St Mary and All Sairts P C C Whalley
Charbty Number 1176212
Annual Report and Flnanclal Statements
For the Year ended 31 December 2025

St Mary and All Saints P C C Whalley
Reference and Admlnlstratlve Details
Chairman
Reverend Jonathan Carmyllie
Truslees who seThed duriry the Year
Dorothy Borland
P C C Secretary
Chrlstlne Seed
Resl8ned April 2025
lan John Smlth
Lynne Smlth
Joanna Glenn
Judith Davles
Churth Warden and Deanery Synod member
Peter Slmms Ward
Ibolya Fewster
Denise Elstub
Deanery Synod member
Julle Tennènt
Reverend Rachel Frost
Andy Walker
Deanery Synod member
Resigned December 2025
Andrew Duckworth
Appointed April 2025
Clifford Bell
Appointed June 2025
John Glenn
Treasurer
Appointed November 2025
Parlsh Safe8uardlng Officer
Lynne Smith
PrSndpal Offlce
The Parish Office
Churth Lane
Whalley
Lancashire B87 95Y
Independent Examlner
Mr Davld Badow FCCA

St Mary and All Salnts p c C Whalley
Tn￿teeS Report
The Trustees present the annual report together with the financial statements of the charity for the
year ended 31 December 2025
Charltable Purposes
The trustees provide the facilities and support for public services open to all and an opportunity for
quiet contemplation and prayer. The trustees provide an opportunity for everyone to worship at our
church and to become part ofthe community at Whalley. This forms part ofour Diocesan Mlsslon
Yision 2026":
To molntaln a reqular pattern olworklnffj Indudlng wotshlp• PCQ School andAbbey.
To strenqthen our mlnlstry of welcome.. Identlfylng os o 'Pllgrfm Place, In Ilne wlth the
'Faith in the North'lnltlative.
To condnue thepreservutlon qnd enhancement olourthurch bulldlnq.
The PCC led a Generosity and Grace Stewardship campaign in 2025 and also a review of the vision
for the church above.
Public Benefit
2025 remained a challenging year for many people, and for the church. During the year il was
important that the church remained available. offering a safe. peaceful* quiet and welcoming
envlronment for everyone.
The trustees conflrm that they have complied wlth the requlrements of sectlon 17 of the Charities
Act 2011 to have due re8ard to the public guidance benefit guidante published by the Chartty
Commission for England and Wales.
Management and recrultment ol Truste
The P C C meets up to six times a year as required. New members are appointed for a period of three
years but this can be extended, by agreement of the P C C.
Safeguardlng
The trustees are aware of their responsibility to provide a safe and carfn8 environment for all church
activities and place safe8uardin8 at the heart of their commibnent. Safeguardin8 include5 everyone
within the church community and visitors to the churth. This 15 done by understanding and
respecting all children, young people and vulnerable adults. within the church family and visitor5.
The P C C adheres to the National Churth Safeguarding policies. endorsed by the Diocese of
81ackburn, and outlined in the Parish Safeguarding Handbook. The safeguarding policy Is avallable on
the church website. with a hard copy available in the parish office.
The P C C have a Parish Safeguarding Officer and training 15 provided to all applicable persons, with
an Annual Self Evaluation. in accordance with Diocesan recommendations.

Flnanclal Revlew
Total Income for the year was £116,401 {2024.' £18239)) of which £96.059 {2024'.£115,7101 was
unrestricted.
Total Expenditure was £153,24112024- £152.9281 of which £115.058 12024.. £106,707) was
unrestricted. The value of investments reduced by £4,96512024.. increase £2,780) and the deficit for
the year was £41,80512024: £32.2421 of which £21.01712024.. £10.1331 was unrestricted.
The Reserves at the end of the year were £378.43412024.. £420,240) of whlch £267.33712024:
£288.2041 were unrestricted. Of the unrestrirted funds £150.975 was designated for future projects
12024..£150,8251.
Overall the P C C consider that whilst the current year finances are satisfactory, the ongoln8 financial
deflclt wlll be addressed within the coming five years. starting wlth the Generosity and Grace
Stewardship campaign during 2025. 2025 also the completk)n of the Organ Renovatlon project,
whlch enhanced the worship of the church.
Accountlng Polldes
The flnan¢lal statements have been prepared under the Charities Act 2011 and in accordance with
the Church Accountln8 Reguladons 2L))6 8overnSn8 the indivldual accounts of the P C C. with
appropriate accounting policies.
Statement of Trustee Re4MxbSlbllltles
The trustees are respon51ble for preparing the trustee's report and flnanclal ststements in
accordance with the Unlted Kingdom Accountin8 Standards and applicable law and regulatlons. The
law applicable to charities requires trustees to prepare financlal statements for each fSnancial year
which glve a true and falr vlew of the state of affairs of the chartty and of the incomlng resources
and app15cation of the resources of the charlty for that perlod. In preparlng these flnandal
statements the trustees are requlred to:
select sultable accountin8 policles and apply them conslstently,.
observe the methods and prlnciples in the Charities SORP,.
make judgements and estimates that are reasonable and prudent-
state whether appllcable accountlng stsndards have ben followed, subject to any materlal
departures disclosed and explained in the financial statements,. and
p￿pare the flnanclal statements on the golng concern basls unless it Is inappropriate to
presume that the charity will continue in operation.
The trustees are responsible for keeping proper accounting records that dlsclose. wlth reasonab
accuracy at any time the financial position of the charity and enable them to ensure that the
financial statements cornp￿ wfch the Charities Act 2022. the applicable Charitie5 (Accounts and
Reports) Regulations. and the provisions of the constitution. The trustee5 are also responsible for
safeguardlng the assets of the charity and hence for taking reasonable steps for the prevention and
detection of fraud and other Irregularlties.
Approved by the trustees of the charlty on and signed on their behalf by:
Reverend Jonathan Carmyllie Chairman
23 March

Independent Examiners Report to the Trustees of the St Mary and All Saints P C C, Whalley
I report to the trustees on my examination of the accounts of the charity for the year ended 31
December 2024 which are set out on pages 6 to. carried out under section 145 of the Charities Act
2011 and in carrying out my examination I have followed all the applicable directions given by the
Charity Commission under section 145 of the Act.
I have completed my examination and confimi that no material matters have come to my attention in
connection with the examination giving me cause to belleve that in any material respect..
accounting records were not kept in respect of the P C C of St Mary and All Saints Whalley. as
required by 5ertion 130 of the Act; or
2. the accounts do not accord with those records,. or
the accounts do not comply with the accounting requirements concerning the form and
content of the accounts set out in the Charities (Accounts and Rekx)rtsl Regulations 2008 other
than the requirement that the accounts give a "true and fair vievf which is not a matter
considered as part of an independent examination.
I have no concern5 and have come across no matters In connection with the examination to which
attentlon should be drawn in thi5 report in orderto enable a proper understanding of the a¢¢ounts to
be reached.
David Barlow FCCA
10 March 2026

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