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2022-12-31-accounts

Table ofContents Table ofContents
Annual Report and Accounts.
Report ofthe Trustees
Objectives and activities.
Our aims. ..3
Our objectives.................... 3
Our communications
..
Strategies. ...................
3„4
Grant making policy. 5
Staff. 5
Use ofvolunteers. ..
Activities and achievements.
How our activities deliver public benefit.
Religious activities.
Structure, governance
and management.
Organisational
Structure
..
Recruitment
and appointment
oftrustees. . 9
Induction
and training of
trustees. ..10
Risk Management. .10
Financial review .. 10
Reserves policy .10
Principal funding sources and financial performance ... .11
Investment
policy and objectives ..
.11
Trustees and Administration .. 12
Trustees during the year 12
Independent
examiner
12
Name ofthe bankers. 12
Independent
Examiner's
Report to the trustees of Ross-on-Wye Baptist Church ................13
Responsibilities
and basis of
report
Independent
examiner's
statement . 13
Statement offinancial activities..
Balance sheet . .15
Cash flow statement .. .26
Notes tothe accounts ..... .17

Notes Unrestricted Unrestricted funds Restricted Endowment Total Total
General Designated funds funds 2022 2021
f f f
Donations
and legacies
2 156,065 1,000 30,507 187,572 188,897
Charitable
activities
3 4,293 18,803 6,549 29,645 7,029
Investment
income
4 692 3 695 391
Total income 161,050 19,806 37,056 217,912 196.317
Expenditure on:
Charitable
activities
5 137,988 15,401 25,382 178,771 192.926
Total expenditure 137,988 15,401 25,382 178,771 192,926
Net income 6 23,062 4,405 11,674 39,141 3,391
Transfer between funds -2,499 2,499
Net movement
in funds
20,563 6,904 11,674 39,141 3,391
Total funds brought forward 127,967 53,040 40r351 50,000 271.358 267,967
Total funds carried forward 148,530 59,944 52,025 50,000 310,499 271,358

Notes 2022 2021
f f
Cash flows from operating activities:
Net income forthe year as per the statement offinancial 38,446
activities
Adjustments for:
Depredation charge 2,645 2,645
(Decrease) increase in debtors -186 2,455
(Decrease) Increase in creditors -24,613 -1,931
Net cash (used)/ provided by operating acthllties 16,292 6,169
Cash flows from investing activities
Investment interest 695 391
Capital expenditure on property
Net cash used in investing activities/capital expenditure 16,987
Change in cash and cash equivalents in the year 16,987 6,560
Cash and cash equivalents atthe beginning ofthe year 175,801 169,241
Cash and cash equivalents atthe end ofthe year 192,788 175,801

Unrestricted funds Restricted 2022 2021
2 Donations and legacies General
f
Designated
f
fundsf Totalf Total
Offerings and gifts 133,656 1,000 28,340 162,996 159,214
Income tax recoverable ~22409 2167 24 576 29683
~156065
3 Income —charitable activities
Use ofpremises 377 18,803 19,180 6,164
Outreach 1,654 4,308 5,962 811
Youth work 2262 2241 4503 54
4293 18 803 6 549 29645 70 9
4 Investment
income
Bank interest 692 695 391
Total income 161,050 19,806 37,056 217,912 196,317
5 Expenditure-charitable aaivities Unrestrictedfunds Restricted 2022 2021
Ministry &mission General
f
Designated
f
Fundsf Totalf Totalf
Saladies &national insurance 59,864 5,233 65,097 88,200
Pension costs 3,287 3,287 5,609
Ministry support costs 1,481 1,481 968
Gifts tospeakers 875 875 875
Miscellaneous
ministry
costs 3,340 3,340 4,043
Children
and young people
7,995 3,155 11,150 5,950
Outreach 1,058 14,289 15,347 13,593
Catering 1,067 1,067 1,636
Office costs including
salary
15,838 15,838 16,347
Publicity 586 S86 72
Sundries
Mission and other gifts
(note 7) 841
~15189
259
416
2 05 1,100
»0
942
9 40
~111421 675 25382 37 7 157775
Establishment
Building repairs &maintenance 27,731 2,727 30,458 6,586
Equipment
replacement
&repairs 1,044 945 1,989 5,820
Light and heat
Water
6,988
63
3,170
339
10,158
402
9,237
366
Insurance
Cleaning &management
4,301
~2512
~42 639
1,673
1
6
S,974
736
5,540
80
Expenditure
before provisions
154,060 15,401 25,382 194,843 190,576
Net income before provisions 6,990 4,405 11,674 23,069 5,741
Provisions (non~ah)
Depreciation
Finance costofdiscount
unwind
Reduction
in pension
liability
2,645
261
~18978
2,645
261
—0978
2,645
96
-391
Total provisions -16072 -16072 2350
Total expenditure
&provisions
137988 15401 25382 178771 192926
6 Net income 23,062 4,405 11,674 39,141 3,391

Charitable donations Charitable donations and grants Unrestricted Unrestricted Restricted Total 2022 Total 2021
E E
Baptist Home Mission 6,600 6,600 6,600
BM SWorld Mission 504 504 1,004
AM (Alan gt Pauline Jordan) 6,600 6,600 6,600
Others 1,485 1,485 2,296
Stewardship Fund (Designated) 416 416
Acts 435 2,705 2,705 2,515
Jordans 525
2,705 18,310 19,540
Employees 2022 2021
The average number ofpersons employed during the year was: 4 5
Employment costs E E
Salaries 75,537 97,194
Social security costs 1,771 3,445
Pension costs 3,904 6,218
81,212 106,857

10 Debtors 2022 2021
E E
Gift Aid tax reclaim 6,689 6,822
Other debtors 565 246
060
11 Cash at bank and in hand 2022 2021
E 6
Current accounts 19,944 11,635
Savings accounts 1 2844 64
102 780 176 801
12 Creditors: amounts falling due within one year 2022 2021
6
Pension scheme —contributions to deficiency 12 4,568
Accruals 2,000 289
Other creditors 1,665 6,603
3 677 11460
13 Creditors: amounts falling due after one year 2022 2021
Pension liability
At 1January 21,429 26,226
Finance costofdiscount unwind 261 96
Increase/(decrease) in pension liability -18,978 -391
Deficiency contributions -2670 -4502
At 31December 42 21429
Amount
falling due
within one year 12 4,569
Amount
falling due
after one year 30 16860
The liability The liability represents the present value ofthe value ofthe deficiency deficiency deficiency contributions contributions at the accounting date.
The
discount rate used is4 688(2021:1 388)and the minimum pensionable income rate 70%(2021:40%).
See note 16 below for more information about the pension liability.
14 Analysis of net assets between Unrestricted funds Restricted Endowment 2022
General Designated funds fund Total
Balances at 31December 2021 E 6 E E
represented by:
Tangible fixed assets 64,164 50,000 114,164
Current assets 88,074 59,943 52,025 200,042
Current liabilities -3,677 -3,677
Non-current liabilities -30 -30
148,531 59,943 40,351 50,000 310,499