## Kerith Trust 

## Trustees report 2023 

## Objective 

Our primary objective, as detailed in our constitution is: 

The relief of those in need, by reason of youth, age, ill-health, disability, financial hardship or other disadvantage in Djibouti and such other parts of the world as the trustees shall determine. 

## Activities 

The trustees have met once a quarter using online video technology, to discuss the on-going relationship with our associated group of self-funded voluntary workers in Djibouti, to review formal requests for project support and to agree methods of fund raising for those projects that are approved. Due to the Covid pandemic, the volume of work performed by our supported workers has reduced, as has the number of projects requiring support. The trustees expect this to increase once the global pandemic is over. 

We continue to maintain and develop the Kerith Trust website to reflect our objectives and to promote the work that we now support in Djibouti. 

We continue to support the work of the Emmanuel English Language Centre - - - (https://kerithtrust.org/emmanuel english language centre/). We continue to assist with the provision of funds for the EELC to survive when it had to close because of the pandemic and helped fund the supply of new textbooks for the 2021-22 classes. This is now back up and running and has seen a cohort of students pass through. 

Work is underway to reach out to neighbouring areas to provide English tuition and life skills training. 

## Conclusion 

The Trustees are extremely pleased with progress made this year in spite of the slow recovery from global pandemic, and plan to develop the work of Trust moving forward. 

Alan Cobbald 

Chair of Trustees 



## List of 

## **Transactions List:** 

||**Transaction date**|**Account Number**|**Bank reference**|
|---|---|---|---|
||05/08/2022|0892996585152400|REACHACROSS|
||25/04/2022|0892996585152400|REACHACROSS|
||05/04/2022|0892996585152400|MRINDJJD|
||04/04/2022|0892996585152400|DJIBOUTI FLAT|
||01/10/2021|0892996585152400|REACHACROSS|
||13/09/2021|0892996585152400|MRINDJJD|
||05/08/2021|0892996585152400|GOLDENGIVING.COM|
||19/07/2021|0892996585152400|REACHACROSS|
||10/05/2021|0892996585152400|MRINDJJD|
||29/04/2021|0892996585152400|MRINDJJD|
||23/04/2021|0892996585152400|REACHACROSS|
||01/04/2021|0892996585152400|Word Press 29.03.2|
||17/03/2021|0892996585152400|4427102090880000|
||25/01/2021|0892996585152400|DJ Donation|
||22/01/2021|0892996585152400|-|
||22/01/2021|0892996585152400|REACHACROSS|
||22/01/2021|0892996585152400|033668|
||22/01/2021|0892996585152400|033668|
||21/01/2021|0892996585152400|000000|
||18/01/2021|0892996585152400|MISSION DE LA MER|
||15/01/2021|0892996585152400|DONATION|
||07/12/2020|0892996585152400|MRINDJJD|
||14/10/2020|0892996585152400|MRINDJJD|
||09/10/2020|0892996585152400|St Ebbes Faiths Ho|





## f transactions 

|**Type of payment**|**Customer reference**|**Amount (GBP)**|**Additional Info**||
|---|---|---|---|---|
|Own Account Credit|FOREIGN PAYT RECD|96.72|08021100000000||
|Own Account Credit|FOREIGN PAYT RECD|344.24|08021100000000||
|Foreign Debit|OVERSEAS PAYMENT|-1214.0|08021100000000||
|Faster Payment|Draper Stephen|1200.0|07080602630599||
|Own Account Credit|FOREIGN PAYT RECD|333.2|08021100000000||
|Foreign Debit|OVERSEAS PAYMENT|-5696.59|08021100000000||
|Faster Payment|THE GOLDEN GIVING|73.35|23058012059547||
|CHAPS credit|CHAPS STG R00318DX|5066.18|08010000000000||
|Foreign Debit|OVERSEAS PAYMENT|-12321.15|08021100000000||
|Foreign Debit|OVERSEAS PAYMENT|-130.0|08021100000000||
|CHAPS credit|CHAPS STG R00420DX|11123.11|08010000000000||
|StandingOrder|Marc Thomas|-51.0|30993124364560||
|Own Account Credit|000000      CREDIT|750.0|070806||
|StandingOrder|K Kumar|-12474.0|40478482441268||
|Own Account Credit|FOREIGN PAYT RECD|12359.83|08021100000000||
|CHAPS credit|CHAPS STG R00241DX|1599.09|08010000000000||
|Commission/expenses|ADJUST FEES|35.0|00000000000000||
|Commission/expenses|ADJUST FEES|30.9|00000000000000||
|BACS Credit|08909697881164|250.0|||
|Foreign Debit|OVERSEAS PAYMENT|-20.0|08021100000000||
|Faster Payment|KUMAR P&K|30.0|40478482441268||
|Foreign Debit|OVERSEAS PAYMENT|-12425.73|08021100000000||
|Foreign Debit|OVERSEAS PAYMENT|-110.0|08021100000000||
|Faster Payment|PCC ST EBBES|12504.83|20651800729507||





333.2 

-5696.59 

73.35 

5066.18 

-12321.15 

-130 11123.11 -51 



## **Kerith Trust - Annual Accounts Registered Charity 1174967** 

|**01/04/2020 - 31/03/2021**||
|---|---|
|**Income**|**April**|
|O/Balance||
|Reachacross|£11,123|
|Goldengiving||
|Kerith Bank Credit||
|Miscellaneous||
|**Total Income**|£11,123|
|**Expenditure:**||
|Donation to Djoubiti (restricted from Reachacross)|-£130|
|Donation to Djoubiti (restricted from Reachacross)||
|Donation to Djoubiti||
|Word Press|-£50|
|**Total Expenditure**|-£130|
|**Balance**|**£10,993**|



Balance- Bank Statement Variance 



|**May**|**June**||**July**|**August**|**September**|**October**|
|---|---|---|---|---|---|---|
||||£5,066||||
|||||£73|||
|||||||£333|
|£0||£0|£5,066|£73|£0|£333|
|-£12,321|||||||
||||||-£5,697||
|-£12,321||£0|£0|£0|-£5,697|£0|
|**-£12,321**||**£0**|**£5,066**|**£73**|**-£5,697**|**£333**|





|**November**|**December**|**January**|**February**|**March**||**Total**|
|---|---|---|---|---|---|---|
|||||||£3,125|
|||||||£16,189|
|||||||£73|
|||||||£333|
|||||||£0|
|||||||£0|
|||||||£0|
|||||||£0|
|£0|£0|£0|£0||£0|£19,721|
|||||||-£12,451|
|||||||-£5,697|
|||||||£0|
|||||||-£50|
|||||||£0|
|£0|£0|£0|£0||£0|-£18,198|
|**£0**|**£0**|**£0**|**£0**||**£0**|**###**|
|||||||**1522.81**|
|||||||0|





701-0892996585152400-280423-004508.11657.txt BRANCH : BUSINESS DIRECTPLUS               0892996585152400 

|BIC : CPBKGB22|IBAN : GB24CPBK08929965851524|
|---|---|
|**Date**|**Description**|
|27 APR 22|BROUGHT FORWARD|
|05 AUG 22|FOREIGN PAYT RECD REACHACROSS|
|03 FEB 23|FOREIGN PAYT RECD REACHACROSS|
|23 MAR 23|REACHACROSS (UK) REACHACROSSUK|
|06 APR 23|OVERSEAS PAYMENT MRINDJJD|
|24 APR 23|FOREIGN PAYT RECD REACHACROSS|





|**Withdrawals**|**Deposits**|**Balance**|
|---|---|---|
|||1,853.05|
||96.72|1,949.77|
||253.02|2,202.79|
||5,566.48|7,769.27|
|6,593.58||1,175.69|
||92.10|1,267.79|





## **Kerith Trust - Annual Accounts Registered Charity 1174967** 

|**01/04/2020 - 31/03/2021**||
|---|---|
|**Income**|**April**|
|O/Balance|£1,522.81|
|Reachacross|£344|
|Goldengiving||
|Kerith Bank Credit||
|Stephen Draper|£1,200|
|**Total Income**|£3,067|
|**Expenditure:**||
|Donation to Djoubiti (restricted from Reachacross)||
|Donation to Djoubiti (restricted from Reachacross)||
|Donation to Djoubiti Flat|-£1,214|
|Word Press||
|**Total Expenditure**|-£1,214|
|**Balance**|**£1,853**|
|Balance- Bank Statement||
|Variance||






**----- Start of picture text -----**<br>
May June July August September October<br>£97<br>£0 £0 £0 £97 £0 £0<br>**----- End of picture text -----**<br>


|£0|£0|£0|£0|£0|£0|
|---|---|---|---|---|---|
|**£0**|**£0**|**£0**|**£97**|**£0**|**£0**|





|**November**|**December**|**January**|**February**|**March**|**Total**|
|---|---|---|---|---|---|
||||||£1,522.81|
||||£253|£5,566|£6,260|
||||||£0|
||||||£0|
||||||£1,200|
||||||£0|
||||||£0|
||||||£0|
|£0|£0|£0|£253|£5,566|£8,983|
||||||£0|
||||||£0|
||||||-£1,214|
||||||£0|
||||||£0|
|£0|£0|£0|£0|£0|-£1,214|
|**£0**|**£0**|**£0**|**£253**|**£5,566**|**£7,769.27**|
||||||**7769.27**|
||||||-|






**Kerith Trust 11 Receipts and payments accounpts and payments accounts and payments accounpayments accounayments accounyments accounments accoun** Period start date **For the period from To** 01.04.2022 

## **Receipts and payments accounpts and payments accounts and payments accounpayments accounayments accounyments accounments accoun** 

## **Section A Receipts and payments** 

**Unrestricted funds Restricted funds** 

## **Endowment funds** 

|**to the nearest      £**<br>**A1 Receipts**<br>Donations from individuals and organisations<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Sub total_                                        -**<br>**_Total receipts_                                    -**<br>**A3 Payments**<br>**-**<br>Cost of website development/email support<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**_Sub total_                                         -**<br>**-**<br>**-**<br>**_Sub total_                                         -**<br>**_Total payments_                                    -**<br>**_Net of receipts/(payments)_                                    -**<br>**A5 Transfers between funds**<br>**-**<br>**A6 Cash funds last year end**<br>**-**<br>**_Cash funds this year end_                                    -**<br>**_Sub total_**_(Gross income for AR)_<br>**A2 Asset and investment sales, (see**<br>**table).**<br>Payments to fund restricted activities charitable<br>objectives<br>**A4 Asset and investment purchases, (see**<br>**table)**|**to the nearest £**<br>**7,460**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**7,460**<br>**-**<br>**-**<br>**-**<br>**7,460**<br>**1,214**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**1,214**<br>**-**<br>**-**<br>**-**<br>**1,214**<br>**6,246**<br>**-**<br>**1,523**<br>**7,769**|**to the nearest £**|
|---|---|---|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
||||
|||**-**|
|||**-**|
|||**-**|
||||
|||**-**|
||||
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
||||
|||**-**|
|||**-**|
|||**-**|
||||
|||**-**|
||||
||**6,246**|**-**|
||**-**|**-**|
||**1,523**|**-**|
||**7,769**|**-**|





## **Section B Statement of assets and liabilities at the end of the period** 

## **Unrestricted funds** 

**Categories Details to nearest £ B1 Cash funds** Restricted for charity projects in Djoubiti **-** _**Total cash funds**_ **-** (agree balances with receipts and payments account(s)) OK **Unrestricted funds Details to nearest £ B2 Other monetary assets - - - - - -** 

## **B3 Investment assets** 

## **B4 Assets retained for the charity’s own use** 

## **B5 Liabilities** 

Signed by one or two trustees on behalf of all the trustees 

**Fund to which asset Details belongs Fund to which asset Details belongs Fund to which liability Details relates** Signature Print N Kulvinder Kumar Kulvinder Kumar 




**----- Start of picture text -----**<br>
174967<br>nts CC16a<br>Period end date<br>31.03.2023<br>**----- End of picture text -----**<br>



**----- Start of picture text -----**<br>
Total funds Last year<br>to the nearest £ to the nearest £<br>                                7,460                                      -<br>                                      -                                        -<br>                                      -                                        -<br>                                      -                                        -<br>                                      -                                        -<br>                                      -                                        -<br>                                      -                                        -<br>                                      -                                        -<br>                                7,460                                      -<br>**----- End of picture text -----**<br>


||**-**|||||
|---|---|---|---|---|---|
||**-**|||**-**||
||**-**|||**-**||
|||||||
||**7,460**|||**-**||
|||||||
||**1,214**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**-**||**-**|||
||**1,214**||**-**|||



||**-**|||||
|---|---|---|---|---|---|
||**-**|||||
||**-**|||**-**||
|||||||
||**1,214**|||**-**||
|||||||
||**6,246**||**-**|||
||**-**||**-**|||
||**1,523**||**-**|||
||**7,769**||**-**|||





## **Restricted funds Endowment funds** 

|**to nearest £**<br>**1,521**<br>**-**<br>**-**<br>**1,521**|**to nearest £**|
|---|---|
|**1,521**|**-**|
|**-**|**-**|
|**-**|**-**|
|**1,521**|**-**|



Agreement Error OK **Restricted funds Endowment funds** 

|**to nearest £**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**to nearest £**|
|---|---|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|



|**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Current value**<br>**(optional)**|
|---|---|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|



|**Cost (optional)**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**<br>**-**|**Current value**<br>**(optional)**|
|---|---|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|
|**-**|**-**|



## **Amount due (optional)** 

## **When due (optional)** 

**-** 

Name 

Date of approval 

03.12.23 



## **Kerith Trust - Forecast Income & Expenditure 01.04.23 to 31.03.24 Charity Number 1174967** 

|O/Balance<br>Reach Across1<br>Reach Across2<br>Income Projected to year ending on 31st March 2024<br>Expenditure:<br>Website Hosting/Domains<br>Bank Fees<br>Donations/Grants<br>Computer Software<br>Training Coordinator/Courses<br>**Projected Surplus/(Defcit) Carried Forward**|**April**|**May**|**June**|**July**|**August**|**September **|**October**|**November**|**December**|**January**|**February **|**March**|**Total**|
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
||£7,769.27<br>£7,769.27<br>£92.10<br>£162.71<br>£1,671.62<br>£1,926.43<br>£100.00<br>£250.00<br>£250.00<br>£250.00<br>£850.00|||||||||||||
||£7,861|£0|£0|£163|£0|£0|£0|£1,672|£100|£250|£250|£250|£10,546|
||-£52.00<br>-£52.00<br>£0.00<br>-£6,593.58<br>-£6,593.58<br>£0.00<br>£0.00<br>£0.00|||||||||||||
||**###**|**£0.00**|**£0.00**|**£0.00**|**£0.00**|**£0.00**|**£0.00**|**£0.00**|**£0.00**|**-£52.00**|**£0.00**|**£0.00**|**###**|
|||||||||||||||
||**£1,268**|**£0**|**£0**|**£163**|**£0**|**£0**|**£0**|**£1,672**|**£100**|**£198**|**£250**|**£250**|**£3,900**|



_Prapared by: Kulvinder Kumar (ACMA) Trustee 88 Trinity Road (Registered Charity Address) Four Oaks B75 6TJ_ KKumar1967@sky .com 



Transactlon
date
Bank
reference
Customer
reference
23111120
23
PEDAL PUM...
REACHACRO<
07111120
23
REACHACR...
CHAPS STG R
21107120
23
REACHACR...
CHAPS STG R
24104120
23
REACHACR...
FOREIGN PA
06104120
23
MRINDIJD
OVERSEAS P

Account number
Account nlckname
Type of
payment
SI...
089299658515240
KERITH TRUST R C
1174967
Faster
Payment
00...
089299658515240
KERITH TRUST R C
1174967
CHAPS
credit
00...
089299658515240
KERITH TRUST R C
1174967
CHAPS
credit
089299658515240
KERITH TRUST R C
1174967
Own
Account
Credit
YM...
089299658515240
KERITH TRUST R C
1174967
Foreign
Debit

Amount
1.571.49
100.13
162.71
£ 92.10
6.593.58

|Source|Date|Gross|Bank Charges|Net|
|---|---|---|---|---|
|RA USA|4/24/2022|344.24|1.74|342.50|
|RA USA|10/1/2022|333.2|1.69|331.51|
|RA USA|8/5/2022|96.72|0.49|96.23|
|RA USA|2/3/2023|253.02|1.28|251.74|
|RA UK|3/23/2023|5566.40|28.20|5538.20|
|||6593.58|33.4|6560.18|
|RA UK||Gross|Bank charges|Net to Project|
|DJ Childrens Literacy||42.42|0.22|42.20|
|DJ Language Centre||1144.43|5.81|1138.62|
|DJ Afar||1000|5.08|994.92|
|DJ Bookshop||60|0.30|59.70|
|SJ General||1042.77|5.29|1037.48|
|DJ Tadjoura Healthcare||1000|5.08|994.92|
|DJ English Lang Café||1276.86|6.48|1270.38|
|||5566.48|28.26|5538.22|





see below breakdown
Glenn Tanio

|Corporation Tax Reference UTR|922 35112 23450 A|
|---|---|
|Entity Status|CIO|
|Gift Aid Number|ZD05210|
|HMRC Gift Aid Customer Number: 0119953410||
|Charity Commission Login|66952UT6|
|Stewardship Account||
|Golden Giving Account||
|Charity Number|1174967|
|Charity Commission Online fling|Y4F8YYAD|



Elijah2017 



Code

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