SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
TRUSTEES, REPORT
And financial report for the year ended 31st March 2025
ijiiy

SWAHILI COMMUNITYOF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part2: TABLE OF CONTENTS
l. Table of Contents........................... ...
..Page 02
2. Administrative & Referen￿S........
Page 03
5. Organisation's Profile
Page 04
6. Achievements and Performance.....................
.Page 05-06
7. Plans for the future..
Page 07
8. Trustees Statements of Responsibilities.....................
.Page 08
10. Independent Examiner Reports........................
.Page 09
ii. ststement of Flnancial activities.........-
Page 10
12. Charity Balan￿ Sheet..................
Page 11
13. Notes to the financial statements...................... .
Page12-17

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part3: REFERENCE & ADMINISTRATIVE
Charity Name..
Swahili Community of West Midlands.
Charity RegSstration No.
1179421
Prlnciple Office:
8 Ryland Road, Birmingham, Bll 3NR
Email Address:
theswahili@yahoo.co.uk
Website..
WWW.SCOWM.ORG
Trustees: Effective from 0210512023:
Zahlr Said Al kharusi
Rashid Ali Sagaf
othman Ali
Mussa Mango
Yussuf R Khamis
Twaha Ahmed Salim
Chairman
Secretary
Deputy Secretary
Treasury
Deputy Treasury
Non-Executive
Bankers
HSBC Bank
Uoyds Bank
Independent Examiner
Suleiman Ali
29 ainton Road,
Coventryi CV6 7A]

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part4. ORGANISATION PROFILE.
Organisation Objective:
The principal objectives of the charity as set out in the Governing Document, which is
among others including to advance the Islamic faith and Muslim community. Our aims are
to provide facilities and to provide service5 to the Muslim population across Birmingham
City. Above all, to educate them about their faith based upon the teachings of the Qurtand
the Sunnah as understood by the companions of the Prophet (S.A.W) and by those that
followed them.
Structure, Governance & Management:
The Board of Trustee is appointed by General meeting for a term of 2years. They are
responsible for the day-to-day management and administration. Trustees determine the
general policy of running of the organisation. To assist with smoothly running of the charlty,
trustees have authority to delegate its power to sub-committees on various functions and
activities. There is no remuneration receive.
Risk Management:
Trustees have moral and legal obligation to exercise their duties in delicate care and skills
by identifies potential threats of charity objectives and mitigate those threat appropriate
and proportional. In reference to risk management, we have up and running complaint's
handling procedure and managing conflict of interest policies.
Vision & Mission:
Our vision is to build a vibrant Islamic ￿ntre that caters to the religious, education and
social needs of wider Muslim Community. Our mission is to develop, support and promote
a comprehensive Islamic way of life as delineated in the Holy Quran and Sunna. In addition,
we would love to continue to provide positive contribution to Birmingham City, British
Society and make a positive global impact.
Area of Operation:
West Midland Swahili Community operates within EngSand and Wales, However, governing
document does not restrict to extend its services beyond this boundary.
Voluntsers:
Volunteers are paramount mechanisms and vigorous tool to move this institution forvvard
and achieve community objective. Apparently, we have than 6 people's men and women
devoting their time and wealth for community and faith related activities. Their work is
vibrating for the organisation.
Public benefit:
The trustees frequently review the activities of the charity to ensure that they continue to
reflect the objectives and aims of the charity and provide an overall benefit to the public.

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part5. ACHIEVEMENT & PERFORMANCE
During the year under review, the community has successfully fulfilled many of its core
objectives. Below are some of the key highlights..
Spiritual Services
Continued to piovide essential spiritual services during Ramadhan, including organizing
and supervising Tarawih prayers, Iftar, Itikaf, and other related activities.
Conducted home and hospital visits to support sick members of the community whenever
practically possible.
Oversaw and facilitsted marriage ceremonies and provided divorce counselling.
Delivered comprehensive funeral services, including washing, burial, and offering
comfort to bereaved families.
| Education Centre (Madrasah)
The Madrasah services were suspended during the COVID-19 pandemic and remain on
hold. We recognize this as a vital pillar of our community and are actively working to
restore this service for our youth.
Eid Congregational Prayers & Celebrations
Successfully organized Eid prayers In the park in collaboration with another masjid in
Birmingham.
Hosted Eid celebrations at Highfield Community Hall, welcoming participation from both
Muslims and non-muslims to foster inclusivity and shared joy on this significant occasion.
| Community Cohesion
Actively engaged with local authorities and community organizations to promote unity in
our diverse neighbourhoods.
Collaborated with West Midlands Police, Birmingham City Countil, and various ethnic
minority groups to make Birmingham a better place to live and work.
| Youth Engagement
Recognizing that youth are the backbone of any thriving community, we are proud ofthe
active involvement of our young members in religious and comrnunity activities.
We remain committed to protecting them from harmful influence5 and ensuring they
make the most of their formative years.
Events and Talks
Hosted a series of community events and educational talks delivered by prominent UK
scholars, community leaders, and emerying ustadh, enriching the spiritual and
intellectual life of our members.

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part6. A￿IVITIEs AND ACHIEVEMENTS

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part7: PLANS FOR THE FUTURE
7.1 Madrasah Revival and Youth Development
The community is actively planning to revive the Quran School (Madrasah), with a
strong focus on improving teacher welfare, other long-term goals include:
Supporting secular education alongside religious studies.
Organizing youth group activities, including sports events.
Promoting health and fitness programs.
Establishing a crèche and nursery to support young families.
Promoting the Swahili language to preserve cultural heritage.
7.2 Islamic Centre Project- Fundraising and Vision
We are pleased to announce the launch of the Islamic Centre Project, envisioned as a
central hub for Daily worship and Islamic activities, other focus including-
Youth protection and moral development.
Preserving and extending the religious values of our forefathers.
Apparently, we are in the initial phase of identifying potential donors and supporters.
The next phase involves developing a timeline and outreach strategy to secure both
financial and moral support for this noble initiative.
7.3 Administration and Management Affairs
As a young and growing community, we aim to invest significantly in administrative
capacity building, including:
Ensuring compliance with regulatory standards and alignment with Islamic principles.
New trustees have been appointed for a two-year term effective from 02105/2023.
Othman Ali- Deputy Secretary
Mussa Mango- Deputy Treasurer
Twaha Ahmed Salim- Non-Executive Trustee
7.4 Collaboration with Other Charities
Our success is closely tied to our ability to collaborate with sister charities across the UK.
Over the coming years, we plan to travel nationwide to seek support and build
partnerships that will strengthen our Islamic Centre Projed.
7.5 Rbsk Management
To ensure responsible governance, new trustees will receive periodic training covering..
Legal obligations under charity law.
Decision-making processes.
Declaration of trust and financial oversight.

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Part8: STATEMENT OF RESPONSIBILITIES:
The Trustees are responsible for preparing the Trustees, ReFX)rt and the financial statements in
accordan￿ with applicable law and regulation5. Charity law requires the trustees to prepare
financial statements for each financial year in accordance with United Kingdom Generally Accepted
Accounting Practice (United Kingdom Accounting Standards) and applicable law. Under charity law
the trustees must not approve the financial statements unless they are satisfied that they give a
true and fair view of the situation of the charity and of its net outgoing resources for that period.
In preparing these financial statements, the trustees are required to:
a) Select suitable accounting policies and then apply them consistently.
b) Make judgments and estimates that are reasonable and prudent.
c) State whether applicable accounting standards have been followed, subject to any
material departures disclosed and explained in the financial statements.
d} Prepare the financial statements on the going concern basis unless it is
inappropriate to presume that the charity will continue to operate.
The trustees are responsible for keeping proper accounting records that are sufficient to show and
explain the charity's transactions and disclose with reasonable accuracy at any time the financial
position of the charity and enable them to ensure that the financial statements comply with the
Charities Att 2011, the Charity (accounts and Reports) regulations 2008 and the provisions of the
trust deed. They are also responsible for safeguarding the assets of the charity and hence for taking
reasonable steps for the prevention and detection of fraud and other irregularities.
On behalf of Trustees Board, we hereby satisfied that Trustee report give a True and fair view of
the situation of the charity and of its net outgoing resources for the period under review.
Zahir Al Kharusi (Chairman)
On behalf of Trustees
Rashid Ali Sagaf (Secrelaryj
On behalf of Trustees

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
Independent Examiner's Report to the trustees of THE SWAHILI COMMUNITY OF
WEST MIDLANDS (UK)
I report on the accounts of the charity for the year ended 31 March 2025 which are set out on
pages 12 to 18.
Respective responslbilitles of trustees and examiner
The trustees are responsible for the preparation of the accounts. The trustees consider that an
audit Is not required for this year under settion 144(2) of the Charities Act 2011 (the 2011 Act) and
that an independent examination is needed.
It is my responsibility to:
examine the accounts under section 145 of the 2011 Act:
to follow the Pro￿dureS laid down in the general Directions given by the Charity
Commission under section 145(5)(b) of the 2011 Art: and
to State whether particular matters have come to my attentlon.
Basis of independent examiner's report
My examination was carried out in accordantr with the general Directions given by the Charity
Commission. An examination includes a review of the accountlng records kept by the charity and a
comparison of the accounts presented with those records. It also Includes consideration of any
unusual items or disclosures in the accounts and seeking explanations from you as trustees
Con￿rning any such matters. The procedures undertaken do not provide all the evidence that
would be required in an audit and consequently no opinion is given as io whether the accounts
p￿sent a 'true and fair view,, and the report is limited to those matters set out in the next
statement.
Independent examiner's statement
I have not identified matters of COn￿rn.
In connection with my examination, apart from the matter referred above indicating that the
accounts are not fully compliant with the accounting requirements of section 396 of the Companies
Act and with the methods and principle5 of the Statement of Recommended Practice: Accounting
and Reporting by Charities, no matter has come to my attention..
l) whlch gives me reasonable cause to believe that in any material respect the requirements..
to keep accounting records in accordan￿ wlth section 130 of the Charities Act 2011. and
to prepare accounts whlth accord with the accounting records and comply with the
accounting requirements of the 2011 Act
have not been met. or
2) to which, in my opinion, attention should be drawn to enable a proper understanding of
the accounts to be reached.
Independent Examiner's Name
Suleiman Ali
29 Clinton Road,
Coventry,
CV6 7AJ.

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAO, SPARKHILL
BIRMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS
UK
Statement of Financial Activities for the
ear ended 31st March 2025.
Incoming Resources
Funds
2025
Funds
2024
Unrestricted Restricted
Activities from generated Funds
7,680
7,680
8,702
Resources from Charitable Activities
12,385
860
13,245
10,773
Total Incoming Resources131
12,385
8,540
20,925
19,475
Resources Expended
Governance Costs
550
550
656
10,637
6,222
Charitable Activltie5
10,637
Total Resources Expended Ibl
11,187
11,187
6,878
Net Resourced la-b)
1,197
8,540
9,737
12,597
Reconciliation of Movement
Total Funds Brought forward
9,802
38,509
48,311
35,714
9,737
(27651
12,597
Net Resources during the year
Bereavement Funds Adjustment
Total Funds Carried forward
1,197
8,540
12,7651
10,999
44,284
55,283
48,311
All incoming resources and, expenditures are derived from continuing activities. The
charity has not recognised any gains or losses during the year other than those reflected
in the reported results.
Signed off on behalf of the Trustee of the charity
Rashid A Sagaf (Charity Secretary)
M Mango ( Charity Treasury
10

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
81RMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS
Balance Sheet As at 31st March 2025.
UK
Funds
2025
Funds
2024
Notes
Flxed Assets
Tangible Assets
Current Assets
Debtors
Cash on Hand & Bank
12,794
50,301
63,095
5,176
44, 093
49,269
io
Creditors: Falling due in a year
Creditors.. Due more than a year
Net Assets
7,812
718
240
55,283
48,311
Total Funds of Charity
Unrestricted Funds
10,999
9,802
38,509
48,311
Restricted Fund5
Total Funds of Charitv
44,284
55,283
Signed off on behalf of the Trustee of the charity
Rashid A. Sagaf (Charily Secretary
M Mango jcharity Treasury

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, 8113NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS
UK
Notes to the Financial Statements for the Year Ended 31 March 2025
1 Accounting policies
statement of compliance
The financial statements have been prepared in accordance with Accounting and Reporting by
Charities.. Statement of Recommended Practice applicable to charities preparlng their accounts in
ac¢ord8nce with the Financial Reporting Standard applicable in the UK and Republic of Ireland
(FRS 102} {effective 1 January 20151- (Charities SORP {FRS 1021), the Financial Reporting
Standard applicable in th8 UK and Republic of Ireland IFRS 102} and the Charities Act 2011.
Basls of preparatlon
THE SWAHILI COMMUNIYTY OF WEST MIDLANDS IUKI meets the definition of a public benefit
entity under FRS 102. Assets and liabilities are initially recognised at hislorical cost or transaction
value unless otherwise slated in the relevant accounting policy notes.
Exemption from preparing a cash flow statement
The charity exempted from preparing a cash flow statement as early adopts Bulletin 1 published on
2 February 2016. However, SCWM dedde to include a cash flow statement in these financial
statements for More transparency.
Golng Goncèrn
The trustees ¢onsider that there are no material uncertaintles about the charity's ability to continue
as a gciing concern.
Income and endowmgnt5
Voluntary income including donations, gifts, legacies, and grants that provide core funding or are of
a general nature is recognised when the charity has enlillement lo the income, it is probable that
the income wlll be received, and the amount can be measured with sufficient reliabllity-
Gifts In klnd
Gifts in kind are recognlsed in different ways dependent on how they are used by the charity:
lil Those donated for resale produce Income when they are sold. They are valued at the amount
realised.
{iil Those donated for onward transmission to beneficiaries are included in the Statement of
Financial Activities as incoming resources and resour¢es exponded when they are distributed. They
are valued at the amount the charity would have had to pay to acquirè them.
liiil Those donated for use by the charity itself are included when receivable. They are valued at the
amount the charity would have had lo pay lo acquire them.
Expenditure
All expenditure is recognised once there is a legal or construcllve obligation to that expenditure. it
is probable settlement is required, and the amount can be measured reliably. All costs are allocated
to the applicable expenditure heading those aggregate similar costs to that category. Where costs
cannot be directly attributed to particular headings, they have been alloGated on a basls consistent
with the use of resources, with central staff costs allocated on the basis of time spent, and
depreciation charges allocated on the portion of the asset's use. Other support Costs are allocated
based on the spread of staff costs.
12

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS
UK
Notes to the Financial Statements for the Year Ended 31 March 2025
Roising funds
These are Gosts Incurred in attracting voluntary income, the management of investmenlg and those
incurred in trading activities that raise funds.
Charitable activitles
Charitable expendlture comprises those costs incurred by the charity in the delivery of ils activities
and services for ils beneficiaries. 11 includes both costs that can be 8lk)caled dir8clly to suth
activities and those costs of an indirect nalure necessary to support them.
Support costs
Support costs include central functions and have been allocated lo actiwly cost categories on a
basis consislenl with the use of resources, for example, allocating property costs by floor areas, or
per capila. staff costs by the time spent and other costs by their usage.
Governance Gosts
These include the costs attributable lo the charity's compliance with constitutional and statutory
requirements, including audit, 5tralegiG management and trustees, meetings and reimbursed
expenses.
Taxatlon
The charity is considered to pass the tesl8 sel out in Paragraph 1 Schedule 6 of the Finance Act
2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes.
Accordingly, the charity is pcitenlially exempt from taxation in respect of income or capital gains
received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section
256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are
applied exclusively to charitable purposes.
Tangible fixed assets
Individual fsxed asset5 costing £500.00 or more are inltlally recorded at cost, less any subsequent
accumulated depreciation and subsequent accumulated impairment losses.
Depreciation and arnortisatlon
Depreciation is provided on tangible fixed assels so as to write off the cost or valuation, less any
esumated residual value, over their expected useful economic life as follows..
Asset class
Fixtures and Fittings
Depreclatlon method and rate
Straight line- 33.330
Trade debtors
are amounts due from Customers for merchandise sold or servlces performed in th@ ordinary course
of business are recognised Initially al the transaction price. They are subsequently measured at
amortised cost using the effective interest method, less provision for impairment. A provision for the
impairment of is established when there is oblecllve evidence that they will not be able to collect all
amounts due according to Ihe orlgin81 terms of the receivables.
13

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS UK
Notes to the Financial Statements for the Year Ended 31 March 2025
Cash and cash equivalents
Cash and cash equivalents comprise cash on hand and call deposits, aTKI other short-term highly
liquid investments that are readily convertible lo a known amount of cash and are subject to an
insignificant risk of change in value.
Borrowings
Interest-bearlng borrowings are inillally recorded al fair value, net of transaction costs. Interest-
bearing borrowings are subsequently carried at amortised cost, with the difference botween the
proceeds, net of transaction costs, and the amount due on redemption being recognised as a
charge to the Statement of Financial AGtlvities over the period of the relevant borrowing.
Interest expense is recognised on the basis of Ihe effective interest method and is included in
interest payable and similar charges.
Borrowings are classified as current liabilities unless the charity has an uncondlllonal right to defer
selllemenl of the liability for at least twelve months after the reporting dale.
Fund structure
Unrestricted income funds are general funds that are available for use at the truslees, discretion in
furtherance of the objectlV8s of the Gh8ri1y.
Restrlcted income funds are those donated for use in a particular area or for specific purposes, the
use of which is restricted to that area or purpose.
Flnanclal Instruments
Classification
Financial assets and financial liabilities are ￿CogniSed when the Gharily becomes a party to the
contractual provisions of the instrument.
Financial liabilities and equity instrument8 are classified according to the substance of the
contractual arrangements entered. An equity instrument is any contract that evidences a residual
interest in the assets of the charty after deducting all Ils liabilities.
Z. A¢tlvltles from generatlng funds
Funds
2025
Funds
2024
Unrestricted Re5trirted
Bereavement Subscription dues
7,680
7,680
8,702
Madrasah ReceSpts
Sub total
7,680
7.680
8,702
14

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS UK
Notes to Ihe Financial Statements for the Year Ended 31 March 2025
3. Resources Charitable Activitles
Funds
2025
Funds
2024
Unrestrlcted Restricted
Comrnvnity & Public donation
1,134
1,134
569
Funds Ralslng Receipts
11,251
11,251
8,244
Islamic Centre Prolect Fund
860
860
1960
Sub-total
12,385
860
13,245
10,773
4. Total Resources Expènded
Dlrect Costs
Funds RaisSng costs
10,387
10,387
5,723
Accountancy fees (provision 2025
250
250
250
legal and professional
sub.total (al
10,637
10,637
5,973
Su
ort Costs
Rents & Rates
Council Tax
Stationerie5
Fund utilisatlon on Bereavement
250
Adminlstrative & Donation
60
60
106
Governlng costslcommunity SUPPOrt
490
490
550
Sub-total Ibl
550
550
656
Grand totsl la+bl
11,187
11,187
6.629
15

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMSNGHAM. BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS UK
Notes to the Financial Statements for the Year Ended 31 March 2025
5. Creditors.. falling due wlthln a year
Accountancy fee5
250
250
250
PrepaSd 5ubscription-Bereavement
911
911
468
Deposlts In Bereavement
6541
6,541
Deposlts In Bereavement-Rona
iio
iio
360
7,452
7,812
718
6. Debtors
Subscription in Arrears-Bereavement
12794
12,794
5176
12.794
12,794
5176
7. Analysis of funds
Funds
2024 Incomlng Expendins
Fund5-
2025
Generated Funds
Unrestricted funds
9,802
12,385
11,187
10,999
Charitable Funds
Bereavement funds
35,639
7,680
43,319
Bereavement Fund ad-u5tment
12,7651
12,7651
32,874
7,680
40,554
Jen
opro
ect
2870
860
3,730
Total Fund5
2,870
860
3,730
45,546
20.925
11,187
55,283
16

SWAHILI COMMUNITY OF WEST MIDLANDS
88 RYLAND ROAD, SPARKHILL
BIRMINGHAM, BII 3NR
THE SWAHILI COMMUNITY OF WEST MIDLANDS UK
Notes to the Financial Statements for the Year Ended 31 March 2025
8. Net A55ets by Funds
Funds
2025 Fund$ 2024
Unrestrlcted Restrkted
Tangible Assets
Add.. Currents Assets
Less.. Creditors: due within a year
less: Deposits in Bereavement
Net Assets
15,073
250
iio
48,021
911
6,541
40,570
63.094
1,161
6,651
55,283
49,269
718
14,713
48,311
10. Cash on Hand & Bank
Fund5
2025 Funds 20Z4
35,227
31,187
15.073
12,906
50.301
44,093
Llyod'5 Bank
HSBC Bank
Sub total
11. Cash Flow statement
Cash at beginning of the year
add.. Cash inflow:
Recelpts from Jengo Project
Bereavement Receipts
Donation
Fund Raising receipt5
Bereavement deposit5 in HBC
44,093.0
860.tx)
4,040.OQ
1,134.00
11,251.00
iio.00
17,395.(X)
Less.. Cash Outflow
Fund raising costs
Cred1tors Payment
Charity Donation
Community Support
fund utilisation on Bereavement
Cash at the end of thé yèar
10,387
250
60
490
11,187.32
50,301
Funds
2025
12. Current AssÈts
Cash
Debtors
Unrestricted Restrlcted
15,073
35,227
12,794
48,021
50,300
12,794
63,094
15,073
17