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2022-04-30-accounts

REGISTERED CHARITY NUMBER: 1178032

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 April 2022

for

Phab Life CIO

Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

Phab Life CIO

Contents of the Financial Statements for the Year Ended 30 April 2022

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 9
Detailed Statement of Financial Activities 10 to 11

Phab Life CIO

Report of the Trustees for the Year Ended 30 April 2022

The trustees present their report with the financial statements of the charity for the year ended 30 April 2022. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Phab Charity Shop and Phabulous Café provide a training environment for people with additional needs in a real working environment. Our clients receive assistance in learning new retail or food service skills from one-to-one assistance to support being on hand when required. The charity also provides social clubs and outings for our clients, to promote confidence and build social skills.

ACHIEVEMENT AND PERFORMANCE

Charity Shop

The shop and Cafe continue to offer high quality experiences to the beneficiaries working there.

FINANCIAL REVIEW

Principal funding sources

The charity is principally funded by income generated from sales by the Phab charity shop and Phabulous Cafe. Other funds are obtained for capital or project funding from grant providers as needed and fundraising activities. Some of the grant providers this year have been, Essex Community Foundation, Essex County Council & Foyle Foundation.

Reserves policy

The Trustees recognise the need to keep free reserves to protect the Charity in case of loss of income but also to allow for new opportunities as they arise. The Trustees have therefore considered their reserves policy and agreed maintaining free reserves (being general funds excluding those tied up in fixed assets or designated by the trustees) at a level of four months operating costs to ensure the Charity remains stable and viable for the future. The Charity falls slightly under this level as at the period end.

FUTURE PLANS

After the period end the client has plans to open an additional community café in Rochford. Expected open date is subject to planning.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1178032

Principal address

3 Creswick Avenue Rayleigh Essex SS6 9HG

Trustees

Mrs J Drewer Trustee R J Hook Trustee Ms R Seomore Trustee Ms S Howarth Trustee Ms E Burrett Trustee Ms V Neupauer Trustee B Weller Trustee Ms R Ilott Trustee (appointed 1.9.2021) C Howarth Trustee (appointed 1.9.2021)

Page 1

Phab Life CIO

Report of the Trustees for the Year Ended 30 April 2022

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

Approved by order of the board of trustees on 22 February 2023 and signed on its behalf by:

Mrs J Drewer - Trustee

Page 2

Independent Examiner's Report to the Trustees of Phab Life CIO

Independent examiner's report to the trustees of Phab Life CIO

I report to the charity trustees on my examination of the accounts of Phab Life CIO (the Trust) for the year ended 30 April 2022.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

ICAEW Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

22 February 2023

Page 3

Phab Life CIO

Statement of Financial Activities for the Year Ended 30 April 2022

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
20,878
Charitable activities
Phab Shop
-
Phab Cafe
-
Other trading activities
2
156,231
Total
177,109
EXPENDITURE ON
Raising funds
143,535
Charitable activities
Phab Shop
5,717
Phab Cafe
1,038
Total
150,290
NET INCOME/(EXPENDITURE)
26,819
Transfers between funds
9
8,481
Net movement in funds
35,300
RECONCILIATION OF FUNDS
Total funds brought forward
61,921
TOTAL FUNDS CARRIED FORWARD
97,221
Restricted
funds
£
-
4,000
10,000
-
14,000
23,948
-
-
23,948
(9,948)
(8,481)
(18,429)
18,429
-
30.4.22
Total
funds
£
20,878
4,000
10,000
156,231
191,109
167,483
5,717
1,038
174,238
16,871
-
16,871
80,350
97,221
30.4.21
Total
funds
£
48,474
-
13,700
25,461
87,635
61,781
2,604
-
64,385
23,250
-
23,250
57,100
80,350

The notes form part of these financial statements

Page 4

Phab Life CIO

Balance Sheet 30 April 2022

Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
5
14,650
CURRENT ASSETS
Stocks
6
1,340
Debtors
7
3,239
Cash at bank and in hand
102,290
106,869
CREDITORS
Amounts falling due within one year
8
(24,298)
NET CURRENT ASSETS
82,571
TOTAL ASSETS LESS CURRENT
LIABILITIES
97,221
NET ASSETS
97,221
FUNDS
9
Unrestricted funds
Restricted funds:
Garfield Weston Foundation
TMF Grant
Clothworkers Foundation
The Tudwick Foundation
TOTAL FUNDS
Restricted
funds
£
-
-
-
-
-
-
-
-
-
30.4.22
Total
funds
£
14,650
1,340
3,239
102,290
106,869
(24,298)
82,571
97,221
97,221
97,221
-
-
-
-
-
97,221
30.4.21
Total
funds
£
12,216
500
2,235
68,595
71,330
(3,196)
68,134
80,350
80,350
61,921
10,000
5,000
2,079
1,350
18,429
80,350

The financial statements were approved by the Board of Trustees and authorised for issue on 22 February 2023 and were signed on its behalf by:

J Drewer - Trustee

The notes form part of these financial statements

Page 5

Phab Life CIO

Notes to the Financial Statements for the Year Ended 30 April 2022

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 20% on reducing balance Fixtures and fittings - 20% on reducing balance Computer equipment - 20% on reducing balance

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Page 6

continued...

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2022

2. OTHER TRADING ACTIVITIES

3.

Shop income
Cafe Income
TRUSTEES' REMUNERATION AND BENEFITS
Trustees' salaries
Trustees' pensions paid
30.4.22
£
52,517
103,714
156,231
30.4.22
£
15,929
478
16,407
30.4.21
£
20,799
4,662
30.4.21
£
20,799
4,662
25,461
30.4.21
£
-
-
-
-

The trustees salaries above consist of payments to Ms J Drewer of £7,964 and Mrs S Howeth of £7,964

The salaries are in relation to roles performed as operational managers of the cafe and shop. The Trustee's sought permission from Charity Commissioners in relation to these appointments.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 April 2022 nor for the year ended 30 April 2021.

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
Restricted
fund
funds
£
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
48,474
-
Charitable activities
Phab Cafe
-
13,700
Other trading activities
25,461
-
Total
73,935
13,700
EXPENDITURE ON
Raising funds
49,059
12,722
Charitable activities
Phab Shop
2,604
-
Total
51,663
12,722
NET INCOME
22,272
978
Transfers between funds
14,442
(14,442)
Net movement in funds
36,714
(13,464)
Total
funds
£
48,474
13,700
25,461
87,635
61,781
2,604
64,385
23,250
-
23,250

continued...

Page 7

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2022

4. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted Restricted Total
fund funds funds
£ £ £
RECONCILIATION OF FUNDS
Total funds brought forward 25,207 31,893 57,100
TOTAL FUNDS CARRIED FORWARD 61,921 18,429 80,350
5. TANGIBLE FIXED ASSETS
Fixtures
Plant and and Computer
machinery fittings equipment Totals
£ £ £ £
COST
At 1 May 2021 6,869 7,919 650 15,438
Additions 5,053 1,045 - 6,098
At 30 April 2022 11,922 8,964 650 21,536
DEPRECIATION
At 1 May 2021 1,389 1,703 130 3,222
Charge for year 2,107 1,453 104 3,664
At 30 April 2022 3,496 3,156 234 6,886
NET BOOK VALUE
At 30 April 2022 8,426 5,808 416 14,650
At 30 April 2021 5,480 6,216 520 12,216
6. STOCKS
30.4.22 30.4.21
£ £
Stocks 1,340 500
7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.4.22 30.4.21
£ £
Prepayments and accrued income 3,239 2,235

continued...

Page 8

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2022

8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

30.4.22 30.4.21
£ £
Trade creditors 2,412 1,541
Taxation and social security 11,491 146
Other creditors 10,395 1,509
24,298 3,196

9. MOVEMENT IN FUNDS

All restricted funds above are held for the setup and initial launch period of the Phab Cafe to launch summer 2021.

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 April 2022.

Page 9

Phab Life CIO

Detailed Statement of Financial Activities
for the Year Ended 30 April 2022
30.4.22 30.4.21
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Fundraising Income 9,747 2,652
Gift aid - 1,710
Grants 8,675 42,360
Donations received 2,456 1,752
20,878 48,474
Other trading activities
Shop income 52,517 20,799
Cafe Income 103,714 4,662
156,231 25,461
Charitable activities
Grants 14,000 13,700
Total incoming resources 191,109 87,635
EXPENDITURE
Raising donations and legacies
Trustees' salaries 15,929 -
Trustees' pensions paid 478 -
Wages 57,575 28,027
Pensions 793 260
Other operating leases 17,137 7,433
Rates and water 1,305 -
Insurance 2,015 914
Light and heat 7,133 1,485
Telephone 744 533
Postage and stationery 821 999
Fundraising Expenses 14,355 -
118,285 39,651
Other trading activities
Opening stock 500 -
Cafe Consumables 34,035 4,874
Computer Expenses 2,746 2,549
Waste Disposals 3,590 1,199
Subscriptions 1,089 -
Uniform - 50
Repairs & Renewals 1,137 3,998
Travelling 296 -
Cleaning 291 47
Cafe Repairs & Renewals 1,798 6,264
Carried forward 45,482 18,981

This page does not form part of the statutory financial statements

Page 10

Phab Life CIO

Detailed Statement of Financial Activities
for the Year Ended 30 April 2022
30.4.22 30.4.21
£ £
Other trading activities
Brought forward 45,482 18,981
Cafe Cleaning 569 126
Cafe Computer Costs 824 469
Plant and machinery 2,107 1,370
Fixtures and fittings 1,452 1,554
Computer equipment 104 130
Closing stock (1,340) (500)
49,198 22,130
Charitable activities
Advertising - 105
Training - 112
Social and reward events 1,038 153
1,038 370
Support costs
Finance
Bank charges 2,568 632
Pension charge 72 -
2,640 632
Governance costs
Accountancy and legal fees 3,077 1,122
Furlough costs - 480
3,077 1,602
Total resources expended 174,238 64,385
Net income 16,871 23,250

This page does not form part of the statutory financial statements

Page 11