**REGISTERED COMPANY NUMBER: CE012541 (England and Wales) REGISTERED CHARITY NUMBER: 1176086** Report of the Trustees and Unaudited Financial Statements for the Year Ended 31st December 2023 for LUNE VALLEY COMMUNITY SOCIETY LTD David Wootton & Co Main Street Wray Lancaster LA2 8QA LUNE VALLEY COMMUNITY SOCIETY LTD Contents of the Financial Statements for the Year Ended 31st December 2023 **----- Start of picture text -----**
Page
Report of the Trustees 1 to 6
Independent Examiner's Report 7 to 8
Statement of Financial Activities 9
Balance Sheet 10 to 11
Notes to the Financial Statements 12 to 18
Detailed Statement of Financial Activities 19 to 20
**----- End of picture text -----**
LUNE VALLEY COMMUNITY SOCIETY LTD Report of the Trustees for the Year Ended 31st December 2023 The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31st December 2023. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019). ## **OBJECTIVES AND ACTIVITIES** ## **Objectives and aims** The purpose of the charity is the promotion of amateur sport for the public benefit by the provision of swimming facilities at the Lune Valley swimming pool for the benefit of the inhabitants of the greater Lune Valley area of North Lancashire. ## **Significant activities** The charity manages and administers the activities of the Lune Valley Swimming Pool based in Hornby, Lancashire. Activities available include Public sessions (Lane, Senior, Ducklings, Club, Exercise, family) Rookie Lifeguard, School sessions and Children's lessons 1 LUNE VALLEY COMMUNITY SOCIETY LTD Report of the Trustees for the Year Ended 31st December 2023 ## **ACHIEVEMENT AND PERFORMANCE** ## **Charitable activities** In October 2018 the charity opened the Lune Valley Swimming Pool after closure and transfer from the local authority. Following refurbishment by the community volunteers and supporters the charity runs a seven day per week community based programme covering a variety of needs. LVCS overarching aim is the promotion of healthy recreation, water safety and sport by the provision of swimming and teaching facilities at the Lune Valley Swimming Pool for the benefit of all local communities within the greater Lune Valley area of North Lancashire. The LVCS charity manages and administers the activities of the swimming pool, providing approved training and dedicated teaching facilities with locally recruited staff. Many members of the public from various social groups use the facilities. Activities include public lane swims, structured exercise classes, children's and adults lessons, informal family swimming and schools lessons. During 2023 we provided over 29,500 swims. This is a significant increase on the 28,000 in 2022. 12,800 child and adult lessons took place throughout 2023. Their sessions include our schools swimming, after school/Saturday morning lessons, Ducklings, Splashing Tots, Rookie Lifeguards and adult learn to swim and stroke improver classes. Other user groups include: Lunesdale Divers, Lancaster Sub Aqua, Scouts, Cubs and Beavers and special needs groups. Our family sessions - both the open sessions and half/full pool hire continue to be hugely popular and are often booked up well in advance. We continue to offer a range of sessions aimed at adults of all ages - senior lane swims, adult lane swims, 30 min open sessions, Aquafit, Gentle Water workout and adult improver lessons. We are also taking part in the local GP referral scheme. We have continued to keep our pool building and equipment in the best condition as possible with regular servicing and repairs when necessary - including replacing the important UV tubes. 2 LUNE VALLEY COMMUNITY SOCIETY LTD Report of the Trustees for the Year Ended 31st December 2023 ## **ACHIEVEMENT AND PERFORMANCE** ## **Fundraising activities** Our strategy on voluntary external fundraising is required to keep awareness of the pool in the public eye around the Lune Valley and help meet every increasing energy and operational costs. Unrestricted fundraising: - We received enormous support through our first Sponsored Swim - participants (adults and children) smashed our original target of swimming the equivalent of the length of the Lune River, by swimming twice the length and raised nearly £3,000 in the process. - 5th Anniversary afternoon family party and 80's Disco night in October which was well attended. - Very successful Christmas raffle with amazing prizes kindly donated by local businesses and supporters. - LVCS was one of the nominated Co-op charities through the Caton store - through this £1900 was raised. - Wray Chapel donated £500 - the proceeds of their coffee mornings in 2023 - HVT and Alison Griffiths donated £300 from the HVT weekly quiz. All of the fundraising above was unrestricted and was used to subsidise the running costs of the pool. We were also successful in our grant applications to: - 3R fund - £500 funded Splashball and lesson equipment - Lancashire County Council Local Members Grant - £686 funded a new pool vacuum - Swimming Pool Sustainability Fund Revenue grant - £17,000 to go towards the increased costs of utilities and chemicals in 2023 and 2024 3 LUNE VALLEY COMMUNITY SOCIETY LTD Report of the Trustees for the Year Ended 31st December 2023 ## **FINANCIAL REVIEW Financial position** There was an overall Surplus in the year of £1,600 compared to £3,705 in 2022 Firstly this Surplus includes £6,783 of fundraising, donations and memberships. An increase on the £2,389 raised in 2022. The local community continues to generously support LVCS and these amounts are very much appreciated in these difficult times. Management and Administration of the Lune Valley Swimming Pool created a deficit for LCVS of £16,977 in the year ending December 2023 compared to an annual Surplus of £2,376 in 2021. There were, however grants of £13,264 to offset this deficit and let the charity overall cover its costs for the year. The story of the year was one of increasing revenue but also increasing costs. A modest price increase and increased numbers of swimmers meant that the income from the pool increased by around 10% overall to £164,514. This is remarkable in a year when there were school swimming cutbacks. This increase was not enough to cover the increased staff costs to deliver these sessions. Also the sustained high cost of heating and lighting of £31,648 continued to create a challenge. This cost is broadly in line with 2022 but up from £13,763 in 2021. One of the grants used in the year was £10,133 from the government Swimming Pool Support Fund. The overall grant secured by the Trustees from this fund was £17,002 to help counter these high heating costs until 2025. A second phase of the grant has also been secured to make the building more sustainable to help reduce these costs long term. Other grants secured in the year were £500 to fund some equipment for the lessons and £623 to purchase a new vacuum. In 2022 there was a credit of £5,000 of water charges which has not been repeated this year. That aside the increased heating and lighting costs remained consistent in a time of rising costs The pool is not through this tough time yet but with the upcoming work on the building the Trustees feel it should continue to cover its costs and continue to service the community in the future People are still swimming! The support from all of the local schools, some new users and the above grants have allowed the pool to continue to operate with the goodwill of staff and volunteers. 4 LUNE VALLEY COMMUNITY SOCIETY LTD ## Report of the Trustees for the Year Ended 31st December 2023 ## **FINANCIAL REVIEW** ## **Reserves and financial viability** The Reserves Policy for the Charity was reviewed in 2021 to retain reserves of 6 months running costs. This year these have risen and so retained reserves should be £35,000. All remaining funds are used in the management and running of the facility. At 31st December the General Fund had a positive balance of £42,819 (2022: £41,159). This fund contained the assets totalling £47,673 including a cash balance of £26,072 (2022: £33,814) plus Trade Debtors to be received from customers, grants and gift aid of £21,601 (2022 £13,380). All of these Debtors are expected to pay. These assets were offset by Trade Creditors of £4,854 (2022: £6,035). Despite the new challenges of the energy crisis the Trustees feel that the charity has enough reserves and is in a stable position to fulfil its activities in 2024 and beyond. ## **FUTURE PLANS** We will continue to review the timetable to ensure we offer sessions that meet our customer's needs and remain financially viable to run, and introduce new sessions wherever possible. We will also monitor our running costs to ensure we are as efficient as possible with our funds. Following the Energy Efficiency Audit of the pool undertaken by specialist consultants we have developed an investment plan for the pool to ensure it becomes sustainable into the future. This plan totals £194k and includes replacement of the roof, installation of PV panels, new efficient air handling unit, automatic chlorine dosing, variable speed drive pumps, replacement pool cover, lagging for pipes and LED lighting. We have successfully secured £75k to date, we have applied for a further £84k (awaiting decision) and are working to identify funding sources for the remaining £35k. ## **STRUCTURE, GOVERNANCE AND MANAGEMENT** ## **Governing document** The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006. ## **REFERENCE AND ADMINISTRATIVE DETAILS** ## **Registered Company number** CE012541 (England and Wales) ## **Registered Charity number** 1176086 5 LUNE VALLEY COMMUNITY SOCIETY LTD ## Report of the Trustees for the Year Ended 31st December 2023 **Registered office** Lune Valley Community Swimming Pool Melling Road Hornby Lancaster Lancashire LA2 8LH **Trustees** D J Collins R D Carter P Mugford J Mugford **Independent Examiner** David Wootton & Co Main Street Wray Lancaster LA2 8QA 16/05/2024 Approved by order of the board of trustees on ............................................. and signed on its behalf by: Philip Mugford (May 16, 2024 09:03 GMT+1) ............................................................ P Mugford - Trustee 6 Independent Examiner's Report to the Trustees of Lune Valley Community Society Ltd ## **Independent examiner's report to the trustees of Lune Valley Community Society Ltd ('the Company')** I report to the charity trustees on my examination of the accounts of the Company for the year ended 31st December 2023. ## **Responsibilities and basis of report** As the charity's trustees of the Company (and also its directors for the purposes of company law) you are responsible for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act'). Having satisfied myself that the accounts of the Company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of your charity's accounts as carried out under Section 145 of the Charities Act 2011 ('the 2011 Act'). In carrying out my examination I have followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act. 7 Independent Examiner's Report to the Trustees of Lune Valley Community Society Ltd ## **Independent examiner's statement** I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe: 1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or 2. the accounts do not accord with those records; or 3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or 4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)). I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. David Wootton David Wootton & Co Wray Lancaster 16/05/2024 Date: ............................................. 8 LUNE VALLEY COMMUNITY SOCIETY LTD Statement of Financial Activities for the Year Ended 31st December 2023 |Unrestricted
fund
Notes
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
13,333
**Charitable activities**
Administration of Lune Valley
Community Swimming Pool
164,514
Other trading activities
2
5,528
Investment income
3
352
**Total**
183,727
**EXPENDITURE ON**
Raising funds
224
**Charitable activities**
Administration of Lune Valley
Community Swimming Pool
181,843
**Total**
182,067
**NET INCOME**
1,660
**RECONCILIATION OF FUNDS**
Total funds brought forward
41,159
**TOTAL FUNDS CARRIED FORWARD**
42,819|Restricted
funds
£
1,186
-
-
-
1,186
-
1,186
1,186
-
-
-|2023
Total
funds
£
14,519
164,514
5,528
352
184,913
224
183,029
183,253
1,660
41,159
42,819|2022
Total
funds
£
201
152,284
2,188
67
154,740
1,060
149,975
151,035
3,705
37,454
41,159| |---|---|---|---| The notes form part of these financial statements 9 LUNE VALLEY COMMUNITY SOCIETY LTD ## Balance Sheet 31st December 2023 |Unrestricted
Restricted
fund
funds
Notes
£
£
**CURRENT ASSETS**
Debtors
7
21,601
-
Cash at bank
26,072
-
47,673
-
**CREDITORS**
Amounts falling due within one year
8
(4,854)
-
**NET CURRENT ASSETS**
42,819
-
**TOTAL ASSETS LESS CURRENT**
**LIABILITIES**
42,819
-
**NET ASSETS**
42,819
-
**FUNDS**
9
Unrestricted funds
**TOTAL FUNDS**|2023
Total
funds
£
21,601
26,072
47,673
(4,854)
42,819
42,819
42,819
42,819
42,819|2022
Total
funds
£
13,380
33,814
47,194
(6,035)
41,159
41,159
41,159
41,159
41,159| |---|---|---| The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st December 2023. The members have not required the company to obtain an audit of its financial statements for the year ended 31st December 2023 in accordance with Section 476 of the Companies Act 2006. The notes form part of these financial statements continued... 10 LUNE VALLEY COMMUNITY SOCIETY LTD Balance Sheet - continued 31st December 2023 The trustees acknowledge their responsibilities for - (a) ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and - (b) preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company. These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime. The financial statements were approved by the Board of Trustees and authorised for issue on 16/05/2024 ............................................. and were signed on its behalf by: Philip Mugford (May 16, 2024 09:03 GMT+1) ............................................. P Mugford - Trustee Joanne Mugford (May 16, 2024 09:05 GMT+1) ............................................. J Mugford - Trustee The notes form part of these financial statements 11 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements for the Year Ended 31st December 2023 ## **1. ACCOUNTING POLICIES** ## **Basis of preparing the financial statements** The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention. ## **Income** All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably. ## **Expenditure** Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources. ## **Taxation** The charity is exempt from corporation tax on its charitable activities. ## **Fund accounting** Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees. Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanation of the nature and purpose of each fund is included in the notes to the financial statements. continued... 12 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 ## **1. ACCOUNTING POLICIES - continued** ## **Pension costs and other post-retirement benefits** The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate. ## **2. OTHER TRADING ACTIVITIES** |Fundraising events
**3.**
**INVESTMENT INCOME**
Deposit account interest|2023
£
5,528
2023
£
352|2022
£
2,188
2022
£
67| |---|---|---| ## **4. TRUSTEES' REMUNERATION AND BENEFITS** There were no trustees' remuneration or other benefits for the year ended 31st December 2023 nor for the year ended 31st December 2022. ## **Trustees' expenses** Trustees only received reimbursed expenses. continued... 13 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 ## **5. STAFF COSTS** The average monthly number of employees during the year was as follows: |Pool Manager
No employees received emoluments in excess of £60,000.
**6.**
**COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES**
Unrestricted
fund
£
**INCOME AND ENDOWMENTS FROM**
Donations and legacies
201
**Charitable activities**
Administration of Lune Valley
Community Swimming Pool
152,284
Other trading activities
2,188
Investment income
67
**Total**
154,740
**EXPENDITURE ON**
Raising funds
1,060
**Charitable activities**
Administration of Lune Valley
Community Swimming Pool
149,975
**Total**
151,035
**NET INCOME**
3,705
**RECONCILIATION OF FUNDS**
Total funds brought forward
37,454|2023
2
Restricted
fund
£
-
-
-
-
-
-
-
-
-
-|2022
2
Total
funds
£
201
152,284
2,188
67
154,740
1,060
149,975
151,035
3,705
37,454| |---|---|---| continued... 14 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 **----- Start of picture text -----**
6. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES - continued
Unrestricted Restricted Total
fund fund funds
£ £ £
TOTAL FUNDS CARRIED FORWARD 41,159 - 41,159
7. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2023 2022
£ £
Trade debtors 10,635 13,380
Other debtors 10,966 -
21,601 13,380
8. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2023 2022
£ £
Trade creditors 4,854 5,956
Other creditors - 79
4,854 6,035
9. MOVEMENT IN FUNDS
Net
movement At
At 1.1.23 in funds 31.12.23
£ £ £
Unrestricted funds
General fund 41,159 1,660 42,819
TOTAL FUNDS 41,159 1,660 42,819
**----- End of picture text -----**
continued... 15 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 ## **9. MOVEMENT IN FUNDS - continued** Net movement in funds, included in the above are as follows: |**Unrestricted funds**
General fund
**Restricted funds**
LCC Fund
3R Fund for equipment purchase
**TOTAL FUNDS**
**Comparatives for movement in funds**
**Unrestricted funds**
General fund
**TOTAL FUNDS**|Incoming
resources
£
183,727
686
500
1,186
184,913
At 1.1.22
£
37,454
37,454|Resources
Movement
expended
in funds
£
£
(182,067)
1,660
(686)
-
(500)
-
(1,186)
-
(183,253)
1,660
Net
movement
At
in funds
31.12.22
£
£
3,705
41,159
3,705
41,159| |---|---|---| continued... 16 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 ## **9. MOVEMENT IN FUNDS - continued** Comparative net movement in funds, included in the above are as follows: |**Unrestricted funds**
General fund
**TOTAL FUNDS**|Incoming
resources
£
154,740
154,740|Resources
Movement
expended
in funds
£
£
(151,035)
3,705
(151,035)
3,705| |---|---|---| A current year 12 months and prior year 12 months combined position is as follows: |**Unrestricted funds**
General fund
**TOTAL FUNDS**|Net
movement
At
At 1.1.22
in funds
31.12.23
£
£
£
37,454
5,365
42,819
37,454
5,365
42,819| |---|---| continued... 17 LUNE VALLEY COMMUNITY SOCIETY LTD Notes to the Financial Statements - continued for the Year Ended 31st December 2023 ## **9. MOVEMENT IN FUNDS - continued** A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows: |**Unrestricted funds**
General fund
**Restricted funds**
LCC Fund
3R Fund for equipment purchase
**TOTAL FUNDS**|Incoming
resources
£
338,467
686
500
1,186
339,653|Resources
Movement
expended
in funds
£
£
(333,102)
5,365
(686)
-
(500)
-
(1,186)
-
(334,288)
5,365| |---|---|---| ## **10. RELATED PARTY DISCLOSURES** There were no related party transactions for the year ended 31st December 2023. 18 LUNE VALLEY COMMUNITY SOCIETY LTD Detailed Statement of Financial Activities for the Year Ended 31st December 2023 |**INCOME AND ENDOWMENTS**
**Donations and legacies**
Donations
Grants
**Other trading activities**
Fundraising events
**Investment income**
Deposit account interest
**Charitable activities**
Income from Lune Valley Community
Swimming Pool
**Total incoming resources**
**EXPENDITURE**
**Raising donations and legacies**
Sundries
**Charitable activities**
Wages
Social security
Pensions
Insurance
Light and heat
Telephone
Carried forward|2023
£
1,255
13,264
14,519
5,528
352
164,514
184,913
224
27,776
-
450
4,656
31,648
192
64,722|2022
£
201
-
201
2,188
67
152,284
154,740
1,060
22,620
(219)
142
3,327
31,216
198
57,284| |---|---|---| This page does not form part of the statutory financial statements 19 LUNE VALLEY COMMUNITY SOCIETY LTD ## Detailed Statement of Financial Activities for the Year Ended 31st December 2023 |**Charitable activities**
Brought forward
Advertising
Costs of Sales
Repairs and Maintenance
Other running costs
Bank Charges
Teachers and Lifeguards
**Support costs**
**Governance costs**
Accountancy and legal fees
Total resources expended
**Net income**|2023
£
64,722
251
13,093
8,385
6,105
1,193
88,564
182,313
716
183,253
1,660|2022
£
57,284
359
11,596
10,152
(2,597)
925
71,528
149,247
728
151,035
3,705| |---|---|---| This page does not form part of the statutory financial statements 20 2024-05-16 Final Audit Report ## LVSP Accounts 2023 Created: 2024-05-13 By: David Wootton (david@woottonandco.com) Status: Signed Transaction ID: CBJCHBCAABAAj4oe_G8utESM82krgK3Oxctpz3HOsqQ6 ## "LVSP Accounts 2023" History Document created by David Wootton (david@woottonandco.com) 2024-05-13 - 2:05:46 PM GMT- IP address: 185.4.157.3 Document emailed to chairman@lunevalleypool.com for signature 2024-05-13 - 2:08:08 PM GMT ## Email viewed by chairman@lunevalleypool.com 2024-05-16 - 8:00:02 AM GMT- IP address: 185.217.159.124 - Signer chairman@lunevalleypool.com entered name at signing as Philip Mugford 2024-05-16 - 8:03:24 AM GMT- IP address: 185.217.159.124 Document e-signed by Philip Mugford (chairman@lunevalleypool.com) Signature Date: 2024-05-16 - 8:03:26 AM GMT - Time Source: server- IP address: 185.217.159.124 Document emailed to jmugford@hotmail.co.uk for signature 2024-05-16 - 8:03:28 AM GMT Email viewed by jmugford@hotmail.co.uk 2024-05-16 - 8:03:45 AM GMT- IP address: 185.217.159.124 Signer jmugford@hotmail.co.uk entered name at signing as Joanne Mugford 2024-05-16 - 8:05:08 AM GMT- IP address: 185.217.159.124 Document e-signed by Joanne Mugford (jmugford@hotmail.co.uk) Signature Date: 2024-05-16 - 8:05:10 AM GMT - Time Source: server- IP address: 185.217.159.124 Document emailed to David Wootton (david@woottonandco.com) for signature 2024-05-16 - 8:05:11 AM GMT Email viewed by David Wootton (david@woottonandco.com) 2024-05-16 - 9:48:24 AM GMT- IP address: 5.83.9.74 Document e-signed by David Wootton (david@woottonandco.com) Signature Date: 2024-05-16 - 9:48:38 AM GMT - Time Source: server- IP address: 5.83.9.74 Agreement completed. 2024-05-16 - 9:48:38 AM GMT