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2021-12-31-accounts

Trustees’ Annual Report and Financial Statement 1 January to 31 December 2021

Cornerstone Church Portsmouth

(Charitable Incorporated Organisation)

Office G

Friendship House Elm Grove Southsea PO5 1JT

Registered Charity Number: 1178431

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Contents
1.Trustees Page 3
2.Employees Page 3
3.Bankers Page 3
4.Legal Advisers Page 3
5.Independent Examiners Page 3
6.Structure, Governance and Management Page 3
7.Charitable Objects Page 4
8.Review of activities and impact for Public Benefit Page 4
9.Financial Review Page 6
10.Plans for future periods Page 6
11.Declaration Page 6
12.Appendices Page 7

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1. Trustees

Trustees who served during the year are set out below:

J.P. Shulver (Pastor, Elder) A.J. Pontin (Elder) T.J. Beaumont

2. Employees

Employees who served during the year are set out below:

J.P. Shulver (Pastor) D.Shaw (Assistant Pastor)

C.L. Pontin (Part-time Administrator)

3. Bankers

CAF Bank, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent ME19 4TA

4. Legal Advisers

FIEC Practical Services, 39 The Point, Market Harborough, LE16 7QU

5. Independent Examiners

Rachel Goddard ACA. ICAEW member 1456222.

6. Structure, Governance and Management

The Church as a legal entity is a Charitable Incorporated Organisation, affiliated to the Fellowship of Independent Evangelical Churches (FIEC).

Registered Charity status was granted on 18 May 2018 under Registration Number 1178431.

The Charity is governed by a board of Trustees, two of whom also constitute the members of the Charity and the leadership of the Church. They meet at least once a year to set policy and review the activities of the Church. The elders generally meet twice monthly to oversee activity and pray for attendees. Decisions deemed critical to the running of the Charity are subject to the scrutiny of the partners of the Church body (normally three times a year), with ad hoc correspondence between the bi-annual meetings, where necessary. Significant financial decisions are taken with the approval of the partners of the Church body through a formal vote.

Trustees are appointed by existing trustees where they have satisfied themselves of the need of further trustees and the qualifications – spiritual and otherwise – of the person proposed for the role, through consultation with the Church body.

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All Trustees served without remuneration in their capacity as Trustees between January and December 2021. One Trustee, who is the Pastor, received remuneration in that capacity at levels determined by non-Pastor Trustees, as well as rent payments in connection with the Church Manse agreement at levels determined by the non-Pastor Trustees, meeting separately, at or below the appropriate market levels for the relevant property. The Pastor does not participate in any determination of the remuneration he receives. Similarly, Trustee Andrew Pontin has no involvement in the discussion of remuneration for part-time Administrator Christel Pontin. No other Trustees had a beneficial interest in the Church.

The Charity has a close relationship with Christ Church Southampton CIO, from whom it was started, and Redeemer Church Winchester CIO. The three independent Churches form a partnership called Reach South, with the aim to train God’s people, share expertise and reach the places in which they reside with the good news of Jesus.

7. Charitable Objects

The objects of the church are:

  1. The advancement of the Christian faith in accordance with the basis of faith primarily, but not exclusively, in the Portsmouth and neighbouring areas.

  2. Such other charitable purposes as shall, in the opinion of the charity trustees, facilitate the work of the church. This is provided that such purposes must first be approved by a resolution of the partners of the church and must be carried out in a manner consistent with the basis of faith set out by the FIEC.

8. Review of activities and impact for Public Benefit

In the period between January and December 2021, Cornerstone Church weekly gatherings and meetings were in-person, in accordance with Government guidance and restrictions. Sunday gatherings saw around 70 people in attendance, including adults and children. Some of these were online at the beginning of the year, but we saw a return of most people to in-person gatherings by summer 2021. The children’s Sunday School welcomed around 10 children and crèche saw three to six under threes on a weekly basis. Group leaders of the relevant groups are DBS checked and support the groups on a roster system, whether in person or virtually. The Church ran midweek groups to enable church attendees to explore their faith in more depth, as part of the object of the advancement of the Christian faith. Partners were also encouraged to meet for 1-2-1 Bible study in the same vein.

Cornerstone Church is committed to supporting students of the University of Portsmouth as they start, and/or continue, their studies in the city. The student group was made up of roughly 8 students and 4 leaders, with restricted in-person contact during the first few months of the year. Although we were unable to run

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the events we normally would to welcome students in September, we did make every effort to welcome them in other ways; such as a Treasure Hunt around Southsea, café socials and Bible studies. We were able to share the Christian faith with those who are looking to learn more about it, as set out in our charitable object. Students were also able to watch Sunday livestreams and join for online tea and coffee afterwards to get to know others in the church. Those who requested it, were given the opportunity to meet with individuals in the Church for 1-2-1 Bible study, either in-person or online. As well as internal support for students, the church supported the local Christian Union; the pastor undertook two talks in the CU’s formal meetings and the Ministry Trainee offered pastoral support to those who required it.

There is a strong training ethos in the Church, and opportunities are provided for self-funded, full-time volunteers, known as ‘Ministry trainees’(MT), to learn about Christian ministry in the context of the church. One MT served over the period between January and April 2021 and another joined in Sept 2021. Both were able to link with other MTs weekly through our Reach South partnership and receiving other training.

As stated above, the Church is part of a partnership called Reach South. This is made up of three Churches on the South coast with the mutual aim to train God’s people, share expertise and reach locals with the good news of Jesus. As well as a spiritual connection, the group shares practical help in these areas. Each year the three churches join together to share in fellowship and look back on the year. This year we were able to have an outdoor gathering in Southampton where we heard about plans for a new Church starting as part of Reach South in Salisbury in 2022.

Other events the church arranged during the year included a worship evening called ‘Praise the King of Heaven’, both in-person and virtually, where a group of musicians played and sang music with Bible readings interspersed. There was an online event called ‘Different Lives’ shortly after this, with the view of sharing the good news of Jesus with friends by hearing from two people about how they became Christians. ‘The King and I’ course was a four-part course to introduce people to the claims of Jesus, which saw 6 people join.

Easter events included a Good Friday broadcast and Easter Sunday gathering. We also shared in a ‘Rule of six picnic’ where people could meet others in the church, as a way of reconnecting people and introducing newcomers to regulars. We also held a ‘Men’s breakfast’ and ‘Ladies’ Fish and Chip evening’ and a Church walk, in the same vein. As a practical response to the struggles of Covid-19 and for support, various seminars were broadcasted; dealing with relationships, marriage, dating, friendships and parenting. Again, all of the in-person events were done within the guidance at the time.

There was church camping trip in Kent which saw over 40 adults and children spend 3 days and nights together - with teaching and activities.

We had the privilege of appointing and welcoming an Assistant Pastor to join the staff team in July 2021. David Shaw arrived with his family and was given responsibility to oversee student ministry and to help the church share the good news of Jesus.

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Various Christmas events were arranged including a ladies craft evening, a student outreach event in a cafe, a family event and a traditional Carol Service.

9. Financial Review

Please see Appendix 1 for detail of the Charity’s financials and see Appendix 2 for the independent examination.

A reserves policy exists whereby, in normal circumstances, cash reserves should be retained amounting to 3 months’ basic operating costs (such costs being estimated at a nominal 80% of the full current-year charity budget).

The Charity’s funding principally comes from gifts and donations made by members of the congregation together with associated Gift Aid and an external trust’s support. In this financial year there was restricted external trust and grant funding, with sole use for staff salary. This was used accordingly and can be seen in Appendix 1. All other income was unrestricted and has been used in accordance with the 2021 budget.

The outgoings of the Church were back to a level consistent with the Charity’s standard activity, where Covid-19 restrictions were eased and we were able to meet in-person again. Said activities are described in section 8 of this document.

Budgeting for the coming year has been done with the expectation that the Church, and associated groups, would resume meeting in person and would therefore be required to pay for rented space.

10. Plans for future periods

The Charity anticipates continuing activities in its pre-Covid capacity with a budget that reflects the appropriate expenditure.

11. Declaration

The trustees declare that they have approved the trustees’ report above. Signed on behalf of the Charity’s trustees

Full name(s)
Signature(s)
Position held
Date
Jonathan Philip Shulver Andrew James Pontin

Pastor Elder
26.10.2022 26.10.2022

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12. Appendices

Appendix 1 – Receipts and payments accounts

payments accounts
Cornerstone Church Portsmouth CIO
1178431
Receipts andpayments accounts
For the period
from
01/01/2021
To
31/12/2021
CC16a

Section A Receipts and payments

Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest £
53,716
12,577
342
-
91
190
1,154
19,123
30
87,225
-

-
87,225
Restricted
funds
to the nearest £
-
-
-
15,000
-
-
-
-
-
15,000
-
-
15,000
Endowment
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
to the nearest £
53,716
12,577
342
15,000
91
190
1,154
19,123
30
102,225
-
-
102,225
Last year
to the nearest £
Gift Aided Individual giving 53,716 53,123
Non-gift aidedindividualgiving 12,577 8,457
One-off giving 342 425
Trust and grant income - 15,500
Food income 91 -
Bookstall income 190 100
Events income 1,154 321
Gift aid reclaimed 19,123 17,311
Sundryincome 30 51
Sub total(Gross income for AR) 87,225 95,288
A2 Asset and investment sales
- -
Sub total
-
-
Total receipts
87,225 15,000 - 102,225 95,288

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A3 Payments 24,005
1,861
4,319
21,420
14,570
599
135
345
2,073
940
306
614
614
54
149
229
1,882
163
422
1,234
2,365
748
-
7,034
-
131
365
135
376
-
87,087
15,000
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
15,000
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
39,005
1,861
4,319
21,420
14,570
599
135
345
2,073
940
306
614
614
54
149
229
1,882
163
422
1,234
2,365
748
-
7,034
-
131
365
135
376
-
102,087
Stipends 24,005 15,000 - 39,005 27,117
NI 1,861 - - 1,861 201
Pension 4,319 - - 4,319 4,000
Staff accommodation costs 21,420 - - 21,420 12,000
Venue hire 14,570 - - 14,570 9,989
Office expenses 599 - - 599 812
Motor expenses 135 - - 135 439
Insurance 345 - - 345 327
Equipment 2,073 - - 2,073 2,552
Staff training costs 940 - - 940 -
Music and CCLI expenses 306 - - 306 258
Profile raising expenses 614 - - 614 302
Food 614 - - 614 332
Youth activities 54 - - 54 381
Student connect 149 - - 149 32
Evangelistic resources 229 - - 229 1,243
Events expenses 1,882 - - 1,882 616
Affiliations 163 - - 163 146
Preacher and visiting speaker gifts 422 - - 422 250
Subscriptions 1,234 - - 1,234 1,180
Council tax and rates 2,365 - - 2,365 1,347
Travel expense 748 - - 748 31
Open Church Project expenses - - - - 211
External mission 7,034 - - 7,034 6,639
Volunteer training - - - - 70
Other expenses 131 - - 131 140
Bookstall expenses 365 - - 365 220
Books (staff) expense 135 - - 135 139
Community Outreach 376 - - 376 885
Miscellaneous - - - - 22
Sub total 87,087 15,000 - 102,087 71,882

8

A4 Asset and investment
purchases
- - - -
Sub total
- - - - -
Total payments 87,087 15,000 - 102,087 71,882
Net of receipts/(payments) 137 - - 137 23,406
A5 Transfers between funds - - - - -
A6 Cash funds last year end 59,123 - - 59,123 35,716
Cash funds this year end 59,261 - - 59,261 59,122

Section B Statement of assets and liabilities at the end of the period

Categories
B1 Cash funds
B2 Other monetary assets
Details
CAF Cash
Total cash funds
(agree balances with receipts and payments
account(s))
Details
Unrestricted
funds
to nearest £
59,261
-
-
59,261
OK
Unrestricted
funds
to nearest £
Restricted
funds
to nearest £
-
-
-
-
OK
Restricted
funds
to nearest £
-
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £

-
-

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B3 Investment assets
B4 Assets retained for the
charity’s own use
B5 Liabilities
Details
Details
Details
Accounts payable
Wages payable
PAYE payable
NIC payable
Pensions payable
Fund to which asset
belongs
Fund to which asset
belongs
Fund to which
liability relates
unrestricted
unrestricted
unrestricted
unrestricted
unrestricted
Cost (optional)
-
Cost (optional)
-
Amount due
(optional)
53
36
7,051
561
1
Current value
(optional)
-
Current value
(optional)
-
When due
(optional)
Accounts payable unrestricted 53
Wages payable unrestricted 36
PAYE payable unrestricted 7,051
NIC payable unrestricted 561
Pensions payable unrestricted 1

Signed by one or two trustees on behalf of all the trustees

Signature

Print Name

Date of approval

10

Appendix 2 – Independent Examiner’s Report – Rachel Goddard ACA. ICAEW member 1456222.

11

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