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2025-05-31-accounts

Charity registration number 1177142

BLACKBURN RUGBY UNION FOOTBALL CLUB ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 MAY 2025

PM+M Solutions for Business LLP Chartered Accountants New Century House Greenbank Technology Park Challenge Way Blackburn Lancashire BB1 5QB

BLACKBURN RUGBY UNION FOOTBALL CLUB

LEGAL AND ADMINISTRATIVE INFORMATION

Trustees

Mr R H Graham Mr I J Holcroft Mr D E Radice Mr E P Westhead Mr D Porter Mr A J Morris Mr M Williams

Mr W Rostron Mr M Bullen

(Appointed 11 November 2024) (Appointed 1 June 2025) (Appointed 1 June 2025)

Charity number (England and Wales) 1177142

Principal address Ramsgreave Drive Blackburn Lancashire BB1 8BN

Independent examiner

PM+M Solutions for Business LLP New Century House Greenbank Technology Park Challenge Way Blackburn Lancashire BB1 5QB

BLACKBURN RUGBY UNION FOOTBALL CLUB

CONTENTS

Page
Trustees' report 1 - 2
Statement of trustees' responsibilities 3
Independent examiner's report 4
Statement of financial activities 5
Balance sheet 6
Notes to the financial statements 7 - 15

BLACKBURN RUGBY UNION FOOTBALL CLUB

TRUSTEES' REPORT

FOR THE YEAR ENDED 31 MAY 2025

The trustees present their report and financial statements for the year ended 31 May 2025.

The club was registered as a Charitable Incorporated Organisation on 13 February 2018 under Charity registration number 1177142. It operates from the Club's ground at Ramsgreave Drive, Blackburn.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the club's governing document, the Charities Act 2011 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016)

Objectives and activities

The club's objects are:

1) to promote and encourage community participation in healthy recreation by providing facilities for playing Rugby Union football ("facilities" means land, buildings, equipment and organising sporting activities);

2) to provide and assist in providing facilities for sport, recreation or other leisure time occupation of such persons who have need for such facilities by reason of their youth, age, infirmity or disablement, poverty or social and economic circumstances or for the public at large in the interests of social welfare and with the object of improving their conditions of life; and

3) to advance the education of children and young people through such means as the trustees think fit in accordance with the law of charity ("the objects").

The trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the club should undertake.

Financial review

Net incoming resources for the year totalled £45,501. Total fund balances as at 31 May 2025 were £673,984, of which £31,318 were restricted.

The trustees has assessed the major risks to which the club is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

BLACKBURN RUGBY UNION FOOTBALL CLUB

TRUSTEES' REPORT (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

Structure, governance and management

The members of the club and those persons admitted to membership by the Charity Trustees, in accordance with the constitution, shall be the members of the club.

The Charity Trustees shall manage the affairs of the Club and may for that purpose exercise all the powers of the Club. There must be at least five Charity Trustees and in addition three Property Trustees. The maximum number of Charity/Elected Trustees that can be appointed is sixteen. The maximum number of Property Trustees is four (twenty in total).

The first Charity Trustees shall retire immediately prior to the general meeting in the year but may be re-elected in accordance with the Constitution.

The trustees who served during the year and up to the date of signature of the financial statements were:

Mr R H Graham Mr I J Holcroft Mrs D Newman (Resigned 1 June 2024) Mr D E Radice Mr D M Scott (Resigned 1 June 2024) Mr E P Westhead Mr J R Yates (Resigned 31 May 2025) Mr D Porter Mr P Whitman (Resigned 31 May 2025) Mr A J Morris Mrs M Allanson (Resigned 31 May 2025) Mrs C A Hanson (Resigned 1 June 2024) Mr M Williams (Appointed 11 November 2024) Mr W Rostron (Appointed 1 June 2025) Mr M Bullen (Appointed 1 June 2025)

None of the trustees has any beneficial interest in the Club. All of the trustees are members of the Club.

EP Westhead Ian Holcroft Mr E P Westhead Mr I J Holcroft Trustee Trustee Dated: 16 February 2026 Dated:16 February 2026

Mike Williams

Mr M Williams Trustee Dated:16 February 2026

BLACKBURN RUGBY UNION FOOTBALL CLUB

STATEMENT OF TRUSTEES' RESPONSIBILITIES

FOR THE YEAR ENDED 31 MAY 2025

The trustees are responsible for preparing the Trustees' Report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England and Wales requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the club and of the incoming resources and application of resources of the club for that year.

In preparing these financial statements, the trustees are required to:

The trustees are responsible for keeping sufficient accounting records that disclose with reasonable accuracy at any time the financial position of the club and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the trust deed. They are also responsible for safeguarding the assets of the club and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

BLACKBURN RUGBY UNION FOOTBALL CLUB

INDEPENDENT EXAMINER'S REPORT

TO THE TRUSTEES OF BLACKBURN RUGBY UNION FOOTBALL CLUB

I report to the trustees on my examination of the financial statements of Blackburn Rugby Union Football Club (the club) for the year ended 31 May 2025.

Responsibilities and basis of report

As the trustees of the club you are responsible for the preparation of the financial statements in accordance with the requirements of the Charities Act 2011.

I report in respect of my examination of the club’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Your attention is drawn to the fact that the charity has prepared the financial statements in accordance with the relevant version of the Statement of Recommended Practice applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has now been withdrawn. I understand that this has been done in order for the financial statements to provide a true and fair view in accordance with UK Generally Accepted Accounting Practice.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

PM+M Solutions for Business LLP

Dean Rodgers ACA PM+M Solutions for Business LLP

New Century House Greenbank Technology Park Challenge Way Blackburn Lancashire BB1 5QB

Dated: 16 February 2026

BLACKBURN RUGBY UNION FOOTBALL CLUB

STATEMENT OF FINANCIAL ACTIVITIES INCLUDING INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31 MAY 2025

Unrestricted
Restricted
funds
funds
2025
2025
Notes
£
£
Income from:
Donations and legacies
3
34,011
26,282
Charitable activities
4
91,582
-
Investments
5
-
180
Total income
125,593
26,462
Expenditure on:
Raising funds
6
-
23,232
Charitable activities
7
83,322
-
Total resources
expended
83,322
23,232
Net gains/(losses) on
investments
9
-
-
Net incoming resources
42,271
3,230
Net movement in funds
42,271
3,230
Fund balances at 1
June 2024
600,395
28,088
Fund balances at 31
May 2025
642,666
31,318
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
60,293
27,411
22,387
91,582
75,737
-
180
-
186
152,055
103,148
22,573
23,232
-
22,936
83,322
79,263
-
106,554
79,263
22,936
-
56,135
-
45,501
80,020
(363)
45,501
80,020
(363)
628,483
520,375
28,451
673,984
600,395
28,088
Total
2024
£
49,798
75,737
186
125,721
22,936
79,263
102,199
56,135
79,657
79,657
548,826
628,483

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

BLACKBURN RUGBY UNION FOOTBALL CLUB

BALANCE SHEET

AS AT 31 MAY 2025

2025
Notes
£
Fixed assets
Tangible assets
11
Current assets
Debtors
12
323,520
Cash at bank and in hand
43,429
366,949
Creditors: amounts falling due within
one year
14
(51,960)
Net current assets
Total assets less current liabilities
Creditors: amounts falling due after
more than one year
15
Net assets
Income funds
Restricted funds
17
Unrestricted funds
General unrestricted funds
477,265
Revaluation reserve
165,401
The financial statements were approved by the Trustees on 16 February 2026
Mr E P Westhead
Mr I J Holcroft
Trustee
Trustee
EP Westhead
Ian Holcroft
2024
£
£
393,550
242,629
52,112
294,741
(31,440)
314,989
708,539
(34,555)
673,984
31,318
434,994
165,401
642,666
673,984
Mr M Williams
Trustee
Mike Williams
£
401,302
263,301
664,603
(36,120)
628,483
28,088
600,395
628,483

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 MAY 2025

1 Accounting policies

Charity information

Blackburn Rugby Union Football Club is a charitable incorporated organisation registered at the Charity Commission for England and Wales.

1.1 Accounting convention

The financial statements have been prepared in accordance with the club's governing document, the Charities Act 2011, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The club is a Public Benefit Entity as defined by FRS 102.

The club has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the club. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2 Going concern

At the time of approving the financial statements, the trustees have a reasonable expectation that the club has adequate resources to continue in operational existence for the foreseeable future. Thus the trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3 Charitable funds

Unrestricted funds are available for use at the discretion of the trustees in furtherance of their charitable objectives.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

1.4 Incoming resources

Income is recognised when the club is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the club has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

1.5 Resources expended

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category.

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

1 Accounting policies

(Continued)

1.6 Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings nil Plant and machinery 25% reducing balance Fixtures and fittings 10% reducing balance Clubhouse 2.5% reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

1.7 Impairment of fixed assets

At each reporting end date, the club reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8 Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.9 Financial instruments

The club has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the club's balance sheet when the club becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

1 Accounting policies

(Continued)

Basic financial liabilities

Basic financial liabilities, including creditors and loans are initially recognised at transaction price , where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the club’s contractual obligations expire or are discharged or cancelled.

2 Critical accounting estimates and judgements

In the application of the club’s accounting policies, the trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

3 Income from donations and legacies

Unrestricted
Restricted
funds
funds
2025
2025
£
£
Donations and gifts
10,459
1,050
Membership fees
23,552
25,232
34,011
26,282
Total
Unrestricted
Restricted
funds
funds
2025
2024
2024
£
£
£
11,509
2,328
-
48,784
25,083
22,387
60,293
27,411
22,387
Total
2024
£
2,328
47,470
49,798

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

4 Income from charitable activities

5
6
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Advertising
57,702
51,852
Functions and hires
3,500
100
International tickets
27,690
18,628
Other income
2,690
5,157
91,582
75,737
Income from investments
Restricted
Restricted
funds
funds
2025
2024
£
£
Interest receivable
180
186
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Advertising
57,702
51,852
Functions and hires
3,500
100
International tickets
27,690
18,628
Other income
2,690
5,157
91,582
75,737
Income from investments
Restricted
Restricted
funds
funds
2025
2024
£
£
Interest receivable
180
186
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Advertising
57,702
51,852
Functions and hires
3,500
100
International tickets
27,690
18,628
Other income
2,690
5,157
91,582
75,737
Income from investments
Restricted
Restricted
funds
funds
2025
2024
£
£
Interest receivable
180
186
Raising funds
Restricted
funds
2025
£
Playing equipment
4,570
Clothing and kit
576
Trophies and medals
287
Coaches and officials training
1,225
Rugby tours allowance
-
Tournament entry fees
335
Player subsistence
3,266
Touring fund
-
Pitch fees
12,500
Trading costs
Other trading activities
473
23,232
Total
2024
£
-
805
456
-
2,250
415
5,718
692
12,500
100
22,936

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

7 Charitable activities

Rates
Repairs and maintenance
Bank charges
Sundry expenses
Depreciation
Non-bank interest on loans
Accountancy fees
Insurance
Programmes
International ticket purchases
Heat and light
2025
£
1,086
32,077
758
5,061
7,752
908
2,440
-
776
27,690
4,774
83,322
2024
£
980
27,804
904
7,351
8,288
3,428
3,646
184
423
18,759
7,496
79,263

During the year there was independent examination fees of £2,350 (2024 - £2,200).

8 Trustees

None of the trustees (or any persons connected with them) received any remuneration or benefits from the club during the year.

9 Net gains/(losses) on investments

Unrestricted Total
funds
2025 2024
£ £
Loans written off - 56,135

10 Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

11
Tangible fixed assets
Freehold land
and buildings
Plant and
machinery
Fixtures and
fittings
£
£
£
Cost
At 1 June 2024
215,401
13,500
24,616
At 31 May 2025
215,401
13,500
24,616
Depreciation and impairment
At 1 June 2024
-
5,485
7,262
Depreciation charged in the year
-
2,004
1,735
At 31 May 2025
-
7,489
8,997
Carrying amount
At 31 May 2025
215,401
6,011
15,619
At 31 May 2024
215,401
8,015
17,354
12
Debtors
Amounts falling due within one year:
Trade debtors
Other debtors
Accrued income
13
Loans and overdrafts
Other loans
Payable after one year
Clubhouse
£
189,516
189,516
28,984
4,013
32,997
156,519
160,532
2025
£
4,951
298,733
19,836
323,520
2025
£
31,933
31,933
Total
£
443,033
443,033
41,731
7,752
49,483
393,550
401,302
2024
£
2,999
234,702
4,928
242,629
2024
£
31,405
31,405

The bank loan is not secured against any assets of the company.

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

14 Creditors: amounts falling due within one year

Notes
Obligations under hire purchase
Other taxation and social security
Deferred income
16
Trade creditors
Accruals and deferred income
2025
£
2,092
4,393
23,677
18,184
3,614
51,960
2024
£
1,959
7,263
13,894
3,847
4,477
31,440

Hire purchase liabilities are secured against the assets to which they relate. These assets remain the property of the finance provider until all payments under the agreement have been made.

15 Creditors: amounts falling due after more than one year

2025
£
Obligations under hire purchase
2,622
Borrowings
31,933
34,555
16
Deferred income
2025
£
Other deferred income
23,677
Deferred income is included in the financial statements as follows:
2025
£
Deferred income is included within:
Current liabilities
23,677
Movements in the year:
Deferred income at 1 June 2024
13,894
Released from previous periods
(13,894)
Resources deferred in the year
23,677
Deferred income at 31 May 2025
23,677
2025
£
2,622
31,933
34,555
2025
£
23,677
2024
£
4,715
31,405
36,120
2024
£
13,894
2024
£
13,894
-
-
13,894
13,894

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

17 Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 June At 1 June Incoming Resources Transfers At 31 May At 31 May
2024 resources expended 2025
£ £ £ £ £
Mini & Youth - general fund 6,021 26,462 (23,232) 6,250 15,501
Mini & Youth - touring fund 9,697 - - (6,250) 3,447
Colts touring fund 12,370 - - - 12,370
28,088 26,462 (23,232) - 31,318
Previous year: At 1 June Incoming Resources Transfers At 31 May
2023 resources expended 2024
£ £ £ £ £
Mini & Youth - general fund (829) 22,573 (22,245) 6,522 6,021
Mini & Youth - touring fund 16,910 - (691) (6,522) 9,697
Colts touring fund 12,370 - - - 12,370
28,451 22,573 (22,936) - 28,088

18 Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 June Incoming Resources Gains and At 31 May
2024 resources expended losses 2025
£ £ £ £ £
General funds 434,994 125,593 (83,322) - 477,265
Revaluation reserve 165,401 - - - 165,401
Previous year: At 1 June Incoming Resources Gains and At 31 May
2023 resources expended losses 2024
£ £ £ £ £
General funds 354,974 103,148 (79,263) 56,135 434,994
Revaluation reserve 165,401 - - - 165,401

BLACKBURN RUGBY UNION FOOTBALL CLUB

NOTES TO THE FINANCIAL STATEMENTS (CONTINUED) FOR THE YEAR ENDED 31 MAY 2025

19 Analysis of net assets between funds

Unrestricted
Restricted
funds
funds
2025
2025
£
£
At 31 May 2025:
Tangible assets
393,550
-
Current assets/(liabilities)
283,671
31,318
Long term liabilities
(34,555)
-
642,666
31,318
Unrestricted
Restricted
funds
funds
2024
2024
£
£
At 31 May 2024:
Tangible assets
401,302
-
Current assets/(liabilities)
235,213
28,088
Long term liabilities
(36,120)
-
600,395
28,088
Total
2025
£
393,550
314,989
(34,555)
673,984
Total
2024
£
401,302
263,301
(36,120)
628,483