St Mary and All Saints P C C Whalley Charlty Number 117621Z Annual Report and Flnandal Statem For the Year ended 31 December 2024
St MaryandAII Saints P Ccwhalley Chalmian Reverend Jonathan Camyllie Trustees who ser¥*d durirythe Year Dorothy BorlarKI P C C Secretary Christine Seed lan John Smlth Lynne Smlth Joanna Glenn Judlth Davles Church Warden and Deanery Synod member Peter Slmms Ward Ibolya Fewster Denise Elstub Deanery Synod member Julle Tennant Reverend Rachel Frost Andy Walker Deanery Synod member Elected September 2024 Parlsh Safeguardlng Officer Lynne Smith Prlnclpal Office The Parlsh Offi Church Lane Whalley Lanca5hire BB7 95Y Independent Examlner Mr David Barlow FCCA
St Mary and All &nts P C C Whallev Trustees Report The Trustees present the annual report together with the financial statements of the charity for the year ended 310ecember 2024 Charltable Purposes The trustees provide the facilitie5 and support for public services open to all and an opportunity for quiet contemplation and prayer. The trustees pmide an opportunity for everyone to worship at our church and to become part of the community at Whalley. This fomis part of our Dlocesan MiSsn Islon 2026": To rstablISh orrfrnewreqularpatterns oAworklnth Includlng wotshlpl PC¢ School ond Abbev, Tofvrtherdevelop our minlstryoAwelcofft. Incllrfllng oAocus on new houslng developments and To planfvr the secondpart of the rertoratlon oAthe Church The PCC will lead 3 Generoslty and Grace Stewardship campaign In 2025 and also review the above V15ion for the church. Publlc Benefft 2024 remalned a challen8ln8 year for many people, and for the church. Durin8 the year It was important that the church remalned avallable, offerin8 a safe. peaceful. quiet and welcoming environment for everyone. The trustees confirm that they have complied with the requirements of section 17 of the Charities Act 2011 to have due regard to the public 8uidance benefit 8uidance published by the Charity Commission for England and Wales. M•nagement and recrultment of Trustees The P C C meets up to six times a year as required. New members are appointed for a perlod of three vears but this can be extended. by agreement ofthe P C C. Safe8uardlng The trustees are aware of theSr reswnsibillty to provide a safe and caring environment for all church activitie5 and place safeguarding at the heart of their commitment. Safeguardlng Includes everyone wlthin the church community and visltors to the church. This is done by understanding and re5perting all children. young people and vulnerable adults, within the church farnily and visitors. The P C C adheres to the National Church Safeguarding policie5, endorsed by the Diocese of Blackburn. and oullined in the Parish Safeguarding Handbook. The safeguarding polity is available on the church website, with a hard copy available in the parish office. The P C C have a Parlsh Safeguardlng Offlcer and tralnlng Is provlded to all applicable per50ns, wlth an Annual Self Evaluation. in accordance with Diocesan recommendations.
Flnanclal Revlew Total income for the year was £182.39)12023- £129,605) of which £115,71012023:£99,2271 was unrestricted. Total Expenditure was £152,92812023: £143.1021 of which £106,70712023: £123,540) was unrestricted. The value of investments increased by £2.78012023: increase £10,492) and the surplus for the year was £32,24212023:deficlt £3,c4) of whlth £10,13312023: deficit £13.8211 was unrestricted. The Reserves at the end of the year were £420,240 {2023: £387.9981 of whlch £288.20412023: £273,348) were unrestricted. OF the unrestricted funds £150.825 was designated for future projects 12023:£151,1021. Overall the P C C con51der that whllst the current year flnances are satlsfattoryi the ongoing financial deflcit wlll be addressed wlthin the comlng five years. 2024 saw the instsllatlon of new Ilghting in the church and the completion of the Bells Renovation project. both of which enhanced the fabric of the church. A¢¢ountlng Pollcles The flnanclal statements have been prepared under the Charltles Act 2011 and In accordance wlth the Church Accounting Regulations 2(KJ6 8overnin8 the indivldual accounts of the P C C, with appropriate accountin8 policies. Statement of Tee Responslbllltles The trustees are responslble for preparlng the truttee's report and financial ststements In accordance wlth the United Kingdom Accounting Standards and appllcable law and gulatIonS. The law appllcable to charlties requlres trustees to prepare flnanclal statements for each flnanclal year which glve a true and fair vlew of the stste of affalrs of the charity and of the Incoming resources and application of the resources of the charity for that period. In preparlng these flnancial ststements the trustees are required to.. select suitable accounting policles and apply them consistently: obseThe the methods and principles in the Charities SORP; make Judgements and estimates that are reasonable and prudent: state whether appllcable accounting standard5 have ben followed. subject to any material departures disdosed and explained in the financlal statements: and prepare the financlal statements on the 8oin8 concern basis unless It Is Inapproprlate to presume that the charity will contlnue In operatlon. The trustees are responslble for keeping proper accounting records that dlsclose, with reasonable accuracy at any time the financial position of the charity and enable them to ensure that the flnancial statements compty wh the Chartties Act 2022. the applicable Charities (Accounts and Reports) Regulatlons, and the provisions of the constitution. The trustees are also responsible for saleguèrding the assets of the charity and hence for taking reasonable steps for the prevention and detettion of fraud and other irregularities. Approved by ihe trustees of the charity on and signed on their behaff by.. Reverend Jonathan Cam)yllle Chairman 17 March 2025
Independent Examlners Reportto the Trustees of the St Mary and All Salnts P C C. Whallev I report to the trustees on my examination of the accounts of the charity for the year ended 31 December 2024 which are set out on pages 6 to. carried out under section 145 of the Charities Act 2011 and in carrying out my examination I have followed all the applicable directions given by the Charity Q>mmission under section 145 of the A£t. I have completed my examinatlon and tonflmi that no material matter5 have come to my attentlon in connection with the examination giving me cause to believe that in any material respert- accounting retord5 were not kept in respect of the P C C of St Mary and All Saints Whalleyi as required by section 130 of the Act,. or 2. the accounts do not accord with those recor(1s,' or 3. the accounts do not cornp with the accountlng requlrements concernln8 the form and content of the accountsset out In the Charities (Attounts and Reportsl Regulations 2008 other than the requirement that the accounts glve a "true and falr Vie whlch is not a matter considered a5 Part of an independent examination. I have no concerns and have come across no matters in connertlon with the examination to which attentlon should be drawn in thi5 report in order to enable a proper understanding of the accounts to be reached. Davld Barlow FCCA
St mand 5alnts P C C. Vlhalloy siatomentof Flnond81 ALllvttltys forth• Yw Ertthd 31 D•c•Ml024 2023 Totsl UrncIed Desi8nated In¢¢)m•fr¢m: Planned G4vln8 Other Glvln¥ Legacies and 8equests ReceNed Tax recovered through Gfft Aid 36.811 I117 23,282 37A51 64512 38,282 iOA21 147.666 34.453 34.721 Is.(K)o 14,399 98,573 49A95 455 65,$90 82.076 7,659 7,659 4,735 Fws by P C C Jdlng8 8TrJ bJMr 8 9.178 9,178 9.231 14,119 591 14.W3 Othv In¢om• 2.678 349 a.176 2,264 TOTAL InMm• 11%710 IZ9,60S Exp•ndllur• on.. Ralilng Fund• ¢hthtabl• Gmnq 106 769 Chth Atttlvltb•• Parfsh Shar6 and Aed Fe88 Pdd Sal8rbe8 snd F888 Pari8h CwCog1s Mlnlsty Cts Regular cknch running eywAe8 Cur¢h he#tir@ #Tra IWknO ¢0 43.& 16.028 60.181 15.016 7.492 6.4SI 26.903 12,639 128.682 16,028 4.893 13.220 8,926 .524 1120 7.441 14,603 1,926 99.455 428 10 loo TOTAL R•v•nu• Exp•ndSlurn 224 3.610 1261 129,552 Major C•pllal Exp•nd41ur• Maicf repairs to curch Bunfjino 10,484 41183 52.667 13.550 10,484 41183 51667 13,550 TOTPL 45.793 152.928 143,102 SUUl lor th• Yaw 9,(3 -278 20,n6 -13,496 L4 IG•lnl On 11bveth Llal 10.492 NET Outg resourcts and movement in fvnds IQ133 -278 -3,rK14 Reconcillztlon of Fund¥ Tran8f•r Fun Tolal Funds bmughtlon¥ard Total Funds caryled frJrMrd 121246 137.379 151,102 15Q.825 114.650 13103$ 387,998 420.241 391.4 387,998 page 6
st Mary ahd Salnts P C C. Whalloy 881on¢8 Sh¢ot * 31 tknb•r2024 Inv8slrn8nts h8kJ ilh CCLA 121M12 Investmt8.. CCLA derxxts Cash at Benk 8nd in Hwd li 12 224A19 212.569 50.943 3,175 266.687 Credfters.. 8fkKKJrfS tsIIINJwthln ern ye Net uJrr8nl 8888t8 -i} 266.587 I9619 T¢)t•l N•tA•Mts 387,898 Th• Fund• of th• ¢h•rbty. VnreBtriC1 fundB 008kJnotod FuNJ Ra&trlcl8d FunLts 137J79 122.246 15L102 114,650 Totsl Ch¥Ky Fund• 387.998 Appro¥•d byth• PCC oh 17 P•lwth 2015 R•v. Jon4th•h C•rmyllS1 PCCChalr
$1 Mary and PJI SaSnt8 P C G. Whahy No¢•¥ ts th• Flnanclal Statsmonts for jW••d 31 DatborI 8891¥ of4¢tIng Th8 nnarKk91 SIatwnrts are prer•j Jar the c£¥Mrkn cffj repts payments bass, 4Yith th8 Choritses 2011. AccrJnting ReporbrvJ by Che8'. StalwneTrt of R)mmej•J Practic forcharluas 8rWng tho Anda1 StBithnJ 102 {Jwwy 20151 arKI apr418 DatIOnS are Kuxjnted for In full in tho mUnts In Ihe Ihoy are rK•W. Inctffle from Is unl1 forthen Dftho uwwrty upto thg t)knt Ehpendltur818 Irluded in th• #tat•nwlol finondal ac¥ths 11. VAT htdth c1nl bo racov8rod. oth than on certaln rrfJth• 10 th• P4rlth rTCh. RaSrn dhcty aUrilxrtr10. 8r• allc¢alad to c1) P•n•l¢n• Inv•8tm•nts In¥oslmwts lkl tyth• CCLAcffi beholl ofth• c•wltyw• •l•W atthdr mark•1 Al MOV1B kn vlu•L4 •r• • In thÈ siJtom•nt olfinartl acl¥llloB. Fund kcountlng RostrfC¢ and ¢ndoTh8nl funds.. Th888 may be inc4D• Ihe Ca mwl rnl•M*dlc¢ aTrJ lthora tha dLThtIcii a dlscrelh)n. paqe 8
st Mary and Salnts P C C, Whallay Nots$ to Fknanclal Ststemonts for tho JtyAr ondwd 310ocombw2tr24 Icortlnwd) 2. Plann•d In¢( Total 2023 Income re¢Ved 1hroh Standirp Ordw5 Inme ¢eNed throwh otherWr gw 27.238 9.573 2723B 9?> 25,764 8.689 36.811 I611 34.453 Bar interest Inv85tm8nt inL¥xne ¢)%thr¥J8 10.748 3370 591 l¥J39 3.370 11,484 3,319 14.119 591 14709 14.803 4. Oth•r In(om• VA TGrant Sale of Candles other 1.781 781 478 2W8 478 1.282 2.264 S. P4rf•h Sh•rn p•kl 10 DI0¢• Tho P¥rt$h Shar& pd lo tho Dbc880 QIBI•¢kP ¢o¥w• tr• ¢¢41 WK8f8 8Ip¥J18ryl. C4wgy IwirvJ tr8lnkng. In add tha Shwa 8180 contn"tr#Jt•8 to IN• rmt cl runrmw the and a ccrtritJtion Mst¥ tsy runnln9 the NatJnd Church. In 2024 80% of th• Parmb sh ¥•w &kx•f1 to P8rwh Mini81ry (xJst8, 12% lty 0an minlstry cnsts. 6% for cx4ts arl 2% k Notrml tr. 6. 8larf•• and F••A P8rtsh AdmInOIc¢ Or918¢ Verqer 4197 7.751 7.125 140 15,016 ,028 7. P*rf•h clww c Uer8y Expenses Councll Tax Water Ratos 1543 5,327 978 1460 4.3C4J 732 7,492 8. Mlnlsty Colts Children's Wo SafwrdrvJ Cholr 36 Iso 1.270 1,009 271 1.115 6,451 720 431 1871 02 5A25 Flowers 431 4W3 431 9. I1•gT ¢hw¢h rnnnlNJ •wM•• MthLY ReF Insuran Payr1 Q)8ts Admln16trntkx) Bank Ch8rga& SubscrfOon8 1171 4070 4.554 4070 14,886 388 973 4.697 564 162 1.733 502 220 26.903 Independent Examiner Fee i) Iix) Ico
St Mary al All Salnts P CC.Thailev Notes to FInala1 Statementsfor thty•3rended31 Deffikn 1024 11. Invwlmwts 4rKI DPOs Th8 In¥estrngnts re CCLA kn a numtw(rfts ¢entralfihW llC?j 8 teiier raie of raturn lh rfthe prc¢luce kncome to hdp MntsIn Ihe (r¢h. LW 8 revhv of Inwslments in 2024 it Ihot a numbw %ve The inve$tmÉnl$ in¢rea$l In u¢ 2024 by styY 2.YA12023 irue89e S.) in JthtJn rj £3,37012023 t3,3191. 12. Ca8h at Bank and In H•nd Gerffil FuTrJ Plann8d Gn9 k<wnt F8Mc FuThl Flowers Acef Churth SLb&o1 Funo 4073 124 11059 22,935 12.709 213 857 13,533 50.943 .961 D•l)torn Intsrest on CCLA OyBit ACC[ 14 ¢TltlS wlthlTrYweh Morrt Indeppndent Ex4mlmer$ F¢e A$ned Fees due to the Dk%esan Bo•rd ofFIn•e 3,175 its) Ic¥) 1& Rulrkt•d Fund• TrwMf•r Fund Iltynm•nt b¢twMn Bal¢• at Funds 31 D•c•mb•r 2024 Bd•nc• •1 l J•nu•ry Whalley Fabrfc CCLA Dewjslt kcount Whalley Ishaw Lewl In¥Mtment Account Churthyard Investment ArUnt S91 I,493 157 11,673 66.731 6,913 65.239 626 St M•rynd All S*kts Fr1•rthAtt0 Flower Fd Development Acc4Vmt Bethany Fund Hymn Books Iz,M 213 13.533 734 15,349 431 36,276 42,183 56 -106 1.171 -L171 IL835 12,0S8 15,130 2.626 11,835 Other Fabrk Fund -518 114.650 68.180 45.793 l& DeslAn•ied Funds Deslgnated Funds are those de51gnated rhe PCC for S[ ongolng puTrty)se5. In January 2024 the PCC deslgnited funds recelved bythe chdr alIn Marth 2024 deslqnated £lSO.C(¥) towards the costs of major wo$ on the fabric of the ¢hur¢h. at l January 31 Dg¢qmb•r 2Q24 Fabric Fund Cholr F¥nd 1.102 151.102 17. Trustw ith o total of£2.543 trthelir¥J QOtJ". 0Thre retirtAn £2.}.