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2025-09-05-accounts

NEWQUAY EVANGELICAL CHURCH

Registered Charity No 1178606

Receipts and Payments Account for year ended 5 September 2025

Receipts
HMRC Gift Aid
Trust Fund Grants
Other Donations
Total Receipts
Payments
Annual Loan Interest
Annual Capital Loan Repayment
Total Annual Payment to URC
Pastor Salary
Employer Pension
Fund Raising Consultancy
Repairs
Telephone
Travelling Costs
Training & Courses
Subscriptions & Licences
Printing & Stationery
Heat & Light
Poverty Relief
Donations
Sundry
Water
Insurance
Total Payments
Net Receipts
Opening Balance
Plus Net Receipts
Closing Balance

Year ended
5/9/25
13,540.75
18,000.00
80,752.93
Year ended
5/9/24
10,671.20
0.00
70,340.81
112,293.68
1,512.64
20,487.36
81,012.01
1,665.62
19,334.38
22,000.00
36,500.02
907.80
375.00
16,921.84
565.48
1,939.81
0.00
3,680.32
808.00
4,044.27
300.00
3,200.00
1,811.91
1,442.47
2,726.37
21,000.00
31,700.03
763.80
3,000.00
15,960.52
568.47
1,214.37
940.00
2,761.90
886.71
7,352.74
1,500.00
650.00
1,434.30
1,104.79
2,738.49
97,223.29
15,070.39
67,389.41
15,070.39
93,576.12
-12,564.11
79,953.52
-12,564.11
82,459.80 67,389.41

Assets and Liabilities

Assets 5/09/2025 :
Freehold church buildings at cost
Bank Current Account



Liabilities 5/09/2025 :
Legal charge on the freehold title of the church
buildings, repayable over 20 years
Less capital repayments to date
Loan outstanding at 5/09/2025 :
340,000.00
£82,459.80
£422,459.80
£204,000.00
-£72,821.74
£131,178.26

Other Monetary Assets

Tax refunds on Gift Aid and Gift Aid Small Donations have been claimed.

Assets used for Church Purposes

Charity donations and Church activities. Purchase and maintenance of Church Buildings.

Purchase and maintenance of Furniture and Equipment for church purposes.

Accounts approved at the meeting of Newquay Evangelical Church held on

and signed by

position

Signature

Notes

1 Accounting Policies

The financial statements have been prepared in accordance with the Charities Act 2011 using the receipts and payments basis available to small charities.

2 Fund Accounting

This is the seventh report of the Newquay Evangelical Church and covers the year ended 5th September 2025.

Unrestricted Funds may be used by the church for any of its ordinary purposes.

Designated funds represent unrestricted funds set aside by the church for specific designated purposes. They can be transferred back to general funds at the church's decision.

Restricted Funds represent funds which may be expended only on those restricted objects

provided in the terms of the trust or bequest, or donations, or grants received or invited for a specific purpose. The funds can only be spent on the specific purpose for which they were given. Any balance remaining unspent must be carried forward as a balance on that fund and cannot be absorbed into general funds

Restricted funds at year end total £579. This represents funds restricted to Homeless Recovery and Poverty Relief.

3 Paid Employees

Matthew Bray is a paid employee. Matthew became a full time employee on 1 Dec 2023.

4 Payments to Trustees

There were no expenses paid to trustees .

Treasurer's Statement

I have prepared the financial statements for the Church on page 1 for the year ended 5th September 2025.

Kenneth Bray

6 October 2025

Independent Examiner's Report to the Trustees of Newquay Evangelical Church

I report on the accounts of the church for the year ended 5th September 2025 which are set out on page 1.

Respective Responsibilities of trustees and examiner.

The church's trustees are responsible for the preparation of the accounts. The church's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to :

(ii) to follow the procedures laid down in the General Directions given by the Charity Commission (under Section 145(5)(b) of the 2011 Act); and

(iii) to state whether particular matters have come to my attention.

Basis of Independent Examiner's Report

My examination was carried out in accordance with the General Directions of the Charity Commission. An examination includes a review of the accounting records kept by the church and a comparison of accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent Examiner's Statement

In connection with my examination, no matter has come to my attention:

have not been met; or

Signed by the Independent Examiner

Name and address of Examiner

Mr Leonard Paul Sole FCA Whitakers Chartered Accountants Bryndon House 5/7 Berry Road Newquay Cornwall TR7 1AD