## **Charity Registration number: 1174906** 

## **Gurnell Grove Community Trust** 

**Trustees Report and Financial Statements (unaudited)** 

## **12 months to 31 December 2025** 

|**12 months to 31 December 2025**||
|---|---|
||**Page**|
|**Trustees' annual report**|**1-17**|
|**Independent examiner's report to the trustees**|**18**|
|**Statement of financial position (Balance Sheet)**|**19**|
|**Statement of financial activities (Income and**<br>**Expenditure)**|**20**|
|**Notes to the financial statements**|**21-26**|



## **Declaration** 

**The trustees' annual report and financial statements were approved on 30 April 2026 and signed on behalf of the board of trustees by:** 

Rachel Bedford 

_Jane Maffett_ 

**Rachel Bedford, Chair** 

**Jane Maffett, Treasurer** 




ANNUAL REPORT LIVES CHANGED. HOPE RESTORED. COMMUNITY TRANSFORMED. 

2024/2025 




## PREPARED BY 

The Trustees of Gurnell Grove Community Trust Charity Number: 1174906 



## TABLE OF CONTENTS 

A YEAR ON THE GROVE 1 OUR VISION 2 LETTER FROM CHAIR & PASTOR 3 - OUR IMPACT 4 6 COMMUNITY CENTRE 7 COMMUNITY GROCERY 8 CHRISTMAS 9 OUR TEAM 10 SAFEGUARDING 11 SUPPORTERS & PARTNERS 12 - TRUSTEES REPORT 13 16 CONTACT US 17 




## A YEAR ON THE GROVE 

It's been a great year on the Grove. 

People have chosen Jesus for the first time. Relationships have gone deeper. We've had fun together, faced hard things together, and come out the other side more rooted than we were. 

A community centre that feels like ours. A Community Grocery almost ready to open. Real things, happening on a real estate, with real people. We're excited about what God is building here. 

None of it happens without people. Those who serve week in week out, seen and unseen. Those who pray alongside us. Those who give financially to make it possible. This is your story too. 

Thank you for standing with us. 

1 




## OUR VISION 

**A healthy, growing church community in the heart of the Gurnell Grove estate through which hundreds of local people become disciples of Jesus.** 

We exist to cultivate a church that is accessible and relevant to local people — a community that brings both spiritual and social transformation. 

We long to see people: 

- Discover their identity in Christ 

- Overcome the barriers that hold them back 

- Love and serve one another and the wider estate 

- Share their faith with confidence 

We do this by building a committed local team, tackling social challenges on the estate, forming deep relationships, and gathering weekly to worship, grow, and explore faith together. 

2 



## LETTER FROM THE CHAIR 

RACHEL BEDFORD Chair of Trustees 

It has been hugely encouraging to see The Grove Community continue to grow in strength and stability this year. Beyond visible milestones, what stands out is the steady, faithful hard work of the staff members and volunteers – who serve individuals and families week by week, relationship by relationship.  We have seen encouraging depth in the church community alongside important organisational evolution as we move towards launching the Community Grocery. On behalf of the Trustees, I thank our staff, volunteers, partners and supporters for your continued support. 

## LETTER FROM THE PASTOR 

Planting a church on an estate is long-term work. This year has been marked by steady growth, deepening relationships and stronger foundations. A lot of what we do happens in the day-to-day — over cups of tea, on prayer walks and in weekly gatherings. We show up, we stay, and we trust God to do what only he can do. This year a large group of us went to Wildfire festival together — we had a wonderful time and came back closer to each other and closer to God. 

Alongside that, we've grown as a team. In partnership with The Message Trust, a Community Grocery Manager has been appointed and is now working closely with our team as we prepare for launch. 

Funds raised this year mean we are ready to open the doors. The Grocery will provide affordable food alongside practical support for families across the Grove. 


MARK TATE Project Lead and Pastor 

We've seen volunteers grow in commitment and partnerships deepen. We remain committed to being a stable presence on the estate — believing steady church life brings lasting change. 3 



## OUR IMPACT 

## GROWING DISCIPLES ON THE GROVE 

At the heart of The Grove Community is a simple commitment: to help people encounter Jesus and grow as disciples within their own community. 

This year we have seen faith take deeper root across the estate. Week by week, people have gathered to worship, explore Scripture and pray together. What once felt new and fragile now feels increasingly established. 

Seven people publicly declared their faith through baptism — a significant milestone for a church rooted in the heart of a deprived estate. Each baptism represents courage, belonging and a life taking a new direction. 

The spiritual life of the church has deepened this year. We joined the global 24/7 Week of Prayer for the first time, and alongside our regular prayer walks across the estate, we've seen a real hunger for prayer grow across the church. 


A local mum  being baptised on Easter Sunday. 

We're also seeing real depth in our Lifegroups — people doing life together, being honest, growing as disciples. With an average Sunday attendance of 37, the growth is steady, relational and long-term. 



Baptisms Average Sunday Attendance 

Prayer Walks 

37 

7 

44 

4 




## BUILDING COMMUNITY 

Community transformation happens through consistent presence. 

Our weekly café has remained a welcoming space for connection, conversation and practical support — reducing isolation, building friendships and helping people feel seen and valued. Week after week, the same faces, the same welcome, and slowly relationships deepen. 

Across our gatherings and events, thousands of meals were shared. There's something powerful about eating together — it's where real community happens and where people who might otherwise feel alone find they belong. 

Our support at Heron House, a local sheltered accommodation scheme for elderly residents, continued throughout the year. Through regular visits and conversation, trust grows and community deepens. We're committed to staying. 


Café Visits 


Meals Served 


Weeks supporting at Heron House (Sheltered Accommodation) 

2 198 , 

1 451 , 

47 

5 



## SERVING TOGETHER 

The work of The Grove Community is sustained by people who choose to serve. This year, thousands of volunteer hours were given across church life, community cafés, estate events and support projects. Behind every gathering and initiative are individuals giving their time quietly and faithfully, often unseen but essential to the life of the community. It's not glamorous work — but it's the kind of faithful, consistent service that builds something real. 

Volunteers have stepped into greater responsibility, new leaders have emerged and partnerships have deepened. Training and shared ownership have helped build confidence across the team. The strength of our work lies in people serving together, each contributing their gifts and experience. We're grateful for every one of them. 


A significant step forward this year was partnering with The Message Trust in the appointment of a Community Grocery Manager, who is now embedded within our team as we prepare for launch.This investment strengthens our ability to serve families with consistency and care for the long term. 

The Community Centre has been busy this year, supporting both church and community activity. Long-term transformation requires strong teams, leadership and a commitment to stay. 




Volunteer Hours 

Community Grocery Manager Appointed 

Community Centre Hours 

2 281 , 

332 

1 

6 




## INVESTING IN OUR COMMUNITY CENTRE 

This year we refreshed and redecorated the Community Centre, creating a warmer and more welcoming space for gatherings, support activities and local events. 

The transformation was made possible through a partnership between local residents and a team from Eagles Landing First Baptist Church, one of our mission partners in the United States. Working side by side, volunteers gave their time and skills to repaint, repair and reimagine the space.the team worked incredibly hard and the difference is really noticeable. 

This collaboration reflects something deeper than cosmetic change. It demonstrates shared ownership, generosity and a belief that our community is worth investing in. When people from different backgrounds and different parts of the world come together to serve a housing estate in west London, that's something special. 

Strengthening our physical foundations is part of building work that lasts. 

“ It feels brighter and more welcoming now. You actually want to come in and stay. It makes a real difference to how people feel.” Synthia, a local resident 

7 




## - COMMUNITY GROCERY: A LONG - PRAYED FOR STEP FORWARD 

For several years, we have been working towards establishing a Community Grocery on the Grove — a project designed to provide affordable food alongside practical support for local families. 

This year marked significant progress. In partnership with The Message Trust, a Community Grocery Manager has been appointed and is now working closely with our team as we prepare for launch. Substantial funding has been secured, groundwork completed and infrastructure prepared, with the final stages now in sight. The Grocery will offer members access to low-cost food in a dignified, community-based setting. Alongside this, we plan to provide wraparound support including budgeting guidance, wellbeing initiatives and opportunities for volunteering and skills development. 

In a community where many households face financial pressures, rising living costs and isolation, this initiative is both timely and necessary. Our aim is not only to respond to crisis, but to build resilience and long-term stability. 

This project reflects our wider commitment: to remain present, to build with care and to create initiatives designed to endure. 

We look forward with confidence to its launch in the year ahead. 

8 



## CHRISTMAS ON THE GROVE 


Christmas remains one of the most significant moments in our year — an opportunity to gather widely and celebrate together. 

Across our Christmas Festival Week, over 500 people visited us through a range of events designed to be accessible and welcoming. From relaxed gatherings and creative activities to carols and worship, the aim was simple: to create spaces where people felt comfortable, included and able to explore the message of Christmas. 

Our Carol Service brought together families, longterm residents and newer members of the community. For many, it was their first time in a 

church setting. The atmosphere was joyful and relaxed, reflecting the diversity of the estate itself. 

Alongside this, we delivered Christmas cards across the estate, inviting neighbours personally and reminding households that they are seen and valued. It's a small thing, but people notice — and those small gestures matter more than we sometimes realise. 

Christmas on the Grove is not just an event — it's a reflection of the kind of church we are becoming: open, relational and rooted in our community. A church that shows up at Christmas, and every other week of the year too. That's what we're building here. 


9 



## OUR TEAM 

Over 2024–2025, The Grove Community team has grown to six team members, welcoming Beth Koch as Community Grocery Manager as we prepare for launch. We were also pleased to welcome new trustees, including Revd David Baylor, Vicar of St Stephen’s, one of our key mission partners. 

Alongside our staff and trustees, a dedicated team of 30 volunteers supported The Grove through weekly projects, Sunday services and community events. Our trustees continue to provide governance and oversight, ensuring we remain faithful to our charitable objectives and deliver public benefit. 

## TEAM 

**Mark Tate:** Project Lead and Pastor **Josh Koch:** Estates Project Leader **Laura Tate:** Admin Assistant 

**Denise Colliver:** Pastoral Care Co-ordinator **Beth Koch:** Community Grocery Manager **Paula Bailey:** Key Volunteer 

## TRUSTEES 

**Rev Rachel Bedford:** Chair of Trustees &  Safeguarding Trustee 

**Jane Maffett** 

**Anusha Couttigane** 

## **Jonny Baker** 

**Rev David Baylor:** Trustee from 26 March 2025 

## TEAM HIGHLIGHT      || Beth 

My name is Beth Koch and I am the Community Grocery Manager, married to Josh Koch. I grew up in Croydon but have lived in West London since 2022. I enjoy anything creative, including art and music.  My hope is for the Grocery to be a place where people can feel known and loved, have their practical needs met and be introduced to Jesus by being offered prayer and hearing personal stories. 


10 



## SAFEGUARDING 


The safety and wellbeing of children, young people and vulnerable adults remains a priority for The Grove Community. 

We are committed to maintaining robust safeguarding practices across all areas of our work. Our policies are reviewed regularly and align with national guidance. All relevant staff and volunteers undergo appropriate safeguarding training and safer recruitment processes. 

Designated Safeguarding Leads oversee concerns and reporting procedures, ensuring that any issues are handled promptly and appropriately. We work in partnership with statutory agencies where necessary. 

Safeguarding is not treated as a compliance exercise but as an integral part of our commitment to care well for those who engage with our church and community activities. 

The Trustees maintain oversight of safeguarding policy and practice as part of their governance responsibilities. 

11 



## SUPPORTERS & PARTNERS 

The work of The Grove Community is made possible through the generosity of individuals, churches, trusts and foundations who share our vision for the Gurnell Grove estate. 

This year, we have been strengthened by regular giving, one-off donations and grant funding that has enabled both ongoing ministry and strategic development — particularly as we prepare for the launch of the Community Grocery. 

**We are grateful not only for financial support, but for prayer, encouragement and partnership.** The breadth of support we receive reflects a shared belief that long-term, estate-based ministry matters. 

We thank the following organisations and churches for their partnership this year: 

## - GRANT MAKING TRUSTS & FOUNDATIONS 

- The Lauderdale Trust Willats Trust William Hobbayne Trust Young Ealing Foundation 

- National Lottery Community Fund Pitshanger Community Association Tabeel Trust Ealing Foodbank 

## PARTNER CHURCHES 

## INTERNATIONAL PARTNER CHURCHES 

- St Stephen’s Ealing Eagles Landing First Baptist Church St Paul’s Ealing City Church George Town St Mary’s Ealing Pinelake Mississippi St John’s Ealing The Gathering Place Trinidad St Mellitus Ealing Ealing Abbey St Kat’s Westway London Network Church 

   - Eagles Landing First Baptist Church City Church George Town 

## COMMUNITY & INDIVIDUAL FUNDRAISING 

We are also grateful for gifts raised through local events, one-off donations and the faithful regular giving of individuals who continue to sustain the work week by week. 

12 



## OUR FUTURE 

## 2026 AND BEYOND 

As we look to 2026, we do so with gratitude and quiet confidence. 

The long-awaited launch of the Community Grocery, in partnership with The Message Trust, marks a significant step forward. This project will provide dignified food support alongside wraparound care, strengthening our response to financial hardship on the estate. 

We are also preparing to launch The Grove Basement Youth Café, in partnership with Youth Basement Café. This new space will create a safe, welcoming environment for young people to gather, build relationships and explore faith. 

Alongside these developments, we remain committed to steady church life on the Grove — consistent worship, pastoral care, prayer and presence. Transformation on estates takes time. We believe long-term commitment builds trust and lasting change. 

Financial sustainability remains a priority as we grow individual giving and steward resources carefully for long-term impact. 


13 



## TRUSTEES’ REPORT 

## **Structure, Objectives and Public Benefit** 

The Grove Community is governed by a constitution as a Charitable Incorporated Organisation (CIO).The church operates under a Bishop’s Mission Order within the Church of England. Its principal objects, as set out in the governing document, are: 

- 1.The advancement of the Christian faith (in particular but without limitation) by the provision of worship services, prayer meetings, the public celebration of Christian festivals, Christian literature and in such other ways as the Charity Trustees may from time to time decide; and 

- 2.The relief of persons who are in need by reason of financial hardship, unemployment, disability, ill-health, lack of education or skills attainment and other economic or social disadvantage. 

In planning the charity’s activities, the Trustees have had due regard to the Charity Commission’s guidance on public benefit. The charity delivers public benefit through accessible worship, community initiatives, pastoral support and estate-based activities designed to reduce isolation and strengthen local resilience. 

## **Achievements and Performance** 

2025 was a year of consolidation and preparation. Regular worship gatherings, community cafés and estate initiatives continued steadily, with strong participation across seasonal activities and outreach projects. 

The charity strengthened its delivery capacity through partnership, including the appointment of a Community Grocery Manager by The Message Trust, working closely with our team as we prepare for launch. Major fundraising during the year has positioned the charity well for implementation in 2026. 

The Trustees are encouraged by continued growth in participation, partnership and organisational maturity. 

14 



## **Financial Review** 

2025 was a year of consolidation and preparation. Core church and community activities remained stable, whilst income growth positioned the charity well for 2026, particularly in readiness for the launch of the Community Grocery. 

Total income increased significantly, supported by expanded grant funding, strengthened mission partnerships and a 30% increase in regular individual giving. Several grant commitments were secured during the year, including two for three years (details in the Financial Statements). 

Expenditure increased in line with strategic growth. Staff costs rose following a full year of the Estates Project Leader role, and seasonal project activity expanded. These initiatives were undertaken only where substantially externally funded. 

A total of £58,000 was raised towards the Community Grocery project during the year. These funds will be utilised during 2026 to support project implementation and infrastructure. 

## **Reserves Policy** 

The Trustees aim to maintain unrestricted reserves sufficient to cover approximately two months of operating costs. 

At 31 December 2025, unrestricted (undesignated) reserves totalled £42,139, exceeding the policy threshold. A further £24,500 is held in designated unrestricted funds to support future strategic initiatives. 

The Trustees consider the reserves position to be appropriate and proportionate. 

## **Governance and Risk** 

Trustees meet regularly to oversee strategy, financial performance and risk 

management. Day-to-day operations are delegated to the Project Lead and staff team under Trustee oversight. 

15 



The Trustees regularly review the principal risks facing the charity, including financial sustainability, reliance on grant income, key personnel dependency and safeguarding risk. Mitigation includes active relationship development, staffing investment, financial monitoring, formal policies and appropriate insurance cover. 

There were no Serious Incidents to report to the Charity Commission during the year. 

## **Responsibilities of Trustees** 

Charity law requires us as Trustees to prepare financial statements for each accounting year which record the receipts and payments of the charity for the year. 

We are responsible for keeping proper accounting records which disclose with reasonable accuracy at any time the financial position of the charity and enable us to ensure that the financial statements comply with the Charities Act 2011. 

We also have a responsibility to safeguard the assets of the charity and to take reasonable steps to prevent fraud or any other irregularities. 

## **Availability of Full Financial Statements** 

The full financial statements, including the Independent Examiner’s Report, Statement of Financial Activities, Balance Sheet and Notes to the Accounts, are available separately and will be filed with the Charity Commission. 

## **Approval** 

This report was approved by the trustees and signed on their behalf by: 

## **Rachel Bedford: Chair of Trustees** 

9th March 2026 

16 



## CONTACT US 


## THE GROVE COMMUNITY 

@thegrove.community 

## Email 

contact@gurnellgrove.com 

@thegrovecommunity 

Website 

## Registered Address 

St Stephen's Church St Stephen's Road, London, W13 8HD 

www. . thegrove community 

Phone 

07388 607840 

Gurnell Grove Community Trust (also known as The Grove Community and Eden Gurnell Grove) 

17 



## **Independent Examiner's Report to the Trustees of Gurnell Community Trust** 

I report on the accounts of the charity for the year ended 31[st] December 2025 which are set out on finance pages of the Annual Report. 

## **Respective Responsibilities of Trustees and Examiner** 

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 144(2) of the Charities Act **2011** (the 2011 Act)) and that an independent examination is needed. 

It is my responsibility to: 

- Examine the accounts under section 145 of the 2011 Act); 

- To follow the procedures laid down in the General Directions given by the Charity Commissioners (under section 145(5)(b) of the 2011 Act); and 

- To state whether particular matters have come to my attention. 

## **Basis of Independent Examiner's report** 

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below. 

## **Independent examiner's statement** 

_Since the gross income for the year exceeds the amount provided in section 145(3) of the Act, I confirm that I am qualified to act as Independent Examiner under the provisions of that section of the Act and that my qualification is as shown below._ 

In connection with my examination, no matter has come to my attention: 

- 1 which gives me reasonable cause to believe that in any material respect the requirements 

   - to keep accounting records in accordance with section 130 of the 2011 Act; and 

   - to prepare accounts which accord with the accounting records and comply with the accounting requirements of the 2011 Act have not been met; or 

- 2 to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached. 

Kevin Ogilvie Charity Bookkeeping and Examination Services 24[th] April 2026 13 Evelyns Close, Hillingdon, Middlesex, UB8 3LR 

18 



**Financial Statements – Gurnell Grove Community Trust** 

|**Balance Sheet**|**Balance Sheet**||
|---|---|---|
|**Gurnell Grove Community Trust**<br>**31/12/2025**<br>**(compared to 31/12/2024)***|||
||||
|£|31/12/2025|Prior Total*|
|**Current Assets**|||
|Debtors|7,597|2,258|
|Cash at Bank and in hand|110,726|42,864|
|Creditors|-1,676|-2,479|
|**Net Assets**|**116,647**|**42,643**|
||||
|**Funds and Reserves**|||
|Restricted Funds|49,798|15,603|
|Unrestricted Designated Funds|24,530|1,397|
|Unrestricted General Fund|42,139|25,643|
|**Funds Provided**|**116,467**|**42,643**|



## **Prior Year** 

|**_Balance Sheet_**|||
|---|---|---|
|**_Gurnell Grove Community Trust_**<br>**_31/12/20254_**<br>**_(compared to 31/12/2023)*_**|||
||||
|_£_|_31/12/2024_|_Prior Total*_|
|**_Current Assets_**|||
|_Debtors_|_2,258_||
|_Cash at Bank and in hand_|_42,864_|_56,687_|
|_Creditors_|_-2,479_|_-351_|
|**_Net Assets_**|**_42,643_**|**_56,336_**|
||||
|**_Funds and Reserves_**|||
|_Restricted Funds_|_15,603_|_25,290_|
|_Unrestricted Designated Funds_|_1,397_||
|_Unrestricted General Fund_|_25,643_|_31,046_|
|**_Funds Provided_**|**_42,643_**|**_56,336_**|



19 



**Statement of Financial Activities (Income and Expense) Prepared for Gurnell Grove Community Trust: 1/1/2025 to 31/12/2025 (compared with 1/1/2024 to 31/12/2024)*** 

|£|Unrestricted|Restricted|Total|Prior<br>Total*|
|---|---|---|---|---|
|**Income**|||||
|Charitable Activities|1,091||1,091|1,087|
|Donations and Legacies|||||
|. . Event Driven Income|2,245|17,506|19,751|7,437|
|. . Individuals Giving|||||
|. . . . Church Giving|472||472|350|
|. . . . Individuals-one off|9,074||9,074|2,741|
|. . . . Individuals-regular|30,003||30,003|23,894|
|. . Organisational giving|||||
|. . . . Org Donations & Grants|||||
|. . . . . . Donations-Mission Partners|26,349||26,349|30,932|
|. . . . . . Grants|9,897|53,000|62,897|20,645|
|Separate Material Item of Income|||||
|. . Special Income-Grocery and Wraparound|20,159|38,195|58,354|3,242|
|Investments|837||837|936|
|Other Incoming Resources||||410|
|**Total income and endowments**|**100,127**|**108,701**|**208,829**|**91,673**|
||||||
|**Expenditure**|||||
|Raising Funds|1,299||1,299|63|
|Charitable Activities|||||
|. . Charitable giving|92||92|269|
|. . Charity Management & Administration|1,241||1,241|1,421|
|. . Charity Running Costs|9,750||9,750|13,172|
|. . Employee Costs|33,248|45,000|78,248|71,265|
|. . Projects|10,390|29,506|39,896|14,419|
|. . Sunday Church|4,300||4,300|4,757|
|**Total expenditure**|**60,319**|**74,506**|**134,826**|**105,366**|
||||||
|**Net income/(expenditure)**|**39,808**|**34,195**|**74,003**|**-13,693**|
|Exceptional items|||||
|Transfers between funds|||||
|**Net movement in funds**|**39,808**|**34,195**|**74,003**|**-13,693**|
|Total funds brought forward|27,041|15,603|42,643|56,336|
|**Total funds carried forward**|**66,849**|**49,798**|**116,647**|**42,643**|



20 



## **PRIOR YEAR Statement of Financial Activities (Income and Expense)** 

## **1/1/2024 to 31/12/2024 (compared with 1/1/2023 to 31/12/2023)*** 

|£|Unrestrict<br>ed|Restricted|Total|Prior<br>Total*|
|---|---|---|---|---|
|**Income**|||||
|Charitable Activities|1,087||1,087|952|
|Donations and Legacies|||||
|. . Event Driven Income|3,205|4,231|7,437|6,617|
|. . Fund Raising Initiatives||||2,679|
|. . Individuals Giving|||||
|. . . . Church Giving|350||350|169|
|. . . . Individuals-one off|2,741||2,741|309|
|. . . . Individuals-regular|23,894||23,894|23,561|
|. . Organisational giving|||||
|. . . . Org Donations & Grants|||||
|. . . . . . Donations-Mission Partners|30,932||30,932|33,500|
|. . . . . . Grants|6,145|14,500|20,645|15,469|
|Separate Material Item of Income|||||
|. . Special Income-Grocery and Wraparound||3,242|3,242|20,643|
|Investments|936||936|783|
|Other Incoming Resources|410||410||
|**Total income and endowments**|**69,700**|**21,973**|**91,673**|**104,680**|
||||||
|**Expenditure**|||||
|Raising Funds|63||63|59|
|Charitable Activities|||||
|. . Charitable giving|269||269|839|
|. . Charity Management & Administration|1,421||1,421|1,629|
|. . Charity Running Costs|10,183|2,989|13,172|8,689|
|. . Employee Costs|52,007|19,258|71,265|56,808|
|. . Projects|5,006|9,413|14,419|17,296|
|. . Sunday Church|4,757||4,757|3,513|
|**Total expenditure**|**73,706**|**31,660**|**105,36**<br>**6**|**88,832**|
||||||
|**Net income/(expenditure)**|**-4,006**|**-9,687**|**-**<br>**13,693**|**15,849**|
|Exceptional items|||||
|Transfers between funds|||||
|**Net movement in funds**|**-4,006**|**-9,687**|**-**<br>**13,693**|**15,849**|
|Total funds brought forward|31,047|25,290|56,336|40,488|
|**Total funds carried forward**|**27,041**|**15,603**|**42,643**|**56,336**|



21 



**Notes to Financial Statements** 

## **1. GENERAL INFORMATION** 

The CIO is a public benefit entity, a registered charity in England and Wales and is unincorporated. All income and expenditure derive from continuing activities. 

## **2. STATEMENT OF COMPLIANCE** 

These financial statements have been prepared to be consistent with the recommendations in Accounting and reporting by Charities Statement of Recommended Practice SORP 2[nd] edition October 2019 (FRS 102) as they apply to smaller charities. 

## **3. ACCOUNTING POLICIES** 

## **3.1 Basis of preparation** 

These financial statements have been prepared on an ‘Income and Expenditure’ basis (otherwise referred to as ‘Accruals’). The financial statements are prepared in sterling, the functional currency, and the Trust has elected to report using ‘natural categories’ rather than on an ‘Activities’ basis. 

## **3.2 Going concern** 

There are no material uncertainties about the charity's ability to continue. 

## **3.3 Judgements and key sources of estimation uncertainty** 

The preparation of the financial statements requires the management and trustees to make judgements, estimates and assumptions that affect the amounts reported. These estimates and judgements are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. 

## **3.4 Fund accounting** 

- Unrestricted funds are available for use at the discretion of the trustees to further any of the charity's purposes. 

- Designated funds are unrestricted funds earmarked by the trustees for a particular future project or commitment, though could be reallocated if priorities change. 

- Restricted funds are subjected to restrictions on their expenditure declared by the grantor or donor or through the terms of an appeal, and fall into one of two sub-classes: restricted income funds or endowment funds. The charity does not have any endowment funds. 

## **3.5 Receipts** 

Income is recognised when the Trust is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation. No amounts are included for the contribution of volunteers or goods donated. 

22 



## **3.6 Payments made** 

Expenditure includes any VAT which cannot be recovered, and is classified under headings of the statement of financial activities to which it relates: 

- expenditure on charitable activities includes all costs incurred by a charity in undertaking activities that further its charitable aims for the benefit of its beneficiaries, including those support costs and costs relating to the governance of the charity apportioned to charitable activities 

- expenditure on tangible items purchased are written off in the year in which they are purchased, as they have a short life, typically < 3 years 

- expenditure on raising funds includes the costs of all fundraising activities, events, noncharitable trading activities, and the sale of donated goods. Fees for processing donations are charged here. 

- other expenditure includes all expenditure that is neither related to raising funds for the charity nor part of its expenditure on charitable activities 

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. 

## **3.7 Additional Declarations needed** 

The Charitable Incorporated Organisations (General) Regulations 2012 require the following information for charities preparing accounts on an ‘income and expenditure’ basis: 

- particulars of any guarantee given by the CIO, where any potential liability under the guarantee is outstanding at the date of the statement of assets and liabilities – there are no such guarantees 

- particulars of any debt outstanding at the date of the statement of assets and liabilities which is owed by the CIO and which is secured by an express charge on any of the assets of the CIO – there are no such debts 

## **4. EMPLOYEES** 

At the end of the year 4 people were employed by the Trust, one full-time, three part-time (the same in 2024). No employee received employee benefits of more than £60,000 during the year. The Trust benefited from the National Insurance Employers Allowance and had minimal Employer NI costs. 

|**Employment Costs 2025**|**General**|**Restricted**|**Total**|
|---|---|---|---|
|Salaries|£30,295|£41,667|£71,962|
|Employer NI|£529|£0|£529|
|Pension|£2,424|£3,333|£5,757|
|**Total**|**£33,248**|**£45,000**|**£78,248**|



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|**_Employment Costs 2024_**|**_General_**|**_Restricted_**|**_Total_**|
|---|---|---|---|
|_Salaries_|_£46,885_|_£18,080_|_£64,964_|
|_Employer NI_|_£0_|_£0_|_£0_|
|_Pension_|_£4,018_|_£1,179_|_£5,197_|
|_Termination payment_|_£1,103_|_£0_|_£1,103_|
|**_Total_**|**_£52,007_**|**_£19,258_**|**_£71,265_**|



Employers’ National Insurance Liabilities were covered by the Employers Allowance for small business.  The termination payment related to a reduction in hours for a member of staff. 

The Trust operates a Defined Contribution Scheme for employees. 

## **5. TRUSTEE REMUNERATION AND EXPENSES** 

No remuneration or other benefits from employment with the charity or a related entity were received by the trustees. There have been no related party transactions in the reporting period. Normal expenses incurred on trust activities were reimbursed to trustees. 

## **6. DEBTORS** 

|**BTORS **|||
|---|---|---|
||**2025**|**2024**|
|Accrued Income, not<br>received by year end|£6,997|£2,258|
|Advance payments for<br>2026|£550|£0|
|Total|£7,547|£2,258|



## **7. CREDITORS** 

|**EDITORS**|||
|---|---|---|
||**2025**|**2024**|
|Accrued expenses|£1,677|£2,479|



## **8. Cash at Bank and in Hand** 

||**2025**|**2024**|
|---|---|---|
|Cash at Bank and in Hand|£110,726|£42,865|



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## **9. RESTRICTED FUNDS** 

|**Restricted Funds**|**1 Jan 2025**|**Income**<br>**in 2025**|**Expenditure**<br>**in 2025**|**31 Dec**<br>**2025**|
|---|---|---|---|---|
|Christmas Events|£0|£4,397|£4,398|£0|
|Grocery and Wraparound projects|£5,186|£38,195|£12,000|£31,381|
|Youthwork (Young Ealing<br>Foundation)|£0|£8,000|£0|£8,000|
|Salary Support (Lauderdale Trust)|£10,417|£25,000|£25,000|£10,417|
|Salary Support (Willats Trust)|£0|£20,000|£20,000|£0|
|Mission weeks|£0|£11,109|£11,109|£0|
|Summer activities|£0|£2,000|£2,000|£0|
|**Total**|**£15,603**|**£108,702**|**-£74,507**|**£49,798**|



- **‘Christmas Events Restricted Fund’** represents sponsorship, from Ealing Abbey (who made a donation direct to suppliers), Eagles Landing (an American church) and the William Hobbayne Trust for Christmas Events, which this year included Winter Wonderland, a Pantomime, a Christmas lunch and Christmas hampers. 

- **‘Grocery and Wraparound Restricted Fund’** includes donations and funds raised in advance of the launch of our Community Grocery – sadly delayed but getting close to a launch date – and its wraparound projects. The year-end balance represents: 

   - £4,686 remaining of the funds raised in the Big Give Christmas Challenge 2023 for this initiative. 

   - £19,000 from the National Lottery Community Fund, towards the purchase of a third cabin, as an office for the Community Grocery 

   - £12,000 from Ealing Foodbank for set up costs (used this year) 

   - £1,850 from the Ealing Deanery for equipping this third cabin 

   - £1,000 from St Mellitus and St Mark’s PCC (£500 carried forward from previous year and a further £500 this year. 

   - £1,000 from St Mary’s church Hanwell 

   - Pledgers for the Big Give Christmas Challenge 2025 (the remaining funds raised are in a designated fund); 

      - £1,000 from Pitshanger Community Association 

      - £300 from London Network Church 

   - Private donations of £2,545 

- **‘Salary support Lauderdale Trust Restricted Fund’** was set up in late 2024 for a very generous three-year grant of £25,000 pa and is being used to fund salaries. 

- **‘Salary support Willats Trust Restricted Fund’** was set up in January 2025 for a very generous three-year grant of £20,000 pa and is being used to fund salaries. 

- **‘Mission weeks Restricted Fund’** channelled donations and sponsorship for 2 weeks in 2025 where projects on the estates were undertaken, including 

   - £5,936 from City Church Georgetown (an American church) 

   - £2,796 from Eagles Landing (an American church 

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`o` £2,377 from Ealing Council for the renovation of the Community Centre 

- **‘Summer Restricted Fund’** represented a grant of £2,000 from the William Hobbayne Trust for our Summer Camping trip, especially for equipment. 

- **‘Youthwork Restricted Fund’** represents a grant from the young Ealing Foundation to establish and run Youth activities on the estate in 2026. 

## **We are very grateful indeed for all these Grants and Donations.** 

## **10. DESIGNATED FUNDS** 

|**Unrestricted Funds**|**1 Jan**<br>**2025**|**Income**<br>**in 2025**|**Expenditure**<br>**in 2025**|**31 Dec**<br>**2025**|
|---|---|---|---|---|
|Special Projects Designated<br>fund (formerly Christmas<br>Designated fund)|£1,397|£2,973|£0|£4,371|
|Grocery and Wraparound<br>Designated fund|£0|£20,159|£0|£20,159|
|General Unrestricted|£25,644|£76,995|£60,319|£42,319|
|**Total Unrestricted**|**£27,041**|**£100,127**|**£60,319**|**£66,849**|



- **‘Special Projects Designated Fund’** – some of the funds donated for Christmas events in earlier years and 2025 were made on a unrestricted basis and not used for the 2024 nor 2025 season so the Trust has renamed the fund, aiming to use it for special projects.  This includes £2,283 from Eagle’s Landing church (with their agreement). 

## **11. RELATED PARTY RELATIONSHIPS AND TRANSACTIONS** 

During the year the following Trustees were also Trustees of related entities: 

Revd David Baylor was also a trustee and Chair of St Stephen’s Ealing PCC (charity number 1133772) 

Jane Maffett was a Trustee of St Stephen’s Ealing PCC (charity number 1133772) 

## **12. GOVERNANCE COSTS** 

|**OVERNANCE COSTS**|||
|---|---|---|
||**2025**|**2024**|
|Independent Examiner’s<br>Fee|£250|£250|



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