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2020-09-30-accounts

CAUSEWAY COMMUNITY CHURCH

Annual report and Unaudited Financial Statements for the year ended 30th September 2020

Charity Commission Registered Number: 1177219

CAUSEWAY COMMUNITY CHURCH REPORT AND FINANCIAL STATEMENTS For the year ended 30th September 2020

Contents Page
Legal and administrative information 2
Report of Trustees 3-4
Report of Independent Reporting Accountant 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Accounts 8-12

CAUSEWAY COMMUNITY CHURCH LEGAL AND ADMINISTRATIVE INFORMATION

Trustees:

O. L. Chow J. P. Critoph (Secretary) S. H. Critoph (Pastor) J. M. Wheatley (Treasurer)

Registered number:

Church address:

Bankers: Solicitors:

(appointed 1st March 2020)

1177219 The Causeway Potters Bar EN6 5HQ Barclays Bank plc Potters Bar Branch 33 Darkes Lane Potters Bar EN6 1BA Edward Connor Solicitors 10 The Point Market Harborough Leicestershire LE16 7QU

CAUSEWAY COMMUNITY CHURCH TRUSTEES' REPORT For the year ended 30th September 2020

The trustees present their annual report and financial statements for the year ended 30th September 2019.

Structure, governance and management

Causeway Community Church is a Charitable Incorporated Organisation (CIO) registered by the Charity Commission for England and Wales on 19th February 2018 (registered number: 1177219). The CIO was created for the purposes of continuing the long-standing ministry of the church previously known as Causeway Free Church (CFC). The assets and liabilities of CFC were transferred to the new CIO with effect from 31st December 2018 and it commenced activities on 1st January 2019.

The trustees (who are also elders) are responsible for the management of the Church in accordance with the Church Constitution and Handbook. On 1st March 2020 Spencer Critoph was inducted as the full time pastor of the church. The trustees who served during the year are listed on page 3.

The church is affiliated to the Fellowship of Independent Evangelical Churches (FIEC).

Object and review public benefit

The purposes of the church are (1) the advancement of the Christian faith in accordance with the Basis of Faith of the FIEC, primarily but not exclusively within Potters Bar and the surrounding neighbourhood together with its advancement throughout the United Kingdom and the World; and (2) such other charitable purposes as shall, in the opinion of the trustees, further the work of the church.

The church seeks to serve the local community by providing a place of worship, prayer and Bible teaching. We regularly promote and publicise our activities in the local community.

Review of activites

In in usual circumstaces, the church holds Sunday morning services and mid-week prayer and bible study meetings. In addition the church runs a number of other activities and events with the objective of making and developing contact with members of the local community who do not usually attend church. These activities have included regular coffee mornings, an English club for those who want to improve their spoken and written English, a Parents & Toddlers group and services at local care homes for the elderly. Invetivably these activities have been disrupted by the COVID-19 pandemic.

The announcement of lockdown measures on 23rd March 2020 had a significant impact on the activities of our church and church members made every effort to ensure that, although our building could not be used, the church would remain active. Therefore, the church has maintained its weekly teaching ministry and midweek meeting's, and to some extent other ministries too, using internet based technology when necessary. We were grateful that we were able to recommence Sunday morning services at the church from 6th September until a second lockdown commenced in late December 2020.

Achievement and performance

We are thankful to God for his continued financial provision for the work of the church despite the disruption related to the COVID-19 pandemic. We count it a privilege to have been able to continue to support our 'mission partners' working for missionary societies in the UK and overseas and that we have been able to continue to reach out into our local community with God's love and care.

CAUSEWAY COMMUNITY CHURCH TRUSTEES' REPORT For the year ended 30th September 2020

Financial review

During the year to September 2020, total incoming resources amounted to £49,792 (9 months to September 2019: £31,739). These were almost entirely comprised of collections, offerings and other donations from members by standing orders, together with the associated gift-aid claimed. Resources expended during the year totalled £30,506 (2019: £14,437). The main components of expenditure are set out in the Statement of Financial Activites on page 6. In 2020, £2,319 was donated to overseas missions and other ministries not directly connected with the Church (2019: £1,964).

Accumulated funds at the year end amounted to £104,800. Following the appointment of our pastor, the elders have transferred £26,000 to their discretionary fund (the Trustees' Fund) with the objective of ensuring that, as far as is possible, the church always maintains reserves amounting to approximately six months of operating costs. The total in this fund is now £30,000.

The balance remaining in the General Fund (£74,800) remains substantial in relation to the size of the church but is maintained by the trustees against future requirements which include improvements to the facilities offered by our church building.

Trustees’ responsibilities

Charity law requires the trustees to prepare financial statements for each financial year.

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the Church and for taking reasonable steps for the prevention and detection of fraud and other irregularities, and safeguarding assets.

Risk Management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error. The trustees have taken appropriate steps to mitigate key risks identified.

Signed on behalf of the Trustees J. M. Wheatley

Date: 1st March 2021

CAUSEWAY COMMUNITY CHURCH INDEPENDENT EXAMINER'S REPORT

For the year ended 30th September 2020

Report to the trustees/members of Causeway Community Church (Charity no. 1177219)

I report to the trustees on my examination of the accounts of the above charity ("the Charity") for the year ended 30th September 2020 as set out on pages 6 to 12.

Responsibilities and basis of report

As the charity trustees, you are responsible for the preparation of the accounts in accordance with the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Charity’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination which gives me cause to believe that in, any material respect,:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Brian Wright FCA 28 Bycullah Ave. Enfield EN2 8DN

4th May 2021

CAUSEWAY COMMUNITY CHURCH STATEMENT OF FINANCIAL ACTIVITIES For the year ended 30th September 2020

Unrestricted
Funds
Notes
£
INCOME FROM:
Donations
49,470
Investments
109
Other income
170
Total income
(2)
49,749
EXPENDITURE ON CHARITABLE ACTIVITIES
Gifts to Christian causes
(3)
2,276
Church ministry
(4)
19,706
Establishment costs
(7)
7,092
Governance costs
(8)
1,389
Total resources expended
30,463
NET MOVEMENT IN FUNDS
19,286
Funds brought forward
85,514
Transfer from Causeway Free Church
(14)
-
Transfers between funds
-
Funds carried forward
104,800
Restricted
Funds
£
43
-
-
43
43
-
-
-
43
-
-
-
-
-
Total
Funds
2020
£
49,513
109
170
49,792
2,319
19,706
7,092
1,389
30,506
19,286
85,514
-
-
104,800
Total
Funds
2019
£
31,348
91
300
31,739
1,964
467
11,942
64
14,437
17,302
-
68,212
-
85,514

CAUSEWAY COMMUNITY CHURCH STATEMENT OF FINANCIAL POSITION As at 30th September 2020

Notes
CURRENT ASSETS
Debtors
(9)
Cash at bank and in hand
CREDITORS:
Amounts falling due within one year
(10)
NET CURRENT ASSETS
NET ASSETS
Represented by:
UNRESRICTED FUNDS
General Fund
(14)
Trustees' Fund
(14)
RESTRICTED FUNDS
Specific collections & donations
(14)
Total
Funds
2020
£
6,728
98,408
105,136
336
104,800
104,800
74,800
30,000
104,800
-
104,800
Total
Funds
2019
£
4,250
81,408
85,658
144
85,514
85,514
81,514
4,000
85,514
-
85,514

Approved by the board of trustees on 1st March 2021.

J. M. Wheatley Treasurer

CAUSEWAY COMMUNITY CHURCH NOTES TO THE FINANCIAL STATEMENTS For the year ended 30th September 2020

1. ACCOUNTING POLICIES Basis of preparation

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015) and the Charities Act 2011. The charity has taken advantage of the provisions in the SORP for charities applying FRS 102 Update Bulletin 1 not to prepare a Statement of Cash Flows.

Going concern

The trustees consider that there are no material uncertainties about the church's ability to continue as a going concern. Thus the trustees continue to adopt the going concern basis of accounting in preparing the accounts.

Incoming Resources

Collections and similar donations are recognised when received. Donations under Gift Aid are accounted for on the date of receipt and provisions are made for amounts remaining unclaimed at the year end.

Taxation

As a regisred charity, the church is exempt from income and corporation tax to the extent that its income and gains are applicable to charitable purposes only. Value Added Tax is not recoverable by the church and is therefore included in the relevant costs in the Statement of Financial Activities.

Fixed assets

Individual fixed assets costing £250 or more will be recorded at cost. No such expenditure has been recorded to date.

Depreciation will be provided on tangible fixed assets so as to write off the cost or valuation, less any estimated residual value, over the expected useful economic life.

Funds policy Unrestricted funds:

The Church maintains a general unrestricted fund which represents funds which are expendable at the discretion of the trustees in furtherance of the Church's general purposes.

A Trustees' Fund was created by the Trustees which will be maintained as a reserve against unexpected or unforeseen expenditure.

Restricted funds:

Restricted funds are been provided to the Church for particular purposes, and it is the policy of the trustees to carefully monitor the application of those funds in accordance with the restrictions placed on

CAUSEWAY COMMUNITY CHURCH NOTES TO THE FINANCIAL STATEMENTS For the year ended 30th September 2020

2.
Income
Donations
Gift Aid received/receivable
Investment income:
Bank interest
Other income:
Hire of premises
3.
Gifts to Christian causes
OMF International (UK)
Wycliffe Bible Translators
Open Air Campaigners
Pastor Training international
London City Mission
Open Doors UK & Ireland
Unrestricted
£
40,817
8,653
49,470
109
170
49,749
Unrestricted
£
1,000
400
400
400
-
76
2,276
Restricted
£
43
-
43
-
-
43
Restricted
£
-
-
-
-
43
43
Total
2020
£
40,860
8,653
49,513
109
170
49,792
Total
2020
£
1,000
400
400
400
-
119
2,319
Total
2019
£
27,418
3,930
31,348
91
300
31,739
Total
2019
£
700
400
400
-
300
164
1,964

The church made donations in respect of 'mission partners' working for one of the above agencies or to support the work of the agency in general. All donations made were to UK registered charities.

4.
Church ministry
Employment costs
Other ministry expenses
Unrestricted
£
19,154
552
19,706
Restricted
£
-
-
-
Total
2020
£
19,154
552
19,706
Total
2019
£
-
467
467

CAUSEWAY COMMUNITY CHURCH NOTES TO THE FINANCIAL STATEMENTS For the year ended 30th September 2020

Employees
Wages and salaries
Pension costs
Rental of property for pastor
Other employment costs
Unrestricted
£
9,240
277
9,450
187
19,154
Restricted
£
-
-
-
-
-
Total
2020
£
9,240
277
9,450
187
19,154
Total
2019
£
-
-
-
-
-

5. Employees

The pastor is the only employee of the church. His employment commenced on 1st March 2020.

6. Trustees' remuneration and expenses

No trustee received remuneration for services rendered during the year other than the pastor.

Sometimes the trustees act as agents for the Church and make payments and purchases on its behalf and are reimbursed for this expenditure, e.g. payment for stationery, other consumables, utilities and donations. Such expenditure is not related to services provided by trustees and is, therefore, not disclosed.

7.
Establishment costs
Insurance
Printing postage & stationery
Website & IT
Repairs & maintenance
Equipment
Cleaning and gardening
Utilities
Miscellaneous
Unrestricted
£
671
332
378
2,379
156
1,893
1,274
9
7,092
Restricted
£
-
-
-
-
-
-
-
-
-
Total
2020
£
671
332
378
2,379
156
1,893
1,274
9
7,092
Total
2019
£
340
287
285
7,414
809
1,982
823
2
11,942
8.
GOVERNANCE COSTS
Licences and affliiation fees etc
Legal and professional
Unrestricted
£
1,209
180
1,389
Restricted
£
-
-
-
Total
2020
£
1,209
180
1,389
Total
2019
£
64
-
64

CAUSEWAY COMMUNITY CHURCH NOTES TO THE FINANCIAL STATEMENTS For the year ended 30th September 2020

9.
DEBTORS
Prepayments
Gift Aid recoverable
Sundry debtors
10. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Accounts payable
Other creditors
2020
£
473
4,698
1557
6,728
2020
£
146
190
336
2019
£
320
3,930
-
4,250
2019
£
144
-
144

11. CAPITAL COMMITMENTS

The church has no commitments for capital expenditure.

12. RELATED PARTY TRANSACTIONS

Repair and maintenance work on the church building was carried out by Critoph Decorating Services, a business operated by the son John Critoph and the brother of Spencer Critoph (both trustees). The total value of the work undertaken in the year amounted to £150 (2019: £ nil). Neither of the Critoph trustees were involved in awarding the work to Critoph Decorating Services or agreeing the amounts paid.

13. CHURCH BUILDING

The holding trustee of the building used by the church is Western Counties and South Wales Evangelisation Trust (Charity Commission registered number 234557).

CAUSEWAY COMMUNITY CHURCH NOTES TO THE FINANCIAL STATEMENTS For the year ended 30th September 2020

14. FUNDS
UNRESTRICTED
General Fund
Designated Fund:
Trustees' Fund
RESTRICTED
Specific donations
Total funds
October
2019
£
81,514
4,000
85,514
-
-
85,514
Income
£
49,749
-
49,749
43
43
49,792
Expenditure
£
(30,463)
-
(30,463)
(43)
(43)
(30,506)
Transfers
(26,000)
26,000
-
-
-
-
September
2020
£
74,800
30,000
104,800
-
-
104,800

The activities and net assets of Causeway Free Church were transferred to Causeway Community Church (CFC) with effect from 31st December 2018. Causeway Community Church took on the operation of the activities of the church with effect from 1st January 2019.

15. CHARITY INFORMATION

Causeway Community Church is a Charitable Incorporated Organisation (CIO) which was registered with the Charity Commission on 19th February 2018 and commenced activities on 1st Janaury 2019. The CIO was formed by the members of Causeway Free Church (CFC) for the purposes of continuing the ministry of the church in Potters Bar.