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2022-03-31-accounts

REGISTERED CHARITY NUMBER: 1179150

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

FOR

THE GEORGE GOODSIR CHARITABLE TRUST

DSK Partners LLP D S House 306 High Street Croydon Surrey CR0 1NG

THE GEORGE GOODSIR CHARITABLE TRUST

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

Page
Report of the Trustees 1 to 3
Independent Examiner's Report 4
Statement of Financial Activities 5
Statement of Financial Position 6
Statement of Cash Flows 7
Notes to the Statement of Cash Flows 8
Notes to the Financial Statements 9 to 15

THE GEORGE GOODSIR CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2022

The trustees present their report with the financial statements of the charity for the year ended 31 March 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Trustees consider making grants to individuals and organisations, specifically focussing to help elderly/old people, people with disabilities and other general public.

Public benefit

The Trustees confirm that they have complied with the duty in Section 4 of the Charities Act 2006 to have due regard to the Charity Commission's general guidance on public benefit, 'Charities and Public Benefit.'

ACHIEVEMENT AND PERFORMANCE

During the year the charity received donations of Nil (2021: £Nil) from the Late George Goodsir's estate money of which it was able to donate £140,000 (2021: £90,000) and invest £157,100 (2021: £5,633) for social benefit.

The total unrestricted reserves of the charity at 31st March 2022 are £4,021,455 (2021: £4,033,272) which represent 100% of the assets. The Trustees have assessed the Charity's need for reserves and consider the present level appropriate in relation to liabilities and future service.

FINANCIAL REVIEW

Financial position

The net (income)/loss for the year including losses on investment of £46,058 (2021: (£1,239,793)) was £11,817 (2021: (£1,232,278)).

At year end, the trust maintained a bank balance of £10,689 (2021: £2,386) and investment of £4,019,706 (2021: £4,039,826).

Investment policy

The George Goodsir Charitable Trust may invest monies of the charity not immediately required for its purposes in or upon such investments, securities or property as the Trustees may determine.

Reserves policy

The Trustees recognise the need to maintain sufficient reserves to address various contingencies that could occur. They consider the ideal level of reserves would be the balance representing two month's expenditure and are confident that at this level the charity would be able to continue the existing activities in the event of a significant drop in funding. Income, expenditure and cash flow are monitored regularly, and the Trustees remain committed to achieving and maintaining this level of reserves.

Going concern

After making appropriate enquiries, the board of trustees has a reasonable expectation that the trust has adequate resources to continue in operational existence for the foreseeable future. For this reason it continues to adopt the going concern basis in preparing the financial statements.

FUTURE PLANS

The charity will continue to make payments in accordance with the testators wishes.

Page 1

THE GEORGE GOODSIR CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2022

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

Recruitment and appointment of new trustees

At any one time there must be a minimum of three and a maximum of seven trustees on the board. Before appointing new trustees, the trustee board collectively determines the criteria for the trustees required.

Board members then seek out suitable candidates Proposed candidates are interviewed by the Chair and finally a report is made to the Board who then vote for the suitable candidate.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1179150

Principal address

Streeter Marshall 74 High Street Croydon Surrey CR9 2UU

Trustees

Ms C L Holfert R Arris D G Moore

Independent Examiner

Romit Basu FCA DSK Partners LLP D S House 306 High Street Croydon Surrey CR0 1NG

Solicitors

Streeter Marshall 74 High Street Croydon Surrey CR9 2UU

Investment Advisers

The Investment Boutique 114 Station Road East Oxted Surrey RH8 0QA

Page 2

THE GEORGE GOODSIR CHARITABLE TRUST

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 MARCH 2022

REFERENCE AND ADMINISTRATIVE DETAILS

Bank

National Westminster Bank PLC 1 High Street Croydon CR9 1PD

Approved by order of the board of trustees on 31 January 2023 and signed on its behalf by:

D G Moore - Trustee

Page 3

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE GEORGE GOODSIR CHARITABLE TRUST

Independent examiner's report to the trustees of The George Goodsir Charitable Trust

I report to the charity trustees on my examination of the accounts of The George Goodsir Charitable Trust (the Trust) for the year ended 31 March 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under Section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under Section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by Section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Romit Basu FCA DSK Partners LLP D S House 306 High Street Croydon Surrey CR0 1NG

31 January 2023

Page 4

THE GEORGE GOODSIR CHARITABLE TRUST

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 MARCH 2022

Notes
INCOME AND ENDOWMENTS FROM
Investment income
2
EXPENDITURE ON
Raising funds
3
Charitable activities
4
Grants
Other
Total
Net gains on investments
NET INCOME/(EXPENDITURE)
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
2022
Unrestricted
fund
£
128,711
36,918
140,000
9,668
186,586
46,058
(11,817)
4,033,272
4,021,455
2021
Total
funds
£
121,596
30,127
90,000
8,984
129,111
1,239,793
1,232,278
2,800,994
4,033,272

The notes form part of these financial statements

Page 5

THE GEORGE GOODSIR CHARITABLE TRUST

STATEMENT OF FINANCIAL POSITION 31 MARCH 2022

Notes
FIXED ASSETS
Investments
9
CURRENT ASSETS
Cash at bank
CREDITORS
Amounts falling due within one year
10
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT
LIABILITIES
NET ASSETS
FUNDS
11
Unrestricted funds
TOTAL FUNDS
2022
Unrestricted
fund
£
4,019,706
10,689
(8,940)
1,749
4,021,455
4,021,455
4,021,455
4,021,455
2021
Total
funds
£
4,039,826
2,386
(8,940)
(6,554)
4,033,272
4,033,272
4,033,272
4,033,272

The financial statements were approved by the Board of Trustees and authorised for issue on 31 January 2023 and were signed on its behalf by:

D G Moore - Trustee

The notes form part of these financial statements

Page 6

THE GEORGE GOODSIR CHARITABLE TRUST

STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2022

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash used in operating activities
Cash flows from investing activities
Purchase of fixed asset investments
Sale of fixed asset investments
Dividend Income
Interest received
Net cash provided by investing activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning
of the reporting period
Cash and cash equivalents at the end of the
reporting period
2022
£
(362,543)
(362,543)
(1,731,133 )
1,973,268
127,327
1,384
370,846
8,303
2,386
10,689
2021
£
(126,711)
(126,711)
(2,582,003 )
2,575,554
118,596
3,000
115,147
(11,564)
13,950
2,386

The notes form part of these financial statements

Page 7

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE STATEMENT OF CASH FLOWS FOR THE YEAR ENDED 31 MARCH 2022

1. RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH FLOW FROM OPERATING FLOW FROM OPERATING
ACTIVITIES
2022 2021
£ £
Net (expenditure)/income for the reporting period (as per the Statement
of Financial Activities) (11,817) 1,232,278
Adjustments for:
Gain on investments (222,015) (1,239,793 )
Interest received (1,384) (3,000)
Dividend income (127,327) (118,596)
Increase in creditors - 2,400
Net cash used in operations (362,543) (126,711)
2. ANALYSIS OF CHANGES IN NET FUNDS
At 1.4.21 Cash flow At 31.3.22
£ £ £
Net cash
Cash at bank 2,386 8,303 10,689
2,386 8,303 10,689
Total 2,386 8,303 10,689

The notes form part of these financial statements

Page 8

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MARCH 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention, with the exception of investments which are included at market value.

The financial statements are prepared in sterling which is also the functional currency of the company and rounded to the nearest pound.

Going concern

After making appropriate enquiries, the board of trustees has a reasonable expectation that the trust has adequate resources to continue in operational existence for the foreseeable future. For this reason it continues to adopt the going concern basis in preparing the financial statements.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the year end date are noted as a commitment but not accrued as expenditure.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

continued...

Page 9

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

2.
INVESTMENT INCOME
Dividend income
Deposit account interest
3.
RAISING FUNDS
Investment management costs
Portfolio management
4.
CHARITABLE ACTIVITIES COSTS
Grants
5.
GRANTS PAYABLE
Grants

The Orpheus Centre
Riding for the Disabled
Sportin MS
Disable Sailors Association
Aerobility
Croydon Churches Floating Shelter
The Emily Ash Trust
Westerham Hall Management Committee 1996
DEC Ukraine Appeal
Night Watch
The Maverick Theatre Company
YMCA Surrey
---
2022
2021
£
£
127,327
118,596
1,384
3,000
128,711
121,596
2022
2021
£
£
36,918
30,127
Grant
funding of
activities
(see note
5)
£
140,000
2022
2021
£
£
140,000
90,000
2022
2021
£
£
127,327
118,596
1,384
3,000
128,711
121,596
2022
2021
£
£
36,918
30,127
Grant
funding of
activities
(see note
5)
£
140,000
2022
2021
£
£
140,000
90,000
2022 2021
£
£
25,000 20,000
- 5,000
- 15,000
- 20,000
- 25,000
- 5,000
10,000 -
15,000 -
50,000 -
5,000 -
20,000 -
15,000 -
-----------
-
-----------
140,000 90,000
======= ======

continued...

Page 10

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

6. SUPPORT COSTS

SUPPORT COSTS
Governance
Finance costs Totals
£ £ £
Other resources expended 728 8,940 9,668

7. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2022 nor for the year ended 31 March 2021.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2022 nor for the year ended 31 March 2021.

8. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

INCOME AND ENDOWMENTS FROM
Investment income
EXPENDITURE ON
Raising funds
Charitable activities
Grants
Other
Total
Net gains on investments
NET INCOME
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
fund
£
121,596
30,127
90,000
8,984
129,111
1,239,793
1,232,278
2,800,994
4,033,272

continued...

Page 11

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

9. FIXED ASSET INVESTMENTS

Cost Market Value
£ £
At 1 April 2021 3,812,606 4,039,826
Additions 1,234,776 1,234,776
Disposals at cost (1,077,961 ) (1,077,961 )
Net gain/(loss) on revaluation - (176,935)
At 31 March 2022 3,969,420 4,019,706

Investments at fair value comprised:

2022
£
Equities 2,715,748
Fixed interest 497,152
Property 236,816
Alternative 369,880
Cash 157,100
Other assets 43,010
4,019,706

Geographical split of Investments is as follows:

United
Kingdom
Outside United
Kingdom
Total
Equities 38.87% 28.73% 67.60%
Fixed interest 7.13% 5.27% 12.40%
Property 3.39% 2.51% 5.90%
Alternative 5.29% 3.91% 9.20%
Cash 2.19% 1.62% 3.80%
Other assets 0.63% 0.47% 1.10%
Total 57.50% 42.50% 100%

continued...

Page 12

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Other creditors
11.
MOVEMENT IN FUNDS
Unrestricted funds
General fund
TOTAL FUNDS
Net movement in funds, included in the above are as follows:
Incoming
resources
£
Unrestricted funds
General fund
128,711
TOTAL FUNDS
128,711
Comparatives for movement in funds
Unrestricted funds
General fund
TOTAL FUNDS
At 1.4.21
£
4,033,272
4,033,272
Resources
expended
£
(186,586)
(186,586)
At 1.4.20
£
2,800,994
2,800,994

continued...

Page 13

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

11. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:

Incoming
Resources
resources
expended
£
£
Unrestricted funds
General fund
121,596
(129,111)
TOTAL FUNDS
121,596
(129,111)
A current year 12 months and prior year 12 months combined position is as follows:
At 1.4.20
£
Unrestricted funds
General fund
2,800,994
TOTAL FUNDS
2,800,994
Gains and
losses
£
1,239,793
1,239,793
Net
movement
in funds
£
1,220,461
1,220,461
Movement
in funds
£
1,232,278
1,232,278
At
31.3.22
£
4,021,455
4,021,455

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
TOTAL FUNDS
Incoming
resources
£
250,307
250,307
Resources
Gains and
Movement
expended
losses
in funds
£
£
£
(315,697)
1,285,851
1,220,461
(315,697)
1,285,851
1,220,461

continued...

Page 14

THE GEORGE GOODSIR CHARITABLE TRUST

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 MARCH 2022

12. RELATED PARTY DISCLOSURES

During the year, the charity incurred legal fees of £7,140 (2021: £7,140) payable to Streeter Marshall LLP an entity of which D G Moore and C L Holfert, trustees, are partners.

During the year, the charity incurred investment management fees of £36,918 (2021: £30,127) payable to Raymond James Investment Services Limited, an entity of which Richard Arris, a trustee, is the branch Principal.

Page 15