HEATH STREET BAPTIST CHURCH
HAMPSTEAD
84 Heath Street, London, NW3 IDN
020 74310511
ewan king@mac.com
www.heathstreet.org
Registered charity number: 1178001
Report and Accounts
for the year ending
31 December 2025
Minister:
Revd Dr Ewan J King
Deacons:
Annie Fang
Gaynor Humphreys (Treasurer)
Wilf Merttens (Secretary)

HEATH STREEf BAPTIST CHURCH
ANNUAL REPORT AND ACCOUNT5 2025
Heath Street Baptist Church was established as a con8re8ation in 1861 and its
building date5 from 1862. Governance arrangements were revised in a Charity
Commi55ion Scheme sealed on 25 Ortober 1937 and until April 2018 it Was an
excepted charity. Since 18 April 2018, the Church has been registered with the
Charity Commission as a Charitable Incorporated Or8ani5ation. The congregation
maintains membership of the BaptlSt Union of Great Britain and the London Baptist
A550ciation.
Administratlve details
Bankers
CAF Bank Ltd
25 Kings Hill Avenue
KinBS Hill
West Malling
Kent ME19 4JQ
Independent Examiner
Derek John Baker
51 Meadway
Southgate
London N14 6NJ
Sollcltor
Carter Lemon Cameron5
20 King Street
london EC2V 8EG
Legal status
Heath Street Baptist Church is a Charitsble Incorporated Organisation whose constitution was last
amended on 11 July 2021.
Charlty Registration Number 1178fy)1
Designated Safeguardlng Lead
Lydia Baker

HEATH STREET BAPTIST CHURCH
ANNUAL REPORT AND ACCOUNTS 2025
REPORT OF THE DEACONS
Governance and management
The church operates as a Charitable Incorporated Organisation under the rules of it5 ao constltutlon.
At the end of the year there were 33 members of the church with no changes in the course of 2024.
Quarterty church meetings are open to all interested people but on the relatively few occasions when
votes are required only members may vote.
Objecilves and actlvltles
The principal purpose of the CIO is: The advancement of the Christian faith according to the principles
of the Bapt15t denomlnatlon. The church may also advance education and carry out other charfjtable
purposes in the UK andlor other parts of the world.
Publlc beneflt statemenl
As a regISte￿d charity Heath Street Baptist Church, throuBh its members and its Diaconate, is aware of
the Charlty Commission's guidance on public benefrt, especlally In the a￿ancement of religion. Our
Servi￿S of worship are open to all. We see our building as a valuable ￿source to the local communty
and it is open for artivty on most days of the year. The church premises are used, or hired, by people of
all faiths or none and by both Secular and Christian organisations and groups. We provide artivf(ies and
services directly each week to local children. from bables lo young teenagers, and to homeless and
vulnerable people. We also offer toncerts (normally free entry) to the local communlty and support a
community choir. Pastoral care and sUPPQrt are offered to all.
Financial review
The financial statements whlch follow show our Statement of Financial Activlty, Balance Sheet and a
detailed breakdown of receipts and payments for 2025. New financial software, MyFundAccountin&
provSded by Data Developments was used by the Treasurer this year for the first time. Our flnancial
report's layout combines new reports generated by the software and further detail offered in previous
years, format since only starting balances for 2025 were put Into the new software and therefore
detailed comparative data for 2024 has been manualty added. Ourthanks to DeTek Baker giving his time
as Independent Examiner of these accounts.
Flnanclal rfsks
In 2021 we borrowed £500,000 for a ten-year period on a variable Interest rate to buy a manse for our
Minister and hi5 family. The interest rate changes in line with the UK bank rate. We are satisfied that in
2025 we remained on track both to repay capital (planned to reduce to zero afterten Years) and interest
on the remainlng sum. We have allowed £105,OtIo to meet our commltment in 2026. The manse was
purchased in 2021 for £1,646,500.
Our reserves at the end of 2025 were £20,681 higher than at the prevlous year end* primar1￿ because
of lower ￿Pair and maintenance costs in the year: this redurtion 15 deceptive as renewed attention to
maintenance work is scheduled for 2026. New gas and electricity contracts Inevltably mean hlgher
charges, added io virtually all oiher costs and charges creepin8 upwards. Nevertheless our accounts
show that we are reasonably confident of financlal viability for the coming year.
Our reseNe5 wlicy aims to ensure we have unrestricted funding in hand for approxlmatety Six month5,
operational costs {estimated in 2026 at some É63,5c(Il and to maintain prudent provision for cyclical
maintenance of our church and school buildings and our manse as well as for extraordlnary repalrs.
Our buildings are held In trust by the London Baptist Property Board. The church bulldSn8 is insured for
£9.154,991 and the adjacent building for £1.648,51.

HEATH STREET BAPTIST CHURCH
ANNUAL REPORT AND ACCOUNTS 2025
Secretarfs summary of maln artivities and achlevements In 2025
For Heath Street Baptist Church, 2025 was a year marked by continuing ecumenical frlendshlps,
adventurous ecumenical projects, and ambrtious artistlc endeavours.
Our spirited Sunday mornin8 servlces remalned the focal point of our collective worshlp, gatherlng our
diverse communty together In fellowshlp and pralse. Under the leadership of our Minister, Ewan King,
our worship services were enriched by the talents of young people, vlsrling musitlans, the Heath Street
Cholr, and a great many Buest readers.
For many years, our building has hosted both a Brazlllan congregatlon and a Korean ttsngregatlon. This
year, each moved Into a more permanent home- the Brazilian congregation to its own buildin8 on
Holloway Road, and the Korean congregation to o small local church In Hendon. We received heartfelt
letters of thank5 from both congreEation5-
e ore verygrotefulforall the supportyou gnd the church haveprovided us. Ithas meunt
o lot to U5, and Several people were S¢7ved ond boptized through our ministry because you
opened your doors to us."
Pastorjackson Pereira
-Allof these blesslngs have remalned qprKious testimony to us, continuallygiving us deep
comfort and grt7titude. Over the yectrs, it hos been our joy and privile9e to use the HSBC
premises. We sincerely thonk youforyour worm love* grocious hospitolity. ondgenerosity
in ollowing us to moke use of this spoce."
Pastor Mln Ho Sofig
An exciting new ministry grew out of ourconnection with ourAnglican nelghbours at Emmanuel Church.
West Hampstead. Together with Revd Dr Catrlona Lain& we continued our monthly evening Taizé
sèryices, alternatlng betweèn ourtwo chLtrch buildings. Revd Laing leads the worshlp, and ourown Ewan
King directs the music. Togetherwith them, we also made a pilgrimage toTaizé overthe summer, joinin8
a coachload of pllgrims from Llncoln, Includlng the Rt Revd Dr NSchola5 Chamberlain. Bishop of
Graniham.
The hlBhllght of Easter 2025 was the Palm Sunday Processlon, O￿anIsed jointly with Emmanuel and
followed by a seryice there. Representatives from Heath Street and Emmanuel, joined by musicians
dlrerted by Ewan, the Emmanuel cholr, and a vlsltlng Maasai dance troupe on a fundralsing lour,
8athered in West Hampslead Cemetery and processed to Emmanuel Church with singin8 and music for
a joint Palm Sunday Eucharist. The musician5 continued to play durin8 the Se￿Ice, and afterwards the
Maasal perfom)ers gave a dance dlsplay with enthusiastic audience partlclpatlon.
Heath Street Choir gave sever81 wonderful cOn￿rtS. A particular highlight was the St Cecilia'5 Day
celebration, whlch featured John Blov/s 1684 ode for St Cecilia. Begin the Song1 a work rarely
performed. The event also ir)cluded poetry readings and a programme of madrigals and part 50ng5.
This year also saw the first phase of renovation work on the organ, as well as a ￿CItal by Katia Farn of
For Somuel Beckett by composer Matthew Lee Knowles. At 24 hours, it is the lonBe5t fully notated
tomposltlon ever wrltten forthe organ. and It was a prlvilege to host such a rare performance.
Baroquestock marked its 10th anntversary with an expanded festival, No Man is on tslond, and a series
of outstanding programmes.
The diaconate launched a "plan for 5UStainable member5hip°, recognlslng that Old Time Nursery, Heath
Street Choir, and Storymakers were the ministries m05t con5i5tently bringing new people into the
Sunday congregation or supporting them in their walk with Jesus.
The Advent season saw us collaboratln8 wlth St Mary's Primr05e Hill on producing a Nativity. It wa5
hosted by them. but actually stsrted on the pinnacle of Primrose Hill itself, with not onty a live donkey

HEATH STREET BAPTIST CHURCH
ANNUAL REPORT AND ACCOUNTS 2025
but a Iwe dove among the performers. Includin8 many Ihumansl from our own congregation. After
processlng down from the hill and into the church. we perfomied the Natlvlty and then shared In a
communion service together.
Special thanks tothose who re8Ular￿ volunteertime and effort at Heath Street. Of wurse, tothose who
help out at Contact Club and keep it running every Sunday. To Robin Thome, who continued to maintain
the website and keep It current. To Eleanor P3tter50n. who contlnued to edit our newsletter from the
USA. To Theresa Thom, who 5et5 UP the Eucharist wf(h care and diligence at communion services. And
to our Sunday mornlng stewards, especlally Annle Fang and her regular helpers Heini King and Penny
Carnegie.
Signed on behalf of the Church's Trustees
Ewan Kln& Minlster
Gaynor Humphreys, Treasurer
Date
1]s/I.LL
Date

(HARITY COMMISSION
FOR ENGLANO AND WALES
Independent examinerfs report on the
accounts
Section A
Independent Examiner's Report
Report to the trustees
On accounts forthe year
ended
3 1 bFc6M6¥* Zo£5
Charlty no
(If any)
117 ro81
Set out on pages
IreTrienib¢r 1¢ inplJde the page..'Trumbers of addilianal sn¢olsl
I report to the trustees on my examination of the accounts of the above
charity ('the TwsY') for the year ended
As the chariws trustees, you are responsible for the preparation of the
accounts in at￿rdan0 with the requirements of the Charities Act 2011
(kn Act").
Responslbllities and
basis of report
I report in respect of my examination of the Trusfs accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed all the applicable Directions given by the Charity Commission
under section 145{5)(b) of the Act.
Independent tThe charitys gross income exceedéd £250,000 and l am qualified to
examinerfs statement undertake the examination by being a qualified member of linsert name of
applicable listed body]l. Delete [ J rfnot applicable.
I have completed my examination. I confirm that no material matters have
come to my attention in connection with the &xamination (other than that
disclosed below ') which gives me cause to belleve that in, any material
respect:
the accounting records were not kept in accordance with section 130
of the Charities Act,. or
Ihe accounts did not accord with the accounting records.. or
the accounts did not comply with the applicable requirements
Can￿Ming the fonn and content of accounts set out in the Charities
(Accounts and Reports) Regulations 2008 other than any requirement
that the accounts give a Irue and fair, view which is not a matter
considered as part of an independent examination.
I have no cOn￿mS and have come across no other matter8 in connection
wlth the examination to which attention should be drawn in this report in
order to enable a proper understanding of the a¢counts to be reached.
. Plgase delete the words in the brackets il they do not ap￿y.
Data:
zsILt /tsL
Slgned:
Name".
Relevant professional
qualiflcationls) or body
F c,A (ILliitLC)
IER
Oct 2018

Heath Street Baptisl Church
Sofa Separate Designated
For the perlod from 01 January 2025 to 31 December 2025
)naIOnsar￿IegaLJ
19.749
1082
149,1S3
In￿lMents
7.670
14￿1
121,004
160A2
E4)*Kl￿re￿th￿Tat4e
atterey￿￿1re
121.304
219
13J273
6,193
136A66
274
251,851
8,412
258AIJ
122.on
274
11N691
24A62
788
Trathr5.'
Qoss transfw5 iEMpenfvrKls-in
¢3oss trwsfer& i*ts*enfvnts.¢>Jt
15251
1525
irnsALEses txian￿￿￿￿taSSÉt8
iro 0￿r￿lUatI)ryfj￿J assets. usè
(3,4CK>I
[38001
13944)
23M37
708
20M1
276J27
11￿16
T4Xalftryb ¢arrkdl+2Nwrd
73,382
300,164
. 38S350 384.
u￿rE5￿￿Ed
r*rd
De5ignaÈd
73,382
PfowtyChLJrth
PtOP8tyVartse
. 390.932 264.326
189,1891
11,937)
(89.1891
11,9371
RèfugeeW*re
2.476
1525)
C￿rth Ccnc*rts
•ial Fund5 Rais￿ RY(kn
Sw'al Heal)streetChYr
1.755
11,7691
11,7691
10,Otxi
10.OLK)
10.OLKI
(¥gan FUNI
Sp¥>al CLntadca
1.616
1.616
1.016
There may bo mlnor ¢ffs4xopancks In the totals rfth• p•nce are notbeing shown
16WS)& 12'.19sxml Pty1 rf1

Healh Strgot Baptstchurch
Balance Sheet detsiled
3111W2025
3111212024
Curront assets
9(KITr. GOFBankacrrAJnt
9CQI.. C￿coF1￿m61eS6Nec03(￿674
12N
143,79J
115X
45211
470
7J$1
131MI
1103)0
gtl)3.. Lcfi¢JJn B8pti5tFIDwty&M)J
9W.. CCLACIFHarwC(IJLW781
67ff27
71,￿7
364.869
Total Curr•nt assets
385,365
Uabllltlgs
15
Total Uabilitt•S
15
Net P8s•t surplus Idgfi¢iti
385,350
364.669
Roserves
Ex8Ès1(dÈfiritlbdal8
3)1.. ￿L￿r
ZOZ.thinsllths&8lrffi
24,081
364169
13.4(Kll
385.350
Total R•soTves
384.669
Represented by Funds
G8n8rs1 IUnmtri(*d)
3￿,16¢
11004
11.016
1228pYnl P￿& 1 d1

GENERAL CHURCH FUND
RECEIPTS
Weeklyoffetin¥8 knndins order5. fjift Awl refvnd5
SpatÈ hiro.. tommunitygroups& musitians
School rent for'rear roorns"
5chool'5 hall hire
Scammell Fund Income
J Harvey Memorlal Fund
COIF Charlty Oeposll Fund Intsrest
19.749
12m8
27,091
53,116
282
14
5?17
1&088
13.845
27,092
51,356
13
5,747
rii
Bank Intere51
Children's work donations
Church events
Refugee Welfare Fund
Contartclub
Church mncert5
Baroquestotk
Heaih Sireetchoir
Totsl orthnary recelpts
45
651
718
42
5,279
L016
7.￿7
1,813
3,662
9,672
14930
134.817
Payments
MiniSte￿S stipend and on%osts
Manse running costs
Rellef mln151er5' eKpen5es
Muslc mlnlstry
Children's rninistry
Caretakln8
Sunday muslc and er8an sÈr¥ldn8
Oldfime Nursery
Churth wllThinB Costs IheèL lighL cle3nin& etrl
Church CvThmun￿cation5 Itel., tr* publKity, etrl
Church sub5crfptlons & donafjons
34,970
6.591
336
17.440
16,450
9,686
11251
33,216
6.127
748
17.643
9,424
9.374
6,402
16,999
5.612
15.653
5.624
Fjl
hurch events
Costof ralslng funds
Mlscgllaneou5 Items
Governan
Bank chat8e5
Refu8eE Welfare Fund
Contact Club
Church Con￿￿$
8aroquest(M*
Fteath street Cholr
Totsl ordlnary 8eneral p•yments
Net at31 Decernber 2025
1748
550
5,591
419
418
1476
211
2.765
L405
11,711
in
-9243
5,252
IA13
121J)34
13.783
PROPERTY FUND
2025
1024
Receipts
Rentlncome
Stonework project.. donat￿n$ In¢1 Gift&knd
tbnatlon for manse expenditure
Organ Iwnd donatlon
COIF Charity DepositFund interest
i•ndon B¥ptiS¢ Property Board interest
Rèfijnd of Schod Insuran¢e premlum
Total recelpts
135,818
188
188
274
7,232
1.413
2,851
147.964
I35￿
75
8591
1,7S1
2.779
I49￿13
Paymwts
Repalr5to Church
Stonèwork projert incl professional fees
Repair5to school building
s¢hwl Walkwayrèfurbtshment
Manse repalrs
Manse loan repayments
Insurance Ichurth, manse and schotsll
Trfal paymehts
Nrt•t31 Decemhi
8,￿6
20.355
1.937
1,047
30,117
11,150
99.042
11.183
172,894
-23.881
496
9L852
IL548
114.640
33.329