REGISTERED COMPANY NU￿￿BER. 11427513 (EnglARd and Il'*le$}
REGISTERED CHARITY fiuMBER.. 1179048
REPORT OF THE TRUSTEES AND
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MAY 2025
FOR
CHUMS CHARITY

CHUMS CHARITY
CONTENTS OF THE FINANCIAL STATEMENTS
for ¢h¢ Yt#r Ended 31 f*iAY 2U25
Page
Referente and Admittistrative DetAiIs
Report of the Trustees
2 ro 12
Independent ExAminer'5 Report
13
Si#teN)ent of Flt)•ttcial Activitie5
14
Balance Sheet
15
C4sh Flow StY4tetntnt
16
Yote5 to the Cash Flow Statenhent
17
Notes to the Financial Statement5
18 10 26

CHUMS CHARITY
REFERENCE AND ADMINISTRATIVE DETAILS
for the Year Ended 31 ￿lAy 2025
TRUSTEES
Mr5 D J Hewili
Mr A M Carter
Mrs J Coles
Mr5 J M A Cosianzo
Mr5 S Knoii
Mr K M P LawsotJ-McNarnara
Mr5 H Touhey
REGISTERED OFFICE
Wrest Park Enterprise Centre
Wie5t Park
Si150e
Bcdfordshire
MK45 4HS
RECISTERED COMPANY
NU￿lBER
11427513 (England and Wales)
REGJSTF.RED CHARITY
Nu￿[BER
1179048
INDEPENDENT EXAMIYER
Tara Aldwin AC.A
Foxley Kingham
Chartered Aceountanls
260 - 270 Butterfield
Great Marlings
Luron
Bedfordshire
LU2 8DL
Page I

CHUMS CHARITY (REGISTERED NUMBER: 11427513)
REPORT OF THE TRLTSTEES
for the Yt4r Ended 31 MAV 2025
The Trustees who are also directors of the Chariiy for the puryN)ses of the Companies Aci 2006. are pleased io preseni
Iheir report with the finan¢i%l siai¢menis of the Charily for ihe year ended 31 May 2025. The Trusiees have adopied the
provisions of Accuunting and Reporiing by Ch4riti¢s". StJt¢m¢nt uf R¢¥ommended Praciice applicable 10 Lhariiies
preparing iheir accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of
Irelartd IFRS 1021 leffective l Jatjuary 2019).
CHUMS Chariry lih¢ 'Charity'l is a Charitsble company w'hich M'as incorporated on 21 June 2018. regisiered with rhe
Charity Commission on 3 July 2018 dnd began operdting on l April 2019.
OBJECTIVES AND ACTIVITIES
Objectives
The objeciives of the Chariry are.. -
10 PTomote ihe preservaiii>n of menttl health and
10 ￿￿1$1 telieTrin¥ and r¢habiliiaiirtg personb iuffering from m¢ntal disorder or cot)diiions of emotional or
mentsl distress, through
the proNision of support ta children and their families afferted by bereavemeni. trauma atjd other emoijotjal and
mentsl health issues in the Unitcd Kingdom.
The Charity furthers ihesc PUTPOSCS by making grants to scrvices operated by other chariT1¢5 and social enterprises. The
Charity rcvicws irs aims and aciivities rcgularly, in particular to ensure the success of the services funded and the benefits
the serviees have brought to the Chariry's beneficiaries.
The Trustees have read and considered the general guidance on public benefit provided by the Charity Commi5SiOtL in
serling the Charity's aims and objectives.
Grantmaking
The Chaiily has established it5 grant makin¥ policy ¢v achiEV¢ L15 mission, aims aod obj¢¢ts fi)r the publi¢ b¢n¢fii, in
particular by funding support IOT childi¢n and th¢iT families affelted by bereavement. trauma and other emoiivnal and
menial health issues. Whilst Ih¢ Charity's objeLliv¢¥ ¢nabl¢ it to fvrthcr Ih¢5¢ purps)%s Ihrvughuul th¢ Unil¢d Kingdom.
the Chariry cu￿¢￿t]Y focuses 115 activities within Luion and Bedfordshire. tioin8 forw'ard and in line with best practtce,
th¢ Chanty will rtview Its grant making policy annually io ensure thai it retlects the Charity's objcctivcs and thereby
advances publi¢ benefit.
As a grani making Charity, we rely greatly on the generosity of the tommuniry io help us raise the funds reqyired io
support servic¢5 provided to our beneficiaries. As TFUStees. we ¢onlinue 10 seek and uiilitse opportunities to impTove our
presence in the comniuniry lo raise aiYaren¢ss and lo attract and maintain vilal source5 ol'income to further our objectives.
Wc work proactively ro build rclationships Wlth thewidesi po%siblc rang¢ of siak¢holdcrsacros.s ourcoTnrnunilics. sceking
always 10 strengthen our links with individuals, other chariiies and grant tnaking bodie5 and COTporat¢ entitie5 who
Currently all coniribuie io makc our a¢iiviti¢% sllcc£s$fi]I
The Charity PTimarily fun(Is a number of serviLes, provided by CHUMS Social Enierprise CIC I'CHUMS CIC.). a
COTnmuniry inieresl company. which provi(Jes a rarkg¢ Lif unique services that impTOV¢ th¢ l)ves of the Charity's
beneficiaries. These services form part of a wider provision of services by CHUMS CIC., howcver. unlike other services
provid¢d by CHLMS CIC, the serviccs fundtd by the Charity do not rcccivc any NHS funding. By funding services
through CHUMS CIC as opposed to rJnning s¢rN'i¢es itself, the Charity is able to aehiei'e maxjmum value for money and
Significantly i]nproved tsutctsmes which ensure that the individuals. families. organisations, and ¢ommunitie5 we serve,
have access 10 innovative, multi-di5ciplinary and collaborative mode15 of caTe within CHUMS, o￿n 'm¢nial health care
and wellbeing paihway,. This unique wellbeing pathway brings together the expertise and infrastructure provided as
suli ofcHbMS CIC'S NHS commissioned services and the innovative eommuniry ouireach programmes thai are funded
by the Charity Within an ever more SiretLhed fundraisirtg environmcni, Ihc Trustees have confidence that the existjng
modcl of gtanl rnaking ¢nabl¢s the delivery of outstanding Tnental health services that aTe Fespon$iN'e to the increasing
demand for services. and to the incr¢asin¥ly ¢ompl¢x PToblems fJ¢¢d by the Children & Young People (CYP} th¢iT
faTnilies across our local comTnunities.
The services funded by the Charity during the year are dtscrib¢d in more detail below. The Tru51¢es wish to continue io
suppon these services and therefore, at prcscnt, the Charity does not in￿lIe unsoliciled grant applications. The Trusiees
hake regard to the Chariry Commission's guidancc on grani tunding an organisaiion ih81 isn't a eharity when makittg
giants 10 CHUMS CIC ttnd ensure thai 211 granis made are in a¢¢ordanee with the Charitys Anicles of Association, for
the funh¢iance of its objectives and for the benefii of th¢ public.
Pag¢ 2

CHUMS CHARITY (REGISTERED NUMBER: 11427513)
REPORT OF THE TRUSTEES
for tht Yt*r Erbded 31 MAY 2025
OBJECTIVES AND ACTIVITIES- THE SERVICES WE SUPPORT
How our activities deliver public beneflt: x¢hiewement and performance
As descnbed above and as wcll as bcing of benefil lo Ihe general public more widely. the Charity has made grants lo
CHUMS CIC and curT¢nily sllppons six services which bencfil CYP familie5 affected by bereavement. trauTna and
other emotional and mentsl health issu¢s. The Tnjsiees take steps when making derisivns in relation to grant making to
ensure that each grani provide5 3d¢quate publi¢ benefit, as wcll as io ensure ihat the Chanty r¢t¢ives adcquatc rcporting
10 allow it to improve ils targeted grant-makjrtg.
The services lunded by the Charity are 28 follows..
l. Trauma Service
2. Rccrealional Therapeutic Service
3. Bcdfordshirc Suicidc Bcreavement Service
4. Babyloss Service
5. Disability Fricndship Scheme
6. Bereavcment Service
l. The Bereavement and Non-bere#i'emtnt Trauma Serviee
Thi.s service suppofts CYP in crisls who are not able lo get on with theirnomial live5 as a result of one OT multiple traumas.
They are Stuck in the momcni of their loss or their abuse and are reliving ihe horror on a constant basjs. Children and
young pcople are refcrred into the service usually by familics. teacheTS. or stscial geti'ites.
The ¢&4e8 seen the service cover trauma received from domestic violence, sexual abuse. ber¢av¢m¢nt and more
rcccntly, refugee rhildren fleeing from war. Also, medtcal trauTna. rc)dd traffic aecidenis, and a large in¢Tea*e In knife
crime and community violen¢¢.
Public benefit
Thc w2der social impacts of the Trauma Service are..
Improvcd life outcornes
More resilicnl CYP. families and communities
Reduced stl8ma of menlal health diffi¢uliie$
Withill Bedfordshire and Luion there arc very limil¢d ITauma interventions and no other specia115t ITauma scrvice available
to CYP. The Trauma 5ervi¢e provides a high-quality and ¢ff¢ctive 501ution to thc systemic Pressur¢5 of increased demand,
wailing lists and inequalities ut. access experienced by so many CYP within the widcr mental health care sy5tetn in our
regjon.
Oui¢omes
The Trauma Service targets four Tnain outcomes which are measured guantltaiively andl or qualitaiively..
Decreased distress and increased functioning
Improved relationships (family and peer)
Able io engage fully in educatio
Progress (Iiwards personal goal Iset at the strrt of itticrventionl
During the year. the Trauma Team ha5 5UPFK)rted 115 CYP and there wer¢ 160 new referral$. 788 contacts were
undcrtakcn of which 92 were group contscts. Over and abvve the numbers. the Trauma serviL¢ has helped 10 Iransform
the lives of all the CYP and parcnvcarers that came itllo th¢ service, ¢nablitJg them to move forward in theii lives, artd to
re-engag¢ with th¢ir educatton and the schools. families. and communitics that they live in.
Testimonials
"They Teally helped me io process my siory and let it all out and I feel so much better." ICYP service user}
'1 was listened to and feli there is help avaalabl¢. There is nothing else available in Bedford.4hire for my child, this scrvice
LS Vcry lrnpvrtani especiallv because I have no other support. I feel like the therapists are very knowledgeable and
professional and I feel suppoftcd by them., IParenVC.arerl
.1 am verv grateful foT the vtvice we received. and I hope this service continues to support other children and families
&s it makes a real differcnce in ourlive5 To the CHUMS ieam, l am so grateful for all the support and wonderful treatrnent
for my son, special ihanks io S. who was wonderful, listening 10 us and helping u5 Wlth patience and care. l am so
comfortabl¢ and happy with our exp¢rien¢e from you., (Parcnrlcarcrl
Page 3

CHUMS CHARITY (REGISTERED NUMBER: 114275131
REPORT OTr I'HE TRUSTEES
for the Year Ended 31 f41AY 2025
OBJECTtVES AND ACTIVITIES
2. RetreAtional Therapeutic Service IREC)- TACTICS footb#ll progr#mme *ttd ENCORE music programme
Thib innovative 5¢rvi¢¢ works. with L YP aged 7 10 1 l years old who siruggle to engage with traditional l.. I talking
therapies. Noi all CYP can or aT¢ willing to engagc in rraditional l.. l ialkiTh8 therapies. FOT many ii is simply too intense
or ialking through their teelings in that moTe fvTmal setting 1.% too diffjculi.
Objectives and aciivities
Untortunaiely, because of a lack of alternaiil'e proN15ion, many CYP do not rereifve the support ihey need 2nd otten
expre55 th¢iT truslTdliorts through unhelpful behaviours. These CYP n)ay then Struggle ltsng-term with edu¢atJonal
engagement leading to poieDlially negative personal and social impacts.
The REC programmes are dcsigncd to support CYP using a rnedium they Can relaie io {i.e. music and multi-sportsl wilh
a ri)bu5t psychological approach based on cognitive behaviouTal therapy ICBD prinlipleb. a w¢ll-known and evidenee-
ba5¢d psyLhu-&v¢ial interv¢niJort.
The programnies use of CBT PTincip1¢5 ernpow¢TS CYP. giving them a beiicr undcrsianding of rheir emotions and proven
strategies and rools io help ihem to cope betier. The 5ervLC¢ targe15 mild to mod¢ratc mental health diffjeultics by
providing carly inicrvcntion to CYP who may be Struggling with dstTL¢ulties around aJxiery, low-mood, low self-esieem
andlor ¢hallenging behaviours.
Public benefii
Wider social in]pac15 include..
Better academic achievement
More resilicni CYP
More resilieni families
Betier life choices
M¢)re r¢silJeni school communiiies
Less demand on CAMHS serviLes
Outcomcs
Improved mental hcalih for disengaged children and young people or those sutTering with anxiery.
ITnproved behaviour managemeni for children and young people displaying% challtllBIDg behaiiours.
Increased engagetnent in edu¢aiion and enhanced emotional wellbeing and resiliency.
During the year. 155 CYP were rtferT¢d into th¢ TACTICS Imulii-sporisl service. who WCTe supponed through 139 1..]
coniacrs and 682 group contac15. In all, 821 contacts weTe undertaken by the TACTICS Team. During the year, 138 CYP
were T¢feTted into the ENCORE (music) scrvice, who were 5UPPOrted IhTough 342 1". l GunlaLlb iind 743 ¥roup Cuniacis.
In all. 1085 conthc15 were und¢Tuk¢n by the ENCORE Tcam. Ovcr and above the numbers. the two unique REC services
have helped io transfortn the lives of all th¢ CYP Ihai Cdme into the service, enabling ih¢m 10 Te-enga¥¢ wilh ih¢iT
education at]d the schoulb. fa. Jnilie&. and communities that they live in.
Testimonials
"l enjoyed learning calming strategies whilst having fim. It helps Tne rtlake better de¢i5ions when angry." (fACTICS
cypi
.1 have been chatting each se5SLon through with X and we weni over the booklet she brought home yesterday. She has
really enjoyed ilie sessions and defjnitely pick￿ up on some tip$ we Can build on with her at home. Thanks so much for
your time., IParenUCarcrl
3. BedfoTdbhire Suicide Bereavemeni Service IBSBSI
BSBS sUp￿)[t5 families artd individuals of all a¥es bcreaved by suicide in Bedfor(Ishire. The unly service of it5 kind in
the Loutlry, BSBS wvrks in lluse partnerbhip with Bedfordshire Policc so thai they can ￿fer families to the service as
early as possible, with the aim of sUp￿ning faTnili¢5 Wlthin 48 hours.
Pag¢ 4

CHUMS CHARITY {REGISTERED NUMBER: 114275131
REPORT OF THE TRUSTEES
for the Year Ended 31 f*iA Y 2025
OBJECTIVES AND ACTIVITIES
Starting with just one part-time meTnb¢T of slaff and a small number of dedicated volunteers, CHUMS CIC ha.% been
dclivenng th¥ &¢rvire since 2015. In ihar time, referrals have grown substantially a.s the servtcc has kcome better known
and numbers of suicides I Su5￿cted sui¢ides have incrcased.
Suicidc is non-discrimillatory- it affects people from all walks of life. All the evidence su￿¢s1S that, In a posl-pandemic.
posi-BrexJi w'orld wirh a growing econotni¢ ¢ri5i5. demand for the service will continue to increa5¢ over the tjext lew.
years- a irend thai will require the Charity to find ever more rebourcefiLI ways to fund the 8TOWth in the critical work of
the 5ervi¢e.
BSBS offcTS Vltal 4upporT ¢0 a suicide bere2ved pcrson lor family} within 24 day% of receiving a referral. providin8 both
prdctical and emotional 5uppon and h¢lping the beneficiaries 10 Tnakc some i'ery difficuli bul Impvrtani deci%ions during
a lime of ¥reai personal anxiety, gricfand slress.
Obj¢¢live5 and activiiies
As in Previous years, refetrals have ineluded offering support to a very wide range of people within our COTnmunities.
from someone as young as thT¢e yean old, through to oldcr client5 in their eighties who were sadly dcaling with the
aftcTh21h of suicidc of a 5POU5e or child. Inclusii'c and cmpathetic in 118 approach. BSBS supports all scctions of the
¢ommuniry. including extended family. fnend¥. colleaglles, social groups, and witness¢s to a buiride death.
The service includes..
Phone support
Individual tounscllin8
CyTouplfamily counsclling
Monthly sUPPtsrt gTI)up Ior adults
Monthly support group for CYP
Resource list
SiBnp051ing to other OTgani58110ns. ¢hur¢h ledders. school con)munities and workplaces.
Crisjs visits 10 schools and workplaces IfollowiDg a 5ui¢id¢)
Support 10 1<)tal clubs includin8 a swimming club
Support for the immediat¢ and extendcd family, friends, colleAgu¢s
Public bencfil
The ￿'Ider social impac¢S are aligned 10 those of the Trauma SeTViC¢'.
Improved life outcornes
More re.silient CYP, famili¢5 and communities
Reduced %iigma of mcntal hcalth dilTiculties
It is worth noling thai improved life outcomes for adults who are.4uppofted by BSBS will have a direct b¢n¢fit jusi
ror the individual. bul also fuT their family. friends. and wider commuDity
Outcome$
Traumatically bereavcd childrcn and adult5 are 5UPPOrted through thc most diffjcult tiTne are."
Less likely lo L2ke their own lives
Able to re-engage in education and work much sooner than would otherwise be possible
- Able 10 care for other family m¢mbers
Ir5 addition, families benefit hugelv fTnm talking about Ihcir cmotions and grief and as su¢h, are better able lo'process the
devastating eveni.. This improvc5 communication within the family hclping thern to fun¢iion betier and carry on with
their ITV¢S a%.%oi)n as possiblc.
During tbe year, the BSBS Team has SUPPOrted 233 service users. of which 143 were new rtfeTTals A total of 1.] I I
contacts loi)k plaLe. of which 130 were group conta¢t5. Over and abovc the numbcrs, BSBS has helpcd io support all of
the CYP and adults that camc into the service, cnabling thcm to find a way forward through thc dark¢5t of tirnes in their
live5.
Page 5

CHUMS CHARITY (REGISTERED NUMBER: 11427513}
REPORT OTr 'fHE TRUSTEES
for the Year Ended 31 I¥IA Y 2025
OBJECTIVES AND ACTIVITIES
Tesiimonial$ from adult beneficiaries
"Hal'ing someone who Teiilly djd kni)w and undcrsiand whai I had been ihTough and w'as feeling, having the specialist
support which was not available froTn my workplatc - people at work didn't know what to 68y tv me. I'm sure having
specialisi input is what helped me recover quscker frum this. The Icaflci at]d initial phone call came just at the right lim¢
for me, wh¢n I was fccling at my lowest ebb over this.
"My Care was taken from the dark corridors of anger and grief to a¢¢¢ptan¢e ofthe situation."
'1 feli listened to and supported, not jud￿ed, able to talk frcely. You Save mt helpful lips which have really helped me
move forward..
4. Babyloss Service
CHUMS Babyloss Servie¢ has been runnin￿ for ten years and provides speciali5¢d b¢r¢av¢tnenl &upport io bereavcd
par¢nis land sometimes grandparents and sibling¥ luv) following thc deaih ot-a baby rhrough lale rnisco￿lag£. stillbirth,
Otnpa5sionate ierniinaiion. or neonatal dcath. The ser%'ic¢ alsv provides suppon during subsequent anxious rainbow
pr¢gnancics. Much ot thc work of the 5eTrire ¢tsntinues to be ihe provision of ongoing support TO exisiing ¢li¢Dis who
iequjre lofjg¢r t¢nn interveniions due to the natute of iheir loss.
Objeciives and activities
Refe￿a]S io the service come tnainly from the Luion and Dunsiable Hospital through their bereavemeoi midwife, bui also
through self- referrals and from GP5. health vi$ilOTS artd communiry midivive5.
The service pn)vides the following support to families".
Telephone suppurt
Crisis vi51ts
Home ab5essments
lttdividual and couples counselling
Munlhly b¢reavement Snowdrop support ￿0UP
Bereavcd fathers only group
Monthly Rainbow group for those expecting again and those requiting further suppon
Private Facebook SUPPOTt groups
Lendinby library
Workshop day5 offering creative th¢Tapeuti¢ intervertiions
Two ¢veni days each year
Thc cvent day5 are for b¢r¢3v¢d ¢()uple¥ and Ihcjr widcr families and consist ufa Summer B2by Memory Day at￿. ai Ihe
end of cach year. a Stjowdrop Remembran¢¢ Service.
Public bcnefii
Reduced demand for specialisi mental hcalth 5¢rv)ces
MOT¢ resilient familics
Development tsf peei to peer suppon networks
Outcomes
Through the provision of this 5peciali5t support, families report the following Outcomes..
Feel Itss isolated
Dei'elop¢d p¢¢r 10 peer suppon with others with similar lived expeTien¢e
Beiicr able to expT¢S5 Ih¢ir feelIn¥8 worrie5
Bciicr ablc io nornialisc their respx)nses
More able to manage tbeir ¥nef
Developed a rangc of coping stra¢¢gieb
Improved emotional wellbeing and r¢5iliency
Page 6

CHUMSCHARITY (REGISTERED NUMBER: 11427513)
REPORT OF THE TRUSTEES
for the Ye#r Ended 31 LMAY 2025
OKIECTIVES AND ACTIVITIES
Durin8 the year. the Babyloss Tcam ha% supported 114 adults, of whom 47 wcrc ncw TC(e￿al.￿. TheT¢ were a ioial of 777
c()niacis of which 162 were 8roup contacts. Over and above the numbers, the Babyloss scrvicc bA5 helped ti> sllppori all
f the people that Came into the service. enabling them to find a way forward through the darkest of times in their lives.
Testimonials from bercaved patent ben¢fi¢12riCS
"Thank you so much. I have found it 50 helpful to meet with you and talk through those challenging times. Il's also been
really nice to share the happy and beautiful morn¢nt5 totr. Thank you $0 much for everything. X"
'1 don't have enough words for say Ihanks to you the way you helped me in (his whole journey after W. l am grateful to
havc you.
After gvittg Ihri?ugh my darkest points when losing L. I de5p¢rai¢ly starched thc Inlemcl for help. th¢ world feli too
heavy and lonely for m¢ 21 Ihal lime. I found CHUMS and having the %upp()rt and lime lo talk with 4omcone. and #s a
8TOUP, made the bigg¢51 differenre and Ihe World fclt casicr to live in. Babyl(1ss is siill noi spoken about as openly a5 It
should be, and along my journey I found others who had experienced similar. Ther¢ are So marty people quietly grieving
the lo$$ of their children. before they even ha(1 time to bear ihctr cry. or watch them wake up in the mornings. To raise
some money and awarcness for such an impon2nt ¢hariiy is ihe Icasi I can do to say thank you for helping mc, and count-
le55 others navigate the hardesi day5 xxx"
5. Disability Friendship Scherne
The .%cheme opcratcs in Lulon offering a safe weekly social space for children and young people with leaming an(Vor
physical disabiliiies agcd 13 10 25. a8 well as oultngs and workshops in the Easter and Summer holidavs. The scheme has
becn run as art vngoing projeci in the Lulon Borough sinre CHUMS look il over from Lulon BoTough Cotsncil in March
2015.
The scrvice enables and eTnpoweTS young people with a wide range of physical and learning impaimienis io be able lo
access and enjoy ihc samc social opportunities as theirnon4iisabled peers. CHUMS relognises the importance of offering
thi5 group of young peoplc a safe space on a Friijay evening io rntet, Ici off sieam, have fun. 5UPPOrt one another as well
a5 be supported. E8¢h session offers the beneficiari¢5 a 5an¢tuary that is safc, where support l5 uncondititsnal and non-
judgemental. bul ￿'1th relevant boundaries in place.
Ob'e¢tiv¢s and activitics
Being able to regularly mcct with thciT pceis and build po$Jiive. supportive relationships whilst having fun helps the
schemc's beneficiarie$ 10 feel less isolated and alone and helps them develop their social communicalivn skills In
addjiion. Ihc service otrer5 much needed respiic io parenis. careTS. and sibling.%, artd ¥ivcs Ihcm a chancc to hav¢ a bT¢ak
from their caring responsibiliti¢.4. The serviLe Is enhanccd greatly by a .%mall t¢atn of regular volunicers who attend the
weekly SLssion% on a rola basis. they aTe a valuable assci to both CHUMS and the young pei)ple acee.%sin8 the scherne.
Another important feature is thai li offers ouiit)gs in the Easter and Summer holidays, giving the young people the
opportuniiy 10 go bowling. lo the theatye, to the seaside, and enjoy a range of diffeT¢llt outdoor dctiviiy days.
Referrals are most tommonly made into the 5ervi¢e via other agencies in Luton but refeffAls Can also be made by
individua15 and families.
Publit bencfii
Wider social impac15 are..
Respite for parenislearerslsiblings leading to Improved family life
Improved 5ucio1 itt¢lusion and engagemeTbt for a ¥naTginali$ed group of yOLJn8 people
Rcduced stigma
Improved mental hcalth w¢llbeing for the young people
Page 7

CHUMS CHARITY (REGISTERED NLMBER: 114275131
REPORT OF THE TRUSTEES
ror the Year Ended 31 t*1AY 2025
OBJECTIVES AND AcfJviTIES
Ouleomcs
The young people are able lo access thc 5eTvice up until they rcach the age of 25. During iheiT lime in the $erviLe they
devclop..
Improved social Lommuni¢aiion %kills with their pccrs and wirh othcr people irt the ¢ommuniry
Improved confidence and self-esteem
Their ability to lead independent. more fultilling lives
Improved soft and hdrd skills which ¢nhdnce their eduealional allainment and Ih¢ir empl(>yabJlity
A triendship 8roup with other5 Wlth shared lived experience
IrtCTea8ed contjdence and communication ski115
Opp>mJniiie% to share their srorics ivith oihcrs at extemal events
During The year. Ihe Disabilily Friendship Team has supported I I CYP of which 2 w¢r¢ new referrdls. In toial. 44 we¢kly
sessioni and 5 trip￿dayS vul w¢r¢ piovi(l¢d fvi Ihe CYP benLficidries. A lotal vf191 contacts were und¢rtoken Over tind
above the tjumbers. Ihe Disability Friendship Schcme has helped io providc a supportive, nurturing and safe ¢nvirontneni
for all the CYP. helping iransfi)rm ihe lives for the better, whilst prijviding much-rteeded rcspiic for thcir paTcnI￿car¢rs.
Testimonials
"I love thai I have so Tnany frL"ends at FS. I feel nornial. and I love coming every week., ICYP bertefJ¢iaryl
'] aEn ¥lad we have tollnd the ts group, we did noi know il was av#Jlable. It has beets gre21 10 see Child A inreract ￿.1¢h
otlieT young peopl¢ and enga¥e in acliviiits where communication is encouraged. We have struggled to tind a group
wheTC young people ore not playing game consoles and lacking intera¢iion"
6. Bereavement Servic¢
This service its being funded by the Charity while a lon¥er iemi source ol-funding is being svughi. W¢ aT¢ prui'iding
LOmp￿benSive bereaveineni s¢rvic¢5 for children ond yvung peoplc in Bcdfordshirc. Thc PTugramme proi'ides ¢Tn(?li()Da
and Iherapeuiie suppon io rhosc affcctcd by the Ios5 of J lov¢d vn¢. offenng individual counselling, group workshops.
and r¢tnembran¢e scNiees. Our corc activities include tailoied WUFkshops for childrcn lup 10 12 years old) and teenagers
onihly dTOP-in sessivns. and annllal remembranc¢ service5. CTeativ¢ acliTrili¢s su¢h db memory jars and clay Ihrowing
help children express their feelings 2nd develop coping sirate8ie5. The progTamme aim5 10 nomialise griet'experienccs,
improve family communicdiion and provide ongoing support.
During th¢ ycar 50 children and young people were supported out of a ioral of 79 new referrals. A total of 190 contacts
wcrc undertaken of ￿hleh 23 Il'ere group conracts.
Page 8

CHUMS CHARITY (REGISTERED NUMBER: 114275131
REPORT OF THE TRLSTEES
for the Year Ended 31 MAY 2025
OBJECTIVES AND ACTIVITIES
SOURCES OF 1￿cOmE
The Chaiily benL'tiis from ihe support Df ils donors and fUttée￿ who Taisc funds io enable it lo supp()rf ihe 8etviee.q
describcd above. The Charity also relies on a diversified range of donations and gTanLq l(> support its charitable activit2¢5'.
The Chariry primarily reli¢5 OTi three sources of in¢ome'.
Grants
The Charity reeeives i number of grant5 which are restn¢ted for particular services. During 2024125. grants gave 56Q/ty of
total Jn¢OTne. down fTom 67./0 last yearbul consistentat nearly £303,0(10. We were very generou51y supported by a number
of local. regional and national grani fijnders.. Alex Fcrry Foundation. The Ama*urs Tn￿1, Ampthill Town Council. Angus
BTCWCT Cornmunity Fund. Autl8m Bedfordshire. The Barbara Ward Foundation. B2relays Communiry Football Fund.
Bedford Council Housc ofindu5try. The BedfuTdshJre Charilablc Trust, Bcdford5hir¢ and Lutun Cummuniiy Foundaiion.
B¢dfordshire Police Foundation. Bcds Lulon & MK ICB, Bigglcswade Town c.ouncil. Flilwick Town Council. Galc
Family Tru￿1. Groundwi)rk UKryesco. Leighion Lin8lad¢ Ti>wn Ctsllncil. Lsfelines International, London Lut(In Airp()rt
Limited CIF, MasoTri¢ Charitablt Foundation, Mazars c.haritable Tru%1. NFU Mutual Charitablc Trust, Oakdenc
Foundation. Panacea Lharitable Trust. Rob¢n Lucas Chariiy for the Poor. Rookery South Stewartby. St John's Ilospital
Tn]%i. Souter Charitable Trust. Steel Charitable Trust. Stellaniis, TK MaxxlHome5en5e Foundation. YorkshiT¢ Building
So¢iery and 2 grant h]nders who wish to Temain anonymous.
Dortatlons
Income from local companies, ¥cliools and tommutjiry gTOUPS came c105er to hi5ton¢al levels f()Ilowing the pandemic
and the series of lockdowns, with donations delsv¢ring 33D/o Ot total income. up fTOrn 24 /v last year. and up just over
£(18.000 10 Just over £176,000. Wc wcrc plea*ed to ac¢ess new eoryorate 5uppon with Companies actively looking io
support their local communities once more.
Event5 & C¥mpalgns
Fundraising acti￿11)¢$ organised bv the Charity can take mally 5hap¢4 and foms, fmm our annual Golf Days to our
#Wharsyoursiory carnpaign. FebTuary 2025 saw thc 8th cdition of our'ShiDC Bright. Wear Brighi, Schools Campaign
taking placc in sehools, as wcll as the TetUTn of multiple physical challenges by supporters. Tanging from sponsored walks
and runs 10 wingwalks and trcks. Overall. events & Campaigns dclivcred I l /0 of total income this year. llp from 9ts/o last
ycar.
The Trustees w'ould like 10 Dole and Ihank the incredible energy. pa55ion artd cotjsistenl contribution of all of our
incredible supporters who have helped th¢ Charity io rnake 2024125 another Su¢¢e￿ful year, enabling us io make grant5
to CHUMS CIC thai support and cnable the amazing work of thc charitablc 5erwces as outlined above.
OBJECTIVES AND AcrtVlTIES
2024.,'25 continued to bc a challen¥ing fundraising erÈvironmenl with global conflicts, political changes and a high
irtflatic>n environmclll. causing (IDg(IlDg L()si of living challenges, tog¢iher wilh higher level% of applications lo gTanl
funder4 ftt)m other charities. We have foiu%ed our effofts on grant fundraising and cnTpurate partnerships during thi.
period wilh a view to broadening incotne streams onec again in rhe coming month5 and years.
Page 9

CHUMS CHARITY {REGJSTERED.NUMBER: 11427S13}
REPORT OF THE TRLTSTEES
for the Year Ended 31 MAY 2025
ST]L4TECIC REPORT
A¢hievements #nd per(ormafjee
Fundr¥i51Dg activiti¢$
Fundraising inconJc continues la b¢ dependeni on planned grani income, borh recurring multi-year grants and ncw grant
applications. This year saw a continucd strong focus on grani appliLatiOT)s 10 mJintJin artd. Ideally. grow irtcome, ￿lth
more applications made than lasi ycar, including ro a llumber of pieviou51y unapplied fur fundeTS. Ho￿¢￿.¢[. debpiie
in¢rea&ed competition for grants dlle io the economie situation, grani income was maintsin¢d al £302.995. a ssnall
in¢i¢ase from £301,093. In oi'erall iern)s though. (he increase in other sources rneant a d¢cr¢as¢ in the proportion of total
fun(Is raised via ¥ran15 from 67Q/ last year 10 560/& ihis year.
Donaiions income increased by just over £68.000 to £176,122 with an in¢reased focus on commuttiry and corporate
support. We will continuc to incrcase our focus in this area as we work with a greaier number of Corporaies and
Communiry groups.
Events & Catnpaigns incortL¢ inii¢as¢d lu £57.925 from £39,157 last year. We will focus on high impact. hi¥h income
generaiing events this coming year.
FlThgn¢i&l r¢vi¢w
FlnaN¢i*l positlo
Th¢ totdl funds rai¥ed in th¢ year ended 31 May 2025 atnounied to £537,04212024.. £448.089} with a nel £373,76612024..
£266,901) made in granis 10 the six servi¢es supported by the Chariry.
After grants and expendiNre on the Charity's chariiable acliN'itle5. the board ot-TTUSiees report a nei expendIture ot"£9,411
12024.. £20,673) in the year under review. Al the financial year end, the unrestri¢ted general resern'es siand ai £54,614
12024.. £35,333) and resiricred reserves ai 18.308 12024.. £37.0001.
Reserve$ polley
Thc TTusl¢cs r(Insid¢T il prud¢ni Iv mainiain dn appropriaie level of reserves. Such reserves could Irom lime to lime be
required lo avoid any disruption lo ih¢ Lharitabl¢ fundraising work, given thai by ihcir nature, certain sourccs of income
are ¢￿arIC and difficult ro forccasi.
The Reserves Policy was r¢vi¢wcd and approved by the Chariry at its TN5te¢s meeting on 14 July 2025 hds retained
the reseTV¢S target as six monthb opefaiioDal Costs risin&T 10 a maximum of twelve months. The Trusiees consider Six
months lo be appropTiaie and adequdte time penod to enable the Chanry 10 continue 10 operdie wilh no unresiricied
income while a new siraiegy is iniplemenied lo addr¢55 rhe i5SU¢ OT to settle the c05t5 ol'rlosing the Charity while paying
¢reditors as they fall due. The ReseTV¢S Policy is subjeci to an annual revi￿￿..
Due to the challengittg circumsiances last year. the unresrricied rescrvcs fell fTOFll T¢prcscniing Six month5 OPCTaiional
cost5 at the 51an of Ihe year lu jubl over Iwi) mfinthb operaiional LOSIS ai the year end. It was reco¥nised by the Trusiees
Ehai ii would take two years lo rebuild thob¢ i¢s¢rv¢s aft¢r 8urh a chall¢nging y¢ar. DuTin¥ the year Lrtding 31 May 2Q25
those reserves were increased back up 10 four monihs operational costs. The Trustees hav¢ apprÉ)v¢d the bud¥¢i for th¢
year ending 31 May 2026 which includes rebuildin8 those reserves back up io six months OP¢Tational c(14tE.
Page 10

CHUMS CHARITY (REGISTERED NUMBER: 114275131
REPORT OF THE TRL'STEES
for the Year Ended 31 MAY 2025
STRATEGIC REPORT
PLANS FOR FUTURE PERIODS
The Charity plans lo ¢onlinut 10 mdke grants lo the services (kutlined abovc %ubj¢ti l(} %atisfact()ry fvnding affangcments.
In light of the current challcnging finJncial tlimatc. thc T￿Sle¢S are kcen lo stTengthcn th¢ Charitv's fundraising
capabilitics 10 cnzble to sccure long-lerm 5UPPOrt for the beneficjaries of the services being funded.
The Fundraising Audit commissioned frorn No Stone Untu¥ned Fundraising in 2022 coniinues to steer activity and help
infotm the organisaiion's $rraiegy moving forwards. The Audit identjfied 7 key a¢lions for the chariry to follow which
were etnbedded inlo a robust action platt Ihzi Urtderpins (he sirate8ic direction ot the c.harity Ihr<)ugh to 2025. This alL8ns
wilh Trusiees. development plan5 to build a chaTity ivith a clear %irategy that can be delrvered by a high p¢rfoTmiDg %taff
and voluni¢er team, committed to growin8 the Organisation's 5UPPOrt¢r and donor base each year and maxirnising the
fundraising potential from new and alternative SOUTce5.
CHUMS Charity Siralegic Priorities to 2025126".
Intrease intome to sustain and deliver more mental h¢alth s¢rvice
Build ¢ap3cily and tapabtlity to meet rising dernand
Increasc rcach ¢ngagem¢ni across all communities
Pro￿(>t¢ high quality innovaiivc serviccs that transform people'5 lives
The T￿sleeS are conyllitied to ensuring that there are robust governance procedures in pla¢e and being followed at all
limes. to ensure that the Charity 15 effectively and appropriately fijrthering its charitable purposes tor the publi¢ benefii.
STRUCTURE, GOVERNANCE AND MANAGEMENT
CoverNiNg dorument
The Charity 15 a charitsble ¢ompany limited by guaranlee, as defined by the Companies Aci 2006. governed by 115 Anicle5
ofAssociation. In thc event of the Charity being wound up. the Charity's sole member 15 required lo corttribuie an amount
not exLeeding £1.
Recruitrnent and appointment of new trustees
The dirccioTS of thc Charity are #Isu charity Trustees for the purpos¢ of charity law. Under the Articles of Association.
th¢ Truslecs are appoinrcd for a period of three years from the dale of appointmenL after which they may be appointed
for one or more further tern￿ of three y¢ar5.
All trustees give their lime voluntarily and reeeived no benefit5 frorn the Ch3Tity.
The Trustccs arc responsible for rccrnitirtg and appointing ll¢￿. TTU51e¢s. UndeT ihe Articles of Association. Ihc process
or rinding %uitablc candidate5 lo b¢ considered for appoinimcnl as new ttusiees shall be led by Ihe Chair of Ihc Charity.
with ih¢.%upport of Ihc Charity Dircclor (Ir an exisling Trusiee. 2nd the Chief Exccutivc of C.HUMS CIC. When recrnilin8
new. TTusiee%. Ihe Tnjsiees hai'e regard tv ensuring thai Ihere is a broad skill mix amongst the board and th81 Ihe Board
of Trustees T¢fleLts the diversitv of the cornrnunities of p¢(Fple thai the Charity scrvcs. Lasi year. tw'o TTU5tec￿ Tesigned
and foul new Tru51ets wcrc appointed frtkm rhe T¢cruitrneDt campaign undcrtaken. Thesc changes have brought fresh
insi8hts and 5tabJlily this year wilh no furthcr changes in Trustees.
New Tnjstees are encouraged IL) meei wilh the Charity's staff and representatives from CHUMS CIC lo understand how
the Charity operates and the servi¢es which are funded by the Charity. Trustee5 are also enCo￿raged 10 attend external
training sessions where appropriate. and all Trusiees are provided with a copy of the Charity Commission's guidance"The
Esscntial Trustee"
Organisational stru¢tyr¢
The Charity's Truslccs. who are responsible for the sirategic direction and FK)li¢y of th¢ Charity, meet forn]ally on
regulaT basis. Throughout the year. a hybrid approach was used allowing for both face lo far¢ and online meeting5.
Pagell

CHUMS CHARITY (REGISTERED NUMBER: 11427S131
REPORT OF THE TRUSTEES
for the Year Ended 31 ￿lAy 2025
STRUCTURE, GOVERNANCE AND NIANAGEMENT
Staff alld Volunteers
Thc Charity cmploys a small fundraising teaTn to raise funds for ihe ChaFity'S PUTPO%¢.4.
The Tru5Eee5 aTe extremely grateful foT the dedication and hard work provided by ihe staff team alld all of the volunteers
that have so getjerously given their time Iv support the work uf ih¢ Chaniy. A¥ in pr¢vious years, it is not an
understatement to say that without the (ledication an(1 rotJunitm¢nt ot'the volunteer team, the organisaiion would not be
able io raise awareness ot mental health and einotional wellbeing 1%4u¢s dnd tundTai%e 10 the extent thai il has done through
this flnancial year. I10￿¢5.er, dunng this flnancial year, rhe Truste¢5 note that ihe Charsry's a¢iive N'olunteer babe has
remained at the lower levels prompied originally by the Covid-19 pandemic, which has had a negative effect on the
organisaiion's fuodraising capaciry. To miiigate agaittsi Ihis risk. proactive plans are in place during th¢ 2025:'26 y¢aT to
Improve our volunteer rettuitmeni, developmeni and reieniion.
Risk management
Thc trustees have a duty io identify and review the risks Iij which ihe ¢hJTlty i% expi)sed and i(> ensure appropriatc c(>nirols
arc in plac¢ io providc reasonablc assurance against fraud and t￿0￿. The ri%k reg15t¢r wJs ¢omprehenbively i¢freshed and
streamlined in aummn 2024, and is reviewed quarterly throughout ihe year at Borf￿d Meetings.
Report ot the truslees, inc
dirertor5, on
rpora
ng a sttaie8ie report, approved by order of the board of trust¢¢s, a5 the COTnpany
and sisned on the board's behalt by..
?trJs
MrAMC.a
Trusi¢e
Page 12

INDEPET4DENT EXAMINER'S REPORT TO THE TRUSTEES OF
CHUMS CHARITY
Independent exgrniner's reporl to the tru$tet$ of CHUMS Charkty- A Registered Charitv
I report 10 ihe ¢hariry trnstces on my cxaminatioll of the financial siatemenis of the CHUMS Charity - A Regisiered
Charity (the TTUSII for Ihe year ended 31 May 2025.
Respnn5ibilities ahd ba$15 of report
As Ilic charity trustees of the TTu%i yoll arc res]x>nsiblc for the Preparation of the finan¢ial statemenis in accordance with
thc rcquircmcnts of thc Charitie5 Act 2011 {Ihe A¢t'}.
report in respect of my examination of the Trust'5 finanGial 51aiements carried out under Section 145 of the Aci and ir)
caTrying out my examination I have followed all applicable Directions given by the Charity Commission under Section
1451Sllbl of the Acl.
Independent exarniner S 5taternent
I have completed mv cxaminaiion. I confirni that no material matters have come io my attention in connection with the
exarnination giving mc Cause 10 believe thai in any material respe¢i'.
accouniing records wcre not k¢pl in respect vf the Trusi as required by Section 130 (kf lh¢ Act.. OT
2. the finanLial siatemenis do noi accord with Iho.4e Tecnrd4' aT
3. the financial 4lalcmtnis do noi comply with the applicable requiTemertis concerning thc fom and content of fJnan¢iaS
statemcnls 8et out in the Chanties (Accounrs and Rcponsl Rcgulations 20Q8 uther than any requirement that the financial
staicmenls give a true and fail view which is not 8 maticr considcred a8 part of an independent examination.
I haie no concerns and have come 4CTO&S other mailers in connection with th¢ ¢xaminaiion 10 which 2nention should
be dra￿7 in this report in order to enable a proper underqianding ocihe financial slarements to be reached.
Tara Aldwin ACA
Foxley Kingham
Chart¢Ted A¢¢ounthnts
260 270 ButteTCield
Great Marlings
Luion
Bedford%hire
LU2 8DL
thle..
Page 13

CHUMS CHARITY
STATE￿IENT OF TrINANCIAL ACTIVITIES
(INCORPORATING AN INCOML A￿D EXPENDITLRE ACCOUNT)
for the Year Ended 31 MAY 2025
2025
Toial
fuDd
2024
Toial
nds
Unrebtricied
fund
R¢slTILi¢d
fund5
Notes
IYCOP*lE AND EYDOWMENTS FROM
Donations. legacies and granis
134.043
345.074
479.117
408.932
Raising
57.925
39,157
Total
191.968
345,074
537,042
448.089
EXPENDITURE ON
Raising tund5
169.627
169,627
198.938
Charitable aetiyitits
Grants payable
Gov¢rndrt¢¢ Costs
373,766
373,766
3,060
266.901
2,923
3.060
Total
172,687
373,766
546,453
468,762
NET INCOMEI(EXPENDITURE)
19.281
128,6921
120.6731
RECO)CILIATION OF FUNDS
Toial funds brL)ughi forward
35,333
37,000
93,006
TOTAL FUNDS CARRIED TrORWARD
54.614
8,308
62,922
72,333
The note5 forEn part of Ihese tinancial slatements
Page 14

CHUMS CHARITY (REGISTERED P4UMBER: 11427513)
BALATr4CE SHEET
31 MAY 202S
2025
Total
fund5
2024
Total
furtds
Unrestricted
fund
Resiricicd
funds
Notes
CURRENT ASSETS
t)ebtors'. Amounts falling due within one year
C85h at bank
13
10.514
52.946
10.514
61.254
39.568
51,778
8,308
63.460
8.308
71.768
91,346
CREDITORS
Ainounls lalling due within one year
14
(8,846)
{8,8461
119,013}
NET CURRF.NT ASSETS
8.308
62.922
72,333
TOTAL ASSETS LESS CURRENT
LIABILITIES
54,614
8.308
62.922
72,333
NET ASSETS
8.308
72.333
FUNDS
Uni¢slTi¢ied funds
Restricted funds
54,614
8,308
J5,333
37.￿0
TOTAL FUNDS
62.922
72,333
The charitable company is entitled to exemption from audit under Section 477 of the Companie5 Act 2006 tor the year
ended 31 May 2025.
The members have not required Ihe company 10 obtain an audit of it5 finan¢i81 staiemertrs for the year ended 31 May 2025
in a¢cordance with Section 476 of ¢hc c.ompanies Act 2006.
The tTU%tees acknDwl¢dge their r¢5PQn5ibilitieb for
(al
ensunng thai (he charitsble company keeps aceouniing records Ihat comply with Sections 386 aJMI 387 of the
CompaDi¢5 Acl 2006 and
PTcparing financial 5tai¢ments which give a tnle and fair view of the state of afyairs of ihc charitable cornpany as
at the end of cach financial ycar and of its surplu5 or deficit for ea¢h financial ycar in accordance with the
requiTcmcnt5 of Sections 394 and 395 and which oiherwisc cornply with the requirements of the Companies A¢t
2006 relaring to financial slatements. $0 far as applicable to the charitabl¢ company.
(bl
The financial 5tatem¢nls were approved by the Board of Trustees and authorised for issue on .
and werc si8ned on it5 behalf by..
Carter- Trustec
Th¢ notes form part of these financial stst¢ments
Page 15

CHUMS CHARITY
CASH FLOW STATEF+lENT
for the Year Ended 31 F*lAY 2025
2025
2024
Notes
Cash flows from Operating actiYitie5
Cdsh g¢neTated frvm vperJii()ns
9.476
52,9631
Net cash provided byl{used inl operating activilies
9,476
152,9631
Change in tash and tash equivalents ID
the repurtitsg period
Cash and Cash e4uivalent$ at the
beginning of the reporting period
9,476
152.9631
51,778
104,741
Cash and tash equivalents at the end of
the reporting period
61,254
51.778
The not¢5 forni part of these finaD¢ial statemertls
Page 16

CHUMS CHARITY
NOTES TO THE CASH FLOW STATEMENT
for the Year Ended JI ￿lAy 2025
RECONCILIATION OF NET EXPENDITURE TO NET CASH FLOW FROM OPERA TING
ACTIVITIES
2025
2024
Net expendlture for the reporting period la5 per the Statement ol
Financial Aetlvitlesl
Adjustments for:
Decreasellincreasel in debtor5
IDe¢r¢as¢l/in¢rease in creditors
{9,4111
120,6731
29,054
10.167
{34,848)
2.558
Net eAsh provided byllustd inl optr#tlon$
9,476
52.963)
ANALYSIS OF CHANGES IN NET FUNDS
At 1.6.24
Cash flow
Ai 31.5.25
Net cash
Cash ai bank
51,778
61,254
51,778
9.476
61,254
The notes fom) part of these financial sta¢emen15
Page 17

CHUMS CHARITY
NOTES TO THE FIN￿NcIAL STATEMENTS
for tb¢ Year Ended 31 f*lAY 2025
ACCOUNTING POLICIES
Basis of preparing the financial statements
The finan¢i)l iiJiemeni% of the chariiablc company. which is a public benefit enlity under FRS 102. have bee
prcparcd in accordancc with ihc Chari¢i¢s SORP IFRS 1021 'AcLollnting dnd RLponing by Charities.. Stsiement
of Recummended Practice applicable io charilies PT¢pdrin¥ Ih¢ir in accord2nce with the Finaneial
Reporting Standard applicable in rhe UK and Republic ot Ireland IFRS I(121 let'f¢¢liv¢ l January 20191,, Financial
Reporting Siandard 102 'The Financial Reponing Standard applicabl¢ in the UK and Rcpubljc ot. Ircland, and the
CoTnpanies A¢t 2006. The financial siaiemenis have been prepared under th¢ hi510Ti¢al cosi Convention.
The pr¢5etJtalion Currency of the financial statements is the Pound Srerling l£}.
The Chariry meeis the deflniiion of a public benefit entily under FRS 102.
The charitable compatjy is a company limitcd by guaranle¢ and has shaTe capital.
The Ttus¢ees Consider ihai ihere are no material llncertainiies about the Charity's ability to Lvn¢inue as a gtsing
concern.
Income
All income is recognised in the Staiemenr ot Financial Acttvities once the ¢h2riry has ¢nliilement io the tunds. it
Is probable that the income will be received and the arnount can be measured reliably.
Income received by way of donatiotjs. legacies and grants Is inclllded in full in the StaLement of Financial
Activities when receivable. Granis. whcre cniitlcmcnt is nLIl cvnditivnal on ihe delivery of a specifje pertomiance
by Ihe choriiy, are recognised when the charily becomes unconditionally ¢nlJil¢d 10 the grani.
Incom¢ T¢ceiv¢d os ev¢nls Inctsme is Includcd in Ihc Siaicmeni of l.'inancial ActivilLeS under -raibing fuDds' and
is recognised when the event ha5 uL¢v￿c￿ and ihe irtcomc is rcceivablc.
Expenditure
Liabilities dre reeu8nised as expenditure as soon as there 15 a legal OT ¢onslfu¢iiv¢ obligdiion commiiiing the
¢hanty 10 thai expettdjlure, it is probablc thai a Iranster of ecoiiomic benefits will bc required in s¢ltl¢m¢nt and
the atnount of the obligdlton can be measured reliably. Expendiwre is accounted for on an accTua15 basis and hab
been cla58ified under headings that aggregate all costs related io rhe caregory. Where costs cannoi be direcily
attribuied to paniculaT headin¥s Ihey have been alloeaied to aciiviiies on a basis con51sleni with the use of
resources.
Granis offered Subject to condition5 which have not been mei at the year end dfyi¢ ar¢ noied as a commiiment bui
DVI arLru¢d expendiiure.
Taxatio
The charity 15 exen]pt tron] Lotporation tax on lis Charitable 8ciil'iiies.
Fund accounilng
R¢51TlCted funds dre Ih05e received from donors tor a specitjc purpose, usually lo fund a specified 5eTh'ic¢. The
funds are granted to organi5ations lo d¢liver the specilied seThice in accordance with the Lhariry's objeciives, to
cover the costs of delivering those services.
Unresiricied fllnds are those Teceived from donoT5 Il'iihout a specific putpuse sp¢¢ified and therefore io be used
for ihe general objeciives of Ihe Chariiy. The funds are used for the day lo day fundraising a¢tiviti¢s of the Charity
io Tne¢l 115 vbj¢Ltiv¢s and the nel raised is ¥rantLd its Organisaiions ai Ihe dibcrelion of the irusiees to deliver a
5pecifJed 5¢rvice meeling the ChaTJty's ubJeLlives.
Donated $erYlees
Ln aLcordance with Ihe Charities SORP {FRS 1021, the general volunicer itme is nor recogniscd in the tinancial
btsiemenis.The Chariiy does not direcily engagc volunteers in i15 aclii'ilies huw¢veT ducb i¢¢ugnise the inpui of
L15 supponerb ai events, bucket collecijons and dd hoc fundraisinst activitie5.
Page 18
conTinued...

CHUMS CHARITY
NOTES TO THE FJNANCJAL STATEMENTS- continued
for the Year End¢d JI MAY 2025
DONATIONS, LEGACIES AND GRAlyTS
2025
2024
D(Inaiions and legacies
GTanL%
176.122
302,995
107.839
301.093
419,117
408,932
IL4ISING FLQYDS
2025
2024
Events income
39,157
RAISING FUNDS
R#Sslng funds
2025
2024
Office costs
Evcllts costs
Staff costs
otor and travel ¢xpens¢5
Payroll proccssing cost5
Staff Irairtirtg
Gencral furtdraising expcnses
Consultancy fees
8.477
17,776
106,84a
3.074
1,20a
6,563
8.827
118.610
5.009
1,104
514
2.063
56.248
2.402
29,858
169627
I9￿,93
CHARITABLE ACTIVITIES COSTS
Grant
funding of
Support
cosls Iscc
noie 71
{s¢¢ no
61
Totals
(irant5 payable
Govetllance costs
373,766
373.766
3.060
3,060
373 766
376.826
Page 19
continued...

CHLIIIIS CHARITY
NOTES TO THE FINANCIAL STATEMENTS- contlnued
for the Y¢ar ENd¢d 31 IWIAY 2025
GRANTS PAYABLE
2025
2024
Grants payable
373 766
266,901
The total grants paid to institutions duTing ihe year was as follows..
2025
2024
Granis io CHUMS CIC
373,766
266,901
Trauma Scrvicc
Recreationdl Therapeuiic Service
BedfordshiTe Sui¢ide Bereavement SeThice
Baby Los$ Service
Disability Friendship S¢h¢me
Young CareT5 Service
BercavemeFJt Service
Oiher
76,168
36,100
105,318
69.657
8.406
4.360
60.000
13,757
35,426
87,985
54,237
64,115
9,970
300
14,868
373.766
266,9nl
SUPPORT COSTS
GoN'ernance
Costs
Governance costs
3.060
INDEPENDENT EXAMINER'S REMUNERATION
Dunng th¢ y¢ar, fccs werc paid to thc indepcndcnl exaTniner iotalling £1.200 {2024.. £1.1401 for independent
examination services and £3.06012024.. £2,887) for other financial services.
TRUSTEES, REMUNEtL4Tiofi AND BENEFITS
There were no rTuslees' remuneration OT oihcr benefi1$ for the year ended 31 May 2025 nor for the year ended
31 May 2024.
Trusiees, expenses
There were nu irubl¢¢b' ¢¥pens¢¥ paid fui Ihe year ended 31 May 2025 nor for the year ended 31 May 2024.
Page 20
ontinued...

CHUMS CHARITY
NOTES TO THE FINANCIAL STATEMF.f*TS- continued
for th¢ V¢ar Ended 31 f*lAY 2025
STAFF COSTS
2025
2024
Wag¢.4 artd salaries
Social security
Pcnsion
92,072
9,386
5.382
100,9311
9.954
7.718
106.840
118,610
The average monthly number of employees during the year was as follows..
2025
2024
stsff
No employees reecived emoluments in excess of £60.000.
COMPARATJVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unresirjcied
fund
Restricied
Total
funds
INCOME AND ENDOWMENTS FROM
Donalions. Icgacie% and grant%
113.031
295.901
408.932
Raising funds
39.157
Total
152.188
295,901
448,089
EXPENDITURE ON
Raising fvnd_4
19U,938
198.938
Charitable 4ctl*ltles
Grants payable
(iovernance cost5
260,901
266.901
2,923
Tot#1
201 S61
260,901
468,762
NET If4COMEI{EXPENDITUREI
{49.673)
29,000
{20,6731
RECOP4CILIATION OF FUNDS
Total funds broughi forward
85,006
8,000
93.IK)6
TOTAL FUNDS CARRIED FORWARD
35,333
37,000
72.333
Page21
continued...

CHUMS CHARITY
NOTES TO THE FINANCIAL STATEMENTS- continued
ror the Year Ended 31 ,MA Y 2025
12.
INTANGIBLE FIXED ASSETS
Compuier
software
COST
At l June 2024 aDd 31 May 2025
1,920
AMORTISA TIO
At l June 2024 and 31 May 2025
1.920
NET BOOK VALUE
At 3 1 May 2025
At 3 1 May 2024
13.
DEBTORS.. AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Prepayments and a¢ctued income
10,514
39,568
14.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2025
2024
Trad¢ credilor5
Other taxes and 5vcial s¢¢uiily ¢t)S¢s'
Other creditors
Aceruals and detaTed income
1296
2.799
1.523
3.228
6.205
1,166
19.013
15.
MOVEMENT IN FUNDS
Net
moycment
in fLtnd5
At
31.5.25
Al 1.6.24
Unrestricted fund$
Generdl fund
35.333
19.281
54.614
Restricted funds
R¢¢Ttaliortal Thcrapclliic Service
Bedford5hiT¢ Su)¢id¢ BeTeafvemeot S¢rvi¢e
CIC Staff Catnpaign
8,250
{37.0001
58
8,250
37,000
58
37,000
(28,692
8,308
TOTAL FUF4DS
72.333
9,4111
62,922
Page 22
oniinued...

CHUMS CHARITY
NOTES TO THE FINANCIAL STATEMEf*TS- Continutd
for iht Ye*r Ended 31 MAY 2025
Is.
MOVEMENT IN FUNDS- tontinued
Net movement in funds. irt¢lvd¢d in ihe above are as follows..
Incoming
res<)urces
Resource.
expcnded
M()vement
In funds
Unrestrieted funds
General fund
191,968
1172,6871
19.281
Restricled funds
Traurna Service
Rccreattonal Therap¢uti¢ st￿lee
B¢dlordshiTC Suicide Bereavement Service
Baby Loss Servicc
Y(iun¥ Carers Service
Disability Friendship Scheme
Bereavement Seryict
Other Resiricled
CIC Staff Campaign
76,168
44.350
68.318
69.657
4.360
8,406
61).000
12.2(X)
176,1681
136.1001
8.250
{37.0001
169,6571
{4,36Ql
{8.4061
160.()001
112.2001
5571
58
345.074
373,766
28.692
TOTAL Fuf4DS
537,042
546.4531
9,411)
Cornparative$ for movernent in fund5
Nei
mov¢tn¢nl
in fund5
Al
31.5.24
Al 1.6.23
Unrestricted funds
Gencral fund
85.(K)6
149,6731
35,333
Rt$trlet¢d fllnds
R¢cr¢aiional Therapeutic Service
BedtordshLr¢ Suicide B¢reavemeni Service
8,000
18.0001
37,000
8.000
37,000
TOTAL FUNDS
93,006
20.673}
72.333
Pag¢ 23
CODiJnued,..

CHUMS CHARITY
NOTES TO THE FINANCIAL STATEMENTS- continued
for tht Year Ended 31 ￿lAy 2025
15.
MOVEMEP4T IN FUNDS- tontinlled
CvmpaTlliv¢ n¢t movemeni in funds, inclllded in (he above are as follows..
Incoyning
re50urLes
R¢source5
expended
Mi)vemtrtt
In funds
Unrestricted funds
General fund
152,188
1201.8611
149,673)
Restrieted fund5
Trauma Service
Recreaijonal Therapcuric Scrvicc
Bedford$hire Suicide Bcrcavcmcni Scrvice
Baby L()5s Service
Young Car¢ro kTvi¢e
Disability Friendship Scheme
Orhcr Resiricicd
LIC Siaff Campaign
35,426
79.985
91.237
64.115
300
9,970
2,666
12,202
135.4261
187.9851
154.2371
164.1151
130UI
19,9701
12,6661
12,202
18.000)
37,000
295.901
266,9011
29,000
TOTAL FUNDS
448,089
1468.762)
12D,673)
A CUTrent year 12 months and PriOT year 12 monih$ combjned positjon is as tollows..
Net
movemeni
in funds
Ai
31.5.25
Ai 1.6.23
Unrestricttd fund$
General fund
85.006
{30.3921
54,614
Restricted funds
Recrediiondl Therapeutic Service
CIC Staff Campaign
8.000
250
58
8,250
58
8,000
308
8,308
TOTAL FUNDS
93,006
30.0841
62,922
Page 24
¢oniinued,..

CHUMS CHAIUTY
NOTES TO THE FINANCIAL STATEMEP4TS-eontinu¢d
for tbe Year Ended 31 MAY 2025
MOVEMEFwr tN FUNDS- tontinued
A currellt year 12 TngDihs and prior year 12 months combined nel mov¢m¢ni in funds, included in the above are
as follows..
Incoming
resout¢es
ResouTCC5
expended
MoTremertl
in funds
Unrestricted funds
General fund
344,156
1374,5481
130.392}
Re$trl¢ted fllllds
Trauma Service
Rccrcational TheTapeutic Serviee
Bedfordshirc Suicide Bereavement Service
Baby Loss Service
Young Carets Service
Disability Fnend5hip Scheme
Berea￿eM¢nt Service
Other Rcsiricted
CIC Staff Campaign
111.594
124.335
159.555
133,772
4.660
18.376
60.000
14.866
13.817
{111.5941
{124.0851
1159.5551
1133.7721
{4,66O1
118.3761
160.0001
114,8661
13 7591
250
58
(AO,667
308
TOTAL FUNDS
985,131
(1.015,2151
30.084)
16.
PURPOSE OF RESTRICTED FUNDS
Trauma SerYl¢e
Grdni income received to support Chjldren & Young Peoplc in Crisis and not being abl¢ l(1 g¢1 l)n with their nomal
live4 as a result of traumas.
ReeTeatlong1 Th¢rApeutic Service
Grant income #nd (lonaiions receivcd to support children in a way that is fun and engaging through activities they
arc passionate about i.t.musie and multi sports. which would help them 10 improve their behaviour. anxiety, ¥¢lf-
tontidence and engagement in leJrning.
B¢dford$bir¢ Suicide Bereavernent Servi¢t
(irant incorne and donations retcivcd ro support famili¢5 and individual% of all age5 bereaved by suicide.
Bxb). Loss Service
Grant Income and donations re¢eived 10 help provide speciali5¢d bereavement suppori Iv bereaved
parents land sometimes gTandpar¢nt5 and siblings 1001 following the death of a baby Ihmu8h late miscarriage.
4tJllbirth. compassionale tcnninatian. or rtcortatal dcaih.
Yowng Carers Service
Grani incomc and donations received to suppon childitn artd young people who have a practical caring role for
a parent or sibling. enabling them lo lead fulfilling lives a5 well as gain an undersianding of illnesses 01
disabilities that impact on their families.
DisabilRty Friendship S¢hcm¢
(irani income Tcccivcd t0 5UPPOrt a scheme operdied in Luton offering a safe weekly social space for children
alld young people with leamillg ttnivor physical disabilities aged 13 to 25. as well as outings and Workshops in
the EJ51eT and Summer holidays.
Page 25

CHUTrIS CHARITY
NOTES TO THE FI￿ANCIAL STATEMENTS- continued
ror the Year Ended 31 MAY 2025
16.
PURPOSE OF RESTRICTED FUNDS- eontinued
Bereavement Service
Grani income rtc¢ivcd lo provide compreh¢ntsive bereavement S¢TVlf¢.4 for chJldTen and young people in
B¢dfordshire. This serviLe helps pruvides emoti()nal and iherapeulic support lo Ihosc aff¢ci¢d by rh¢ 105$ of a
loved one, offenng individual ¢ouns¢lling, group workshops, and remembrance services.
Other Restricted
Grant illcome Teceivtd tOWaTds a SP¢CLfiL purpose from the House of Industry Eslale working in Bedford
Borollgh.
17.
RELATED PARTY DISCLOSURES
CHUMS CIC
CHUMS CIC Is the sole member of the Chariiy. Dawn Hewill. a trustee, 15 ihc Chief Exeiutive and d direLtor or
CHUMS CIC
During the period under review. grants were tnade lu CHUMS CIC of £373,76612024.. £266,901). Thcsc 8ranis
wcrc made for charitable PUTP05es in accordance with obje¢tJv¢s of the Charity.
18.
ULTtMATE CONTROLLING PARTY
The Board of Trustees is th¢ ultimate controlling party.
Page 26