2024-03-31-accounts

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RICKMANSWORTH BAPTIST CHURCH

Deacons' Report and Financial Statements for the year ended 31 March 2024

Page 2-4 Deacons’ Report Page 5 Table 1: Outline Summary of Fund Movements Table 2: Statement of Financial Activities
Page 6 Table 3: Statement of Assets and Liabilities Page 7-8 Notes to the Financial Statements Page 9 Independent Examiner's Report

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RICKMANSWORTH BAPTIST CHURCH

Deacons' Report for the year ended 31 March 2024

The trustees present their Annual Report and Financial Statements for the year ended 31 March 2024.

Reference & Administrative details

Registered Address: High Street, Rickmansworth, Herts, WD3 1EH.

Charity Registration Number: 1175867

Trustees:

The Revd G N Garland (Minister) Mr D C Langley, Secretary Mr K A Wall, Treasurer Mr D C Bass, Deacon Mrs S J Loader, Deacon Mr T W Wright, Deacon

Property Trustees: The Baptist Union Corporation Limited Baptist House, 129 Broadway, Didcot, Oxfordshire OX11 8RT.

Bankers: CAF Bank Ltd, 25 Kings Hill Avenue, Kings Hill, West Malling, Kent, ME19 4JQ. National Westminster Bank Plc, 159 High Street, Rickmansworth, Herts, WD3 1RN.

Independent Examiner:

Mrs P Kavanagh Brown FCA, Woolbeding, Sherwood Road, Tideswell, Derbyshire, SK17 8HJ.

Structure, Governance and Management

The Charity is governed by an Approved Governing Document. Members of the Church are accepted in accordance with the Constitution which requires them to be or to have been publicly baptised on the profession of faith in Jesus Christ, or following other modes of baptism to renew their public profession of faith in Jesus Christ.

The members’ meeting takes place three to four times per year and has responsibility for the overall policy of the Church. In accordance with the Constitution, the members appoint Deacons, who together with the Minister, Church Secretary and Treasurer (who are also appointed by the Members), are responsible for the day to day running of the Church’s work and witness, and the financial and legal aspects of the charity. All members are encouraged to take an appropriate part in the spiritual and practical tasks involved in the furtherance of the charitable objective.

Relevant matters may be submitted to the Church meeting by the Deacons for guidance, or may be raised by members in Church meeting for further consideration by the Deacons. Though the Constitution permits decisions to be made at Church meetings by appropriate majorities, the Church seeks to work by consensus wherever possible.

Objectives and Activities

The principal purpose of the charity is the advancement of the Christian faith according to the principles of the Baptist denomination to include the advancement of education, community service and such other general charitable purposes in such parts of the United Kingdom and the world as the Church shall determine.

In order to achieve the principal objective, which is set out above, the Church provides a variety of activities both to its membership and to the community generally. Its premises are also extensively used by community groups. The aim is to show the love of Jesus Christ in both word and deed and to bring people into a closer relationship with Him as living Lord.

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RICKMANSWORTH BAPTIST CHURCH

Deacons' Report for the year ended 31 March 2024 (continued)

Objectives and Activities (continued)

Central to the work and witness of the Church is the provision of regular public services of Christian worship. These services take place each Sunday at 10.30 am and monthly at 6:00 pm, and the premises are open for prayer and Bible study on Wednesday mornings. There is a Sunday school for children during the morning services. The Church seeks to be a friendly and welcoming community and anybody is free to attend its services. Several new members joined the Church during the year and others left membership.

There is prayer on Saturday evenings to promote the growth of faith and of the church, to pray for members, who are unable to attend, and to pray for the world. As well as the opportunity for private prayer on Wednesday mornings, there have been Bible studies and lectures at other times.

The Church hosts a Toddler Group which meets in the hall and lounge on Tuesday mornings, with the purpose of assisting the community and demonstrating the love of Jesus Christ. It holds a weekly coffee morning and supports a local food bank. The coffee mornings raise money for a local charity and attract people from outside the church membership.

The Church operates systems to ensure that all people working with children and vulnerable adults are vetted in accordance with the Disclosure and Barring Service guidelines.

The Church has read the Charity Commission guidance on public benefit, and is satisfied that the activities outlined above clearly demonstrate that the charity is providing a benefit to the public.

Achievements and Performance

The Church does not only measure the success of its programmes in numbers, including financial numbers, but also in less tangible areas like fellowship and encouragement. The Deacons recognise that these are difficult to measure, but believe that 2023-2024 was a positive year in the life of the Church. The Trustees consider the Church’s reserves to be sufficient to carry it through a period of disruption, like that suffered during the pandemic..

Financial Review

Rickmansworth Baptist Church is a registered charity and meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

The Church continues to raise the funds which it needs to carry on its activities from within its own membership and congregation. No wider public appeal was made for funds during the year, because the Church receives substantial support through rental income from an office building, Gable House, and a maisonette, which it owns in Rickmansworth.

Rickmansworth Baptist Church expressed its part in the life of the wider Church by making grants to national and international Christian organisations and societies with Christian aims or with objectives compatible with the Church’s own charitable purpose.

The Church is heavily dependent on its membership working as volunteers in all aspects of the Church’s activities, many of which run with little or no impact on Church resources, but nevertheless contribute substantially to the achievement of the Church’s objectives.

The Church is a participating employer within the Defined Benefit section of the Baptist Pension Scheme and has made deficit payments to cover the costs of past service of its employees within the Scheme under a recovery plan. However, payments were nominal in the year because the future liability has been stabilised. Since the year-end, an insurance company has underwritten the liabilities, enabling the church to relinquish its obligations to the Scheme. The formal wind-up of the scheme is expected to be triggered in 2025.

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RICKMANSWORTH BAPTIST CHURCH

Deacons' Report for the year ended 31 March 2023 (continued)

Reserves Policy:

The Deacons have established a Reserves Policy to enable the Church to function effectively and meet its obligations in the event of a decline in our income or a major cost. Recent years have seen large fluctuations in both income and expenditure, so the Deacons are unable to determine a fixed level of reserves, which may be appropriate. However, it keeps the reserves under review by budgeting to ensure that it can cover the Minister’s stipend for at least three years in the future.

It receives a substantial income from an office building and holds reserves to support it when the tenants of the property vacate it in 2028 or sooner because substantial work may be required to modernise it.

The financial results for the year, together with a summary of the accounting policies adopted are set out in the accompanying financial statements. A few highlights are set out below.

Income:

Offertory and envelope income continued to grow as the result of growth in numbers attending Sunday worship.

Other income increased because of greater use of the hall and lounge by third parties.

Rental income showed an increase in service charges, which were offset by increased expenses.

D C Langley, Secretary

15 January 2025

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2024	RICKMAN Guideline	SWORTH BAPTIST CHURCH s to updating accounts spreadsheets 2024 Items for PKB (see C55) 1 Accounts and other electronic files. 2 Cheque-book 3 Banking form. 4 Bank statements: Nat West, CAF bank, Bapti 5 Payroll and pension 6 Invoices for last year and since March 7 Minutes (deacons and church) 8 Hall lettings 9 Any other items? 10 Gift Aid info GH invoices	SWORTH BAPTIST CHURCH s to updating accounts spreadsheets 2024 Items for PKB (see C55) 1 Accounts and other electronic files. 2 Cheque-book 3 Banking form. 4 Bank statements: Nat West, CAF bank, Bapti 5 Payroll and pension 6 Invoices for last year and since March 7 Minutes (deacons and church) 8 Hall lettings 9 Any other items? 10 Gift Aid info GH invoices	SWORTH BAPTIST CHURCH s to updating accounts spreadsheets 2024 Items for PKB (see C55) 1 Accounts and other electronic files. 2 Cheque-book 3 Banking form. 4 Bank statements: Nat West, CAF bank, Bapti 5 Payroll and pension 6 Invoices for last year and since March 7 Minutes (deacons and church) 8 Hall lettings 9 Any other items? 10 Gift Aid info GH invoices	SWORTH BAPTIST CHURCH s to updating accounts spreadsheets 2024 Items for PKB (see C55) 1 Accounts and other electronic files. 2 Cheque-book 3 Banking form. 4 Bank statements: Nat West, CAF bank, Bapti 5 Payroll and pension 6 Invoices for last year and since March 7 Minutes (deacons and church) 8 Hall lettings 9 Any other items? 10 Gift Aid info GH invoices

		Items for PKB (see C55) 1 Accounts and other electronic files. 2 Cheque-book 3 Banking form. 4 Bank statements: Nat West, CAF bank, 5 Payroll and pension 6 Invoices for last year and since March 7 Minutes (deacons and church) 8 Hall lettings 9 Any other items? 10 Gift Aid info GH invoices


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Done	Preferred	If necessary, go into setup / Year Ends and change current period.

Done	To print a	ll moveme	nts unts unts show ts should	Print or save TB / P&L / BS	or
Done	Go to display all acco Then print Select any account. Then File. Print all. View to check all acco as printable. Print and all movemen print.
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Done	If period still open, us March as "Debtors" or Use the narrative, "Re		e Adjustment bank account to post them i "Prepayments". verse debtors & prepayments 31.3.21" A		n pril.

RICKMANSWORTH BAPTIST CHURCH Guidelines to updating accounts spreadsheets See notes on this page and use Word file. H48 should equal J19, likewise J48 to E19 or similar. Hide unused lines throughout. Protect pages to avoid error. Post them in next period of VT Cash Book (assuming you have closed the period concerned) by posting as "Receipts" to Expense accounts, e.g. Maisonette repairs or GH gas, or to Income, e.g. Maisonette rent. Check total to VT when posted. Clear blue figures and enter new, check analysis of restricted funds. Check totals to BS balance sheet & Notes. Check restricted fund analysis to movements again. Consider pension movements carefully. Send electronically: Accounts file RBC 2022 or similar FRS102 calculation Estimated Employer Debt letter RBC Envelopes Gift Aid summary Bank spreadsheet file & final statements Trial Balance GL transactions Premises and service charge spreadsheet	2024	RICKMANSWORTH BAPTIST CHURCH Guidelines to updating accounts spreadsheets 2024
	Done	If period still open, use Adjustment bank acount to post them in March as "Accruals" or "Creditors". Use the narrative, "Reverse creditors & accruals 31.3.21" in April. Also use the Adjustment account to make other transfers because there is no journal facility.
	Done	Open new year
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Open new year: go into Setup / Year Ends and create New, then change current period; you can change back at will.	Done
KW
Tuesday, June 25, 2024

RICKMANSWORTH BAPTIST CHURCH RICKMANSWORTH BAPTIST CHURCH Guidelines to updating accounts spreadsheets 2024 Guidelines to updating accounts spreadsheets 2024 Later All Review all changes. 14-Sep Later IndExam Check with Independent Examiner that she is happy with wording and date 14-Sep Later Signing Arrange signature & dates BS, New form 3 and IndExam. Page numbers, highlighting and black ink for final copy.

KW Finish date /24

For FRS102 calc. (see https://www.baptistpensions.org.uk/churches-employers/what-the-employer-needs-to-do/guidelines-for-pension-notes-to-accounts/ above) Scroll down to "Guideline for Pension notes to Accounts", then click on "Link" to FRS102 calculator and monthly assumptions. Download Excel version. Pension estimate https://www.4mystaff.co.uk/Membership/Dashboard Monthly debt estimate https://www.4mystaff.co.uk/BPSEmployer/BPSMDE

BPS site https://www.baptistpensions.org.uk/-members-/new/document-store/

FRS102 monthly assump's https://www.baptistpensions.org.uk/content/pages/documents/1579884199.pdf

Monthly contributions Deficit contributions July-Dec 2020 reduced from £302.62 to £151.31 per month; total reduced from £792.34 to £641.03. https://www.4mystaff.co.uk/BPSEmployer/BPSEmployerDetails

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

Comments
2024
Other income
Other
88.50
Tax
4,910.55
Tax allocated
0.00
Hall hire
Other
10,534.00
Donations
1,326.39
Newsletter
0.00
16,859.44
Adjusted
Tax
-4,910.55
Donations
-1,326.39
10,622.50
Rounding
-0.50
Mission
Charitable
5,238
See comparison on Charpage.
15,860.00
Notable expense differences
2024
Legal Fees for Gable House
0.00
Stipend
33,743
Pension scheme interest
0
Minister's expenses
80
Training
Manse expenses
4,681
Equipment
2,855
House groups and taxis
0

2023
0.00
4,923.63
0.00
8,542.00 Increased hourly charges
0.00 New item accounts for £1,000
0.00
13,465.63
-4,923.63 Now included in offertory
0.00 Now included in offertory
8,542.00
0.00
4,364.00
12,906.00
2023
-930.00
33,235 Includes pension.
82 This is a technical adjustment, as previously
152
7,833 Bathroom, WC & window works.
0 Defibrillator, laptop, projector
0
Rent review 2023 / Environmental legislation
2022

RICKMANSWORTH BAPTIST CHURCH

Deacons' Report for the year ended 31 March 2024

Reference & Administrative details

Structure, Governance and management
Objectives & Activities
Achievements & Performance
Financial Review
Public Benefit Statement
Plans for the Future
Information on Fundraising practices

see WORD file

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

General Fund

Notes Income Offertory & Envelopes Other income Expenditure Ministry Stipend Superannuation & NIC 33,743 Pension scheme interest cost 0 Expenses - General & training 80 Pulpit supply 310 Manse expenses 3 4,681 Church upkeep 21,651 Other Administrative Expenses: Printing, postage, stationery, newsletter & advertising 729 General 607 Equipment 2,855 Youth & Sunday School 92 Outreach 400 Fees etc 770 Bank Charges 60 Net expenditure Income from Investments Interest Rent & insurance maisonette 3 15,300 Less fees -2,020 Less other related expenses -7,452 Rent & insurance Gable House 3 71,703 Less fees 0 Less other related expenses -14,655 Net Income including Income from Investments Allocation of funds Transfer to General Reserve, Pension, Outreach and Renovation Transfer to Mission Receipts 5,238 Payments 9,434 Total Expenditure & Allocation of Funds Surplus (Deficit) Add: Balance brought forward from previous year Balance at the end of the year	33,743 0 80 310 4,681 21,651 729 607 2,855 92 400 770 60 15,300 -2,020 -7,452 71,703 0 -14,655		2024 33,157 10,623 43,780 33,235 82 152 475 7,833 13,501 1,071 96 0 110 90 619 92 65,978 -22,198 13,250 14,247 -2,686 5,828 -3,241 67,197 -930 57,048 -9,120		2023 24,618 8,542
					33,160
					57,356
					-24,196
					3,719 8,320 57,147
			76,126 53,928 5,000 4,364 6,976 4,196 9,196 75,174 44,732 226,168 270,900		69,186
					44,990
					4,250 2,612

					6,862
					64,218
					38,128 188,040
					226,168

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RICKMANSWORTH BAPTIST CHURCH

Statement of Assets and Liabilities at 31 March 2024

Assets National Westminster Bank CAF Bank Baptist Union Corporation Ltd General Deposit Baptist Union Corporation Ltd Restricted Deposit Baptist Union Corporation Ltd Rent Deposit Prepayments & Accrued Income Accrued payments Funds of the Church Restricted Gift & Legacy Unrestricted General Reserve Gift & Legacy Renovation Fund General Fund	Notes 5 5 5 4 4 6 8 6 9 10	2024 6,205 12,954 334,284 15,866 15,042 15,425 399,776 -25,453 374,323 12,588 12,588 27,441 49,394 14,000 270,900 361,735 374,323	2023 29,070 27,564 249,893 15,438 14,636 10,501 347,102 -17,939 329,163	2023 29,070 27,564 249,893 15,438 14,636 10,501 347,102 -17,939 329,163

			12,160 12,160 28,441 49,394 13,000 226,168	12,160
				12,160
			317,003
			329,163

The notes and financial statements set out on the attached pages were approved by the Deacons on 18 September 2024.

Signed: Treasurer Date: 18 September 2024

Secretary

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RICKMANSWORTH BAPTIST CHURCH Summary of all Financial Activities for the year ended 31 March 2024

			Unrestricted funds	Unrestricted funds	Unrestricted funds	Unrestricted funds						Restricted funds	Restricted funds	Restricted funds	Restricted funds
Opening Balance Receipts in support of Ch	General Renovation Fund Designated 226,168 13,000 urch Activities 31,831 0 1,326 0 13,250 0 87,003 0 10,623 0 144,033 0 Church Activities 65,978 0 0 0 24,127 0 90,105 0 53,928 0 0 1,000 -9,196 0 -9,196 1,000 nd revaluations 270,900 14,000		General Reserve 28,441 0 0 0 0 0 0 0 0 0 0 0 -1,000 0 -1,000 0 27,441		Gift & Legacy 49,394 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 49,394		Outreach & Ministry 0 0 0 0 0 5,238 5,238 0 14,434 0 14,434 -9,196 0 9,196 9,196 0 0		Total 317,003 31,831 1,326 13,250 87,003 15,861 149,271 65,978 14,434 24,127 104,539 44,732 0 0 0 0 361,735			Gift & Legacy 12,160 0 0 428 0 0 428 0 0 0 0 428 0 0 0 0 12,588		Total 12,160 0 0 428 0 0 428 0 0 0 0 428 0 0 0 0 12,588		Total funds 329,163 31,831 1,326 13,678 87,003 15,861 149,699 65,978 14,434 24,127 104,539 45,160 0 0 0 0 374,323		As restated 273,026 24,618 10,000 4,078 81,444 12,906 133,046 56,098 19,976 15,977 92,051 40,995 0 0 0 15,142 329,163 Prior period total funds


										31,831 1,326 13,250 87,003 15,861 149,271			0 0 428 0 0 428 0 0 0 0 428 0 0 0 0 12,588		0 0 428 0 0 428 0 0 0 0 428 0 0 0 0 12,588				24,618 10,000 4,078 81,444 12,906 133,046
Donations and legacies Offertory, Envelopes & Gift Aid Donations Investments Interest Rent & Insurance Other income Total Expenditure in support of
										65,978 14,434 24,127 104,539									56,098 19,976 15,977 92,051 40,995 0 0 0 15,142 329,163	56,098 19,976 15,977 92,051
Charitable activities Expenses at Church Gifts to Mission Other Let property Total Net income/(expenditure)	65,978 0 24,127 90,105 53,928 0 -9,196 -9,196 nd revaluations 270,900
								-9,196		44,732 0 0 0 0 361,735	44,732									40,995
Transfers To Renovation Fund To Mission Total Actuarial (gains)/losses a								0 9,196 9,196 0 0												0 0 0 15,142
Closing Balance Restricted Unrestricted Endowment & Pension Reserve
	0 270,900 0	0 14,000 0		0 27,441 0		0 49,394 0		0 0 0		0 361,735 0			12,588 0 0		12,588 0 0		12,588 361,735 0		12,160 317,003 0
	270,900	14,000		27,441		49,394		0		361,735			12,588		12,588		374,323		329,163

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RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

Table 1: Outline Summary of Fund Movements

	Note	Fund balances brought forward As restated	Income	Expend- iture	Transfers	Gains and losses	Gains and losses	Fund balances carried forward
Fund name	ref.
Restricted		£	£	£	£	£		£
Gift & Legacy	6	12,160	428	0	0		0	12,588
		12,160	428	0	0		0	12,588
Unrestricted
General Reserve	8	28,441	0	0	-1,000			27,441
Gift & Legacy	6	49,394	0	0	0			49,394
Outreach & Ministry Fund	7	0	5,238	-14,434	9,196			0
Renovation Fund	9	13,000	0	0	1,000			14,000
General Fund	10	226,168	144,033	-90,105	-9,196			270,900
		317,003	149,271	-104,539	0		0	361,735
Total funds		329,163	149,699	-104,539	0		0	374,323

Table 2: Statement of Financial Activities

Income and endowments from: £ £ £ £ Donations and legacies 33,157 0 0 33,157 Investments 5 100,253 428 0 100,681 Other income 15,861 0 0 15,861 Total 149,271 428 0 149,699 Expenditure on: Charitable activities 80,412 0 0 80,412 Other expenditure 24,127 0 0 24,127 Total 104,539 0 0 104,539 Net income/(expenditure) 44,732 428 0 45,160 Other recognised gains/(losses) 2 12 0 0 0 0 Net movement in funds 44,732 428 0 45,160 Reconciliation of funds: Total funds brought forward 12 317,003 12,160 0 329,163 Total funds carried forward 361,735 12,588 0 374,323 Note ref. Unres- tricted funds Restricted funds Pension reserve Total funds Actuarial gains/(losses) on defined benefit pension schemes	£ 34,618 85,522 12,906 Prior period total funds As restated
	133,046
	76,074 15,977
	92,051
	40,995 15,142
	56,137 273,026
	329,163

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RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

Table 3: Statement of Assets and Liabilities at 31 March 2024

Note ref. Fixed assets: Tangible assets 11 Investments 11 Total fixed assets Balance sheet Current assets: Debtors 4 Investments 5 Cash at bank and in hand Total current assets Liabilities: Creditors: Amounts falling due within one year 4 Net current assets or liabilities Total net assets or liabilities The funds of the charity: Restricted income funds 6 Unrestricted funds 6-10 Total charity funds Total assets less current liabilities	Total funds £ 3,375,031 1,840,313 5,215,344 15,425 365,192 19,159 399,776 -25,453 374,323 374,323 374,323 12,588 361,735 374,323	£ Exam 3,282,040 1,643,207 4,925,247 10,501 279,967 56,634 347,102 -17,939 329,163 329,163 329,163 12,160 317,003 329,163 Prior year funds As restated

The notes on the attached pages form an integral part of these Financial Statements, which were approved by the Deacons on 18 September 2024 and signed on their behalf by

Treasurer K A Wall

Secretary D C Langley

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RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

1 Preparation of Accounts

The accounts are prepared in accordance with the Charities Statement of Recommended Practice (Charities SORP 2015), FRS102 and with the Charities Act 2011.

Rickmansworth Baptist Church is a registered charity, no. 1175867, and meets the definition of a public benefit entity under FRS102. Assets and liabilities are initially recognised at historical cost or transaction value unless otherwise stated in the relevant accounting policy notes.

2 Other recognised gains/(losses)

The Financial Statements were amended to comply with FRS102 with effect from 31st March 2018. This affects disclosure of the pension liability. See note 12.

3 Rental Income

Where the Church receives rental income, expenditure is matched with it. If there is no corresponding rental income, then property expenses are treated as overhead expenses. For the purposes of reporting under FRS102, the income and expenditure are shown separately.

4 Debtors and Creditors

Debtors and Creditors represent prepayments, accrued income and accrued payments. These are amounts, which have been paid or received in advance for future periods or which relate to the year but have been paid or received after the end of the period.

5 Investments

The Church has four deposit accounts and tries to ensure that the balances match the restricted funds, to ensure that the money is not wrongly spent for unauthorised purposes. The balances are regularly reviewed and adjusted as necessary. £15,042 (2023 £14,636) relates to deposits held in respect of rent for Gable House, included in Accrued Payments.

6 Gift and Legacy

This fund is in two parts because some gifts and legacies have been received with conditions attached to them. These funds are shown separately to ensure that the funds are not mixed up with other funds. All the restricted funds at the Balance Sheet date are covered by conditions requiring them to be spent on property acquisition or development. During the year, there was no expenditure.

7	Restricted Brought forward last year Interest received Carried forward this year Unrestricted Brought forward last year Receipts - Leavesden Road Baptist Church Carried forward this year Outreach & Ministry Fund Brought forward last year Transfers from General Fund Receipts - General Fund Regular payments Barnabas Fund & BMS Ukraine Appeals Lend With Care - Pakistan Barnabas Fund & BMS Disaster Appeals Red Cross for Turkey and Syria	2024 12,160 428 12,588 2024 49,394 0 49,394 2024 0 9,196 5,238 -9,434 0 0 -5,000 0	2023 11,801 359 12,160 2023 39,394 10,000 49,394 2023 8,750 6,862 4,364 -6,976 -6,000 -2,000 0 -5,000

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RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

Carried forward this year

This fund is for exceptional donations for mission purposes. The opening amount was restricted and payments were first allocated against that balance. Subsequent payments were taken from £20,000 designated by the church members in August 2020.

General Reserve Brought forward last year Transfer to Renovation Fund Carried forward this year	2024 28,441 -1,000 27,441	2023 29,441 -1,000 28,441

8 General Reserve

The General Reserve represents money put aside for major unforeseen property expenses. It was exhausted in 2009 but the Deacons approved annual allocations of £10,000 from 2011 to 2015, £4,500 in 2016.

9	Renovation Fund Brought forward last year Transfer from General Reserve / Fund Carried forward this year	2024 13,000 1,000 14,000	2023 12,000 1,000 13,000

The Renovation Fund is designated for specific repairs, in particular a replacement boiler in Gable House.

10 General Fund

The General Fund is unrestricted and is used for day-to-day income and expenditure.

11 Fixed Assets

Non-cash assets, which include buildings and equipment, are not recognised in the Financial Statements because, in the opinion of the Trustees, the cost of ascertaining the cost or value of these items is onerous compared with the benefit to be derived by users of the Financial Statements. However, in order to give a complete picture to users, the Deacons have decided to show the rebuilding costs of property for insurance purposes. They may not represent market value:

Tangible assets Church Manse Pipe organ and contents Investments Gable House Maisonette Building total Grand total	2024 2,865,025 592,965 319,035 3,777,025 1,676,522 313,904 1,990,426 5,767,451	2023 2,435,727 592,965 346,339 3,375,031
		1,616,941 223,372 1,840,313
		5,215,344

12 Baptist Pension Scheme

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RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

The Church contributes to the Baptist Pension Scheme on behalf of its ministers. This is in two parts, a defined benefit scheme and a defined contribution scheme. In common with many other funds of this nature, the defined benefit scheme has fallen into substantial deficit in recent years because of falling returns on investments and the increased longevity of members in retirement. However, due to remedial action, such as the sale of assets, by the Baptist Union and member churches, the deficit has been steadily reduced and was eliminated in the previous financial year. As at 31 March 2024, the deficit of the whole Baptist Pension Scheme was £nil (2023 £nil). The shortfall was in respect of the ministers employed between 1985 and 2009. It was disclosed on the face of the Financial Statements as a Pension Reserve. The amount disclosed in prior years has been discounted in accordance with FRS102 guidance and a formula agreed with the Baptist Union.

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RICKMANSWORTH BAPTIST CHURCH

Independent Examiner's Report to the Deacons and Members On Financial Statements for the year ended 31 March 2024

I report on the Financial Statements of the Church for the year ended 31 March 2024, which are set out on the attached pages.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the Financial Statements.

The charity's trustees consider that an audit is not required for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed.

It is my responsibility to:

(a) examine the Financial Statements under section 145 of the 2011 Act;

(b) to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act; and

Basis of independent examiner's statement

My examination was carried out in accordance with General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the Church and a comparison of the Financial Statements presented with those records. It also includes consideration of any unusual items or disclosures in the Financial Statements, and seeking explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently no opinion is given as to whether the Financial Statements present a 'true and fair view' and the report is limited to those matters set out in the statement below.

Independent examiner's statement

In connection with my examination, no matter has come to my attention

(1) which gives me reasonable cause to believe that in any material respect the requirements

(a) to keep accounting records in accordance with section 130 of the 2011 Act; and

(b) to prepare Financial Statements which accord with the accounting records and comply with the accounting requirements of the 2011 Act;

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the Financial Statements to be reached.

Mrs P Kavanagh Brown 18 September 2024 CHARTERED ACCOUNTANT

Woolbeding, Sherwood Road, Tideswell, Derbyshire, SK17 8HJ

000000Page 9

RICKMANSWORTH BAPTIST CHURCH

Payments to Charity for the year ended 31 March 2024

Notes 2024 Baptist Missionary Society Birthday Scheme 215 Donations 480 Tax claim 174 Transfer from General Fund 1,900 2,769 Special Appeals From members for Barnabas & BMS Ukraine 400 Tax claim 100 Barnabas Fund & BMS Disaster Appeals 5,000 Barnabas Fund Afghanistan Appeal 0 Lend With Care - Covid 0 Lend With Care - Pakistan 0 Leprosy Mission - Covid 0 Red Cross for Turkey and Syria 0 Other special appeals 0 £4,250 was transferred from the General Fund 5,500 Home Mission Fund Donations and Envelopes 1,040 Tax claim 260 Transfer from General Fund 1,900 3,200 Retiring Offerings and Outreach donations Barnabas Fund 147 Benevolent Fund (from General Fund) 100 Bible Society 0 Crisis 0 Harvest - BMS Operation Agri 414 International Mission to Jewish People 150 Jews For Jesus 251 Leprosy Mission 305 Mercy Ships 185 Open doors 186 Salvation Army 105 Sharp Blind School 105 Sightsavers 150 WaterAid 0 Watford Schools from General Fund 0 Watford Peace Hospice 867 Of this amount, £246 (2023 £236) came from 2,965 General Fund and £564 from tax claims (2022-23 £414) Total Giving Including from Outreach Fund 14,434 £8,800 from General Fund, £8,886 in 2023 Tax recovered £1,048, £868 in 2023		2023	2023

			285 490 194 1,200
			2,169
			0 0 6,000 0 0 2,000 0 5,000 0
			13,000
			1,040 260 1,200
			2,500
			150 10 208 454 151 50 0 150 23 0 0 150 0 128 50 783
			2,307 19,976

01+000Page

16-Jan-25

RICKMANSWORTH BAPTIST CHURCH ACCOUNT TOTALS AS AT THE END OF MARCH

Change >>>> Offertory Envelopes Morning Evening Cov. & CAF Donations Tax etc Use rooms Donations Newsletter Sundry G House Interest Rent Manse & maisonette Rent Gable House Ministry St.Su.&NI Pension scheme interest Expenses Pulpit supply Manse Ex's: Rates Repairs Ex's Ins. El. & gas Church upkeep: Clean El. & gas Repairs&other Water Ins. Tel. Equipment Other Ex's: Clean PPS Newsletter Adv. Gable Hse Youth Outreach Fees etc Organ etc Sundry Bank ch. Gifts&Library H Groups Anniversary Prof. fees Outreach Other Other Surplus / (deficit) for year SOFA Difference			2023 3,744.59 2,570.00 0.00 13,380.00 4,923.63 8,542.00 0.00 0.00 0.00 3,718.57 8,320.14 57,146.99 102,345.92 33,234.70 81.66 152.32 475.00 7,833.07 1,391.92 2,285.66 6,902.03 496.36 2,425.45 0.00 1,070.73 109.84 90.00 619.14 0.00 96.04 92.00 0.00 0.00 0.00 57,355.92 2,612.00 4,250.00 64,217.92 38,128.00 38,128.00	2023 3,744.59 2,570.00 0.00 13,380.00 4,923.63 8,542.00 0.00 0.00 0.00 3,718.57 8,320.14 57,146.99 102,345.92 33,234.70 81.66 152.32 475.00 7,833.07 1,391.92 2,285.66 6,902.03 496.36 2,425.45 0.00 1,070.73 109.84 90.00 619.14 0.00 96.04 92.00 0.00 0.00 0.00 57,355.92 2,612.00 4,250.00 64,217.92 38,128.00 38,128.00	2022 2,820.57 2,169.00 0.00 12,300.00 4,336.25 8,380.00 105.00 0.00 0.00 1,673.08 8,243.19 51,703.40 91,730.49 34,147.73 94.00 133.21 1,245.00 4,020.10 1,438.60 3,223.45 1,997.10 22.24 2,329.41 826.46 574.60 209.39 608.41 396.00 245.81 96.00 0.00 0.00 0.00 51,607.51 2,854.19 1,000.00 55,461.70 36,268.79 36,269.00 -0.21	2021 2,600.97 2,555.00 0.00 8,920.00 4,135.23 1,637.50 0.00 0.00 0.00 2,053.66 10,170.01 53,309.00 85,381.37 29,992.08 639.00 1,268.16 240.00 7,486.21 846.07 1,681.25 3,575.67 613.10 2,286.07 73.48 648.51 53.50 738.23 0.00 1,050.65 69.00 0.00 0.00 0.00 51,260.98 5,086.33 22,101.00 78,448.31 6,933.06	2020 2,676.49 1,940.16 0.00 10,310.00 3,721.47 8,802.50 120.00 15.00 0.00 1,847.85 10,200.35 58,097.60 97,731.42 29,330.14 821.00 1,816.47 520.00 6,558.93 1,705.75 2,533.77 6,097.20 171.06 2,422.39 0.00 795.77 82.00 500.13 0.00 149.48 83.00 0.00 226.00 0.00 53,813.09 5,548.00 2,751.00 62,112.09 35,619.33	2019 2,988.51 1,912.01 0.00 10,660.00 3,903.86 10,086.50 100.00 15.00 77.05 1,289.40 10,013.00 38,031.84 79,077.17 18,182.06 1,619.35 1,690.00 14,439.14 1,805.17 2,374.09 3,652.39 242.75 2,408.65 1,036.00 470.62 521.35 0.00 317.37 60.00 0.00 1,165.00 0.00 49,983.94 1,671.36 51,655.30 27,421.87	% 5 yrs 78.27 373.35 17.66 25.79 4.44 1,226.39 -100.00 927.58 -41.79 50.00 51.63 85.58 -81.66 #DIV/0! #DIV/0! -67.58 #DIV/0! 5.75 20.20 294.62 -70.17 -0.24 #DIV/0! 175.56 54.83 #DIV/0! 47.66 #DIV/0! 91.14 0.00 #DIV/0! 32.00 151.05 45.53 63.13

















		0.25		0.00

RICKMANSWORTH BAPTIST CHURCH

Not accrued <£50 unless needed for comparison or accou o 2024 DEBTORS = calculated 2023-24 Gift Aid Relief claim Submitted 15.4.24. Received xx.4.24 4,910.55 Retiring offerings and other mission Envelopes 947.50 BMS Birthday 53.75 BMS other 170.00 Peace 173.41 Retiring 286.38 Op Agri etc 104.07 Home Mission 260.00 Agent 58 Ebury House £1,275 received 2/4 (£1,275 last year); fee £168.30. Period 1/4 to 30/4, so 0 month ahead / 365 next year 01/06/2022 - present Chris Joyce & Leanne Millett-Clay Agent Manse Not let this year S/c Gable Focus For Bell Tower and Suites A&B In 183 193 752.89 Focus For Annexe In 183 193 208.21 Hall letting TR Music 25/3 aft 4/4/2024 Received 1132 168.00 BLAG March 202 4/4/2024 Received 1133 590.00 0 0.00 0 0.00 Interest on BU deposits Focus Logistics invoices paid late In 184 194 1,843.24 NR005 3-month pd to 31/3 101,695 Paid 0.00 GR011 1 month; say 1/12 * 5% 231,449 say 964.00 GR006 7-day notice pd to 31/3 15,767 Paid 0.00 Sub-total Accrued Income Gareth BU Assembly in May paid in March Insurance Gable House 2,233.78 25 Dec to 24 Dec, so prepay 1,640.15 Church 2,450.25 25 Dec to 24 Dec, so prepay 1,799.09 Manse 465.99 1 Feb to 31 Jan, so prepay 390.67 Sub-total Prepayments CREDITORS Repairs Church Right Maint o/s baptistry & sundry est £500+VAT 600.00 Gable House Landlord repairs paid by Focus and taken from rent 435.00 Fees Gable House Aitchison Raffety Rent review pd 21/4 12625518 0.00 Gable House Anthony Collins - Bell Tower Ref. 0.00 Water Manse Affinity usage £214.16 for 6m to 4/1 Accrue 3m/6m Water Church Everflow Prepaid 6/4-5/5 est immaterial £21.81 Water Gable House Everflow prepaid 6/4-5/5 est immaterial £16.84 Rent Manse Not let this year. Rent 58 Ebury House Period 1/4 to 30/4, so 0 month ahead / 365 next year Licence fees 2021-22 £165 only payable if tenant changes. 01/06/2022 - present Chris Joyce & Leanne Millett-Clay Rent & s/c Focus For Bell Tower and Suites A&B Inv 0.00 Focus For Annexe Inv 0.00 Letting Hall hire deposit Deller 31 May 2019 0.00 deposits Annexe (GH) Rent deposit 1/4£15,000 3,750.00 Interest to date 0.00 3,750.00 A&B & Annexe Rent deposit 1/4£23,507 5,876.75 Interest to date 0.00 Suites A&B (GH) Rent deposit 14£17,622 4,405.50 Interest to date 31/3/23 1,009.59 11,291.84 Gareth Manse Light & heat for March 25.00 Manse Phone 29.00 Other mans Manse None 0.00 Cleaner Church Waterworth: March paid April 200.00 Cleaning Church C A Jacques 0.00 Electricity Church SSE pd to Jan £109.83. Accrue 2 less £500 -280.00 Gas Church SSE pd £566.75+£639.93-£500-(£67.481.05) Apr 636.00 Electricity Gable House SSE pd £735.32 adjusted to 31.12.23 less £500 235.00 Electricity Gable House SSE pd £473.6+477.2 Jan. +Accr2 for Feb&Mar 2,852.00 Gas Gable House SSE pd £853.51-£500+£1073.57-(239.921.05) 1,175.00 Stat'ry etc Church KW £24.69 less part Aurora inv 114765 £13.88 immaterial Sundry Taxis None 0.00 Coffee etc Jacques various - none 0.00 Charities BMS Birthday 14097113 Paid April 15 268.75 BMS annual balance 14097115 Paid April 15 1,250.00 Mercy Ships 14097119 Paid April 15 184.88 Open Doors (ORG0000009668) 14097124 Paid April 15 185.89 Rennie Grove Peace Hosp 14097130 Paid April 15 387.06 Salvation Army (pd by KW) 14097135 Paid April 15 21.00 Sightsavers 14097144 Paid April 15 150.00 CBA Home Mission annual 14097117 Paid April 16 1,950.00 Summary Accruals Deposits Debtors - Creditors Net accr'l*	2024 ed 2023-24 4,910.55 947.50 53.75 170.00 173.41 286.38 104.07 260.00	6,905.66 0.00 0.00 961.10 758.00 2,807.24	2023 4,923.63 608.00 260.00	5,791.63 168.30 0.00 0.00 777.00 95.00	Changes Notes 1,114.03 -168.30 Change of day received 0.00 Post TB adj 961.10 Post TB adj -19.00 Post TB adj 2,712.24
	. ar Clay		0.00 0.00
	752.89 208.21
	168.00 590.00 0.00 0.00		66.00 50.00 541.00 120.00 0.00 0.00 95.00 0.00
	1,843.24
	0.00 964.00 0.00
		11,432.00		6,831.93
repay 1,640.15 repay 1,799.09 pay 390.67 500+VAT 600.00 en from rent 435.00 2625518 0.00 0.00 Accrue 3m/6m aterial £21.81 aterial £16.84 365 next year e if tenant changes. nne Millett-Clay Inv 0.00 Inv 0.00 0.00 3,750.00 0.00 3,750.00 5,876.75 0.00 4,405.50 1,009.59 11,291.84	1,640.15 1,799.09 390.67	163.00 3,829.91	1,540.32 1,751.81 376.56	0.00 3,668.69	163.00 Did not attend 2023 161.22 4,924.29 805.40 Not regular Occasional charge -930.00 Occasional charge -2.58 0.00 0.00 -1,275.00 Change of day received -1,772.48 Gas & elec cost higher 405.53 54.00 -3.95 5,835.65 Adj to actual 12,965.15

	600.00 t 435.00 0.00 0.00	3,992.91	229.60 0.00 930.00 0.00	3,668.69

		15,424.91		10,500.62
		1,035.00 0.00 107.00 0.00 0.00 0.00 0.00 0.00 15,041.84 54.00 556.00 4,262.00 0.00 0.00 I/net I/net I/net I/net I/net I/net I/net I/net 4,397.58		229.60 930.00 109.58 0.00 0.00 1,275.00 0.00 1,772.48 14,636.31 0.00 559.95 -1,573.65 0.00 0.00 0.00
	6m .81 84		0.00 0.00
			1,425.98 346.50
	0.00 3,750.00 11,291.84		0.00 3,750.00 0.00
5,876.75 0.00			5,876.75 0.00
4,405.50 1,009.59			4,405.50 604.06
£500 81.05) Apr ss £500 Feb&Mar 921.05) £13.88 im 15 15 15 15 15 15 15 16	25.00 29.00 0.00		0.00 0.00 0.00
	200.00 0.00 -280.00 636.00		100.00 0.00 267.41 192.54
	235.00 2,852.00 1,175.00		248.20 -2,207.87 386.02
	material 0.00 0.00		0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
	268.75 1,250.00 184.88 185.89 387.06 21.00 150.00 1,950.00
	Accruals Deposits		Accruals Deposits
		25,453.42		17,939.27
		10,411.58 15,041.84		3,302.96 14,636.31
		25,453.42		17,939.27
	Net accr'l	5,013.33		7,197.66

01/16/2025

Untitled

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RICKMANSWORTH BAPTIST CHURCHSUNDRY SCHEDULES1. Bank rec. Per Statement & internetBalance in booksChecked to booksDifference >>>>>>>>>>>>>> Debtors & creditors See separate sheet Insurance values from renewal documents Fixed assets used for charitable purposesChurchManseOrganContentsFixed assets used for investment purposesGable HouseMaisonette Commitment to mission General fund income basisOffertory & EnvelopesOther incomeInterestRent & InsuranceAdd:Less:Net General Fund income10% thereofLess already allocatedPension liability / Pension ReserveAt 31 March 2018At 31 March 2019At 31 March 2020At 31 March 2021At 31 March 2022At 31 March 20234/30/2019 Deficiency contributions.BankingInterestInterestInterestInterestInterestMaisonette maximum rebuild cost for block at 28 June 2013 is £14,745,773 (28 June 2010 £13,168,619),divided by 74 = £199,267 (£177,954). Declared val 2/3 £9,830,515 (£8,523,378), which is £132,845 (£115,181) each).Figure not obtained quite soon enough to include 2014.2018, the Insurance policy £11,019,699 divided by 74 (properties) pro rata £148,915. Per property!Assume pro-rate rebuild cost is £16,529,549 divided by 74 = £223,3722023, the Insurance policy £15,485,925 divided by 74 (properties) pro rata £209,269. Per property!Assume pro-rate rebuild cost is £23,228,888 divided by 74 = £313,904OrganContentsCharity incomeIncome-related expensesManse and Ebury House (both let)Gable House expensesGable House feesFRS102 adjDeficiency contributions.Interest on pen sch liabilityActuarial adjustments '19Deficiency contributions.Interest on pen sch liabilityActuarial adjustments '20Interest on pen sch liabilityActuarial adjustments '21Interest on pen sch liabilityActuarial adjustments '22Interest on pen sch liabilityActuarial adjustments '2312/25/2023 Organ and contents below.12/25/202312/25/202311/28/2023 Dolden Martin 0208 429 1336/28/2023 Kevin update 19.10.23 Rebuild value2/1/2023 ClearedPaid / acruedLess receivedCommitted * 3Net3/31/20244/3/2024 31 MarchBMSHMFTo adjustTo adjustTo adjustTo adjustPaid 20-21Paid 20-21Paid 20-21To adjust P&LTo adjustPaid 21-22Paid 21-22Paid 21-22To adjust P&LTo adjustPaid 22-23Paid 22-23Paid 22-23To adjust P&LTo adjustNW 15,924.996,204.996,204.99280.00 2024 0.00 31 Marcho/sShown aboveShown aboveShown above8296.083302.623302.626151.313307.953307.956307.953312.484£312.488£112,907.1812,907.1812,907.18CAF130%0.000.000.00 GR00631 MarchPer GLPer GLPer GLBU restrictAccs 2024Dec 23-2415,865.7515,865.7515,865.752,865,02531,676,5221,990,426 5,855,795 9,434.005,238.004,196.00,865592,965319,030313,904319,03088,0.000.00,0.000.000.0036934955 G03R00131 MarchLiabilityBU generalAccs 2023231,448.68231,448.68231Dec 22-23-64,207.00-35,966.00-33,296.42-30,556.85-20,697.00-16,988.01-16,400.00-15,142.082,435,72731,616,9411,840,313 5,215,344 12,514.4026,201.0010,498.8515,142.08-9,434.00-1,437.005,238.003,080.403,477.002,368.641,847.701,249.92,2024375592,965271,228223,372271,228119125-821.00-639.00,757533,15710,62313,25062296.08907.86907.86907.86923.85923.85937.44682.01448.68-82.00-94.00,,,,0.000.000.008.000.000.00,,1111118760319061440 31 MarchD1 1,243,800TfrTo P&LTfrTo P&LTfrTo P&L-231102,835.79102,835.79334,284.47NR0056,976.004,364.002,612.00BU271,228,75448.680.000.000.000.00,111TfrAdjTfrAdj 31 MarchD1 1,092,180ReserveAccountsGR018-26,201.00-10,498.85-15,142.082022202215,041.8415,041.8415,041.842,435,72731,419,8351,643,207 4,925,247 10,671.0064,207.0035,966.0033,296.4233,296.4220,697.0020,697.0016,400.0015,142.08BU-6,976.00-2,040.00-2,751.58-2,739.57-3,708.99-1,249.92,4,364.003,695.00282499,974271,228223,372102106-682.017524,61865639.00 Interest on pension8,5423,71982.0094.00 Interest on pension-8.00,0.000.000.000.00 Interest on pension0.00,,,,0403467101114670 31 MarchD1 1,040,382Difference30.11.22365,192.06365,192.06365,192.06 16-Jan-25 2,435,72731,355,3821,578,754,BUAll282499,974271,228223,37275,,0.000401110 Highlighted items not yet reconciledD1 1,040,382Rebuild cosDecl valuePer flatRebuild cosDecl valueNot reconciled at 12.11.2330.11.212,270,000461,652252,774223,37270,000 23,228,88815,485,92528.11.2028.6.232,563,874423,208252,774223,372313,90420972,221,269 14,745,7733.11.192,563,87428.6.139,830,515423,208252,774223,372199,26713272,221,845 14.11.182,498,897246,36870,391
5 Liability Reserve Difference
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5
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20 TB 5,327.56 9,050.50 0.00 12,542.39 1,326.39 4,910.55 10,534.00 0.00 88.50 11,406.42 0.00 15,300.00 41,129.00 15,000.00 0.00 11,705.98 2,906.50 0.00 0.00 268.75 2,550.00 0.00 867.06 3,200.00 1,170.08 1,378.29	24 Post-TB 2 B/f Adj C/f 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,843.24 0.00 0.00 0.00 0.00 0.00 0.00 Inc s/c 0.00 0.00 752.89 0.00 0.00 208.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00	24 Post-TB 2 B/f Adj C/f 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,843.24 0.00 0.00 0.00 0.00 0.00 0.00 Inc s/c 0.00 0.00 752.89 0.00 0.00 208.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00	24 Post-TB 2 B/f Adj C/f 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,843.24 0.00 0.00 0.00 0.00 0.00 0.00 Inc s/c 0.00 0.00 752.89 0.00 0.00 208.21 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00	024 Totals Summary 5,327.56 9,050.50 A 0.00 12,542.39 26,920.45 B 1,326.39 4,910.55 6,236.94 C 10,534.00 0.00 D 88.50 10,622.50 E 13,249.66 13,249.66 F 0.00 0.00 15,300.00 15,300.00 41,129.00 G 15,000.00 H 0.00 I 12,458.87 3,114.71 71,702.58 J 0.00 0.00 0.00 K 268.75 L 2,550.00 0.00 867.06 3,200.00 1,170.08 1,378.29 9,434.18 M 153,466.31 153,466.31 -2,019.60 -2,019.60 N1 0.00 N2 0.00 -5,832.00 -1,620.00 -7,452.00 O 0.00 0.00 -6,839.67 P -3,315.87 P -2,133.95 Q 0.00 -2,172.70 R -192.87 -14,655.06 -33,742.72 -33,742.72 S -51.83 -27.90 -79.73 T 0.00 0.00 U 0.00 0.00 -310.00 -310.00 V 0.00 0.00 -2,564.51 W 0.00 0.00 -180.28 X -451.88 Y 0.00 -653.82 -295.16 -535.78 -4,681.43 -1,909.02 -515.29 0.00 -2,338.31 -2,402.97 -14,413.22 -72.42 -21,651.23 Z1 0.00 Z2 -256.74 -177.86 -294.07 -728.67 -339.35 -267.27 -606.62 0.00 0.00 -2,854.77 -2,854.77 -399.91 -399.91 -92.34 0.00 -92.34 0.00 -297.30 -275.00 -197.50 -769.80 0.00 0.00 -60.00 -60.00 -9,434.18 -9,434.18 -99,538.06 -99,538.06 53,928.25 53,928.25 0.00 0.00 53,928.25 53,928.25 -53,928.25 0.00 024 Totals A 11,432.00 B 3,992.91 C 15,424.91 D 334,284.47 E 15,865.75 F 0.00 G 15,041.84 H 46.77 12,907.18 0.00 M 0.00 6,204.99 0.00 0.00 N 384,351.00 O -10,411.58 O 0.00 P -15,041.84 Q -25,453.42 R 0.00 Liability 374,322.49 Totals 216,971.50 53,928.25 27,441.30 12,587.93 49,393.51 0.00 14,000.00 374,322.49 0.00 Reserve 374,322.49 0.00	024 Totals Summary 5,327.56 9,050.50 A 0.00 12,542.39 26,920.45 B 1,326.39 4,910.55 6,236.94 C 10,534.00 0.00 D 88.50 10,622.50 E 13,249.66 13,249.66 F 0.00 0.00 15,300.00 15,300.00 41,129.00 G 15,000.00 H 0.00 I 12,458.87 3,114.71 71,702.58 J 0.00 0.00 0.00 K 268.75 L 2,550.00 0.00 867.06 3,200.00 1,170.08 1,378.29 9,434.18 M 153,466.31 153,466.31 -2,019.60 -2,019.60 N1 0.00 N2 0.00 -5,832.00 -1,620.00 -7,452.00 O 0.00 0.00 -6,839.67 P -3,315.87 P -2,133.95 Q 0.00 -2,172.70 R -192.87 -14,655.06 -33,742.72 -33,742.72 S -51.83 -27.90 -79.73 T 0.00 0.00 U 0.00 0.00 -310.00 -310.00 V 0.00 0.00 -2,564.51 W 0.00 0.00 -180.28 X -451.88 Y 0.00 -653.82 -295.16 -535.78 -4,681.43 -1,909.02 -515.29 0.00 -2,338.31 -2,402.97 -14,413.22 -72.42 -21,651.23 Z1 0.00 Z2 -256.74 -177.86 -294.07 -728.67 -339.35 -267.27 -606.62 0.00 0.00 -2,854.77 -2,854.77 -399.91 -399.91 -92.34 0.00 -92.34 0.00 -297.30 -275.00 -197.50 -769.80 0.00 0.00 -60.00 -60.00 -9,434.18 -9,434.18 -99,538.06 -99,538.06 53,928.25 53,928.25 0.00 0.00 53,928.25 53,928.25 -53,928.25 0.00 024 Totals A 11,432.00 B 3,992.91 C 15,424.91 D 334,284.47 E 15,865.75 F 0.00 G 15,041.84 H 46.77 12,907.18 0.00 M 0.00 6,204.99 0.00 0.00 N 384,351.00 O -10,411.58 O 0.00 P -15,041.84 Q -25,453.42 R 0.00 Liability 374,322.49 Totals 216,971.50 53,928.25 27,441.30 12,587.93 49,393.51 0.00 14,000.00 374,322.49 0.00 Reserve 374,322.49 0.00	RICKMAN Statemen	SWORTH t of Financ	BAPTIST C ial Activiti
						General F	und & Envelopes me urance Man Less fees Less other urance mai Less fees Less other urance Gab Less fees Less other ure Stipend Su Pension in - General - Training - Telephon ply xpenses Maisonett keep ostage, stat enses: Gen Cleaning Equipmen Youth & S Outreach Fees etc Organ and Bank char Gifts & Lib Taxis House Gro Gable Hou Profession e n of funds o General R o Receipts Rounding Payments enditure & eficit) nce brought t the end o SWORTH t of Assets
						Income Offertory Other inco Interest Rent & ins Rent & ins Rent & ins Expendit
								s 15,30 -2,02 -7,45 71,70 -14,65 perannuat terest e e ionery, new eral materials t unday Sch piano ges rary ups se expens al Fees for eserve 9,43 -4,19 -9,43 Allocation forward fro f the year BAPTIST C and Liabil
						Ministry Expenses Pulpit sup Manse E Church up Printing, p Other Exp Net incom
150,661.97	0.00	2,804.34	0.00	153,466.31	153,466.31
-2,019.60 0.00 0.00 -5,832.00 -1,620.00 0.00 -6,839.67 -3,315.87 -2,133.95 0.00 -2,172.70 -192.87 -33,742.72 -51.83 -27.90 0.00 e 0.00 -310.00 -2,564.51 0.00 -180.28 -451.88 0.00 -653.82 -295.16 -535.78 -1,909.02 -515.29 0.00 -2,338.31 -2,402.97 -14,413.22 -72.42 0.00 -256.74 -177.86 -294.07 -339.35 -267.27 -2,854.77 -399.91 -92.34 0.00 0.00 -297.30 -275.00 -197.50 r 0.00 -60.00 -9,434.18	0.00 0.00 0.00 0.00 0.00 0.00 0.00 Annexe £ A&B £ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
						Allocatio Transfer t Transfer t Total Exp Surplus (D Add: Bala Balance a RICKMAN Statemen
-99,538.06	0.00	0.00	0.00	-99,538.06	-99,538.06
51,123.91 0.00	0.00 2,804.34 0.00 0.00 0.00 0.00
51,123.91	0.00	2,804.34	0.00	53,928.25	53,928.25
Net profit per 20 TB 8,627.66 3,992.91	ledger >>> 53,928.25 24 2 B/f Adj C/f 0.00 2,804.34 0.00 0.00 0.00
						Assets National W HSBC Cu CAF Bank Baptist Un Baptist Un Close Bro Close Bro Rental De Accrued p Defined b Funds of	estminster rrent Accou ion Corpora ion Corpora thers Ltd Ge thers Ltd & posits & Pre ayments enefit pensi the Church	Bank nt tion Ltd Ge tion Ltd Re neral Dep BU Restrict payments on liability d cted und
12,620.57	0.00	2,804.34	0.00	15,424.91
334,284.47 15,865.75 0.00 15,041.84 46.77 12,907.18 0.00 0.00 6,204.99 0.00 0.00	0.00 0.00
						General F Gift & Leg Gift & Leg Outreach General R Renovatio Pension R	und acy restricte acy unrestri & Ministry F eserve n Fund eserve
384,351.00	0.00	0.00	0.00	384,351.00
-10,411.58 0.00 -15,041.84	0.00 0.00 0.00 0.00 0.00 0.00
-25,453.42	0.00	0.00	0.00	-25,453.42
h 0.00	0.00
371,518.15	0.00	2,804.34	0.00	374,322.49
TB 221,971.50 51,123.91 28,441.30 12,587.93 49,393.51 -5,000.00 13,000.00	B/f Adj C/f -5,000.00 0.00 2,804.34 0.00 -1,000.00 0.00 0.00 5,000.00 0.00 1,000.00 0.00
							0.00
371,518.15	0.00	2,804.34	0.00	374,322.49
0.00	0.00
371,518.15	0.00	2,804.34	0.00	374,322.49
0.00	0.00 0.00 0.00 DR & CR 5,013.33

01/16/2025

Untitled TB

Rickmansworth Baptist Church Profit And Loss Account For the year ended 31 March 2024

2024 2023 2022 Income A AM Offertory 5,327.56 2,600.97 2,676.49 A Envelopes 9,050.50 2,555.00 1,940.16 A Other offering A Standing Order 12,542.39 8,920.00 10,310.00 B Donation 1,326.39 0.00 120.00 B Gift Aid 4,910.55 4,135.23 0.00 B Hall Letting 10,534.00 1,637.50 8,390.00 B Newsletter 0.00 15.00 B Other 88.50 0.00 C Interest 11,406.42 450.36 1,667.85 D Rent Manse 0.00 G Rent Ebury House 15,300.00 14,100.00 14,201.85 J Rent A & B 41,129.00 41,129.00 41,129.00 J Rent Annexe 15,000.00 15,000.00 15,000.00 J Rent Bell Tower 0.00 J Service Charge A & B 11,705.98 10,158.98 7,780.00 J Service charge Annexe 2,906.50 1,068.69 1,900.00 J Service charge Bell Tower Y Legacy Z1 BMS Birthday 268.75 900.00 327.00 Z1 BMS general 2,550.00 600.00 480.00 Z1 BMS Special 0.00 Z1 Coffee Morning 867.06 93.75 771.20 Z1 Home Mission 3,200.00 1,450.00 1,000.00 Z1 Mission general 1,170.08 415.53 290.46 Z1 Retiring Offering 1,378.29 1,103.23 828.18 150,661.97 106,318.24 108,827.19 Expenses H Maisonette Fees -2,019.60 -1,696.20 -2,054.32 I Maisonette Council Tax 0.00 I Maisonette Other -114.00 I Maisonette Repairs -5,832.00 -418.79 -45.00 I Maisonette Service Charge -1,620.00 -1,536.00 -1,536.00 K Gable House fees 0.00 0.00 L Gable House Electricity -6,839.67 -2,684.69 -2,742.14 L Gable House Gas -3,315.87 -3,081.93 -1,786.41 L Gable House Insurance -2,133.95 -1,962.18 -3,449.29 L Gable House rates 0.00 L Gable House Repairs -2,172.70 -6,082.40 -1,027.43 L Gable House Water -192.87 -236.47 -193.17 M Stipend NIC and Pension -33,742.72 -29,992.08 -32,606.64 N1 Minister books -51.83 -23.63 -6.78 N1 Minister other expenses -27.90 -77.53 -59.69 N2 Minister training -1,167.00 -1,750.00 X Interest on pension scheme 0.00 0.00 0.00 O Pulpit Supply -310.00 -240.00 -520.00 P Manse Council Tax -2,564.51 -2,253.48 -2,169.55 P Manse fees -165.00 0.00		2024	2024	2023	2023	2022
	5,327.56 2,600.97 2,676.49 9,050.50 2,555.00 1,940.16 12,542.39 8,920.00 10,310.00 1,326.39 0.00 120.00 4,910.55 4,135.23 0.00 10,534.00 1,637.50 8,390.00 0.00 15.00 88.50 0.00 11,406.42 450.36 1,667.85 0.00 15,300.00 14,100.00 14,201.85 41,129.00 41,129.00 41,129.00 15,000.00 15,000.00 15,000.00 0.00 11,705.98 10,158.98 7,780.00 2,906.50 1,068.69 1,900.00 268.75 900.00 327.00 2,550.00 600.00 480.00 0.00 867.06 93.75 771.20 3,200.00 1,450.00 1,000.00 1,170.08 415.53 290.46 1,378.29 1,103.23 828.18
	150,661.97		106,318.24		108,827.19

Net (loss)/profit

-180.28 -311.84 -244.64 -451.88 -335.58 -602.92 0.00 0.00 -653.82 -4,003.25 -3,061.05 -295.16 -94.83 -238.78 -535.78 -487.23 -430.81 -1,909.02 -846.07 -1,705.75 -515.29 -594.79 -848.94 -2,338.31 -1,086.46 -1,279.75 -2,402.97 -2,286.07 -4,100.03 -14,413.22 -3,575.67 -5,794.80 -72.42 -613.10 -171.06 0.00 -252.86 -259.78 -256.74 -107.65 -228.39 -177.86 -30.16 -119.80 -294.07 -257.84 -187.80 -339.35 -1,042.65 -17.83 -267.27 -8.00 -131.65 0.00 -226.00 -2,854.77 -73.48 0.00 -399.91 -92.34 -53.50 -82.04 -297.30 -323.98 -164.98 -275.00 -230.00 -225.00 -197.50 -184.25 -110.15 r -60.00 -69.00 -83.00 -9,434.18 -9,648.84 -10,143.57	-180.28 -311.84 -244.64 -451.88 -335.58 -602.92 0.00 0.00 -653.82 -4,003.25 -3,061.05 -295.16 -94.83 -238.78 -535.78 -487.23 -430.81 -1,909.02 -846.07 -1,705.75 -515.29 -594.79 -848.94 -2,338.31 -1,086.46 -1,279.75 -2,402.97 -2,286.07 -4,100.03 -14,413.22 -3,575.67 -5,794.80 -72.42 -613.10 -171.06 0.00 -252.86 -259.78 -256.74 -107.65 -228.39 -177.86 -30.16 -119.80 -294.07 -257.84 -187.80 -339.35 -1,042.65 -17.83 -267.27 -8.00 -131.65 0.00 -226.00 -2,854.77 -73.48 0.00 -399.91 -92.34 -53.50 -82.04 -297.30 -323.98 -164.98 -275.00 -230.00 -225.00 -197.50 -184.25 -110.15 r -60.00 -69.00 -83.00 -9,434.18 -9,648.84 -10,143.57	-180.28 -311.84 -244.64 -451.88 -335.58 -602.92 0.00 0.00 -653.82 -4,003.25 -3,061.05 -295.16 -94.83 -238.78 -535.78 -487.23 -430.81 -1,909.02 -846.07 -1,705.75 -515.29 -594.79 -848.94 -2,338.31 -1,086.46 -1,279.75 -2,402.97 -2,286.07 -4,100.03 -14,413.22 -3,575.67 -5,794.80 -72.42 -613.10 -171.06 0.00 -252.86 -259.78 -256.74 -107.65 -228.39 -177.86 -30.16 -119.80 -294.07 -257.84 -187.80 -339.35 -1,042.65 -17.83 -267.27 -8.00 -131.65 0.00 -226.00 -2,854.77 -73.48 0.00 -399.91 -92.34 -53.50 -82.04 -297.30 -323.98 -164.98 -275.00 -230.00 -225.00 -197.50 -184.25 -110.15 r -60.00 -69.00 -83.00 -9,434.18 -9,648.84 -10,143.57
-99,538.06	-78,248.48	-80,404.94
51,123.91 28,069.76 28,422.25 0.00 0.00 0.00
51,123.91	28,069.76	28,422.25

Rickmansworth Baptist Church Balance Sheet For the year ended 31 March 2024

Rickmansworth Baptist Church Balance Sheet For the year ended 31 March 2024
Debtors H Accrued income H Prepayments Bank accounts D Baptist Union Main E Baptist Union Restricted E BU Annexe E BU Suites A & B C Adjustment account		2024	2023	2022
		TB 8,627.66 3,992.91	TB 5,033.74 3,664.49	0.00 0.00
	12,620.57		8,698.23	0.00
	334,284.47 224,182.00 198,701.64 15,865.75 15,048.10 14,999.06 0.00 0.00 15,041.84 14,265.90 10,477.58 46.77

12,907.18 7,543.75 13,552.15 0.00 6,204.99 7,000.95 9,495.98 0.00 0.00 0.00 0.00	12,907.18 7,543.75 13,552.15 0.00 6,204.99 7,000.95 9,495.98 0.00 0.00 0.00 0.00	12,907.18 7,543.75 13,552.15 0.00 6,204.99 7,000.95 9,495.98 0.00 0.00 0.00 0.00	12,907.18 7,543.75 13,552.15 0.00 6,204.99 7,000.95 9,495.98 0.00 0.00 0.00 0.00
	384,351.00	268,040.70	247,226.41
-10,411.58 -3,352.43 0.00 -15,041.84 -14,365.90 -14,327.58
	-25,453.42	-17,718.33	-14,327.58
	371,518.15	228,463.75	197,228.91
221,971.50 144,835.32 109,216.61 51,123.91 28,069.76 28,422.25 28,441.30 30,941.30 32,596.80 12,587.93 11,770.28 11,721.24 49,393.51 39,393.51 39,393.51 -5,000.00 -2,750.00 4,000.00 13,000.00 9,500.00 7,844.50
	371,518.15	261,760.17	233,194.91
0.00 -33,296.42 -35,966.00
	371,518.15	228,463.75	197,228.91

Draft 2024

AM Offertory	5,327.56 A
BMS Birthday	268.75 Z1
BMS general	2,550.00 Z1
Coffee Morning	867.06 Z1
Donation	1,326.39 B
Envelopes	9,050.50 A
Gift Aid	4,910.55 B
Hall Letting	10,534.00 B
Home Mission	3,200.00 Z1
Interest	11,406.42 C
Mission general	1,170.08 Z1
Other	88.5 B
Rent A & B	41,129.00 J
Rent Annexe	15,000.00 J
Rent Ebury House	15,300.00 J
Retiring Offering	1,378.29 Z1
Service Charge A & B	11,705.98 J
Service charge Annexe	2,906.50 J
Standing Order	12,542.39 A

	150,661.97
Bank charges	-60.00	X
Church cleaning	-1,909.02	Q
Church Electricity	-515.29	Q
Church Gas	-2,338.31	Q
Church Insurance	-2,402.97	Q
Church Repairs	-14,413.22	Q
Church water	-72.42	Q
Church Telephone & Broa	0.00	R
Copier expense	0.00	T
Equipment	-2,854.77	L
Gable House Electricity	-6,839.67	K
Gable House fees	0.00	L
Gable House Gas	-3,315.87	L
Gable House Insurance	-2,133.95	L
Gable House Repairs	-2,172.70	L
Gable House Water	-192.87	X
Interest on pension schem	0.00	V
Licence fee	-297.3	I
Maisonette Council Tax	0.00	I
Maisonette Fees	-2,019.60	I

0.00

Maisonette Other
I
Maisonette Repairs
-5,832.00 I
Maisonette Service Charg
-1,620.00 P
Manse Council Tax
-2,564.51 P
Manse fees
P
Manse gas and electricity
-180.28 P
Manse Insurance
-451.88 P
Manse Other
P
Manse Repairs
-653.82 P
Manse Telephone
-295.16 P
Manse water
-535.78 P
Minister books
-51.83 N1
Minister other expenses
-27.90 N1
Minister training
N2
Mission
-9,434.18 Z2
Other professional fees
-275.00 V
Outreach
-399.91
Print & advertising
-256.74 R
Pulpit Supply
-310.00 O
Stationery
-177.86 R
Stipend NIC and Pension
-33,742.72 U
Subscriptions
-197.50 V
Sunday school & youth
-92.34 U
Sundry
-339.35 S
Sundry - coffee etc
-267.27 S
Sundry - piano & keyboard repair
W
Website Costs
-294.07 R
Youth expenses
U
-99,538.06
51,123.91
0.00
51,123.91
Accrued income
8,627.66 H
Prepayments
3,992.91 H
12,620.57
Adjustment account
46.77 C
Baptist Union Main
334,284.47 D
Baptist Union Restricted
15,865.75 E
BU Suites A & B
15,041.84 E
CAF
12,907.18 C

0.00
0.00
0.00
Accrued income
Prepayments
0.00

Nat West No. 1 6,204.99 A Accruals -10,411.58 M Letting Deposits -15,041.84 M	Nat West No. 1 6,204.99 A Accruals -10,411.58 M Letting Deposits -15,041.84 M
Defined benefit pension sc 0.00 L
358,897.58 0.00 371,518.15 General account 221,971.50 Net profit 51,123.91 General Reserve 28,441.30 Gift & Legacy restricted 12,587.93 Gift & Legacy unrestricted 49,393.51 Outreach & Ministry Fund -5,000.00			0.00

			0.00
			0.00

			0.00
			0.00

Pension Reserve	0.00
Renovation	13,000.00 371,518.15 Deficit Payments in year Interest recognised in year
			0.00

			2022
		-3,477.00 1,437.00
		-2,040.00

Rickmansworth Baptist Church Post-TB Journals

For the year ended 31 March 2024

Debit Charity donations Z1 Mission general 0.00 P M&G Mission P M&G Mission 0.00 Z2 Mission expense Re KW and M Fews donations 0.00 Charity misposted Z2 Mission expense 0.00 Z1 Mission general Re Watford Schools 0.00 B/S transfers R Renovation Q General Reserve 0.00 N General Account P M&G Mission 0.00 0.00 Prepayments and accruals	Debit 0.00 0.00 donations	Credit 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00	Allocation of Gift Aid B Gift Aid Z1 BMS Birthday Z1 BMS general Z1 Coffee Morning Z1 Home Mission Z1 Mission general Z1 Retiring Offering P M&G Mission Gift & Legacy account	Allocation of Gift Aid B Gift Aid Z1 BMS Birthday Z1 BMS general Z1 Coffee Morning Z1 Home Mission Z1 Mission general Z1 Retiring Offering P M&G Mission Gift & Legacy account	Debit
	0.00				0.00
	0.00
	0.00

Need to consider journals for pension scheme liability and reserve, interest and other changes to liability.

R
		0.00 0.00
	Bank transfers after year end General deposit 0.00 Restricted 0.00 Restricted 0.00 Restricted 0.00 Restricted 0.00 0.00 0.00

	General deposit Restricted Restricted Restricted Restricted
		0.00 0.00

Rickmansworth Baptist Church Income reconciliations - o/s 3.7.23 For the year ended 31 March 2024

See TB rough AM Offertory Envelopes Other offering Donation Gift Aid Hall Newsletter Other Hall hire deposits Interest Manse Ebury House Gable House Charity Coffee M		Bank TB Diff Line no. 0.00 5,327.56 7 -5,327.56 0.00 9,050.50 8 -9,050.50 9 0.00 0.00 12,542.39 10 -12,542.39 0.00 1,326.39 11 -1,326.39 0.00 4,910.55 12 -4,910.55 0.00 10,534.00 13 -10,534.00 0.00 0.00 14 0.00 0.00 88.50 15 -88.50 0.00 0.00 0.00 11,406.42 16 -11,406.42 0.00 0.00 17 0.00 0.00 15,300.00 18 -15,300.00 0.00 70,741.48 19 -70,741.48 0.00 141,227.79 -141,227.79 0.00 8,567.12 -8,567.12 0.00 867.06 -867.06 0.00 150,661.97 -150,661.97	Bank TB Diff Line no. 0.00 5,327.56 7 -5,327.56 0.00 9,050.50 8 -9,050.50 9 0.00 0.00 12,542.39 10 -12,542.39 0.00 1,326.39 11 -1,326.39 0.00 4,910.55 12 -4,910.55 0.00 10,534.00 13 -10,534.00 0.00 0.00 14 0.00 0.00 88.50 15 -88.50 0.00 0.00 0.00 11,406.42 16 -11,406.42 0.00 0.00 17 0.00 0.00 15,300.00 18 -15,300.00 0.00 70,741.48 19 -70,741.48 0.00 141,227.79 -141,227.79 0.00 8,567.12 -8,567.12 0.00 867.06 -867.06 0.00 150,661.97 -150,661.97	Explanations for differe
				Gift Aid rec B/f Mission M&G Missi C/f Acc b/f Accruals b/f Accruals b/f Accruals b/f Accruals b/f See right Charity reconciliation Gift Aid 608.00 BMS Birthd 268.75 BMS gener 2,550.00 BMS Speci 0.00 Coffee Morning Home Miss 3,200.00 Mission ge 1,170.08 Retiring Of 1,378.29 8,567.12
			-141,227.79 -8,567.12 -867.06
			-150,661.97

ences

conciliation Other

ences conciliation	Other
-5,791.63 608.00 0.00	Close 0.00 Nat West 0.00 Gift & legacy 0.00 Focus 0.00 Mission Gift Aid 0.00 Hall deposit 0.00 G&L interest 0.00 0.00 Gable House reconciliation Letting deposit Accruals b/f 0.00 Accruals c/f 961.10 961.10 Rent A & B Rent Annexe Rent Bell Tower Service Charge A & B Service charge Annexe Service charge Bel 0.00 0.00	0.00 0.00 0.00 0.00 0.00 0.00 0.00
-5,183.63 4,910.55
-273.08

		0.00
		0.00

Rickmansworth Baptist Church Memo restricted / unrestricted

Massey memo 3/31/1999 B/fwd 1999-2000 Payment: Hymn Books & Bibles 2000-1 Receipts 2001-2 To Renovation Account 2003-4 Receipts 2004-5 Receipts 2004-5 To Renovation Account 2005-6 Sheila Parsons 2006-7 To Renovation Account 2006-7 To Renovation Account 3/1/2008 B/f 3/5/2008 Dorothy Newton 3/3/2008 Manse roof repairs 3/31/2008 To Renovation Account 2008-9 Receipts 2008-9 Interest received 2008-9 Repairs to car park 2008-9 Transfer to General Fund 8/30/2009 Bass 2009-10 Interest received 2009-10 Repairs to car park 2009-10 Transfer to General Fund 2009-10 Purchase price of maisonette 2009-10 Fees & renovation of maisonette 2010-11 Interest received 2011 Bal from flat Newton legacy 6/19/2011 Interest 12/30/2011 Interest 9/26/2011 Bridge 6/27/2012 Interest 12/31/2012 Interest 8/12/2012 J Wright 6/30/2013 Interest 1/2/2014 Interest 1/10/2014 Adj unrestric. 5/5/2013 D Wood Bal 31.3.14 2/17/2015 Massey 89,937.36 2/1/2015 Brownsell 2014-15 Interest 0.00 Bal 31.3.15 89,937.36 Interest 2015-16 0.00 89,937.36 Spent 2015-16 -24,263.05 Bal 31.3.16 65,674.31 Interest 2016-17 0.00 Spent 2016-17 -13,965.00 Bal 31.3.17 51,709.31	Restricted 12,914.13 -649.06 10,200.00 -10,000.00 500.00 3,545.00 -14,965.00 54,308.97 -5,000.00 -50,500.00	Unrestricted 5,000.00 5,000.00 5,000.00 ) ) 41.71 28,206.00 ) ) 166.33 1,868.51 ) ) 20.13 ) 500.00 35,574.51 0.00 1,000.00 0.00 36,574.51 0.00 36,574.51 0.00
	354.04 215,000.00 5,000.00 -9,437.00 -2,883.67

	208,033.37 1,000.00 6,107.06 -3,995.00 -5,038.37
	206,107.06 1,537.22 0.00 0.00 -195,000.00 -7,764.02
	4,880.26 72.20
	4,952.46 20.56 21.15 26.74 139.59 124.98 95.15 -200.00
	5,180.63
	89,937.36 0.00
	35.97
89,937.36 0.00	95,153.96
	444.25
89,937.36 -24,263.05	95,598.21 -24,263.05
65,674.31 0.00 -13,965.00	71,335.16	36,574.51 #REF! 0.00 0.00
	432.00
	-13,965.00
51,709.31	57,802.16	36,574.51 #REF!

Interest	2017-18			149.31
Spent July	2017-18	-7,520.00		-7,520.00
Adj Aug				0.79
Spent Aug	2017-18	-5,892.64		-5,892.64
Adj Aug	2017-18	440.00		440.00
Spent S-Oct	2017-18	-10,705.00		-10,705.00
Interest Dec	2017-18			121.00
Accruals		-2,982.50		-2,982.50
	Bal 31.3.18	25,049.17		31,413.12	36,574.51	67,987.63
J Edwards	26/06/2018			500.00
Interest	30/06/2018			150.41
Bull	03/09/2018	-350.00
Elkins	17/09/2018	-909.60
Lardner	05/10/2018	-1,147.00
Lardner	12/10/2018	-1,000.00
Elkins	29/10/2018	-7,959.00
Scaolding	31/10/2018	-1,440.00
Lardner	31/10/2018	-1,000.00
Lardner	16/11/2018	-1,000.00
Lardner	07/12/2018	-2,453.00
Elkins	12/24/2018	-1,560.00
Interest	12/31/2018			131.60
Bull	31/01/2019	-1,782.32		-20,600.92
Grive	3/31/2019				2,000.00
Grive tax accru	3/31/2019				500.00	-17,318.91
	Bal 31.3.19	4,448.25		11,594.21	39,074.51	50,668.72
Interest	7/1/2019			63.03
Interest	1/2/2020			64.00
Re D Peppiatt	Various				319.00
						446.03
Running balance 2020		4,448.25		11,721.24	39,393.51	51,114.75
	Incl in col E	Massey		Restricted	Unrestricted	Total
Interest	6/30/2020	Incl in col E		34.32
Interest	12/31/2020			14.72		49.04
Running balance 2021		4,448.25		11,770.28	39,393.51	51,163.79
Interest	6/30/2021			14.48
Interest	12/31/2021			16.23		30.71
Running balance 2022		4,448.25		11,800.99	39,393.51	51,194.50
Interest	6/30/2022			59.84
	9/30/2022			65.41
	12/31/2022			108.20
	3/30/2023			125.75		359.20
Donation from Leavesden Road Baptist Church					10,000.00	10,000.00
		4,448.25	0.00	12,160.19	49,393.51	61,553.70
		Deposit		-15,438.01
				-3,277.82	Difference as	2021 & 2022

RICKMANSWORTH BAPTIST CHURCH Indendent Examlnofs Report to th8 Deacons and Members On Financial tatements for the ear ended 31 March 2024 I report on tha Financial Statnts of the Church for the year end 31 March 2024, which are Set out on the attached page5. R8sp•ctlvè rosponsibiliti89 of trusts•s and examiner The charity'5 trustees are responsible for the preparation of the Finaneial Statements. The charty's trustett consider that an audit rs not required for this year under sth 144121 of the Chariti8s Act 2011 Ithe 2011 A¢t) and that an indeperKlent examination is needed. It is my reswnsibilty to.. lal examine the Financi81 Statements urKler seBtion 145 of the 2011 ACL Ibl lo follow the procedures laid down in th8 gan&ral Directions given by the Charity Comml$slon under sedion 14515llbl of the 2011 Act,. and {c} lo state whether pathcular rnatters have come to my attention. Basis of Indopgndgnt examinerfs statement My èxamination was carrpd out in accordance vnth General DireLtions gwen by the Charity Commissioners. An examination includes a r8vivw of the accounting records kept by the Church and 8 comparison of the Financial StatemeFrts presented with those records. It also IldeS consideration of any unusual items or disck15ures in th¥ Financial Statements, and seeking explanations from the trustees concoming arty such matters. Tha procedures undertaken do not provide all the eviden that would be required in an audit, and consequenly no opinion is gwen as to whether the Financial Statements present a Ifue and fair vi and the reFth is limtied to those matteTS set out in the statement teknw. Independent examin•rfs statement In cOnntiOn th my examinion. rKJ rn8tt8r has come to my attention 111 which gives me reasonable cause lo believe that in any m*erial Tespect the requirements {al to kp accounting records irt accordanc8 with section 130 of the 2011 ACL and Ib) lo prèpare Financial Statements which accord vrith the acownting rordS and compty with the accounting requiTements ofthe 2011 Actr, have not tjeen met: 121 to which, in my opinion, atterrtion should be dr in ord8rto enable a proper understanding of the Financial Statements lo be reach&J. Mrs P Kavanagh Brown CHAKfERED ACCOUNTANT 18 September 2024 Woolbodlngi Sherwood R<>ad. Tldeswell. Dorbyshlre. SK17 8HJ

Deacons' Report and Financial Statements for the year ended 31 March 2024

CONTENTS

Deacons' Report for the year ended 31 March 2024

Reference & Administrative details

Structure, Governance and Management

Objectives and Activities

Deacons' Report for the year ended 31 March 2024 (continued)

Objectives and Activities (continued)

Achievements and Performance

Financial Review

Deacons' Report for the year ended 31 March 2023 (continued)

Reserves Policy:

Income:

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

RICKMANSWORTH BAPTIST CHURCH

Deacons' Report for the year ended 31 March 2024

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

General Fund

RICKMANSWORTH BAPTIST CHURCH

Statement of Assets and Liabilities at 31 March 2024

Secretary

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

Table 1: Outline Summary of Fund Movements

Table 2: Statement of Financial Activities

RICKMANSWORTH BAPTIST CHURCH Statement of Financial Activities for the year ended 31 March 2024

Table 3: Statement of Assets and Liabilities at 31 March 2024

RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

1 Preparation of Accounts

2 Other recognised gains/(losses)

3 Rental Income

4 Debtors and Creditors

5 Investments

6 Gift and Legacy

RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

8 General Reserve

10 General Fund

11 Fixed Assets

12 Baptist Pension Scheme

RICKMANSWORTH BAPTIST CHURCH Notes to the Accounts for the year ended 31 March 2024

RICKMANSWORTH BAPTIST CHURCH

Independent Examiner's Report to the Deacons and Members On Financial Statements for the year ended 31 March 2024

Respective responsibilities of trustees and examiner

Basis of independent examiner's statement

Independent examiner's statement

Mrs P Kavanagh Brown 18 September 2024 CHARTERED ACCOUNTANT

Woolbeding, Sherwood Road, Tideswell, Derbyshire, SK17 8HJ

RICKMANSWORTH BAPTIST CHURCH

Payments to Charity for the year ended 31 March 2024

RICKMANSWORTH BAPTIST CHURCH ACCOUNT TOTALS AS AT THE END OF MARCH

RICKMANSWORTH BAPTIST CHURCH

Rickmansworth Baptist Church Income reconciliations - o/s 3.7.23 For the year ended 31 March 2024

ences

conciliation Other