomas’s. We are re-building our team of helpers, and have been running a single mixed age class most Sundays, with activities for all ages. We welcome new helpers – it’s a lot of fun getting involved!

We started with a creation project, reading through the story in Genesis, talking about different aspects of creation and how we are called to care for it, and building up a fabulous creation box, with lots of creative ideas from the children. Look out for the box on display in the church!

We had fun creating crowns for Christ the King Sunday, before a nativity project over Advent which resulted in a poster full of angels, telling the Christmas story – look out for that in the hall!

The crowns came into their own when we were able to hold our children’s Christmas Eve service in church, despite the emergence of the omicron strain. Grace and Goodness were a wonderful help with props (crowns, head dresses, lambs), provided this year to families in their bubbles in the pews. Cassius Konneh, a Sunday School alumni currently studying drama, was our narrator, filling the shoes of Stephen admirably, and making sure everyone felt part of the story, despite the covid restrictions. Our thanks to Anne Williams, who led with this lovely service for many years, but has now handed on the baton. Her help continued to be invaluable this year as she provided a blue print and lots of helpful tips for the service.

Andrew’s music report includes details of his work with our youth band. We look forward to re-building our children and youth activities in the coming year, and will be working with Revd Alice to develop new ideas and approaches.

Rowan Howard: Sunday School co-ordinator Marcia Sinclair and Andrew Greer: Youth

Report of the Islington Deanery Synod representatives to the Annual Parish Meeting of St Thomas the Apostle Church, Finsbury Park

The representatives from St Thomas’s are: Rowan Howard, Anthony Dass and Marcia Sinclair.

One of the important roles of the representatives is to vote for lay representatives in the General Synod elections, which took place in Autumn 2021. St Thomas’s is a registered Inclusive Church, and three Inclusive Synod candidates were elected to the General Synod.

It was a year of change for the Synod. Paul Zaphiriou of Hope Church was Area Dean of Islington until December 2020, when Tamsin Merchant took over. Peter Farley-Moore has been appointed as the Archdeacon of Hackney, serving churches in Hackney, Islington and Tower Hamlets, after the Venerable Archdeacon Liz Adekunle left her role in summer 2021.

Three meetings of the Deanery Synod were held:

26 July 2021 : This in person meeting, the first for some time due to Covid, was not quorate. Attendees shared Church experiences around Covid, noting that regular attendance was in flux, with people leaving the Borough, and school rolls in Islington decreasing. Clerkenwell Parochial School has closed. Churches and local schools are encouraged to establish closer relationships.

29 September 2021: A mapping exercise of the borough was re-started, to focus efforts in ministry and mission. Church representatives shared their local knowledge of matters and needs in their parishes.

22 February 2022: The meeting focussed on the 2030 Diocesan Vision and next steps in Stepney and Islington. Andy Rider (Stepney Dean of Mission) attended – he has also recently become the Archdeacons Trustee appointment for Cloudesley. The three ambitions are Confident Disciples, Compassionate Communities and Creative Growth. The priorities are Growing Younger, Safer Churches and Striving for Racial Justice. Churches discussed pathways for helping newcomers put their faith in Jesus and plans for numerical growth. There was encouragement to engage with Eco-Church – we discovered that we are one of only 2 churches in Stepney with a silver award – there are 5 with bronze awards.

We expect to re-engage with both these initiatives more fully once Alice is licensed as our Priest-in-Charge.

Vacancy: Rowan is stepping down from being a Deanery Synod representative after serving for 8 years. As this report shows, the demands are not particularly onerous, and it is really interesting to meet others from across the deanery, and have the benefit of others wisdom and experience. Please consider standing for this vacancy which is initially only for one year, so an ideal introduction to decide whether it is for you.

Rowan Howard, Anthony Dass and Marcia Sinclair April 2022

Monday Night Movies: film night report May 2022

Following the lifting of Covid restrictions in the summer last year we reopened Monday Movies in September with a feel-good comedy starring Tom Hanks, Big , followed by a completely different and classic film noir, Otto Preminger’s Laura , with Gene Tierney and Dana Andrews.

Continuing our tradition of showing a wide selection of movies October brought two horror films, The Fly , a remake with Jeff Goldblum of the 1950s original, and Bram Stoker’s Dracula , with Gary Oldman as the Count. In November we saw Passengers , a sci-fi film set in the future featuring Jennifer Lawrence and Chris Pratt, followed by Green Book , based on the true story of an African-American musician travelling through the 1960s American Deep South, with Mahershala Ali and Viggo Mortensen. The last film of the year was the comedy-drama The Man who Invented Christmas , with Dan Stevens as Charles Dickens beginning to create A Christmas Carol .

We started the new year with Gene Kelly’s ever-popular Singin’ in the Rain in January, with The Time Traveller’s Wife as a romantic film for St Valentine’s Day, featuring Eric Bana and Rachel McAdams. In March we had two controversial and hard-hitting crime dramas to invite discussion about guilt, innocence and revenge for Lent, Sleepers , with Robert De Niro and Kevin Bacon, and Prisoners , with Jake Gyllenhaal and Hugh Jackman. Sleepers in particular provoked some very strong reactions!

For Holy Week we screened Pier Paolo Pasolini’s acclaimed version of the life of Christ, The Gospel According to Matthew , a beautiful film featuring a cast of non-professional actors, factory workers, and other locals. The music score includes works by JS Bach and Mozart as well as several spirituals.

After Easter we have two more films before the APCM, and then no more until September as the Queen’s Jubilee long weekend is in June, for which we hope to have a celebration open day.

I am very pleased to say that we have maintained a solid regular core of around 9 movie goers since resuming last year. We are always pleased to see new people so if you haven’t yet taken the plunge do come along to the hall at 7pm for 7.30 to enjoy drinks and nibbles before the film. Posters are put up in church and in the hall advertising details of the next film, you can have a word with me beforehand if you want to know more, or simply just turn up – you will get a warm welcome as well as a glass of wine!

Anne Rose

Friday Bible study

Meets in the Parish Hall

approx. fortnightly at 2.15 pm

We have now been meeting in this format for about eight years, having evolved from a Friday morning study group that had been meeting on and off for some years previously. Rowan generally organises and facilitates along with Malcolm.

Our core group is seven, plus occasional visitors. During Lent we welcomed a few extra people which was stimulating as it brought new voices, ideas, and opinions, to the group. We come from a variety of backgrounds which make discussions interesting and varied. The meetings are approximately fortnightly with occasional breaks over holiday periods. The only exception is during Lent when we meet weekly.

We completed St John’s Gospel in October 2021. The group then decided to do something from the Old Testament and chose Genesis, using a ‘Cover2Cover’ Bible Study Guide. We have completed part 1 which covers chapters 1 – 11, and this resulted in some interesting discussions around the ‘creation story’ and Adam & Eve. During Lent we did an in-depth study on the Lord’s Prayer. After Easter we will return to part 2 of the Genesis study covering chapters 12 – 50. We won’t be looking at every chapter in full but concentrating on the lives of the patriarchs, Abraham, Isaac, Jacob & Joseph.

Our discussions are interesting, lively, and sometimes controversial. We are all encouraged to contribute equally so that no one person dominates the session. All conversations and opinions within the group are treated confidentially. We all share in prayer time at the end of each session.

We normally meet in the hall (with tea & cake).

We are always happy to welcome new members, either on a casual or more committed basis.

Malcolm Marjoram & Rowan Howard

’ - Finsbury Park Sisters Group Report (April 2022) to the Annual Parish Meeting of St Thomas the Apostle Finsbury Park, May 2022

The Finsbury Park Sisters Group first met in January 2013 when women from St Thomas’s Church and Finsbury Park Mosque had tea together on a snowy afternoon.

Friendship and hospitality are at the heart of all the Sisters do. We aim to be a visible sign of peace. There is much we share in our lives and our hopes for our families and the wider community. We have a common commitment to compassion, justice and peace. We learn about each others’ lives and beliefs in an atmosphere of mutual respect and acceptance of difference. We get to know people whom, in the normal patterns of our lives, we might never meet - and to enjoy the possibilities this opens up.

Lockdown meant that we couldn’t meet, which we all missed greatly – both our usual fascinating outings and our gatherings for tea and conversation.

We had a first, small post-lockdown meeting in October 2021, a dozen or so of us in St.Thomas’s hall, so glad to see each other again.

Caution about Covid and timetabling issues meant that we then had a gap in meetings but we had a lovely meeting of the group in the afternoon of Friday 11th March - it was wonderful to get together after such a long time!

This time we were more than 30 Sisters, with a wonderful mix including from the mosques and several local churches - a real boost to everyone's morale!

We met in St Thomas's - in the church itself, as there was another group meeting in the hall. We had set out a big square of tables and as more and more Sisters came, we kept needing to add more chairs. It was a joy to be together, to chat with people we hadn't seen for all these months. There were several new Sisters - all so pleased to find out about the group. I had a lovely message from one Sister "That multi religion/denomination tea party was inspiring. I thoroughly enjoyed it - and the food".

We talked about whether we could fit in another meeting before Ramadan and decided it was not feasible - so we aim to try to have three meetings in the next term, including a museum trip and a picnic in the Park.

Women of St Thomas’s - I hope you'll be able to join us for at least one of those meetings - it would be very good to have you with us!

Pauline Nashashibi and Dorothy Newton

Notes from a report given by Dorothy to the Women’s Local Inter Faith Initiatives Roundtable Meeting of the Inter Faith Network for the UK on Monday 15 November 2021 (on Zoom):

The Finsbury Park Sisters group is very informal. It is about friendship, about conversation, about women of different ages enjoying each other’s company. It does not have big grand ambitions; it is about whoever turns up. The warmth and friendliness friendship the group has fostered is very important – to be able to acknowledge Sisters when we see each other in our local streets and give a friendly greeting is a very important result of our activities. The group is not funded or formally constituted.

We try to meet together about twice a term and normally have a regular social event where we bring and share tea in the church hall or in one of the mosques. Women chat - and sometimes learn to cook each other’s dishes - we found it huge fun showing each other how to make things and then eating them! The group includes women of a mixed age range. One of the nice things we have done is to have picnics with the children outside school time in our local park.

We also make trips together, meeting at the station and then travelling together on a bus or on a tube (which is significant – others seeing us, chatting and being together in friendship causes interest and sometimes conversations with other passengers ). We have been, for instance, to the Victoria and Albert Museum, the British Museum, East London Central Mosque, the Houses of Parliament and to City Hall. We hope to go into central London on another visit soon. We enjoy these trips together – usually we take lunch and use the venue’s lunch rooms to have a shared meal.

The group started when a female member of the congregation observed that there were two worshipping communities in St Thomas’s Road (Finsbury Park Mosque is one end of the road, the church at the other) but that they didn’t know each other. The Sisters’ group started with those two communities and has subsequently grown to include sisters from a number of other mosques, churches and of other religious traditions – and none. The Finsbury Park area straddles three London boroughs (Hackney, Haringey and Islington) and women come to the mosques and churches from a quite wide area.

The group did not meet on Zoom during the pandemic. Not everyone has access to the necessary technology. At the first gathering after the lifting of meeting restrictions, about a dozen women got together. We had had good conversations, sitting around a tea table in St Thomas’s hall - it was very good to catch up with each other and renew our friendship.

’ - Tea at St Thomas s Report to Annual Parish Meeting of St Thomas the Apostle Finsbury Park, May 2022

Tea at St Thomas’s was suspended during lockdown (from March 2020), having previously met weekly since St David’s Day in 2013.

Almost none of the guests have a computer or are familiar with Zoom, but we kept in touch with most of our regular guests – 10 were phoned each week by at least one of the hosts.

Guests appreciated these regular – and occasional - phone calls but, of course, said how much they missed the pleasure of sitting together round the tea table and chatting informally. The phone conversations were sometimes stressful - “What life is this? – it’s like being in a prison cell” - “It’s hell on earth - this isn’t life, this is bare existence”.

At the beginning of June 2021 we were given permission by the churchwardens to open again.

We had a trial during playgroup’s half term to make sure we could manage safely, and from then onwards we have opened each week.

At first, while restrictions were still in place, we used church rather than the hall to make sure that we did not compromise the playgroup's safety. We were able to move back into the hall as rules relaxed a little.

We have been a group of between 8 and 12 each week which has enabled good conversations.

Host Christine has been wonderful in keeping in touch with two guests who are finding things more difficult after lockdown. One has started to come some Thursdays, the other, who lives further way, has only been able to join us twice since we reopened.

Sadly, the damaging effect of the isolation on one of our regular guests has meant that he is now in residential care – we miss Mickey very much.

Christos, another previously regular guest died during this period – he, too, is much missed. We look forward to his daughter, Jenny, coming to see us sometimes, once she returns from Cyprus.

Pat, one of our loyal hosts, has been very ill during this period – it’s wonderful that she is now able to join us again on some weeks.

We have not promoted or advertised the Tea or even put out the notices on the gate since lockdown, but have been open by invitation only. However, as people go out more and attend other gatherings we hope to be able to be open to new guests soon.

Dorothy, Rowan, Christine, Anita, Malcolm

Interregnum report 2022

The year started with the PCC sharing plans proposed by the Bishop of Stepney with the congregation at an ‘extra-ordinary’ APC, in the presence of Andy Rider, the Stepney Dean of Mission. The PCC had agreed to this trajectory on a trial basis, following long deliberations, which had been confidential due to the parallel process occuring with St John’s Brownswood Park.

In brief, St Thomas’s agreed to an initial two year ‘trial period’ of the Rev’d Alice Smith being licensed as Priest in Charge at St Thomas’s – with the two parishes of St Thomas’s and St John’s held in plurality (separate finances and PCC’s). The commencement of this new phase was delayed by agreement with all parties until May 2022 due to Rev’d Alice’s maternity leave and the request of the STFP PCC to have interim support in the meantime rather than to begin a new phase with Rev’d Alice and have it interrupted.

This past year we have therefore enjoyed the care of:

The Rev’d David Evans – who attended to us during summer 2021.

From September 2021 – May 2022, we welcomed the Rev’d Caroline Shuttleworth as our paid, part-time interim priest.

Throughout this period we have also been supported by the Rev’d Pauline Nashashibi who continued her invaluable voluntary work supporting us and Rev’d. Caroline across much of the year.

Rev’d Alice Smith returned from her maternity leave after Easter 2022 and was formally licensed as ‘Priest-in-charge’ of St Thomas’s Finsbury Park on May 1[st] 2022 by the Bishop of Stepney. We now enter a new phase of STFP with the leadership of Rev’d. Alice in place, and the anticipation that as the Bishop of Stepney has promised she will also be supported by other clergy to take on the workload across the two parishes. Details of additional supporting clergy have yet to be finalised.

May 2022

St Thomas the Apostle, Finsbury Park Statement of financial activities For the year ended 31 December 2021

Yea
Unrestricted Restricted
Note £k £k
Income:
Voluntary income 2 58,542 5,000
Income from church activities 3 16,530 2,210
Total income 75,072 7,210
Expenditure on:
Church activities 4 79,856 10,385
Total expenditure 79,856 10,385
Net outgoing resources and movement
in funds (4,784) (3,175)
Total funds brought forward at 1st Jan 5,253 30,106
Total funds carried forward at 31st
Dec 469 26,931
a Total
Total
r Ended Year Ended
12/21
12/20
£k
£k
63,542
85,156
18,740
13,595
82,282
98,751
90,241
98,780
90,241
98,780
(7,959)
(29)
35,359
35,388
27,400
35,359		 Total
Total
r Ended Year Ended
12/21
12/20
£k
£k
63,542
85,156
18,740
13,595
82,282
98,751
90,241
98,780
90,241
98,780
(7,959)
(29)
35,359
35,388
27,400
35,359
98,751
98,780
98,780
(29)
35,388
35,359
Balance sheet
As at 31 December 2021 Company no.
12/21
Note £k
Current assets:
Debtors 5 1,500
Cash at bank and in hand 25,900
27,400
Liabilities:
Creditors: amounts falling due within one 6
year -
Total net assets 27,400
The funds of the charity:
Restricted funds 7 26,931
Unrestricted general funds 8 469
Total charity funds 27,400
Heather Pascal Iain McSeveny
Trustee Trustee

3038352

12/20 £k 5,000 30,359 35,359 - 35,359 30,106 5,253 35,359

Notes to the financial statements for the year ended 31 De

1 Accounting policies

a) Basis of preparation

The PCC is a public benefit entity within the meaning of F prepared under the historic cost convention, under the Cha Church Accounting Regulations 2006 and in accordance wit Practice (FRS102).

Assets and liabilities are initially recognised at historical cost in the relevant accounting policy or note.

b) Going concern

At the time of approving the accounts the trustees have a adequate resources to continue in operational existence fo continue to adopt the going concern basis of accounting in pre

c) Income

Planned giving, collections and similar donations are recognis when the incoming resource to which they relate is receive Grants and legacies to the PCC are accounted for as soon as t amount due is quantifiable and receipt by the PCC is reasonab

d) Fund accounting

Restricted funds are to be used for specific purposes as laid these criteria is charged to the fund.

Unrestricted funds are donations and other incoming reso

Designated funds are unrestricted funds earmarked by the tru

e) Expenditure

Common Fund contributions are accounted for when paya December is shown as a creditor in the balance sheet.Grants or when awarded, if that award creates a binding obligation accruals basis and accounted for gross.

f) Fixed assets

Consecrated Property and Moveable Church Furnishings: con the church building and vicarage is excluded the accounts in a Moveable church contents are held by the vicar and churchwa a faculty for disposal are accounted as inalienable property un consecrated or benefice buildings and moveable church furnis is expensed within the Statement of Financial Activities.

g) Funds

Restricted funds comprise revenue donations and grants inte funds set aside from general funds by the trustees for a dedic

Unrestricted funds are income funds which are to be spent on

h) Cash flow statement

The financial statements do not include a Cash Flow Stateme entity, is exempt from the requirement to prepare such a Recommended Practice (FRS102).

ecember 2021

FRS102. The financial statements have been arities Act 2011 and in accordance with the th the Charities Statement of Recommended

t or transaction value unless otherwise stated

reasonable expectation that the charity has or the foreseeable future. Thus the trustees' eparing the accounts.

sed when received. Tax refunds are recognised ed. Interest is accounted for when received. the PCC is notified of its legal entitlement, the bly certain.

down by the donor. Expenditure which meets

ources received/generated for the charitable

ustees for particular purposes.

ble. Any amount pledged but unpaid at 31 s and donations are accounted for when paid, n. All other expenditure is recognised on the

nsecrated land and benefice property such as accordance with s10 of the Charities Act 2011. ardens on special trust for the PCC and require nless consecrated. All expenditure incurred on shings, whether maintenance or improvement,

ended for a specific purpose by the donor or ated purpose.

the PCC’s general purposes.

ent because the charity, as a small re- porting statement under the Charities Statement of

Notes to the financial statements for the year ended 31 D

Income Unrestricted Restricted
Funds (£) Funds (£)
2. Voluntary income
Planned giving 48,277 -
Income tax reclaimed 9,905 -
Collections at services 360 -
Grants - 5,000
Total voluntary income 58,542 5,000
3. Income from church activities
Hire of church property 15,163 -
PCC fees - 319
Other income 1,367 1,891
Total income from church activities 16,530 2,210
Total income 75,072 7,210
Expenditure Unrestricted Restricted
Funds (£) Funds (£)
4(a) The Ministry
Clergy Expenses 972 -
Mission 125
1,097 0
4(b) The Church
Gas & Electricity 2,980 -
Facilities (water rates,towels etc) 2,659 -
Cleaner 2,405 -
Church Insurance 4,905 -
Minor Repairs 1,933 -
Building Works - -
14,882 0
4(c) Services
Vestry, Altar & Candles - -
Organist, Choir & Music 3,269 -
I.T. Equipment - 7,962
Weekly Magazine 207 -
Other Ordinary Expenditure 151 -
3,627 7,962
4(d) Payments Outside the Parish
Diocese Fair Shares 60,000 -
Charities 250 2,423
60,250 2,423
Total expenditure 79,856 10,385

5. Debtors

Gift Aid recoverable

Total debtors

6. Creditors: falling due within one year

Accrued expenditure

Total creditors falling due within one year

Funds
Fund movements during the year were as follows:
7. Restricted
Collections for charitable giving
Organ repair fund
Solar panels & LED lighting
Minor repairs
IT Equipment
8. Unrestricted		 Brought
Forward
(£)
4,818
16,527
4,340
1,493
2,928
30,106
5,253

Payments to trustees

No payments were made to trustees during the year.

Related Party Transactions

There were no related party transactions during the year.

December 2021

2021Unrestricted 2021Unrestricted Restricted 2020
Total (£) Funds (£) Funds (£) Total (£)
48,277 51,487 - 51,487
9,905 16,449 - 16,449
360 952 6,557 7,509
5,000 - 9,711 9,711
63,542 68,888 16,268 85,156
15,163 10,928 - 10,928
319 765 - 765
3,258 1,902 - 1,902
18,740 13,595 - 13,595
82,282 82,483 16,268 98,751
2019Unrestricted Restricted 2018
Total (£) Funds (£) Funds (£) Total (£)
972 2,107 - 2,107
125 125 741 866
1,097 2,232 - 2,973
2,980 3,916 - 3,916
2,659 1,342 - 1,342
2,405 2,048 - 2,048
4,905 4,632 - 4,632
1,933 1,253 - 1,253
- - 12,856 12,856
14,882 13,191 12,856 26,047
- 1,261 - 1,261
3,269 2,525 2,175 4,700
7,962 - - -
207 402 - 402
151 748 - 748
11,589 4,936 2,175 7,111
60,000 60,500 - 60,500
2,673 250 1,899 2,149
62,673 60,750 1,899 62,649
90,241 81,109 14,755 98,780
1,500 5,000
1,500 5,000
- -
0 0
Carried
Income Expenditur Transfer Forward
(£) (£)
e		 (£) (£)
1,378 (2,457) - 3,739
- - - 16,527
428 - - 4,768
404 - - 1,897
5,000 (7,928) - -
7,210 (10,385) - 26,931
75,072 (79,856) - 469

ST THOMAS'S CHURCH: INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES

I report on the accounts of the Trust for the year ended 31 December 2021.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts. The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act

2011 (the 2011 Act), and that an independent examination is needed instead.

It is my responsibility to:

Basis of independent examiner's report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

Having completed my examination, no matter has come to my attention in connection with the examination which gives me reasonable cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

ALEX SARGENT

Alex Sargent ACA (ICAEW) 24 October 2022