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2023-12-31-accounts

Charity number: 1176340

J S UPPAL FAMILY FOUNDATION

UNAUDITED

TRUSTEES' REPORT AND FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

RPG CROUCH CHAPMAN LLP Chartered Accountants 40 Gracechurch Street London EC3V 0BT

J S UPPAL FAMILY FOUNDATION

CONTENTS

Page
Reference and administrative details of the Charity, its Trustees and advisers 1
Trustees' report 2 - 3
Independent examiner's report 4 - 5
Statement of financial activities 6
Balance sheet 7
Notes to the financial statements 8 - 15

J S UPPAL FAMILY FOUNDATION

REFERENCE AND ADMINISTRATIVE DETAILS OF THE CHARITY, ITS TRUSTEES AND ADVISERS FOR THE PERIOD ENDED 31 DECEMBER 2023

Trustees D Purohit, Trustee
J S Uppal, Trustee
K S Uppal, Secretary
Charity registered
number
1176340
Principal office
12-14 Chase Road
Park Royal
London
NW10 6EZ
Accountants
RPG Crouch Chapman LLP
Chartered Accountants
40 Gracechurch Street
London
EC3V 0BT

Page 1

J S UPPAL FAMILY FOUNDATION

TRUSTEES' REPORT FOR THE PERIOD ENDED 31 DECEMBER 2023

The Trustees present their annual report together with the financial statements of the Charity for the 1 July 2022 to 31 December 2023.

Objectives and activities

a. Policies and objectives

The charity's objectives are to further such exclusively charitable purposes calculated to enhance public benefit.

In setting objectives and planning for activities, the Trustees have given due consideration to general guidance published by the Charity Commission relating to public benefit, including the guidance 'Public benefit: running a charity (PB2)'.

b. Activities undertaken to achieve objectives

The charity acheives its objectives by making grants. Details of these can be found in note 4 to the financial statements which provides a list of projects supported.

Achievements and performance

a. Review of activities

The charity received donations of £419,683 during the period.

Grants totalling £185,995 were made. These are shown in more detail in note 4 of the financial statements.

Financial review

a. Going concern

After making appropriate enquiries, the Trustees have a reasonable expectation that the Charity has adequate resources to continue in operational existence for the foreseeable future. For this reason, they continue to adopt the going concern basis in preparing the financial statements. Further details regarding the adoption of the going concern basis can be found in the accounting policies.

b. Reserves policy

The trustees endeavour to hold sufficient reserves in order to allow the charity to continue to respond to applications for grants. They consider that reserves held are higher than required and are looking at further suitable projects that can be funded.

Structure, governance and management

Page 2

J S UPPAL FAMILY FOUNDATION

TRUSTEES' REPORT (CONTINUED) FOR THE PERIOD ENDED 31 DECEMBER 2023

Structure, governance and management (continued)

a. Constitution

J S Uppal Family Foundation is a registered charity, number 1176340, and is constituted under a Trust deed.

b. Methods of appointment or election of Trustees

The management of the Charity is the responsibility of the Trustees who are elected and co-opted under the terms of the Trust deed.

Statement of Trustees' responsibilities

The Trustees are responsible for preparing the Trustees' report and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

The law applicable to charities in England & Wales requires the Trustees to prepare financial statements for each financial which give a true and fair view of the state of affairs of the Charity and of its incoming resources and application of resources, including its income and expenditure, for that period. In preparing these financial statements, the Trustees are required to:

The Trustees are responsible for keeping adequate accounting records that are sufficient to show and explain the Charity's transactions and disclose with reasonable accuracy at any time the financial position of the Charity and enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of the Trust deed. They are also responsible for safeguarding the assets of the Charity and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Approved by order of the members of the board of Trustees on 11 September 2024 and signed on their behalf by:

D Purohit

Page 3

J S UPPAL FAMILY FOUNDATION

INDEPENDENT EXAMINER'S REPORT FOR THE PERIOD ENDED 31 DECEMBER 2023

Independent Examiner's Report to the Trustees of J S Uppal Family Foundation ('the Charity')

I report to the charity Trustees on my examination of the accounts of the Charity for the period ended 31 December 2023.

Responsibilities and Basis of Report

As the Trustees of the Charity you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 ('the 2011 Act').

I report in respect of my examination of the Charity's accounts carried out under section 145 of the 2011 Act and in carrying out my examination I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent Examiner's Statement

Since the Charity's gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of (enter body here), which is one of the listed bodies.

Your attention is drawn to the fact that the Charity has prepared the accounts in accordance with Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) in preference to the Accounting and Reporting by Charities: Statement of Recommended Practice issued on 1 April 2005 which is referred to in the extant regulations but has been withdrawn.

I understand that this has been done in order for the accounts to provide a true and fair view in accordance with the Generally Accepted Accounting Practice effective for reporting periods beginning on or after 1 January 2015.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the Charity as required by section 130 of the 2011 Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a 'true and fair' view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

This report is made solely to the Charity's Trustees, as a body, in accordance with Part 4 of the

Page 4

J S UPPAL FAMILY FOUNDATION

INDEPENDENT EXAMINER'S REPORT (CONTINUED) FOR THE PERIOD ENDED 31 DECEMBER 2023

Charities (Accounts and Reports) Regulations 2008. My work has been undertaken so that I might state to the Charity's Trustees those matters I am required to state to them in an Independent examiner's report and for no other purpose. To the fullest extent permitted by law, I do not accept or assume responsibility to anyone other than the Charity and the Charity's Trustees as a body, for my work or for this report.

Signed: Dated: 11 September 2024 Jeffrey Nettleton FCA

40 Gracechirch Street London EC3V 0BT

Page 5

J S UPPAL FAMILY FOUNDATION

STATEMENT OF FINANCIAL ACTIVITIES FOR THE PERIOD ENDED 31 DECEMBER 2023

Note
Income from:
Donations and legacies
3
Total income
Expenditure on:
Charitable activities
5
Total expenditure
Net movement in funds
Reconciliation of funds:
Total funds brought forward
Net movement in funds
Total funds carried forward
Unrestricted
funds
2023
£
419,683
419,683
195,298
195,298
224,385
277,835
224,385
502,220
Total
funds
2023
£
419,683
419,683
195,298
195,298
224,385
277,835
224,385
502,220
Total
funds
2022
£
9,875
9,875
41,905
41,905
(32,030)
309,865
(32,030)
277,835

The Statement of Financial Activities includes all gains and losses recognised in the period. The notes on pages 8 to 15 form part of these financial statements.

Page 6

J S UPPAL FAMILY FOUNDATION

BALANCE SHEET AS AT 31 DECEMBER 2023

Note
Fixed assets
Current assets
Cash at bank and in hand
Creditors: amounts falling due within
one year
9
Net current assets
Total assets less current liabilities
Net assets excluding pension asset
Total net assets
Charity funds
Unrestricted funds
10
Total funds
511,073
511,073
(8,853)
31
December
2023
£
-
502,220
502,220
502,220
502,220
502,220
502,220
281,135
281,135
(3,300)
30 June
2022
£
-
277,835
277,835
277,835
277,835
277,835
277,835

The financial statements were approved and authorised for issue by the Trustees on 11 September 2024 and signed on their behalf by:

D Purohit

The notes on pages 8 to 15 form part of these financial statements.

Page 7

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

  1. General information

J S Uppal Family Foundation is registered charity, number 1176340, and is constituted under a trust deed.

2. Accounting policies

2.1 Basis of preparation of financial statements

The financial statements have been prepared in accordance with the Charities SORP (FRS 102) - Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019), the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) and the Charities Act 2011.

The financial statements have been prepared to give a 'true and fair' view and have departed from the Charities (Accounts and Reports) Regulations 2008 only to the extent required to provide a 'true and fair' view. This departure has involved following the Charities SORP (FRS 102) published in October 2019 rather than the Accounting and Reporting by Charities: Statement of Recommended Practice effective from 1 April 2005 which has since been withdrawn.

J S Uppal Family Foundation meets the definition of a public benefit entity under FRS 102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy.

2.2 Going concern

Based on their assessment of the twelve months from the date on which the balance sheet was signed, the Trustees are of the opinion that the charity is a going concern as it hold significant cash reserves. The accounts have therefore been prepared on the going concern basis.

2.3 Income

All income is recognised once the Charity has entitlement to the income, it is probable that the income will be received and the amount of income receivable can be measured reliably.

2.4 Expenditure

Page 8

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

  1. Accounting policies (continued)

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges allocated on the portion of the asset’s use.

Expenditure on charitable activities is incurred on directly undertaking the activities which further the Charity's objectives, as well as any associated support costs.

Grants payable are charged in the period when the offer is made except in those cases where the offer is conditional, such grants being recognised as expenditure when the conditions attaching are fulfilled. Grants offered subject to conditions which have not been met at the period end are noted as a commitment, but not accrued as expenditure.

All expenditure is inclusive of irrecoverable VAT.

2.5 Cash at bank and in hand

Cash at bank and in hand includes cash and short-term highly liquid investments with a short maturity of three months or less from the date of acquisition or opening of the deposit or similar account.

2.6 Liabilities and provisions

Liabilities are recognised when there is an obligation at the Balance sheet date as a result of a past event, it is probable that a transfer of economic benefit will be required in settlement, and the amount of the settlement can be estimated reliably.

Liabilities are recognised at the amount that the Charity anticipates it will pay to settle the debt or the amount it has received as advanced payments for the goods or services it must provide.

Provisions are measured at the best estimate of the amounts required to settle the obligation. Where the effect of the time value of money is material, the provision is based on the present value of those amounts, discounted at the pre-tax discount rate that reflects the risks specific to the liability. The unwinding of the discount is recognised in the Statement of financial activities as a finance cost.

Page 9

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

  1. Accounting policies (continued)

2.7 Financial instruments

The Charity only has financial assets and financial liabilities of a kind that qualify as basic financial instruments. Basic financial instruments are initially recognised at transaction value and subsequently measured at their settlement value with the exception of bank loans which are subsequently measured at amortised cost using the effective interest method.

2.8 Fund accounting

General funds are unrestricted funds which are available for use at the discretion of the Trustees in furtherance of the general objectives of the Charity and which have not been designated for other purposes.

  1. Income from donations and legacies

4.

Donations
Donations
Analysis of grants
Grants, Direct costs - Activities
Unrestricted
funds
2023
£
419,683
Unrestricted
funds
2022
£
9,875
Grants to
Institutions
2023
£
185,995
Unrestricted
funds
2023
£
419,683
Unrestricted
funds
2022
£
9,875
Grants to
Institutions
2023
£
185,995
Total
funds
2023
£
419,683
Unrestricted
funds
2022
£
9,875
Grants to
Institutions
2023
£
185,995
Total
funds
2022
£
9,875
Total
funds
2023
£
185,995

Page 10

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

4. Analysis of grants (continued)

Grants to Total
Institutions funds
2022 2022
£ £
Grants, Direct costs - Activities 38,350 38,350

The Charity has made the following material grants to institutions during the period:

5. Name of institution
Satnam Sarab Kalyan Trust
Gurmat Gian Missionary College
Baba Nanak Education Society
United Sikhs
Shiromani Gurdwara Parbandhak Committee
Students in Need
ASR Charitable Trust
2 grants of less than £1,000
Analysis of expenditure on charitable activities
Summary by fund type
31
December
2023
£
85,052
67,499
-
2,803
12,421
6,692
10,000
184,467
1,528
185,995
30 June
2022
£
5,143
26,670
2,882
3,655
-
-
-
38,350
-
38,350
Unrestricted
funds Total
2023 2023
£ £
Direct costs - Activities 195,298 195,298

Page 11

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

  1. Analysis of expenditure on charitable activities (continued)

Summary by fund type (continued)

Unrestricted
funds Total
2022 2022
£ £
Direct costs - Activities 41,905 41,905
  1. Analysis of expenditure by activities
Direct costs - Activities
Direct costs - Activities
Analysis of support costs
Governance costs
Grant
funding of
activities
2023
£
185,995
Grant
funding of
activities
2022
£
38,350
Support
costs
2023
£
9,303
Support
costs
2022
£
3,555
Direct costs
- Activities
2023
£
9,303
Total
funds
2023
£
195,298
Total
funds
2022
£
41,905
Total
funds
2023
£
9,303

Page 12

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

6.
Analysis of expenditure by activities (continued)
Analysis of support costs (continued)
Direct costs -
Activities
2022
£
Governance costs
3,555
7.
Independent examiner's remuneration
2023
£
Fees payable to the Charity's independent examiner for the
independent examination of the Charity's annual accounts
8,973
Total
funds
2022
£
3,555
2022
£
-
  1. Trustees' remuneration and expenses

During the period, no Trustees received any remuneration or other benefits (2022 - £NIL).

During the period ended 31 December 2023, no Trustee expenses have been incurred (2022 - £NIL).

Page 13

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

  1. Creditors: Amounts falling due within one year
10. Accruals and deferred income
Statement of funds
Statement of funds - current period
Unrestricted funds
General Funds - all funds
Statement of funds - prior period
Unrestricted funds
General Funds - all funds
Balance at 1
July 2022
£
277,835
Balance at
1 July 2021
£
309,865
Income
£
419,683
Income
£
9,875
31
December
2023
£
8,853
Expenditure
£
(195,298)
Expenditure
£
(41,905)
30 June
2022
£
3,300
Balance at
31
December
2023
£
502,220
Balance at
30 June
2022
£
277,835

Page 14

J S UPPAL FAMILY FOUNDATION

NOTES TO THE FINANCIAL STATEMENTS FOR THE PERIOD ENDED 31 DECEMBER 2023

11. Analysis of net assets between funds Analysis of net assets between funds - current period

Current assets
Creditors due within one year
Total
Analysis of net assets between funds - prior period
Current assets
Creditors due within one year
Total
Unrestricte
d funds
31
December
2023
£
511,073
(8,853)
502,220
Unrestricted
funds
30 June
2022
£
281,135
(3,300)
277,835
Total
funds
31
December
2023
£
511,073
(8,853)
502,220
Total
funds
30 June
2022
£
281,135
(3,300)
277,835

12. Related party transactions

Donations amounting to £398,525 (2022 £,1000) was received from C K Morgan Limited, a company of which K. S. Uppal and D. Purohit are directors.

Page 15