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2021-04-30-accounts

REGISTERED CHARITY NUMBER: 1178032

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 30 April 2021

for

Phab Life CIO

Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

Phab Life CIO

Contents of the Financial Statements for the Year Ended 30 April 2021

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5
Notes to the Financial Statements 6 to 9
Detailed Statement of Financial Activities 10 to 11

Phab Life CIO

Report of the Trustees for the Year Ended 30 April 2021

The trustees present their report with the financial statements of the charity for the year ended 30 April 2021. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The Phab Charity Shop and Phabulous Café provide a training environment for people with additional needs in a real working environment. Our clients receive assistance in learning new retail or food service skills from one-to-one assistance to support being on hand when required. The charity also provides social clubs and outings for our clients, to promote confidence and build social skills.

ACHIEVEMENT AND PERFORMANCE

Charity Shop

The shop and Cafe continue to offer high quality experiences to the beneficiaries working there.

FINANCIAL REVIEW

Principal funding sources

The charity is principally funded by income generated from sales by the Phab charity shop and Phabulous Cafe. Other funds are obtained for capital or project funding from grant providers as needed and fundraising activities. Some of the grant providers this year have been, Charles S French Charitable Trust, Clothworkers Foundation & The Screwfix Foundation.

Reserves policy

The Trustees recognise the need to keep free reserves to protect the Charity in case of loss of income but also to allow for new opportunities as they arise. The Trustees have therefore considered their reserves policy and agreed maintaining free reserves (being general funds excluding those tied up in fixed assets or designated by the trustees) at a level of six months operating costs to ensure the Charity remains stable and viable for the future. The Charity falls slightly under this level as at the period end.

FUTURE PLANS

After the period end the client has plans to open an additional community café in Rochford. Expected open date is subject to planning.

STRUCTURE, GOVERNANCE AND MANAGEMENT Governing document

The charity is controlled by its governing document, a deed of trust and constitutes an unincorporated charity.

REFERENCE AND ADMINISTRATIVE DETAILS Registered Charity number

1178032

Principal address

157a High Street Rayleigh Essex SS6 7QA

Trustees

Mrs J Drewer R J Hook Trustee (appointed 1.1.2021) Ms R Seomore Trustee (appointed 15.9.2020) Ms S Howarth Trustee (appointed 1.5.2020) Ms E Burrett Trustee (appointed 1.5.2020) Ms V Neupauer Trustee B Weller Trustee

Page 1

Phab Life CIO

Report of the Trustees for the Year Ended 30 April 2021

REFERENCE AND ADMINISTRATIVE DETAILS Independent Examiner Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

Approved by order of the board of trustees on 10 May 2022 and signed on its behalf by:

Mrs J Drewer - Trustee

Page 2

Independent Examiner's Report to the Trustees of Phab Life CIO

Independent examiner's report to the trustees of Phab Life CIO

I report to the charity trustees on my examination of the accounts of Phab Life CIO (the Trust) for the year ended 30 April 2021.

Responsibilities and basis of report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the Act').

I report in respect of my examination of the Trust's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

ICAEW Butlers Chartered Accountants Suite 6 Burley House 15 High Street Rayleigh Essex SS6 7EW

10 May 2022

Page 3

Phab Life CIO

Statement of Financial Activities for the Year Ended 30 April 2021

Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
48,474
Charitable activities
Phab Shop
20,799
Phab Cafe
4,662
Total
73,935
EXPENDITURE ON
Raising funds
(500)
Charitable activities
Phab Shop
52,005
Phab Cafe
158
Total
51,663
NET INCOME
22,272
Transfers between funds
9
14,442
Net movement in funds
36,714
RECONCILIATION OF FUNDS
Total funds brought forward
25,207
TOTAL FUNDS CARRIED FORWARD
61,921
Restricted
funds
£
-
-
13,700
13,700
-
1,097
11,625
12,722
978
(14,442)
(13,464)
31,893
18,429
30.4.21
Total
funds
£
48,474
20,799
18,362
87,635
(500)
53,102
11,783
64,385
23,250
-
23,250
57,100
80,350
30.4.20
Total
funds
£
16,604
55,224
32,267
104,095
18
50,568
374
50,960
53,135
-
53,135
3,965
57,100

The notes form part of these financial statements

Page 4

Phab Life CIO

Balance Sheet 30 April 2021

30.4.21 30.4.20
Unrestricted Restricted Total Total
fund funds funds funds
Notes £ £ £ £
FIXED ASSETS
Tangible assets 4 12,216 - 12,216 675
CURRENT ASSETS
Stocks 5 500 - 500 -
Debtors 6 2,235 - 2,235 516
Cash at bank and in hand 50,166 18,429 68,595 57,105
52,901 18,429 71,330 57,621
CREDITORS
Amounts falling due within one year 7 (3,196) - (3,196) (1,196)
NET CURRENT ASSETS 49,705 18,429 68,134 56,425
TOTAL ASSETS LESS CURRENT
LIABILITIES 61,921 18,429 80,350 57,100
NET ASSETS 61,921 18,429 80,350 57,100
FUNDS 9
Unrestricted funds 61,921 25,207
Restricted funds:
Barchester Charitable Foundation - 990
Essex Community Foundation - 5,630
Leigh Town Council - 500
Rosca Trust - 4,626
Leigh Lions - 1,750
Fowler Smith and Jones Trust - 2,000
Leigh on Sea Rotary Club - 300
Garfield Weston Foundation 10,000 10,000
Co-operative Group - 1,097
TMF Grant 5,000 5,000
Clothworkers Foundation 2,079 -
The Tudwick Foundation 1,350 -
18,429 31,893
TOTAL FUNDS 80,350 57,100

The financial statements were approved by the Board of Trustees and authorised for issue on 10 May 2022 and were signed on its behalf by:

J Drewer - Trustee

The notes form part of these financial statements

Page 5

Phab Life CIO

Notes to the Financial Statements for the Year Ended 30 April 2021

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities Act 2011. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 20% on reducing balance Fixtures and fittings - 20% on reducing balance

Stocks

Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items.

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to the Statement of Financial Activities on a straight line basis over the period of the lease.

Pension costs and other post-retirement benefits

The charity operates a defined contribution pension scheme. Contributions payable to the charity's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Page 6

continued...

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2021

2. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 30 April 2021 nor for the year ended 30 April 2020.

Trustees' expenses

There were no trustees' expenses paid for the year ended 30 April 2021 nor for the year ended 30 April 2020.

3. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted
fund
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
16,604
Charitable activities
Phab Shop
55,224
Phab Cafe
-
Total
71,828
EXPENDITURE ON
Raising funds
18
Charitable activities
Phab Shop
50,568
Phab Cafe
-
Total
50,586
NET INCOME
21,242
RECONCILIATION OF FUNDS
Total funds brought forward
3,965
TOTAL FUNDS CARRIED FORWARD
25,207
Restricted
funds
£
-
-
32,267
32,267
-
-
374
374
31,893
-
31,893
Total
funds
£
16,604
55,224
32,267
104,095
18
50,568
374
50,960
53,135
3,965
57,100

continued...

Page 7

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2021

4. TANGIBLE FIXED ASSETS

4. TANGIBLE FIXED ASSETS
Fixtures
Plant and and Computer
machinery fittings equipment Totals
£ £ £ £
COST
At 1 May 2020 96 747 - 843
Additions 6,773 7,172 650 14,595
At 30 April 2021 6,869 7,919 650 15,438
DEPRECIATION
At 1 May 2020 19 149 - 168
Charge for year 1,370 1,554 130 3,054
At 30 April 2021 1,389 1,703 130 3,222
NET BOOK VALUE
At 30 April 2021 5,480 6,216 520 12,216
At 30 April 2020 77 598 - 675
5. STOCKS
30.4.21 30.4.20
£ £
Stocks 500 -
6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.4.21 30.4.20
£ £
Prepayments and accrued income 2,235 516
7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
30.4.21 30.4.20
£ £
Trade creditors 1,541 -
Taxation and social security 146 146
Other creditors 1,509 1,050
3,196 1,196

continued...

Page 8

Phab Life CIO

Notes to the Financial Statements - continued for the Year Ended 30 April 2021

8. LEASING AGREEMENTS

Minimum lease payments under non-cancellable operating leases fall due as follows:

30.4.21 30.4.20
£ £
Between one and five years - 4,583

4 year lease as of June 2020.

9. MOVEMENT IN FUNDS

All restricted funds above are held for the setup and initial launch period of the Phab Cafe to launch summer 2021.

10. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 30 April 2021.

Page 9

Phab Life CIO

Detailed Statement of Financial Activities for the Year Ended 30 April 2021

30.4.21 30.4.20
£ £
INCOME AND ENDOWMENTS
Donations and legacies
Fundraising Income 2,652 833
Gift aid 1,710 2,100
Grants 42,360 -
Donations received 1,752 13,671
48,474 16,604
Charitable activities
Shop takings 20,799 45,124
Cafe Takings 4,662 -
Grants 13,700 42,367
39,161 87,491
Total incoming resources 87,635 104,095
EXPENDITURE
Raising donations and legacies
Selling fees - 18
Other trading activities
Closing stock (500) -
Charitable activities
Wages 28,027 28,038
Pensions 260 239
Rent 7,433 11,415
Rates and water - 1,517
Insurance 914 866
Light and heat 1,485 1,768
Telephone 533 385
Postage and stationery 999 281
Advertising 105 -
Training 112 103
Social and reward events 153 1,243
Computer Expenses 2,549 1,777
Waste Disposal 1,199 1,205
Gifts - 116
Subscriptions - 30
Clothing Costs 50 288
Repairs & Renewals 3,998 292
Cleaning 47 -
Cafe Consumables 4,874 -
Cafe Repairs & Maintenance 6,264 -
Cafe Cleaning 126 -
Carried forward 59,128 49,563

This page does not form part of the statutory financial statements

Page 10

Phab Life CIO

Detailed Statement of Financial Activities
for the Year Ended 30 April 2021
30.4.21 30.4.20
£ £
Charitable activities
Brought forward 59,128 49,563
Cafe Computer Costs 469 -
59,597 49,563
Support costs
Finance
Bank charges 632 361
Plant and machinery 1,370 19
Fixtures and fittings 1,554 149
Computer equipment 130 -
3,686 529
Governance costs
Accountancy and legal fees 1,122 850
Furlough costs 480 -
1,602 850
Total resources expended 64,385 50,960
Net income 23,250 53,135

This page does not form part of the statutory financial statements

Page 11