Trustees. Annual Report for the period PericwJ start dale PerK*J end date DaW1 MonOIth Ytaf20 Day31 Moftth12 Year2025 From Section A Reference and administration details Charity name | Ripple Effe(*- Lancastèr Other names charity is known by ! NIA Registered charity number (rf any) 1177095 Charlty's prfncipal address 1 9 First Terra I Sunderland Point l Morecambe I Postcode LA3 3HR Names of the charity trustees who manap ￿ charity Datés acted If not for T*hole year TnMtee narne Olfie• rrf aty) Name of pèrnon lor body) entiued to appoint trustse Irf any) 1 Carole Roberts Treasurer 2 Julte Vallan Secretary 3 Brian Holmes TNstee 4 Tom Vallance Trustee Names of the trustees for the charity, rf anyg Ifor example. any custodian trustees) Name Dates acted If not for whole year IWA Section C Objectives and activities To provide relief to Refugees and those seeking Refugee status through the provision of Glothing, sleeping bags, food, tents and such other rtems of aid as the trustees may in their absolute discretion detemiine. The Trustees continue to give their time voluntsrily and re￿1ve no beneffts from the charity. Any expenses reclaimed from the charity are set out in the treasurer's report. The Trustees review the aims, objectives and activities of the charity each year. This report looks at what the chanty has achieved and the outcomes of its work since January 2024 to De￿mber 2024. Infomation is regularly utxlated on social media and our website. The Trustees confimi that they have re*etred to the guidance contained in the Charrty Commission's general guidance on public benefit when VFewing the Charty's aims and objecttves and in planning fLrture acaivities. ACHIEIIEM-NTS AND PERFORfvlANCE Fund raising event in the form of a fashion show at Heysham Golf Club with proceeds splrt betwe8n The Ripple Effect Lancaster and Overton St HeEen's Church. Talk at (￿erton & District Wl about the work of The Ripple Effect and , the reality of asylum seeking and choosing to become a refugee. Summary of the objacts of the ! Donation re￿iVed from the loli and also donats'ons from individuals at charity set out in Its govemlng | the meeting. document Participated in °Yard Sale. in Overton to raise funds Summary of the main activities ' undertaken for the public 1 1 pallet of aid sent to Chios containing predominantly abayas, sleeping benefit in relation to these bags and blankets in preparation for the winter. objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charlty Commission on public benefit) 11 ', Selerted items sold on Vinted" to raise funds and also books sold via -sell Your Books.. , have become a focus for the donation of small Items of furniture that we donate to those granted leave to remain and who are settrng up home in the UK. We have passed on various househokl items, cutlery, txockery. tables, chair5 etc. Aid accepted arKI sorted in preparation for events and for sending to camps abroad, in parts"cular the Greek island of Chios. are an accepted charity for partiapation in Lancaster University's 'Don't Ditch It campaign. Students retuming homes leave a plethora of items that they no longer require andlor are unable to take home with them espeoally when retuming abroad. We are allocated slots to go and choose items that may be of benefft to us to donate onwards or to sell to raise funds. Summary ofthe maln achievements of the charlty during the year. Jumble Sale planned for earty 2026 at Overton Memorial Hall, using items remaining form the fashion show and also ttems salvaged from Lancaster University Don't Drtch It Campaign. Proceeds to be shared wrth the memorial hall. Wle continue to collect spent candleslcandle wax. to pass onto Ukrainian refugees, who are making trench Candles for the soldiers on the front line in Ukraine. Going forward we plan to spend less time accepting and sorting dothing and more b'me raising funds to enable us to purchase new clothing espeoally underwear that y￿11 be sent straight from the supplier to the areas in need, although we tend to focus on Offene Arme on Chios as we are very confident in their capabilities in getting aid to those in need at the camp on the island. Section E Financial review Brief statement of the charity's policy on reserves ', Surplus funds remain in a sawngs account. Our aim is to have sufficient | funding at any time to enable us to transport our aid. Details of any funds materially ,. NIA In deficit Further financial review details (op￿Onal inforniatson) You may choose to include I Pnnupal funding comes from our own fundraising events additional information, where G¢)ods are donated and those that are suitable fof our purpose are relevant about". I distributed to those in need via various sources. the charity's principal , Anything that isn't surtable is recyded to raise funds- clothing via Roberts I sources of funds (indLKJing i Recycling or platfoms such as Vinted and Sell your books.. any fundraisingl., i Table top sales, F8￿boOk marketpla￿ sales and similar. how expenditure has ', Most of our expenditure has been spent on shipyng our aid. Provision of supported the key objectives aid is our key object. of the charity., only maintain a small savings account alongside our current account | investment policy and ' as our funds are never SLJffioent to tie up long terni. aim as funding objectNes including any allows to ship aid abroad. ethical investment poliGy adopted. Section F Other optional information Section G Declaration The trustees declare that they have approved the trustees, report above. Slgned on behalf of the charity's trustees Signaturels) NOLl(LL￿ Full namels) Position (eg Secretary, | Chair, etc) ' SE_C RLTF¥£I ||**The Ripple Effect**|**The Ripple Effect**|**The Ripple Effect**|**The Ripple Effect**|**The Ripple Effect**|**1177095**|**1177095**||**CC16a**| |---|---|---|---|---|---|---|---|---|---| ||||||||||| ||**Receipts andpayments accounts**||||||||| ||**For the period**
**from**||01/01/2025||**To**||31/12/2025||| ||||||||||| ||||||||||| |**Section A Receipts and payments**|||||||||| ||**Unrestricted**
**funds**||**Restricte**
**d funds**||**Endowment**
**funds**||**Total funds**||**Last year**| ||**to the nearest £**||**to the**
**nearest £**||**to the nearest £**||**to the nearest £**||**to the nearest £**| |**A1 Receipts**|||||||||| |Donations|198||**-**||**-**||**198**||**880**| |Fund Raising|975||**-**||**-**||**975**||**1,079**| |Bank interest|**23**||**-**||**-**||**23**||**41**| ||||**-**||**-**||**-**||**-**| ||||**-**||**-**||**-**||**-**| ||||**-**||**-**||**-**||**-**| ||||**-**||**-**||**-**||**-**| ||||**-**||**-**||**-**||**-**| |**_Sub total_**_(Gross income for AR) _|
**1,196**||**-**||**-**||**1,196**||**2,000**| ||||||||||| |**A2 Asset and investment sales,**
**(see table).**|||||||||| ||**- 0**||**- 0**||**- 0**||**-**||| ||**- 0**||**- 0**||**- 0**||**-**||**- 0**| |**_Sub total_**|
**- 0**||**- 0**||**- 0**||**-**||**- 0**| ||||||||||| |**_Total receipts_ **|
**1,196**||**- 0**||**- 0**||**1,196**||**2,000**| ||||||||||| |**A3 Payments**|||||||||| |Insurance|85||**-**||**-**||**85**||**66**| |Refreshments/Hospitality/Thank you
(Christmas)|51||**-**||**-**||**51**||**79**| |Storage Unit expenditure inc BID £85|0||**-**||**-**||**-**||**306**| |Aid purchases|0||**-**||**-**||**-**||**450**| |Storage insurance|195||**-**||**-**||**195**||| |Aid transportation|497||**-**||**-**||**497**||**1,933**| |Web Site maintenance|547||**-**||**-**||**547**||**65**| |Printing & Stationery|**- 0**||**-**||**-**||**-**||**30**| ||||**-**||**-**||**-**||**-**| |**_Sub total_ **|
**1,375**||**-**||**-**||**1,375**||**2,929**| ||||||||||| |**A4 Asset and investment**
**purchases,(see table)**|||||||||| ||**- 0**||**- 0**||**- 0**||**-**||| ||**- 0**||**- 0**||**- 0**||**-**||| |**_Sub total_ **|
**- 0**||**- 0**||**- 0**||**-**||**- 0**| ||||||||||| |**_Totalpayments_ **|
**1,375**||**- 0**||**- 0**||**1,375**||**2,929**| ||||||||||| |**_Net of receipts/(payments)_ **|**-**
**180**||**-**||**-**||**-**
**180**||**-**
**929**| |**A5 Transfers between funds**|**- 0**||**-**||**-**||**-**||**-**| |**A6 Cash funds lastyear end**|**2,235**||**-**||**-**||**2,235**||**2,385**| |**_Cash funds thisyear end_ **|
**2,056**||**-**||**-**||**2,056**||**1,456**| ||||||||||| ||||||||||| |**Section B Statement of assets and liabilities at**|||||**the end of the period**||||| |**Categories**|**Details**||||**Unrestricted**
**funds**||**Restricted funds**||**Endowment**
**funds**| ||||||**to nearest £**||**to nearest £**||**to nearest £**| |**B1 Cash funds**|Current Account||||**33**||**-**||**-**| CCXX R1 accounts (SS) 18/01/2024 1 ||Reserve Account|Reserve Account|Reserve Account||**2,023**||**-**||**-**| |---|---|---|---|---|---|---|---|---|---| ||||||**-**||**-**||**-**| ||**_Total cash funds_**||||**2,056**||**-**||**-**| ||(agree balances with receipts and
payments account(s))||||OK||||OK| ||||||**Unrestricted**
**funds**||**Restricted funds**||**Endowment**
**funds**| ||**Details**||||**to nearest £**||**to nearest £**||**to nearest £**| |**B2 Other monetary assets**|||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||**-**||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which asset**
**belongs**||**Cost (optional)**||**Current value**
**(optional)**| |**B3 Investment assets**|||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which asset**
**belongs**||**Cost (optional)**||**Current value**
**(optional)**| |**B4 Assets retained for the**
**charity’s own use**|||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||**-**||**-**| ||||||||||| ||**Details**||||**Fund to which**
**liability relates**||**Amount due**
**(optional)**||**When due**
**(optional)**| |**B5 Liabilities**|||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||**-**||| ||||||||||| |Signed by one or two trustees on behalf
of all the trustees|Signature||||Print Name||||Date of approval| ||||||||||| ||||||||||| CCXX R2 accounts (SS) 18/01/2024 2