2021-04-05-accounts

Trustees' Annual Report for the period

Period start date

Period end date

Day Month Year 6 4 2020 To

Day Month Year 5 4 2021

From

Section A Reference and administration details

Charity name

Life Trust Cardif

Other names charity is known by Registered charity number (if any) 1178426 Charity's principal address 30 Norbury Road

The Beresford Centre

Fairwater Cardif Postcode CF5 3AU

Names of the charity trustees who manage the charity

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Name of person (or body)
Dates acted if not for
Trustee name Office (if any) entitled to appoint trustee
whole year
(if any)
1 M.A.Travis Chair
2 R.D.Stansfield Treasurer
3 A.M.Williams
4 J.Armstrong
5 P.T.Armstrong Ex-officio
6 D.M.Williams Ex-officio
7
8
9
10
11
12
13
14
15
16
17
18
19
20
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Names of the trustees for the charity, if any, (for example, any custodian trustees)

Name Dates acted if not for whole year

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Names and addresses of advisers (Optional information)

Type of adviser Name Address

Name of chief executive or names of senior staff members (Optional information)

Section B Structure, governance and management

Description of the charity’s trusts

Type of governing document

Constitution

• (eg. trust deed, constitution)

Charitable Incorporated Organisation How the charity is constituted

• (eg. trust, association, company)

Trustee selection methods

• (eg. appointed by, elected by)

Appointed by a resolution passed at a properly convened meeting of the charity trustees.

Additional governance issues (Optional information)

You may choose to include additional information, where relevant, about:

• policies and procedures adopted for the induction and training of trustees;

• the charity’s organisational structure and any wider network with which the charity works;

• relationship with any related parties;

• trustees’ consideration of major risks and the system and procedures to manage them.

Section C Objectives and activities

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Summary of the objects of the charity set out in its governing document

Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)

1. To advance the Christian Faith, for the benefit of the public, in accordance with the Basis of Belief appearing in the Schedule. 2. To relieve financial hardship and to promote and preserve good health by the provision of funds, goods or services of any kind, including through the provision of counselling and support in such parts of the United Kingdom or the world as the Trustees from time to time may think fit. The Trustees have had regard to the guidance issued by the Charity Commission on public benefit. NOTE: for reasons of public health and government regulations during the current pandemic, church activities have been diferent from and less than normal. NEW LIFE CHURCH 1. Weekly public church meetings have been held via YouTube and Zoom internet social media due to COVID restrictions. These were augmented by limited resumption of meetings in our building once the Trustees were satisfied that these would be safe, with suitable guidelines. 2. Mid-week small group meetings have been run in four locations, one in Newport, and three in Cardif, via Zoom, and latterly face-to-face. 3. The senior elder of New Life Church has been supported financially. 4. Provision for children has been made by social media presentations for our Big Fish kids’ club. 5. Weekly collection and distribution of food has supported over 100 disadvantaged families in Fairwater, Cardif. 6. Financial support has been given to Rhema Junior School, Kampala, Uganda. 7. Christmas gift shoeboxes were filled and sent to disadvantaged children in Rumania as part of the annual national Samaritan’s Purse initiative, and Christmas presents have been given to local children form disadvantaged families. 8. Evangelical outreaches and school assembly work by OAC and Counties Ministries have been supported. 9. Relationships with other churches have been fostered through membership of the South East Wales New Wine Cymru regional network, the Evangelical Alliance, and Churches Together in Fairwater & Pentrebane. 10.Suitable rented premises have being maintained in Fairwater Cardif as a base for serving the local community. THE BERESFORD CENTRE 11.The Beresford Centre has, over 28 years, counselling help and support to women, men and families sufering distress related to unexpected pregnancy, termination, baby loss, traumatic birth and cot death. During the pandemic, support has been continued via Zoom and FaceTime, and latterly face-to-face in the Centre. 12.The counsellors have been regularly supervised in order to ensure ongoing good practice, support and

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development and to protect clients

• 13.A Beresford Centre website has been maintained to publicise the services on ofer.

• 14.A self-help manual for people who have sufered baby loss has been printed and made available.

• 15.A Facebook group has been maintained for networking and information sharing between regional pregnancy counselling centres.

• The Centre has maintained relations with the national

• Pregnancy Centres Network, and staf have attended their annual conference.

• Local elderly residents have been kept in contact via telephone.

Additional details of objectives and activities (Optional information)

All the activities of NEW LIFE CHURCH are run by volunteers, apart from the Leading Elder role.

All the staf of the BERESFORD CENTRE are volunteers.

You may choose to include further statements, where relevant, about:

• policy on grantmaking;

• policy programme related investment;

• contribution made by volunteers.

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Section D Achievements and performance

Summary of the main achievements of the charity during the year

1. Standards of good behaviour and the achievement of sound, loving interpersonal relationships and personal well-being have been consistently taught and encouraged; people with personal problems have been confidentially counselled and supported.

2. Local disadvantaged families have been supported with free weekly food deliveries.

3. AIDS orphans and disadvantaged children have been helped financially to have food and education in Kampala, Uganda.

4. Community spirit and support has been fostered by joint action between local churches.

THE BERESFORD CENTRE

1. A significant number of women, their partners and other family members have been helped to reach their own best decisions in situations of pregnancy crisis; those experiencing grief and trauma associated with baby loss, termination or difficult births have been helped to work through their experiences and reach a better adjustment for their lives.

2. The service has provided help and support beyond what statutory agencies can give with their limited resources (for example, in cases of baby loss, counselling support may be needed weekly for several months).

3. The Centre has established good relations with statutory and other agencies in the area, and receives referrals from midwives, health visitors, G.P.s, mental health nurses, social workers, probation service, women’s refuge and others.

4. Regional capability to provide help in pregnancy related issues has been enhanced through support Counselling Centres from Yate to Exeter, Swansea to Glastonbury.

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Section E Financial review

Brief statement of the charity’s policy on reserves

Details of any funds materially in deficit

Further financial review details (Optional information)

You may choose to include additional information, where relevant about:

• the charity’s principal sources of funds (including any fundraising);

• how expenditure has supported the key objectives of the charity;

• investment policy and objectives including any ethical investment policy adopted.

Section F Other optional information

Section G Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) M.A Travis Full name(s) Michael Anthony Travis Position (eg Secretary, Chair, etc) Date 26.1.22

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LIFE TRUST CARDIFF 1178426 Receipts and payments accounts CC16a For the period from 06.04.2020 05.04.2021 Section A Receipts and payments Unrestricted funds to the I￿reSt Restricted funds Endowrnent funds tolhe nearest£ Total funds Last year to thè n&arsst£ to the nearest £ to the neart¥t£ A1 Receipts Ahra recwved Be￿$fOrd Centre- InLune Children & You Covefi8Dt Retum Coven8ni ReiuFn IBeresfordl Feeding FailW8tsr donatsons Grants Offering Tithes Tot5 Time Ir 11J62 9.408 432 20,985 21,105 21,105 710 2,010 10,750 23,487 70.064 710 2,010 10.000 23.487 70. 750 23,342 87,718 364 Use Df bu1￿1[ Sub total{Gro&s income for AR) 500 126.666 12.822 139,488 123,574 A2 Asset and investment sales. (see table). 126.666 12,822 139,488 123,574 A3Pa ments Accountanrs fee Admin 300 300 1.775 243 710 8,362 5.562 24.807 267 300 1.TTS 243 3,589 248 780 Bank ch8fges Beresford Centre pSYft￿t 88resford Centre ￿¢￿nts Building expenses Building Utilities & Rent Children & Youth E4uiprenl Feeding Fairw*r exppndilure Gifts Grants 710 8.362 11,164 14.346 24.126 1,153 80 5.562 24.807 267 1.091 11111 10,000 709 47,040 12,111 10.000 709 47.1)40 10,958 Insut8r Ministry Expen5e5 Tots Time expty)ses Tea Time expenses Mutsic & PA 679 ,37S 139 143 637 2.066 105.971 2.066 115,043 Sub total 9.072 113.715 A4 Asset and investment purchases, see table) Sub total 105.971 9,072 115,043 113.715 Net of receIpt￿(payMents) AS Transfers between funds A6 Cash fynds last year end Cash funds this year end 20.695 3.750 24,446 9,859 27.713 48,408 2,221 5.971 29,934 54,380 20,075 29,934 2410112022

Section B Statement of assets and liabilities at the end of the period Unrestri¢ted funds Restricied funds Endowment funds to nearest £ io noarest £ to nearest £ B1 Cash funds ank Acc￿ntS 48.408 750 5.221 Total cash funds 48.408 5,971 Unrestricted funds to nearost£ Restricted funds to neare5t£ Endowment fund5 to nearest e Details Fund to which asset belon Delalls Cost lopbonall Current value nal B3 Investment assets Fund to whl¢h asset belon Details Cost (Optior￿ Current value tion•l B4 Assets retainèd for the charity's own use Fyntl towhich rel•ie5 Delai15 Amount due tional When dué 85 Liabilities S￿ned by one or two tnJs¢ees on behalf of all the trustees SvJnature Print Name Date of roval Robert David Stansfie 2410112022 2410112022

CHARITY COMMISSION endent examiner's report on the FOR ENGLAND AND WALES accounts Section A Independent Examinerfs Report Report to the trusteesl members of Life Twst (CardrfQ On accounts for the year ended 0510412021 Charity no (if any 1178426 Set out on pages 1&2 (re￿TreN￿￿' to iryc.'Jde the page numbers of additional sheelsl I report to the trustees on my examination of the aGcounts of the above charity (Ihe Trust.) for the year ended 05104 12021. Responsibilities and basis of report As the charitls trust&s, you are responsible for the preparation of the accounts in accordan￿ with the requirements of the Charities Act 2011 ("the Act.). I report in respect of my examination of the Trust's accounts carried OLrt under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5){b) of the Act. Independent I have completed my examination. l Gonfinn that no material matters have examiner's statement come to my attention in connection viith the examination {other than that disclosed below ") which gives me Cause to believe that in. any material respect.. the accounting records were not kept in accordan￿ with sedion 130 ofthe Charities Art; or the accounts did not accord wth the accounting records., or the accounts did not comply with the applicable requirements con￿mIng the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a Irue and fairf view which is not a matter considered as part of an independent examination. I have no Goncems and have come across no other matters in connection th the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Slgned: Date: z* Name: John Huw Palin Relevant professional quallflcation<s) or body {if any): FCA Address: Radnor House. Greenwood Close Cardiff Gate Business Park CF23 8AA IER Oct 2018

Section B Disclosure Only complete if the examiner needs to highlight material matters ol concern (see CC32, Independent examination of charity accounts.. directions and guidance for examiners). Glve here brfef details of any items thal the examinerwishes to dlsclose. IER Oct 2018

CHARITY COMMISSION:endent examiner's report on the FOR ENGLAND AND WALES . accounts Section A Independent Examinerfs Report Report to the trustee members of Life Trust (Cardrffj On accounts for the year ended 0510412021 Charity no Ilf any} 1178426 Set out on pages 1&2 Memb￿." to'.noliJde t*e page nu'.nbtris of additjoridl slieelsl I report to the trustees on my examination of the a¢¢ounts of the above charity (Ihe Trust") for th8 year ended 05 104 12021. Responsibilities and basis of report As the chartty's trustees, you are responsible for the preparation of the accounts in accordan￿ with the requirements of the Charities Act 2011 ('the Acr). I report in respect of my examination of the Trust's accounts carried out under section 145 of the 2011 Act and in carrying OLrt my examination, I have followed all the applicable Directions given by the Charity Commission under section 145{5)(b) of the Act. Independent I have completed my examination. I confirm that no material matters have examiner's statement Gome to my attention in connection with the examination {other than that disclosed below ") which gives me cause to believe that in, any material respeci: the accounting records were not kept in accordan￿ with section 130 of the Charities Act; or the accounts did not accord with the accounting records,. or the accounts did nol comply with the applicable requirements conceming the fomi and content of accounts set out in the Charities {Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a Irue and fairf view which is not a matter considered as part of an independent examination. I have no Goncems and have come across no other matters in ¢onnection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. Signed: Date: Name: John Huw Palin Relevant professional qualificatlon(sl or body lif any): FCA Address: Radnor House, Greenwood Close Cardiff Gate Business Park CF23 8AA IER Oct 2018

Section B Disclosure Only complete if the examiner needs lo highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). Give here brief details of any items that the examinerwishes to disclose. IER Oct 2018