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2025-12-31-accounts

REGISTERED COMPANY NUMBER: 10743504 (England and Wales)
REGISTERED CHARITY NUMBER: 1175502
REPORT OF THE TRUSTEES AND
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
FOR
ST WERBURGH'S DERBY
Sibbalds Limited
Chartered Accountants and Business Advisers
Sixth Floor
Cavendish Building
1 Agard Street
Derby
Derbyshire
DE1 1DZ
ST WERBURGH'S DERBY
CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Page
Reference and Administrative Details 1
Report of the Trustees 2 to 8
Independent Examiner's Report 9
Statement of Financial Activities 10
Balance Sheet 11 to 12
Cash Flow Statement 13
Notes to the Cash Flow Statement 14
Notes to the Financial Statements 15 to 26
ST WERBURGH'S DERBY
REFERENCE AND ADMINISTRATIVE DETAILS
FOR THE YEAR ENDED 31 DECEMBER 2025
TRUSTEES S L Crathorne
V Lewis
P D Mann
B T Sams
A S Ramsay
A M Savage
A L Peters
G Towers
G Strange
L F King
K M Lussi
H A Prestwich
REGISTERED OFFICE St Werburgh's Church
Friar Gate
Derby
DE1 1BU
REGISTERED COMPANY NUMBER 10743504 (England and Wales)
REGISTERED CHARITY NUMBER 1175502
INDEPENDENT EXAMINER Sibbalds Limited
Chartered Accountants and Business Advisers
Sixth Floor
Cavendish Building
1 Agard Street
Derby
Derbyshire
DE1 1DZ
PRINCIPAL BANKERS The Cooperative Bank
PO Box 250
Skelmersdale
WN8 6WT
Page 1
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

ThetrusteeswhoarealsodirectorsofthecharityforthepurposesoftheCompaniesAct2006,presenttheir report
withthefinancialstatementsofthecharityfortheyearended31December2025.Thetrusteeshaveadopted the
provisionsofAccountingandReportingbyCharities:StatementofRecommendedPracticeapplicableto charities
preparingtheiraccountsinaccordancewiththeFinancialReportingStandardapplicableintheUKandRepublic of
Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Vision

Ourobjectivesaresetoutinourgoverningdocument,theMemorandumandArticlesIncorporated27/04/2017 as
amendedbyspecialresolutionregisteredatCompaniesHouse13/10/2017.Thecharitywasregisteredwith the
Charity Commission on 1st November 2017 (charity number 1175502).
The charity'sobjectis the advancementof the Christianreligionthroughthe provisionof an Anglicanplace of worship
in Derby as part of the establishment, renewal, and revitalisation of churches within the Anglican communion.
TheTrusteesarecommittedtothevisionstatementofthechurchtobuildanauthenticcommunitywhichis Christ
centredthatplaysourpartintransformingthecityandbeyond.In accordancewiththevisionstatement,the church
aims to meet its objectives through the provision of church services, courses, and planting churches. Given the
diversity of the church's activities, performance is measured on a case-by-case basis.

Public benefit

Inaccordancewithourdutiesasstatedinsection17(5)oftheCharitiesAct,wehaveconsideredthe guidance
providedbytheCharityCommissioninregardtopublicbenefit.Thispublicbenefithasbeendemonstratedby the
activities undertaken since inception of the charity outlined in this document.

Volunteers

Thechurchbenefitsfromthededicatedworkofagreatnumberofvolunteers.InaccordancewithFRS102and the
Charities SORP (FRS 102), the economic contribution of general volunteers is not recognised in the accounts.
Page 2
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

ACHIEVEMENTS AND PERFORMANCE

Charitable activities

In2025wecontinuedtoserveourcommunitybyofferingafullprogrammeofactivities-SundayServices, Alpha,
CommunityGroups,Kids-,Youth-andStudentwork.WeheldaWerb'sNetworkAwayDay-includingour church
plants - at Derby Cathedral School in Derby and attended Focus - the network church holiday.
We continuedto buildrelationshipswith organisationsaroundthe city includingDerby City Vision,Derby City  Mission,
DerbyFoodforThoughtAlliance,CommunityActionDerby,Universityof DerbyStudentUnion,PopWorldand Derby
CityCouncil.WedevelopedapartnershipwithSafeandSoundwhouseourgardeninreturnfortheuseof their
building for some of our Youth Work.

AGM/Werb's Church Council

Our Werb's ChurchCouncilhave continuedto meet monthlyaside from April, August and December. Our AGM in  April
2025 was well attended - there were no changes to the trustees.

Building Work

Upgrades to the wiring in the church have been completed as well as some repairs to the roof.

Churchyard Renovation

The churchyardto the rear of the mainbuildingis now a well-maintainedgardenwithpavedareasandseating.It has
beenusedduringoursummersocials,byourkidsandyouthandhostedacommunityfunday.Progresswas made
with the counciland St Alkmund'sPCC to progressthe developmentof the landin frontof the church,and it is  hoped
that some of this will be realised in 2026.

Werb's Central

OuryoungeryouthandKS2childrencontinuedtousethebuildingonSundaymorningsin2025.Staffcontinue to
enjoyuseoftheofficespaceandmeetingroomsforcollaborativeworking.Themainroomisusedregularlyfor a
ladies'coffeemorningandhasbeenoccasionallyusedbyothercommunitygroupsandforstaffmeetings and
trainings.
Renovationstothebuildinginpreparationforsplittingcontinuedanditishopedthattheunusedpartof Werb's
Central will be leased in 2026.

Staffing

Itwasagreedthatthepart-timerolesofCommunicationsAssistantandWorshipCoordinatorshouldcontinue when
thecontractsendedin2025.TheWorshipCoordinatorRolewasincreasedto0.6FTEandtheroletitlechanged to
Worship Ministry Lead.
Inadditiontothis,wealsoappointedanewpart-timeOperationsAssistantandPrayerMinistryLeadfollowing the
move of our previous employee to the role at St Eds, we also appointed a part-time Social Action Ministry Lead.
Our Youth Pastor returned from maternity leave.
We werealsoabletocontinueourMinistryAssistantprogrammebyrecruitingthreenewmemberswhoattend staff
meetings and other trainings in addition to contributing fully to the life of the church on a part-time voluntary basis.
Two additionalmembersof staffwere appointedto supportourchurchplantsvia ServiceLevel Agreements.This  was
a full-time Operations Manager at St Francis and a part-time Admin Assistant at St Ed's.

Church Plant - Mackworth (planted 2020)

At St FrancisMackworth,boththeireveningAlphashadwell over 30 guests,theirworshippingcommunitygrew from
250 to 350 over the year (including110 under 18s). Of this, over 45% of the adults were not attendinga Church before
joiningSt Francis.They had the largestEaster since plantingin 2020 and immersed 30 people over the year in baptism
or reaffirmation.
InordertosupportwhatGodisdoingtheyemployedanOperationsmanagerinJulyandtheDiocesehas supported
theiremploymentof a youthministryexperiencescheme member for 11 monthsfrom September2025. A member of
the congregation was also licensed as a lay minister in May.
AfterEastertheystarteda4pmservicetoenablemorespaceforgrowthandtoreachthosewithsportsin the
morningor who work shifts. This congregationis gently growingwith weekly attendanceof about45+ (inc kids) by the
end of 2025.
Page 3
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

Theirmidweekministriesareflourishing:football,chattycrafters,LittleLightsstayandplayandOpenDoor coffee,
after school club at Reigate School. Each is seeing people move towards Jesus and becoming part of St Francis.

Church Plant - Allenton and Shelton Lock (planted in 2023)

Throughout2025,St Edmund'sChurchhas continuedto growin confidence,clarity,andcommunitypresenceas they
seek to follow the way of Jesus and play their part in the renewal of Allenton and Shelton Lock.
A keyencouragementthisyearhasbeenthestrengtheningoftheirSundayworshippingcommunity.Attendance has
remainedsteady,withagrowingsenseofwarmth,welcome,andparticipationacrossallages.One particularly
encouragingsignofthishasbeenasignificantincreaseinbaptismsduringtheyear,includingthebaptismofa large
extendedfamilyofaround40people.Theseoccasionshaveprovidedmeaningfulopportunitiestosharethe gospel
and welcome new families into the life of the church.
Children'sandfamilyministryhascontinuedto growin bothdepthandreach.A new toddlergroup,Eddy'sTots, was
launchedthis year and now regularlywelcomes around25 attendeeseach week, creatinga warm and accessible entry
pointfor familieswithyoungchildren.Alongsidethis,regularchildren'sgroupshave continuedto develop, supported
bya committedvolunteerteam.Theirworkinlocalschoolshasalsocontinuedtogrow,buildingstrong relationships
with staff, pupils, and families across the parish.
Discipleshipandspiritualformationhaveremainedcentraltochurchlife.Alpharanagainthisyear,offering a
welcomingand open space for people exploringfaith,with several participantstakingmeaningfulsteps forward. Small
groupsandprayergatheringshavecontinuedtoprovidepastoralsupport,spiritualdepth,andastrongsense of
belonging.
Alongsideministrygrowth,2025hasseensignificantprogressintheirbuildingsandinfrastructure.With generous
supportfrommembersofStWerburgh'sandStFrancis,fundswereraisedtoenabletheupgradeofthe electrical
supplytothree-phasepower.Thiswork,scheduledfor2026,representsanimportantsteptowardimproving the
church'sheatingsystem.Inaddition,thepurchaseoftheScoutHutontheirlandmarksamajormilestone, enabling
the church to develop a valuable asset for regular use throughout the week in support of mission and community life.
Overall,2025has been a yearof encouragement,growth,andrenewedvisionas St Edmund'scontinuesto serve God
and the local community together.

Sunday Services

Our10.30and6.30SundayServicescontinuewithover300peopleengagingwithourserviceseachweek- either in
person or online.
AtStWerburgh'swewantchurchtobehomeforeveryonewhocomesthroughourdoors.Throughout2025, the
WelcomeandHospitalityTeamshavecontinuedtoofferawarmwelcome,hotcoffee,andafriendlyfaceat every
Sundaygathering.We movedrefreshmentsto afterthe servicein September2025to give morechanceforpeople to
connect with each other and build community.
We held a number of baptism and reaffirmationservices duringthe year with 29 people takingpart in the services and
making a public declaration of their faith.

Children

We'veseenariseinthepastyearofvisitingfamiliesonSundaymorningsandweregularlyseearound35 children
across our age groups each week.
After a long periodof low attendancein the weekly toddlergroup,the decisionwas made to changethis to a  monthly
Stay & Play event. This started in September and attendance has been varied so far but has seen some new visitors.
We enjoyedanotherreflectiveevent on Good Fridaymorningwith a series of prayerstationswith activitiesfor people
ofallages.Itwasgreattoseesomanyofourchurchfamilyaswellasfriendsandfamilyjoinustoreflecton the
characters of the Easter story.
Overthesummerholidays,we held2 SummerFunDays,openingthechurchandgardentothecommunity.We had
refreshmentsandcraftsin the churchas well as an inflatableandgames in the garden.We hadseveralfamilies come
along as well as previous visitors and new faces from the local area.
OctobersawourannualLightPartywhichisalwayssuchafunandmessyeventforchildrenandtheirfamilies. We
were able to use the event to start spreading the word about our Christmas services and events.
InsteadofanAdventparty,in2025weheldaCountdowntoChristmasfamilydropineventonthelastSaturday in
November.This worked really well as a new event and many people droppedby, especiallyas we advertisedthe  event
in the Market Hall on the same day.
Page 4
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

AnewgroupthatstartedinSeptemberareFurnaceNights,agroupforour7-11yearoldsonWednesday evenings.
We'vehadalotoffundoingavarietyofactivitiessuchasiceskating,atalentnight,gamesnightsandalotof time
with Lego!

Youth

Throughout2025,ouryouthministryhasexperiencedencouraginggrowth,bothinnumbersandinspiritual depth.
Wehavemanynewyoungpeopleatthechurchexploringfaithforthefirsttime.Wehaveseenouryoung people
encountermoreof God'sloveas theyexploremeaningfulquestionsaboutfaith,community,anddiscipleship. Strong
friendships have formed, creating a supportive environment where they uplift and encourage one another.
Oneofthehighlightsthisyearhasbeenthecontinuedengagementofouryoungpeopleinour Wednesday
gatherings.Theyhaveleanedintothe bigquestionsof faith,particularlyduringsmallgroupdiscussions,andwe have
seenagrowingdesiretoworshipwholeheartedlyanddeepentheirrelationshipwiththeGod.Thesespaces have
allowedthemtoshareopenlyaboutwhatisontheirhearts,andwehavecelebratedseveralbaptisms,which have
beenavisibleexpressionofthespiritualgrowthtakingplace.Manyhavealsotakenonservingroleson Sunday
mornings,contributingto production,hospitality,andchildren'sministries,showinga realwillingnessto get involved
and serve the wider church family.
OurWednesdayyouthserviceshaveremainedlivelyandwelcoming,filledwithfun,worship,andopportunities to
hearwhattheLordisdoingthroughdifferentvoiceswithinthegroup.Asignificantmomentthisyearwasthe Focus
gathering,wherethesenseoftogethernessthatdevelopedwaswonderfultowitness.Theyouthteamwere deeply
encouraged by the spiritual growth we saw as young people worshipped and prayed for one another.
InOctober,theyouthenjoyeda weekendaway,whichprovidedvaluabletimetodeepenrelationshipsandseek God
together.WefocusedonaskingtheLordtobuildstrengthandresilienceintheirlives.Duringthistime,there were
several moments where youngpeoplesharedwords of prophecyand encouragementwith one another.Many sensed
God speaking clearly to them about what He was doing in their lives and were reminded of their identity in Him.
Overall,ithasbeenafruitfulandencouragingyear,wehadapositiveexperiencewithsomeyoungpeopleat Alpha,
we'vegrownrelationshipswithoutsideorganisationstoexploreyouthoutreachandwehopetocontinue investing
andbuildingwiththeJosephWrightCollegeandCathedralSchoolin2026.Welookforwardwithexcitementto the
continuedgrowthandnewopportunitiesaheadasouryoungpeopleexploreandsharetheirfaith.Wewantto see
them step forward with evangelising and sharing the good news with their peers.

Students & Young Adults

Ourworkwith18s-25shascontinuedtogrowoverthepastyearfollowingonfrombuildingastrongbaselast year.
We have seen lots of new studentsand young adults join us this year and there has been deep communityform  within
this group.
We are continuingto see peoplejoinus who have no or littlechurchbackgroundbut have felt stirredto explore faith
whichisveryexciting.Tuesdayeveningsarewellestablishedandtherehasbeengrowthinthecommitment and
involvement from our older students in these evenings.
TeaandToasthascontinuedthroughouttheyearwithsomenightsbeingquieterthanothersbutalwaysa steady
streamofpeopletoconnecttoandincreasinglydeeperconversations.Wekeepprayingthattheseconnections will
draw people towards church.
Asweheadinto2026we'reexcitedtoseeallthatGodisdoingamongstthe18s-25scontinuetogrowand develop
and especially as we look towards our weekend away which is always a highlight.

Alpha

Alphais a ten-week course and gives guests an opportunityto explorequestionsof faith and the meaningof life. Each
week the courseconsistsof a meal,watchinga talkwithpausebreaksfordiscussionaroundwhathasbeen watched.
Eachcourseismadeupofanumberofgroups,andeachAlphagrouphastwohostsandtwohelpers,which meant
thatalongwiththecateringteamwhoprepare,cook,andservethemealeachweek,therewasatremendous team
effort.
In2025we ranAlphaonTuesdayeveningsinboththeSpringandAutumnTerm.Eachcoursealsohadan'away day'
onaSaturday,whichweranjointlywithotherchurchesatStFrancisChurch,Mackworth.FromSeptember to
December a coupleof members of our congregationran alphaat Rolls-Royce,where they work.These courseshad 44
guests in total.
Page 5
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

Thisyearsawtheintroductionofaphoneappwhichenabledgueststoreceiveaccesstoeachoftheweekly videos
along with additionalresources;this worked well with many guests tellingus they found it helpful.Throughout2025 it
was a joy to meet new people, several of whom were not previouslychurchgoers, on the Alpha course and see  people
develop a faith in Jesus for the first time.

Werb's Communities

Communitieshavecontinuedtogrowoverthepastyear.Wehavesetup3newgroupsandnowthemajorityare a
goodsizewithafewstillhavingspacestogrow.Wehaveimprovedtheprocessforfeedingpeopleintogroups and
we'resogratefulforleaderswhowillalwaysrespondpositivelytoarequestfornewpeopletojoin.Thereisa good
heart for welcoming and including people across the church.
Thesecommunitiesarefoundationalforthechurchandhelpprovidepastoralcareandcommunity.The leadership
teamhavetriedtomeetwiththeleadersindividuallyovertheyeartogetupdatesandworkouthowbestwe can
providesupport.The groupsmainlyfollowvideosthatare linkedto our sermonseries allowingconsistencywith what
isbeingtaughtonSundaysandhelpingkeeppeopleconnected.Wewillcontinuetousethismethodofteaching in
2026 although some groups are now using other options as well such as RightNow Media to supplement it.

Social Action

2025hasbeenayearwherewehavebuiltthefoundationsforoursocialactionministry,grownanddeveloped our
City-wide network and started to make connections with local families.
TheLoveYourNeighbourtrainingcoursehasbeeninstrumentalinhelpingtodefineandshapetheworkthat we
believe God is callingus to do in the City and has provideda frameworkfor us to developa 5-year strategyand vision.
Inputfromthecongregationhasfurtherrefinedourthinkingtoaninitialfocusonfamiliesandchildrenliving in
poverty.RunningtwoholidayclubsinthesummerandatChristmashasenabledustobuildrelationshipswith the
localauthorityaswellaswithanumberoffamilieswhohaveattendedbothsessions.Aparticularhighlightof this
was the family meal.
Thesummerofsocialactionwasagreatopportunitytoinviteourchurchfamilytogetinvolvedinsocialaction and
sawusprayerwalkingandlitterpickingbeforeourSummerSundayservices-wehadagreatturnoutmost weeks
despite the weather not always being on our side!
Love Christmassaw us deliver over 500 bags of kindnessacross the City to families and individualslivingin isolation or
forwhomChristmaswouldbeadifficulttime.Allofthefamiliesandindividualshadbeenreferredtous from
charities,schoolsandorganisationsthatwe have builtrelationshipswithduringthe year.Ourchurchfamily donated
generouslytowardsthebagsofkindnessanddidanincrediblejobmakingover500Christmasdecorationsaswell as
decoratingand packingthe bags of kindness.It was great to be able to invite partnerorganisationsin the City into the
Church to join us at these packing events.

Prayer

Our daily 7am prayer zoom groupcontinuesto meet Monday-Fridaymost weeks and are deeply committedto  praying
for the churchandthe cityandwiderneeds.They are faithfulandconsistentin prayerandit's amazingto see all that
God has done in response.
WecontinuedourregularKingdomComeeveningswhicharerunacrossthenetworkwitheachchurchhosting two
evenings.Thesehavebeenwellattendedandhavebeengreattimesofworshipandprayerinunityforourcity. We
are seeing momentum build and God working powerfully.
WehavecontinuedtoconnectwiththeCitywideprayereventswhichhavebeengreattohelpbuild connection
acrossthecityandtobeprayingtogetherwithawiderfocusandindifferentstyles.Thereisagreatsense of
cross-church unity which has continued to build and strengthen.
PrayerministrycontinuestobeofferedatourSundayservicesandtheteamiscommittedandconsistent. The
responsetotheofferofprayerministryisverymixedbutwehaveseensomeencouragingchangesand greater
responsivenessas wellas havinggooddiscussionswithinteamandwiderleadershipgroupsabouthowwe best offer
this and make it accessible and understandable for all.
Page 6
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

Comms and Social Media

Wehavecontinuedtoseeincreasedengagementonsocialmediaduring2025.SinceAugust2024,our Instagram
followershaveincreasedby 16%,Facebookfollowersby 7%, andTikTokfollowersby 219%.Over a 90 dayperiod, we
had 73k views on Instagramand 42k on Facebook.Our most viewed post on Instagramand Facebookin the past year
hasbeenour'NewtoChurch?'post.Thiswasmadetoinvitenewpeopletochurch,providemore accessible
informationaboutwhatchurchlookslikeandhowpeoplecangetinvolved.Wehopetoseemoregrowthover the
next year as we continue to collaborate with the Werb's Network with various projects.

FINANCIAL REVIEW

Financial position

At theendof thereportingperiod,thecharityhadtotalfundsof £1,845,864.Restrictedfundstotalled£694,500 and
unrestrictedfundstotalled£1,154,364.Ofthe£1,154,364unrestrictedfunds,£800,233weredesignatedtothe new
buildingfund(representingthenetbookvalueofthenewbuildingandimprovementworks)andthe remaining
£351,131 were general unrestricted funds.
IntheyeartotheendofDecember2025,thecharityreceivedatotalof£479,961againstexpenditureon charitable
activitiesof£574,642.Restrictedfundsreceivedintheperiodtotalled£34,747,thesewerereceivedfor various
projects such as Love Your Neighbour, Social Action, and other smaller projects.

Reserves policy

Thedirectorsaimtoholdfreereserves(i.e.unrestrictedfundslessfixedassets)equaltoapproximately3months of
expenditureas contingencyfor unexpectedevents. At the end of 2025 the balanceof free reserves came to £326,103,
which is sufficient to comply with the reserves policy.
Additional reserves held as designated are detailed in the notes to the financial statements.

FUTURE PLANS

TheCharityplansoncontinuingtheactivitiesoutlinedaboveintheforthcomingyearssubjecttosatisfactory funding
arrangements.We hope to lease part of one of our buildingsout commerciallyto generateadditionalrevenue to fund
our mission
Wewillbecontinuinganddevelopingthewayweresourceourchurchplantsaswellasplanningforthenext one
whilst increasing our mission to young people in the city.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

StWerburgh'sDerbyisaCharitableIncorporatedOrganisationregisteredintheUKwithTheCharityCommission of
EnglandandWales(registerednumber:1175502).StWerburgh'sDerbyisgovernedbyMemorandumandArticles of
Association 27/04/2018 as amended by special resolution registered at Companies House 13/10/2017.

Decision making

The Trusteesmonitorand advise on financialand strategicdecisions.They supportthe LeadershipTeam which directs
theongoingoperations.TheBusinessandFinanceCommitteeareresponsibleformakingdecisionsonallmatters of
generalconcernandhow the fundsof St Werburgh'sare to be spent.The FinanceCommitteeis representativeof the
congregation and includes the Lead Minister, Operations Manager and Treasurer and one other nominated trustee.

Induction and training of new trustees

ProceduresfortherecruitmentandappointmentofTrustees/DirectorsarelaidoutintheMemorandumand Articles
of Association. New trustees are elected by members of the church.
Allstaff,volunteersandTrusteesundergoaformalrecruitingandselectionprocess,followedbyaninduction period
thatincludesanytrainingconsiderednecessarytoeffectivelyperformtheirrole.SeniorManagementofthe church
consists of clergy, whose pay is set via stipend, the level of which is set by the Diocese.
Page 7
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

REPORT OF THE TRUSTEES FOR THE YEAR ENDED 31 DECEMBER 2025

STRUCTURE, GOVERNANCE AND MANAGEMENT

Risk management

Thetrusteeshaveadutytoidentifyandreviewtheriskstowhichthecharityisexposedandtoensure appropriate
controls are in place to provide reasonable assurance against fraud and error.

SAFEGUARDING

TheTrusteeshaveadoptedtheChurchofEngland'ssafeguardingpolicyrelatingtochildren,youngpeople and
vulnerablepeopleandhavean appointedParishSafeguardingLinkwhohascompletedthe Diocese'straining courses
in safeguarding young people and vulnerable adults.
TheDirectorsarecommittedtotheprinciplesof bestpracticeinrelationtosafeguardingandcomplieswiththe duty
undersection5 oftheSafeguardingandClergyDisciplineMeasure2016inrespectofhavingdueregardtoHouse of
Bishops'guidanceonsafeguardingchildrenandvulnerableadults.Theguidancecanbe readinfullontheChurch of
England official website.
Use oftheParishSafeguardingDashboardtoauditoursafeguardingpracticesis ongoing.Thishelpsustoreview our
policiesandproceduresandensuresthatourstaffandvolunteershavethecorrectleveloftrainingaccordingto the
Church of England guidelines.
Safeguardingconcernswithinthe churchare dealtwith usingthe supportof the SafeguardingTeam at Derby Diocese.
We continue to work hard to make the church a safe and welcoming place for everyone.
During2025thetrustees/Werb'sChurchCouncilhavecompliedwiththerequirementsimposedbythecode under
section 5A of the Safeguarding and Clergy Discipline Measure 2016.

EVENTS SINCE THE END OF THE YEAR

Information relating to events since the end of the year is given in the notes to the financial statements.
Approved by order of the board of trustees on 2 April 2026 and signed on its behalf by:
P D Mann - Trustee
Page 8
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF
ST WERBURGH'S DERBY

Independent examiner's report to the trustees of St Werburgh's Derby ('the Company')

IreporttothecharitytrusteesonmyexaminationoftheaccountsoftheCompanyfortheyear ended
31 December 2025.

Responsibilities and basis of report

As the charity'strusteesof the Company(andalsoits directorsfor the purposesof companylaw)youare responsible
for the preparation of the accounts in accordance with the requirements of the Companies Act 2006 ('the 2006 Act').
Having satisfiedmyself that the accountsof the Companyare not requiredto be auditedunder Part 16 of the 2006  Act
andareeligibleforindependentexamination,Ireportinrespectofmyexaminationofyourcharity'saccounts as
carriedoutunderSection145oftheCharitiesAct2011('the2011Act').IncarryingoutmyexaminationI have
followed the Directions given by the Charity Commission under Section 145(5) (b) of the 2011 Act.

Independent examiner's statement

Since yourcharity'sgross incomeexceeded£250,000yourexaminermust be a member of a listedbody.I can confirm
thatIamqualifiedtoundertaketheexaminationbecauseIamamemberoftheAssociationofChartered Certified
Accountants, which is one of the listed bodies.
Ihavecompletedmyexamination.Iconfirmthatnomattershavecometomyattentioninconnectionwith the
examination giving me cause to believe:

1. accounting records were not kept in respect of the Company as required by Section 386 of the 2006 Act; or

2. the accounts do not accord with those records; or

3. the accounts do not comply with the accounting requirements of Section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4. the accounts have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities (applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)).

Ihavenoconcernsandhavecomeacrossnoothermattersinconnectionwiththeexaminationtowhich attention
should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
David Bowler FCCA ACA BFP CTA
Sibbalds Limited
Chartered Accountants and Business Advisers
Sixth Floor
Cavendish Building
1 Agard Street
Derby
Derbyshire
DE1 1DZ
2 April 2026
Page 9
ST WERBURGH'S DERBY

STATEMENT OF FINANCIAL ACTIVITIES (INCORPORATING AN INCOME AND EXPENDITURE ACCOUNT) FOR THE YEAR ENDED 31 DECEMBER 2025

Notes
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
Charitable activities
4
Students, Youth, Children & Communities
Alpha & Events
Worship & Services
Social Action & Outreach
Church Planting
Investment income
3
Other income
Total
EXPENDITURE ON
Charitable activities
5
Students, Youth, Children & Communities
Alpha & Events
Mission Giving
Worship & Services
Social Action & Outreach
Common Fund - Parish Share
Church Planting
Total
NET INCOME/(EXPENDITURE)
Transfers between funds
15
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
Unrestricted
funds
£
354,845
56,585
6,222
10,888
1,556
-
4,618
10,500
445,214
229,231
53,836
9,247
109,140
13,884
78,372
10,000
503,710
(58,496)
(5,153)
(63,649)
1,215,013
1,151,364
Restricted
funds
£
34,747
-
-
-
-
-
-
-
34,747
25,632
12,574
-
22,066
10,660
-
-
70,932
(36,185)
5,153
(31,032)
725,532
694,500
2025
Total
funds
£
389,592
56,585
6,222
10,888
1,556
-
4,618
10,500
479,961
254,863
66,410
9,247
131,206
24,544
78,372
10,000
574,642
(94,681)
-
(94,681)
1,940,545
1,845,864
2024
Total
funds
£
472,912
3,207
1,832
3,207
458
458
6,307
5,000
493,381
156,468
62,290
9,000
122,422
30,754
76,089
32,213
489,236
4,145
-
4,145
1,936,400
1,940,545
The notes form part of these financial statements
Page 10
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

BALANCE SHEET

31 DECEMBER 2025

Notes
FIXED ASSETS
Tangible assets
12
CURRENT ASSETS
Debtors
13
Cash at bank
CREDITORS
Amounts falling due within one year
14
NET CURRENT ASSETS
TOTAL ASSETS LESS CURRENT LIABILITIES
NET ASSETS
FUNDS
15
Unrestricted funds:
General Fund
New Building Fund
Jerusalem Trust Grant
Restricted funds
TOTAL FUNDS
Unrestricted
funds
£
852,873
32,086
291,894
323,980
(25,489)
298,491
1,151,364
1,151,364
Restricted
funds
£
683,016
1,000
11,054
12,054
(570)
11,484
694,500
694,500
2025
Total
funds
£
1,535,889
33,086
302,948
336,034
(26,059)
309,975
1,845,864
1,845,864
351,131
800,233
-
1,151,364
694,500
1,845,864
2024
Total
funds
£
1,624,647
69,355
266,385
335,740
(19,842)
315,898
1,940,545
1,940,545
313,886
841,127
60,000
1,215,013
725,532
1,940,545
The charitablecompanyis entitledto exemptionfrom audit under Section477 of the CompaniesAct 2006 for the year
ended 31 December 2025.
Themembershavenotrequiredthecompanytoobtainanauditofitsfinancialstatementsfortheyear ended
31 December 2025 in accordance with Section 476 of the Companies Act 2006.
The trustees acknowledge their responsibilities for
The notes form part of these financial statements
continued...
Page 11
ST WERBURGH'S DERBY (REGISTERED NUMBER: 10743504)

BALANCE SHEET - continued

31 DECEMBER 2025

Thesefinancialstatementshavebeenpreparedinaccordancewiththeprovisionsapplicabletocharitable companies
subject to the small companies regime.
ThefinancialstatementswereapprovedbytheBoardofTrusteesandauthorisedforissueon2 April2026and were
signed on its behalf by:
P D Mann - Trustee
The notes form part of these financial statements
Page 12
ST WERBURGH'S DERBY

CASH FLOW STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2025

Notes
Cash flows from operating activities
Cash generated from operations
1
Net cash provided by operating activities
Cash flows from investing activities
Purchase of tangible fixed assets
Interest received
Net cash provided by/(used in) investing activities
Change in cash and cash equivalents in the
reporting period
Cash and cash equivalents at the beginning
of the reporting period
Cash and cash equivalents at the end of
the reporting period
2025
£
31,945
31,945
-
4,618
4,618
36,563
266,385
302,948
2024
£
30,727
30,727
(28,470)
6,057
(22,413)
8,314
258,071
266,385
The notes form part of these financial statements
Page 13
ST WERBURGH'S DERBY
NOTES TO THE CASH FLOW STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2025

1. RECONCILIATION OF NET (EXPENDITURE)/INCOME TO NET CASH FLOW FROM OPERATING ACTIVITIES

Net (expenditure)/income for the reporting period (as per the
Statement of Financial Activities)
Adjustments for:
Depreciation charges
Interest received
Decrease/(increase) in debtors
Increase in creditors
Net cash provided by operations
2025
£
(94,681)
88,758
(4,618)
36,269
6,217
31,945
2024
£
4,145
92,320
(6,057)
(64,450)
4,769
30,727

2. ANALYSIS OF CHANGES IN NET FUNDS

At 1.1.25 Cash flow At 31.12.25
£ £ £
Net cash
Cash at bank 266,385 36,563 302,948
266,385 36,563 302,948
Total 266,385 36,563 302,948
The notes form part of these financial statements
Page 14
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financialstatementsof the charitablecompany,whichis a publicbenefitentityunderFRS 102,have been
preparedinaccordancewiththeCharitiesSORP(FRS102)'AccountingandReportingbyCharities: Statement
ofRecommendedPracticeapplicabletocharitiespreparingtheiraccountsinaccordancewiththe Financial
ReportingStandardapplicablein the UK and Republicof Ireland(FRS 102) (effective1 January2019)', Financial
ReportingStandard102 'The FinancialReportingStandardapplicablein the UK and Republicof Ireland'and the
Companies Act 2006. The financial statements have been prepared under the historical cost convention.
The presentation currency of the financial statements is the Pound Sterling (£).

Income

Donationsandotherincomearerecognisedwhenreceivedand,anestimateofincometaxrecoverable is
recognised when the related donations are recognised.
Grants and legacies are accountedfor as soon as the churchis notifiedof its legal entitlement,the amount due
is quantifiable and its ultimate receipt is probable.

Expenditure

Liabilitiesarerecognisedasexpenditureassoonasthereisalegalorconstructiveobligationcommitting the
charitytothatexpenditure,itisprobablethatatransferofeconomicbenefitswillberequiredin settlement
andtheamountof theobligationcanbe measuredreliably.Expenditureis accountedforonanaccruals basis
andhas been classifiedunderheadingsthataggregateall costrelatedto the category.Wherecostscannot be
directlyattributedtoparticularheadingstheyhavebeenallocatedtoactivitiesonabasisconsistentwith the
use of resources.

Tangible fixed assets

Depreciationis providedat the followingannualrates in orderto write off each asset over its estimated useful
life.
Freehold property - 2% on cost
Long leasehold - 2% on cost
Improvements to property - 10% on cost
Plant and machinery - 20% on cost
Fixtures and fittings - 10% on cost
Computer equipment - 33% on cost
All capital items are written off in the year of purchase except those costing over £1,500.

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.
Restrictedfundscanonlybeusedforparticularrestrictedpurposeswithintheobjectsofthe charity.
Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.
Furtherexplanationofthenatureandpurposeofeachfundisincludedinthenotestothe financial
statements.
continued...
Page 15
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

1. ACCOUNTING POLICIES - continued

Pension costs and other post-retirement benefits

Thecharitablecompanyoperatesadefinedcontributionpensionscheme.Contributionspayableto the
charitablecompany'spensionschemearechargedtotheStatementofFinancialActivitiesintheperiod to
which they relate.

2. DONATIONS AND LEGACIES

Donations
Grants
Grants received, included in the above, are as follows:
Jerusalem Trust Grant
Other grants
3.
INVESTMENT INCOME
Interest on investments
4.
INCOME FROM CHARITABLE ACTIVITIES
Activity
Venue hire
Students, Youth, Children & Communities
Seconded employees
Students, Youth, Children & Communities
Venue hire
Alpha & Events
Seconded employees
Alpha & Events
Venue hire
Worship & Services
Seconded employees
Worship & Services
Venue hire
Social Action & Outreach
Seconded employees
Social Action & Outreach
Venue hire
Church Planting
Seconded employees
Church Planting
2025
£
366,901
22,691
389,592
2025
£
-
22,691
22,691
2025
£
4,618
2025
£
1,406
55,179
703
5,519
1,230
9,658
176
1,380
-
-
75,251
2024
£
328,917
143,995
2024
£
328,917
143,995
472,912
2024
£
120,000
23,995
143,995
2024
£
6,307
2024
£
518
2,689
296
1,536
518
2,689
74
384
74
384
9,162
continued...
Page 16
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

5. CHARITABLE ACTIVITIES COSTS

CHARITABLE ACTIVITIES COSTS
Students, Youth, Children &
Communities
Alpha & Events
Mission Giving
Worship & Services
Social Action & Outreach
Common Fund - Parish Share
Church Planting
Direct
Costs
£
197,542
37,750
9,247
81,050
17,379
78,372
10,000
431,340
Support
costs (see
note 6)
£
57,321
28,660
-
50,156
7,165
-
-
143,302
Totals
£
254,863
66,410
9,247
131,206
24,544
78,372
10,000
574,642

6. SUPPORT COSTS

SUPPORT COSTS
Management
&
£
Students, Youth, Children & Communities
39,834
Alpha & Events
19,917
Worship & Services
34,855
Social Action & Outreach
4,979
99,585
Buildings
maintenance
£
15,303
7,651
13,390
1,913
38,257
Governance
costs
£
2,184
1,092
1,911
273
5,460
Totals
£
57,321
28,660
50,156
7,165
143,302
Supportcostshavebeenallocatedtoactivitiesbasedontheestimatedtimeandresourcesspentonthe area
concerned throughout the period concerned. These allocations are estimated as follows:
2025 2024
Students, Youth, Children & Communities 35.00% 35.00%
Alpha & Events 20.00% 20.00%
Social Action/ Outreach 5.00% 5.00%
Church Planting 5.00% 5.00%
Worship & Services 35.00% 35.00%
-------------------- --------------------
100.00% 100.00%
continued...
Page 17
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

7. NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):
Depreciation - owned assets
TRUSTEES' REMUNERATION AND BENEFITS
Trustees' salaries
2025
£
88,758
2025
£
-
2024
£
92,320
2024
£
2,097

8. TRUSTEES' REMUNERATION AND BENEFITS

Trustees' expenses

Duringtheyear,expenseswererepaidtotwotrusteestotalling£293(2024:£90).Theserelated to
reimbursement of costs incurred by trustees in carrying out their duties.

9. STAFF COSTS

Wages and salaries
Social security costs
Other pension costs
The average monthly number of employees during the year was as follows:
Employees
No employees received emoluments in excess of £60,000.
2025
£
178,744
14,057
11,381
204,182
2025
12
2024
£
109,609
8,746
10,678
129,033
2024
6

10. COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted Restricted Total
funds funds funds
£ £ £
INCOME AND ENDOWMENTS FROM
Donations and legacies 449,226 23,686 472,912
Charitable activities
Students, Youth, Children & Communities 3,207 - 3,207
Alpha & Events 1,832 - 1,832
Worship & Services 3,207 - 3,207
Social Action & Outreach 458 - 458
Church Planting 458 - 458
Investment income 6,307 - 6,307
Other income 5,000 - 5,000
continued...
Page 18
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025
10.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES -
Total
EXPENDITURE ON
Charitable activities
Students, Youth, Children & Communities
Alpha & Events
Mission Giving
Worship & Services
Social Action & Outreach
Common Fund - Parish Share
Church Planting
Total
NET INCOME/(EXPENDITURE)
Transfers between funds
Net movement in funds
RECONCILIATION OF FUNDS
Total funds brought forward
TOTAL FUNDS CARRIED FORWARD
continued
Unrestricted
funds
£
469,695
139,397
49,235
6,000
105,350
11,949
76,089
29,774
417,794
51,901
1,256
53,157
1,161,858
1,215,015
Restricted
funds
£
23,686
17,071
13,055
3,000
17,072
18,805
-
2,439
71,442
(47,756)
(1,256)
(49,012)
774,542
725,530
Total
funds
£
493,381
156,468
62,290
9,000
122,422
30,754
76,089
32,213
489,236
4,145
-
4,145
1,936,400
1,940,545

11. INDEPENDENT EXAMINER'S REMUNERATION

Theindependentexaminersremunerationamountstoanindependentexaminationfeeof£3,200 (2024:
£3,200) and other fees of £2,260 (2024: £1,570).
continued...
Page 19
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

12. TANGIBLE FIXED ASSETS

COST
At 1 January 2025 and 31 December 2025
DEPRECIATION
At 1 January 2025
Charge for year
At 31 December 2025
NET BOOK VALUE
At 31 December 2025
At 31 December 2024
Plant and
machinery
£
COST
At 1 January 2025 and 31 December 2025
59,869
DEPRECIATION
At 1 January 2025
59,869
Charge for year
-
At 31 December 2025
59,869
NET BOOK VALUE
At 31 December 2025
-
At 31 December 2024
-
13.
DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade debtors
Prepayments and accrued income
Freehold
property
£
683,748
45,583
13,675
59,258
624,490
638,165
Fixtures
and
fittings
£
101,995
67,592
10,202
77,794
24,201
34,403
Long
leasehold
£
715,140
80,777
13,463
94,240
620,900
634,363
Computer
equipment
£
59,111
55,789
3,322
59,111
-
3,322
2025
£
10,589
22,497
33,086
Improvements
to
property
£
480,931
166,537
48,096
214,633
266,298
314,394
Totals
£
2,100,794
476,147
88,758
564,905
1,535,889
1,624,647
2024
£
241
69,114
69,355
continued...
Page 20
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

14. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
Trade creditors
Pensions control
Accruals and deferred income
2025
£
4,195
-
21,864
26,059
2024
£
9,633
454
9,755
19,842

15. MOVEMENT IN FUNDS

Unrestricted funds
General Fund
New Building Fund
Jerusalem Trust Grant
Restricted funds
SDF Other Costs Non-Capital
SDF Refurbishment Non-Capital
SDF Refurbishment Capital
SDF Building Grant
Building Fund
Love Your Neighbour
CRT New Building Improvements
Raymond Ross DBF
Diocesan Grants: MRI
Social Action Donations
Love Christmas
Collective Tea and Toast
Just Sow - Tea and Toast
Winter HAF 2025
Summer HAF 2025
Diocesan Grants: Quick win
TOTAL FUNDS
At 1.1.25
£
313,886
841,127
60,000
1,215,013
1,140
18,334
87,200
340,800
254,599
-
18,646
4,813
-
-
-
-
-
-
-
-
725,532
1,940,545
Net
movement
in funds
£
42,724
(40,894)
(60,326)
(58,496)
(285)
(2,473)
(24,024)
(6,950)
(5,785)
(1,529)
(2,500)
(499)
(1,492)
10,000
(215)
(12)
(86)
507
(406)
(436)
(36,185)
(94,681)
Transfers
between
funds
£
(5,479)
-
326
(5,153)
-
-
-
-
-
1,529
-
-
1,492
-
1,192
12
86
-
406
436
5,153
-
At
31.12.25
£
351,131
800,233
-
1,151,364
855
15,861
63,176
333,850
248,814
-
16,146
4,314
-
10,000
977
-
-
507
-
-
694,500
1,845,864
continued...
Page 21
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

15. MOVEMENT IN FUNDS - continued

Net movement in funds, included in the above are as follows:
Unrestricted funds
General Fund
New Building Fund
Jerusalem Trust Grant
Restricted funds
SDF Other Costs Non-Capital
SDF Refurbishment Non-Capital
SDF Refurbishment Capital
SDF Building Grant
Building Fund
Love Your Neighbour
CRT New Building Improvements
Raymond Ross DBF
Diocesan Grants: MRI
Social Action Donations
Love Christmas
Collective Tea and Toast
Just Sow - Tea and Toast
Winter HAF 2025
Summer HAF 2025
Diocesan Grants: Quick win
TOTAL FUNDS
Incoming
resources
£
445,214
-
-
445,214
-
-
-
-
-
6,350
-
-
4,476
10,000
6,409
500
1,000
1,580
2,944
1,488
34,747
479,961
Resources
Movement
expended
in funds
£
£
(402,490)
42,724
(40,894)
(40,894)
(60,326)
(60,326)
(503,710)
(58,496)
(285)
(285)
(2,473)
(2,473)
(24,024)
(24,024)
(6,950)
(6,950)
(5,785)
(5,785)
(7,879)
(1,529)
(2,500)
(2,500)
(499)
(499)
(5,968)
(1,492)
-
10,000
(6,624)
(215)
(512)
(12)
(1,086)
(86)
(1,073)
507
(3,350)
(406)
(1,924)
(436)
(70,932)
(36,185)
(574,642)
(94,681)
continued...
Page 22
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

15. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General Fund
New Building Fund
Jerusalem Trust Grant
Restricted funds
SDF Other Costs Non-Capital
SDF Refurbishment Non-Capital
SDF Refurbishment Capital
SDF Building Grant
Building Fund
Love Your Neighbour
CRT New Building Improvements
Warm Welcome
City Vision
Focus Event
Living Room
Raymond Ross DBF
Diocesan Grants: MRI
TOTAL FUNDS
At 1.1.24
£
280,723
881,135
-
1,161,858
1,425
20,806
114,624
347,750
260,362
3,767
21,146
1,689
825
-
2,148
-
-
774,542
1,936,400
Net
movement
in funds
£
31,907
(40,008)
60,000
51,899
(285)
(2,472)
(27,424)
(6,950)
(5,763)
(3,147)
(2,500)
(30)
(1,159)
(1,290)
(1,257)
4,813
(290)
(47,754)
4,145
Transfers
between
funds
£
1,256
-
-
1,256
-
-
-
-
-
(620)
-
(1,659)
334
1,290
(891)
-
290
(1,256)
-
At
31.12.24
£
313,886
841,127
60,000
1,215,013
1,140
18,334
87,200
340,800
254,599
-
18,646
-
-
-
-
4,813
-
725,532
1,940,545
continued...
Page 23
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

15. MOVEMENT IN FUNDS - continued

Comparative net movement in funds, included in the above are as follows:
Unrestricted funds
General Fund
New Building Fund
Jerusalem Trust Grant
Restricted funds
SDF Other Costs Non-Capital
SDF Refurbishment Non-Capital
SDF Refurbishment Capital
SDF Building Grant
Building Fund
Love Your Neighbour
CRT New Building Improvements
Warm Welcome
City Vision
Focus Event
Living Room
Raymond Ross DBF
Diocesan Grants: MRI
TOTAL FUNDS
Incoming
resources
£
349,695
-
120,000
469,695
-
-
1
-
22
15,777
-
-
(1,159)
2,010
(845)
5,000
2,880
23,686
493,381
Resources
Movement
expended
in funds
£
£
(317,788)
31,907
(40,008)
(40,008)
(60,000)
60,000
(417,796)
51,899
(285)
(285)
(2,472)
(2,472)
(27,425)
(27,424)
(6,950)
(6,950)
(5,785)
(5,763)
(18,924)
(3,147)
(2,500)
(2,500)
(30)
(30)
-
(1,159)
(3,300)
(1,290)
(412)
(1,257)
(187)
4,813
(3,170)
(290)
(71,440)
(47,754)
(489,236)
4,145

Unrestricted funds

Thenewbuildingfundreflectsmonieswhichhavebeendesignatedbythetrusteeswiththepurpose of
financing the new premises at 11-12 Friar Gate.
TheJerusalemFundreflectsmoniesreceivedfromtheJerusalemTrusttowardsoperationsandprojectsas a
resource church.

Restricted funds

StrategicDevelopmentFunds (SDF) representfunds received from the ChurchCommissionersin relationto the
purchase,improvementand developmentof the church.This balancenow representsthe bookvalue of assets
purchased using the funding as described above.
Thebuildingfund(non-SDF)reflectsmoniesraisedwithinthecongregationandfromelsewheretowards the
purchaseofthechurchbuilding.Thisbalancenowrepresentsthebookvalueofassetspurchasedusing the
funding as described above.
TheCRTNewBuildingFundreflectsmoniesreceivedtoassistinpurchasingnewpartofthechurchin 2022.
This balance now represents the book value of assets purchased using the funding as described above.
TheSocialActionfundreflectsmoniesreceivedtoassistwithfundraisingactivitiestomakea positive
difference within the community.
continued...
Page 24
ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

16. EMPLOYEE BENEFIT OBLIGATIONS

ThecharityparticipatesinthePensionBuilderSchemesectionof CWPFforlaystaff.CWPFis administered by
theChurchofEnglandPensionsBoard,whichholdstheCWPFassetsseparatelyfromthoseofthe Employer
and other participating employers.
PensionBuilder2014isacashbalanceschemethatprovidesalumpsumwhichmembersuseto provide
benefitsatretirement.Pensioncontributionsarerecordedinanaccountforeachmember. Discretionary
bonusesmaybeaddedbeforeretirement,dependingoninvestmentreturnsandotherfactors.The account,
plus any bonuses declared is payable, unreduced, from age 65.
There is no sub-division of assets between employers in each section of the Pension Builder Scheme.
Theschemeisconsideredtobeamulti-employerschemeasdescribedinSection28ofFRS102.This is
becauseitis notpossibletoattributethePensionBuilderScheme'sassetsandliabilitiestospecific employers
andmeansthatcontributionsareaccountedforasiftheSchemewereadefinedcontributionscheme. The
pensions costs charged to the SoFA in the year are the contributions payable (2025: £14,214, 2024: £10,678).
A valuationof the Pension BuilderScheme is carriedout once every three years. The most recent valuation was
carried out as at 31 December 2022.
ForthePensionBuilder2014section,thevaluationrevealedasurplusof£8.5montheongoing assumptions
used. There is no requirement for deficit payments at the current time.
The next valuation is due as at 31 December 2025.
Thelegalstructureoftheschemeissuchthatifanotheremployerfails,StWerburgh'sDerbycould become
responsible for paying a share of the failed employer's pension liabilities.

17. RELATED PARTY DISCLOSURES

Duringthe year, the charityentered into transactionswith RDX Pro-Audio,a tradingname of Simon Lewis who
is the husbandof trustee VivienneLewis. Purchasesof £787 (2024: £1,213)were made duringthe year and the
balance outstanding at the year end was £Nil (2024: £Nil).
Duringtheyear,thecharityenteredintotransactionswithEliteKitchens&Bathrooms(Cheadle)Ltd, a
companywhotrusteeAndrewSavageis a directorof.Purchasesof £8,211(2024:£27,996)weremade during
the year and the balance outstanding at the year end was £Nil (2024: £Nil).
Duringtheprioryear,thecharitymadepaymentsof £130to CharlieKingwhois thesonof trusteeLinda King
for him to play at Sanctuary.
Duringthe prioryear, the charitymade donationsof £726 to TOGS ClothingBank who trusteeAntheaPeters is
the founder of.
Duringtheprioryear,thecharitypaidexpensesof£685toAnnaMann,thewifeoftrusteeReverend Philip
Mann.
Duringtheyear,thecharityalsopaidexpensestoHannahSams,thewifeoftrusteeBenjaminSams, totalling
£1.420(2024:£131).HannahSamsalsoreceivedgrossremunerationincludingemployers pension
contributions totalling £29,953, in the year (2024: £28,472).
All of the above transactions were made at arm's length.
continued...
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ST WERBURGH'S DERBY
NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 31 DECEMBER 2025

18. POST BALANCE SHEET EVENTS

Subsequentto the year end, the charityentered into negotiationsto lease out 12 Friar Gate, a property owned
by the charity.The propertywas recognisedas a fixedasset at 31 December2025.It is expectedto be used as
an investment property in the next financial year.
Thischangeofusewasnotcommittedtoatthereportingdate,andthereforedoesnotprovideevidence of
conditionsexistingat31December2025.InaccordancewithFRS 102Section32andtheCharitiesSORP, no
adjustment has been made to the carrying value of the asset at the year end.
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