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2025-07-31-accounts

Registered number: 08143670 Charity number: 1177867

HUMBER COMMUNITY ADVICE SERVICES LTD

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31/07/2025

Prepared By: Crumpton & Co Ltd Chartered Accountants

HUMBER COMMUNITY ADVICE SERVICES LTD

FINANCIAL STATEMENTS FOR THE YEAR ENDED 31/07/2025

TRUSTEES

Mr Alfred Baah Mr Francis Ahiakpa Mrs Marie Morgan Dr Navin Jaiveloo Mrs Prisca Oluotch

REGISTERED OFFICE

Centre 88 Saner Street Hull East Yorkshire HU3 2TR

COMPANY NUMBER

08143670

CHARITY NUMBER 1177867

ACCOUNTANTS

Crumpton & Co Ltd Chartered Accountants

page 1

HUMBER COMMUNITY ADVICE SERVICES LTD

ACCOUNTS

FOR THE YEAR ENDED 31/07/2025

CONTENTS

Page
Report of the Trustees 3
Independent Examiner's Statement 9
Accountant's Report 11
Statement of Financial Activities 12
Balance Sheet 13
Notes to the Accounts 14 to 19
Detailed Statement of Financial Activities 18

page 2

HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

The trustees present their report and accounts for the year ended 31/07/2025

PRINCIPAL ACTIVITIES

Humber Community Advice Services Limited's (H-CAS') principal activities are to support and provide information, advice and guidance to people from the global majority communities in Hull and the surrounding areas.

STRUCTURE GOVERNANCE AND MANAGEMENT

INCORPORATION

Humber Community Advice Services Limited is a Company Limited by Guarantee governed by its Memorandum and Articles of Association. The company was incorporated on 16th July 2012; and got registered as a charity in April, 2018.

DIRECTORS

The Directors who held office during the year were as follows:

• Mr Alfred Baah

• Mrs Marie Morgan

• Dr Navin Jaiveloo

OBJECTS OF THE COMPANY

The objects of the charity are:

To Promote any charitable purposes for the benefit of socially and economically disadvantaged members of the Refugee, Migrant and Minority Ethnic Communities , in Hull, East Riding and the Humber (Hereinafter called ‘The Area Of Benefit') in particular (But not exclusively) by:

(1) The relief of need, hardship and distress of the Black, Asian, Migrants and Minority Ethnic Communities and Other Communities, particularly newly arrived Refugees and Migrants, especially by the provision of language services, AND Advice and Advocacy regarding matters such as Immigration, Social and Welfare Rights, Health, Housing, Community Integration, Education, Training and Employment;

(2) The Preservation and Protection of Health by the Provision of Counselling and Advice on Health Issues;

(3) The Relief of Unemployment of the Beneficiaries by the provision of Vocational and Skills Training, Advice and Support.

(4) The promotion of Equality and Diversity for the Public Benefit by:

(a) the elimination of discrimination on the grounds of race, gender, disability, sexual orientation or religion;

(b) advancing education and raising awareness in equality and diversity;

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HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

ACHIEVEMENTS AND ACTIVITIES

We continued to offer information, advice, and guidance to people from the global majority communities in Hull and the surrounding areas. This was mainly in the areas of debt, benefits, housing, employment, health and well-being; and in promoting integration and community cohesion.

We also provided immigration advice, being an immigration advice centre which is regulated by Immigration Advice Authority (IAA) at Level 2 for both Immigration; and Asylum & Protection.

FUNDING

We got grants from The Government's UK Shared Prosperity Fund (UKSPF) through Hull City Council; The Government's Know Your Neighbourhood grant through Two Ridings Community Foundation (TRCF); Sir James Reckitt Charity; Two Ridings Community Foundation; Comic Relief (Through Welcome House); Hull City Council through Forum CIO.

We also had some donations and contributions to support the work that we do. We are very grateful to the various funders, donors and contributors for their kind support that made it possible for H-CAS to continue its service delivery in the course of the year.

RESERVES POLICY

It is the policy of Humber Community Advice Services (H-CAS) to retain sufficient funds to cover fluctuations in income, current liabilities and unplanned expenditure in line with the forecasted needs of the organisation. By prudent planning and monitoring, every effort is made to keep unexpected fluctuations to a minimum and limit the proportion of H-CAS's funds that must be tied up.

The Trustees have reviewed the need for reserves in line with the guidance issued by the Charity Commission and will attempt to achieve a sustainable minimum of six months operating costs in respect of either free reserves or otherwise designated funds that be undesignated without risk to future plans and projects.

Contingencies that might arise include:

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HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

- Redundancy pay

The reserves as at 31st July 2025: £41,263

This is reviewed continuously by the H-CAS board.

PARTNERSHIP WORKING

H-CAS got actively involved in partnership working by:

1) Leading a couple of successful partnerships in the last few years. It's Government-

funded project under the UK Shared Prosperity Fund (UKSPF) was through Hull City Council. The initial project was from late 2022 to March 2023. A related project from April 2025 brought together 8 Hull-based voluntary organisations run by, and for, people from the global majority communities. It:

• Brought together: 1) H-CAS. 2) Youth Aspire Connect. 3) Borashabaa Refugee Community Organisation. 4) Iranian Community of Hull (ICOH). 5) Solidarity Hull CIC. 6) T J Training & Consultancy. 7) Welcome House, and (8) Toranj Tuition.

• Sought to promote employment and employability among the global majorities.

• Not only enhanced a co-ordinated and shared support structure for beneficiaries who needed the various services, but also had positive results, including improvement of employability skills and getting people into employment.

2) Delivering services as part of a Government-funded Know Your Neighbourhood

(KYN) project through Two Ridings Community Foundation. This was a partnership project to tackle loneliness and isolation among the hard-to-reach people from the global majorities; and to promote volunteering among the global majorities. It brought together 8 voluntary organisations and was led by Humber All nations Alliance (HANA).

3) Being a delivery partner organisation in a unique partnership project funded by Comic

Relief. Led by a Hull-based charity, Welcome House (WH), the project involves WH, H-CAS and a Grimsby-based voluntary organisation, The Health Gospel. The project provided, among other services, support to asylum seekers and refugees in Hull and Grimsby, promoting awareness of different services including those which address their well-being; promoting integration and building trust in the communities; and improving employability skills for those who can work.

The projects were continuing and having quite a positive impact on the intended beneficiaries.

H-CAS continued to:

a) Be part of the Asylum & Refugee Multi Agency Group, which our Chief Officer had chaired from 2018 to 2020. The grouping brings together different agencies or organisations including Hull City Council, Humberside Police, the Department for Work & Pensions (DWP), the MEARS Group (Handling the Home Office contract for housing asylum seekers in our area), Migration Yorkshire, The Methodist Church's “Open Doors Project”, Welcome House Charity, City of Sanctuary, British Red Cross, Refugee Council, Community Integration & Advocacy Centre (CIAC), Yorkshire MESMAC Hull, City Health Care Partnership (CHCP), Migrant Help, Target Housing, and Humberside Fire & Rescue Services.

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HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

The Forum meets bi-monthly to discuss housing, educational and other needs, mainly of asylum seekers and refugees in Hull and the East Riding of Yorkshire.

b) Be a member of local infrastructure /umbrella organisations including Forum CIO, Hull CVS, and Humber All Nations Alliance (HANA). Through these organisations' communication channels and networks, we linked up with various voluntary sector organisations in the area.

The VCSE (Voluntary, Community, and Social Enterprise) Assemblies organised by Forum CIO and Hull CVS on an ongoing basis provided a useful networking and learning point through the various speakers, presentations and discussion points. The same for the HANA monthly Stakeholders' meetings, which we also attended.

c) Have its collaborative working within the voluntary sector in our region further expanded. TRCF raises money then distributes it to good causes and the voluntary sector in Hull, East Riding of Yorkshire and North Yorkshire.

Our Chief Officer's involvement in TRCF's initiative, Hull & East Yorkshire Leadership Advocacy Network (LAN) provided opportunities for further partnership working. LAN is an initiative led by global majority leaders in the voluntary sector in our area, to create a better future for the area's people from the global majority communities. The leaders come together as a collective for the greater good of the communities they serve, to develop more stable, healthier and safer communities; while also developing the organisations' structures and systems.

We:

• Continued to receive referrals from various individuals (including our previous service users) and organisations, as our network grew further.

• Were involved in organising the Stephen Lawrence commemoration event in April

2025, as in the past few years. This is an occasion marked every year following the racist attack in which Stephen Lawrence (an 18-year old born to Jamaican parents) was stabbed to death in London in an unprovoked attack in 1993. A resultant inquiry found that the Metropolitan Police was institutionally racist, and led to several changes around policing in the country.

The collaborative and partnership working which we appreciate highly, have added great value in the holistic approach to the H-CAS service delivery, which has proved beneficial to our service users over the years.

IMMIGRATION ADVICE LEVELS TRAINING AND DEVELOPMENT

Following the raising of our Immigration Advice regulation level to IAA Level 2 in both Immigration; and in Asylum and Protection work, we continued to handle more complex immigration work, thus increasing the number of those who we could support. We continued to arrange for, and encourage our staff and volunteers to undertake, relevant trainings whenever possible.

MAIN OBJECTIVES FOR THE FOLLOWING YEAR

In the coming year, the organisation would continue in its efforts to attract long-term

page 6

HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

funding to enable it to carry on with its activities. We would also be working towards further extending our networks and forging more collaborative and partnership working.

It was anticipated that the demand for our service would be higher, taking into account:

a) Changes in immigration law and processes, including the Governments phasing out of Biometric Residence Permits (BRPs) and Biometric Residence Cards (BRCs); and replacing them with online digital processes.

b) The additional immigration-related requirements that EU nationals in the UK and their families have to meet following changes linked to Brexit.

c) The high cost of living making it difficult for our clients on benefits or low-income to keep up with payments of their bills and purchasing of their essential requirements.

SMALL COMPANY PROVISIONS

This report has been prepared in accordance with the special provisions for small companies under Part 15 of the Companies Act 2006.

STATEMENT OF DIRECTORS RESPONSIBILITIES

Company law requires the Directors to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the company and of the excess of income over expenditure of the company for that period. In preparing those financial statements, the directors are required to:

The directors confirm that the accounts comply with the above requirements. The Directors are responsible for keeping proper accounting records which disclose with reasonable accuracy at anytime the financial position of the company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the

prevention and detection of fraud and other irregularities.

page 7

HUMBER COMMUNITY ADVICE SERVICES LTD

FOR THE YEAR ENDED 31/07/2025 TRUSTEES' REPORT

The report was prepared in accordance with the special provisions within Part 15 of the Companies Act 2006. This report was approved by the Board of Trustees on 14/05/2026

alfred

Mr Alfred Baah Trustee

page 8

HUMBER COMMUNITY ADVICE SERVICES LTD

INDEPENDENT EXAMINER'S STATEMENT

FOR THE YEAR ENDED 31/07/2025

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF HUMBER COMMUNITY ADVICE SERVICES LTD

I report on the accounts of the company for the year ended 31/07/2025 .

RESPECTIVE RESPONSIBILITIES OF TRUSTEES AND EXAMINER

The trustees (who are also the directors of the company for the purposes of company law) are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. The charity's gross income exceeded £25,000 and I am qualified to undertake the examination by being a qualified member of ICAEW .

Having satisfied myself that the charity is not subject to an audit under company law and is eligible for independent examination, it is my responsibility to:

BASIS OF INDEPENDENT EXAMINERS STATEMENT

My examination was carried out in accordance with general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the accounts present a "true and fair view" and the report is limited to those matters set out in the statement below.

INDEPENDENT EXAMINERS STATEMENT

In connection with my examination, no matter has come to my attention:

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached

page 9

HUMBER COMMUNITY ADVICE SERVICES LTD

INDEPENDENT EXAMINER'S STATEMENT FOR THE YEAR ENDED 31/07/2025

................................................... Date: 14/05/2026 Crumpton & Co Ltd Chartered Accountants

page 10

HUMBER COMMUNITY ADVICE SERVICES LTD

ACCOUNTANTS' REPORT TO THE BOARD OF DIRECTORS ON THE UNAUDITED ACCOUNTS

OF HUMBER COMMUNITY ADVICE SERVICES LTD , FOR THE YEAR ENDED 31/07/2025

In order to assist you to fulfill your duties under the Companies Act 2006, we have prepared for your approval the accounts of HUMBER COMMUNITY ADVICE SERVICES LTD for the year ended 31/07/2025 as set out on pages 12 to 21

As a practising member of the ICAEW , we are subject to its ethical and other professional requirements which are detailed on their website.

This report is made solely to the Board of Directors of HUMBER COMMUNITY ADVICE SERVICES LTD , as a body, in accordance with the terms of our engagement letter dated 08/02/2017 . Our work has been undertaken solely to prepare for your approval the accounts of HUMBER COMMUNITY ADVICE SERVICES LTD and state those matters that we have agreed to state to the Board of Directors of HUMBER COMMUNITY ADVICE SERVICES LTD , as a body, in this report, in accordance with the requirements of the ICAEW as detailed on their website. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than HUMBER COMMUNITY ADVICE SERVICES LTD and its Board of Directors as a body for our work or for this report.

It is your duty to ensure that HUMBER COMMUNITY ADVICE SERVICES LTD has kept adequate accounting records and to prepare statutory accounts that give a true and fair view of the assets, liabilities, financial position and profitability of HUMBER COMMUNITY ADVICE SERVICES LTD . You consider that HUMBER COMMUNITY ADVICE SERVICES LTD is exempt from the statutory audit requirement for the year .

We have not been instructed to carry out an audit or a review of the accounts of HUMBER COMMUNITY ADVICE SERVICES LTD . For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory accounts.

Crumpton & Co Ltd Chartered Accountants

14/05/2026

page 11

HUMBER COMMUNITY ADVICE SERVICES LTD

Statement of Financial Activities
for the year ended 31/07/2025
Income
Income from generated funds
Donations and legacies
Income from Investments
Total Income and endowments
Expenses
Costs of generating funds
Expenditure on Charitable activities
Total Expenses
Net gains on investments
Net Income
Gains/(losses) on revaluation of fixed assests
Net movement in funds:
Net income for the year
Total funds brought forward
Net funds carried forward		 Unrestric
ted funds
£
650
629
1,279
1,873
1,873
(594)
(594)
17,809
17,215		 Restricte
d funds
£
354,446
-
354,446
360,695
360,695
(6,249)
(6,249)
49,374
43,125		 2025
Total
£
355,096
629
355,725
362,568
362,568
(6,843)
(6,843)
67,183
60,340		 2024
Total
£
231,071
470
231,541
239,622
239,622
(8,081)
(8,081)
75,264
67,183

This statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities

page 12

HUMBER COMMUNITY ADVICE SERVICES LTD

BALANCE SHEET AT 31/07/2025

BALANCE SHEET AT 31/07/2025
Notes
FIXED ASSETS
Tangible assets
4
CURRENT ASSETS
Debtors (amounts falling due within one year)
5
Cash at bank and in hand
CREDITORS: Amounts falling due within one year
6
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
CAPITAL AND RESERVES
Unrestricted funds
8
General fund
Restricted funds
9		 27,268
52,878
80,146
22,808		 2025
£
3,002
57,338
60,340
17,215
43,125
60,340		 13,158
70,371
83,529
18,734		 2024
£
2,388
64,795
67,183
17,809
49,374
67,183

For the year ending 31/07/2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

Approved by the board of trustees on 14/05/2026 and signed on their behalf by

alfred

.............................

Mr Alfred Baah Trustee

page 13

HUMBER COMMUNITY ADVICE SERVICES LTD

NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31/07/2025

1. ACCOUNTING POLICIES

1a. Basis Of Accounting

The accounts have been prepared under the historical cost convention.

The accounts have been prepared in accordance with FRS102 - The Financial Reporting Standard applicable in the UK and Republic of Ireland and the Companies Act 2006 and the requirements of the Statement of Recommended Practice, Accounting and Reporting by Charities.

1b. Incoming Resources

All incoming resources are included on the Statement of Financial Activities when the charity is legally entitled to the income and the amount can be quantified with reasonable accuracy.

1c. Resources Expended

Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

1d. Allocation And Apportionment Of Costs

All costs relate to the single activity of the charitable company and are recognised accordingly.

1e. Fund Accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Designated funds are funds set aside by the trustees out of unrestricted general funds for the specific future purposes or projects.

1f. Depreciation

Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives.

Equipment

reducing balance 20%

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HUMBER COMMUNITY ADVICE SERVICES LTD

1g. Pension Costs

The company operates a defined contribution pension scheme. The pension charge represents the amounts payable by the company to the fund in respect of the year.

1h. Financial Guarantees

2. EMPLOYEES

Average number of employees
3. PENSION CONTRIBUTIONS
Pension contributions		 2025
No.
4
2025
£
1,268
1,268		 2024
No.
4
2024
£
1,709
1,709

4. TANGIBLE FIXED ASSETS

4. TANGIBLE FIXED ASSETS
Cost
At 01/08/2024
Additions
At 31/07/2025
Depreciation
At 01/08/2024
For the year
At 31/07/2025
Net Book Amounts
At 31/07/2025
At 31/07/2024		 Equipment
£
5,828
1,365
7,193
3,440
751
4,191
3,002
2,388		 Total
£
5,828
1,365
7,193
3,440
751
4,191
3,002
2,388

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HUMBER COMMUNITY ADVICE SERVICES LTD

5. DEBTORS
5. DEBTORS
Amounts falling due within one year:
Trade debtors
Other debtors		 2025
£
25,588
1,680
27,268		 2024
£
6,486
6,672
13,158

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

6. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Other creditors		 2025
£
3,380
19,428
22,808		 2024
£
2,145
16,589
18,734

7. LIMITED BY GUARANTEE

The company is limited by guarantee and does not have a share capital. Each member gives a guarantee to contribute a sum not exceeding £1, to the company should it be wound up. At 31/07/2025 there were 5 members.

8. UNRESTRICTED FUNDS

General fund

Brought
forward
£
17,809		 Incoming
resource
s
£
1,279
Outgoing
resource
s
Transfers
£
£
(1,873)
-
(1,873)
-
Outgoing
resource
s
Transfers
£
£
(1,873)
-
(1,873)
-		 Carried
forward
£
17,215
17,215
17,809 1,279 -

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HUMBER COMMUNITY ADVICE SERVICES LTD

9. RESTRICTED FUNDS

Brought
forward
£
49,374		 Incoming
resource
s
£
354,446
Outgoing
resource
s
Transfers
£
£
(360,695)
-
(360,695)
-
Outgoing
resource
s
Transfers
£
£
(360,695)
-
(360,695)
-		 Carried
forward
£
43,125
49,374 354,446 - 43,125

page 17

HUMBER COMMUNITY ADVICE SERVICES LTD

Incoming Resources for the year ended 31/07/2025

Incoming resources
Incoming resources from generated funds
Grants
Know Your Neighbourhood Fund
Comic Relief (Welcome House)
Sir James Reckitt Charity
UK Shared Prosperity Fund (UKSPF)
A B David Charity
Asylum Migration and Integration Fund (AMIF)/British Refugee Council
UK Government/Two Ridings Community Foundation (KYNF)
Hull City Council
KHCC/Forum CIO (Asylum Grant)
The Phoenix Way
Forum CIO
Two Ridings Community Foundation
Donations
Client Application
Investment income
Interest receiveable		 -
16,475
3,000
323,118
-
-
2,480
5,000
-
-
-
2,773
1,600
629		 2025
£
352,846
1,600
355,096
629
629
355,725		 2,600
-
-
84,182
3,000
55,459
10,910
600
2,000
1,250
65,000
5,470
600
470		 2024
£
230,471
600
231,071
470
470
231,541

page 18

HUMBER COMMUNITY ADVICE SERVICES LTD

Expenses for the year ended 31/07/2025

Expenses
for the year ended 31/07/2025
Expenses
Costs of generating funds
Charitable Activities
Office Rent & Venue Hire
Cleaning
Repairs and renewals
UKSPF Partnership Organisations Disbursements
Staff Salaries
Pension contributions
Beneficiaries Expenses
Events Catering
Volunterer DBS Checking Expenses
Project Monitoring Costs
IT & Communication Maintenance & Support
Travel & motor expenses
Accountancy fees
Professional fees
Interpretation & Translation Fees
Insurance
Training
Website Hosting & Development
Office Expenses
Photo-copying & Printing
Stationery & office supplies
Postage
Telephone, Mobile & Internet
Professional Subscriptions & Registration Fees
Sundry expenses
Depreciation of equipment		 2025
£
8,062
887
22
227,341
104,566
1,268
1,087
448
-
10,056
-
12
1,873
815
-
900
999
-
-
-
566
36
2,853
-
26
751
362,568
362,568		 2024
£
9,126
-
-
112,887
97,785
1,709
775
-
112
3,200
220
46
1,967
-
1,840
-
969
1,331
1,198
2,360
-
-
2,772
728
-
597
239,622
239,622

page 19