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2023-08-31-accounts

REGISTERED COMPANY NUMBER: 10910351 (England and Wales) REGISTERED CHARITY NUMBER: 1176543

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

FOR

CHABAD ON THE SOUTH BANK

DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11D London N4 1TJ

CHABAD ON THE SOUTH BANK

CONTENTS OF THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

Page
Report of the Trustees 1 to 2
Independent Examiner's Report 3
Statement of Financial Activities 4
Balance Sheet 5 to 6
Notes to the Financial Statements 7 to 12

CHABAD ON THE SOUTH BANK (REGISTERED NUMBER: 10910351)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 AUGUST 2023

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 August 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The charity's objectives are to further those purposes both in the United Kingdom and abroad recognised as charitable by English law. In furtherance of the aforementioned objects, the charity receives income mainly from charitable donations, which it utilises to further the objectives of the charity.

The charity's principal objects, although not restricted to are:

The trustees confirm their compliance with the duty to have due regard to the public benefit guidance published by the Charity Commission when reviewing the charity's aims and objectives and in planning future activities.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

During the year the charity continued to pursue its charitable objects.

Income from donations and other income aggregated £232,630 (2022: £114,571). Total resources expended were £169,756(2022: £130,395) resulting in a net surplus of £62,874 (2022: net deficit £15,824).

FINANCIAL REVIEW

Financial position

The financial results of the charity for the year ended 31 August 2023 are fully reflected in the attached Financial Statements together with the Notes thereon.

As at 31 August 2023 the charity had Unrestricted Funds of £80,860 (2022: £17,986).

The trustees consider the financial position of the charity to be satisfactory.

Reserves policy

It is the policy of the charity to maintain Unrestricted Funds, which include the Free Reserves of the charity, at a level which the trustees think appropriate after considering the future commitments of the charity and the likely costs of the charity for the next year.

FUTURE PLANS

The future plans of the charity are to continue its charitable aims, whilst ensuring that the ability to generate sufficient income is maintained to achieve that end.

Page 1

CHABAD ON THE SOUTH BANK (REGISTERED NUMBER: 10910351)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 AUGUST 2023

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Recruitment and appointment of new trustees

The power to appoint new trustees is vested in the current board. It is not the intention of the trustees of the charity to appoint any new trustees. Should the situation change in the future, the trustees will apply suitable recruitment induction and training procedures.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

10910351 (England and Wales)

Registered Charity number

1176543

Registered office

105 Eade Road OCC Building A 2nd Floor Unit 11D London N4 1TJ

Trustees

Mr B Alperowitz Mr D Duboy Mr M M Raskin

Independent Examiner

Mr Pesach Davidoff FCCA DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11D London N4 1TJ

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 31 May 2024 and signed on its behalf by:

Mr M M Raskin - Trustee

Page 2

INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF CHABAD ON THE SOUTH BANK

Independent examiner's report to the trustees of Chabad On The South Bank ('the Company')

I report to the charity trustees on my examination of the accounts of the Company for the year ended 31 August 2023.

Responsibilities and basis of report

As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').

Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe:

  1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

  4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Mr Pesach Davidoff FCCA

DAS Accounting Services Ltd 105 Eade Road OCC Building A 2nd Floor Unit 11D London N4 1TJ

31 May 2024

Page 3

CHABAD ON THE SOUTH BANK

STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 AUGUST 2023

2023
Unrestricted
fund
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
226,534
Charitable activities
Outreach and education
6,096
Total
232,630
EXPENDITURE ON
Charitable activities
Outreach and education
151,850
Support costs
17,906
Total
169,756
NET INCOME/(EXPENDITURE)
62,874
RECONCILIATION OF FUNDS
Total funds brought forward
17,986
TOTAL FUNDS CARRIED FORWARD
80,860
2022
Total
funds
£
106,609
7,962
114,571
119,427
10,968
130,395
(15,824)
33,810
17,986

The notes form part of these financial statements

Page 4

CHABAD ON THE SOUTH BANK (REGISTERED NUMBER: 10910351)

BALANCE SHEET 31 AUGUST 2023

2023
Unrestricted
fund
Notes
£
FIXED ASSETS
Tangible assets
6
67,153
CURRENT ASSETS
Debtors
7
20,625
Cash at bank and in hand
455
21,080
CREDITORS
Amounts falling due within one year
8
(7,373)
NET CURRENT ASSETS
13,707
TOTAL ASSETS LESS CURRENT
LIABILITIES
80,860
NET ASSETS
80,860
FUNDS
10
Unrestricted funds
80,860
TOTAL FUNDS
80,860
2022
Total
funds
£
1,746
7,978
9,120
17,098
(858)
16,240
17,986
17,986
17,986
17,986

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 August 2023.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 August 2023 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

The notes form part of these financial statements

continued...

Page 5

CHABAD ON THE SOUTH BANK (REGISTERED NUMBER: 10910351)

BALANCE SHEET - continued 31 AUGUST 2023

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 31 May 2024 and were signed on its behalf by:

Mr M M Raskin - Trustee

The notes form part of these financial statements

Page 6

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 AUGUST 2023

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is included in the statement of financial activities when entitlement has passed to the charity, it is probable that the economic benefits associated with the transaction will flow to the charity and the amount can be reliably measured.

Grants and donations are only included in the financial statements when the charity has unconditional entitlement to the resources. Donations represent voluntary amounts received during the year.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all costs related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Charitable activities

Charitable activities comprise those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to support them.

Governance costs

Governance costs include cost of the preparation and independent examination of financial statements and cost of any legal advice to trustees on governance or constitutional matters.

Fixed assets

Fixed assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses.

Depreciation

Depreciation is provided at the following annual rates in order to write off the cost less estimated residual value of each asset over its estimated useful life.

Plant and machinery - 25% on cost Fixtures and fittings - 25% on cost Computer equipment - 25% on cost Improvements to property - over period of lease

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

continued...

Page 7

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2023

1. ACCOUNTING POLICIES - continued

Fund accounting

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. The charity had no restricted funds as at the balance sheet date.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Financial instruments

Basic financial instruments are recognised at amortised cost, except for investments in non-convertible preference and non-puttable ordinary shares which are measured at fair value, with changes recognised in profit or loss. Derivative financial instruments are initially recorded at cost and thereafter at fair value with changes recognised in profit or loss.

2. SUPPORT COSTS

Governance
Management Finance costs Totals
£ £ £ £
Support costs 11,260 1,972 4,674 17,906

3. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

Independent 2023
2022
£
£
examiner's remuneration
1,800
1,800
Depreciation - owned assets
1,218
1,289

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 August 2023 nor for the year ended 31 August 2022.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 August 2023 nor for the year ended 31 August 2022.

continued...

Page 8

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2023

5. STAFF COSTS

2023
£
Wages and salaries
22,164
Other pension costs
1,237
23,401
The average monthly number of employees during the year was as follows:
2023
Employees
2
No employees received emoluments in excess of £60,000.
TANGIBLE FIXED ASSETS
Improvements
Fixtures
to
Plant and
and
Computer
property
machinery
fittings
equipment
£
£
£
£
COST
At 1 September 2022
-
1,096
3,025
2,837
Additions
66,625
-
-
-
At 31 August 2023
66,625
1,096
3,025
2,837
DEPRECIATION
At 1 September 2022
-
1,096
1,875
2,241
Charge for year
223
-
566
429
At 31 August 2023
223
1,096
2,441
2,670
NET BOOK VALUE
At 31 August 2023
66,402
-
584
167
At 31 August 2022
-
-
1,150
596
2022
£
19,407
1,201
20,608
2022
2
Totals
£
6,958
66,625
73,583
5,212
1,218
6,430
67,153
1,746

6. TANGIBLE FIXED ASSETS

continued...

Page 9

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2023

7.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Other debtors
Prepayments
8.
CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Social security and other taxes
Other creditors
9.
LEASING AGREEMENTS
Within one year
Between two and five years
More than five years
Total
2023
£
1,357
16,103
3,165
20,625
2023
£
598
6,775
7,373
2023
£
1,357
16,103
3,165
20,625
2023
£
598
6,775
7,373
2023
£
1,357
16,103
3,165
20,625
2023
£
598
6,775
7,373
2022
£
207
4,500
3,271
7,978
2022
£
590
268
858
2023
£
61,500
144,000
151,500
357,000
2022
£
48,900
48,900

10. MOVEMENT IN FUNDS

MOVEMENT IN FUNDS
Unrestricted funds At 1.9.22
£
Net
movement
At
in funds
31.8.23
£
£
General fund 17,986 62,874
80,860
TOTAL FUNDS 17,986 62,874
80,860

continued...

Page 10

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2023

10. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:

----- Start of picture text -----
||||| |---|---|---|---| |Incoming|Resources|Movement| |resources|expended|in funds| |£|£|£| |Unrestricted funds| |General fund|232,630|(169,756)|62,874| |TOTAL FUNDS|232,630|(169,756)|62,874| |Comparatives for movement in funds| |Net| |movement|At| |At 1.9.21|in funds|31.8.22| |£|£|£| |Unrestricted funds| |General fund|33,810|(15,824)|17,986| |TOTAL FUNDS|33,810|(15,824)|17,986| |Comparative net movement in funds, included in the above are as follows:| |Incoming|Resources|Movement| |resources|expended|in funds| |£|£|£| |Unrestricted funds| |General fund|114,571|(130,395)|(15,824)| |TOTAL FUNDS|114,571|(130,395)|(15,824)|

----- End of picture text -----

continued...

Page 11

CHABAD ON THE SOUTH BANK

NOTES TO THE FINANCIAL STATEMENTS - continued FOR THE YEAR ENDED 31 AUGUST 2023

11. RELATED PARTY DISCLOSURES

No transactions with related parties were undertaken such as are required to be disclosed under Charities SORP (FRS102).

12. LIMITED BY GUARANTEE

The charity is a company limited by guarantee and has no share capital. The liability of each member in the event of winding up is limited to £10.

Page 12