Charity registration number: 1177471
Clifford Chambers Relief In Need Charities CIO
Annual Report and Financial Statements
for the Year Ended 31 December 2021
Fruition Accountancy LLP 29 Wood Street Stratford-Upon-Avon Warwickshire CV37 6JG
Clifford Chambers Relief In Need Charities CIO
Contents
| Reference and Administrative Details | 1 |
|---|---|
| Trustees' Report | 2 to 5 |
| Statement of Trustees' Responsibilities | 6 |
| Independent Examiner's Report | 7 |
| Statement of Financial Activities | 8 |
| Balance Sheet | 9 |
| Cash Flow Statement | 10 |
| Notes to the Financial Statements | 11 to 19 |
Clifford Chambers Relief In Need Charities CIO
Reference and Administrative Details
Trustees
John Gray
Andrew Musgrave (resigned 13 October 2021) Emma Philcox
Reverend Patrick Taylor Antonia Morris Paula Wright Ann Simons Jackie Hall (resigned 13 October 2021) Tom Price (appointed 10 November 2021) Jonathan Tribe (appointed 29 September 2021)
Principal Office
Charity Registration Number
Taymar Campden Road Clifford Chambers CV37 8JA
1177471
Independent Examiner
Fruition Accountancy LLP 29 Wood Street Stratford-Upon-Avon Warwickshire CV37 6JG
Page 1
Clifford Chambers Relief In Need Charities CIO
Trustees' Report
The trustees present the annual report together with the financial statements of the charity for the year ended 31 December 2021.
Objectives and activities
Objects and aims
The Trustees shall first defray out of the income of the Charity all the proper costs, charges and expenses of administration and management of the Charities.
The Trustees shall apply the income of the Charity in relieving either generally or individually persons resident in the area of the Ancient Parish of Clifford Chambers who are in condition of need, hardship or distress by making grants of money, or providing or paying for items, services or facilities calculated to reduce the need, hardship or distress of such persons.
The Trustees may pay for items, services or facilities by way of donations or subscriptions to institutions or organisations which provide or undertake in the return of items, services or facilities for such persons.
Two thirds of the clear yearly income of the Charity of Thomas Jackson should be granted to educational causes. However, the ability to spend the endowment will be subject to the demand from grants applied for during the year.
Public benefit
The trustees confirm that they have complied with the requirements of section 4 of the Charities Act 2011 to have due regard to the public benefit guidance published by the Charity Commission for England and Wales.
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Clifford Chambers Relief In Need Charities CIO
Trustees' Report
Achievements and performance
The process of changing the Clifford Charities from unincorporated into a Charitable Incorporated Organisation (CIO) has now been completed such that the assets of the Charity were transferred into the newly established CIO on the 31st January 2021
CIO status confers limited liability on the Trustees and enables the Charity to recruit Trustees from outside the Parish and to give grants to groups over a wider geographic area.
At the Trustees meeting of the 9th December 2020 a proposal for a new financial structure was put forward and approved by the Trustees, as per the minutes of the meeting. The proposal was that going forward one existing Lloyds bank account be utilised for all transactions relating to properties in respect of both income and expenditure. The account should also hold the sinking fund for future maintenance of the properties. Any transactions and income relating to Tiddington Farm tenancy and the retirement securities lease to be paid into this account. Tiddington land option monies, professional fees or legal costs should also sit within this account. The other existing bank account to be used for all expenditure incurred relating to Education, Welfare and Administration costs of the charities. The income generated from investments funds to be paid into this account to fund the grants.
Almhouses (numbers 17, 49 and 50 Clifford Chambers) were fully occupied during the year. The Charities have a policy of continual improvement to its properties to ensure that residents enjoy the best standards of modern living achievable within in an elderly housing stock. During 2021 a review of all the properties were undertaken to assess the maintenance and refurbishment required to achieve the standard of modern living. A programme of works and refurbishment established which were implemented throughout 2021. Due to Covid restrictions there were some delays in materials and trades which delayed the programme of works. The latest estimate for the completion of the works is by the end of year 2022.
The Charities made reserves as recommended by The Almhouse Association, to cover the cost of short, mid and long term maintenance and improvement.
Rental Cottage (number 22 Clifford Chambers) The cottage was rented out at a commercial rent all year.
Grants of £162,766 were distributed (2020: £41,999).
Financial review
It is the policy of the Charity to maintain free reserves equivalent to at least six months operating expenditure (costs of generating funds and governance costs).
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Clifford Chambers Relief In Need Charities CIO
Trustees' Report
Structure, governance and management
Nature of governing document
This Charity is regulated by a scheme of the Charity Commissioners of 12 November 1969, as varied by a scheme of the Commissioners of 16 January 1973, and supplemental orders dated 10 December 1975 and 21 July 1982.
Recruitment and appointment of trustees
The Trust Deed states the body of Trustees shall consist, when complete, of 7 competent Trustees being two ex-officio Trustees, one nominative Trustee and four co-optative Trustees.
At the Trustee meeting of 27th October 2014 it was resolved to increase the number of Co-optative trustees from 4 to 5, therefore increasing the number of trustees to 8.
The ex-officio Trustees are The Rector of the Ecclesiastical Parish of St.Helen, Clifford Chambers and The Chairman of the Parish Council of Clifford Chambers.
The Nominative Trustee is appointed by the Parish Council of Clifford Chambers for a period of four years.
Co-optative Trustees shall be persons residing or carrying on business in or near the Parish of Clifford Chambers, appointed for a period of five years by a resolution of the Trustees passed at a special meeting of which 21 days notice has been given. They may be appointed not more than one month before the term of an existing Co-optative Trustee expires with effect from the date of expiry, but so that the latter may not vote on the matter.
At the Trustees meeting Andrew Musgrave agreed to stand down as a trustee in October 2021.
Organisational structure
The Charity consists of the following:
• The Charity of George Annesley, founded by will dated 16 December 1869.
• The Charity of Sir Hugh Casnell, comprised in a Scheme of the Charity Commissioners of 9 May 1884. The Charity of Lister Dighton, founded by will dated 2 December 1805.
• The Charity of Thomas Jackson, founded by will and codicil proved at London on 20 November 1649 (exclusive of the Charity called Jacksons Educational Foundation).
• The share of the Charity of Reverend John Loggins applicable for the poor of the Ancient Parish of Clifford Chambers which is regulated by a Scheme of the Commissioners of 5 March 1889. The administrative details of the Charity can be found on page 1.
Financial instruments
Objectives and policies
The principal risk faced by the charity lies in the performance of investments. The trustees consider this risk to be mitigated by maintaining a diverse investment portfolio. The trustees do not consider there to be any significant risks associated with the operation of the charity.
Thanks
Thanks must be extended to our hardworking clerk and trustees for all of their efforts over a busy year.
The annual report was approved by the trustees of the charity on 13 October 2022 and signed on its behalf by:
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Clifford Chambers Relief In Need Charities CIO
Trustees' Report
......................................... Paula Wright Trustee
Page 5
Clifford Chambers Relief In Need Charities CIO
Statement of Trustees' Responsibilities
The trustees are responsible for preparing the trustees' report and the financial statements in accordance with the United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice) and applicable law and regulations.
The law applicable to charities requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charity and of the incoming resources and application of resources of the charity for that period. In preparing these financial statements, the trustees are required to:
-
select suitable accounting policies and then apply them consistently;
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observe the methods and principles in the Charities SORP;
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make judgements and estimates that are reasonable and prudent;
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state whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements; and
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prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charity will continue in business.
The trustees are responsible for keeping proper accounting records that disclose with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the applicable Charities (Accounts and Reports) Regulations, and the provisions of the constitution. The trustees are also responsible for safeguarding the assets of the charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.
Approved by the trustees of the charity on 13 October 2022 and signed on its behalf by:
......................................... Paula Wright Trustee
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Clifford Chambers Relief In Need Charities CIO
Independent Examiner's Report to the trustees of Clifford Chambers Relief In Need Charities CIO
I report on the accounts of the charity for the year ended 31 December 2021 which are set out on pages 8 to 19.
Respective responsibilities of trustees and examiner
The trustees are responsible for the preparation of the accounts. The trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to:
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examine the accounts under section 145 of the 2011 Act;
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to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and
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to state whether particular matters have come to my attention.
Basis of independent examiner’s report
My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the next statement.
Independent examiner's statement
In connection with my examination, no matter has come to my attention:
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(1) which gives me reasonable cause to believe that in any material respect the requirements:
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to keep accounting records in accordance with section 130 of the Charities Act 2011; and
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to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act
have not been met; or
- (2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.
...................................... Michelle VIncent
29 Wood Street Stratford-Upon-Avon Warwickshire CV37 6JG
13 October 2022
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Clifford Chambers Relief In Need Charities CIO
Statement of Financial Activities for the Year Ended 31 December 2021
| Note Income and Endowments from: Investment income 2 Expenditure on: Charitable activities 3 Other expenditure 4 Total Expenditure Gains/losses on investment assets Net income Transfer from Jacksons Educational Foundation CIO Net movement in funds Reconciliation of funds Total funds brought forward Total funds carried forward 10 Note Income and Endowments from: Investment income 2 Expenditure on: Charitable activities Other expenditure 4 Total Expenditure Gains/losses on investment assets Net income Transfer from Clifford Chambers Relief in Need Charity Net movement in funds Reconciliation of funds Total funds carried forward 10 |
Unrestricted funds £ 194,002 (162,766) (29,719) (192,485) 265 1,782 105,674 107,456 139,588 247,044 Unrestricted funds £ 55,580 (41,999) (10,853) (52,852) (555) 2,173 137,415 139,588 139,588 |
Endowment funds £ - - - - 720,702 720,702 - 720,702 6,383,507 7,104,209 Endowment funds £ - - - - 314,965 314,965 6,068,542 6,383,507 6,383,507 |
Total 2021 £ 194,002 (162,766) (29,719) |
|---|---|---|---|
| (192,485) | |||
| 720,967 | |||
| 722,484 105,674 |
|||
| 828,158 6,523,095 |
|||
| 7,351,253 | |||
| Total 2020 £ 55,580 (41,999) (10,853) |
|||
| (52,852) | |||
| 314,410 | |||
| 317,138 6,205,957 |
|||
| 6,523,095 | |||
| 6,523,095 |
All of the charity's activities derive from continuing operations during the above two periods. The funds breakdown for 2020 is shown in note 10.
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Clifford Chambers Relief In Need Charities CIO
(Registration number: 1177471) Balance Sheet as at 31 December 2021
| Note Fixed assets Tangible assets 7 Investments 8 Current assets Cash at bank and in hand Creditors: Amounts falling due within one year 9 Net current assets Net assets Funds of the charity: Endowment funds Unrestricted income funds Unrestricted funds Total funds 10 |
2021 £ 600,000 6,638,717 7,238,717 116,342 (3,806) 112,536 7,351,253 7,104,209 247,044 7,351,253 |
2020 £ 600,000 5,743,058 |
|---|---|---|
| 6,343,058 | ||
| 283,040 (103,003) |
||
| 180,037 | ||
| 6,523,095 | ||
| 6,383,507 139,588 |
||
| 6,523,095 |
The financial statements on pages 8 to 19 were approved by the trustees, and authorised for issue on 13 October 2022 and signed on their behalf by:
......................................... Paula Wright Trustee
Page 9
Clifford Chambers Relief In Need Charities CIO
Cash Flow Statement for the Year Ended 31 December 2021
| Note Cash flows from operating activities Net cash income Adjustments to cash flows from non-cash items Revaluation of investments Funds transferred from original charity Working capital adjustments (Decrease)/increase in creditors 9 Net cash flows from operating activities Cash flows from investing activities Purchase of investments 8 Sale of investments Net cash flows from investing activities Net (decrease)/increase in cash and cash equivalents Cash and cash equivalents at 1 January Cash and cash equivalents at 31 December |
2021 £ 828,158 (720,967) - 107,191 (99,197) 7,994 (195,000) 20,308 (174,692) (166,698) 283,040 116,342 |
2020 £ 317,138 (314,410) 177,309 |
|---|---|---|
| 180,037 103,003 |
||
| 283,040 | ||
| - - |
||
| - | ||
| 283,040 - |
||
| 283,040 |
All of the cash flows are derived from continuing operations during the above two periods.
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
1 Accounting policies
Statement of compliance
The financial statements have been prepared in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) - (Charities SORP (FRS 102)), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.
Basis of preparation
Clifford Chambers Relief In Need Charities CIO meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.
Going concern
The trustees consider that there are no material uncertainties about the charity's ability to continue as a going concern.
Income and endowments
Investment income
Interest on funds held on deposit is included when receivable and the amount can be measured reliably by the charity; this is normally upon notification of the interest paid or payable by the bank.
Expenditure
All expenditure is recognised once there is a legal or constructive obligation to that expenditure, it is probable settlement is required and the amount can be measured reliably. All costs are allocated to the applicable expenditure heading that aggregate similar costs to that category. Where costs cannot be directly attributed to particular headings they have been allocated on a basis consistent with the use of resources, with central staff costs allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use. Other support costs are allocated based on the spread of staff costs.
Charitable activities
Charitable expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.
Grant provisions
Provisions for grants are made when the intention to make a grant has been communicated to the recipient but there is uncertainty about either the timing of the grant or the amount of grant payable.
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
Taxation
The charity is considered to pass the tests set out in Paragraph 1 Schedule 6 of the Finance Act 2010 and therefore it meets the definition of a charitable company for UK corporation tax purposes. Accordingly, the charity is potentially exempt from taxation in respect of income or capital gains received within categories covered by Chapter 3 Part 11 of the Corporation Tax Act 2010 or Section 256 of the Taxation of Chargeable Gains Act 1992, to the extent that such income or gains are applied exclusively to charitable purposes.
Tangible fixed assets
Individual fixed assets costing £0.00 or more are initially recorded at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
Investment properties
Investment property is carried at fair value, derived from the current market prices for comparable real estate determined annually by external valuers. The valuers use observable market prices, adjusted if necessary for any difference in the nature, location or condition of the specific asset. Changes in fair value are recognised in profit or loss.
Fixed asset investments
Fixed asset investments, other than programme related investments, are included at market value at the balance sheet date. Realised gains and losses on investments are calculated as the difference between sales proceeds and their market value at the start of the year, or their subsequent cost, and are charged or credited to the Statement of Financial Activities in the period of disposal.
Unrealised gains and losses represent the movement in market values during the year and are credited or charged to the Statement of Financial Activities based on the market value at the year end.
Cash and cash equivalents
Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.
Borrowings
Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the Statement of Financial Activities over the period of the relevant borrowing. Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.
Borrowings are classified as current liabilities unless the charity has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
Fund structure
Unrestricted income funds are general funds that are available for use at the trustees's discretion in furtherance of the objectives of the charity.
Designated funds are unrestricted funds set aside for specific purposes at the discretion of the trustees.
Designated funds:
(i) Cyclical maintenance fund: This is a reserve fund for the purpose of providing for those items of ordinary maintenance and repair of the almshouses belonging to the Charity that recur at infrequent intervals.
(ii) Extraordinary repair fund: This is a reserve fund for the extraordinary repair, improvement or rebuilding of the almhouses belonging to the Charity.
2 Investment income
| Income from dividends; Dividends receivable from other listed investments Income from rents |
Unrestricted funds General £ 162,274 31,728 194,002 |
Total 2021 £ 162,274 31,728 194,002 |
Total 2020 £ 39,629 15,951 |
|---|---|---|---|
| 55,580 |
3 Expenditure on charitable activities
| Grant funding of activities | Unrestricted funds General £ 162,766 |
Total 2021 £ 162,766 |
Total 2020 £ 41,999 |
|---|---|---|---|
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
4 Other expenditure
| Legal fees Other resources expended Examination of the financial statements 5 Independent examiner's remuneration Examination of the financial statements |
Unrestricted funds General £ 2,397 26,086 1,236 29,719 |
Total 2021 £ 2,397 26,086 1,236 29,719 2021 £ 1,236 |
Total 2020 £ 2,112 7,541 1,200 |
|---|---|---|---|
| 10,853 | |||
| 2020 £ 1,200 |
6 Taxation
The charity is a registered charity and is therefore exempt from taxation.
7 Tangible fixed assets
| Cost At 1 January 2021 At 31 December 2021 Depreciation At 31 December 2021 Net book value At 31 December 2021 At 31 December 2020 Fixed assets relate to three almhouses situated in Clifford Chambers. |
Land and buildings £ 600,000 600,000 - 600,000 600,000 |
Total £ 600,000 |
|---|---|---|
| 600,000 - |
||
| 600,000 | ||
| 600,000 | ||
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
8 Fixed asset investments
| Investment properties Other investments |
2021 £ 220,000 6,418,717 6,638,717 |
2020 £ 220,000 5,523,058 |
|---|---|---|
| 5,743,058 |
Investment properties
| Cost or Valuation At 1 January 2021 Provision At 31 December 2021 Net book value At 31 December 2021 At 31 December 2020 There has been no valuation of investment property by an independent valuer. |
Investment properties £ 220,000 |
|---|---|
| - | |
| 220,000 | |
| 220,000 | |
Other investments
| Cost or Valuation At 1 January 2021 Revaluation Additions Disposals At 31 December 2021 Net book value At 31 December 2021 At 31 December 2020 |
Listed investments £ 5,203,058 720,967 195,000 (20,308) 6,098,717 6,098,717 5,203,058 |
Unlisted investments £ 320,000 - - - 320,000 320,000 320,000 |
Total £ 5,523,058 720,967 195,000 (20,308) |
|---|---|---|---|
| 6,418,717 | |||
| 6,418,717 | |||
| 5,523,058 |
Fixed asset listed investments relate to investments held with CCLA and M&G and unlisted investments relate to farm land.
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
9 Creditors: amounts falling due within one year
| 9 Creditors: amounts falling due within one year |
||
|---|---|---|
| Other creditors Accruals |
2021 £ - 3,806 3,806 |
2020 £ 101,683 1,320 |
| 103,003 |
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Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
10 Funds
| Unrestricted funds General Unrestricted income fund Designated Extraordinary repair fund Cyclical maintenance fund Property maintenance fund Total unrestricted funds Endowment funds Endowment funds Total funds |
Balance at 1 January 2021 £ 80,301 20,043 39,244 - 59,287 139,588 6,383,507 6,523,095 |
Incoming resources £ 162,274 - - 31,728 31,728 194,002 - 194,002 |
Resources expended £ (171,528) - - (20,957) (20,957) (192,485) - (192,485) |
Transfers £ 160,184 (20,308) (39,244) 5,042 (54,510) 105,674 - 105,674 |
Other recognised gains/(losses) £ - 265 - - 265 265 720,702 720,967 |
Balance at 31 December 2021 £ 231,231 - - 15,813 |
|---|---|---|---|---|---|---|
| 15,813 | ||||||
| 247,044 7,104,209 |
||||||
| 7,351,253 |
Page 17
Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
| Unrestricted funds General Unrestricted income fund Designated Extraordinary repair fund Cyclical maintenance fund Total unrestricted funds Endowment funds Endowment funds Total funds |
Incoming resources £ 55,580 - - - 55,580 - 55,580 |
Resources expended £ (52,852) - - - (52,852) - (52,852) |
Transfers £ 77,573 20,701 39,141 59,842 137,415 6,068,542 6,205,957 |
Other recognised gains/(losses) £ - (658) 103 (555) (555) 314,965 314,410 |
Balance at 31 December 2020 £ 80,301 20,043 39,244 |
|---|---|---|---|---|---|
| 59,287 | |||||
| 139,588 6,383,507 |
|||||
| 6,523,095 |
Page 18
Clifford Chambers Relief In Need Charities CIO
Notes to the Financial Statements for the Year Ended 31 December 2021
11 Analysis of net assets between funds
| Tangible fixed assets Fixed asset investments Current assets Current liabilities Total net assets 12 Analysis of net funds Cash at bank and in hand Net debt |
Unrestricted funds General £ Designated £ - - 134,508 - 100,529 15,813 (3,806) - 231,231 15,813 At 1 January 2021 £ 283,040 283,040 |
Endowment funds £ 600,000 6,504,209 - - 7,104,209 Cash flow £ (166,698) (166,698) |
Total funds £ 600,000 6,638,717 116,342 (3,806) 7,351,253 At 31 December 2021 £ 116,342 |
|---|---|---|---|
| 116,342 |
Page 19
Issuer
Issuer Fruition Accountancy Document generated Tue, 25th Oct 2022 12:38:39 BST Document fingerprint b7734e2949c00dfc85bc2334152efa42
Parties involved with this document
Document processed
Party + Fingerprint
Wed, 26th Oct 2022 17:02:33 BST Wed, 26th Oct 2022 17:04:12 BST
Mrs Paula Wright - Signer (acf0dac19dac2b1a8aca6b12382fb5bf) Michelle Vincent - Signer (b53eada1b805c738db95d89f93248a01)
Audit history log
Date
Action
Wed, 26th Oct 2022 17:04:14 BST Wed, 26th Oct 2022 17:04:12 BST Wed, 26th Oct 2022 17:04:12 BST Wed, 26th Oct 2022 17:03:01 BST Wed, 26th Oct 2022 17:02:34 BST Wed, 26th Oct 2022 17:02:33 BST Wed, 26th Oct 2022 17:02:33 BST Wed, 26th Oct 2022 17:02:33 BST Wed, 26th Oct 2022 17:00:33 BST Tue, 25th Oct 2022 12:38:56 BST Tue, 25th Oct 2022 12:38:46 BST Tue, 25th Oct 2022 12:38:46 BST Tue, 25th Oct 2022 12:38:46 BST Tue, 25th Oct 2022 12:38:46 BST Tue, 25th Oct 2022 12:38:46 BST
Tue, 25th Oct 2022 12:38:39 BST
Michelle Vincent viewed the envelope. (89.251.115.36) The envelope has been signed by all parties. (89.251.115.36) Michelle Vincent signed the envelope. (89.251.115.36) Michelle Vincent viewed the envelope. (89.251.115.36) Mrs Paula Wright viewed the envelope. (86.152.202.51) Document emailed to party email (13.41.222.167) Sent the envelope to Michelle Vincent for signing. (86.152.202.51) Mrs Paula Wright signed the envelope. (86.152.202.51) Mrs Paula Wright viewed the envelope. (86.152.202.51) Document emailed to party email (18.130.126.128) Sent the envelope to Mrs Paula Wright for signing. (18.132.212.7) Michelle Vincent has been assigned to this envelope. (18.132.212.7) Mrs Paula Wright has been assigned to this envelope. (18.132.212.7) Envelope generated. (18.132.212.7) Document generated with fingerprint b7734e2949c00dfc85bc2334152efa42. (18.132.212.7) Envelope generated with fingerprint 25b14653db0d082a119fd4da9445f3cb (35.176.231.177)