##
##
##
|||||SORP reference||
|---|---|---|---|---|---|
|Summary||ofthe purposes of||Para 1.17|Toadvance the education of|
|the charity as set out|||in its||women and girls for the public|
|governing||document|||benefit in all areas.|
||||||Topromote sustainable|
||||||development
for the public|
||||||benefit.|
||||||Toadvance health for the public|
||||||benefit.|
||||||Toadvance citizenship forthe|
||||||public benefit by the promotion|
||||||of|
||||||civic responsibility
and|
||||||volunteerin|
|Summary
activities||ofthe main
in relation tothose||Para 117and
1.19|Covid-19 continued to interrupt|
|purposes||for the public|||some face-to-face activities.|
|benefit,|in particular,||the||Members
have been offered|
|activities,||projects or|||educational
opportunities
both|
|services|identified
in||the||face-to-face and via Zoom, to|
|accounts.|||||build new skills and totake part|
||||||in awider variety ofactivities.|
||||||Members
have been able to|
||||||campaign ofissues that matter to|
||||||them and totheir communities.|
|Statement||confirming||Para 1.18|The Trustees have had regard tothe|
|whether|the trustees||have||guidance issues by the Charity|
|had regard to the guidance|||||Commission
on public benefit.|
|issued by||the Charity||||
|Commission
on public||||||
|benefit||||||
|Policy on|social investment|social investment|social investment|Para 1,38|
|---|---|---|---|---|
|including|program||related||
|investment|||||
|||||Para 1.38|
|Contribution||made|by||
|volunteers|||||
|Other|||||
##
|chieve|ments
and Per|formance||||
|---|---|---|---|---|---|
|||SORP reference||||
||||We have|adapted toa new way|of|
||||operating,|providing
educational||
||||opportunities
and support both||face-to-|
|Summary
ofthe main
achievements
ofthe charity,||Para 1.20|face and
newsletter|via Zoom. Our monthly
has continued to be||
|identifying|the difference the||produced|both physically
and online.||
|charity's|work has made to||We have|opened a new, fully virtual Wl.||
|the circumstances
of its|||We have|continued to campaign|on a|
|beneficiaries
and any wider|||range ofissues from modern slavery, to|||
|benefits to society as a|||climate change, mental
health and|||
|whole.|||violence|against women.||
|Achievements|against|Para 1.41|
|---|---|---|
|objectives set|||
|Performance|offundraising||
|activities against objectives||Para 1A1|
|set|||
|||Para 1.41|
Investment performance
againsl objectives
Olher
##
|inancial
Review|||||
|---|---|---|---|---|
|Review ofthe charity's||Para 1.21|We received a small|government
grant|
|financial
position at the end
ofthe period|||and a legacy. Funds have been used to
carry out property
refurbishments
that
had been dela ed due to Covid-19.||
|Statement
explaining
the||Para 1.22|Reserves are held to|cover 6months|
|policy for holding
reserves|||running costs.||
|statin
wh
the
are held|||||
|Amount ofreserves
held||Para 1.22|R30,000||
|Reasons for holding zero||Para 1.22|||
|reserves|||||
|Details of fund materially|in|Para 1.24|||
|deficit|||||
|Explanation
of any||Para 1.23|With the curtailment|of normal|
|uncertainties
about the|||fundraising
activities,|the trustees|
|charity continuing
as a going|||continue to look at best practice to||
|concern|||ensure the long-term|future.
There isa|
||||need tofind new wa|sto raise income.|
|The charity's
principal
sources offunds (including|Para 1.47|
|---|---|
|any fundraising)||
|Investment
policy and
objectives including
any|Para 1.46|
|social investment
policy||
|adopted||
|A description
ofthe principal|Para 1.46|
|risks facing the charity||
|Other||
|~|||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||||~||~||~||||||||||||||||||||||||||||
||~|~||~ ~|||||||~|I|~||||||||~|~||~|||||~|||~|||
|||~|||"~|||||||||||~||||~|||||||||||||||
|||||||||||||||||||.|||||||||||||||||
||||||~||~ ~|||||~|||||||||||||||||||||||
|||0|||~||||||||||||||||||||||||||||||
|||||||||||||||~ ~||||||||||||~|~||||||||
|||~||~|~||||||~||||||||||||||||||||||||
||||||||||||||||||||||||~|||~|||||||||
||||||~|||~||~|||~||~|~|~|||~|I|||||~|~|||~|~|~||~|
|||~|||~|~|~|||~|||||||||||||||||||||||||
||||||||||||||||||~|~|||||||~|||~|||||~|~|
|||~|||~||~||~|0|0||||||||~||I||||||||||||||
|~||~ ~|~|||~|||~||||||||||||||||||||||||||
##
##
##
|~|||-|||||
|---|---|---|---|---|---|---|---|
|||||~|~|~|~|
|I I|0|~||||||
|||||~|~|||
||||||~|~||
##
|||||||~ ~ ~||~||~ ~|~|~|~|~|~|~|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|~(-|||||||||||||||||
||~|~|~|~|||~||~||||||||
|||||||~ ~ ~|||||||||||
||||||~|~ 0|||||||||||
|mes|ofthe charity trus|tees who manage|the charity|||||
|---|---|---|---|---|---|---|---|
||Trustee name|Office (ifany)|Dates acted
ear|Ifnot for whole|kame
to a|ofperson (or body) entitled
oint trustee
ifan||
||Phyllis Brooks|Federation||||||
|||Chairman||||||
|2|Sally Dalley|Treasurer||||||
|3|Maria Pidoux|||||||
|4|Karen Prestage|||||||
|5|Chrissie Jennings|||||||
|6|Jean Jefferies|||||||
|7|Pauline Salmon||Resigned|October 2022||||
|8|Helen Al-Sheba||Resigned|March 2022||||
||Carol Gibbins||Co-opted|December||||
||||2021|||||
|10|Jacqueline
Svensson||Co-opted|October 2022||||
||Zena Betts||Co-opted|September||||
||||2022|||||
|12|Marie Archer||Co-opted
2022|November||||
|14||||||||
|15||||||||
|16||||||||
|17||||||||
|18||||||||
|19||||||||
|20||||||||
|unds held as cust|odi|
|---|---|
|Description
ofthe assets||
|held in this capacity||
|Name and objects ofthe||
|charity on whose behalf|the|
|assets are held and how|this|
|falls within the custodian||
|charity's objects||
|Details ofarrangements|for|
|safe custody and||
|segregation
ofsuch assets||
|from the charity's
own||
|assets||
##
|Names an|d addresses ofadv|isers
(Optional
information)|||
|---|---|---|---|---|
|Type of|Name|Address|||
|adviser|||||
|Name of|chief executive or names ofsenior staff members||(Optional|information)|
##
##
##
##
##
|||||PAGE|
|---|---|---|---|---|
|INDEPENDENT|EXAMINER'S REPORT||||
|RECEIPTS AND|PAYMENTS ACCOUNT|- Unrestricted|Fund|2-3|
|RECEIPTS AND|PAYMENTS ACCOUNT|—Restricted|funds||
|STATEMENT OFASSETS AND LIABILITIES|||||
|NOTES TO THE|STATEMENT OF ACCOUNTS|||6-7|
|TRUSTEES' APPROVAL|||||
##
##
##
|RECEIPTS AND PAY||ENTS|AC|COUNT (UNRE|STRICTED FU|NDS)|||
|---|---|---|---|---|---|---|---|---|
||||||||2022|2021|
|RECEIPTS||||||||E|
|NFWI Activities:|||||||||
|Federation
Affiliation Fees|||||||15,460.15|15,316.30|
|National
Affiliation Fees:|||||||18,297.73|17,099.68|
||||||||33,757.88|32,415.98|
|Stationery|||||||331.63|352.94|
|Diaries|||||||385.00|467.00|
|Pooling ofFares|||||||816.00|16.00|
|Raffle Ticket Sales|||||||253.61|492.14|
||||||||1,786.24|1,328.08|
|Committee
Activities:|||||||||
|Membership|||||||||
|Activities|||||||8,031.63|2,413.61|
|Public Affairs|||||||4,224.22||
|Annual
Federation
Day|||||||2,351.25|791.41|
|Executive/Trustees|||||||1,231.67|33.00|
||||||||15,838.77|3,238.02|
|Office and Administration|||||||||
|Public Liability Insurance|||||||1,004.80|1,029.50|
|Photocopier
and Postage|||||||877.65|250.74|
|Newsletter
and Adverts|||||||1,684.03||
|Year Book Income|||||||192.00||
|Zoom Meetings|||||||125.00|310.00|
||||||||3,883.48|1,590.24|
|Other Income|||||||||
|AGM|||||||4,091.01||
|Job Retention
Scheme||grant||||||630.71|
|HDC Grant|||||||2,667.00|18,708.00|
|Gift Aid|||||||658.68||
|Income from lapsed Wl|||||||440.75||
|Wl Shop|||||||407.31||
|Opening
New Wl's|||||||819.06||
|Miscellaneous
Income|||||||||
||||||||9,083.81|19,338.71|
|Investment
Income:|||||||||
|Bank Interest|||||||37.01|8.52|
|TOTAL RECEIPTS|||||||64,387.19|57,919.55|
|Total receipts as above|||||||64,387.19|57,919.55|
|Total payments
as per|page 3||||||62,602.69|52,828.27|
|Net receipts/(payments)|||||||1,784.50|5,091.28|
|Transactions
on behalf||of restricted||funds|||3,316.72|1,556.86|
|Prior year cash movement|||(not reported)||||||
|Lapsed funds deposits||received||(2021/2020)||5,182.20|||
|Fixed asset additions||payments||(2021/2020)||2,109.84|||
|Opening
Wl Holding account|||cash movements||(2021/20:-|165.10|2,907.26||
|Balance ofcash funds|b/fwd||||||103,434.04|99,899.62|
|Balance ofcash funds|c/fwd||||||104,809.08|103,434.04|
##
|||2022|2021|
|---|---|---|---|
||||F|
|PAYMENTS||||
|NFWI Activities:||||
|National
Affiliation|Fees|18,297.71|17,769.28|
|Stationery||126.25|141.00|
|Diaries|||420.75|
|Lady Denman
Cup|||10.00|
|Raffle Tickets||||
|Pooling of Fares||32.00|16.00|
|||158.25|587.75|
|Committee
Activities||||
|Membership||254.40|95.00|
|Activities||4,999.73|1,090.06|
|Public Affairs||2,418.31||
|Annual
Federation|Day|1,134.52|1,398.50|
|Executive
/ Trustees||1,954.73|1,192.39|
|||10,761.69|3,775.95|
|Office and Administration||||
|Public Liability Insurance||809.21|859.04|
|Premises
Insurance||1,151.28|1,013.48|
|Repairs, Renewals|and Cleaning|614.09|363.90|
|Employees||20,021.85|22,044.04|
|Photocopier
and postage||2,651.52|2,129.06|
|Printing
and Stationery||120.10|121.31|
|Additions
to Office|Equipment|||
|Zoom Meetings||197.08|305.00|
|Telephone
and Website/Hosting||790.27|934.71|
|Professional
Fees|||771.00|
|Licences||||
|Bank Charges|||10.00|
|Accountancy
Fees||2,040.00|2,040.00|
|||28,395.40|30,591.54|
|Other Expenditure||||
|AGM||4,035.10||
|Opening
Wl Holding|fund|819.80||
|Miscellaneous||134.74|103.75|
|||4,989.64|103.75|
|TOTAL PAYMENTS||62,602.69|52,828.27|
##
##
##
##
||||2022|2021|
|---|---|---|---|---|
|PROPERTY FUND|||||
|RECEIPTS|||||
|Donations:
Car|Park||3,442.09|2,540.00|
|Legacy - Fabric Fund|||5,000.00||
|Hire of Hall|||3,739.31|1,021.50|
|200 Club|||938.36|565.00|
|Security||||72.00|
||||13,119.76|4,198.50|
|PAYMENTS|||||
|200 Club|||395.00|580.00|
|Rates|||342.02|200.38|
|Light 8 Heat|||1,949.01|1,269.21|
|Maintenance|||13,742.45|3,677.77|
|Security Expenses|||8.00|28.00|
|Committee
Expenses|||||
||||16,436.48|5,755.36|
|Total receipts as above|||13,119.76|4,198.50|
|Total payments
as above|||16,436.48|5,755.36|
|Net receipts/(payments)|||3,316.72|1,556.86|
|Transacted
through|general cash funds||3,316.72|1,556.86|
|Balance ofcash funds||c/fwd|||
##
##
##
##
|||||||2022|2022|2022|2022|2021|
|---|---|---|---|---|---|---|---|---|---|---|
|||||||Unrestricted|Restricted|Designated|Total|Total|
|||||||funds|funds|funds|funds|funds|
||||||||E|||6|
|FIXEDASSETS|||||||||||
|Tangible fixed assets||||note 2||403,010.58|||403,010.58|403,941.04|
|CURRENT ASSETS|||||||||||
|Cash funds|||||||||||
|Cash at Bank:||Current Account||||19,382.74|||19,382.74|20,951.97|
|||Investment||Account||85,426.34|||85,426.34|85,389.33|
|Cash in Hand|||||||||||
|||||||104,809.08|||||
|Restricted cash funds held|||in general|accounts||(66,262.71)|66,262.71||||
|Designated
cash funds held|||in general accounts|||2,315.98||2,315.98|||
|||||||36,230.39|66,262.'71|2,315.98|104,809.08|106,341.30|
||||||102,493.10||||||
|Other monetary assets|||||||||||
|Stock:
Books and||publications||||163.52|||163.52|162.54|
|Stationery
and badges|||||||||||
|Debtors|||||||||||
|||||||163.52|||163.52|162.54|
|TOTAL ASSETS||||||439,404.49|66,262.71|2,315.98|507,983.18|510,444.88|
|LIABILITIES|||||||||||
|Creditors and accruals|||||||||||
|Lapsed Institute funds||||||5,412.47|||5,412.47|5,226.50|
|TOTAL LIABILITIES||||||5,41247|||5,412.47|5,226.50|
|NET ASSETS||||||433,992.02|66,262.71|2,315.98|502,570.71|505,218.38|
|ANALYSIS OF FUNDS|||||||||||
|General
unrestricted|funds|||||123,992.02|||123,992.02|123,322.23|
|Land & Buildings
Revaluation||||||310,000.00|||310,000.00|310,000.00|
|Property
fund|||||||65,564.18||65,564.18|68,880.90|
|Opening
of New Wl's||||||||918.16|918.16|918.90|
|Educational
Fund|||||||698.53|1,144.55|1,843.08|1,843.08|
|Lottery Grant Awards|for All||||||||||
|Shows & Exhibitions||||||||253.27|253.27|253.27|
|||||||433,992.02|66,262.71|2,315.98|502,570.71|505,218.38|
##
##
##
##
|||Freehold|||Catering||
|---|---|---|---|---|---|---|
|||Property|Furniture|Equipment|Equipment|Total|
|Cost or valuation|||||||
|At 1 December 2021||400,000.00|3,902.77|12,401.43|5,037.73|421,341.93|
|Additions|||||||
|Revaluations|||||||
|Disposals|||||||
|At 30 November|2022|400,000.00|3,902.77|12,401.43|5,037.73|421,341.93|
|Depreciation|||||||
|At 1 December 2021|||3,702.58|9,356.85|4,341.46|17,400.89|
|Charge for year|||30.04|761.16|139.26|930.46|
|Revaluations|||||||
|Elimination
on disposals|||||||
|At 30 November 2022|||3,732.62|10,118.01|4,480.72|18,331.35|
|Net Book Value|||||||
|At 30 November 2022||400,000.00|170.15|2,283.42|557.01|403,010.58|
|At 30 November 2021||400,000.00|200.19|3,044.58|696.27|403,941.04|
##
#
##
##
##
##
|||||PAGE|
|---|---|---|---|---|
|INDEPENDENT|EXAMINER'S REPORT||||
|RECEIPTS AND|PAYMENTS ACCOUNT|- Unrestricted|Fund|2-3|
|RECEIPTS AND|PAYMENTS ACCOUNT|—Restricted|funds||
|STATEMENT OFASSETS AND LIABILITIES|||||
|NOTES TO THE|STATEMENT OF ACCOUNTS|||6-7|
|TRUSTEES' APPROVAL|||||
##
##
##
|RECEIPTS AND PAY||ENTS|AC|COUNT (UNRE|STRICTED FU|NDS)|||
|---|---|---|---|---|---|---|---|---|
||||||||2022|2021|
|RECEIPTS||||||||E|
|NFWI Activities:|||||||||
|Federation
Affiliation Fees|||||||15,460.15|15,316.30|
|National
Affiliation Fees:|||||||18,297.73|17,099.68|
||||||||33,757.88|32,415.98|
|Stationery|||||||331.63|352.94|
|Diaries|||||||385.00|467.00|
|Pooling ofFares|||||||816.00|16.00|
|Raffle Ticket Sales|||||||253.61|492.14|
||||||||1,786.24|1,328.08|
|Committee
Activities:|||||||||
|Membership|||||||||
|Activities|||||||8,031.63|2,413.61|
|Public Affairs|||||||4,224.22||
|Annual
Federation
Day|||||||2,351.25|791.41|
|Executive/Trustees|||||||1,231.67|33.00|
||||||||15,838.77|3,238.02|
|Office and Administration|||||||||
|Public Liability Insurance|||||||1,004.80|1,029.50|
|Photocopier
and Postage|||||||877.65|250.74|
|Newsletter
and Adverts|||||||1,684.03||
|Year Book Income|||||||192.00||
|Zoom Meetings|||||||125.00|310.00|
||||||||3,883.48|1,590.24|
|Other Income|||||||||
|AGM|||||||4,091.01||
|Job Retention
Scheme||grant||||||630.71|
|HDC Grant|||||||2,667.00|18,708.00|
|Gift Aid|||||||658.68||
|Income from lapsed Wl|||||||440.75||
|Wl Shop|||||||407.31||
|Opening
New Wl's|||||||819.06||
|Miscellaneous
Income|||||||||
||||||||9,083.81|19,338.71|
|Investment
Income:|||||||||
|Bank Interest|||||||37.01|8.52|
|TOTAL RECEIPTS|||||||64,387.19|57,919.55|
|Total receipts as above|||||||64,387.19|57,919.55|
|Total payments
as per|page 3||||||62,602.69|52,828.27|
|Net receipts/(payments)|||||||1,784.50|5,091.28|
|Transactions
on behalf||of restricted||funds|||3,316.72|1,556.86|
|Prior year cash movement|||(not reported)||||||
|Lapsed funds deposits||received||(2021/2020)||5,182.20|||
|Fixed asset additions||payments||(2021/2020)||2,109.84|||
|Opening
Wl Holding account|||cash movements||(2021/20:-|165.10|2,907.26||
|Balance ofcash funds|b/fwd||||||103,434.04|99,899.62|
|Balance ofcash funds|c/fwd||||||104,809.08|103,434.04|
##
|||2022|2021|
|---|---|---|---|
||||F|
|PAYMENTS||||
|NFWI Activities:||||
|National
Affiliation|Fees|18,297.71|17,769.28|
|Stationery||126.25|141.00|
|Diaries|||420.75|
|Lady Denman
Cup|||10.00|
|Raffle Tickets||||
|Pooling of Fares||32.00|16.00|
|||158.25|587.75|
|Committee
Activities||||
|Membership||254.40|95.00|
|Activities||4,999.73|1,090.06|
|Public Affairs||2,418.31||
|Annual
Federation|Day|1,134.52|1,398.50|
|Executive
/ Trustees||1,954.73|1,192.39|
|||10,761.69|3,775.95|
|Office and Administration||||
|Public Liability Insurance||809.21|859.04|
|Premises
Insurance||1,151.28|1,013.48|
|Repairs, Renewals|and Cleaning|614.09|363.90|
|Employees||20,021.85|22,044.04|
|Photocopier
and postage||2,651.52|2,129.06|
|Printing
and Stationery||120.10|121.31|
|Additions
to Office|Equipment|||
|Zoom Meetings||197.08|305.00|
|Telephone
and Website/Hosting||790.27|934.71|
|Professional
Fees|||771.00|
|Licences||||
|Bank Charges|||10.00|
|Accountancy
Fees||2,040.00|2,040.00|
|||28,395.40|30,591.54|
|Other Expenditure||||
|AGM||4,035.10||
|Opening
Wl Holding|fund|819.80||
|Miscellaneous||134.74|103.75|
|||4,989.64|103.75|
|TOTAL PAYMENTS||62,602.69|52,828.27|
##
##
##
##
||||2022|2021|
|---|---|---|---|---|
|PROPERTY FUND|||||
|RECEIPTS|||||
|Donations:
Car|Park||3,442.09|2,540.00|
|Legacy - Fabric Fund|||5,000.00||
|Hire of Hall|||3,739.31|1,021.50|
|200 Club|||938.36|565.00|
|Security||||72.00|
||||13,119.76|4,198.50|
|PAYMENTS|||||
|200 Club|||395.00|580.00|
|Rates|||342.02|200.38|
|Light 8 Heat|||1,949.01|1,269.21|
|Maintenance|||13,742.45|3,677.77|
|Security Expenses|||8.00|28.00|
|Committee
Expenses|||||
||||16,436.48|5,755.36|
|Total receipts as above|||13,119.76|4,198.50|
|Total payments
as above|||16,436.48|5,755.36|
|Net receipts/(payments)|||3,316.72|1,556.86|
|Transacted
through|general cash funds||3,316.72|1,556.86|
|Balance ofcash funds||c/fwd|||
##
##
##
##
|||||||2022|2022|2022|2022|2021|
|---|---|---|---|---|---|---|---|---|---|---|
|||||||Unrestricted|Restricted|Designated|Total|Total|
|||||||funds|funds|funds|funds|funds|
||||||||E|||6|
|FIXEDASSETS|||||||||||
|Tangible fixed assets||||note 2||403,010.58|||403,010.58|403,941.04|
|CURRENT ASSETS|||||||||||
|Cash funds|||||||||||
|Cash at Bank:||Current Account||||19,382.74|||19,382.74|20,951.97|
|||Investment||Account||85,426.34|||85,426.34|85,389.33|
|Cash in Hand|||||||||||
|||||||104,809.08|||||
|Restricted cash funds held|||in general|accounts||(66,262.71)|66,262.71||||
|Designated
cash funds held|||in general accounts|||2,315.98||2,315.98|||
|||||||36,230.39|66,262.'71|2,315.98|104,809.08|106,341.30|
||||||102,493.10||||||
|Other monetary assets|||||||||||
|Stock:
Books and||publications||||163.52|||163.52|162.54|
|Stationery
and badges|||||||||||
|Debtors|||||||||||
|||||||163.52|||163.52|162.54|
|TOTAL ASSETS||||||439,404.49|66,262.71|2,315.98|507,983.18|510,444.88|
|LIABILITIES|||||||||||
|Creditors and accruals|||||||||||
|Lapsed Institute funds||||||5,412.47|||5,412.47|5,226.50|
|TOTAL LIABILITIES||||||5,41247|||5,412.47|5,226.50|
|NET ASSETS||||||433,992.02|66,262.71|2,315.98|502,570.71|505,218.38|
|ANALYSIS OF FUNDS|||||||||||
|General
unrestricted|funds|||||123,992.02|||123,992.02|123,322.23|
|Land & Buildings
Revaluation||||||310,000.00|||310,000.00|310,000.00|
|Property
fund|||||||65,564.18||65,564.18|68,880.90|
|Opening
of New Wl's||||||||918.16|918.16|918.90|
|Educational
Fund|||||||698.53|1,144.55|1,843.08|1,843.08|
|Lottery Grant Awards|for All||||||||||
|Shows & Exhibitions||||||||253.27|253.27|253.27|
|||||||433,992.02|66,262.71|2,315.98|502,570.71|505,218.38|
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|||Freehold|||Catering||
|---|---|---|---|---|---|---|
|||Property|Furniture|Equipment|Equipment|Total|
|Cost or valuation|||||||
|At 1 December 2021||400,000.00|3,902.77|12,401.43|5,037.73|421,341.93|
|Additions|||||||
|Revaluations|||||||
|Disposals|||||||
|At 30 November|2022|400,000.00|3,902.77|12,401.43|5,037.73|421,341.93|
|Depreciation|||||||
|At 1 December 2021|||3,702.58|9,356.85|4,341.46|17,400.89|
|Charge for year|||30.04|761.16|139.26|930.46|
|Revaluations|||||||
|Elimination
on disposals|||||||
|At 30 November 2022|||3,732.62|10,118.01|4,480.72|18,331.35|
|Net Book Value|||||||
|At 30 November 2022||400,000.00|170.15|2,283.42|557.01|403,010.58|
|At 30 November 2021||400,000.00|200.19|3,044.58|696.27|403,941.04|
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