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2023-04-04-accounts

Trustees’ Annual Report for the period

From 05.04.2022 Period start date To 04.04.2023 Period end date

Charity name: Ben St Joseph Trust

Charity registration number:1177551

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 The Ben St Joseph Trust was set up to
provide
grants/scholarships/maintenance
allowances for young people to further
their education, skills and capabilities,
and social development
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Para 1.17 and
1.19
The trust received a substantial sum of
money from the will of Professor Ruth
Bellairs during the year. Following this,
we have been able to start planning
grants for the local school for a
programme of enhanced music
teaching.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 Grants have been awarded in the
interests of public benefit.

Additional information (optional)

You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers

Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Having received an injection 0f £200,000
from the will of Professor Ruth Bellairs,
we were advised by Finn and Co that we
could draw down at least £5,000 per
year in income without risk to the
capital. The world economic situation
and the impact on investments over the
past 12 months mean that the funds
have not performed as well as
anticipated, but outgoings have so far
been met from the bank account without
the need to realise any investments.
In discussion with Tollesbury Primary
School, we have set up a programme of
music tuition to allow all class 4 pupils
access to a full year of specialist music
teaching. This has been well supported
by Essex County Council who have
provided additional funding.
In addition, we have bought extra
Glockenspiels for the school, to ensure
there are enough to do musical work
with the other year groups. A drumming
workshop was also funded, involving all
the children in a noisy, fun day.
Going forward, the plan is for the
current year 4 children to be offered
subsidised individual flute lessons in
year 5, and to start again with whole
class teaching for the next year 4 group.
The feedback from the school – and
from individual parents – has been
immensely positive. They have
highlighted the improvement in
concentration, confidence and posture
(playing the flute) as well as the
enormous enjoyment the children have
had and the educational value of
musical literacy.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against Para 1.41 objectives set

Performance of fundraising
activities against objectives
set
Para 1.41
Investment performance
against objectives
Para 1.41
Other

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 At the end of the financial year, funds
stood at £4360 in a Barclays Community
Account. A further £257,898 Is in
investments
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 It is the intention to manage the
investment fund to produce an income
of at least £5,000 per year, and hopefully
increase the capital over time.
Amount of reserves held Para 1.22 £257,898
Reasons for holding zero
reserves
Para 1.22 n/a
Details of fund materially in
deficit
Para 1.24 n/a
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 No uncertainty

Additional information (optional)

You may choose to include further statements where relevant about:


The charity’s principal
sources of funds (including
any fundraising)

Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Trust Deed
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 CIO
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 By invitation

Additional information (optional)

You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction
and training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name Ben St Joseph Trust
Other name the charity uses
Registered charity number 1177551
Charity’s principal address Mell Farm, Tollesbury, Maldon, Essex CM98SS

Names of the charity trustees who manage the charity

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled
to appoint trustee (ifany)
Vivien St Joseph
Andrew St Joseph
Emma Howland

– Corporate trustees names of the directors at the date the report was approved

Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets held in this capacity

Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity’s objects

Details of arrangements for safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Anne Vivien St Joseph

Position (eg Secretary, Chair Chair, etc)

Date 05.08.2023

Charity Name

Ben St Joseph Trust
Charity Name

Ben St Joseph Trust
Charity Name

Ben St Joseph Trust
No (if any) CC16a
For the period
from
Period start date
05.04.2022
To Period end date
04,04,2023
Section A Receipts and payments
A1 Receipts
16.04.2022
200
02.09.2022
200,000
200,200
-
-
Sub total -
Total receipts 200,200
A3 Payments
30.09.2022
1,000
04.10.2022
50,000
6.10.2022
50,000
6.10.2022
50,000
08.11.2022
45
13.12.2022
45,000
-
-
-
Sub total 196,045
-
-
Sub total -
Total payments 196,045
Net of receipts/(payments) 4,155
A5 Transfers between funds
-
A6 Cash funds last year end
205
Cash funds this year end 4,360
Unrestricted
funds
to the nearest £
A2 Asset and investment sales,
(see table).
A4 Asset and investment
purchases, (see table)
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Restricted
funds
to the nearest £
Endowment
funds
Total funds
to the nearest £
200
200,000
-
-
-
-
-
200,200
-
-
-
200,200
1,000
50,000
50,000
50,000
45
45,000
-
-
-
196,045
-
-
-
196,045
4,155
-
205
4,360
Last year
to the nearest £
-
-
-
-
-
-
-
-
-
200 -
200,000 -
- -
- -
-
- -
- -
- -
200,200 13,250
-
-
-
-
- -
- -
- 200,200 13,250
-
-
-
-
-
-
-
-
-
-
1,000 -
50,000 -
50,000 -
50,000 -
45 -
45,000 -
- -
- -
- -
196,045 -
-
-
-
-
-
- -
- 196,045 -
- -
-
-
-
4,155 13,250
- - -
- 205 -
- 4,360 13,250

Section B Statement of assets and liabilities at the end of the period

Categories
B1 Cash funds
B2 Other monetary assets
B3 Investment assets
B5 Liabilities
B4 Assets retained for the
charity’s own use
Details
Bank balance
Details
Details
Investment fund
Details
Details
Total cash funds
(agree balances with receipts and payments
account(s))
to nearest £
4,360
-
-
4,360
OK
to nearest £
-
-
-
-
-
-
Portfolio
Unrestricted
funds
Unrestricted
funds
Fund to which
asset belongs
Fund to which
asset belongs
Fund to which
liability relates
to nearest £
-
-
-
-
OK
to nearest £
-
-
-
-
-
-
Cost (optional)
-
-
-
-
Cost (optional)
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Restricted
funds
Restricted
funds
Amount due
(optional)
to nearest £
Endowment
funds
-
-
-
-
OK
to nearest £
Endowment
funds
-
-
-
-
-
-
Current value
(optional)
257,898
-
-
-
-
Current value
(optional)
-
-
-
-
-
-
-
-
-
When due
(optional)
-
-
-
-
-

Signed by one or two trustees on behalf of all the trustees

Signature

Print Name
A.V.St Joseph
Date of
approval
A.V.St Joseph 02.08.2023

CHARITY COMMISSION FOR ENGLAND AND WALES Independent examinerfs report on the accounts Sectioii A Independent Examiner's Report Report to th• tru$teesl On a¢¢ounts for the year Charlty no (If any) 1177g(I Set on pagos I report to the tntstees on my examinalion ofth8 accounts ofthe at4)ve chanty (Ihe Trusfi fc the year ended R•sponslbllOtl8s and As the charity tru$tees of the Trust. you are reswnsible for the preparation basis of report of the accounts in acc4wdarKe wth the rwirements ofth8 Charities Act 2011 rthe Acr}. I rewt in yes￿¢t of my examination ofthe Tr￿f$ acco￿￿ ￿rr￿d out under seclion 145 of the 2011 Art and in carying out my examination, I have followed the icable Directions gi￿ by thg Charity cC￿nMISSIOn under seclion 1445)(b) ofthe Ad. I have completed my examin I ￿nfiryn thai no material matters have come to my attentlon ( in connection with the examinalion whith gNes me cause to belteve that in, any material Indopendent examinerf8 Statomont theAdor I have no cx)ncem and have come au058 cther matters in ¢onnedion wrth the examination to whith attenlion shoutd be dr￿ in order to enable a oper undefStanding of the accounts to be reached. . Please delete the vL)nts in the brackets irthey (h) not appty. Slgnod: Relevant professional qualification(s) or body (if any}". Address: Co3