2025-12-31-accounts - Crystal Peaks Church

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CRYSTAL PEAKS CHURCH

ANNUAL REPORT AND ACCOUNTS 01 January - 31 December 2025

Crystal Peaks Church

Annual Report & Accounts for the year ending 31 December 2025

Charity Reference and Administration

Registered Number:	1178174
Registered:	30 April 2018
Locaton:	103 Robin Lane, Beighton, Shefeld S20 1BB
Contact:	Stephen Horton, Crystal Peaks Church, 103 Robin Lane, Shefeld S20 1BB
Trustees:	Name Appointment date
	Robert Cooke 4 March 2018
	Martn Daniels 4 March 2018
	Stephen Horton 4 March 2018
	Rob James 4 March 2018
	Emma James 4 March 2018
	Christopher Knapp 25 September 2024
	David Thornhill-Smith 25 September 2024
Key Staf:	Martn Daniels – Elder, Pastor
	David Thornhill-Smith – Elder, Assistant Pastor
	Stephen Horton – Elder, Associate Pastor
	Emma James – Treasurer
Bankers:	CAF Bank, 25 Kings Hill Avenue, West Malling, Kent ME19 4TA
Advisors:	Evangelical Fellowship of Congregatonal Churches (EFCC),
	c/o Latmer Congregatonal Church, Beverley, East Yorkshire HU17 0JD
	Wyclife Independent Church, Hickmot Road, Shefeld S11 8QF
	Christan Safeguarding Services,6 Marshalsea Road London SE1 1HL
Note: public beneft	In compiling this report and in exercising their powers and dutes, the
	Managing Trustees have had due regard to the guidance on public beneft
	published by the Commission and, in partcular, on charites for the
	advancement of religion.

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Structure, Governance and Management

Governing Document Crystal Peaks Church (CPC) CIO Constitution and Fellowship Guide – as adopted by the members of the church on 4 March 2018.

CPC is committed to the historic Christian faith revealed in Holy Scripture and summarised in the CPC Basis of Faith. Our Constitution includes a set of rules which contains details concerning meetings, membership and the appointment of church officers. CPC’s Trustees are the persons appointed to the offices of Pastor, Elder, Deacon, and Treasurer. At the end of December 2025, CPC had 37 members.

Governance The elders of CPC met formally ten times during 2025, although and Management church matters are under constant informal review Sunday by Sunday. As a Congregational Church, major church decisions were subject to majority agreement at the four church review meetings held during the year or at the AGM. Because of the size of CPC, much of the church activity is reviewed routinely when members meet together for prayer. The charity Trustees met three times.

Risks and Risk Assessment

Safeguarding Issues: One of the elders acts as the Safeguarding Co-ordinator and reviews our practices with children and vulnerable adults. DBS checks have been carried out, as necessary. Our Safeguarding Policy can be viewed on application. H&S, Fire etc: During the year, the emergency lighting system, fire alarm system and extinguishers were checked routinely. PAT Testing and a gas safety check were undertaken. . Relations with As an independent church, governed on Congregational principles, other Churches the church is entirely self-governing. However, we gain great encouragement and support from Wycliffe Independent Church from which this church was planted in January 2013. Additionally, membership of the Evangelical Fellowship of Congregational Churches (EFCC) provides us not only with contact with other churches but also with practical guidance and legal support when required. One of our elders serves on the Committee of EFCC. Our Pastors maintain personal links with other South Yorkshire churches, often offering preaching support to churches with that need.

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Objectives, Activities and Achievements

Objectives:

The objectives of CPC, as declared in our Constitution, are the advancement of the Christian faith in accordance with the Basis of Faith, primarily, but not exclusively, within Sheffield and the surrounding neighbourhood; plus any such other charitable purposes as shall, in the opinion of the members of the Church, further the work of the church.

To this end, CPC exists to love and worship God, share the good news about Jesus with others and build up believers.

Activities:

Sundays

Two worship services were held each Sunday – 10:00 am and 4:00 pm. These services were open to the public, advertised on the church website and live-streamed.

Tuesday Drop-In

Our fortnightly Drop-In ran throughout the year.

Wednesday morning

Crystal Tots ran throughout the year during term time.

Wednesday evening

The church meets together to pray on the fourth Wednesday each month.

Home Groups

Four small groups now meet on Tuesday, Wednesday and Thursday of the first three weeks in every month.

Craft Club

Meets every Friday morning and ran throughout the year.

Christmas Shoe Box Appeal

In November, we were, once again, a collection centre for Operation Christmas Child and collected nearly 300 shoe boxes.

Pastoral Care

Central to the work of any church is the pastoral care offered to the congregation and those brought to our attention. This ranges from spiritual advice through to arranging gardeners for an elderly member. We facilitate Food Bank donations every Sunday.

World-wide Interest

The use of zoom during lockdown introduced us to a means of communicating with those working at a distance from Sheffield. We have continued its use to allow us to link more often with those that we support.

Supporting local retirement community

We conducted our first Christmas Carol Service at a local retirement village, which has led to us being asked to lead a service every month.

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Church Lettings

As a community-based church, we are keen to work alongside the local residents. Increasingly we combine forces with Beighton Community Partnership to support activities such as the Apple Orchard Open Day and the primary school Christmas Lantern Parade. During the year, we had two Dancing groups meeting every week in the hall, and three separate

Line

children’s dance classes meeting either in the hall or the church. In school holidays, the church offers itself as a HAF (Holidays and Food) venue. HAF is for school-aged children from reception to year 11 who receive benefits-related free school meals.

Pastoral Development

In September 2023, David Thornhill-Smith joined the staff team in a development role, serving both CPC and Wycliffe Church. As that role developed, it was clear that David was God’s clear choice to take over the senior pastor role at CPC … something the church had been praying about for some time.

The church agreed to appoint David to the senior pastor role, with effect from 1[st] January 2026. To facilitate that recruitment, Steve Horton stepped back from paid employment at the end of 2024 and Martin Daniels and David worked together throughout 2025, enabling Martin to step back from paid employment on 31[st] December.

Summary: Our regular attendance was stable throughout the year. The big change, outlined above, was the preparation for David Thornhill-Smith to join us as senior pastor.

We are also grateful to God for the way in which He has provided both pastoral fellowship and financial support from our friends at Wycliffe Church.

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Financial Review

Unrestricted Funds: The church's principal income comes from gifts from members and those attending the church. Wycliffe Church supported CPC with a £3000 grant for which we are immensely thankful. Additionally, a similar amount is received from friends outside the church, many of whom have been supporting us financially since day one.

Our key expenditure was on salary (61% of general expenditure)

Energy costs were £8194 (compared with £9800 in 2024). However, our fixed term ended in July 2025, so costs should drop substantially.

Our lease agreement with our landlord, EFCC, gives CPC the option to purchase our building whenever we feel able to meet the cost. During 2025, the church was gifted a bungalow in the will of a former member. The church supported a Trustee recommendation to sell the bungalow, to allow us to purchase our building. In October, the sale of the bungalow yielded £235,000 which will be used to purchase the church building from EFCC.

The trustees are so very grateful to God for His financial provision during the year.

Reserves Policy: The Board of Trustees have instituted a simple reserves policy. We aim to ring-fence £5000 for building emergencies and retain three months operating funds which amounts to around £15,000. Risk Statement: As a Christian church, the trustees try to be faithful in committing all decisions and issues of church life to the guidance and providence of God. However, in accordance with the requirements of SORP, the trustees of the church will develop a document which identifies the major risks to which the charity is thought to be exposed and instigate appropriate measures to mitigate those risks.

This has already been commenced with policies and practices being developed to safeguard children and vulnerable adults, safe working on site given the presence of asbestos in some areas, and routine H&S issues.

Financially, a budget is prepared and approved by the church members annually and carefully monitored as the year progresses. Members are updated on the financial situation quarterly.

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Trustee Responsibility: Charity law requires us as trustees to prepare financial statements for each accounting year which give a true and fair view of the state of the charity and of its income and expenditure for the year.

We are required to:

Select suitable accounting policies and apply them consistently.
Observe the methods and principles in SORP.
Make judgements and estimates that are reasonable and prudent.
State whether the applicable accounting standards have been followed, subject to any material departures disclosed and explained in the accounts. 5. Prepare the financial statements on a going concern basis unless it is inappropriate to presume that the charity will continue in business.

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011 and follow the principles in the new edition of the Charity Governance Code. We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities.

Declaration

The trustees of Crystal Peaks Church declare that they have approved the above Trustees' Annual Report, and the following have signed on behalf of the trustees:

Martin Daniels Elder 12 June 2026

Stephen Horton Elder 12 June 2026

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Crystal Peaks Church 12 months to 31 December 2025

Summary income/expenditure account

Unrestricted	Designated	Restricted	Designated	Total	Prior
funds	fund	pension	worker	funds	year
£	£	£	£	£	£


294,804	0		0	294,804	62,567
5,750				5,750	0
13,411				13,411	10,242
3,000		1,261		4,261	6,632
316,965	0	1,261	0	318,226	79,441


67,476	0	1,261	10,937	79,674	96,959
67,476	0	1,261	10,937	79,674	96,959
249,489	0	0	-10,937	238,552	-17,518
38,148	5,057	0	10,937	54,142	71,660
287,637	5,057	0	0	292,694	54,142

Balance Sheet as at 31 December 2025

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unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £	unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £	unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £	unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £	unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £	unrestricte d designated restricte d designated TOTAL TOTAL fund fund pension worker 2025 2024 fund fund £ £ £ £ £ £



1,148				1,148	733
-452				-452	-418
286,941	5,057	0	0	291,99 9	53,82 7
287,637	5,057	0	0	292,69 4	54,14 2

				0	0
				0	0

287,637	5,057	0	0	292,69 4	54,14 2

287,637	5,057	0	0	292,69 4	54,14 2

		0	0	0	10,93 7
288,054	5,057			293,11 2	43,20 5
288,054	5,057	0	0	293,11 2	54,14 2

Signed on behalf of Trustees:

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Martin Daniels Stephen Horton Trustee Trustee 12 June 2026 12 June 2026

NOTES TO THE ACCOUNTS FOR THE 12 MONTHS ENDED 31 DECEMBER 2025

Accounting Policies

The accounts have been prepared under the historic cost convention, in accordance with the Statement of Recommended Practice: Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014; and with the Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland (FRS 102) and the Charities Act 2011 and UK Generally Accepted Practice as it applies from 1 January 2015.

The accounts have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair view'. This departure has involved following Accounting and Reporting by Charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) issued on 16 July 2014 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

The accounts have been prepared on the going concern basis, as there are no material uncertainties about the charity's ability to continue. Based on their knowledge of the charity's ability to meet bills, payments and other liabilities as they fall due, the trustees have a reasonable expectation that the charity has sufficient resources to continue in operational existence for the foreseeable future.

The following are the accounting policies which have been applied in dealing with material items:

Donated and grant income

Donated income and grants receivable are taken into account when received by the charity. Income received in circumstances where a claim for repayment of tax has been or will be made to HM Revenue & Customs is grossed up for the tax recoverable. Any amount of tax reclaimed from HM Revenue & Customs but not yet received is shown within the charity's debtors.

The charity has relied significantly upon volunteers in carrying out its activities during the year. In accordance with paragraph 6.18 of SORP, the role of volunteers has not been recognised as income from donated services in the accounts.

Other income and expenditure

Investment income is taken into account when receivable and expenditure, including unrecoverable VAT, when incurred by the charity, regardless of when payment is made.

Funds

Unrestricted funds are donations and other income received or generated for the objects of the charity without specified purpose and are available for purposes as directed by the trustees. Restricted funds are amounts received where the donor has specified the purpose for which they should be used.

Fixed assets and depreciation

Fixed assets acquired for use by the charity are capitalised and depreciated over their estimated useful life unless they cost less than £1000, when they are written off on purchase.

Depreciation periods are as follows: Freehold land Not depreciated Freehold buildings Over 50 years Equipment Over 5 years

Pension costs

The charity operates a defined contribution scheme for certain employees. Pension premiums are charged as they are paid.

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Cashflow statement

The charity has taken advantage of the exemption provided by the FRS 102 SORP and has not prepared a Cash Flow Statement for the year.

1. Expenditure on charitable activities

1. Expenditure on charitable actvites	1. Expenditure on charitable actvites	1. Expenditure on charitable actvites	1. Expenditure on charitable actvites	1. Expenditure on charitable actvites
Expenditure
	Unrestricted funds	Restricted funds	Total 2025	Total 2024
Church leaderNote 2	38436	2689	41,125	65,416
Elder & deacon expenses	1070		1070	3,585
Visitng preachers	213		213	265
Music & PA	1951		1951	1,610
Public Liability & indemnity Insurance	514		514	959
Publishing	451		451	876
Building maintenance & cleaning	3034		3034	5,629
Utlites	8831		8831	10,075
EFCC Insurance
Refreshments	1293		1293	1066
MissionaryNote 5	2150		2150	2,000
Evangelistc Events	1059		1059	1,279
Safeguarding	294		294	0
Miscellaneous	5491		5491	4,199
Expenditure total	64,787	2,689	67,476	96,959

2. Staff & Trustees

The charity has one whole time equivalent employed pastor. The salary was shared between David Thornhill-Smith and Martin Daniels, both in their capacity as elder and Pastor, and not as a trustee. The charity also made pension contributions of £1,083 for Martin Daniels and £2,868 for David ThornhillSmith.

No remuneration was paid to any other trustee during the year, nor to anyone related to them.

3. Tangible Fixed Assets

As no individual asset is worth more than £1,000, they have not been included in the balance sheet.

4. Debtors

4. Debtors
Rental invoices (5)	£1148
5. Missionary Donatons
UFM Worldwide	£1000
London City Mission	£1000
Local evangelistc outreach	£ 150

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