## **Trustees’ Annual Report for the period**
**From:** 01 April 24
## **To:** 31 March 25
**Charity name:** FAB – Families’ Activity Breaks
## **Charity registration number:** 1178108
## **Objectives and Activities**
||SORP reference||
|---|---|---|
|Summary of the purposes of
the charity as set out in its
governing document|Para 1.17|The relief of young people up to and
including the age of 19 who have suffered
the loss of a serving parent or family
member whilst serving in the British Armed
Forces by the provision of fun and
challenging activity breaks for bereaved
military families in order to provide relief
from the effects of bereavement to such
young people.|
|Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|Provision of fun and challenging activity
breaks for bereaved military families.
We provided 2 x camps:
26 July to 2 August 2024 (Arthog)
2 to 9 August 2024 (East Barnby)|
|Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit|Para 1.18|Yes|
## **Additional information (optional)**
You may choose to include further statements where relevant about:
||SORP reference||
|---|---|---|
|Policy on grant making|Para 1.38|N/A|
|Policy on social investment
including program related
investment|Para 1.38|N/A|
|Contribution made by
volunteers|Para 1.38|The volunteers support our families on the
week-long camps. In addition to this, they
are required to attend training over 2 days.
A total of 9 days.
Some other volunteers are on the
committee and give additional time over the
months before and after the camps.|
|Other||N/A|
## **Achievements and Performance**
||SORP reference||
|---|---|---|
|Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|The families attending have benefited from
therapeutic and challenging activities.
These assist in building confidence, but key
is the peer support gained by being there
with other families who are in similar
circumstances to them.|
**Additional information (optional)** You may choose to include further statements where relevant about:
|Achievements against
objectives set.|Para 1.41|Delivered two successful camps|
|---|---|---|
|Performance of fundraising
activities against objectives
set.|Para 1.41|We do not have fundraising objectives. The
committee are working to recruit a
fundraising member to support this
function. Donations and grant applications
were successful.|
|Investment performance
against objectives.|Para 1.41|N/A|
|Other.||N/A|
## **Financial Review**
|Review of the charity’s
financial position at the end
of the period.|Para 1.21|The charity is in a good financial position.
The charity has secured a number of large
grants which have supported the camps
and FAB15, as well as providing stability for
the future.|
|---|---|---|
|Statement explaining the
policy for holding reserves
stating why they are held.|Para 1.22|Reserves are limited.|
|Amount of reserves held.|Para 1.22|£30,000|
|Reasons for holding zero
reserves.|Para 1.22|N/A|
|Details of fund materially in
deficit.|Para 1.24|N/A|
|Explanation of any
uncertainties about the
charity continuing as a going
concern.|Para 1.23|N/A|
|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|
|---|---|---|
|The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|Via other charitable organisations.|
|Investment policy and
objectives including any
social investment policy
adopted.|Para 1.46|-|
|A description of the principal
risks facing the charity.|Para 1.46|-|
|Other||CEO discussed the following with the
trustees:|
|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|**Additional information (optional)**
You may choose to include further statements where relevant about:|
|---|---|---|
|The charity’s principal
sources of funds (including
any fundraising)|Para 1.47|Via other charitable organisations.|
|Investment policy and
objectives including any
social investment policy
adopted.|Para 1.46|-|
|A description of the principal
risks facing the charity.|Para 1.46|-|
|Other||CEO discussed the following with the
trustees:|
High Cash Balance. Large Website payments. The trustees were content that the high cash balance is there to ensure resilience and future delivery of the camps. All monies donated are spent as expected. The trustees confirmed they were content that the larger website payments were made for significant upgrades that were made.
## **Structure, Governance and Management**
|**Description of charity’s trusts:**|**Description of charity’s trusts:**||
|---|---|---|
|Type of governing document
(trust deed, royal charter)|Para 1.25|Constitution|
|How is the charity constituted?
(e.g unincorporated
association, CIO)|Para 1.25|CIO - FOUNDATION
Registered 26 Apr 2018|
|Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of any
person or body entitled to
appoint one or more trustees|Para 1.25|Trustee selection is based on those
individuals who can bring a different and
varied perspective. From a family and
volunteer point of view and the chair is an
experienced trustee who provides guidance
to all.|
## **Additional information (optional)**
You may choose to include further statements where relevant about:
|Policies and procedures adopted for
the induction and training of trustees|Para 1.51|-|
|---|---|---|
|The charity’s organisational structure
and any wider network with which
the charity works|Para 1.51|-|
|Relationship with any related parties|Para 1.51|-|
|Other||-|
## **Reference and Administrative details**
|Charity name|FAB–Families’Activity Breaks|
|---|---|
|Other name the charity uses|N/A|
|Registered charity number|1178108|
|Charity’s principal address|39 Chester Road
Whittington Barracks
LICHFIELD
WS14 9TF|
||**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**|**Names of the charity trustees who manage the charity**||
|---|---|---|---|---|---|
|||**Trustee name**|**Office (if any)**|**Dates acted if not for**
**whole year**|**Name of person (or body)**
**entitled to appoint trustee (if**
**any)**|
|1||Ian Lamberton|N/A||Karen Tait|
|2||Jennifer Birdsall|N/A||Karen Tait|
|3||Alison Sabiston|N/A||Karen Tait|
Corporate trustees – names of the directors at the date the report was approved:
**Director name** N/A
Name of trustees holding title to property belonging to the charity:
|**Trustee name**|**Dates acted if not for whole year**||
|---|---|---|
|N/A|||
## **Funds held as custodian trustees on behalf of others:**
|Description of the assets|N/A|
|---|---|
|held in this capacity.||
|Name and objects of the|N/A|
|charity on whose behalf the||
|assets are held and how this||
|falls within the custodian||
|charity’s objects.||
|Details of arrangements for|N/A|
|safe custody and||
|segregation of such assets||
|from the charity’s own||
|assets.||
## **Additional information (optional)**
|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|**Names and addresses of advisers (Optional information)**|
|---|---|---|
|**Type of adviser**|**Name**|**Address**|
|N/A|N/A|N/A|
|**Name of chief executive or names of senior staff members (Optional information)**|||
|Miss Karen L Tait MBE|||
## **Exemptions from disclosure**
Reason for non-disclosure of key personnel details:
N/A
## **Other optional information**
N/A
## **Declarations**
**The trustees declare that they have approved the trustees’ report above. Signed on behalf of the charity’s trustees**
|**Signature(s)**|
_K.Tait_
_Signed Electronically_||
|---|---|---|
|**Full name(s)**|Miss Karen L Tait MBE|Miss Alison Sabiston|
|**Position (eg Secretary, Chair, etc)**|CEO|Trustee|
|**Date**|30 January 2026|30 January 2026|
||**Families' Activity Breaks**|**Families' Activity Breaks**|**Families' Activity Breaks**|**Families' Activity Breaks**|**Families' Activity Breaks**|**1178108**|||**CC16a**|
|---|---|---|---|---|---|---|---|---|---|
||**Receipts andpayments accounts**|||||||||
||**For the period from**||02-Apr-24||**To**|01|-Apr-25|||
|||||||||||
|**Section A Receipts and payments**||||||||||
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest**
**£**
**-**
**17,348**
**115,000**
**1,329**
**1,275**
**429**
**-**
**-**||**Restricted**
**funds**
**to the nearest**
**£**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**Total**
**funds**
**to the**
**nearest £**
**-**
**17,348**
**115,000**
**1,329**
**1,275**
**429**
**-**
**-**||**Last year**
**to the nearest £**|
||**-**||**-**||**-**||**-**||**-**|
|**DONATIONS**|**17,348**||**-**||**-**||**17,348**||**-**|
|**GRANTS**|**115,000**||**-**||**-**||**115,000**||**-**|
|**REFUND**|**1,329**||**-**||**-**||**1,329**||**-**|
|**DEPOSIT**|**1,275**||**-**||**-**||**1,275**||**-**|
|SHOP|**429**||**-**||**-**||**429**||**-**|
||**-**||**-**||**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
|**_Sub total_**_(Gross income for AR)_|**135,381**||**-**||**-**||**135,381**||**-**|
||**-**
**-**||**-**
**-**||**-**
**-**||**-**
**-**|||
|**A2 Asset and investment sales,**||||||||||
||**-**||**-**||**-**||**-**|||
||**-**||**-**||**-**||**-**||**-**|
|**_Sub total_**|**135,381**||**-**||**-**||**135,381**||**-**|
|**_Total receipts_**
**A3 Payments**||||||||||
||**135,381**||**-**||**-**||**135,381**||**-**|
||**-**
**61,117**
**525**
**7,742**
**10,804**
**7,683**
**21**
**176**
**270**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**||**-**
**61,117**
**525**
**7,742**
**10,804**
**7,683**
**21**
**176**
**270**|||
||**-**||**-**||**-**||**-**||**-**|
|**CAMP EXPENSES**|**61,117**||**-**||**-**||**61,117**||**-**|
|**DEPOSIT REFUND**|**525**||**-**||**-**||**525**||**-**|
|**VOLUNTEER EXPENSES**|**7,742**||**-**||**-**||**7,742**||**-**|
|**IT/WEBSITE**|**10,804**||**-**||**-**||**10,804**||**-**|
|**MARKETING**|**7,683**||**-**||**-**||**7,683**||**-**|
|**BANK FEES**|**21**||**-**||**-**||**21**||**-**|
|**FUNDRAISING**|**176**||**-**||**-**||**176**||**-**|
|**TRAINING**|**270**||**-**||**-**||**270**||**-**|
|**_Sub total_ **|**88,337**||**-**||**-**||**88,337**||**-**|
||||**-**
**-**||**-**
**-**||**-**
**-**|||
|**A4 Asset and investment**||||||||||
||||**-**||**-**||**-**|||
||||**-**||**-**||**-**|||
|**_Sub total_ **|**88,337**||**-**||**-**||**88,337**||**-**|
|**_Total payments_**
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**||||||||||
||**88,337**||**-**||**-**||**88,337**||**-**|
|||||||||||
||**47,043**||**-**||**-**||**47,043**||**-**|
||**-**|
|**-**|
|**-**||**-**||**-**|
||**-**||**-**||**-**||**-**||**-**|
||**47,043**||**-**||**-**||**47,043**||**-**|
|||||||||||
|**Section B Statement of**|**assets and liabilities at the end of the period**|||||||||
|
**Categories**
Signed by one or two trustees on behalf
**B1 Cash funds**
**B2 Other monetary assets**
**B3 Investment assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**|
**Details**||||
**Unrestricted**
**to nearest £**||**Restricted**
**to nearest £**||**Endowment funds**
**to nearest £**|
||BANK BALANCE||||**131,447**||**-**||**-**|
||||||**-**||**-**||**-**|
||||||**-**||**-**||**-**|
||
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
**Details**
WEBSITE
LAPTOP 5
LAPTOP 6
LAPTOP 7
LAPTOP 8
LAPTOP 1
LAPTOP 2
LAPTOP 3
LAPTOP 4
K Tait
Signature||||**131,447**||**-**||**-**|
||||||OK
**Unrestricted**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which asset**
~~**belongs**~~
**Fund to which asset**
**belongs**
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
UNRESTRICTED
**Fund to which**
Print Name||OK
**Restricted**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Cost**
~~**(optional)**~~
**-**
**-**
**-**
**-**
**-**
**Cost**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Amount due**
**-**
**-**
**-**
**-**
**-**||OK|
||||||||||**Endowment funds**
**to nearest £**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**Current value (optional)**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**Current value (optional)**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
|||||||||||
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**-**|
||||||||||**When due(optional)**|
|||||||||||
|||||||||||
|||||||||||
|||||||||||
|||||||||||
|||||||||||
||||||||||Date of approval|
||K Tait||||K Tait||||
30/01/2026|
|||||||||||
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
**Report to the trustees/** Charity Name Families Activities Breaks **members of On accounts for the year** 1 April 2025 **Charity no ended (if any) Set out on pages** 1 to 1 (remember to include the page numbers of additional sheets)
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **DD / MM / YYYY** .
**Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.
**Signed:** E Weir **Date:** 20/01/2026 **Name:** Emma Weir **Relevant professional** ICAS **qualification(s) or body (if any): Address:** 21 Redford Gardens, EH13 0AR
## **Section B Disclosure**
Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
1
**October 2018**
**IER**
**Give here brief details of** None **any items that the examiner wishes to disclose** .
2
**October 2018**
**IER**