Devizes & District Q Foodbank Together with Trussell ANNUAL REPORT for the Year to 31st March 2025 ## **STRUCTURE AND GOVERNANCE** Devizes & District Foodbank is governed by a Constitution and was registered as a Charitable Incorporated Organisation (CIO) on 29 July 2018. However, the Foodbank continued to operate as Devizes Foodbank until 31 March 2019, at which time Devizes & District Foodbank assumed the activities previously undertaken by Devizes Foodbank. The charity is managed by a board consisting of a maximum of twelve Trustees, who endorse the charitable objectives of the Foodbank and support its compassionate ethos arising from its Christian origins. Trustees meet on a regular basis to set the framework within which the Foodbank operates. They approve all policies, new projects and budgets, and monitor and control the finances of the organisation. On a day-to-day basis it is the Project Manager, working with other staff, volunteers and agencies who carries out the core activities of the foodbank. It is the manager that has responsibility for the delivery of services and the achievement of objectives. Risk Assessments have been carried out for all the foodbank’s activities, together with appropriate policies, including policies for Health & Safety and Safeguarding. Devizes & District Foodbank seeks to be transparent in all its activities, so all stakeholders are able to participate in its development. **Trustees:** Richard Oliver OBE (Chairman) John Starling (Treasurer) Jeremy Davidson Sanjeen Payne-Kumar (until October 2024) Bridget Selwyn Jasper Selwyn Hollie Stoner Karin Cardiff (from March 2025) **Project Manager:** Liz Starling **Community Organiser and Campaigns Manager:** Alex Montegriffo **Assistant Manager:** Sue Underwood 2 ## **OBJECTIVES of the FOODBANK** The relief of financial hardship amongst people in Devizes, Wiltshire and the surrounding area or in other parts of the United Kingdom in such ways as the trustees from time-to-time think fit, in particular, but not exclusively by: - a. providing emergency food, essential toiletries, and household items to individuals and families in need and/or for distribution by charities or other organisations working to prevent or relieve poverty. - b. such other means, including (but not limited to) the provision of support or signposting to relevant information and other advisory services. - c. supporting Trussell Trust’s Together for Change campaign. The Trustees consider that the activities undertaken by the foodbank to achieve the objectives of the charity have been in compliance with the duties under section 4 of the 2006 Charities Act. ## **A MESSAGE FROM THE CHAIRMAN** The year ended 31[st] March 2025 was a successful year in many ways. Our three years of Campaigns and Community activism grants from Trussell comes to an end in May 2025 and we are in the process of determining how we carry that work forward on a volunteer-led basis. Our strategy meeting in July 2025 will be helpful in this regard. Thanks to a grant from Trussell in June 2023 we opened a Financial Inclusion capability in that year, whereby we operate two sessions each week at our St James Centre outlet, near the town centre. These sessions entail Devizes & District Foodbank (“DDFB”) customers meeting Citizens Advice Wiltshire workers by appointment to ensure that such customers are receiving the correct level of state benefits and/or to get assistance with debt. We recently won a further year’s worth of funding which means that the future of this initiative is assured until at least May 2026. Every month we are seeing more than five new people, and we have significantly exceeded our targets which we had set at the outset and increased in the following year. This is the case both as regards Financial Gains (e.g. individuals accessing benefits they were entitled to but were not accessing) and Managing Debts – which means bringing them to 3 levels which the affected individuals could sustain. The net gain to society is small but positive and this helps to fulfil our own ethos as an independent charity; and the endgame of Trussell, our tremendously helpful and invested partner, eventually to stop UK hunger. Our quarterly review meetings, some in person, most virtual, include trustees, our staff, Citizens Advice staff and representatives from Trussell’s area management to ensure that we have objective assessment of our performance on the ground. Our core business of getting food (and similar) from willing donors to people in need continued apace and is discussed and illustrated below both in our Project Manager’s report and in our Treasurer’s report. Through the combination of our warehouse to the North of the town and direct deliveries to the neighbouring towns and villages, we have been able to meet demand successfully. Positioning with regard to events continues to be one of maintaining profile, keeping ourselves in the public eye and ensuring that our core values and intentions are known. In April and October we held – full public meetings with MPs and local councillors, respectively in Devizes and Marlborough, on the theme of poverty alleviation. We are now four years into our five-year plan and it is pleasing that we have been able to stick to the script and look forward to a year of consolidation. The new five-year plan will be an output of a combination of (1) our strategy meeting in July (2) meetings with our regional manager and (3) initiatives from Trussell, either set out in the forthcoming annual roadshow or later as the country moves forward. As regards staffing, there has been a significant change with our longterm Project Manager, Liz Starling, retiring after eight years in post and after many more years of association with DDFB. Fortunately, she returned almost the following day as a volunteer and we are very grateful that she is continuing with us in that capacity. Sue Underwood took a step up from her administration role to take over from Liz and we intend to recruit a second part-time member of staff to support Sue. Within our Trustees group, we were sorry to see Sanjeen Payne-Kumar depart after a short but very incisive term of around 18 months to resume employment at a senior level in the corporate world. We were though very pleased to welcome Karin Cardiff as a new trustee in March. Karin is a magistrate with a commercial background in communications and a 4 strong background in charitable organisations. The Board will continue to see change as the terms of other long-term members draw to a close. During most of 2024/25 I was pleased to be a part of Trussell’s Strategy Consultation Group for England South. I have been hugely impressed by the quality of the executive team and the staff of Trussell throughout my time in the charity and it was inspiring to see the way like-minded people are working throughout the country to make life better for some of society’s most vulnerable members Once again, a number of us will attend the Rolling Roadshow in Bristol. These events prove very effective in keeping us all up to date with how matters are evolving centrally and elsewhere in the network. In closing, I must take the opportunity to thank all of our volunteers, staff members and our Trustees for their efforts in our community. _Richard Oliver OBE, Chairman May 2025_ ## **PROJECT MANAGER’S ANNUAL REPORT** As a foodbank, we continue to value the support we receive from the Trussell Trust Network and especially our area manager Lucy Duffy. The South Coast Cluster meetings are still being held via Zoom and we are reassured to know that the challenges we experience are shared by many other foodbanks as well. We also managed to get together as a Wiltshire Cluster for the first time in a while. Our volunteers are recruited, managed and contacted through the Trussell Trust Assemble volunteer management system. Most volunteers can email through the system which is a more secure way of messaging. They can view the rota for each week and can add themselves to a shift or remove themselves if they are not available. Although some volunteers have ceased volunteering with us, we have recruited 13 new volunteers in the past year and now have total of 51 active volunteers. We continue to use a delivery model in the SN8 and SN9 areas and this is still working well. We are very grateful to Vincent Stokes our Marlborough co-ordinator who makes sure the emergency food boxes are delivered in a timely manner to these areas. We recently recruited a deputy co-ordinator who can cover when Vincent is away. 5 We are constantly managing our stock levels to ensure we have the right amount of food to pack into our emergency food boxes. Not enough of a particular item and we may end up running out and not being able to put that item in a box, too much of a particular item takes up valuable storage space and there is a risk it may go out of date before it can be used. We took part in the annual Tesco Winter Food Collection over 3 days at the end of November 2024; and the Morrison’s Food Drive in July 2024. These collections were invaluable for bringing in the items we were short of and boosting our stock levels. Throughout the year, we continued to liaise with schools, churches, and other organisations to encourage donations of food and money ensuring that they were aware of shortages and overstocks. This also meant ensuring that Facebook and website were kept up to date. ## _**FINANCIAL INCLUSION PROJECT**_ We are still running our financial inclusion project and holding two sessions a week at St James Foodbank Centre. Over the past year, 36% of vouchers issued were fulfilled at this centre which is a considerable increase on the previous year. We have worked hard to encourage clients to collect their emergency food parcels from the Centre as it is so important that they have the chance to talk face to face with the Citizens Advice caseworker. Thank you to everyone who has helped in anyway during 2024/2025 – it is much appreciated. On a personal note, this will be the last annual report that I will write for Devizes and District Foodbank as I am retiring and stepping down after eight years as Project Manager. I want to record my personal thanks and appreciation to Assistant Manager Sue for all her hard work and dedication to the foodbank; also though to congratulate her on successfully being selected to take on the Project Manager role from 1[st] April 2025. I know Sue will do a fantastic job as she has been such a support to me over the past 3 years. ## _Liz Starling, Project Manager_ ## _June 2025_ 6 ## **COMMUNITY ORGANISER AND CAMPAIGNS MANAGER’S REPORT** In 2024-25, the Community Organising team continued to bring people together, including clients of the food bank, charity workers, and decision-makers like MPs, to challenge the local drivers of food bank need through activism. The main focus over the last year has been raising the standards of social housing, particularly around flooring and window coverings which are often not present when tenants move in. National Citizens Advice data shows that social housing tenants made up around 60% of people referred to food banks in the UK in April 2025. This is likely due to more people being unable to afford private rentals as wages and social security payments have not kept up with inflation, and also due to the fact most social housing properties have no flooring or curtains. Unlike private rentals, social housing properties are commonly rented out with bare concrete, floorboards or asbestos-lined tiling, and with no curtain poles or, in some cases, lightbulbs. In fact, the national charity End Furniture Poverty reports that 98% of social housing in the UK is unfurnished, compared to 70% of the private rented sector. They also report that 760,000 adults in social housing in the UK don't have access to flooring. At Devizes and District Foodbank, a team of social housing tenants decided that this needed to change, as in many cases social housing providers were removing carpets and curtains in between tenancies even if they were in good condition. The team called themselves An Empty House Isn’t a Home, in reference to the fact that unfloored properties are very hard to maintain on a low income. The tenant group described the devastating impacts of properties that were ‘empty boxes’, including children and parents sleeping on mattresses on hard floors, the distress of waking up every day in a property with paint and stains all over bare floors, being cold, paying high heating bills, children not being able to play or even live in the property safely, respiratory illness from cold and dust, and going into debt buying flooring and in some cases plaster and paint. Flooring can cost anywhere between £500 to £2,000 per property depending on flooring type and size of rooms. One tenant had to leave work due to the stress of her living conditions and the fact her children could not stay with her in the property. 7 As in many counties, households with a priority need such as homelessness or fleeing domestic abuse will be able to bid for properties sooner, but they also have reduced choice. In the case of highest priority households, they must accept the first property offered. This can lead to vulnerable tenants living in unsuitable properties which might be away from their jobs, schools and social support networks. In one case, a disabled tenant fleeing violence was placed in a property with no flooring, and the rugs she sourced herself are a trip hazard. She was offered support with flooring and white goods when moving in, but did not receive this support. While housing providers often give vouchers for paint, and can more easily refer to refurbished goods charities, free or low cost flooring is much harder to access. All of the above impacts significantly increase the risk of not being able to afford food and bills, and hence needing to use a food bank. All of the campaigns team were or are having to use a food bank, many of them directly because of issues around ‘bare shell’ properties. Social housing providers are becoming more aware of this issue, with some trialling providing flooring and even furniture, but few are doing so in Wiltshire. To engage with housing providers, the An Empty House Isn’t a Home team wrote a campaign letter with a range of photos and quotes, many of which came from a successful survey. Some housing providers said they still removed all flooring and items in between tenancies, while others said they had a higher rate of keeping items. They also detailed tenant support schemes, if they had them, including flooring grants from charities. Other flooring schemes were more short-term, such as rugs which are not always suitable for tenants. To increase responses to the letter, the campaigns team got local and regional media, including with the BBC. It was challenging to get a team together due to other difficulties facing affected tenants, including health and family issues, and if they moved away when accepting properties. It was decided that no one tenant should be the face of the campaign due to worries about potential eviction, but food bank volunteers read out quotes from tenants, and a Wiltshire Councillor spoke in support and gave his own experience of social housing. With these actions, and taking the campaign to Wiltshire Council meetings and forums for housing providers, the team got changes such as: a commitment to keeping curtains, investment in carpet cleaners, 8 raising the topic with senior leaders, and support for specific estates (e.g. one area with no flooring had 80% of tenants using the food bank). The MP, Brian Mathew, also supported the campaign through writing to social housing providers, doing case work, and writing to the Government’s Housing Minister. The Minister reported that the Government is looking to update legislation so that social housing requires flooring throughout, as in Wales, which would be a big national win. Another ask will be for housing providers to receive more funding if this change occurs. This was a successful Wiltshire-wide campaign, which will be coming to an end on 30[th] June as the role of Community Organiser and Campaigns Manager also ends. Looking back over the last three years, it’s incredible what has been achieved at a small, rural food bank, around expensive school uniform, cost of living support for boaters, MP and council engagement, voter registration, and community empowerment. Other highlights of the last year were a petition hand-in to 10 Downing Street by boaters calling for inclusion in national energy efficiency and Cost of Living support, a culmination of two years of work with the food bank and by the campaigns team. Boaters attending were the main campaign leader, her three year old daughter who was affected by being excluded from support, and a Waterways Chaplain. 9 Looking forward, on 18[th] June 2025, all 400 Trussell food bank charities will be meeting in London for a Lobby Day with Trussell and Joseph Rowntree Foundation, calling for social security payments to cover essential costs. Both MPs for the food bank will be attending, Brian Mathew and Danny Kruger, and staff, trustees and volunteers will discuss how we see income as the biggest challenge for households using the food bank. As local campaigns draw to an end, we hope the community will continue working together to make real change, and the food bank will continue to support changes that protect people from hardship and hunger. _Alex Montegriffo, Community Organiser and Campaigns Manager June 2025_ 10 ## **FOOD & CLIENTS INFORMATION** ## **Food In & Out** During the year to 31[st] March 2025 a total of 24,548kg of food was received by Devizes & District Foodbank (DDFB), whilst 25,191kg of food was given out. This has resulted to a decrease in stock level at the year end, which stood at 3,643kg. This stock level is some 600kg lower than a year ago and reflects a gradual fall in the amount of food donated over the last few years (see graph below). There has also been a drop in demand over the last two years, but at a more modest rate. If the current trend for both food donations and demand continues there is likely to be a requirement to increase the amount of food purchased. Regardless of the level of stock it is not always the right mix of food and toiletry items, so some purchases are often necessary. However, purchases are kept to a minimum by providing regular media updates identifying the items that are required. DDFB are extremely grateful to all our food donors who continue to support the foodbank and enable us to keep the purchase of food to a minimum. 11 ## **Donations** Food donations were 10% down on the previous year, but continue to be dominated by food left at collection points in the four main supermarkets within the DDFB area: Morrisons, Sainsbury’s, Tesco, and Waitrose. These donations accounted for 69% of all food received and include special collections of food during the year at Tesco and Morrisons. We are very grateful for the help of the volunteers who assisted with the collections. Food donations which come from schools and churches, often during harvest and Christmas events, remained steady at 17% of the total but the weight of 4.3 tonnes (4.8 tonnes) reflected the general reduction in the amount of food received. Donations from other sources (individuals and organisations within the DDFB area) increased to 11% of the total with the weight steady at 2.6 tonnes. It was necessary to purchase 0.8 tonnes of food due to specific shortages. This is less than half the amount purchased on 2023/24 which suggests that donors are taking note of the published lists of food shortages at any given time. DDFB are extremely grateful for all food donations provided they are of non-perishable food and in date by at least 4 months. 12 ## **Distribution** Food is distributed to our clients following a referral from one of the 144 partner agencies registered with DDFB or agencies registered with other Trussell Trust foodbanks. Without these agencies and their referrals DDFB would not be able to operate, and we are pleased to say we have a good working relationship with our partner agents. The top 2 agencies account for 32% (up from 25%) of the 1,179 referrals received during the year, and they are: - Citizens Advice Wiltshire - Devizes Opendoors The increase in referrals from these agencies can be attributed to the two sessions a week at St James Centre, where Citizens Advice Wiltshire have a presence and is near Opendoors. DDFB covers the postal areas SN8, SN9 and SN10. The chart below shows the distribution of food during the year, with 90% of all clients living within these areas. There has been an increase in food boxes provided to the boat community, who have no fixed address, during the last year, and they account for up to half of the 10% of clients not recorded within the postal area. DDFB are happy to support anyone in need providing they have an authorised voucher from an approved referral agency and can collect from a distribution point. 13 ## **Clients Fed** In the year to 31[st] March 2025 a total of 1,179 vouchers was fulfilled, an increase of 5% on the previous year. However, the total number of clients fed has fallen by 4% to 2,749, split between 1,690 adults and 1,059 children. The graphs below show that the reduction in demand for family boxes over the last few years has continued, but there has been a significant increase in the demand for single boxes. This can be attributed to, at least in part, to the increase in referrals from Opendoors. Early indications are that the overall demand for support from DDFB during the coming year will continue the current modest downward trend. 14 ## **Nature of Crisis** The chart below shows the main reasons given for clients needing the support of DDFB during the last year. The reasons given for requiring support from DDFB continue to be dominated by financial issues, at 2/3[rd] of all requests received. Health has increased to 21% (17%), whilst Personal circumstances remain unchanged. 15 ## **FINANCE REPORT** ## _**A big thank you to all our financial donors in 2024/25**_ During the year to 31st March 2025 total income amounted to £156,737 (2023/24 £109,633), with payments totalling £102,704 (£105,052), creating a surplus of £54,034 (£4,581). General donations were higher than the previous year at £77,470. This is due to one exceptional donation. However the underlying trend is a reduction in donations, which appears to be continuing into 2025/26. The trustees are monitoring the situation and will revive fund raising activities if it looks as though donations will fall below the level required to cover the costs of DDFB core activities. Expenditure was £2,348 lower than in 2023/24. This is due principally to a reduction in the purchase of food and reduced spend on the premises. Expenditure on the two projects funded by grants from Trussell Trust (Community Organiser and Campaigns Manager and Financial Inclusion) was also marginally lower, but this was fully covered by the grants. The trustees continually monitor expenditure against an agreed budget, always seeking to keep expenditure to a minimum whilst looking for best value for money and ensuring the staff and volunteers have what they need to provide the service to clients. The foodbank has significant funds, and the trustees are exploring other ways in which they can use these funds to support those in need. In the meantime, funds in excess of those current needs have been placed in interest bearing accounts. 16 ## _**Sources of Income**_ ## Churches Financial support from churches has fallen over the last few years to £6,222 this year. Whilst DDFB is not currently as dependent on financial donations from churches as they were in the early days of the foodbank in Devizes, the Trustees really appreciate the support from the local churches in the form of prayer and raising the profile of DDFB, in addition to the food donations. ## Other With the exception of a one-off donation of £13,500 last year financial support from other sources have also declined over the last few years to £11,984 in 2024/25. DDFB have not actively canvassed for funds for several years and this has had an impact on these donations. ## Personal This year Personal donations rose from £42,479 to £62,340, an increase due entirely to a one-off donation of £25,000, a donation for which DDFB are extremely grateful. Without this donation there would have been a further fall in Personal donations. Even without the one-off donation funding from individual accounted for nearly half of DDFB’s income (excluding grants). DDFB are particularly grateful to those who have gift aided their regular month amounts. These regular donations provide the trustees with a high level of confidence for the future funding of DDFB. ## Grants _Community Liaison Manager_ (Community Organiser and Campaigns Manage) – The final (year 3) grant of £40,795 was received from Trussell Trust. These funds were to support the Community Liaison Manager’s activities only. _Financial Inclusion_ – A grant of £32,021 was received from Trussell Trust to support the second Financial Inclusion Project. DDFB also contribute about £5,000 to the annual costs of this project. _New Premises_ – The final grant funding from Trussell Trust of £3,375 towards the cost of the premises at Glenmore Business Centre was received. 17 ## **RESERVES POLICY** The Reserve Policy for DDFB was reviewed in January 2025 and was amended in that DDFB is to hold cash balances not less than the equivalent of total rent payable until the next rent review and six months’ running costs. This is to provide the Trustees with security in respect of lease commitments and ensure that there are sufficient funds to meet financial commitments, including payment in full of any notice period to DDFB employees. Thanks to the generosity of DDFB supporters the Trustees have been able to comply with the Reserve Policy by keep the Contingent Reserve at £35,000. In addition, the Premises Reserve has a balance of £32,000. ## **POST YEAR END EVENTS** The Trustees have agreed in principle to fund a further two years of the Financial Inclusion Project from DDFB’s own resources, once the Grant funding from ends in May 2026. 18 Devizes & District Q Foodbank Together with Trussell Financial Statements for Devizes & District Foodbank for the year ended 31 March 2025 corresponden￿ Address:. Unk 4, Glenmore Business Centre Waller Read Devizes SNIO 2EQ Bankers'.- Lloyds Bank PIC 38 Market Place SNIO UD Tru5tee5'.. Richard S Oliver (Chairl John W Starling (Treasurer) Jeremy David5Qll Bridget Selwyn jaS￿r SÈlwyn SanjeÈn Payne-Kumar I￿$18ned 7 Ortober 20251 Hollie sioner Karin Cardiff (appointed 4 March 20251 Independent Examiner- MrJame5 Salter eviies 19 Independent Examinerfs Report De¥izes & District Foodbank I retKJrtto t￿truSteeS on mvey4m1rtat￿n of the account501 the ab￿￿ charity 1.the TrusVI forthe yelrended 31 ￿r(h 2025. RespwlMlrtiP5 and ba* ofrnp)rt As the charitytru5tees of theTrust, yov are re5pJnslb￿lorth2 preparatK)n of the accounts in accoFd&nce with tho requKements of the Charit￿sAct 20111.the Ac¢'l. I Ver￿ h) respertolmyexaminaibn ofthe Trusvs •ccountscarf*d oui under section 145 olthe 2011 Act and In 4rryin8 Out my examinath)n. I have folbwed iheapplicablÈ DirertKIDsgfven by the Cha￿tY Commission under settth) 145t5Mblofthe Ir&pndÈnt Ex3ffllnerf55tateme I have comwed my examination. I confirm that no malerlèl m4tter5 have come to my attention in connett+Jn with theex1m￿a1￿Th whKh 8ives me cause to beli¢¥e that in, any matÈrial respecr.. accour)tin8 records Were not kept in accordance with settion 130 of theA¢t theaccotyntsdo notxcord with accounting retords. I h￿￿¢0￿eMS and1¥￿ corne Kr0s5 M othèr m*tters in eorsnettion with the exèmlnatbn to whlch auergtlDn Shou￿ bÈ drawn in orderto eTrats￿ a prO￿r uThJerstandiryg olthe accounts to be reachpd. MrJam•s SalL•r 14 June 2025 20 Devizes & District g Foodbank Together￿th Trussell DEVIZES FOODbANK-sfATEMENT OF FINANaAL AcfiviTIES FOR YEAR ENDED 31 MARCH 2025 2024125 Unreslrlrt¢d Desl8nated Re5trlcted Funds Funds Fund5 2023n4 Totsl Tot41 RECEIPTS AND PAYMENTS ACCOLINT Retelpts Donatb)rL4 Grants Interest Totsl Rtt•lpts 77.470 9,498 3,076 77,470 66.693 76,191 3,076 66,693 156,737 72,395 35,272 1,966 109.633 Trussell Trust Staff Stationery Posta8e T•￿phOT 14,629 659 128 14,529 659 128 801 1,384 762 14.171 873 1,588 704 3.059 1,384 762 Equlpment CorrfeTerKeetc. Insurar*è Travel Vehide Prtmlses Other Communty LLisbn Marw8er FlnaThci?I Incluslon Tal￿ Paym•nts 128 128 1.440 I,ioi 1,098 3,375 17,590 1,901 33,066 33,066 26,413 26,413 62054 102,704 1,410 I,ioi 1,098 14,21S 1,901 759 19,854 323 31,642 28,932 105,052 39050 50,195 3,839 54,034 Trnnsler FurKIs eankas at l April 2024 O•nk D•l•r 125.8c#)I 78.591 192,9 25,80) 128,7 154,51XI 9,632 216,923 11,471 17Q,95f 21 5tATEMENT OF ASSETS & UABIUllES 2024125 Unrestrfrted Desl8nated Restrfcted Funds Funds Fund5 2023124 Totsl Totol FrAed Assets at Nel B(K*kValue 6,643 6,643 11,464 uid Assets.. Current Account Interest BearirbgAccount Totsl Lvjuid Fund5 2.229 IrA).756 102.985 13,471 15,7(K) 255,256 13.471 270,956 14,743 202,180 216,923 154,5 154,500 Stockatvaluat¥ lo,¢￿7 10,067 10.116 liabilities 18,5841 18,5841 Totsi Assets It55 Uabmltles 119,695 154,5L 13,471 279,081 238.503 RECONCILiATII)N OF NET ASSETMOVEMENT O￿ni￿ Net Assets SwplwlDefrrt from current year Depreciationchar8e in period MDven*nt in Stock Movement in L3ibilitVdS c￿￿1 P4el Assets 238,503 54,034 14.8111 8,584 279,081 NOTESYO sfAIEMENTS l. The Statements of Flftanclal ActlvltSe5 for DevSzes & DSstrlct Foodbank have been prepared usln8 the Receipt5 and Payrnent5 basis. The Net Assets and Liabilities are shown for illu5trètive purposes. 2. The Lwjuid FUNI Balaffi￿$ are as ft+llows: 2024125 Unrestrlrted Deslinaied Restrfrted Funds Funds 2023ft4 Tot•1 General Fund Vehicle Repla￿￿￿￿t Fund Asset Reptscement Fund Premises Fund 102,985 102,985 12,0( 5,500 32,0 12,040 12,040 1,431 71.431 35.0 13A71 270,956 78,591 12,CX)) 32,C 48,0 9,632 32,7GJ 35,OC 216.923 Community Li•lson Manager 70,OQJ 35,0 154,5Ql Con15ryency Fund 102,985 22 I. FLxed Asset-Non