**(A COMPANY LIMITED BY GUARANTEE AND REGISTERED AS A CHARITY)**
**ANNUAL REPORT For the year ended 30 September 2025 Directors’ Report and Financial Statements**
**COMPANY REGISTRATION NUMBER: 10985006**
**CHARITY REGISTRATION NUMBER: 1176082**
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **(A COMPANY LIMITED BY GUARANTEE AND REGISTERED AS A CHARITY)**
## **TABLE OF CONTENTS**
|**Company Information**|**1**|
|---|---|
|**Directors’ Report**|**2-10**|
|**Financial Reviews**|**11**|
|**Independent Examiner’s Report to the Directors**|**12-14**|
|**Statement of Financial Activities**|**15**|
|**Balance Sheet**|**17**|
|**Financial Statements**|**17-19**|
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
# **UMMAH APPEAL**
## **COMPANY INFORMATION**
MD Abdul Motin **Directors:** Muhammad Imran Hossain 62 Plumstead Common Road **Registered Office:** London SE18 3RD Barclays Bank PLC 8-9 Victory Parade **Bankers:** Plumstead Road London SE18 6FL Muhit & Co Chartered Certified Accountants **Independent** 80A Ashfield Street **Examiner:** Unit 4 London E1 2BJ **Company Registration** 10985006 **Number: Charity Registration** 1176082 **Number:**
PAGE 01
**UMMAH**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
**APPEAL**
## **Directors’ Report**
**(A COMPANY LIMITED BY GUARANTEE AND REGISTERED AS A CHARITY)** The directors present their report and the financial statements for the period ended 30 September 2025.
## **Governing Document:**
Ummah Appeal is a company limited by guarantee governed by its Memorandum and Articles of Association incorporated on 27 September 2017 and as amended by special resolution registered at Companies House on 27 November 2017.
## **Appointment of Directors:**
As set out in the Memorandum and Articles of Association, the first board meeting is held after the Annual General Meeting every year. The board agree to elect directors and provisions of the co- options would consider with special skills and experience in various fields of expertise.
## **Directors’ induction and training:**
New directors recruited would attend an induction program with the chief officer and the board of directors. They would be given all information including policies, their legal obligations under charity and company law, the contents of the Memorandum and Articles of Association and recent financial performance of the charity.
PAGE 02
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Risk Management:**
The directors have risk management strategy comprising of:
- a quarterly review of the risk of the charity may face
- the establishment of actions to mitigate those risks and
- implementation of those action
## **The Aims and Objectives:**
The main aims and objectives of Ummah Appeal are to establish public benefit of the people in the United Kingdom and other deprived parts of the world but not exclusively for the benefit of the people in Bangladesh. Main objectives are in general, will be able to:-
- relieve poverty,
- advance education,
- relive sickness and to promote and protect good health,
- provide or assist in the provision of facilities in the interest of social welfare for recreation or other leisure time occupation of individuals who have need of such facilities by reason of their youth, age infirmity or disability, financial hardship or social circumstances with the objective of improving their conditions of life.
- development of training, employment and unemployment issues on educational issues that concern the local residents.
PAGE 03
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Achievements and performance:**
The trust has developed several projects and is offering following services:
## **1. Winter Projects –**
Bangladesh has recently experienced severe cold in harsh winter condition where people have lost their lives due to poorly insulated shelters, inadequate clothing, and heating. To save lives UA launched an emergency winter appeal in which blankets were distributed to the most effect areas.
PAGE 04
# **UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **2. Education Project –**
To improve and promote education so that poor and needy can educate themselves and become self-sufficient, UA have distributed books and other education material along with prizes to encourage learning. Laptops and Educational projector screens provided to underprivilege areas where the children can learn about computers and technology which will help the community into integrating into modern world to get out of poverty through technical learning and gaining technical IT skills.
PAGE 05
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **3. Clean Water Project –**
One of the projects which has done quite well in terms of raising funds is the clean water well project. UA built clean water wells in areas where there is no clean water. This prevents diseases and loss of lives.
PAGE 06
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **4. Qurbani Projects –**
To feed the poor and needy during the sacred festive (Eid ul-Adha) where sacrificed meat is distributed so that their hunger can be relieved, and poor can participate to the rituals of their religious beliefs.
PAGE 07
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **5. Feed the Fasting Project –**
Feeding people during the sacred month of Ramadan to have food and other essential when breaking their fast. Items provided to each family for the whole month of Ramadan to the most in need who cannot afford a meal to
beak their fast.
PAGE 08
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **6. Medical Funds Projects –**
Every year 1000’s of people dies due to illness or injury which can be cured but because of poverty, poor and needy people don’t have money for treatment. UA has successfully identified and helped the very poor with their medical expenses and hence played a role in saving lives.
PAGE 09
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **7. Zakat Projects –**
One of the pillars of Islam, Zakat is an obligation for all Muslims to give from their excess wealth. This must be distributed to poor and needy people which includes orphans, widows, anyone one in need of shelter, education, clothing etc. UA have helped 1000s of poor and needy through various zakat projects.
PAGE 10
**UMMAH**
**APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Financial Reviews**
**(A COMPANY LIMITED BY GUARANTEE AND REGISTERED AS A CHARITY)** The directors present their report and the financial statements for the period ended 30 September 2025.
## **Reserve Policy:**
The policy is to review working capital on a regular basis to ensure that it has sufficient funds and take necessary action if needed.
## **Public Benefit statement:**
The directors have complied with their duty to have due regard to the guidance on public benefit published by the Commission in exercising their power or duties
## **Small Company Provisions:**
This report has been prepared in accordance with the provisions in Part 15 of the Companies Act 2006 applicable to Companies subject to the small Companies regime.
Signed on behalf of the Board:
## **MD ABDUL MOTIN (Director and Chairperson)**
Approved by the Board on 29 June 2026
PAGE 11
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Independent Examiner’s Report to the Directors**
(COMPANY LIMITED BY GUARANTEE)
The financial statements laid out in this report on pages 7 have been prepared under the historical cost convention and in accordance with the SORP, Accounting and Reporting by Charities Commission issued in January 2015 and applicable Accounting Standards and the Charities Act 2011.
## **Respective Responsibilities of the Executive Committee and the Examiner**
As the Charity’s Trustees, and the directors of the company for the purpose of Company Law you are responsible for the preparation of the Financial Statements. The Trustees consider that an Audit is not required for this year (under section 144 (2) of the Charities Act 2011) and that an Independent Examiner is needed.
It is our responsibility to:
- Examine the Financial Statements under section 145 of the 2011 Act.
- Follow the procedure laid down in the general directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act and
- State whether particular matters have come to our attention
PAGE 12
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Basis of Independent Examiners’ Report**
The examination of the accounts was carried out in accordance with the general direction given by the Charities Commissioner. The examination includes:
- A review of the accounting records kept by the Charity.
- A comparison of the accounts presented with those records made available.
- It includes consideration of any unusual items of disclosures in the accounts.
Finally obtaining explanations from you as Trustees concerning any such matters relating to the accounts. The examination also includes examination of any such matters of evidence relevant to the account of disclosures in the financial statements. It includes assessment of the significant estimates and judgements made in the preparation of the financial statements, and of whether the accounting policies are appropriate to the charity’s circumstances consistently applied and adequately disclosed. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.
PAGE 13
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Independent Examiners’ Statement**
In connection with our examination no matter has come to our attention:
(1) Which gives us reasonable cause to believe that in any material respect the requirements:
to keep accounting records in accordance with section 140 of the Companies Act 2011; and to prepare accounts which accord with the accounting records and comply with the accounting requirements of the Companies Act 2011 and with the methods and principles of the Statement of Recommended Practice: Accounting and Reporting by Charities.
have not been met; or
(2) to which in our opinion, attention should be drawn to enable a proper understanding of the accounts to be reached.
## **Opinion**
In our opinion the financial statement prepared give a true and fair view of the charity’s state of affairs as of 30 September 2025 giving that the incoming resources and their application in the year then ended have been properly prepared with general direction given by the Charities Commissioner.
…………………………………………………………………
## **Muhit & Co 29 June 2026**
## **Chartered Certified Accountants & Tax Advisers 80A Ashfield Street, Unit 4, London E1 2BJ**
PAGE 14
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **UMMAH APPEAL**
## **Statement of Financial Activities**
|
**Notes**
**INCOME AND EXPENDITURE**
**Incoming Resources**
Grants and Donatons
Other Income - Bank interest
**Total Incoming Resources **
**Resources Expended**
Direct Charitable
Expenditure
5
Governance cost
5
**Total Resources Expended**
Net Incoming Resources for the year
Funds at 30 September 2024
**Funds at 30 September 2025**|**Restricted**
**£**
-
-
**0**
-
-
**0**
0
**0**|**Unrestricted**
**£**
523,261
-
**523,261**
357,592
236,372
**593,964**
(70,703)
270,022
**199,319**|**Total**
**2025**
**£**
523,261
-
**523,261**
357,592
236,372
**593,964**
(70,703)
270,022
**199,319**|**Total**
**2024**
**£**
506,661
-|
|---|---|---|---|---|
|||||**506,661**|
|||||236,783
225,887|
|||||**462,670**|
|||||43,991
226,031|
|||||**270,022**|
The notes on pages 17-19 form part of these accounts.
PAGE 15
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **UMMAH APPEAL**
## **Balance Sheet**
|**Notes**
**Fixed Assets**
Tangible Assets
**Current assets**
Cash at Bank and in hand
Other Debtors
Prepayments
**Current Liabilites**
Creditors: amounts falling due within one
year
4
**Net Current Assets**
**Net Assets**
**Capital and Reserves**
Proft and loss account - Fund b/fwd.
Current year surplus/(defcit):
Restricted fund
Unrestricted fund
**Total Funds**|**Total 2025**
**Total 2024**
**£**
**£**
4,592
3,799
114,632
248,642
83,975
3,321
3,129
20,000|
|---|---|
||**201,736**
**271,963**
(7,009)
(5,740)|
||**199,319**
**266,223**|
|||
||**199,319**
**270,022**|
||270,022
226,031
(70,703)
43,991
-
-
-
-|
||**199,319**
**270,022**|
These accounts have been prepared in accordance with special provisions relating to small companies within part 15 of the Companies Act 2006.
For the period ended 30 September 2025, the company was entitled to exemption from audit under section 477 of the Companies Act 2006 and no notice has been deposited under section 476.
The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and preparation of accounts.
The financial statements were approved by the Board on 29 June 2026 and signed on behalf of Ummah Appeal by:
**MD Abdul Motin Muhammad Imran Hossain** Director Director
PAGE 16
**UMMAH APPEAL**
# **FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **Notes to the Statement of Financial Activities**
## **1**
## **Accountng policies**
The financial statements have been prepared under the historical cost convention and in accordance with the Financial Reporting Standard for Smaller Entities. They have also been prepared in accordance with the Charities Act. 2011 and comply with the Statement of Recommended Practice 'Accounting by Charities' (issued on January 2015).
## **Fund accountng**
## **Unrestricted funds**
Consists of general funds which the trust may use for its purpose at its discretion.
## **Restricted funds**
Are those where the donor has imposed restrictions on the use of the funds which are legally binding
## **Incoming Resources**
Income only recognised where there is entitlement for the period.
|**2**
3
4|**Staff Costs**
Net Salaries
PAYE and NIC
**Debtors**
Trade debtors
Prepayment
Other debtors
**Creditors**
PAYE and NI
Other creditors|**2025**
**£**
80,627
13,624
**94,251**
4,574
3,129
79,401
**87,104**
4,249
2,760
**7,009**|**2024**
**£**
69,530
8,372|
|---|---|---|---|
||||**77,902**|
||||3,321
20,000
0|
||||**23,321**|
||||3,340
2,400|
||||**5,740**|
PAGE 17
**UMMAH APPEAL**
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
|**5 INCOME/DONATION**
Book
Build A Mosque
Dig a well
Donation
Feed the fasting
Fitra
Flood appeal
HMRC Charities
Interest money
Kafarah
Palestine appeal
Qurbani
Sadaqah
Subscription
SumUp
Ummah Institute & Mosque
Winter cloths
Zakat
**TOTAL**
Bank Interest Received
**Total Income**|**Restricted**
**0**
0
**0**|**Unrestricted**
-
4,026
347,147
14,495
2,161
2,396
10
67,784
164
308
-
3,838
14,556
25,472
20,032
3,302
106
17,464
**523,261**
0
**523,261**|**2025**
**£**
-
4,026
347,147
14,495
2,161
2,396
10
67,784
164
308
-
3,838
14,556
25,472
20,032
3,302
106
17,464
**523,261**
0
**523,261**|**2024**
**£**
132
4,272
378,713
69,513
2,473
3,148
358
-
116
1,450
3,606
3,004
20,908
-
-
3,696
96
15,177|
|---|---|---|---|---|
|||||**506,661**
0|
|||||**506,661**|
PAGE 18
**FOR THE YEAR ENDED 30 SEPTEMBER 2025**
## **UMMAH APPEAL**
|**EXPENDITURE**
**Admin Expenses**
Accountancy fees
Advertising and PR
Bank charges
Build A Mosque
Cleaning
Depreciation
Dig a well & housing
Donation
Donation from zakat fund
Donation to Ummah project
Educational help
Employers NI
Entertaining
Equipment expensed
Equipment expenses (box)
Fitra
Medical help
Other legal and prof
Postage
Qurbani
Repairs and maintenance
Sadaqah
Software
Software subscription
Staf training & welfare
Stationery and printing
Subscriptions
Sundry
Support service
Telephone and fax
Travel and subsistence
Volunteers
Wages and salaries
Web hosting & maintenance
**Total Expenses**
**Net Surplus/(Defcit) for the year**|**Restricted**
**£**
**0**
**0**|**Unrestricted**
**£**
2,760
90,367
4,231
-
124
1,148
349,620
-
-
-
-
1,836
-
263
-
1,650
-
252
8
2,850
2,116
3,472
1,290
826
297
906
9,088
296
16,610
681
7,396
3,039
92,416
422
**593,964**
**(70,703)**|**Total**
**2025**
**£**
2,760
90,367
4,231
-
124
1,148
349,620
-
-
-
-
1,836
-
263
-
1,650
-
252
8
2,850
2,116
3,472
1,290
826
297
906
9,088
296
16,610
681
7,396
3,039
92,416
422
**593,964**
**(70,703)**|**Total**
**2024**
**£**
2,400
86,703
4,319
10,199
125
950
198,415
40
18,447
3,334
689
917
267
1,032
1,012
-
305
15,255
450
-
4,232
5,354
600
-
118
2,131
10,076
-
7,855
696
2,785
5,960
76,985
1,020
|
|---|---|---|---|---|
|||||**462,670**|
|||||**43,991**|
PAGE 19