## **St Breward Silver Band AGM – 9[th] February 2026**
## **Chairman’s Report**
- **Report covering the Band's financial year, to end Oct 2025**
- **Busy year with several challenges and achievements**
- **Gigs** – (highlights)
- Started Band year with the usual busy Christmas. Lights, St Moritz, St Tudy, Haywoods
- FoB then Royal Cornwall, Port Isaac.
- Weather stopped Victoria Gardens and the last Port Isaac.
- Decided that Marching is too much of a challenge so we haven’t done any paid carnivals
- Overall, 17 income-generating performances, down from 20 last year. (18 before that)
- Since then, another Busy Xmas and FoB - but that's for next year's report.
- **Fundraising** - coffee mornings and quiz. Special thanks to Chelle and helpers. Donations from St Breward Carnival Committee
- **Band Hall** – Redecoration, new Emergency Exit, New Kitchen units & Blinds. Much less clutter in kitchen and store room. Thanks to AJ and Julie. Still more to do!
- **Training Band** – grown in numbers, and with more regular attendance. Thanks to Barbara and Kevin and everyone that helps.
## **Thanks**
- None of this possible without everyone's commitment, especially the committee, so thanks.
- Thanks also to Tom Howard for keeping us moving forwards musically, and everything he does in the background to find gigs, players, music, etc
- **Overall a busy year but as we look to the future,** still lots to do.
- Financial sustainability, repairs & improvements, Fire Regs, Safeguarding, fundraising, sponsorship, more gigs, recruitment, training band, continue to develop musically as a band
- All these need ownership and help to achieve, so please continue to volunteer. Specifically:
- Safeguarding Officer: Policy, Compliance, BOPA
- Engagements Sec: Bookings, Comms, Logistics, Risk Assessment
- Publicity: Facebook, Website, Parish Magazine articles
## **St Breward Silver Band**
## **Financial Statement for the Year Ended 31 October 2025**
|Startng Bank Balance
plus income
less expenditure
less cash foat
Finishing Bank Balance
calculated
bank statement
Plus Cash Float
**Available Funds**
signed:
Treasurer
date:
10 November , 2025|This Year
**1/11/24– 31/10/25**
£21,111.10
£5,703.78
(£6,655.61)
(£35.00)
£20,124.27
£20,124.27
£35.00
**£20,159.27**|Last Year
**1/11/23– 31/10/24**|
|---|---|---|
|||£20,409.19
£5,631.95
(£4,930.04)
£21,111.10
**£21,111.10**|
19/02/2026
StBSB Accounts 2024-2025.ods
Statement
## **St Breward Silver Band - Accounts - November 2024 - October 2025 INCOME - Receipts**
|**Paying in**
**Date**|**Source**|**Descripton**|**Line Total**|**Income**
**Running Total**||**Engag't**
**Fee**|**Engag’t**
**Collect/**
**Donaton**|**Donaton**
**Other**|**Band**
**Room**
**Letng**|**Sundry**|**CDs**|**Pens**|**Fund**
**Raising**|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|01/11/2024
01/11/2024
05/11/2024
12/11/2024
02/12/2024
02/12/2024
03/12/2024
16/12/2024
17/12/2024
17/12/2024
23/12/2024
23/12/2024
16/01/2025
16/01/2025
17/01/2025
10/02/2025
11/02/2025
19/02/2025
04/03/2025
14/04/2025
16/04/2025
11/05/2025
27/05/2025
27/05/2025
20/06/2025
18/07/2025
18/07/2025
22/07/2025
25/07/2025
25/07/2025
01/08/2025
01/08/2025
08/08/2025
08/08/2025
15/08/2025
15/08/2025
18/08/2025
22/08/2025
22/08/2025
10/09/2025
23/09/2025
31/10/2025|TE Hoyle
Country Wear Ltd
Camelford Carnival
St Tudy PCC
Asda Collecton Card
Asda Collecton Cash
Morrisons Collecton Card
Morrisons Collecton Cash
St Issey
Boscastle Farm Shop
Haywood Cider Farm Card
Haywood Cider Farm Cash
Old Inn Collecton cash
St Moritz
Haywood Cider Farm Fee
CBBA Festval of Brass
StB Community Shop
Reed & Valve, Truro
SumUp
Cofee morning cash
AK Pearce-Smith
Cofee morning cash
Cofee morning card
St B Carnival Commitee
Cash donatons/collecton
Card donatons/collecton
Cofee morning cash
Cash donatons/collecton
Card donatons/collecton
Cash donatons/collecton
Card donatons/collecton
Cash donatons/collecton
Card donatons/collecton
Cash donatons/collecton
Card donatons/collecton
Card donatons/collecton
Cash donatons/collecton
Card donatons/collecton
StB Community Shop
Cofee Morning Cash|Repayment
Credit for coats
Fee Carnival 26/10/2024
Fee Concert 1/12/2024
Carolling 30/11/2024
Carolling 30/11/2024
Carolling 15/12/2024
Carolling 15/12/2024
Carolling 17/12/2024
Fee Carolling 20/12/2024
Collect UNICEF 21/12/24
Collect UNICEF 21/12/24
Carolling 22/12/2024
Carolling 1/12/2024
Fee Carolling 21/12/2024
Festval of Brass 1/02/25
Hire of Band Rooms
Scrap 3 instruments
Cofee Morning 12/4/25
Cofee Morning 12/4/25
Warleggan Concert
Cofee Morning 24/5/25
Cofee Morning 24/5/25
Carnival 19/07/25
Port Isaac 17/07/2025
Port Isaac 17/07/2025
Cofee Morning 12/7/25
Port Isaac 24/07/2025
Port Isaac 24/07/2025
Port Isaac 31/07/2025
Port Isaac 31/07/2025
Port Isaac 7/08/2025
Port Isaac 7/08/2025
Port Isaac 14/08/2025
Port Isaac 14/08/2025
Port Isaac 14/08/2025
Port Isaac 21/08/2025
Port Isaac 21/08/2025
Hire of Band Rooms
Cofee Morning 13/9/25
**Totals**|£ 58.67
£ 107.92
£ 300.00
£ 200.00
£ 9.50
£ 269.53
£ 42.50
£ 445.62
£ 150.00
£ 250.00
£ 35.00
£ 93.65
£ 104.38
£ 150.00
£ 250.00
£ 90.00
£ 20.00
£ 225.00
£ 22.50
£ 195.76
£ 150.00
£ 155.81
£ 2.00
£ 250.00
£ 156.82
£ 163.00
£ 137.39
£ 148.02
£ 140.00
£ 202.65
£ 155.00
£ 211.10
£ 140.00
£ 162.88
£ 40.00
£ 8.00
£ 218.19
£ 106.00
£ 30.00
£ 106.89
£ -
**£ 5,703.78**|0
£ 58.67
£ 166.59
£ 466.59
£ 666.59
£ 676.09
£ 945.62
£ 988.12
£ 1,433.74
£ 1,583.74
£ 1,833.74
£ 1,868.74
£ 1,962.39
£ 2,066.77
£ 2,216.77
£ 2,466.77
£ 2,556.77
£ 2,576.77
£ 2,801.77
£ 2,824.27
£ 3,020.03
£ 3,170.03
£ 3,325.84
£ 3,327.84
£ 3,577.84
£ 3,734.66
£ 3,897.66
£ 4,035.05
£ 4,183.07
£ 4,323.07
£ 4,525.72
£ 4,680.72
£ 4,891.82
£ 5,031.82
£ 5,194.70
£ 5,234.70
£ 5,242.70
£ 5,460.89
£ 5,566.89
£ 5,596.89
£ 5,703.78
£ 5,703.78||£ 300.00
£ 200.00
£ 150.00
£ 250.00
£ 150.00
£ 250.00
£ 150.00
£ 250.00
**£ 1,700.00**|£ 9.50
£ 269.53
£ 42.50
£ 445.62
£ 104.38
£ 156.82
£ 163.00
£ 148.02
£ 140.00
£ 202.65
£ 155.00
£ 211.10
£ 140.00
£ 162.88
£ 40.00
£ 8.00
£ 218.19
£ 106.00
**£ 2,723.19**|£ 35.00
£ 93.65
£ 90.00
**£ 218.65**|£ 20.00
£30.00
**£ 50.00**|£ 58.67
£ 107.92
£ 225.00
**£ 391.59**|**£ -**|**£ -**|£22.50
£195.76
£155.81
£2.00
£ 137.39
£106.89
**£620.35**|
**£ 4,423.19**
19/02/2026
StBSB Accounts 2024-2025.ods Income
**St Breward Silver Band - Accounts - November 2024 - October 2025 EXPENDITURE - Payments**
Category
|**EXPENDITURE**|**- Payments**||||||Category||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|**Date**|**Recipient**|**Descripton**|**Invoice/**
**Cheque No.**|**Line Total**|**Expenditure**
**Running Total**||**MD Expenses**|**Contestng**|**Card Reader**
**Fees**|**Insurance**|**Music**|**Bandroom**
**Running**
**Expenses**|**Instrument**
**Repairs**|**Uniforms &**
**Equipment**|**Electricity**|**Water**|**Donatons**|**Sundry**|**Fundraising**|**Performing**
**Rights Society**|**Printng,**
**Postage,**
**Statonery**|**Entry Fees**|
|01/11/2024
05/11/2024
19/11/2024
22/11/2024
26/11/2024
28/11/2024
02/12/2024
02/12/2024
11/12/2024
15/12/2024
22/12/2024
23/12/2024
15/01/2025
16/01/2025
07/02/2025
12/02/2025
12/02/2025
04/03/2025
04/03/2025
06/03/2025
11/03/2025
08/04/2025
09/04/2025
14/04/2025
15/04/2025
04/05/2025
04/05/2025
16/05/2025
16/05/2025
17/05/2025
30/05/2025
30/05/2025
30/05/2025
30/05/2025
11/06/2025
12/06/2025
12/06/2025
10/07/2025
16/07/2025
18/07/2025
22/07/2025
25/07/2025
29/07/2025
31/07/2025
07/08/2025
08/08/2025
12/08/2025
15/08/2025
18/08/2025
18/08/2025
22/08/2025
23/08/2025
10/09/2025
14/09/2025
19/09/2025
23/09/2025
01/10/2025
05/10/2025
07/10/2025
18/10/2025
20/10/2025
27/10/2025
28/10/2025
28/10/2025
31/10/2025|Country Wear Ltd
EDF
Source for Business
R:Smith & Company
PPL PRS
Tom Howard
SumUp
EDF
SumUp
Downgate Fabricatons
SumUp
Cornwall Brass Band Assoc
EDF
Tom Howard
UNICEF
EDF
Downhouse Fabricatons
Tom Howard
Source for Business
EDF
Michelle Mitchel
Tom Howard
SumUp
EDF
SJ Coad
Tom Howard
EDF
SWW Business
SumUp
G Jones/Tesco
A Rowe/The Blinds Outlet
A Rowe/Tesco
Tom Howard
Downhouse Fabricatons
EDF
Mark Arnold
EDF
Tom Howard
SumUp
Cash Float
SumUp
Practcal 1st Aid & Fire Safet
SumUp
Tom Howard
SumUp
EDF Energy
SumUp
SmartestEnergy
SumUp
SumUp
Source for Business
Tom Howard
S Coad
June Emerson Wind Music
Cornwall Brass Band Assoc
A Rowe/Gear4Music
Tom Howard
S Coad
Newmoon Insurance
Brassband.co.uk via Paypal
SmartestEnergy
Tom Howard
A Rowe/Howdens|Coats
Electricity
Water
SA Carol Books
Music Licence
Expenses 11/2024
Card Reader fee
Electricity
Card Reader fee
Paint
Card Reader fee
Annual Sub
Electricity
Expenses 01/2025
Collecton 21/12/2024
Electricity
External light
Expenses 02/2025
Water
Electricity
Cofee morn. Expenses
Expenses 03/2025
Cofee morn. 12/4/25
Electricity
Instrument repairs
Expenses 04/25
Electricity
Water
Cofee morn. 24/5/25
Printer Cartridge
Blinds
Cider for T Whitehead
Expenses 05/25
Electricity
Conductor Expenses
Electricity
Expenses 06/25
Port Isaac 17/7/2025
for cofee mornings etc
Port Isaac 24/7/2025
Fire Safety Report
Port Isaac 31/8/2025
Expenses 07/2025
Port Isaac 7/08/2025
Electricity
Port Isaac 14/8/2025
Electricity
Port Isaac 14/8/2025
Port Isaac 21/8/2025
Water
MD Expenses 08/2025
Instrument repairs
Hymn Books
Festval of Brass Entry
Mutes
MD Expenses 09/2025
Instrument repairs
Insurance
Music?
Electricty
MD Expenses 10/25
Kitchen Units etc.
**Totals**
1stAid Kit|GJ Card
KI-0004
5087 9142 35
INV1099396
SIN2887224
online
Payment 8
KI-0005
Payment 9
DF0865
Payment 10
Std Ord
KI-0006
online
online
KI-0007
DF0883
online
TH Card
KI-0008
GJ
online
PID1080225
KI-0009
# 001
online
card
card
PID1154874
online
online
online
online
DF0893
KI-0011
SBB-25-06/01
KI-0012
online
PID852948
PID862567
3023
PID862567
online
PID881654
KI-0013
PID890904
001
PID894698
PID899574
card
online
002
81435
online
W12343263
online
003
38012740
002
online
DF0912|£ 771.83
£ 181.20
£ 35.68
£ 20.93
£ 97.01
£ 40.00
£ 0.10
£ 32.53
£ 0.36
£ 52.00
£ 0.42
£ 40.00
£ 35.93
£ 200.00
£ 150.00
£ 41.73
£ 42.04
£ 160.00
£ 63.43
£ 43.86
£ 34.00
£ 160.00
£ 0.37
£ 45.00
£ 140.00
£ 120.00
£ 41.68
£ 37.55
£ 0.03
£ 16.00
£ 61.97
£ 16.55
£ 120.00
£ 28.79
£ 15.57
£ 140.00
£ 12.28
£ 160.00
£ 3.08
£ -
£ 2.43
£ 360.00
£ 2.80
£ 200.00
£ 3.02
£ 28.41
£ 0.98
£ 69.36
£ 0.21
£ 2.10
£ 62.36
£ 200.00
£ 210.00
£ 90.95
£ 60.00
£ 236.99
£ 120.00
£ 70.00
£ 897.28
£ 181.58
£ 5.95
£ 120.00
£ 569.27
**£ 6,655.61**|£ -
£ 771.83
£ 953.03
£ 988.71
£ 1,009.64
£ 1,106.65
£ 1,146.65
£ 1,146.75
£ 1,179.28
£ 1,179.64
£ 1,231.64
£ 1,232.06
£ 1,272.06
£ 1,307.99
£ 1,507.99
£ 1,657.99
£ 1,699.72
£ 1,741.76
£ 1,901.76
£ 1,965.19
£ 2,009.05
£ 2,043.05
£ 2,203.05
£ 2,203.42
£ 2,248.42
£ 2,388.42
£ 2,508.42
£ 2,550.10
£ 2,587.65
£ 2,587.68
£ 2,603.68
£ 2,665.65
£ 2,682.20
£ 2,802.20
£ 2,830.99
£ 2,846.56
£ 2,986.56
£ 2,998.84
£ 3,158.84
£ 3,161.92
£ 3,161.92
£ 3,164.35
£ 3,524.35
£ 3,527.15
£ 3,727.15
£ 3,730.17
£ 3,758.58
£ 3,759.56
£ 3,828.92
£ 3,829.13
£ 3,831.23
£ 3,893.59
£ 4,093.59
£ 4,303.59
£ 4,394.54
£ 4,454.54
£ 4,691.53
£ 4,811.53
£ 4,881.53
£ 5,778.81
£ 5,960.39
£ 5,966.34
£ 6,086.34
£ 6,655.61
£ 6,655.61||£ 40.00
£ 200.00
£ 160.00
£ 160.00
£ 120.00
£ 16.55
£ 120.00
£ 140.00
£ 160.00
Not expend
£ 200.00
£ 200.00
£ 120.00
£ 120.00
**£ 1,756.55**|iture – acc
**£ -**|£ 0.10
£ 0.36
£ 0.42
£ 0.37
£ 0.03
£ 3.08
ounted for s
£ 2.43
£ 2.80
£ 3.02
£ 0.98
£ 0.21
£ 2.10
**£ 15.90**|eparately in
£ 897.28
**£ 897.28**|£ 20.93
Statement
£ 90.95
£ 181.58
**£ 293.46**|£ 52.00
£ 42.04
£ 61.97
£ 28.79
£ 360.00
£ 569.27
**£ 1,114.07**|£ 140.00
£ 210.00
£ 70.00
**£ 420.00**|£ 771.83
£ 236.99
**£1,008.82**|£ 181.20
£ 32.53
£ 35.93
£ 41.73
£ 43.86
£ 45.00
£ 41.68
£ 15.57
£ 12.28
£ 28.41
£ 69.36
£ 5.95
**£ 553.50**|£ 35.68
£ 63.43
£ 37.55
£ 62.36
**£ 199.02**|£ 150.00
**£ 150.00**|£ 40.00
**£ 40.00**|£ 34.00
**£ 34.00**|£ 97.01
**£ 97.01**|£ 16.00
**£ 16.00**|£ 60.00
**£ 60.00**|
19/02/2026
StBSB Accounts 2024-2025.ods Expenditure
Bank Transactions **01/11/2024 to 31/10/2025** Date Description
Money in Money Out Balance
|||||||CLOSING BALANCE|
|---|---|---|---|---|---|---|
|28/10/2025|BILL PAYMENT VIA FASTER PAYMENT TO ANDREW JOHN ROWE REFERENCE Kitchen , MANDATE||||||
||NO 0050|||£569.27|**£20,124.27**|Kitchen Units & Door Closer|
|28/10/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 10/25 ,||||||
||MANDATE NO|||£120.00|£20,693.54|MD October Expenses|
|27/10/2025|DIRECT DEBIT PAYMENT TO SMARTESTENERGY BUS REF 74547-001, MANDATE NO 0002|||£5.95|£20,813.54|Electricity|
|20/10/2025|CARD PAYMENT TO PAYPAL *BRASS BAND ON 16-10-2025|||£181.58|£20,819.49|Music?|
|18/10/2025|CARD PAYMENT TO NEW MOON INSURANCE ON 17-10-2025|||£897.28|£21,001.07|Insurance|
|07/10/2025|BILL PAYMENT VIA FASTER PAYMENT TO SJ COAD REFERENCE S COAD REPAIRS , MANDATE NO||||||
||0065|||£70.00|£21,898.35|Instrument Repairs|
|05/10/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 09/25 ,||||||
||MANDATE NO|||£120.00|£21,968.35|MD September Expenses|
|01/10/2025|BILL PAYMENT VIA FASTER PAYMENT TO A ROWE REFERENCE MUTES , MANDATE NO 0069|||£236.99|£22,088.35|New cornet mutes|
|23/09/2025|CASH PAID IN AT LISKEARD||£106.89||£22,325.34|Cofee Morning 13/9/2025|
|23/09/2025|BILL PAYMENT VIA FASTER PAYMENT TO CORNWALL BRASS B REFERENCE ST BREWARD SILVER ,
MANDATE|||£60.00|£22,218.45|CBBA Festval of Brass entry|
|19/09/2025|CARD PAYMENT TO J EMERSON ON 16-09-2025|||£90.95|£22,278.45|Hymn Books|
|14/09/2025|BILL PAYMENT VIA FASTER PAYMENT TO SJ COAD REFERENCE S COAD REPAIRS , MANDATE NO||||||
||0065|||£210.00|£22,369.40|Instrument Repairs|
|10/09/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 08/25 ,||||||
||MANDATE NO|||£200.00|£22,579.40|MD August Expenses|
|10/09/2025|FASTER PAYMENTS RECEIPT REF.hall hire FROM ST BREWARD COMMUNITY SHOP LIMITED||£30.00||£22,779.40|Hire of Band Rooms|
|25/08/2025|CARD PAYMENT TO WWW.SWWBUSINESS.CO.UK ON 23-08-2025|||£62.36|£22,749.40|Water|
|22/08/2025|FASTER PAYMENTS RECEIPT REF.MDA PID899574 FROM SumUp Payments Account||£103.90||£22,811.76|Port Isaac 21/8/2025 card|
|22/08/2025|CASH PAID IN AT LISKEARD||£218.19||£22,707.86|Port Isaac 21/8/2025 cash|
|18/08/2025|FASTER PAYMENTS RECEIPT REF.MDA PID894698 FROM SUMUP PAYMENTS ACCOUNT||£7.79||£22,489.67|Port Isaac 14/8/2025 Card|
|18/08/2025|DIRECT DEBIT PAYMENT TO SMARTESTENERGY BUS REF 74547-001, MANDATE NO 0002|||£69.36|£22,481.88|Electricity|
|15/08/2025|FASTER PAYMENTS RECEIPT REF.MDA PID890904 FROM SumUp Payments Account||£39.02||£22,551.24|Port Isaac 14/8/2025 Card|
|15/08/2025|CASH PAID IN AT LISKEARD||£162.88||£22,512.22|Port Isaac 14/8/2025 Cash|
|12/08/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 11-08-2025|||£28.41|£22,349.34|Electricity|
|08/08/2025|FASTER PAYMENTS RECEIPT REF.MDA PID881654 FROM SUMUP PAYMENTS ACCOUNT||£136.98||£22,377.75|Port Isaac 7/8/2025 card|
|08/08/2025|CASH PAID IN AT LISKEARD||£211.10||£22,240.77|Port Isaac 7/8/2025 cash|
|07/08/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 07/25 ,||||||
||MANDATE NO|||£200.00|£22,029.67|MD July Expenses|
|01/08/2025|FASTER PAYMENTS RECEIPT REF.MDA PID872040 FROM SUMUP PAYMENTS ACCOUNT||£152.20||£22,229.67|Port Isaac 31/7/2025 Card|
|01/08/2025|CASH PAID IN AT LISKEARD||£202.65||£22,077.47|Port Isaac 31/7/2025 Cash|
|29/07/2025|BILL PAYMENT VIA FASTER PAYMENT TO PRACTICAL FIRST REFERENCE 3023 , MANDATE NO 73|||£360.00|£21,874.82|Fire Safety Report|
|25/07/2025|FASTER PAYMENTS RECEIPT REF.MDA PID862567 FROM SUMUP PAYMENTS ACCOUNT||£137.57||£22,234.82|Port Isaac 24/7/2025 Card|
|25/07/2025|CASH PAID IN AT LISKEARD||£148.02||£22,097.25|Port Isaac 24/7/2025 Cash|
|22/07/2025|WITHDRAWAL 35.00 CASH AT LISKEARD|||£35.00|£21,949.23|Form Cash Float|
|22/07/2025|CASH PAID IN AT LISKEARD||£137.39||£21,984.23|Cofee Morning 12/7/2025|
|18/07/2025|FASTER PAYMENTS RECEIPT REF.MDA PID852948 FROM SUMUP PAYMENTS ACCOUNT||£159.92||£21,846.84|Port Isaac 17/7/2025 Card|
|18/07/2025|CASH PAID IN AT LISKEARD||£156.82||£21,686.92|Port Isaac 17/7/2025 Cash|
|16/07/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 06/25 ,||||||
||MANDATE NO|||£160.00|£21,530.10|MD June Expenses|
|10/07/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 09-07-2025|||£12.28|£21,690.10|Electricity|
|20/06/2025|FASTER PAYMENTS RECEIPT REF.CARNIVAL GRANT FROM ST BREWARD CARNIVA||£250.00||£21,702.38|St Breward Carnival 19/7/2025|
|12/06/2025|BILL PAYMENT VIA FASTER PAYMENT TO MARK ARNOLD REFERENCE Joshua-s NYC Fund ,||||||
||MANDATE NO 72|||£140.00|£21,452.38|Mark Arnold Conductor Expenses|
|12/06/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 11-06-2025|||£15.57|£21,592.38|Electricity|
|11/06/2025|BILL PAYMENT VIA FASTER PAYMENT TO DOWNHOUSE FABRIC REFERENCE 1ST AID DF0893 ,
MANDATE NO|||£28.79|£21,607.95|Downhouse Fabricatons 1stAid Kit|
|30/05/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 05/25 ,||||||
||MANDATE NO|||£120.00|£21,636.74|MD May Expenses|
|30/05/2025|BILL PAYMENT VIA FASTER PAYMENT TO A ROWE REFERENCE CIDER GIFT , MANDATE NO|69||£16.55|£21,756.74|Thank You for Tim Whitehead|
|30/05/2025|BILL PAYMENT VIA FASTER PAYMENT TO A ROWE REFERENCE Blinds , MANDATE NO 68
,|||£61.97|£21,773.29|Blinds for band rooms|
|30/05/2025|67|||£16.00|£21,835.26|Ink Cartridge for printer|
|27/05/2025|FASTER PAYMENTS RECEIPT REF.MDA PID1154874 FROM SumUp Payments Account||£1.97||£21,851.26|cofee morning fundraiser card|
|27/05/2025|CASH PAID IN AT LISKEARD||£155.81||£21,849.29|cofee morning fundraiser cash|
|16/05/2025|CARD PAYMENT TO WWW.SWWBUSINESS.CO.UK ON 15-05-2025|||£37.55|£21,693.48|Water|
|16/05/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 15-05-2025|||£41.68|£21,731.03|Electricity|
|11/05/2025|BILL PAYMENT FROM MRS ALEXANDRA K PEARCE-SMITH, REFERENCE ST BARTS 10/05||£150.00||£21,772.71|St Bartholomew Warleggan|
|04/05/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 04/25 ,||||||
||MANDATE NO|||£120.00|£21,622.71|MD April expenses|
|04/05/2025|BILL PAYMENT VIA FASTER PAYMENT TO SJ COAD REFERENCE S Coad Repairs , MANDATE|NO 65||£140.00|£21,742.71|Instrument repairs|
|16/04/2025|CASH PAID IN AT LISKEARD||£195.76||£21,882.71|cofee morning fundraiser cash|
|15/04/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 14-04-2025|||£45.00|£21,686.95|Electricity|
|14/04/2025|FASTER PAYMENTS RECEIPT REF.MDA PID1080225 FROM SUMUP PAYMENTS ACCOUNT||£22.13||£21,731.95|cofee morning fundraiser card|
|09/04/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 03/25 ,||||||
||MANDATE NO|||£160.00|£21,709.82|MD March Expenses|
|08/04/2025|BILL PAYMENT VIA FASTER PAYMENT TO MICHELLE MITCHEL REFERENCE Cofee Morning
MANDATE NO|,||£34.00|£21,869.82|Cofee morning expenses|
|12/03/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 11-03-2025|||£43.86|£21,903.82|Electricity|
|06/03/2025|CARD PAYMENT TO WWW.SWWBUSINESS.CO.UK ON 05-03-2025|||£63.43|£21,947.68|Water|
|04/03/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 02/25 ,||||||
||MANDATE NO|||£160.00|£22,011.11|MD February expenses|
|04/03/2025|BILL PAYMENT VIA FASTER PAYMENT TO DOWNHOUSE FABRIC REFERENCE LIGHT DF0883 ,||||||
||MANDATE NO 61|||£42.04|£22,171.11|External light|
|04/03/2025|CASH PAID IN AT LISKEARD||£225.00||£22,213.15|Scrap of 3 instruments|
|19/02/2025|FASTER PAYMENTS RECEIPT REF.SBCS FROM ST BREWARD COMMUNITY SHOP LIMITED||£20.00||£21,988.15|Band room hire|
|12/02/2025|BILL PAYMENT VIA FASTER PAYMENT TO THE UK COMMITTEE REFERENCE ST BREWARD SILVER ,
MANDATE|||£150.00|£21,968.15|Donaton to UNICEF|
|12/02/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 11-02-2025|||£41.73|£22,118.15|Electricity|
|11/02/2025|FASTER PAYMENTS RECEIPT REF.DONATION FROM CBBA FROM THE CORNWALL BRASS||£90.00||£22,159.88|CBBA Festval of Brass pay’mt 1/02/2025|
|10/02/2025|FASTER PAYMENTS RECEIPT REF.HAYWOOD CIDER FROM HAYWOOD FAR T/AS||£250.00||£22,069.88|Haywood Cider fee 21/12/2024|
|07/02/2025|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 01/25 ,||||||
||MANDATE NO|||£200.00|£21,819.88|MD January 2025 Expenses|
|17/01/2025|FASTER PAYMENTS RECEIPT REF.ST MORITZ FROM ST MORITZ HOTEL||£150.00||£22,019.88|St Moritz fee|
|16/01/2025|CASH PAID IN AT LISKEARD||£198.03||£21,869.88|Old Inn & Haywood Cider cash collectons|
|16/01/2025|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 15-01-2025|||£35.93|£21,671.85|Electricity|
|15/01/2025|STANDING ORDER VIA FASTER PAYMENT TO CORNWALL BRASS BAN REFERENCE ST BREWARD||||||
||SILVER , MAND|||£40.00|£21,707.78|CBBA Annual Fee|
|23/12/2024||||||Haywood Farm Cider Collecton for|
||FASTER PAYMENTS RECEIPT REF.MDA PID882134 FROM SUMUP PAYMENTS ACCOUNT||£34.58||£21,747.78|UNICEF|
|23/12/2024|CASH PAID IN AT LISKEARD||£250.00||£21,713.20|Boscastle Farm Shop|
|22/12/2024|BILL PAYMENT VIA FASTER PAYMENT TO DOWNHOUSE FABRIC REFERENCE Paint , MANDATE||||||
||NO 58|||£52.00|£21,463.20|Paint|
|17/12/2024|CHEQUE PAID IN AT LISKEARD||£150.00||£21,515.20|St Issey 17/12/24|
|17/12/2024|CASH PAID IN AT LISKEARD||£445.62||£21,365.20|Morrisons Collecton 15/12/24|
|16/12/2024|FASTER PAYMENTS RECEIPT REF.MDA PID868074 FROM SumUp Payments Account||£42.14||£20,919.58|Morrisons Collecton 15/12/24|
|12/12/2024|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 11-12-2024|||£32.53|£20,877.44|Electricity|
|03/12/2024|CARD PAYMENT TO THE SALVATION ARMY ON 02-12-2024|||£20.93|£20,909.97|Carol Books/Music|
|03/12/2024|CASH PAID IN AT LISKEARD||£269.53||£20,930.90|Asda Collecton 30/11/24|
|02/12/2024|FASTER PAYMENTS RECEIPT REF.MDA PID842521 FROM SumUp Payments Account||£9.40||£20,661.37|Asda Collecton 30/11/24|
|02/12/2024|BILL PAYMENT VIA FASTER PAYMENT TO THOMAS HOWARD REFERENCE MD EXPENSES 11/24 ,||||||
||MANDATE NO|||£40.00|£20,651.97|MD November 2024 expenses|
|02/12/2024|FASTER PAYMENTS RECEIPT REF.DECEMBER CONCERT FROM ST. TUDY WITH MICHAELSTOW||||||
||P.C.C.||£200.00||£20,691.97|St Tudy Concert 1/12/24|
|28/11/2024|CARD PAYMENT TO PPL PRS LTD ON 27-11-2024|||£97.01|£20,491.97|Music (Performing Rights) Licence|
|25/11/2024|CARD PAYMENT TO WWW.SWWBUSINESS.CO.UK ON 22-11-2024|||£35.68|£20,588.98|Water|
|19/11/2024|CARD PAYMENT TO EDF UK CARD PAYMENTS ON 18-11-2024|||£181.20|£20,624.66|Electricity|
|12/11/2024|FASTER PAYMENTS RECEIPT REF.CAMELFORD CARNIVAL FROM CAMELFORD CARNIVAL||£300.00||£20,805.86|Camelford Carnival 26/10/24|
|05/11/2024|CREDIT FROM FRS COUNTRYWEAR LTD ON 04-11-2024||£107.92||£20,505.86|Credit for coats|
|03/11/2024|FASTER PAYMENTS RECEIPT REF.REPAYMENT FROM HOYLE TE||£58.67||£20,397.94|Repayment|
|01/11/2024|CARD PAYMENT TO FRS COUNTRYWEAR LTD ON 31-10-2024|||£771.83|£20,339.27|Coats|
|31/10/2024|CARD PAYMENT TO ASDA PETROL ON 30-10-2024|||£58.67|£21,111.10|OPENING BALANCE|
|||TOTAL|IN|OUT|diference||
||||£5,687.88|£6,674.71|-£986.83||
19/02/2026
Bank 24-25
StBSB Accounts 2024-2025.ods
**----- Start of picture text -----**
St Breward Silver Band - Income & Expenditure 2024/25
£7,000
£6,000
£5,000
£4,000
£3,000
£2,000
Income Running Total
Expenditure Running Total
£1,000
£0
Payment Date
St Breward Silver Band - Bank Balance 2024/25
£23,000
£22,500
£22,000
£21,500
£21,000
£20,500
balance
£20,000
Date
Income/Expenditure
31/10/2024 20/12/2024 8/2/2025 30/3/2025 19/5/2025 8/7/2025 27/8/2025 16/10/2025
Money
31/10/2024 30/11/2024 30/12/2024 29/01/2025 28/02/2025 30/03/2025 29/04/2025 29/05/2025 28/06/2025 28/07/2025 27/08/2025 26/09/2025 26/10/2025
**----- End of picture text -----**
19/02/2026
Graphs 1
StBSB Accounts 2024-2025.ods
Expenditure 2024-25
St Breward Silver Band
**----- Start of picture text -----**
Instrument Repairs
Bandroom Running
£420.00 6%
Expenses £1,114.07
17%
MD Expenses
Contesting
Card Reader
Fees
Insurance
Music £293.46 4%
Music
Uniforms & Equipment Bandroom
£1,008.82 15% Running
Expenses
Instrument
Repairs
Electricity £553.50 8% Insurance £897.28 13% Uniforms &
Equipment
Electricity
Water
Donations
Water £199.02
3% Sundry
Fundraising
Donations £150.00
2% Card Reader Fees £15.90 Performing
0% Rights So-
Sundry £40.00 1% ciety
Fundraising £34.00 MD Expenses £1,756.55 26% Printing,
1% Postage, Sta-
Performing Rights tionery
Society £97.01 1% Entry Fees
Printing, Postage, Sta- Professional
tionery £16.00 0% Services
Entry Fees £60.00 1%
**----- End of picture text -----**
## Income 2024-25
**----- Start of picture text -----**
St Breward Siler Band
Fund Raising £620.35 11%
Sundry £391.59 7%
Band Room Letting £50.00 1%
Donation Other £218.65 4%
Engag't Fee £1,700.00 30%
Engag't Fee
Engag’t Collect/ Donation
Donation Other
Band Room Letting
Engag’t Collect/ Donation £2,723.19 48%
Sundry
CDs
Pens
Fund Raising
Grant
**----- End of picture text -----**
19/02/2026
Graphs 2
StBSB Accounts 2024-2025.ods