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2025-08-31-accounts

Charity registration number: 1176649

GREENWICH MUSIC SCHOOL TRUSTEES' REPORT AND UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2025

Finsbury Robinson Ltd 237 Westcombe Hill London SE3 7DW

Greenwich Music School Contents

Page
Trustees' Report 1—4
Independent Examiner's Report 5
Statement of Financial Activities 6
Comparative Statement of Financial Activities 7
Statement of Financial Position 8
Notes to the Financial Statements 9—14
The following pages do not form part of the statutory accounts:
Detailed Statement of Financial Activities 15—16

Greenwich Music School

Trustees' Report For The Year Ended 31 August 2025

The trustees present their report and the financial statements for the year ended 31 August 2025.

Objectives and Activities

Aims and Objectives

The charity’s mission is to enable creative, artistic and personal growth through music education for the people of Greenwich and the surrounding areas. During the year trustees engaged in further development of long-term strategic direction. In June 2025 a proposal was presented outlining an ambitious goal to expand reach significantly through schools partnerships, potential venue growth and digital provision. Expanding access through carefully structured schools partnerships aligns closely with the charity’s mission and North Star ambition to enable more students to make music regularly each week. Further development work is ongoing.

Public Benefit

The object of the CIO is for the public benefit to advance education in music, particularly but not exclusively of people living in Greenwich and the surrounding areas. The trustees confirm that they have complied with the Charity Commission’s guidance on public benefit. Activities during the year advanced musical learning, widened access to tuition, and supported the creative and personal development of learners of all ages.

The trustees confirm that they have complied with the requirements of Section 17 of the Charities Act 2011 to have due regard to the Charity Commission’s guidance on public benefit.

Achievements and Performance

Main Achievements

During the year Greenwich Music School served an estimated 1,180 students, representing an increase of approximately 7% compared with the previous year.

Teaching and learning

Teaching took place across permanent venues, hourly-hire spaces and new school partnerships. Group musicianship provision continued to grow, with younger children regularly performing in concerts. A structured practice diary was introduced to support home learning and strengthen communication with families.

Progression and access

The first cohort of Portal Trust scholars began tuition in January. Scholars received 80% fee support alongside additional resources and performance opportunities. SEND provision continued to develop under dedicated leadership, improving accessibility and structured support.

Schools partnerships

Curriculum-time tuition was delivered at Henwick Primary School and Bannockburn Primary School. The executive team developed clearer operational processes for direct parent billing, timetable structuring and school engagement. This marked a shift from exploratory conversations in the previous year to tested delivery with a defined pathway for responsible expansion.

Organisational capacity and systems

The office team was strengthened through targeted recruitment and fractional specialist roles, including operational, bookkeeping and schools partnership expertise. A structured programme of documenting and systemising internal processes began during the year. The migration to SpeedAdmin Play! introduced rolling enrolment and monthly payments, improving long-term administrative capability, while requiring careful management during transition.

Facilities

Building works at The Stables were completed, including room reconfiguration and improved accessibility. These works strengthen the long-term suitability of the venue.

Plans for future periods

The coming year will focus on strengthening the systems and processes that underpin schools partnerships, ensuring an excellent experience for schools, parents and pupils. This includes refining operational workflows, developing relationship management capability, and building internal expertise to support sustainable growth. Further work will continue on longterm strategic planning, financial resilience and capability development across the organisation.

Page 1

Greenwich Music School Trustees' Report (continued) For The Year Ended 31 August 2025

Financial Review

Financial Position

The charity recorded a deficit for the year. Following a year of positive income and reserve-building in 2023–24, trustees approved strategic reinvestment in staffing, systems and infrastructure to strengthen long-term sustainability. The deficit reflects this planned investment alongside the cashflow effects of transitioning to monthly payments and undertaking building works. During the year the charity made the final repayment of the £100,000 CAF Venturesome loan. A new loan facility of up to £70,000 was approved to stabilise short-term cashflow, support building works and provide headroom for continued development. Cashflow projections were reviewed regularly by trustees during the year.

Fundraising and support

The charity is deeply grateful for the continued support of The Portal Trust, Tesco Stronger Starts, the Co-op Local Community Fund, and in particular the Orinoco Foundation, whose generosity has played an important role in sustaining and developing our work. Trustees remain committed to strengthening fundraising capability over time.

Risk Management

Trustees maintained oversight of the risk register, with particular focus on cashflow during the payment transition, operational capacity during systems change, safeguarding, and growth planning.

Structure, Governance and Management

Governing Document

Greenwich Music School is a Charitable Incorporated Organisation (CIO) governed by its Constitution and registered with the Charity Commission for England and Wales (CCEW). The Board of Trustees are the only voting members and hold ultimate legal responsibility for the charity’s strategic direction and financial health.

Organisational Structure

Structure, governance and management

The charity is governed by a board of trustees who meet regularly throughout the year. The board provides strategic oversight, financial governance and safeguarding assurance, while day-to-day management is delegated to the Chief Executive and Principal. During the year the board strengthened its financial oversight in light of the transition to monthly payments, the completion of building works, and the agreement of a new loan facility. Trustees reviewed cashflow projections and risk assessments regularly and provided scrutiny and challenge where appropriate.

Reference and Administrative Details

Trustees

Ms L Beveridge Ms R Hill Mr B Rous Mr S Stockley Ms Y Zheng Mr M Pickering Mr S Solomonidis (appointed 24/03/2025) Mr E Grande (appointed 21/08/2025)

Other Personnel

Ed Scolding - Chief Executive Bethan Scolding - Principal

Charity Number

1176649

Page 2

Greenwich Music School Trustees' Report (continued) For The Year Ended 31 August 2025

Principal Address

Vanbrugh Studio 137 Vanbrugh Hill Greenwich London SE10 9HP

Independent Examiner

Gemma L Fogarty FCA Finsbury Robinson Ltd 237 Westcombe Hill London SE3 7DW

Page 3

Greenwich Music School Trustees' Report (continued) For The Year Ended 31 August 2025

The trustees' report was approved by the board of trustees and signed on its behalf by:

Ms Y Zheng Trustee Date: 26/05/2026

Page 4

Greenwich Music School Independent Examiner's Report to the Trustees of Greenwich Music School For The Year Ended 31 August 2025

I report to the trustees on my examination of the accounts of Greenwich Music School (the Trust) for the year ended 31 August 2025.

Responsibilities and Basis of Report

As the charity trustees of the Trust you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

Since the Trust’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of The Institute of Chartered Accountants in England and Wales, which is one of the listed bodies.

I have completed my examination. I have considered the charity’s net liability position of £73,081 at 31 August 2025. The Trustees have taken steps to stabilise the financial position, including the securement of a new £70,000 loan facility and the strategic shift toward school-based tuition delivery. I have found no material uncertainties that would cast significant doubt on the charity’s ability to continue its operations for at least twelve months from the date of this report.

I confirm that no other material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Trust as required by section 130 of the Act; or 2. the accounts do not accord with those records; or

  2. the accounts do not comply with the applicable requirements concerning the form and contents of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair view' which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Gemma L Fogarty FCA 237 Westcombe Hill London SE3 7DW

Date: 04/06/2026

Page 5

Greenwich Music School Statement of Financial Activities For The Year Ended 31 August 2025

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities:
Service Delivery
Investments
4
Other
5
EXPENDITURE ON:
Charitable activities:
7
Service Delivery
Support Costs
Governance Costs
NET (EXPENDITURE)/INCOME
Transfers between funds
18
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
18
Unrestricted
funds
£
2,193
511,690
888
7,006
Restricted
funds
£
1,000
49,089
-
-
2025
Total
funds
£
3,193
560,779
888
7,006
2024
Total
funds
£
4,718
543,110
886
229
521,777 50,089 571,866 548,943
(512,558)
(11,695)
(17,119)
(46,812)
-
-
(559,370)
(11,695)
(17,119)
(509,044)
(7,106)
(21,787)
(541,373) (46,811) (588,184) (537,937)
(19,596)
1,013
3,278
(1,013)
(16,318)
-
11,006
-
(18,583)
(83,430)
2,265
26,667
(16,318)
(56,763)
11,006
(67,769)
(102,013) 28,932 (73,081) (56,763)

The notes on pages 9 to 14 form part of these financial statements.

Page 6

Greenwich Music School Comparative Statement of Financial Activities For The Year Ended 31 August 2025

Notes
INCOME AND ENDOWMENTS FROM:
Donations and legacies
3
Charitable activities:
Service Delivery
Investments
4
Other
5
EXPENDITURE ON:
Charitable activities:
7
Service Delivery
Support Costs
Governance Costs
NET INCOME
NET MOVEMENT IN FUNDS
RECONCILIATION OF FUNDS:
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
18
Unrestricted
funds
£
4,718
508,037
886
229
Restricted
funds
£
-
35,073
-
-
2024
Total
funds
£
4,718
543,110
886
229
513,870 35,073 548,943
(490,869)
(7,106)
(21,787)
(18,175)
-
-
(509,044)
(7,106)
(21,787)
(519,762) (18,175) (537,937)
(5,892) 16,898 11,006
(5,892)
(77,538)
16,898
9,769
11,006
(67,769)
(83,430) 26,667 (56,763)

The notes on pages 9 to 14 form part of these financial statements.

Page 7

Greenwich Music School Statement of Financial Position As At 31 August 2025

Notes
FIXED ASSETS
Tangible Assets
12
CURRENT ASSETS
Debtors
13
Cash at bank and in hand
Creditors: Amounts Falling Due Within One Year
14
NET CURRENT ASSETS (LIABILITIES)
TOTAL ASSETS LESS CURRENT LIABILITIES
Creditors: Amounts Falling Due After More Than One
Year
15
NET LIABILITIES
FUNDS OF THE CHARITY
Restricted Funds
Unrestricted Funds
TOTAL FUNDS
18
Unrestricted
funds
£
63,274
Restricted
funds
£
1,013
2025
Total
funds
£
64,287
2024
Total
funds
£
42,694
63,274
7,941
11,051
1,013
-
27,919
64,287
7,941
38,970
42,694
26,626
65,386
18,992
(121,214)
27,919
-
46,911
(121,214)
92,012
(157,426)
(102,222) 27,919 (74,303) (65,414)
(38,948) 28,932 (10,016) (22,720)
(63,065) - (63,065) (34,043)
(102,013) 28,932 (73,081) (56,763)
28,932
(102,013)
26,667
(83,430)
(73,081) (56,763)

On behalf of the board

Ms Y Zheng

Trustee Date: 26/05/2026

The notes on pages 9 to 14 form part of these financial statements.

Page 8

Greenwich Music School Notes to the Financial Statements For The Year Ended 31 August 2025

1. General Information

Greenwich Music School is a charitable incorporated organisation registered with the Charity Commission, registered charity number 1176649. The principal address is Vanbrugh Studio, 137 Vanbrugh Hill, Greenwich, London, SE10 9HP.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)", Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities Act 2011.

The charity is a Public Benefit Entity as defined by FRS 102.

2.2. Incoming Resources

Income is recognised when the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. Income is not recognised until any conditions for receipt have been met or are within the control of the charity.

2.3. Resources Expended

Expenditure is recognised on an accruals basis as soon as there is a legal obligation committing the charity to that expenditure. It must be probable that the amount of the obligation can be measured reliably.

2.4. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Plant & Machinery 10% on cost
Fixtures & Fittings 10% on reducing balance
Computer Equipment 33% on cost

2.5. Cash and Cash Equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and deposits held at call with banks, other short-term highly liquid investments that mature in no more than three months from the date of acquisition and are readily convertible to a known amount of cash with insignificant risk of change in value, and bank overdrafts.

3. Income from Donations and Legacies

Donations and gifts
Donations and gifts
Unrestricted
funds
£
2,193
Restricted
funds
£
1,000
2025
Total
funds
£
3,193
Unrestricted
funds
£
4,718
Restricted
funds
£
-
2024
Total
funds
£
4,718

4. Investment Income

Page 9

Greenwich Music School Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

Bank interest receivable
5.
Other Income
Other Income
6.
Net Income/(Expenditure)
The net (expenditure)/income is stated after charging/(crediting):
Bad debts
Depreciation of tangible fixed assets - owned
7.
Analysis of Expenditure
Service Delivery
Support Costs
Governance Costs
Service Delivery
Support Costs
Governance Costs
Activities
undertaken
directly
£
399,903
-
-
2025
Unrestricted
funds
£
888
2024
Unrestricted
funds
£
886
2025
Unrestricted
funds
£
7,006
2024
Unrestricted
funds
£
229
2025
£
-
9,420
2024
£
1,982
12,001
Support
costs
(see note 8)
£
159,467
11,695
17,119
2025
Total
£
559,370
11,695
17,119
399,903 188,281 588,184
Activities
undertaken
directly
£
403,737
-
-
Support
costs
(see note 8)
£
105,307
7,106
21,787
2024
Total
£
509,044
7,106
21,787
403,737 134,200 537,937

Page 10

Greenwich Music School Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

8. Support Costs

Employee costs
Premises expenses
General administration
Depreciation
Interest payable
Employee costs
Premises expenses
General administration
Depreciation
Interest payable
9.
Independent Examiner's Remuneration
Independent examination of the financial statements
10.
Staff Costs
Staff costs were as follows:
Wages and salaries
Social security costs
Other pension costs
Service
Delivery
£
106,423
9,544
43,500
-
-
Support
Costs
£
-
-
11,695
-
-
Support
Costs
£
-
-
11,695
-
-
Governance
Costs
£
-
-
5,896
9,420
1,803
2025
Total
£
106,423
9,544
61,091
9,420
1,803
159,467 11,695 17,119 188,281
Service
Delivery
£
62,595
8,013
34,699
-
-
Support
Costs
£
-
-
7,106
-
-
Governance
Costs
£
-
-
6,981
12,001
2,805
2024
Total
£
62,595
8,013
48,786
12,001
2,805
105,307 7,106 21,787 134,200
2025
£
2,200
2025
£
96,832
4,861
3,145
104,838
2024
£
2,100
2024
£
57,884
2,830
1,441
62,155

No employees received employee benefits (excluding employer pension costs) for the reporting period of more than £60,000.

11. Average Number of Employees

Average number of employees during the year was: 3 (2024: 2)

Page 11

Greenwich Music School Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

12. Tangible Assets

12.
Tangible Assets
Plant &
Machinery
£
Cost
As at 1 September 2024
6,095
Additions
-
As at 31 August 2025
6,095
Depreciation
As at 1 September 2024
1,240
Provided during the period
610
As at 31 August 2025
1,850
Net Book Value
As at 31 August 2025
4,245
As at 1 September 2024
4,855
13.
Debtors
Due within one year
Trade debtors
Other debtors
14.
Creditors: Amounts Falling Due Within One Year
Trade creditors
Bank loans and overdrafts
Other creditors
Taxation and social security
Accruals and deferred income
15.
Creditors: Amounts Falling Due After More Than One Year
Bank loans
Other creditors
Plant &
Machinery
£
6,095
-
Fixtures &
Fittings
£
57,746
30,000
Computer
Equipment
£
54,001
1,013
Total
£
117,842
31,013
6,095 87,746 55,014 148,855
1,240
610
22,911
6,484
50,997
2,326
75,148
9,420
1,850 29,395 53,323 84,568
4,245 58,351 1,691 64,287
4,855 34,835 3,004 42,694
2025
£
123
7,818
7,941
2025
£
17,237
16,255
2,254
4,935
80,533
121,214
2025
£
39,722
23,343
63,065
2024
£
18,808
7,818
26,626
2024
£
-
17,144
1,713
6,652
131,917
157,426
2024
£
5,748
28,295
34,043

Page 12

Greenwich Music School Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

16. Loans

An analysis of the maturity of loans is given below:

Amounts falling due within one year or on demand:
Bank loans
Amounts falling due between one and five years:
Bank loans
2025
£
16,255
2025
£
39,722
2024
£
17,144
2024
£
5,748

17. Pension Commitments

The charity operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the charity in an independently administered fund.

During the year the charge to the statement of financial activities in respect of defined contribution schemes was £3,145 (2024: £1,441).

At the statement of financial position date contributions of £NIL were due to the fund and are included in creditors.

18. Movement in Funds

Unrestricted funds
General:
General unrestricted fund
Restricted funds
Bursary Fund
Tesco Stronger Starts
Jack Petchey Foundation
Scholarship Fund
Total restricted funds
Total funds
Unrestricted funds
General:
General unrestricted fund
As at 1
September
2024
£
(83,430)
26,667
-
-
-
Income
£
521,777
28,023
1,490
2,750
17,826
Expenditure
£
(541,373)
(38,202)
(1,490)
(2,750)
(4,369)
Transfers
£
1,013
(1,013)
-
-
-
As at 31
August 2025
£
(102,013)
15,475
-
-
13,457
26,667 50,089 (46,811) (1,013) 28,932
(56,763) 571,866 (588,184) - (73,081)
As at 1
September
2023
£
(77,538)
Income
£
513,870
Expenditure
£
(519,762)
As at 31
August 2024
£
(83,430)
...CONTINUED

Page 13

Greenwich Music School Notes to the Financial Statements (continued) For The Year Ended 31 August 2025

Restricted funds

Restricted funds
Bursary Fund
Total funds
9,769 35,073 (18,175) 26,667
(67,769) 548,943 (537,937) (56,763)

19. Transactions with Trustees

None of the trustees received any remuneration or any other benefits from an employment with the charity or a related entity during the current or previous year.

No trustee expenses have been incurred.

20. Related Party Disclosures

There have been no related party transactions in the reporting period that require disclosure.

Page 14

Greenwich Music School Detailed Statement of Financial Activities For The Year Ended 31 August 2025

INCOME AND ENDOWMENTS FROM:
Donations and legacies
Donations
Donation - Chapman Charitable Trust
Charitable Activities:
Service Delivery
Sales
Tuition Fees
Grants
Government Grants
Grant - Orinoco Foundation
Scholarship Income
Jack Petchey Foundation Income
Tesco Stronger Starts
Investments
Bank interest receivable
Other
Other Income
EXPENDITURE ON:
Charitable Activities:
Service Delivery
Purchases
Subcontractor costs
Travel and subsistence expenses
Room Hire
Tools and equipment
Wages and salaries
Employers NI
Employers pensions
Staff training
Travel and subsistence expenses
Light and heat
Cleaning
Hire and leasing of motor vehicles
Vehicle running costs
Computer software, consumables and maintenance
2025
Total
funds
£
2,193
1,000
2024
Total
funds
£
4,718
-
4,718
-
508,037
-
35,073
-
-
-
-
543,110
886
886
229
229
548,943
(1,047)
(343,612)
-
(59,078)
-
(57,884)
(2,830)
(1,441)
(97)
(343)
(4,680)
(3,333)
-
(44)
(5,289)
...CONTINUED
3,193
42,855
468,835
8,741
-
18,282
17,826
2,750
1,490
560,779
888
888
7,006
7,006
571,866
(2,853)
(322,581)
(86)
(70,036)
(4,347)
(96,832)
(4,861)
(3,145)
(365)
(1,220)
(6,155)
(3,389)
(95)
-
(10,738)

Page 15

Greenwich Music School Detailed Statement of Financial Activities (continued) For The Year Ended 31 August 2025

Repairs, renewals and maintenance
Subscriptions
Charitable donations
Bad debts written off
Sundry expenses
Bursary Fund spending
Jack Petchey Foundation Expenditure
Scholarships Expenditure
Restricted Funds Expenditure
Support Costs
Insurance
Printing, postage and stationery
Advertising and marketing costs
Telecommunications and data costs
Accountancy fees
Governance Costs
Independent examiner's fees
Professional fees
Bank charges
Depreciation of plant and machinery
Depreciation of fixtures and fittings
Depreciation of computer equipment
Bank loan interest
NET (EXPENDITURE)/INCOME
(11,097)
(870)
(59)
-
(7,151)
(6,305)
(2,750)
(4,370)
(65)
(4,339)
(123)
-
(1,982)
(6,247)
(16,675)
-
-
-
(559,370)
(1,563)
(726)
(4,773)
(1,380)
(3,253)
(509,044)
(1,405)
(792)
(3,643)
(1,266)
-
(11,695)
(2,200)
(1,702)
(1,994)
(610)
(6,484)
(2,326)
(1,803)
(7,106)
(2,100)
(4,814)
(67)
(540)
(3,871)
(7,590)
(2,805)
(17,119) (21,787)
(588,184) (537,937)
(16,318) 11,006

Page 16