ANNUAL REPOR TFOR YEAR ENDING DECEMBER 2025
LEGAL & ADMINISTRA TIVE INFORMA TION
ciitrRCH LOCATION: High StreeL Needham MarkeL Ipswicl Suffolk in the Diocese of St
Edmundsbury and Ipswich
CORRESPOI¥DENCE
The Rectory
10 Meadoiv View
Iyeedham Market
Ipswieh
IP6 8RH
Thefollowing served on the PCC during 2025
Revd Tracey James
CHURCHWARDENS
Mr David Sewell and Mr lan Jeffreys
DEANERY SYNOD REPRESENTATIVE
Mr Philip Pitt
PCC MEMBERS
ELEcfED
PCC MEMBERS
ELECTED
Margaret Brown
Tony Leigh-Pollitt
Bernadette Pitt
May 2025
May2025 (resigned}
April 2023
Kate Dines
April 2023
April 2018 {resignedl
April 2023
David Long
Michael Tumer
TrEASURER
Mr R Brown appointed Treasurer Inon-voting PCC Member) commenced January 2000
PCC SECRETARY
Mrs K. Dines appointed Minutes Secretary, commenced May 2025.
INDEPENDENT EXAMINER
Mr Hugh S Wolley A.C.A,
AIMSAND OBJECTIVES
The PCC IPower51 Measure 1956 states the PCC"is to CtFoperate with the minister in promoting in the
parish, the whole mission of the Church. pastoral. evangelistic, social and ecumenical-
The PCC consist5 of the incumbent. Revd Traceyjames. two churchwardens, a maximum of nine elected
PCC members plus two Deanery Synod Representatives. The Treasurer is a non-voting member. The PCC
meets regularly to oversee finance. preparation for worship and social event5/tunction5. the fabric and

contents of the Church, discuss future ministry/ mission work and as representatives of the congregation.
while sUPPOrting the incumbent in her work in our parish.
The PCC is supported by the Standing Committee which cons1Sts of the incumbent plus Offi￿r$ of the PCC
and meets between PCC meetings to deal with smaller issues and put together the initial framework for
larger projects which neèd to be discussed by the whole PCC. The Ministry Team has included Revd Aileen
Mortimer and Kate Holmes. Lay Reader. Seven Elders were commissioned in autumn 2025.
We have a regular 10.00am Eucharist as well as Wednesday Morning Prayer and monthly Messy Church. A
Home Group has also met monthly. We have a very active Mothers. Union and well-established Tuesday
Tots. A variety of tasks from the leading of worship and preparing for services to flower arranging and
involvement in general administration continue to be undertaken by many members of the congregation,
without whose input the church would be much the poorer.
ACHIEVEMENTS AND PERFORMANCE
The total number of people reported as being on the Elertoral Roll ofour parish wa5 60 members at the
APCM in April 2025. The usual number of Sunday attendees is about 45- 50 people. Messy church has an
average attendance of 15 children plus parents and carers.
During the yearto 31 December 2025 the quarterly fee retums completed for Diocese, included the
following fees:
Marriage5 2 Baptisms
Funeral Services in Church 10 Funeral Services at Crematorium 4 Graveside Funeral O
Churchyard Burials
10 Burial of Cremated Remains in Churchyard 15
The incumbent continues as a governor at Bosmere Primary school and is working closelywith the head
teacher and staff, supporting their work and taking assemblies, and her expertlse is used as a basi5 for
lessons at different times. The group taking Open the Book into school are welcomed at least once a term.
This year, Foundation. Key Stage l & 2 have again all been to church for Chri5tingle seNices.
The town'5 Civic Service was held duringjanuary. The All Sou15' Service, a memorial service when we
remember those of the community who have died. wa5 also held and very well attended.
Revd Tracey has continued to mentor curacy training for Revd Alison Roberts during the vacancy in her
own Haughley. Stowupland & Wetherden benefi￿ and this ha5 also been of great benefit to our own
ministry team.
Our main fund-raising activities this year continued to be the monthly produce stalls over the summer and
Christmas Bazaar in December. We also enjoyed concert5 given by Castleton Bras5 and by local talent.
As part of our fundraising for overseas mission we again held Lent Soup Lunches for the Bishops, Kagera
fund and the collection of dry goods donated for Harvest were taken to Stjohn's Pantry. We also received
harvest goods from Bosmere Primary School Harvest Festival. We continue to collect food items from the
congregation. We also held a concert to raise funds for Christian Aid.
PLANS FOR THE FUTURE
We will be starting our monthly All Ages Eucharist at Epiphany 2026. In 2027 it will be 700 years since the
first name appears on our vicars, board, so we are planning a festival to celebrate at St John's and hoping
to join in with the re-development plans of St Edmund's Abbey in Buryst Edmunds.

Due to our rotting floor, we have a major building project in the pipeline. Our aim is to create a level floor
as far as possible and to provide an accessible toilet. Other considerations include replacing the organ,
installing a seNery at the back of church and possibly installing glass entry doors and re-locating the Font.
Thi5 is all subject to obtaining approval by the Diocesan Advisory Committee and raising sufficient funds.
During this yearthe Diocesan Advisory Committee IDACI visited the church and were very enthusiastic
about our plans. Particular thanks to David Long for presenting a clear vision of our hopes for how this will
go forward.
We hope to re-establi5h our previous ecumenical connettions within the town.
FINANCIAL REVIEW
Total receipt5 on unrestricted funds totalled £61,498 and £58,881 was Spent providing Christian ministry
from St John the Baptist church as detailed in the financial statemenL The largest element of this
expenditure wa5 £46,000 contribution towards our diocesan parish share. which largely provides the
stipends & housing of the clergy and the cost of ministry support & training. The net result of income over
expenditure on unrestricted funds was a 5urplu5 of £2,723 and after a small transfer from a restrirted
reserve. this was added to the reserves accumulated in previous years, resulting in a balance carried
forward on unrestricted reserves of £33. 537. The restricted funds Saw a nett outflow of £2.927. The
balance on restricted funds atthe year end amounted to £93,467, most of which are held forthe purposes
of maintenance and enhancement of the church fabric.
RESERVE POLICY
It is PCC policy to maintain a positive balan￿ on each of the restricted and unrestricted funds. Ideally. the
balance on the general fund should be sufficient to cover emergency situations that may arise from time to
time. Sadly thi5 ha5 not proved feasible in recent years and this year was not sufficient to cover day to day
expenditure including our full commitment to the diocesan parish share. With such low reserves, any
failure in income levels to increase in line with inflation or major non-routine expenditure would leave PCC
finances severely stretched and increasingly unable to meet annual diocesan parish share commitments.
It is our policy to invest our longer term funds in an interest bearing account with COIF Charities Funds,
whilst bank accounts are maintained wtth Santander UK plc and Barclays bank for dayto day requirements.
Signed on behalf of the PCC
Revd Tracey James
{Vicarl
Mr R Brown (Treasurer)
Mrs K Dines IPCC Secretary)
The master copy will be signed during the meeting.

INDEPENDENT EXAMINER'S REPORT TO THE MEMBERS OF ST JOHN THE
BAPTIST CHURCH, NEEDHAM M.4RKET PAROCHIAL CHURCH COUNCIL
I report on the accounts for the year end¢d J l December 2025, which are set out on
pages l 10 6.
Respective responsibiIities of the PCC and Independent Examiner
As trustees of the charity, the rneTnbers of the PCC are responsible for the preparation
of the accounts. They consid¢r thai an audit is not required for this year under section
144(2) of the Chartties Act 2011 (the 2011 Act) and that an independent examination
is needed.
It is my responsibility to examine the accounts under section 145 of the 2011 Act.
follow the procedures laid down in the General Directions given by the Charity
Commissioners section 145(5)(b) of the 2011 Act.. and stale whether particular
matters have come lo my attention.
Basis of Independent Examiner's Statement
My examination was carried out in accordance with the General Directions given by
the Charity Commission. An examinalion includes a revieH' of the accounting records
kept by the charity and a comparison of the accounts presented with those records. It
also includes consideration of an}, unusual ilerns or disclosures in the accounts. and
seeking explanations from the managemeni committee of any such Tnatters. The
procedures undertaken do not provide all th¢ evidence that would be required in a full
audil, and consequently I do not express an audit opinion on the a¢¢ounts.
Independenl Examiner's Statement
In connection with my examination, no matter ha5 corne lo my attention:
which give me reasonable cause lo believe that in any material respect the
requirements
to keep accounting records in accordance with s.130 of the 2011 Act.
or
to prepare a¢¢ounts ivhich accord with these accounting records have
not been mel= or
2. 10 ivhich, in my OPiDion, aiiention should be drawn in order to enable a proper
understanding of the accounls to be reached.
Name
Ilij 114 IU, trtsL-ry IILA
Address

Parochial Church Council of St John The Baptist. Needham Market
Statement of Financial Activities
For the year endlng 31 Decembgr 2025
Unrestricted
Funds
Reslricted
Funds
TOTAL FUNDS
2025
2024
Note
INCOMING RESOURCES
Voluntary incorne
Activities for generating fvnds
Income from investments
Church activities
2(a)
2(b)
2{¢)
21dl
39,892
3,188
1.110
17,308
4,760
4.768
1.079
44,652
7,958
2,189
17,308
51,408
8,451
2,439
14,657
TOTAL INCOMING RESOURCES
61,498
10,607
72.105
76,955
RESOURCES EXPENDED
Fund-raising cost5
Church a¢livilies
31bl
31al
58,881
13.428
72,309
81,118
TOTAL RESOURCES EXPENDED
58,881
13,428
72,309
81,118
NET INCOMINGIIOUTGOING} RESOURCES
2,617
-2.821
-204
4,163
TRANSFER BETWEEN UNRESTRICTED AND
RESTRICTED FUNDS
-106
NET MOVEMENT IN FUNDS
2,723
-2,927
-204
-4,163
BALANCES BIFWD 1 JANUARY
30.814
96.394
127,208
131,371
BALANCES CIFWD 31 DECEMBER
33.537
93,467
127,004
127.208
The notes on pages 3 to 6 lomi part of this account

Parochial Church Council of St John The BaptisL Needham Market
Balance Sheet at 31 December 2025
Note
2025
2024
FIXED ASSET
Investment asset
Central Board Of Finance
1,043
1,062
CURRENT ASSETS
Debtors
1,665
1.248
Short term deposits
26.490
26,489
Cash al bank and in hand
100.492
99,765
128.647
127,502
LIABILITIES AMOUNTS FALLING DUE WITHIN ONE YEAR
Other ¢￿dItorS
2,686
1,356
NET CURRENT ASSETS
125,961
126,146
NET ASSETS
127,004
127,208
FUNDS
Unrestricted
33.537
30,814
Reslricled
93.467
96.394
127.004
127,208
R J Brown (Hon Treasurer)
Approved by the Parochial Church Counol on 10 Mareh 2026 and signed on ts behaK by=
PPitt
The notes on pages 3 10 6 fomi part of these accounts

Parochial Church Council of St John The Baptist. Needham Market
Notes to the Financial Ststements
For the year ending 31 December 2025
1 ACCOUNTING POLICIES
The financial statements have been prepared iri accordance with the Church Accounting
Regulations 2006 together with applicable accounting Standards and the SORP 2005.
The financial slalements have been prepared under the historical cost convention. The
financial slalements include all transactions. assets and liabilitie5 for which the PCC is
responsible in law. They do not include the accounts of church groups that owe their main
affiliation lo another body, nor those that are informal 9alherings of church members.
Funds
Restricted Funds represent donations or grants received for a specific object or invited by the
PCC for a specific object. The funds may only be expended on the specific object for which
they were given. Any balance remaining unspent al the end of each year musl be carried
forward as a balance on that fund. The PCC does not usually invest separately for each fund.
Unrestricted Funds are general funds which can be used for PCC ordinary purposes.
Incoming resources
Planned giving, collections, donations and interest are recognized when received. Tax
refunds are ￿CogniZed when the incoming resource lo which they relate is received. Grants
and legacies are accounted for when the PCC is legally entitled lo the amounts due. All other
income is recognyzed when it is receivable. Al incoming iesources are accounted for gross.
Resources expended
Grants and donations are accounted for when paid over. The diocesan parish Sha￿ is
accounted for when due. Amounts received specifically for mission are dealt with as
reslricled funds. All other expenditure is generally recognried when it is incurred and is
accounted for gross.
Fixed assets
Consecrated and beneficed propety is not included in the accounts in accordance with
s 9612llal of the Charities Act 1993.
Movable church furnishings held by the Vicar and Churchwardens on special trust for the
PCC and which require a faculty for disposal a￿ inalienable propety, Iisled in the church's
inventory, which ean be inspected lat any reasonable limel. For inalienable propety there is
insufticienl cost infomalion available and therefore such assets are not valued in the
accounts.
The Church Hall and Cottage are in the custody of the Diocesan Board of Finan￿, although
managed by Needham Market Parochial Church Council. Therefore. they have not been
valued as one of the PCC'S assets in these statements.
Equiprnent Used wrf(hin the church premises or purchased for use by the PCC or its officers is
written off Ihrough the Slalemenl of Finaneial Acts'vilies in the year of purchase.
Investments
Investments are held in the balance sheet at valuation.

Parochial Church Council of St John The Baptis( Needham Market
Notes to the Financial Statements
For the year ending 31 December 2025
INCOMING RESOURCES
unre5th.cted
Funds
Restricted
Funds
TOTAL FUNDS
2025
2024
21al Voluntary income
Planned giving
Gift Aid donations
Tax recoverable
Parish Giving & Other Schemes
Other
Collections al seNices
Tax Recoverable- GASDS
Grants
Donations, appeals,etc
Gift Aid donations
Tax recoverable
othei
Legacies
24.029
6,170
933
￿2
2.537
1.659
755
189
24.784
6.359
933
23.314
5.723
877
1,150
2,132
1,542
800
88
2,625
1,659
2.566
203
42
3.357
609
298
255
812
340
3,612
537
109
10,424
5,000
39,892
4.760
44,652
51.408
21bl Activities forgenerating funds
Fund-raising
3,188
4.768
7.956
8,451
3.188
4,768
7.956
8,451
21cl Inconye from inve51ments
Interest and Other
1.110
1,079
2.189
2.439
21dl Income from church activities
Church hall leltings
Church hall contribution towards costs
Cottage rent
Fees
Relreshmenls
723
950
5,520
9.772
343
723
950
5,520
9,772
343
362
900
6.600
6.554
241
17.308
17.308
14,657
Total incoming resources
61.498
10.607
72.105
76,955

Parochial Church Council of St John The BaptisL Needham Market
Notes to the Financial Statements
For the year ending 31 December 2025
RESOURCES EXPENDED
Unrestricted
Funds
Restricted
Funds
TOTAL FUNDS
2025
2024
31al Church activities
Missionary and charitable gwing
Overseas
Kagera Fund
DEC Myanmar Earthquake
Home
The Childrens Society
Relief of Hardship in Parish
Sl John's Pantry
Christian Aid
Stjffolk Historic Churches Trust
809
200
5,708
200
73
73
89
6.267
280
25
7,654
6,267
280
25
7,654
4,693
387
10.877
Ministry.. Diocesan parish share
Other ministry costs
Church running and maintenan
Church hall running costs
Church cottage running costs
Church office
Church Building Reordering Proiect
Church Building Quinquennial Repairs
Sundry other
46,000
954
6.691
2.577
709
1,701
46,000
954
11,840
2,577
709
1.701
625
44,000
1,029
10,737
8.708
3.900
1,330
375
5.149
625
249
249
164
58.881
13.428
72.309
81,118
31bl Fund-ralslng costs
Bazaars and other fund raising events
TOTAL RESOURCES EXPENDED
58,881
13.428
72.309
81,118
PAYMENTS TO PCC MEMBERS
There were no disclosable transactions in respect of PCC members.

Parochial Church ¢oun¢il of St John The Bapts( Needham Market
Notss to the Finanoial Statements
Fortho yoar endlng 31 D8¢8mbor2025
2025
2024
5 DE8TORS
Tax recovefable
Prepayments and accrued income
1.070
178
822
1.665
1.248
6 LIABILITIES
Amounts falling due in one ￿*81
Acctua15 for ulililf&S. parish Share
and olher c0515
2.686
1.356
2.666
1.356
7 FUNDS
Balan￿ al
1 Jan 2￿25
Transfers
Balan￿ at
31 Dec 2025
Unrestrtcted Funds
General Fund
Ark FunLf
Church Cottage Fund
Fi0￿￿[ Fu
Legacy Fund
53.378
54,970
1.900
1.644
36
5.026
289
26.542
2.215
709
-2.LX)O
610
28.Y2
30.814
61.498
58.881
106
33.537
Restricted Funds
Capi131 Reset¥e FurK1
Fabric FurKJ
Oigan Fund
SpecRI Collecbons Fund
Roof Repair and Churth 8uk1irg FuThJ
Chair FurKJ
lar Frwlal I Chuch FumKshws FWHI
Café Church Fund
Rector ano Curate's Fund
Sl Johrb5 Pantry Fund
Ark Cooker Fu
Me55y Church FuThJ
l.l￿2
48.748
387
599
38.055
1.500
165
100
2.400
2220
-19
2.763
1.043
51.486
165
501
32.912
1.500
185
100
2.385
2.220
182
828
1264
5.143
6.267
6.267
-106
1.158
374
96.394
10.607
13.428
-106
93.467
8 ANALYSIS OF NET ASSETS BY FUND
Lknreslrided
Funds
Re5thded
Funds
Total
Invesiff*nl Fixed A5se15
Current Assets
1.043
92.653
-229
1.043
128.647
-2.686
-2.457
Fund balance
33.537
93.467
127.004