DAR AL KHIDMAT FOUNDATION UK
REG CHARITY: 1178891
ANNUAL REPORT PERIOD 02-0302022 TO 01-03-2023
Total income raised: £11646.54 Total income used: £12963
During this period the exchange rate ranged from 239 to 263 Pakistani Rupees per Pound.
During this period the charity has endured many Projects and below is brief description of the charity work carried out and cost have been given respectively:
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Broh house project Total cost:1012550 rupees This project was a very large project for the charity hence the cost however this was an extremely poor family that were living in a mud-built home where rainwater was coming in and was not weatherproof. Th Family consisted of a widower and her 4 children who had no mean to be able to construct a home or improve the current mud structure. We were fortunate that a local villager donated a piece of land to the family where the charity was able to build a home consisting of 2 rooms, storeroom, kitchen and bathroom. The house is weatherproof, has electricity and fully plastered. The family now have a safe home to live in.
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Kalabat School maintenance cost:150000 rupees Kalabat is another small village with a small community, they have managed to build amenities like shops schools etc. however the school was run down and needed plastering and new chairs for the children to make the structure fit for purpose and for the teachers to continue the great work hey do. This was a quick project which helped create a clean safe environment for the children to fulfil their education.
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Education cost for 2 girls from Dec 2021: monthly 8100 rupees 97200 rupees yearly. These are 2 girls that the charity has sponsored to complete their education. The family were made aware to the charity from locals who had said that the girls were very bright and always were top of the class as the local government school. However now that the girls had left standard government school education their father could not afford to pay for college education. Therefore, the charity is paying for both girls to complete college and university education by paying for their college/university fees directly to the respective education authority.
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Business Support Raja Ejaz Tabarak for grocery shop: 25000 rupees In this case this local man was trying his ever best to provide for his family by means of a local grocery shop. However, due to covid supplies ran out and suppliers were not delivering and in turn customers were not buying. The charity decided to buy 25000 rupees worth of supplies for his shop for him to make more sales and get the running trade again.
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Shabir shah cancer support for treatment 30000 rupees This young man had cancer and was undergoing treatment at the time he had been admitted back into hospital due to ill health and he had no means to pay his medical bills. The Charity Trustees decided that this was a deserving case, and that the charity will cover the cost of his medical bills.
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100 Food package project total cost: 650000 Rupees Each Ramadan the charity has given out food packages to the neediest families in the local vicinity. A person from each local village was appointed to assess and make a list of those who were in need. This list was later verified from other trusted sources and a complete list of100 household was compiled. Each family were given a month’s supply of rations which consisted of the following items:
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20 kg flour
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Oil/gee 5kg/l
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Lentils 5kg
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Sugar 5kg
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Rice 3kg
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Tea pack ½ kg
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Onions 2.5 kg
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Potatoes 2.5kg
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Salt 1kg
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Peppers ½ kg
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Basan 1kg
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Dates ½ kg
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Rooh afzah 1 bottle
This was distributed by our team of local trusted members that handed out the supplies to each family.
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Cancer patient Taruf daughter: 100000 rupees In this case a local builders daughter developed cancer she had young children and her in laws refused to get her any treatment, therefore her father bought her home and started her treatment. The cancer unfortunately was not treated in a timely manner therefore it had spread throughout her body, her father continued treatment in hope of her recovery with everything he had. The charity contributed 100000 rupees to help in her relief. Unfortunately, she later died.
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Sewing schoolteacher salary: 15000 rupees monthly 180000 yearly The charity invested in a school to provide young girls or any women who wanted to learn to sew in order provide for her family. The course consists of 6 months for learning to design, cut and use the sewing machine. The course is provided free of charge however the long-term teacher is given a monthly salary.
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Ambulance driver salary: 12000 rupees monthly 144000 yearly The charity provided an ambulance a few years back which is available for anyone free of charge. However, an ambulance driver is required to be on call and available for anyone who may need to use the ambulance service and maintenance of the ambulance.
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Shabir kotli for visa 50000 rupees
This is a case of a young man who in order to better a life for himself and his family with his own means wanted to go out of the country to provide for his family. As he managed to secure a job and was able to pay for his ticket he was unable to has sufficient funds to apply for the visa entry. The charity paid for his visa and we are happy to report that he is doing well and providing for his family successfully.
- Zohaib Bashir ticket UAE : 50000 rupees
In this case the young man had lost his mother to cancer and his dad was a labourer who got work as and when required. He was the eldest son and had 4 young sisters, in order to better there life and able to support the family a kind local secured a job for him in Dubai and covered the cost for his visa and paperwork. He required a plane ticket and as the family had no means to pay for one the charity paid for a single ticket to Dubai. We are happy to report that since then the young man has been working in Dubai and is sending a regular income home to his father and sisters. His sisters are now able to all go to school and the family have now become self sufficient.
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Maasi jeena son death 125000 rupees This unfortunately is a sad case of a hard working poor family where the mother works as a maid for other people and the son worked as a painter. They have not relied upon other people and worked for the money they earned. With their own hard work and effort they were build a solid home for themselves however whilst working the son fell and sustained many injuries. The injuries were extensive with internal bleeding and broken bones, the trustees were in discussions about how to best support them that during this time he sadly passed. As he was the breadwinner of the family the charity decided to cover his medical costs and the cost of the funeral so that the grieving mother does not have to worry.
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Soul school project cost: 135000 This school has been a permanent feature of the village for a very long time it consisted of 1 room and were teaching around 70 primary age children. This project was one where the whole community contributed, some donated windows, doors, others sand and cement. The remaining items the charity contributed and now stands a 3 room solid comfortable building and a safe environment for the children to use and learn.
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Sewing school toilet cost: 60000 The sewing school is an ongoing long term projects of the charity and we have turned out 3 batches of girls that have graduated with diploma in sewing which is a huge success for the charity. However the school provides all facilities need but not toilet was available at the school. Therefore as this is a basic hygienic requirement that should be available one was built and in is in full use with the students now 100% happy with the facilities provided.
DAR AL KHIDMAT FOUNDATION UK A REGISTERED CHARITY NUMBER 1178891
Sort Code 20-59-43 Account No 23957942
SWIFTBIC BUKBGB22 IBAN GB95 BUKB 2059 4323 9579 42
Issued on 29 March 2022
THE OFFICIALS DAR AL KHIDMAT FOUNDATION UK 43 WESTBOURNE STREET STOCKTON ON TEES CLEVELAND TS18 3EN
Your Community Account
At a glance
25 Dec 2021 - 28 Mar
| Date | Date | Description | Description | Description | Money out £ | Money out £ | Money in £ | Money in £ | Balance £ | Balance £ | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 25 Dec | Start Balance | 2,944.87 | |||||||||||||||||
| 29 Dec | Direct Credit From Raees Qaiser Ref: Charity |
60.00 | 3,004.87 | ||||||||||||||||
| 11 Jan | Deposit Re 100016 Deposit Re |
31Stockton On Tees 31Stockton On Tees |
50.00 100.00 |
3,054.87 3,154.87 |
|||||||||||||||
| 100017 | |||||||||||||||||||
| Deposit Re 100015 |
31Stockton On Tees | 100.00 | 3,254.87 | ||||||||||||||||
| Deposit Re | 31Stockton On Tees | 200.00 | 3,454.87 | ||||||||||||||||
| 100018 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 215.00 | 3,669.87 | ||||||||||||||||
| 100014 | |||||||||||||||||||
| 2 Feb | Direct Credit From Mazhar Iqbal | 425.00 | 4,094.87 | ||||||||||||||||
| Ref: | Mr Mazhar Iqbal | ||||||||||||||||||
| 7 Feb | Direct Credit From Raees Qaiser | 10.00 | 4,104.87 | ||||||||||||||||
| Ref: | Charity | ||||||||||||||||||
| 14 Feb | Deposit Re | 31Stockton On Tees | 32.20 | 4,137.07 | |||||||||||||||
| 100020 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 85.00 | 4,222.07 | ||||||||||||||||
| 100024 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 105.00 | 4,327.07 | ||||||||||||||||
| 100026 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 125.00 | 4,452.07 | ||||||||||||||||
| 100025 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 129.13 | 4,581.20 | ||||||||||||||||
| 100027 | |||||||||||||||||||
| Deposit Re | 31Stockton On Tees | 142.00 | 4,723.20 | ||||||||||||||||
| 100021 |
| 2022 | |
|---|---|
| Start balance | £2,944.87 |
| Money out | £0.00 |
| uCommission charges | £0.00 |
| Money in | £3,073.96 |
| uGross interest earned £0.00 | |
| End balance | £6,018.83 |
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Dar Al Khidmat Foundation Uk A Registered Charity Number 1178891 • Sort Code 20-59-43 • Account No 23957942
| Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 4,723.20 14 Feb Deposit Re 31Stockton On Tees 100019 143.68 4,866.88 Deposit Re 31Stockton On Tees 100023 200.00 5,066.88 Deposit Re 31Stockton On Tees 100022 425.00 5,491.88 25 Mar Deposit Re 31Stockton On Tees 100030 113.64 5,605.52 Deposit Re 31Stockton On Tees 100028 129.43 5,734.95 Deposit Re 31Stockton On Tees 100029 283.88 6,018.83 28 Mar Balance carried forward 6,018.83 Total Payments/Receipts 0.00 3,073.96 |
|
|---|---|
| 14 Feb | |
| 25 Mar | |
| 28 Mar | |
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
Dispute resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
What is an unarranged overdraft?
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
What can you do to help avoid or limit an unarranged overdraft?
Get In Touch. If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
Register for Text Alerts. Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
Go online for more support. For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Online
barclays.co.uk
On the phone
0345-717-1819
Talk to an advisor 7am - 11pm or use our 24-hour automated service
Write to us
Barclays, Leicester LE87 2BB
Your branch
LEICESTER, LE87 2BB
Lost and stolen cards
01604 230 230
– 24 hours
Tell us straight away if:
-
you do not receive a Barclays card you were expecting
-
any of your cards are lost, stolen, or damaged
-
you think someone else may know your PIN.
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
Follow us
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continued Helpful Information
Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
International Bank Account Number (IBAN)
and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
Financial Services Compensation Scheme Information Sheet
Basic information about the protection of your eligible deposits Eligible deposits in Barclays Bank UK PLC are protected by: Limit of protection:
the Financial Services Compensation Scheme (“FSCS”)[ 1] £85,000 per depositor per bank[ 2]
The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately.[ 3] Reimbursement period in case of bank’s failure: 10 working days.[ 4] Currency of reimbursement: Pound sterling (GBP, £) To contact Barclays Bank UK PLC for enquiries relating Barclays Bank UK PLC to your account: 1 Churchill Place Canary Wharf London E14 5HP To contact the FSCS for further information on Financial Services Compensation Scheme compensation: 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk More information: www.fscs.org.uk
Additional information
1 Scheme responsible for the protection of your eligible deposit
Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.
2 General limit of protection
If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.
This method will also be applied if a bank, building society or credit union operates under different trading names. Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management.
In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:
(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;
(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.
More information can be obtained under www.fscs.org.uk
3 Limit of protection for joint accounts
In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.
This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.
4 Reimbursement
The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.
Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.
If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk
Other important information
In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.
Financial Services Compensation Scheme Exclusions List
A deposit is excluded from protection if:
(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.
(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.
(3) It is a deposit made by a depositor which is one of the following:
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credit institution
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financial institution
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investment firm
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insurance undertaking
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reinsurance undertaking
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collective investment undertaking
(5) It is a deposit which can only be proven by a financial instrument2 unless it is a savings product which is evidenced by a certificate of deposit made out to a named person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014.
(6) It is a deposit of a collective investment scheme which qualifies as a small company.3 (7) It is a deposit of an overseas financial services institution which qualifies as a small company.4 (8) It is a deposit of certain regulated firms (investment firms, insurances undertakings and reinsurances undertakings) which qualify as a small business or a small company5 refer to the FSCS for further information on this category.
(9) It is not held by an establishment of a bank, building society or credit union in the UK or, in cases of a bank or building society incorporated in the UK, it is not held by an establishment in Gibraltar.
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pension or retirement fund1
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public authority, other than a small local authority.
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(4) It is a deposit of a credit union to which the credit union itself is entitled.
For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk
1 Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not excluded
2 As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule
3 Under the Companies Act 1985 or Companies Act 2006
4 See footnote 3
5 See footnote 3
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate) or by ordering online from barclays.co.uk/accessibleservices* Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Item ref: 9914022_UK 01/21
DAR AL KHIDMAT FOUNDATION UK A REGISTERED CHARITY NUMBER 1178891
Sort Code 20-59-43 Account No 23957942
SWIFTBIC BUKBGB22 IBAN GB95 BUKB 2059 4323 9579 42
Issued on 29 June 2022
THE OFFICIALS DAR AL KHIDMAT FOUNDATION UK 43 WESTBOURNE STREET STOCKTON ON TEES CLEVELAND TS18 3EN
Your Community Account
At a glance
29 Mar - 28 Jun 2022
| Date | Description Money out £ Money in £ Balance £ Start Balance 6,018.83 Direct Credit From Mazhar Iqbal Ref: Mr Mazhar Iqbal 210.00 6,228.83 ASD Withdrawal: 10.40 On 07/04/22 M1 Stockton High 2,000.00 4,228.83 Cash Machine Withdrawal On 7 Apr at 10.42 at Barclays Stockton High 2 500.00 3,728.83 Deposit Re 31Stockton On Tees 100037 30.00 3,758.83 Deposit Re 31Stockton On Tees 100040 80.00 3,838.83 Deposit Re 31Stockton On Tees 100034 100.00 3,938.83 Deposit Re 31Stockton On Tees 100041 110.00 4,048.83 Deposit Re 31Stockton On Tees 100033 180.00 4,228.83 Deposit Re 31Stockton On Tees 100038 210.00 4,438.83 Deposit Re 31Stockton On Tees 100039 210.00 4,648.83 Deposit Re 31Stockton On Tees 100031 284.95 4,933.78 Deposit Re 31Stockton On Tees 100036 300.00 5,233.78 Deposit Re 31Stockton On Tees 100035 300.00 5,533.78 Deposit Re 31Stockton On Tees 100032 1,225.00 6,758.78 |
|---|---|
| 29 Mar | |
| 7 Apr |
| Start balance | Start balance | £6,018.83 | |
|---|---|---|---|
| Money out | £6,544.00 | ||
| uCommission charges £0.00 | |||
| Money in £5,684.78 uGross interest earned £0.00 |
|||
| End balance | £5,159.61 |
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Dar Al Khidmat Foundation Uk A Registered Charity Number 1178891 • Sort Code 20-59-43 • Account No 23957942
| Date | Date | Date | Description | Description | Description | Description | Money out £ | Money out £ | Money in £ | Money in £ | Balance £ | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance brought forward from previous page |
6,758.78 | ||||||||||||||||
| 11 Apr | Direct Credit From Sajid Iqbal | 100.00 | 6,858.78 | ||||||||||||||
| Ref: | Donation | ||||||||||||||||
| 27 Apr | ASD Withdrawal: 12.44 On | 1,237.00 | 5,621.78 | ||||||||||||||
| 27/04/22 M1 Stockton High | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 50.00 | 5,671.78 | |||||||||||||||
| 100043 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 128.40 | 5,800.18 | |||||||||||||||
| 100045 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 146.89 | 5,947.07 | |||||||||||||||
| 100044 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 200.00 | 6,147.07 | |||||||||||||||
| 100042 | |||||||||||||||||
| 28 Apr | Direct Credit From Mazhar Iqbal | 130.00 | 6,277.07 | ||||||||||||||
| Ref: | Mr Mazhar Iqbal | ||||||||||||||||
| 29 Apr | Direct Credit From Iqbal S | 210.00 | 6,487.07 | ||||||||||||||
| Ref: | Zakat Fitrana | ||||||||||||||||
| 12 May | Direct Credit From Raees Qaiser | 30.00 | 6,517.07 | ||||||||||||||
| Ref: | Charity | ||||||||||||||||
| 24 May | ASD Withdrawal: 12.03 On | 820.00 | 5,697.07 | ||||||||||||||
| 24/05/22 M1 Stockton High | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 30.00 | 5,727.07 | |||||||||||||||
| 100049 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 119.54 | 5,846.61 | |||||||||||||||
| 100046 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 200.00 | 6,046.61 | |||||||||||||||
| 100048 | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 300.00 | 6,346.61 | |||||||||||||||
| 100047 | |||||||||||||||||
| 8 | Jun | Direct Credit From Mazhar Iqbal | 200.00 | 6,546.61 | |||||||||||||
| Ref: | Mr Mazhar Iqbal | ||||||||||||||||
| 10 Jun | ASD Withdrawal: 12.22 On | 397.00 | 6,149.61 | ||||||||||||||
| 10/06/22 M3 Stockton High | |||||||||||||||||
| ASD Withdrawal: 12.20 On | 610.00 | 5,539.61 | |||||||||||||||
| 10/06/22 M3 Stockton High | |||||||||||||||||
| Deposit Re 31Stockton On Tees | 600.00 | 6,139.61 | |||||||||||||||
| 100050 | |||||||||||||||||
| 20 Jun | ASD Withdrawal: 13.08 On | 980.00 | 5,159.61 | ||||||||||||||
| 20/06/22 M1 Stockton High | |||||||||||||||||
| 28 Jun Balance |
carried forward | 5,159.61 | |||||||||||||||
| Total Payments/Receipts | 6,544.00 | 5,684.78 |
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
Dispute resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
What is an unarranged overdraft?
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
What can you do to help avoid or limit an unarranged overdraft?
Get In Touch. If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
Register for Text Alerts. Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
Go online for more support. For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Online
barclays.co.uk
On the phone
0345-717-1819
Talk to an advisor 7am - 11pm or use our 24-hour automated service
Write to us
Barclays, Leicester LE87 2BB
Your branch
LEICESTER, LE87 2BB
Lost and stolen cards
01604 230 230
– 24 hours
Tell us straight away if:
-
you do not receive a Barclays card you were expecting
-
any of your cards are lost, stolen, or damaged
-
you think someone else may know your PIN.
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
International Bank Account Number (IBAN)
and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
DAR AL KHIDMAT FOUNDATION UK A REGISTERED CHARITY NUMBER 1178891
Sort Code 20-59-43 Account No 23957942
SWIFTBIC BUKBGB22 IBAN GB95 BUKB 2059 4323 9579 42
Issued on 29 September 2022
THE OFFICIALS DAR AL KHIDMAT FOUNDATION UK 43 WESTBOURNE STREET STOCKTON ON TEES CLEVELAND TS18 3EN
Your Community Account
At a glance
29 Jun - 28 Sep 2022
| 2 | |
|---|---|
| Date | S M u M u E Y b C Description Money out £ Money in £ Balance £ Start Balance 5,159.61 ASD Withdrawal: 15.28 On 29/06/22 M1 Stockton High 777.00 4,382.61 Deposit Re 31Stockton On Tees 100051 226.52 4,609.13 ASD Withdrawal: 14.16 On 22/07/22 M1 Stockton High 382.00 4,227.13 ASD Withdrawal: 14.18 On 22/07/22 M1 Stockton High 395.00 3,832.13 Deposit Re 31Stockton On Tees 100052 253.72 4,085.85 Deposit Re 31Stockton On Tees 100053 310.00 4,395.85 ASD Withdrawal: 15.58 On 03/08/22 M1 Stockton High 612.00 3,783.85 Direct Credit From Mazhar Iqbal Ref: Charty 265.00 4,048.85 Direct Credit From Mazhar Iqbal Ref: Charty 100.00 4,148.85 Direct Credit From Super Saving Barga Ref: Charity 60.00 4,208.85 ASD Withdrawal: 13.22 On 05/09/22 M2 Stockton High 1,159.00 3,049.85 Deposit Re 31Stockton On Tees 100056 50.00 3,099.85 Deposit Re 31Stockton On Tees 100054 162.78 3,262.63 Deposit Re 31Stockton On Tees 100055 226.62 3,489.25 |
| 29 Jun | |
| 4 Jul | |
| 22 Jul | |
| 3 Aug | |
| 9 Aug | |
| 30 Aug | |
| 5 Sep |
| S | tart balance £5,159.61 |
|---|---|
| M u |
oney out £3,838.00 Commission charges £0.00 |
| M u |
oney in £2,495.64 Gross interest earned £0.00 |
| E | nd balance £3,817.25 |
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Dar Al Khidmat Foundation Uk A Registered Charity Number 1178891 • Sort Code 20-59-43 • Account No 23957942
| Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 3,489.25 22 Sep ASD Withdrawal: 12.34 On 22/09/22 M1 Stockton High 513.00 2,976.25 Deposit Re 31Stockton On Tees 100059 181.00 3,157.25 Deposit Re 31Stockton On Tees 100058 200.00 3,357.25 Deposit Re 31Stockton On Tees 100057 400.00 3,757.25 28 Sep Standing Order From Super Saving Barga Ref:- Charity 60.00 3,817.25 28 Sep Balance carried forward 3,817.25 Total Payments/Receipts 3,838.00 2,495.64 |
|
|---|---|
| 22 Sep | |
| 28 Sep | |
| 28 Sep | |
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
Dispute resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
What is an unarranged overdraft?
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
What can you do to help avoid or limit an unarranged overdraft?
Get In Touch. If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
Register for Text Alerts. Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
Go online for more support. For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Online
barclays.co.uk
On the phone
0345-717-1819
Talk to an advisor 7am - 11pm or use our 24-hour automated service
Write to us
Barclays, Leicester LE87 2BB
Your branch
LEICESTER, LE87 2BB
Lost and stolen cards
01604 230 230
– 24 hours
Tell us straight away if:
-
you do not receive a Barclays card you were expecting
-
any of your cards are lost, stolen, or damaged
-
you think someone else may know your PIN.
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
International Bank Account Number (IBAN)
and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
DAR AL KHIDMAT FOUNDATION UK A REGISTERED CHARITY NUMBER 1178891
Sort Code 20-59-43 Account No 23957942
SWIFTBIC BUKBGB22 IBAN GB95 BUKB 2059 4323 9579 42
Issued on 29 March 2023
THE OFFICIALS DAR AL KHIDMAT FOUNDATION UK 43 WESTBOURNE STREET STOCKTON ON TEES CLEVELAND TS18 3EN
Your Community Account
At a glance
29 Dec 2022 - 28 Mar
| Date Description |
Date Description |
Date Description |
Date Description |
Money out £ | Money out £ | Money out £ | Money in £ | Money in £ | Balance £ | Balance £ | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 29 Dec Start Balance |
4,431.12 | |||||||||||||||||
| 5 Jan | ASD Withdrawal: 13.10 On | 550.00 | 3,881.12 | |||||||||||||||
| 05/01/23 M3 Stockton High | ||||||||||||||||||
| Deposit Re 31Stockton On Tees 100068 |
72.02 | 3,953.14 | ||||||||||||||||
| Deposit Re 31Stockton On Tees | 109.13 | 4,062.27 | ||||||||||||||||
| 100070 | ||||||||||||||||||
| Deposit Re 31Stockton On Tees 100067 |
140.33 | 4,202.60 | ||||||||||||||||
| Deposit Re 31Stockton On Tees | 313.86 | 4,516.46 | ||||||||||||||||
| 100066 | ||||||||||||||||||
| Deposit Re 31Stockton On Tees | 500.00 | 5,016.46 | ||||||||||||||||
| 100069 | ||||||||||||||||||
| 30 Jan | Direct Credit From Super Saving | 60.00 | 5,076.46 | |||||||||||||||
| Barga | ||||||||||||||||||
| Ref: | Charity | |||||||||||||||||
| 3 Feb | ASD Withdrawal: 10.37 On | 601.00 | 4,475.46 | |||||||||||||||
| 03/02/23 M1 Stockton High | ||||||||||||||||||
| ASD Withdrawal: 10.36 On | 620.00 | 3,855.46 | ||||||||||||||||
| 03/02/23 M1 Stockton High | ||||||||||||||||||
| 6 Feb | Deposit Re 31Stockton On Tees | 50.00 | 3,905.46 | |||||||||||||||
| 100071 | ||||||||||||||||||
| Deposit Re 31Stockton On Tees | 124.96 | 4,030.42 | ||||||||||||||||
| 100072 | ||||||||||||||||||
| 10 Feb | Direct Credit From Hussain M | 85.00 | 4,115.42 | |||||||||||||||
| Ref: | Majid | |||||||||||||||||
| 28 Feb | Standing Order From Super | 60.00 | 4,175.42 | |||||||||||||||
| Saving Barga | ||||||||||||||||||
| Ref:- Charity |
| 29 Dec 2022 | - 28 Mar |
|---|---|
| 2023 | |
| Start balance | £4,431.12 |
| Money out | £1,771.00 |
| uCommission charges £0.00 | |
| Money in | £1,575.30 |
| uGross interest earned £0.00 | |
| End balance | £4,235.42 |
Your deposit is eligible for protection by the Financial Services Compensation Scheme.
Continued
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
Page 1
Dar Al Khidmat Foundation Uk A Registered Charity Number 1178891 • Sort Code 20-59-43 • Account No 23957942
| Date Description Money out £ Money in £ Balance £ Balance brought forward from previous page 4,175.42 28 Mar Standing Order From Super Saving Barga Ref:- Charity 60.00 4,235.42 28 Mar Balance carried forward 4,235.42 Total Payments/Receipts 1,771.00 1,575.30 |
|
|---|---|
Anything wrong? If you notice any incorrect or unusual transactions, see the next page for how to get in touch with us.
Page 2
Helpful Information
Get in touch
Dispute resolution
If you have a problem with your agreement, please try to resolve it with us in the first instance. If you are not happy with the way in which we handled your complaint or the result, you may be able to complain to the Financial Ombudsman Service. If you do not take up your problem with us first you will not be entitled to complain to the Ombudsman. We can provide details of how to contact the Ombudsman.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and businesses – are covered by the scheme.
We will issue the FSCS information sheet and exclusions list which set out in detail what is, and is not, covered by the FSCS, once a calendar year usually with your account statement.
For further information about the compensation provided by the FSCS, refer to the FSCS website at www.FSCS.org.uk.
Important information about going overdrawn without an agreed overdraft limit or exceeding your agreed overdraft limit An unarranged overdraft rate of 29.5% will apply if there is not enough money in your account(s) to make a payment and so cause an unarranged overdraft on your account(s).
What is an unarranged overdraft?
An unarranged overdraft occurs where either: a) you go overdrawn on your account without agreeing an overdraft with us first; or b) you exceed your agreed overdraft limit. c) not every Barclays product will allow you to go overdrawn or exceed your agreed overdraft limit. Please check your terms and conditions for more information. If you try to make any payment from your account and you don’t have the funds available, or if we have reasonable grounds to believe that you won’t have sufficient funds on the date that the payment will be made from your account, we will treat this as a request to make, or extend, the use of our unarranged overdraft facilities. It’s within our discretion to process the payment or return it unpaid.
What can you do to help avoid or limit an unarranged overdraft?
Get In Touch. If you become aware in advance that payments may take your account into an unarranged overdraft, please contact us as early as possible so that we can discuss the ways we could help. This will maximise the chances of us being able to: a) understand any changes in your business and explore the options available;
b) consider options for authorised borrowing facilities; c) facilitate payments being made; d) limit the costs associated with unarranged borrowing; e) address any concerns that you may have.
Register for Text Alerts. Business banking customers can register for our ‘Near Limit’ Text Alert which is designed to help you avoid going overdrawn (if you don’t have an agreed overdraft limit), or exceeding your agreed overdraft limit, by notifying you when your balance falls below a figure you specify. Once you have signed up for this Text Alert, if your account goes into an unarranged overdraft, we’ll send you a Text Alert the following working day (Monday – Friday) to let you know. By acting on this information you have the opportunity to clear your unarranged overdraft.
You can register for Text Alerts through Online Banking, in any of our branches or over the phone. Visit barclays.co.uk/business-banking/ways-to-bank/mobile-bankin g for more information. Terms and conditions apply.
Go online for more support. For useful tips to keep on top of your cashflow, helpful downloadable tools, and a simple guide to borrowing, visit barclays.co.uk/business-banking/borrow For details relating to unarranged borrowing, please refer to your banking services tariff guide.
- For Business Banking customers, this can be found online at https://www.barclays.co.uk/business-banking/accounts/ rates-and-charges
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Interest
Interest is calculated daily on the cleared balance of your account at the close of business. We’ll let you know if interest is calculated on the statement balance rather than the cleared balance. The cleared balance includes only credits and debits that have cleared. Ask your branch or Barclays Business Team for details of clearance times and the dates when we pay or charge interest. The rates of interest shown are current at the time of printing this statement and may have changed during the period of the statement.
In accordance with UK tax legislation, from 6 April 2016 interest is paid gross. For UK resident individuals (including sole traders or partnerships), if you are a UK taxpayer you may have to pay tax on interest earned in excess of your Personal Savings Allowance. For information and guidance please refer to HMRC’s website.
The management of your tax affairs is your responsibility, including making any required declarations to the relevant tax authority(ies), where you are tax resident. If the statement shows that we have applied interest to your account, we’ll give you on request details of the rate(s) of interest used and a clear explanation of how the interest was calculated. Details of Barclays interest rates for business customers are available at barclays.co.uk/business-banking.
Any reference to Bank of England Base Rate or Barclays Base Rate is the same rate. In the event that either of these rates is less than zero, the rate will be shown as zero on your statement. This does not affect our rights and obligations under our terms and conditions. If you require further information on the calculation of your interest rate, please contact us.
Online
barclays.co.uk
On the phone
0345-717-1819
Talk to an advisor 7am - 11pm or use our 24-hour automated service
Write to us
Barclays, Leicester LE87 2BB
Your branch
LEICESTER, LE87 2BB
Lost and stolen cards
01604 230 230
– 24 hours
Tell us straight away if:
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you do not receive a Barclays card you were expecting
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any of your cards are lost, stolen, or damaged
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you think someone else may know your PIN.
Call charges will apply (please check with your service provider). We may monitor or record calls for quality, security, and training
Follow us
www.facebook.com/ barclaysbusinessuk
www.twitter.com/ barclaysbizchat
youtube.com/ BarclaysUK
www.linkedin.com/ Barclays Business Banking
continued Helpful Information
Using your debit card in the UK and abroad
We will charge you a 2.75% Non-Sterling Transaction Fee when making purchases, making a cash withdrawal, or when being refunded. This fee also applies whenever you do not pay in sterling, for example shopping online at a non-UK website.
As we explain in our customer terms, we calculate our exchange rate using the reference exchange rate for the Visa card scheme. In most circumstances, Visa converts transactions into sterling using the Visa Exchange Rate on the day the transaction is authorised. However for a small number of transactions the conversion may happen on the day the transaction is processed. As this may be a day or two later, the exchange rate may be different on that day. You'll find a comparison of our exchange rate for certain currencies as a mark-up against the rate published by the European Central Bank in the Barclays App or at the following website: https://www.barclays.co.uk/travel/using-debit-cardabroad/ This is updated twice a day. This may help you to decide whether you want to accept the conversion rate offered by the retailer or ATM provider or accept our rate.
International Bank Account Number (IBAN)
and Bank Identification Code (SWIFTBIC)
Your IBAN and SWIFTBIC are shown on the front of your statement. By using them you could reduce charges when receiving international payments in euros. Find out more at: business.barclays.co.uk/bb/ibanInformation.
Getting information from Barclays
We send information to Business banking customers with their statements about relevant new offers and products. If you don’t get these messages and you’d like to, or if you do and you'd rather you didn't, just call us, or come into a branch. And if you change your mind at any time, just get in touch.
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate)
Barclays Bank UK PLC. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676).
Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP. *To maintain a quality service, we may monitor and record phone calls. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines, and will count towards any inclusive minutes you may have covering calls to landline numbers. Call charges may differ, please check with your local provider.
Financial Services Compensation Scheme Information Sheet
Basic information about the protection of your eligible deposits Eligible deposits in Barclays Bank UK PLC are protected by: Limit of protection:
the Financial Services Compensation Scheme (“FSCS”)[ 1] £85,000 per depositor per bank[ 2] The following trading names are part of Barclays: Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000. The limit of £85,000 applies to each depositor separately.[ 3] 10 working days.[ 4] Pound sterling (GBP, £) Barclays Bank UK PLC 1 Churchill Place Canary Wharf London E14 5HP Financial Services Compensation Scheme 10th Floor Beaufort House 15 St. Botolph Street London EC3A 7QU Tel: 0800 678 1100 or 020 7741 4100 email: ICT@fscs.org.uk www.fscs.org.uk
If you have more eligible deposits at the same bank: If you have a joint account with other person(s): Reimbursement period in case of bank’s failure: Currency of reimbursement: To contact Barclays Bank UK PLC for enquiries relating to your account:
To contact the FSCS for further information on compensation: More information:
Additional information
1 Scheme responsible for the protection of your eligible deposit
Your eligible deposit is covered by a statutory Deposit Guarantee Scheme. If insolvency of your bank, building society or credit union should occur, your eligible deposits would be repaid up to £85,000 by the Deposit Guarantee Scheme.
2 General limit of protection
If a covered deposit is unavailable because a bank, building society or credit union is unable to meet its financial obligations, depositors are repaid by a Deposit Guarantee Scheme. This repayment covers at maximum £85,000 per bank, building society or credit union. This means that all eligible deposits at the same bank, building society or credit union are added up in order to determine the coverage level. If, for instance, a depositor holds a savings account with £80,000 and a current account with £20,000, he or she will only be repaid £85,000.
This method will also be applied if a bank, building society or credit union operates under different trading names. Barclays Bank UK PLC also trades under Barclays, Barclays Business Banking, Barclays Premier Banking and Barclays Wealth Management.
In some cases eligible deposits which are categorised as “temporary high balances” are protected above £85,000 for six months after the amount has been credited or from the moment when such eligible deposits become legally transferable. These are eligible deposits connected with certain events including:
(a) certain transactions relating to the depositor’s current or prospective only or main residence or dwelling;
(b) a death, or the depositor’s marriage or civil partnership, divorce, retirement, dismissal, redundancy or invalidity;
(c) the payment to the depositor of insurance benefits or compensation for criminal injuries or wrongful conviction.
More information can be obtained under www.fscs.org.uk
3 Limit of protection for joint accounts
In case of joint accounts, the limit of £85,000 applies to each depositor. However, eligible deposits in an account to which two or more persons are entitled as members of a business partnership, association or grouping of a similar nature, without legal personality, are aggregated and treated as if made by a single depositor for the purpose of calculating the limit of £85,000.
This means that all eligible deposits with one or more of these trading names are in total covered up to £85,000.
4 Reimbursement
The responsible Deposit Guarantee Scheme is the Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100, email: ICT@fscs.org.uk. It will repay your eligible deposits (up to £85,000) within ten working days from 1 January 2021 to 31 December 2023; and within seven working days from 1 January 2024 onwards, save where specific exceptions apply.
Where the FSCS cannot make the repayable amount available within 7 working days, it will, from 1 June 2016 until 31 December 2023, ensure that you have access to an appropriate amount of your covered deposits to cover the cost of living (in the case of a depositor which is an individual) or to cover necessary business expenses or operating costs (in the case of a depositor which is not an individual or a large company) within 5 working days of a request.
If you have not been repaid within these deadlines, you should contact the Deposit Guarantee Scheme since the time to claim reimbursement may be barred after a certain time limit. Further information can be obtained under www.fscs.org.uk
Other important information
In general, all retail depositors and businesses are covered by Deposit Guarantee Schemes. Exceptions for certain deposits are stated on the website of the responsible Deposit Guarantee Scheme. Your bank, building society or credit union will also inform you of any exclusions from protection which may apply. If deposits are eligible, the bank, building society or credit union shall also confirm this on the statement of account.
Financial Services Compensation Scheme Exclusions List
A deposit is excluded from protection if:
(1) The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact your bank, building society or credit union.
(2) The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.
(3) It is a deposit made by a depositor which is one of the following:
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credit institution
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financial institution
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investment firm
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insurance undertaking
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reinsurance undertaking
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collective investment undertaking
(5) It is a deposit which can only be proven by a financial instrument2 unless it is a savings product which is evidenced by a certificate of deposit made out to a named person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014.
(6) It is a deposit of a collective investment scheme which qualifies as a small company.3 (7) It is a deposit of an overseas financial services institution which qualifies as a small company.4 (8) It is a deposit of certain regulated firms (investment firms, insurances undertakings and reinsurances undertakings) which qualify as a small business or a small company5 refer to the FSCS for further information on this category.
(9) It is not held by an establishment of a bank, building society or credit union in the UK or, in cases of a bank or building society incorporated in the UK, it is not held by an establishment in Gibraltar.
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pension or retirement fund1
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public authority, other than a small local authority.
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(4) It is a deposit of a credit union to which the credit union itself is entitled.
For further information about exclusions, refer to the FSCS website at www.FSCS.org.uk
1 Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not excluded
2 As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule
3 Under the Companies Act 1985 or Companies Act 2006
4 See footnote 3
5 See footnote 3
You can get this in Braille, large print or audio by calling 0800 400 100 (via Text Relay if appropriate) or by ordering online from barclays.co.uk/accessibleservices* Call monitoring and charges information
To keep a high quality of service, your call may be monitored or recorded for training and security.
*Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or calling from abroad. †Lines are open 8.30am-5.30pm Monday to Friday and Saturday 9am-2pm, except bank holidays. Calls to 03 numbers are charged at the same rate as calls to 01 and 02 landlines and will count towards any inclusive minutes you have that cover calls to landline numbers. Call charges may differ, please check with your local provider.
Barclays Bank UK PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register No. 759676). Registered in England. Registered No. 9740322. Registered Office: 1 Churchill Place, London E14 5HP.
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