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2024-03-31-accounts

REGISTERED COMPANY NUMBER: 07218377 (England and Wales) REGISTERED CHARITY NUMBER: 1175505

REPORT OF THE TRUSTEES AND

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[st] MARCH 2024 CHRISTIAN GROWTH CENTRE, BASILDON

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Contents

REFERENCE, LEGAL AND ADMINISTRATIVE DETAILS ................................................................................................. 3 TRUSTEE REPORT ........................................................................................................................................................ 4 ACHIEVEMENT AND PERFORMANCE .......................................................................................................................... 5 STRUCTURE, GOVERNANCE, AND MANAGEMENT ..................................................................................................... 7 Report of the Independent Examiner to CGC BASILDON ............................................................................................. 10 Statement of Financial Activities .............................................................................................................................. 11 Balance Sheet ........................................................................................................................................................... 12 NOTES TO THE ACCOUNTS ....................................................................................................................................... 14

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REFERENCE, LEGAL AND ADMINISTRATIVE DETAILS

Registered Company number 07218377 (England and Wales) Registered Charity number 1175505

Registered office Time Square Basildon ESSEX SS14 1DJ

Trustees

Anthony Nicholls Ambrose Khumalo

REFERENCE AND ADMINISTRATIVE DETAIL

Company Directors

Anthony Nicholls Ambrose Khumalo

Bankers

Lloyds Bank 10-20 Town Square Basildon SS14 1DU

Independent Examiners

Skyrock Accountants Ltd The Business Terrace Maidstone Link Me15 6AW

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TRUSTEE REPORT

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31st March 2024. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)

Objectives and aims

Our Charity’s purposes as set out in the objects contained in the company's Memorandum and Articles of Association are:

To advance the Christian faith in accordance with the Statement of Beliefs appearing in the Schedule hereto in Basildon and in such parts of the United Kingdom and the world as the Trustees may from time to time think fit and other such purposes which are exclusively charitable according to the law of England and Wales and are connected with the charitable work of the Charity;

To further Christian education in such parts of Basildon and the surrounding area and in such other parts of the United Kingdom and the world as the Trustees may from time to time think fit to relieve persons who are in a condition of need or hardship or who are aged or sick and to relieve the distress caused thereby in such parts of Basildon and the surrounding area and in such other parts of the United Kingdom and the world as the Trustees may from time to time think fit.

To provide and maintain facilities (whether in a purpose-built Community Centre or otherwise) for the benefit of the community of Basildon and the surrounding neighbourhood which facilities may without limitation include the provision of child-care services and meetings, lectures, and classes, and other forms of education, recreation, and leisure-time occupation without distinction of race, sex, political, religious or other opinion and with the object of improving the conditions of life for the said inhabitants as the Trustees may from time to time in their discretion determine.

Grantmaking

Currently, CGC Basildon does not give grants by application. However, gifts may be given to other charitable organizations to help to achieve CGC Basildon’s charitable objects and mission statement. Gifts are given at the discretion of the Trustees on recommendations submitted by the Senior Pastor(s).

Volunteers

CGC Basildon recognizes that the work of volunteers contributes significantly to the activities and success of CGC Basildon on every level. From the Trustees through to the welcome team, there are volunteers working passionately and tirelessly, giving time and skills to further the work of the Charity and helping it to achieve its objectives

CGC Basildon is committed to involving volunteers directly within the organization to:

Contribute to the delivery of our Sunday services, community projects, and events.

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Form our board of trustees.

Make sure we are responsive to the needs of the congregation and the community we serve.

Provide different skills and perspective

OBJECTIVES AND ACTIVITIES

Ensuring that our work delivers our aims

We review our aims, objectives, and activities each year. This review looks at what we achieved and the outcomes of our work in the previous 12 months. We have referred to the guidance contained in the Charity Commission’s general guidance on public benefit and complied with section 17(5) of the 2011 Charities Act when reviewing our aims and objectives and in planning our future activities. In particular, the Trustees/Directors consider how planned activities will contribute to the aims and objectives they have set.

The review also helps us to ensure that our aim, objectives, and activities remained focused on the charity’s objectives.

The Focus of our work

Our main objectives for the year ending 31st March 2024 continued to be:

The propagation of the Christian gospel – To support our local Pastor in reaching the local community through dialogue and exploration of Christianity.

Relief – we aim to be available in extending our generosity, love, and empathy to those in our community who may be in need, hardship, and distress.

Our core purpose is to benefit the residents of Basildon and surrounding areas by offering our Centre as a community hub for relationships and cohesion.

ACHIEVEMENT AND PERFORMANCE

Charitable activities

In the past year we have been working on the evangelism aspect of our faith, we hosted a team of missionaries form South Korea.

The church has been experiencing a period of stability, although attendance has been reduced , that has not dampened enthusiasm within the congregation.

The Homeless Feeding and Befriending initiative in partnership with Project 58:7, has been incredibly exciting and rewarding to those involved and sees a steady volunteer base and clients attending every Tuesday evening.

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Vision Statement

CGC primarily exists for the propagation of the Christian gospel, for the benefit

of the residents of Basildon and surrounding areas and for the relief of those in need, hardship and distress.

Purpose: Harvest souls, Disciple Communities and Transform Nations.

Vision: To engage with the harvest by means of outreach, make disciples through

dialogue, conversation, demonstration and modelling of the gospel and to transform our town and nation.

Core values: We are a sent, relational, supernatural, discipling and a generous church.

Activities:

Currently, our activities include Sunday services, Prayer meetings and music practice sessions.

Our Goals:

We aim to connect more with the community around us and look to start a through outreach and opening our centre for weekday activities, which will be discussed soon.

Connect groups will meet at different venues once a month to serve in line with

the Vision and Values of Christian Growth Centre Basildon.

The charity also plans to appoint new trustees and a new Pastor in the coming few months. TRUSTEES - The trustees remained the same in this period.

FINANCIAL REVIEW

Net assets increased from £3,057 - (2023) to £3,437 in 2024. The trustees believe that the charity is sustainable for the next 12 months.

Investment policy and objectives

Currently, the charity do not have any investment funds.

Reserves policy

The Trustees have considered the level of reserves they wish to retain appropriate to the charity's needs. This is based on the charity's size and the level of commitment held. The Trustees aim to ensure the charity will be able to continue to fulfil their charitable objectives even if there is a temporary shortfall in income. The Trustees will endeavour to not 'sit' in on funds unnecessarily.

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FINANCIAL POSITION UPDATE

The Statement of Financial Activities for the period to 31[st. ] March 2024 shows a gross income of £41,923 (2023 - £45,353) and a net expenditure of £41,552 (2023 - £47,104 ). Reserves at the year-end amount to £3,437 (2023- £3,057) and are considered adequate to support the ongoing plans of the charity.

FUTURE PLANS

Staffing – The Charity is looking to rely on volunteers for the administrator and Pastor roles from January 2024 to reduce the pressure on available funds.

Services – The charity is planning to host bi-weekly services and encourage connect group meetings and involvement in charitable deeds in the other two Sundays of the month.

Trustees – the charity is looking to appoint two new individuals to the role of trustees

STRUCTURE, GOVERNANCE, AND MANAGEMENT

Governing document

The organization is a charitable company limited by guarantee, incorporated on 09th April 2010. The Company was established under a Memorandum of Association which established the objects and powers of the charitable company and is governed under its Articles of Association. In the event of the company being wound up, members are required to contribute an amount not exceeding £100.

Recruitment and appointment of new trustees

The directors of the company are also charity trustees and are known as Trustees in the company’s Articles. Under the requirements of the Memorandum and Articles of Association, new trustees are elected by the board and are not subject to retirement by rotation. The office of a trustee continues until retirement or removal in accordance with the articles.

There are at least three trustees in post at any one time and it is a priority that we have a range of skills available to manage the diversity of CGC Basildon religious and community work. Currently we have a range of skills on the team including business and financial management, life coaching and pastoral care.

As trustees retire from the board, CGC Basildon seeks to find new members to replace the skills lost. Because of the nature of our work and requirement for trustees to sign up to the Statement of Faith (as laid out in the schedule to the articles), trustees may approach suitable persons who already serve in the organization. Board members may also make enquiries about potential suitable candidates by approaching partnering ministries with similar ethos and values.

Through the process of recruitment, new trustees are required to

Provide references - on application

Declare any conflicts of interest and sign a declaration that they are not disqualified from being a trustee at interview

Sign the Statement of Faith in the Schedule to the Articles - at appointment

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Organizational structure

In CGC Basildon the Pastor(s) and Board of Trustees play their own parts in the leadership of the church.

We currently have a board of three trustees who are responsible and accountable for: Strategic Planning, Finances, Facilities, Pastoral Search, Risk Management and Church Policy

The day to day running of the charity is led by the Senior Pastor(s) who have direct oversight and are accountable for: Spiritual Leadership, Visionary Leadership, Directorship of Programs/Ministries Reporting, Ministry Progress, Worship and Personnel Management.

STRUCTURE, GOVERNANCE, AND MANAGEMENT

Induction and training of new trustees

To help our trustees succeed in their posts, it is important for them and the charity that there is a clear and transparent application, interview, and induction process to clarify expectations and responsibilities.

In the process of Trustee recruitment and induction, new trustees are:

Issued an induction pack containing (but not limited to);

Charity commission Publication CC3

Relevant policies such as the Vision and Values Statements

The Statement of Faith

The latest accounts

Last annual report

Recent board meeting minutes

Organizational structure diagram

Asked to attend a trustee meeting as an observer where they can ask further questions.

Offered the opportunity to visit the Church and any of the activities/ projects to meet staff and service users.

To keep up to date with their roles and responsibilities, CGC Basildon Trustees are encouraged to seek out and participate in appropriate courses and events specific to the charity sector

Entitlement of Trustees

CGC Basildon Trustees serve voluntarily and receive no benefits for services provided with the exception of Trustees who serve as Religious Pastors as laid out in the memorandum (section 6). Any expenses reclaimed from the charity are set out in the notes to the accounts.

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Wider network

CGC Basildon is part of the CGI network (also known as Skylark International) of churches and members of the Evangelical Alliance who oversight our doctrinal teaching and validate our credibility as a Christian organization.

STATEMENT OF TRUSTEES RESPONSIBILITIES

The trustees (who are also the directors of Christian Growth Centre, Basildon for the purposes of company law) are responsible for preparing the Report of the Trustees and the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice).

Company law requires the trustees to prepare financial statements for each financial year which give a true and fair view of the state of affairs of the charitable company and of the incoming resources and application of resources, including the income and expenditure, of the charitable company for that period. In preparing those financial statements, the trustees are required to select suitable accounting policies and then apply them consistently; observe the methods and principles in the Charity SORP; make judgments and estimates that are reasonable and prudent; prepare the financial statements on the going concern basis unless it is inappropriate to presume that the charitable company will continue in business.

The trustees are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charitable company and to enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the charitable company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

This report has been prepared in accordance with the special provisions of Part 15 of the Companies Act 2006 relating to small companies.

Approved by order of the board of trustees on 30[th] December 2024 and signed on its behalf by:

……………………….

Ambrose Khumalo

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Report of the Independent Examiner to CGC BASILDON

I report on the accounts of the Christian Growth Centre Basildon for the year ended 31 March 2024, which are set out on pages 10 to 11.

Respective responsibilities of the Church and examiner

The Church Trustees are responsible for the preparation of the accounts. The Trustees consider that an audit is not required for this year (under section 144(2) of the Charities Act 2011 (the 2011 Act)) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiners’ report

My examination was carried out in accordance with the General Directions given by the Charity Commissioners. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and the seeking of explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiners’ statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the church as required by section 130 of the Act; or

  2. the accounts do not accord with those records; or

  3. the accounts do not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair view’ which is not a matter considered as part of an independent examination. =

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached

Ransford Grey FCCA, MBA, B.Sc (Hons)

Chartered Certified Accountant

……………………………

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STATEMENTS OF FINANCIAL ACTIVITIES

Statement of Financial Activities

Expenditure (Notes 3)
Expenditure on:
Tax payable
Net gains/(losses) on
investments
Extraordinary items
Other gains/(losses)
Reconciliation of
funds:
Total funds carried forward
Total
Net income/(expenditure) after tax
before investment gains/(losses)
Net income/(expenditure)
Transfers between funds
Total funds brought forward
Gains and losses on revaluation of fixed
assets for the charity’s own use
Charitable activities
Separate material expense item
Charitable activities
Net movement in funds
Other recognised gains/(losses):
Net income/(expenditure) before tax for
the reporting period
Raising funds
Other
Total
Recommended categories by activity
Separate material item of income
Other
Donations and legacies
Income (Note 2)
Income and endowments from:
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total
funds
2024
Prior
year
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total
funds
2024
Prior
year
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total
funds
2024
Prior
year
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total
funds
2024
Prior
year
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowment
funds
Total
funds
2024
Prior
year
2023
£
£
£
£
£
41,932 - - 41,932 45,353
- - - - -
- - - - -
- - - - -
41,932 - - 41,932 45,353
- - - - -
41,552 - - 41,552 47,104
- - - - -
41,552 - - 41,552 47,104
380 - - 380 (1,751)
- - - - -
380 - - 380 (1,751)
- - - - -
380 - - 380 (1,751)
- - - -
- - - - -
- - - - -
- - - - -
380 - - 380 (1,751)
3,057 - - 3,057 4,808
3,437 - - 3,437 3,057

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BALANCE SHEET Balance Sheet

Fixed assets
Tangible assets (Notes 6)
Total fixed assets
Current assets
Debtors
Cash at bank and in hand
Total current assets
Creditors: amounts falling due within
one year (Notes 7)
Net current assets/(liabilities)
Total assets less current liabilities
Creditors: amounts falling due after
one year
Provisions for liabilities
Total net assets or liabilities
Funds of the Charity
Endowment funds
Restricted income funds
Unrestricted funds (Notes 8)
Revaluation reserve
Fair value reserve
Total funds
Unrestricted
funds
Restricted
income
funds
Endowmen
t funds
Total
2024
Total
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowmen
t funds
Total
2024
Total
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowmen
t funds
Total
2024
Total
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowmen
t funds
Total
2024
Total
2023
£
£
£
£
£
Unrestricted
funds
Restricted
income
funds
Endowmen
t funds
Total
2024
Total
2023
£
£
£
£
£
1,881 - - 1,881 2,117
1,881 - - 1,881 2,117
- - - - -
2,156 - - 2,156 1,540
2,156 - - 2,156 1,540
600 - - 600 600
1,556 - - 1,556 940
3,437 - - 3,437 3,057
- - - -
- - - - -
3,437 - - 3,437 3,057
- - -
- - -
3,437 - 3,437 3,057
- - - - -
- - - -
3,437 - - 3,437 3,057

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BALANCE SHEET

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31st March 2024.

The members have not required the company to obtain an audit of its financial statements for the year ended 31st March 2023 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small company’s regime.

The financial statements were approved by the Board of Trustees on 30[th] December 2024 and were signed on its behalf by:

………………………

Ambrose Khumalo -Trustee

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NOTES TO THE ACCOUNTS

NOTES TO THE ACCOUNTS

ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102 updated by bulletin 1) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2015)’, Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognized in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognized as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Grants offered subject to conditions which have not been met at the yearend date are noted as a commitment but not accrued as expenditure.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery - 10% Straight Line

Tangible fixed assets are capitalized if they can be used for more than one year, and cost at least £500. They are valued at cost or if gifted, at the value to the charity on receipt.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity.

Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes. Further explanation of the nature and purpose of each fund is included in the notes to the financial statement

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NOTES TO THE ACCOUNTS

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

Going Concern

Each year it’s the Trustees' responsibility to state whether or not the annual accounts have been drawn up on a going concern basis. Going concern is the assumption that an entity, in this case the Charity, has the resources (financial or otherwise) needed to continue operating for the foreseeable future and, in particular, for at least 12 months from the date of approval by the Trustees of these annual accounts. If the going concern principle did not apply, then the accounts would been drawn up on an insolvent basis. Clearly, as part of this year’s going concern review, the Trustees has had to consider the likely impact of fundraising on its ministry.

It has concluded that the financial risks to their ministry have increased slightly as a result of the cost of living crisis in the UK. As a result, income from the charity has seen some reduction although members in the church continue to pay their dues, which is the main source of income for the Charity. It is therefore appropriate to prepare the 2024 Accounts on a going-concern basis and it is not necessary to make any adjustments to these accounts. The Trustees will continue to keep both the short-term and longer-term impact under review

Income

Note 2 Income

Note 2 Income
Donations
and legacies:
Analysis of income Unrestrict
ed funds
Restricte
d income
funds
Endowme
nt funds
Total
funds
Prior
year
£
£
Donations andgifts 27,745 - - 27,745 45,353
Gift Aid 14,187 - - 14,187
Legacies - - - - -
Other - - - -
Total 41,932 - - 41,932 45,353

Expenditure (Notes 3)

2024 2024 2024 2024 2023 2023 2023 2023
Activity Activities
undertake
n directly
Grant
funding of
activities
Support
Costs
Total this
year
Activities
undertaken
directly
Grant
funding
of
activities
Support
Costs
Total last
year
£ £ £ £ £ £ £ £
Rent 1,155 - - 1,155 18,815 - - 18,815
Staff Cost 15,584 - - 15,584 18,594 - - 18,594
Mission 24,813 - - 24,813 9,694 - - 9,694
Total 41,552 - - 41,552 47,103 - - 47,103

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NOTES TO THE ACCOUNTS

Trustee Remuneration ( Notes 4)

The charity's memorandum and articles of association allowing remuneration to be paid to trustees are approved by the charity commission. The following remuneration was paid to the following trustees, who are also considered to be key management of the charity, during the year.

Trustee
renumeration
Total
2024
2023
16,739
18,393
16,739
18,393

There were no trustees' expenses paid for the year ended 31st March 2024 nor for the year ended 31 March 2023.

STAFF COSTS (Notes 5)

The average monthly number of employees during the year was as follows:

2023 2022 number of staffs 1 1

No employees received emoluments in excess of £60,000.

Included within wages are amounts paid to third parties of £ NiI (2020 - NIL).

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NOTES TO THE ACCOUNTS

NOTE 6

Freehold land &
buildings
Other land & buildings
Plant, machinery and
motor vehicles
Fixtures, fittings and
equipment
Total
£
£
£
£
£
At the beginning of the
year
- - - 4,302 4,302
Additions
- - - - -
Revaluations
- - - - -
Disposals
- - - - -
Transfers
- - - - -
At end of the year
- - - 4,302 4,302
Basis*
SL or RB (Straight
Line or Reducing
Balance)
SL or RB
SL or RB
SL
SL
Rate
10%
10%
At beginning of the year - - - 2,185 2,185
Disposals
- - - - -
Depreciation
- - - 237 237
Impairment
- - - - -
Transfers
- - - - -
At end of the year
- - - 2,422 2,422
Net book value at the
beginning of the year
- - - 2,117 2,117
Net book value at the
end of the year
- - - 1,881 1,881
Net book value
Depreciation and impairments*
Freehold land &
buildings
£
Other land & buildings
£
Plant, machinery and
motor vehicles
£
Fixtures, fittings and
equipment
£
Total
£
- - - 4,302 4,302
- - - - -
- - - - -
- - - - -
- - - - -
- - - 4,302 4,302
SL or RB (Straight
Line or Reducing
Balance)
SL or RB SL or RB SL SL
10% 10%
- - - 2,185 2,185
- - - - -
- - - 237 237
- - - - -
- - - - -
- - - 2,422 2,422
- - - 2,117 2,117
- - - 1,881 1,881

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NOTES TO THE ACCOUNTS

CREDITORS: AMOUNTS FALLING DUE MORETHAN ONE YEAR (Notes 7)

Accruals for grants payable
Bank loans and overdrafts
Other creditors
Total
Amounts falling due
within one year
Amounts falling due
within one year
2024
£
2023
£
600 600
- -
- -
600 600

Notes 8. FUND MOVEMENT

Fund names Type PE, EE
**R or UR ***

Purpose and Restrictions
Fund
balances
brought
forward
£
Income
£
Expenditure
£
Transfers
£
Gains and
losses
£
Fund
balances
carried
forward
£
Unrestricted funds UR N/a 3,057 41,932 -41,552 - - 3,437
- - - - - -
- - - - - -
Other funds (balancing
figure)
N/a N/a - - - - - -
Total Funds as per balance sheet 3,057 41,932 - 41,552 - - 3,437

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NOTES TO THE ACCOUNTS 19